EZCORP, Inc. - Board of Directors

Ms. Arnold has been a director since May 2019. She has 20 years of experience in marketing, brand management, strategy development and business operations. She serves as Senior Vice President, Carbonated Soft Drinks, at PepsiCo., Inc., where she oversees the brand and business for the Carbonated Soft Drink portfolio in North America, including some of the company's largest brands such as Pepsi and Mountain Dew. Prior to joining PepsiCo in March 2022, she was the Chief Digital and Marketing Officer of Kimberley-Clark Corporation, a global personal care and consumer products company (April 2020 to March 2022), and spent six years with Google, serving as Global Head of Growth for Chromebook (May 2019 to March 2020); General Manager, US Chromebooks (March 2018 to May 2019); Global Head of Marketing, Chromebooks and IoT (November 2016 to March 2018); Head of Americas Marketing, Google Play (April 2015 to October 2016); and Head of NA Marketing, Google Play (October 2013 to April 2015). Prior to joining Google, Ms. Arnold spent over nine years in various brand management positions with Kellogg Company (August 2010 to October 2013) and Procter & Gamble (April 2004 to August 2010). Ms. Arnold began her professional career at General Electric Corporation, where she served as Product Manager, Server Solutions for GE Capital IT Solutions (April 2002 to April 2004).

Ms. Arnold received a Bachelor of Science degree in Computer Science, with a minor in Business Marketing, from The Ohio State University. She was recognized in 2014 as one of Brand Innovators “40 Under 40,” and has received numerous other professional awards and recognitions.

Mr. Tillett has more than 35 years of experience in public accounting and business management. He spent 31 years at PricewaterhouseCoopers, where he progressed from entry-level staff to senior partner serving a variety of businesses in the Insurance Practice, the Transaction Services Practice and the U.S. Financial Services Practice. From 2005 to 2010, he was the Transactions Services Leader of the firm’s U.S. Financial Services Practice, leading a newly assembled team of professionals providing service to clients pursuing transactions in the financial services sector. At the time of his retirement from PwC in 2014, he was the Transaction Services Leader of the firm’s New York Metro Practice, where he led teams advising clients on complex transactions, including structuring, due diligence, valuation and financial reporting.

Mr. Tillett left PwC in 2014 to take the role of Executive Vice President and Chief Financial Officer of Walter Investment Management Corp. (now Ditech Holding Corporation), a publicly traded independent originator and servicer of residential mortgage loans. Ditech initiated Chapter 11 bankruptcy proceedings in November 2017. Mr. Tillett retired from his position with Ditech in February 2018 after assisting with the development and execution of the company’s financial restructuring plan.

Mr. Tillett received an MBA from the Manchester Business School at the University of Manchester and a Bachelor of Science degree with an emphasis in Accounting from the University of Texas at Dallas. He is a Certified Public Accountant.

Jason Kulas is the Vice Chairman & Chief Financial Officer of Exeter Finance LLC, an indirect auto finance company.

Jason was first named to EZCORP’s Board of Directors in April 2019. He resigned his board position in February 2020 when he joined the company as President and Chief Financial Officer and was reappointed in July 2020 when he was named Chief Executive Officer. He resigned as EZCORP’s Chief Executive Officer in January 2022, but continues to serve on the Board of Directors.

Jason has spent more than 25 years in financial analysis, investment banking and executive-level finance and operations roles with a variety of companies, including Santander Consumer USA Inc., a NYSE-listed auto finance company, where he served as Chief Executive Officer and a director from 2015 to 2017, President from 2013 to 2015 and Chief Financial Officer from 2007 to 2015. Prior to joining Santander Consumer USA, Jason was a Managing Director in Investment Banking with J.P. Morgan Chase & Co. (1995 to 2007), where he managed JPMorgan’s South Region investment banking office.

Jason has also served as an Adjunct Professor of Marketing at Texas Christian University (1997 to 1999); Securities Analyst at William C. Connor Foundation — TCU Educational Investment Fund (1994 to 1995); and Financial Analyst at Dun & Bradstreet (1993 to 1995).

Jason received an MBA with a concentration in Finance and Marketing from Texas Christian University in 1995, and a Bachelor of Arts degree from Southern Methodist University in 1993. He has been involved in a variety of civic and philanthropic activities, including the Dallas Citizens Council, Salesmanship Club of Dallas, Exchange Club of East Dallas, Baylor Health Care System Foundation and Art House Dallas.

In March 2022, Lachie was named Chief Executive Officer and was elected to EZCORP’s Board of Directors. He is responsible for our overall executive leadership and strategic direction.

Lachie was appointed as non-executive Chairman of the Board of Directors in July 2014, joined the company as Executive Vice Chairman in August 2014, and became Executive Chairman in February 2015. In July 2019, he stepped down as Executive Chairman and was named Chief Strategy, Mergers and Acquisitions and Strategic Funding Officer, a position he held until January 2022 when he was named Co-Interim Chief Executive Officer.

Before joining the company as an executive, Lachie provided financial and advisory services to the company through his own business and financial advisory firm and as a consultant and advisor to Madison Park LLC, which is owned by Phillip E. Cohen, who is the beneficial owner of the company’s Class B Voting Common Stock.

Lachie is a member of the board of directors of The Farm Journal Corporation, a 134-year old pre-eminent US agricultural media company. He is also on the boards of Senetas Corporation Limited (SEN.AX), the world’s leading developer and manufacturer of certified, defense-grade encryption solutions; and CANSTAR Pty Ltd, the leading Australian financial services ratings and research firm.

Lachie began his career working in the investment banking and equity capital markets divisions of Merrill Lynch in Hong Kong and Sydney, Australia, where he specialized in the origination and execution of a variety of M&A, equity and equity-linked and fixed income transactions. Lachie currently serves on the board of directors of Cash Converters International Limited (ASX: CCV), an affiliate of the company.

Lachie graduated from the Queensland University of Technology with a Bachelor of Business, majoring in Banking and Finance (with distinction).