View Filing Data

Pawn service charges receivable, net

82,807

64,515

40,470

30,842

30,362

31,077

Consumer loan fees and interest receivable, net

40,181

36,588

34,073

Inventory, net

142,711

145,200

120,271

Deferred tax asset

13,825

15,716

Income tax receivable

7,268

16,105

Prepaid expenses and other assets

42,895

34,217

50,394

Total current assets

556,455

537,078

501,952

Investments in unconsolidated affiliates

97,424

97,085

144,232

Property and equipment, net

114,539

116,281

114,082

Restricted cash, non-current

2,742

2,156

1,994

Goodwill

434,835

433,300

434,671

Intangible assets, net

65,178

61,872

59,562

Non-current consumer loans, net

60,750

69,991

66,615

Deferred tax asset

7,521

8,214

Other assets, net

29,685

24,105

19,198

Total assets

^[1]

1,369,129

1,350,082

1,342,306

Liabilities and stockholders’ equity:

Current maturities of long-term debt

16,737

30,436

27,562

Current capital lease obligations

533

Accounts payable and other accrued expenses

77,619

79,967

70,829

Other current liabilities

11,106

22,337

24,396

Customer layaway deposits

5,782

8,628

6,254

Income taxes payable

659

Total current liabilities

111,777

141,901

130,233

Long-term debt, less current maturities

235,289

215,939

207,978

Long-term capital lease obligations

253

391

771

Deferred tax liability

10,815

Deferred gains and other long-term liabilities

22,938

21,932

31,019

Total liabilities

^[2]

370,257

380,163

380,816

Commitments and contingencies

Temporary equity:

Redeemable noncontrolling interest

57,578

55,393

49,323

Stockholders’ equity:

Additional paid-in capital

321,623

320,777

313,126

Retained earnings

622,449

599,880

596,520

Accumulated other comprehensive (loss) income

(3,321)

(6,674)

1,983

EZCORP, Inc. stockholders’ equity

941,294

914,526

912,167

Total liabilities and stockholders’ equity

1,369,129

1,350,082

1,342,306

Common Stock Class A Non-voting

Stockholders’ equity:

Common stock

513

508

Common Stock Class B Voting

Stockholders’ equity:

Common stock

$ 30

[1]

Our consolidated assets as of December 31, 2013, December 31, 2012 and September 30, 2013 include the following assets of Grupo Finmart's securitization trust that can only be used to settle its liabilities: Restricted cash, non-current, $2.7 million and $2.0 million as of December 31, 2013 and December 31, 2012, respectively, and $2.2 million as of September 30, 2013; Consumer loans, net, $34.1 million and $35.1 million as of December 31, 2013 and December 31, 2012, respectively, and $33.9 million as of September 30, 2013; Consumer loan fees and interest receivable, net, $7.1 million and $8.5 million as of December 31, 2013 and December 31, 2012, respectively, and $7.3 million as of September 30, 2013; Intangible assets, net, $2.0 million and $3.1 million as of December 31, 2013 and December 31, 2012, respectively, and $2.1 million as of September 30, 2013; and total assets, $45.9 million and $48.7 million as of December 31, 2013 and December 31, 2012, respectively, and $45.5 million as of September 30, 2013.

[2]

Our consolidated liabilities as of December 31, 2013, December 31, 2012 and September 30, 2013 include $32.1 million, $32.3 million, and $32.0 million, respectively, of long-term debt for which the creditors of Grupo Finmart's securitization trust do not have recourse to EZCORP, Inc

Condensed Consolidated Balance Sheets (Parenthetical) - USD ($)
$ in Thousands

Dec. 31, 2013

Sep. 30, 2013

Dec. 31, 2012

Restricted cash, non-current

$ 2,742

$ 2,156

$ 1,994

Consumer loan fees and interest receivable, net

82,807

64,515

40,470

40,181

36,588

34,073

Intangible assets, net

65,178

61,872

59,562

Assets

^[1]

$ 1,369,129

$ 1,350,082

$ 1,342,306

Common Stock Class A Non-voting

Common stock, par value

$ 0.01

Common stock, shares authorized

56,000,000

Common stock, shares issued

51,389,307

51,269,434

51,196,870

Common stock, shares outstanding

51,389,307

51,269,434

51,196,870

Common Stock Class B Voting

Common stock, par value

$ 0.01

Common stock, shares authorized

3,000,000

Common stock, shares issued

2,970,171

Common stock, shares outstanding

2,970,171

Grupo Finmart [Member]

Restricted cash, non-current

$ 2,700

$ 2,200

$ 2,000

Consumer loan fees and interest receivable, net

34,100

33,900

35,100

7,100

7,300

8,500

Intangible assets, net

2,000

2,100

3,100

Assets

45,900

45,500

48,700

Long-term Debt

$ 32,100

$ 32,000

$ 32,300

[1]

Condensed Consolidated Statements of Operations - USD ($) shares in Thousands, $ in Thousands	3 Months Ended
	Dec. 31, 2013	Dec. 31, 2012
Revenues:
Merchandise sales	$ 105,587	$ 94,604
Jewelry scrapping sales	27,703	44,709
Pawn service charges	64,133	65,400
Consumer loan fees and interest	66,329	63,134
Other revenues	5,605	4,814
Total revenues	269,357	272,661
Merchandise cost of goods sold	63,588	54,945
Jewelry scrapping cost of goods sold	20,020	31,305
Consumer loan bad debt	18,432	13,521
Net revenues	167,317	172,890
Operating expenses:
Operations	112,769	103,285
Administrative	15,745	13,671
Depreciation	7,466	6,560
Amortization	1,940	714
(Gain) loss on sale or disposal of assets	(6,290)	29
Total operating expenses	131,630	124,259
Operating income	35,687	48,631
Interest expense, net	4,332	3,637
Equity in net income of unconsolidated affiliates	(1,271)	(5,038)
Other income	(168)	(501)
Income from continuing operations before income taxes	32,794	50,533
Income tax expense	9,881	16,672
Income from continuing operations, net of tax	22,913	33,861
Income (loss) from discontinued operations, net of tax	1,482	(1,706)
Net income	24,395	32,155
Net income attributable to redeemable noncontrolling interests	1,826	1,438
Net income attributable to EZCORP, Inc.	$ 22,569	$ 30,717
Basic earnings (loss) per share attributable to EZCORP, Inc.:
Continuing operations (in dollars per share)	$ 0.39	$ 0.62
Discontinued operations (in dollars per share)	0.03	(0.03)
Basic earnings per share (in dollars per share)	0.42	0.59
Diluted earnings (loss) per share attributable to EZCORP, Inc.:
Continuing operations (in dollars per share)	0.39	0.62
Discontinued operations (in dollars per share)	0.03	(0.03)
Diluted earnings per share (in dollars per share)	$ 0.42	$ 0.59
Weighted average shares outstanding:
Basic (in dollars per share)	54,332	52,049
Diluted (in dollars per share)	54,362	52,112
Net income from continuing operations attributable to EZCORP, Inc.	$ 21,087	$ 32,423
Income (loss) from discontinued operations attributable to EZCORP, Inc.	$ 1,482	$ (1,706)

Condensed Consolidated Statements of Comprehensive Income - USD ($) $ in Thousands	3 Months Ended
	Dec. 31, 2013	Dec. 31, 2012
Statement of Other Comprehensive Income [Abstract]
Net income	$ 24,395	$ 32,155
Other comprehensive income (loss):
Foreign currency translation gain	4,716	3,468
Gain (loss) on effective portion of cash flow hedge:
Other comprehensive loss before reclassifications	(346)	0
Amounts reclassified from accumulated other comprehensive income	245	0
Unrealized holding loss arising during period	(9)	(43)
Income tax expense	(894)	(1,980)
Other comprehensive income, net of tax	3,712	1,445
Comprehensive income	28,107	33,600
Attributable to redeemable noncontrolling interest:
Net income	1,826	1,438
Foreign currency translation gain (loss)	359	(651)
Comprehensive income attributable to redeemable noncontrolling interest	2,185	787
Comprehensive income attributable to EZCORP, Inc.	$ 25,922	$ 32,813

Condensed Consolidated Statements of Cash Flows - USD ($) $ in Thousands	3 Months Ended
	Dec. 31, 2013	Dec. 31, 2012
Operating Activities:
Net income	$ 24,395	$ 32,155
Adjustments to reconcile net income to net cash provided by operating activities:
Depreciation and amortization	9,363	7,652
Consumer loan loss provision	11,350	7,990
Deferred income taxes	693	2,214
Other adjustments	344	0
(Gain) loss on sale or disposal of assets	(6,422)	29
Gain on sale of loan portfolio	(4,543)	0
Stock compensation	1,236	925
Income from investments in unconsolidated affiliates	(1,271)	(5,038)
Changes in operating assets and liabilities, net of business acquisitions:
Service charges and fees receivable, net	(2,292)	(5,192)
Inventory, net	(385)	(11,908)
Prepaid expenses, other current assets, and other assets, net	(15,933)	(17,727)
Accounts payable and accrued expenses	(8,022)	9,323
Customer layaway deposits	(2,853)	(1,077)
Deferred gains and other long-term liabilities	335	83
Tax provision (benefit) from stock compensation	390	(346)
Income taxes receivable/payable	8,472	9,830
Dividends from unconsolidated affiliates	2,597	1,595
Net cash provided by operating activities	17,454	30,508
Investing Activities:
Loans made	(232,294)	(231,067)
Loans repaid	150,206	142,250
Recovery of pawn loan principal through sale of forfeited collateral	64,776	73,264
Additions to property and equipment	(5,615)	(8,906)
Acquisitions, net of cash acquired	(10,395)	(12,278)
Investments in unconsolidated affiliates	0	(11,018)
Proceeds from sale of assets	28,980	0
Net cash used in investing activities	(4,342)	(47,755)
Financing Activities:
Tax provision (benefit) from stock compensation	(389)	346
Taxes paid related to net share settlement of equity awards	0	(3,431)
Debt issuance costs	(3,080)	0
Payout of deferred and contingent consideration	(11,500)	0
Change in restricted cash	(1,263)	2,298
Proceeds from revolving line of credit	80,887	80,125
Payments on revolving line of credit	(74,908)	(61,852)
Proceeds from bank borrowings	16,703	1,159
Payments on bank borrowings and capital lease obligations	(17,496)	(3,023)
Net cash (used in) provided by financing activities	(11,046)	15,622
Effect of exchange rate changes on cash and cash equivalents	103	(184)
Net increase (decrease) in cash and cash equivalents	2,169	(1,809)
Cash and cash equivalents at beginning of period	36,317	48,477
Cash and cash equivalents at end of period	38,486	46,668
Non-cash Investing and Financing Activities:
Pawn loans forfeited and transferred to inventory	63,256	69,370
Issuance of common stock due to acquisitions	0	38,647
Deferred consideration	5,350	24,000
Contingent consideration	4,792	4,792
Stock issued for additional investment in subsidiary	0	7,981
Accrued additions to property and equipment	122	2,100
Note receivable from sale of assets	$ 1,000	$ 0

Condensed Consolidated Statements of Stockholders' Equity - USD ($) shares in Thousands, $ in Thousands	Total	Common Stock [Member]	Additional Paid-in Capital [Member]	Retained Earnings [Member]	Accumulated Other Comprehensive Income (Loss) [Member]
Beginning balance at Sep. 30, 2012	$ 834,828	$ 512	$ 268,626	$ 565,803	$ (113)
Beginning balance, Shares at Sep. 30, 2012		51,226
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Stock compensation	925		925
Issuance of common stock due to acquisitions	38,705	$ 20	38,685
Issuance of common stock due to acquisitions, shares		1,965
Issuance of common stock due to purchase of subsidiary shares from noncontrolling interest	10,404	$ 6	10,398
Issuance of common stock due to purchase of subsidiary shares from noncontrolling interest, shares		592
Purchase of subsidiary shares from noncontrolling interest	(2,338)		(2,423)		85
Release of restricted stock	0		0
Release of restricted stock, shares		384
Excess tax benefit from stock compensation	346		346
Taxes paid related to net share settlement of equity awards	(3,431)		(3,431)
Unrealized loss on available-for-sale securities	(28)				(28)
Foreign currency translation adjustment	2,039				2,039
Net income attributable to EZCORP, Inc.	30,717			30,717
Ending balance at Dec. 31, 2012	912,167	$ 538	313,126	596,520	1,983
Ending balance, Shares at Dec. 31, 2012		54,167
Beginning balance at Sep. 30, 2013	914,526	$ 543	320,777	599,880	(6,674)
Beginning balance, Shares at Sep. 30, 2013		54,240
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Stock compensation	1,236		1,236
Release of restricted stock	0		0
Release of restricted stock, shares		120
Tax deficiency of stock compensation	(390)		(390)
Effective portion of cash flow hedge	(101)				(101)
Unrealized loss on available-for-sale securities	(6)				(6)
Foreign currency translation adjustment	3,460				3,460
Net income attributable to EZCORP, Inc.	22,569			22,569
Ending balance at Dec. 31, 2013	$ 941,294	$ 543	$ 321,623	$ 622,449	$ (3,321)
Ending balance, Shares at Dec. 31, 2013		54,360

Organization and Summary of Significant Accounting Policies	3 Months Ended
	Dec. 31, 2013
Accounting Policies [Abstract]
ORGANIZATION AND SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES	NOTE 1: ORGANIZATION AND SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES Basis of Presentation The accompanying unaudited interim condensed consolidated financial statements have been prepared in accordance with generally accepted accounting principles for interim financial information and with the instructions to Form 10-Q and Article 10 of Regulation S-X. Accordingly, they do not include all the information and footnotes required by generally accepted accounting principles for complete financial statements. Our management has included all adjustments it considers necessary for a fair presentation. These adjustments are of a normal, recurring nature except for those related to discontinued operations (described in Note 2) and acquired businesses (described in Note 3). The accompanying financial statements should be read with the Consolidated Financial Statements included in our Annual Report on Form 10-K for the year ended September 30, 2013. The balance sheet at September 30, 2013 has been derived from the audited financial statements at that date but does not include all of the information and footnotes required by generally accepted accounting principles for complete financial statements. Our business is subject to seasonal variations, and operating results for the three months ended December 31, 2013 (the "current quarter") are not necessarily indicative of the results of operations for the full fiscal year. The consolidated financial statements include the accounts of EZCORP, Inc. ("EZCORP") and its consolidated subsidiaries. All inter-company accounts and transactions have been eliminated in consolidation. As of December 31, 2013, we own 60% of the outstanding equity interests in Prestaciones Finmart, S.A.P.I. de C.V., SOFOM, E.N.R. ("Grupo Finmart"), doing business under the brands "Crediamigo" and "Adex," and 51% of Renueva Comercial S.A.P.I. de C.V. ("TUYO"), and therefore, include their results in our consolidated financial statements. We account for our investments in Albemarle & Bond Holdings, PLC ("Albemarle & Bond") and Cash Converters International Limited ("Cash Converters International") using the equity method. Certain prior period balances have been reclassified to conform to the current presentation and to reflect adjustments to purchase price allocations that were updated as additional information became available. There have been no changes in significant accounting policies as described in our Annual Report on Form 10-K for the year ended September 30, 2013. Recently Adopted Accounting Pronouncements In July 2013, the Financial Accounting Standards Board ("FASB") issued Accounting Standards Update ("ASU") 2013-11, Income Taxes (Topic 740)—Presentation of an Unrecognized Tax Benefit when a Net Operating Loss Carryforward or Tax Credit Carryforward Exists. This update provides that an entity's unrecognized tax benefit, or a portion of its unrecognized tax benefit, should be presented in its financial statements as a reduction to a deferred tax asset for a net operating loss carryforward, a similar tax loss, or a tax credit carryforward, with one exception. That exception states that, to the extent a net operating loss carryforward, a similar tax loss, or a tax credit carryforward is not available at the reporting date under the tax law of the applicable jurisdiction to settle any additional income taxes that would result from the disallowance of a tax position, or the tax law of the applicable jurisdiction does not require the entity to use, and the entity does not intend to use, the deferred tax asset for such purpose, the unrecognized tax benefit should be presented in the financial statements as a liability and should not be combined with deferred tax assets. This update applies prospectively to all entities that have unrecognized tax benefits when a net operating loss carryforward, a similar tax loss, or a tax credit carryforward exists at the reporting date. Retrospective application is also permitted. This update is effective for annual periods, and interim periods within those years, beginning after December 15, 2013. The adoption of ASU 2013-03 did not have a material effect on our financial position, results of operations or cash flows. In February 2013, the FASB issued ASU 2013-02, Comprehensive Income (Topic 220) — Reporting of Amounts Reclassified Out of Accumulated Other Comprehensive Income. This update, requires an entity to report the effect of significant reclassifications out of accumulated other comprehensive income on the respective line items in net income if the amount being reclassified is required under U.S. GAAP to be reclassified in its entirety to net income. For other amounts that are not required under U.S. GAAP to be reclassified in their entirety to net income in the same reporting period, an entity is required to cross-reference other disclosures required under U.S. GAAP that provide additional detail about those amounts. This update requires entities to apply the amendments for periods beginning after December 15, 2012 and interim periods within those annual periods and to provide the required disclosures for all reporting periods presented. The adoption of ASU 2013-02 did not have a material effect on our financial position, results of operations or cash flows. In February 2013, the FASB issued ASU 2013-04, Liabilities (Topic 405)—Obligations Resulting from Joint and Several Liability Arrangements for Which the Total Amount of the Obligation Is Fixed at the Reporting Date (a consensus of the FASB Emerging Issues Task Force). This update provides guidance for the recognition, measurement and disclosure of obligations resulting from joint and several liability arrangements for which the total amount of the obligation within the scope of this guidance is fixed at the reporting date (except for obligations addressed within existing guidance in U.S. GAAP). Examples of obligations within the scope of ASU 2013-04 include debt arrangements, other contractual obligations and settled litigation and judicial rulings. ASU 2013-04 is effective prospectively for fiscal years, and interim periods within those years, beginning after December 15, 2013. The adoption of ASU 2013-04 did not have a material effect on our financial position, results of operations or cash flows. In March 2013, the FASB issued ASU 2013-05, Foreign Currency Matters (Topic 830) — Parent's Accounting for the Cumulative Translation Adjustment upon Derecognition of Certain Subsidiaries or Groups of Assets within a Foreign Entity or of an Investment in a Foreign Entity (a consensus of the FASB Emerging Issues Task Force). This update applies to the release of the cumulative translation adjustment into net income when a parent either sells a part or all of its investment in a foreign entity, or no longer holds a controlling financial interest in a subsidiary or group of assets that is a business (other than a sale of in substance real estate or conveyance of oil and gas mineral rights) within a foreign entity. ASU 2013-05 is effective prospectively for fiscal years, and interim periods within those years, beginning after December 15, 2013. The adoption of ASU 2013-05 did not have a material effect on our financial position, results of operations or cash flows.

Discontinued Operations

3 Months Ended

Dec. 31, 2013

Discontinued Operations and Disposal Groups [Abstract]

DISCONTINUED OPERATIONS

NOTE 2: DISCONTINUED OPERATIONS

During the third quarter of fiscal 2013, we implemented a plan to close 107 legacy stores (all of which were in operation at December 31, 2012) in a variety of locations. These stores were generally older, smaller stores that did not fit our future growth profile.

Store closures as discontinued operations included:


▪	57 stores in Mexico, 52 of which were small, jewelry-only asset group formats. We will continue to operate our full-service store-within-a-store ("SWS") locations under the Empeño Fácil brand, and expect to continue our storefront growth in Mexico.

▪

29 stores in Canada, where we were in the process of transitioning to an integrated buy/sell and financial services model under the Cash Converters brand. The affected asset group consisted of stores that were not optimal for that model because of location or size. We will continue to operate full-service buy/sell and financial services center stores under the Cash Converters brand in Canada and the United States.


▪	20 financial services stores in Dallas, Texas and the State of Florida, where we exited both locations primarily due to onerous regulatory requirements.


▪	One jewelry-only concept store, which was our only jewelry-only store in the United States.

Due to discontinued operations, we incurred charges in the fiscal year ended September 30, 2013 for lease termination costs, asset and inventory write-downs to net realizable liquidation value, uncollectible receivables, and employee severance costs. During the first quarter ended December 31, 2013, we recorded $2.6 million of pre-tax gains related to these termination costs, primarily lease terminations of $1.8 million, as negotiated amounts were lower than the initial lease buyout estimates recorded in the prior year, and inventory write-downs of $0.6 million. These gains have been recorded as part of income from discontinued operations in our first quarter ended December 31, 2013 condensed consolidated statement of operations.

As of December 31, 2013 accrued severance and lease termination costs related to discontinued operations were $3.8 million. This amount is included in accounts payable and accrued liabilities in our condensed consolidated balance sheets. During the first quarter ended December 31, 2013, $1.7 million in cash payments were made with regard to the recorded termination costs.

Discontinued operations in the three-month periods ended December 31, 2013 and 2012 include $2.6 million and $4.5 million of total revenues, respectively.

The table below summarizes the operating losses from discontinued operations by operating segment:



	Three Months Ended December 31,
	2013			2012
	(in thousands)
U.S. & Canada
Net revenues	$	185		$	1,514
Operating expenses	287			3,133
Operating loss from discontinued operations before taxes	(102		)	(1,619		)
Total termination gain related to the reorganization	(640		)	—
Income (loss) from discontinued operations before taxes	538			(1,619		)
Income tax benefit	111			105
Income (loss) from discontinued operations, net of tax	$	649		$	(1,514	)

Latin America
Net revenues	$	(335	)	$	948
Operating expenses	390			1,222
Operating loss from discontinued operations before taxes	(725		)	(274		)
Total termination gain related to the reorganization	(1,917		)	—
Income (loss) from discontinued operations before taxes	1,192			(274		)
Income tax (provision) benefit	(359		)	82
Income (loss) from discontinued operations, net of tax	$	833		$	(192	)

Consolidated
Net revenues	$	(150	)	$	2,462
Operating expenses	677			4,355
Operating loss from discontinued operations before taxes	(827		)	(1,893		)
Total termination gain related to the reorganization	(2,557		)	—
Income (loss) from discontinued operations before taxes	1,730			(1,893		)
Income tax (provision) benefit	(248		)	187
Income (loss) from discontinued operations, net of tax	$	1,482		$	(1,706	)

All revenue, expense and income reported in these condensed consolidated financial statements have been adjusted to reflect reclassification of all discontinued operations.

The entire disclosure for the facts and circumstances leading to the completed or expected disposal, manner and timing of disposal, the gain (loss) recognized in the income statement and the income statement caption that includes that gain (loss), amounts of revenues and pretax profit or loss reported in discontinued operations, the segment in which the disposal group was reported, and the classification (whether sold or classified as held for sale) and carrying value of the assets and liabilities comprising the disposal group. Includes all disposal groups, including those classified as components of the entity (discontinued operations).

Reference 1: http://www.xbrl.org/2003/role/presentationRef
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Reference 2: http://www.xbrl.org/2003/role/presentationRef
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Reference 3: http://www.xbrl.org/2003/role/presentationRef
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-Name Accounting Standards Codification
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Reference 7: http://www.xbrl.org/2003/role/presentationRef
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Reference 8: http://www.xbrl.org/2003/role/presentationRef
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Reference 9: http://www.xbrl.org/2003/role/presentationRef
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Reference 10: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Statement of Financial Accounting Standard (FAS)
-Number 144
-Paragraph 43-48
-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Acquisitions

3 Months Ended

Dec. 31, 2013

Business Combinations [Abstract]

ACQUISITIONS

NOTE 3: ACQUISITIONS

On November 29, 2013, Grupo Finmart acquired an unsecured long-term consumer loan portfolio for approximately $15.7 million. This transaction was accounted for as an asset purchase. Refer to Note 13 for further detail.

During the first quarter ended December 31, 2013, we had no acquisitions accounted for as a business combination.

Go Cash

On November 20, 2012, we entered into a definitive agreement with Go Cash, LLC and certain of its affiliates ("Go Cash" or "EZCORP Online") to acquire substantially all the assets of Go Cash's online lending business. This acquisition of assets was completed on December 20, 2012 and accounted for as a business combination. No liabilities were assumed other than trade payables and accounts payable incurred prior to closing in the ordinary course of business, which were approximately $0.2 million.

The assets acquired include a proprietary software platform, including a loan management system and a lending decision science engine, that will enable geographic expansion both within the U.S. and internationally; an internal customer service and collections call center; a portion of the existing Go Cash multi-state loan portfolio; and related assets, including customer lists, customer data and customer transaction information. We hired substantially all of Go Cash's employees, including the management team, an internal underwriting and customer experience analytics team, and an experienced customer service and collections call center team.

The total purchase price is performance-based and will be determined over a period of four years following the closing. The total consideration of $55.6 million includes the performance consideration element, which is based on the net income generated by the "Post-Closing Business Unit" (which includes all of our online consumer lending business). Within a specified period after the end of each of the first four years following the closing, we will make a contingent supplemental payment equal to the difference between (a) the adjusted net income for such year, multiplied by 6.0, and (b) all consideration payments previously paid. Each payment may be made, in our sole discretion, in cash or in the form of shares of EZCORP Class A Non-Voting Common Stock. A minimum of $50.8 million will be paid, of which $27.8 million was paid at closing, $6.0 million was paid on November 12, 2013, $5.0 million was paid on December 19, 2013 and the remaining $12.0 million will be paid in installments over the next two years. The initial payment was made in the form of 1,400,198 shares of EZCORP Class A Non-Voting Common Stock, and the November and December 2013 payments were made in cash.

Based on the final purchase price allocation, the contingent consideration was valued at $4.8 million in the current quarter. This amount was calculated using a Monte Carlo simulation, whereby future net income is simulated over the earn-out period. For each simulation path, the earn-out payments were calculated and then discounted to the valuation date. The fair value of the earn-out was then estimated to be the arithmetic average of all paths. The model utilized forecasted net income, and the valuation was performed in a risk-neutral framework. The significant inputs used for the valuation are not observable in the market, and thus this fair value measurement represents a Level 3 measurement within the fair value hierarchy. This contingent consideration element was valued and recorded during first quarter ended December 31, 2013.

EZCORP Online recorded $3.0 million of total revenues and $2.8 million of operating losses during the three month period ended December 31, 2013; and $0.1 million of total revenues and $0.4 million of operating losses during the three month period ended December 31, 2012.

TUYO

On November 1, 2012, we acquired a 51% interest in Renueva Comercial S.A.P.I. de C.V., a company headquartered in Mexico City and doing business under the name "TUYO", for approximately $1.1 million. As of December 31, 2013, TUYO owned and operated 19 stores in Mexico City and the surrounding metropolitan area. In these stores, TUYO buys quality used merchandise from customers and then resells that merchandise to other customers. TUYO also sells refurbished or other merchandise acquired in bulk from wholesalers. As this acquisition was individually immaterial, we present its related information, other than information related to the redeemable noncontrolling interest, combined with other immaterial acquisitions.

Pursuant to the acquisition agreement, the sellers have a put option with respect to their remaining shares of TUYO. The sellers have the right to sell their TUYO shares to EZCORP during a specified exercise period, with specified limitations on the number of shares that may be sold within a consecutive 12-month period. Under the guidance in ASC 480-10-S99, securities that are redeemable for cash or other assets are to be classified outside of permanent equity; therefore, we have included the redeemable noncontrolling interest related to TUYO in temporary equity.

The acquisition date fair value of the TUYO redeemable noncontrolling interest was estimated by applying an income and market approach. This fair value measurement was based on significant inputs that are not observable in the market and thus represents a Level 3 measurement. Key assumptions include discount rates of 10% and 18% representing discounts for lack of control and lack of marketability respectively that market participants would consider when estimating the fair value of the noncontrolling interest. The fair market value of TUYO was determined using a multiple of future earnings. See Note 14 for additional details relating to the fair value disclosures.

Other - 2013

On April 26, 2013, Grupo Finmart, our 60% owned subsidiary, purchased 100% of the outstanding shares of Fondo ACH, S.A. de C.V., a specialty consumer finance company. The total purchase price is performance-based and will be determined over a period of four years. A minimum of $3.5 million will be paid, of which $2.7 million was paid at closing with the remaining due on January 2, 2017. The performance consideration element will be based on interest income generated by the acquired portfolios and new loans made through Fondo ACH's contractual relationships. The contingent consideration element of the purchase price, which is the amount in excess of the guaranteed $3.5 million, has been preliminarily valued at zero as of December 31, 2013. As this acquisition was individually immaterial, we present its related information combined with other immaterial acquisitions.

The fiscal year ended September 30, 2013, includes the December 2012 acquisition of 12 pawn locations in Arizona, which was a new state of operation for EZCORP. As this acquisition was individually immaterial, we present its related information combined with other immaterial acquisitions.

All acquisitions were made as part of our continuing strategy to enhance and diversify our earnings over the long-term. The factors contributing to the recognition of goodwill were based on several strategic and synergistic benefits we expect to realize from the acquisitions. These benefits include our initial entry into several markets and a greater presence in others, as well as the ability to further leverage our expense structure through increased scale. The purchase price allocation of assets acquired in the most recent twelve months is preliminary as we continue to receive information regarding the acquired assets. There were no transaction related expenses for the three-month period ended December 31, 2013 and approximately $0.5 million for the three-month period ended December 31, 2012, which were expensed as incurred and recorded as operations expense. These amounts exclude costs related to transactions that did not close and future acquisitions. The results of all acquisitions have been consolidated with our results since their respective closing. Pro forma results of operations have not been presented because it is impracticable to do so, as historical audited financial statements in U.S. GAAP are not readily available.

The following table provides information related to the acquisition of domestic and foreign retail and financial services locations during fiscal 2013:



	Fiscal Year Ended September 30, 2013
	Go Cash		Other Acquisitions
Current assets:	(in thousands)
Pawn loans	$	—	$	5,714
Consumer loans, net	—		902
Service charges and fees receivable, net	23		714
Inventory, net	—		2,441
Prepaid expenses and other assets	120		508
Total current assets	143		10,279
Property and equipment, net	268		1,078
Goodwill	44,020		17,187
Intangible assets	11,215		619
Non-current consumer loans, net	—		3,011
Other assets	124		314
Total assets	55,770		32,488
Current liabilities:
Accounts payable and other accrued expenses	202		560
Customer layaway deposits	—		103
Total current liabilities	202		663
Total liabilities	202		663
Redeemable noncontrolling interest	—		2,836
Net assets acquired	$	55,568	$	28,989

Goodwill deductible for tax purposes	$	44,020	$	—

Indefinite-lived intangible assets acquired:
Domain name	$	215	$	—
Definite-lived intangible assets acquired (1):
Non-compete agreements	$	—	$	30
Internally developed software	$	11,000	$	66
Contractual relationship	$	—	$	523

(1) The weighted average useful life of definite-lived intangible assets acquired is five years.

Per FASB ASC 805-10-25, adjustments to provisional purchase price allocation amounts made during the measurement period shall be recorded as if the accounting for the business combination had been completed at the acquisition date. Thus, the acquirer shall revise comparative information for prior periods presented in financial statements. The amounts above and our condensed consolidated balance sheet as of December 31, 2012 reflect all measurement period adjustments recorded since the acquisition date. As of December 31, 2012 these adjustments include $0.6 million decrease in property and equipment, net; $1.1 million decrease in the value of intangibles assets; $4.8 million increase to deferred gains and other long-term liability; and $0.2 million increase relating to other assets and liabilities for a net increase in goodwill of $6.7 million. As of September 30, 2013 these adjustments include a $4.8 million increase to deferred gains and other long-term liability with an offset to goodwill.

The entire disclosure for a business combination (or series of individually immaterial business combinations) completed during the period, including background, timing, and recognized assets and liabilities. The disclosure may include leverage buyout transactions (as applicable).

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Equity Method Investments and Joint Ventures [Abstract]

Earnings per Share

3 Months Ended

Dec. 31, 2013

Earnings Per Share [Abstract]

EARNINGS PER SHARE

NOTE 4: EARNINGS PER SHARE

We compute basic earnings per share on the basis of the weighted average number of shares of common stock outstanding during the period. We compute diluted earnings per share on the basis of the weighted average number of shares of common stock plus the effect of dilutive potential common shares outstanding during the period using the treasury stock method. Dilutive potential common shares include outstanding stock options and restricted stock awards.

Potential common shares are required to be excluded from the computation of diluted earnings per share if the assumed proceeds upon exercise or vest, as defined by FASB ASC 718-10-25, are greater than the cost to re-acquire the same number of shares at the average market price, and therefore the effect would be anti-dilutive.

Components of basic and diluted earnings per share and excluded anti-dilutive potential common shares are as follows:



	Three Months Ended December 31,
	2013		2012
	(in thousands, except per share amounts)
Net income from continuing operations attributable to EZCORP, Inc. (A)	$	21,087	$	32,423
Loss from discontinued operations, net of tax (B)	1,482		(1,706		)
Net (loss) income attributable to EZCORP (C)	$	22,569	$	30,717

Weighted average outstanding shares of common stock (D)	54,332		52,049
Dilutive effect of stock options and restricted stock	30		63
Weighted average common stock and common stock equivalents (E)	54,362		52,112

Basic (loss) earnings per share attributable to EZCORP, Inc.:
Continuing operations attributable to EZCORP, Inc. (A / D)	$	0.39	$	0.62
Discontinued operations (B / D)	0.03		(0.03		)
Basic (loss) earnings per share (C / D)	$	0.42	$	0.59

Diluted earnings per share attributable to EZCORP, Inc.:
Continuing operations attributable to EZCORP, Inc. (A / E)	$	0.39	$	0.62
Discontinued operations (B / E)	0.03		(0.03		)
Diluted (loss) earnings per share (C / E)	$	0.42	$	0.59

Potential common shares excluded from the calculation of diluted earnings per share	257		39

Strategic Investments

3 Months Ended

Dec. 31, 2013

STRATEGIC INVESTMENTS

NOTE 5: STRATEGIC INVESTMENTS

Cash Converters International Limited

At December 31, 2013, we owned 136,848,000 shares, or approximately 33%, of Cash Converters International, a publicly traded company headquartered in Perth, Australia. Cash Converters International franchises and operates a worldwide network of over 700 specialty financial services and retail stores that provide pawn loans, short-term unsecured loans and other consumer finance products, and buy and sell second-hand goods, with significant store concentrations in Australia and the United Kingdom. Those shares include 12,430,000 shares that we acquired in November 2012 for approximately $11.0 million in cash as part of a share placement. Our total investment in Cash Converters International was acquired between November 2009 and November 2012 for approximately $68.8 million.

We account for our investment in Cash Converters International using the equity method. Since Cash Converters International’s fiscal year ends three months prior to ours, we report the income from this investment on a three-month lag. Cash Converters International files semi-annual financial reports for its fiscal periods ending December 31 and June 30. Due to the three-month lag, income reported for our three-month periods ended December 31, 2013 and 2012 represents our percentage interest in the results of Cash Converters International’s operations from July 1, 2013 to September 30, 2013 and July 1, 2012 to September 30, 2012, respectively.

Conversion of Cash Converters International’s financial statements into U.S. GAAP resulted in no material differences from those reported by Cash Converters following IFRS.

In its functional currency of Australian dollars, Cash Converters International’s total assets increased 32% from June 30, 2012 to June 30, 2013 and its net income improved 12% for the year ended June 30, 2013. The following table presents summary financial information for Cash Converters International’s most recently reported results after translation to U.S. dollars (using the exchange rate as of June 30 of each year for balance sheet items and average exchange rates for the income statement items for the periods indicated):



	As of June 30,
	2013		2012
	(in thousands)
Current assets	$	163,606	$	137,646
Non-current assets	153,279		129,274
Total assets	$	316,885	$	266,920
Current liabilities	$	95,757	$	45,392
Non-current liabilities	451		31,928
Shareholders’ equity	220,677		189,600
Total liabilities and shareholders’ equity	$	316,885	$	266,920



	Year ended June 30,
	2013		2012
	(in thousands)
Gross revenues	$	280,059	$	241,924
Gross profit	183,368		162,598
Profit for the year (net income)	33,754		30,366

Albemarle & Bond Holdings, PLC

At December 31, 2013, we owned 16,644,640 ordinary shares of Albemarle & Bond, representing almost 30% of its total outstanding shares. Our total cost for those shares was approximately $27.6 million. Albemarle & Bond is primarily engaged in pawnbroking, retail jewelry sales, check cashing and lending in the United Kingdom. We account for the investment using the equity method.

Albemarle & Bond’s fiscal year ends three months prior to ours, we report the income from this investment on a three-month lag. Albemarle & Bond files semi-annual financial reports for its fiscal periods ending December 31 and June 30. Due to the three-month lag, income reported for our three-month periods ended December 31, 2013 and 2012 represents our percentage interest in the results of Albemarle & Bond’s operations from July 1, 2013 to September 30, 2013 and July 1, 2012 to September 30, 2012, respectively.

On April 19, 2013, Albemarle & Bond announced that it expected profits for their full fiscal year (ending June 30, 2013) to be materially below market expectations, citing reduction in gold buying profit and pressures on its pawn loan business due to the challenging gold environment and increased competition. In addition Albemarle & Bond's Board of Directors announced that their CEO would step down earlier than planned. In early October 2013, Albemarle & Bond announced that discussions to underwrite an equity funding had failed and they were in ongoing discussions with their banks to negotiate covenants. The market price of Albemarle & Bond’s stock declined as a result of this information. Due to these events, we evaluated the economic and strategic benefits of continuing to hold this investment. Based on the review as of October 18, 2013, we determined that the fair value of this investment was less than its carrying value as of September 30, 2013 and that this impairment was other than temporary. As a result, we recognized an other than temporary impairment of $42.5 million ($28.7 million, net of taxes).

On December 5, 2013, Albemarle & Bond announced the commencement of a formal sales process and subsequently participated in preliminary discussions with various interested parties.

At December 31, 2013, the fair value of our investment in Albemarle & Bond Holdings was less than our recorded value.

On January 27, 2014, Albemarle & Bond announced the termination of their formal sales process, and stated that there may be limited value attributable to the ordinary shares. We continue to assess the impact of this announcement on the value of our investment. Refer to Note 17 for further detail.

Conversion of Albemarle & Bond’s financial statements into U.S. GAAP resulted in no material differences from those reported by Albemarle & Bond following IFRS.

The table below summarizes the recorded value and fair value of each of these strategic investments at the dates indicated. The fair values of Albemarle & Bond as of December 31, 2013 and 2012 and Cash Converters International as of December 31, 2013 and 2012 as well as September 30, 2013 are considered Level 1 estimates within the fair value hierarchy of FASB ASC 820-10-50, and were calculated as (a) the quoted stock price on each company’s principal market multiplied by (b) the number of shares we owned multiplied by (c) the applicable foreign currency exchange rate at the dates indicated. We included no control premium by owning a large percentage of outstanding shares.

The fair value for Albemarle & Bond at September 30, 2013 is considered a Level 2 estimate within the fair value hierarchy of FASB ASC 820-10-50. We calculated the fair value based on (a) the quoted average stock price of Albemarle & Bond over the 18 days after September 30, 2013 multiplied by (b) the number of shares we owned multiplied by (c) the applicable foreign currency exchange rate as of the dates indicated during the post September 30, 2013 measurement date. We believe this 18 day measurement date allowed the market to react and adjust to the information released by the company the first week of October 2013, as previously mentioned, and therefore resulted in a reasonable fair value as of September 30, 2013.



	December 31,				September 30,
	2013		2012		2013
	(in thousands of U.S. dollars)
Albemarle & Bond:
Recorded value	$	7,902	$	54,559	$	9,439
Fair value	4,871		57,402		9,439
Cash Converters International:
Recorded value	$	89,522	$	89,673	$	87,645
Fair value	117,778		164,633		165,663

The entire disclosure for equity method investments and joint ventures. Equity method investments are investments that give the investor the ability to exercise significant influence over the operating and financial policies of an investee. Joint ventures are entities owned and operated by a small group of businesses as a separate and specific business or project for the mutual benefit of the members of the group.

Goodwill and Intangible Assets Disclosure [Abstract]

Goodwill and Other Intangible Assets

3 Months Ended

Dec. 31, 2013

GOODWILL AND OTHER INTANGIBLE ASSETS

NOTE 6: GOODWILL AND OTHER INTANGIBLE ASSETS

The following table presents the balance of goodwill and each major class of intangible assets at the specified dates:



	December 31,				September 30,
	2013		2012		2013
	(in thousands)
Goodwill	$	434,835	$	434,671	$	433,300

Indefinite-lived intangible assets:
Pawn licenses	$	8,836	$	8,836	$	8,836
Trade name	9,865		9,822		9,791
Domain name	215		215		215
Total indefinite-lived intangible assets	$	18,916	$	18,873	$	18,842

Definite-lived intangible assets:
Real estate finders’ fees	$	893	$	943	$	902
Non-compete agreements	563		1,060		673
Favorable lease	590		695		614
Franchise rights	1,322		1,485		1,388
Deferred financing costs	7,087		6,402		5,033
Contractual relationship	11,796		12,919		12,106
Internally developed software	23,787		16,906		22,088
Other	224		279		226
Total definite-lived intangible assets	$	46,262	$	40,689	$	43,030

Intangible assets, net	$	65,178	$	59,562	$	61,872

The following tables present the changes in the carrying value of goodwill over the periods presented:



	U.S. & Canada		Latin America		Other International		Consolidated
	(in thousands)
Balances at September 30, 2013	$	283,199	$	110,209	$	39,892	$	433,300
Effect of foreign currency translation changes	—		673		862		1,535
Balances at December 31, 2013	$	283,199	$	110,882	$	40,754	$	434,835



	U.S. & Canada		Latin America			Other International		Consolidated
	(in thousands)
Balances at September 30, 2012	$	224,306	$	110,401		$	39,956	$	374,663
Acquisitions	58,924		2,222			—		61,146
Effect of foreign currency translation changes	—		(1,138		)	—		(1,138		)
Balances at December 31, 2012	$	283,230	$	111,485		$	39,956	$	434,671

The amortization of most definite-lived intangible assets is recorded as amortization expense. The favorable lease asset and other intangibles are amortized to operations expense (rent expense) over the related lease terms. The deferred financing costs are amortized to interest expense over the life of the related debt instruments. The following table presents the amount and classification of amortization recognized as expense (income) in each of the periods presented:



	Three Months Ended December 31,
	2013		2012
	(in thousands)
Amortization expense in continuing operations	$	1,940	$	714
Operations expense	30		35
Interest expense	890		764
Total expense from the amortization of definite-lived intangible assets	$	2,860	$	1,513

The following table presents our estimate of future amortization expense for definite-lived intangible assets:



Fiscal Years Ended September 30,	Amortization expense		Operations expense		Interest expense
	(in thousands)
2014	$	6,546	$	90	$	2,834
2015	7,427		109		2,158
2016	6,979		106		1,020
2017	6,757		106		334
2018	4,330		106		7

As acquisitions and dispositions occur in the future, amortization expense may vary from these estimates.

The entire disclosure for the aggregate amount of goodwill and a description of intangible assets, which may include (a) for amortizable intangible assets (also referred to as finite-lived intangible assets), the carrying amount, the amount of any significant residual value, and the weighted-average amortization period, (b) for intangible assets not subject to amortization (also referred to as indefinite-lived intangible assets), the carrying amount, and (c) the amount of research and development assets acquired and written off in the period, including the line item in the income statement in which the amounts written off are aggregated, if not readily apparent from the income statement. Also discloses (a) for amortizable intangibles assets in total and by major class, the gross carrying amount and accumulated amortization, the total amortization expense for the period, and the estimated aggregate amortization expense for each of the five succeeding fiscal years, (b) for intangible assets not subject to amortization the carrying amount in total and by major class, and (c) for goodwill, in total and for each reportable segment, the changes in the carrying amount of goodwill during the period (including the aggregate amount of goodwill acquired, the aggregate amount of impairment losses recognized, and the amount of goodwill included in the gain (loss) on disposal of a reporting unit). If any part of goodwill has not been allocated to a reportable segment, discloses the unallocated amount and the reasons for not allocating. For each impairment loss recognized related to an intangible asset (excluding goodwill), discloses: (a) a description of the impaired intangible asset and the facts and circumstances leading to the impairment, (b) the amount of the impairment loss and the method for determining fair value, (c) the caption in the income statement or the statement of activities in which the impairment loss is aggregated, and (d) the segment in which the impaired intangible asset is reported. For each goodwill impairment loss recognized, discloses: (a) a description of the facts and circumstances leading to the impairment, (b) the amount of the impairment loss and the method of determining the fair value of the associated reporting unit, and (c) if a recognized impairment loss is an estimate not finalized and the reasons why the estimate is not final. May also disclose the nature and amount of any significant adjustments made to a previous estimate of an impairment loss.

LONG-TERM DEBT AND CAPITAL LEASE OBLIGATIONS

Long-term Debt and Capital Lease Obligations

3 Months Ended

Dec. 31, 2013

Debt Disclosure [Abstract]

NOTE 7: LONG-TERM DEBT AND CAPITAL LEASE OBLIGATIONS

The following table presents our long-term debt instruments and balances under capital lease obligations outstanding at December 31, 2013 and 2012 and September 30, 2013. The recourse line of credit is due in May 2015, the non-recourse debt matures at various months in the years so indicated in the table below:



	December 31, 2013				December 31, 2012				September 30, 2013
	Carrying Amount		Debt Premium		Carrying Amount		Debt Premium		Carrying Amount		Debt Premium
	(in thousands)
Recourse to EZCORP:
Domestic line of credit up to $200 million due 2015	$	146,500	$	—	$	142,600	$	—	$	140,900	$	—
Capital lease obligations	786		—		1,304		—		924		—
Non-recourse to EZCORP:
Unsecured, variable interest foreign currency line of credit	—		—		38		—		—		—
Secured foreign currency line of credit up to $4 million due 2014	871		76		2,256		173		1,207		99
Secured foreign currency line of credit up to $19 million due 2015	4,138		—		14,146		—		6,281		—
Secured foreign currency line of credit up to $5 million due 2016	4,867		—		—		—		—		—
Secured foreign currency line of credit up to $23 million due 2017	22,962		—		17,212		—		22,822		—
Consumer loans facility due 2017	32,147		—		32,338		—		31,951		—
10% unsecured notes due 2013	—		—		937		—		503		—
15% unsecured notes due 2013	—		—		13,844		1,052		12,884		244
10% unsecured notes due 2014	7,703		—		2,257		—		8,925		—
11% unsecured notes due 2014	110		—		5,086		—		110		—
9% unsecured notes due 2015	16,546		—		—		—		16,068		—
10% unsecured notes due 2015	420		—		314		—		418		—
15% secured notes due 2015	—		—		4,390		539		4,185		381
10% unsecured notes due 2016	121		—		122		—		121		—
12% secured notes due 2017	4,160		333		—		—		—		—
12% unsecured notes due 2019	11,481		—		—		—		—		—
Total long-term obligations	252,812		409		236,844		1,764		247,299		724
Less current portion	17,270		280		28,095		1,353		30,969		543
Total long-term and capital lease obligations	$	235,542	$	129	$	208,749	$	411	$	216,330	$	181

On May 10, 2011, we entered into a new senior secured credit agreement with a syndicate of five banks, replacing our previous credit agreement. Among other things, the new credit agreement provides for a four-year $175 million revolving credit facility that we may, under the terms of the agreement, request to be increased to a total of $225 million. Upon entering the new credit agreement, we repaid and retired our $17.5 million outstanding debt. On May 31, 2013, we amended the senior secured credit agreement to increase our revolving credit facility from $175 million to $200 million. The new credit facility increases our available credit and provides greater flexibility to make investments and acquisitions both domestically and internationally. No other terms of our senior secured credit agreement were modified.

Pursuant to the credit agreement, we may choose to pay interest to the lenders for outstanding borrowings at LIBOR plus 200 to 275 basis points or the banks' base rate plus 100 to 175 basis points, depending on our leverage ratio computed at the end of each calendar quarter. On the unused amount of the credit facility, we pay a commitment fee of 37.5 to 50.0 basis points depending on our leverage ratio calculated at the end of each quarter. Terms of the credit agreement require, among other things, that we meet certain financial covenants, restrict dividend payments and limit other and non-recourse debt. At December 31, 2013, we were in compliance with all covenants.

At December 31, 2013, $146.5 million was outstanding under our revolving credit agreement. This facility is collateralized with EZCORP’s domestic assets. We have also issued $3.1 million in letters of credit, leaving $50.4 million available on our revolving credit facility. The outstanding bank letters of credit were required under our workers' compensation insurance program and for our international office in Miami, Florida.

Deferred financing costs related to our credit agreement are included in intangible assets, net on the condensed consolidated balance sheet and are being amortized to interest expense over the term of the agreement.

On January 30, 2012, we acquired a 60% ownership interest in Grupo Finmart. Non-recourse debt amounts in the table above represent Grupo Finmart’s third-party debt. All unsecured notes are collateralized with Grupo Finmart’s assets. All lines of credit are guaranteed by Grupo Finmart's loan portfolio. Interest on lines of credit due 2014, 2015 and 2016 is charged at the Mexican Interbank Equilibrium ("TIIE") plus a margin varying from 5% to 10%. The line of credit due 2014 requires monthly payments of $0.1 million with remaining principal due at maturity. The line of credit due 2015 requires monthly payments of $0.4 million with the remaining principal due at maturity. The line of credit due 2016 requires monthly payments of $0.5 million with the remaining principal due at maturity. The 15% secured notes require monthly payments of $0.1 million with remaining principal due at maturity.

At acquisition, we performed a valuation to determine the fair value of Grupo Finmart's debt. As a result, we recorded a debt premium on Grupo Finmart’s debt. This debt premium is being amortized as a reduction of interest expense over the life of the debt. The fair value was determined by using an income approach, specifically the discounted cash flows method based on the contractual terms of the debt and risk adjusted discount rates.

On July 10, 2012, Grupo Finmart entered into a securitization transaction to transfer the collection rights of certain eligible consumer loans to a bankruptcy remote trust in exchange for cash on a non-recourse basis. The trust received financing as a result of the issuance of debt securities and delivered the proceeds of the financing to Grupo Finmart. The securitization agreement calls for a two-year revolving period in which the trust will use principal collections of the consumer loan portfolio to acquire additional collection rights up to $114.8 million in eligible loans from Grupo Finmart. Upon the termination of the revolving period, the collection received by the trust will be used to repay the debt. Grupo Finmart will continue to service the underlying loans in the trust.

Grupo Finmart is the primary beneficiary of the securitization trust because Grupo Finmart has the power to direct the most significant activities of the trust through its role as servicer of all the receivables held by the trust and through its obligation to absorb losses or receive benefits that could potentially be significant to the trust. Consequently, we consolidate the trust.

As of December 31, 2013, borrowings under the securitization borrowing facility amounted to $32.1 million. Interest is charged at TIIE plus a 2.5% margin, or a total of 6.3% as of December 31, 2013. The debt issued by the trust will be paid solely from the collections of the consumer loans transferred to the trust, and therefore there is no recourse to Grupo Finmart or EZCORP.

On May 15, 2013, Grupo Finmart issued and sold $30.0 million of 9% Global Registered Notes due November 16, 2015. Notes with an aggregate principal amount of $14.0 million were purchased by EZCORP and therefore eliminated in consolidation. Grupo Finmart used a portion of the net proceeds of the offering to repay existing indebtedness, and used the remaining portion for general operating purposes.

Common Stock, Options and Stock Compensation

3 Months Ended

Dec. 31, 2013

Disclosure of Compensation Related Costs, Share-based Payments [Abstract]

COMMON STOCK, OPTIONS AND STOCK COMPENSATION

NOTE 8: COMMON STOCK, OPTIONS AND STOCK COMPENSATION

Our net income includes the following compensation costs related to our stock compensation arrangements:



	Three Months Ended December 31,
	2013			2012
	(in thousands)
Gross compensation costs	$	1,236		$	925
Income tax benefits	(425		)	(299		)
Net compensation expense	$	811		$	626

In the current three-month period ended December 31, 2013 and the prior year three-month period ended December 31, 2012, no stock options were exercised.

The entire disclosure for compensation-related costs for equity-based compensation, which may include disclosure of policies, compensation plan details, allocation of equity compensation, incentive distributions, equity-based arrangements to obtain goods and services, deferred compensation arrangements, employee stock ownership plan details and employee stock purchase plan details.

Reference 1: http://www.xbrl.org/2003/role/presentationRef
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-Name Accounting Standards Codification
-Topic 505
-SubTopic 50
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-Paragraph 1
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Reference 6: http://www.xbrl.org/2003/role/presentationRef
-Publisher SEC
-Name Staff Accounting Bulletin (SAB)
-Number Topic 14

Reference 7: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Statement of Financial Accounting Standard (FAS)
-Number 123R
-Paragraph 64, 65, A240
-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 8: http://www.xbrl.org/2003/role/presentationRef
-Publisher AICPA
-Name Statement of Position (SOP)
-Number 93-6
-Paragraph 53
-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

REDEEMABLE NONCONTROLLING INTEREST

Redeemable Noncontrolling Interest

3 Months Ended

Dec. 31, 2013

Noncontrolling Interest [Abstract]

NOTE 9: REDEEMABLE NONCONTROLLING INTEREST

The following table provides a summary of the activities in our redeemable noncontrolling interests as of December 31, 2013 and 2012:



	Redeemable Noncontrolling Interests
	(in thousands)
Balance as of September 30, 2012	$	53,681
Acquisition of redeemable noncontrolling interest	2,836
Sale of additional shares to parent	(7,981		)
Net income attributable to redeemable noncontrolling interests	1,438
Foreign currency translation adjustment attributable to noncontrolling interests	(651		)
Balance as of December 31, 2012	$	49,323

Balance as of September 30, 2013	$	55,393
Net income attributable to redeemable noncontrolling interests	1,826
Foreign currency translation adjustment attributable to noncontrolling interests	359
Balance as of December 31, 2013	$	57,578

On November 1, 2012, we acquired a 51% interest in TUYO (see Note 3 for details).

On November 14, 2012, we acquired an additional 23% of the ordinary shares outstanding of Cash Genie, our U.K. online lending business, for $10.4 million, increasing our ownership percentage from 72% to 95%, with the remaining 5% held by local management. The consideration paid to the selling shareholder was paid in the form of 592,461 shares of EZCORP Class A Non-voting Common Stock. This transaction was treated as an equity transaction and not an adjustment to the purchase price of the initial controlling interest acquisition of Cash Genie. On August 1, 2013, we acquired the remaining ordinary shares that were held by local management for $0.6 million. As of August 1, 2013, we own 100% of Cash Genie's ordinary shares.

The entire disclosure for noncontrolling interest in consolidated subsidiaries, which could include the name of the subsidiary, the ownership percentage held by the parent, the ownership percentage held by the noncontrolling owners, the amount of the noncontrolling interest, the location of this amount on the balance sheet (when not reported separately), an explanation of the increase or decrease in the amount of the noncontrolling interest, the noncontrolling interest share of the net Income or Loss of the subsidiary, the location of this amount on the income statement (when not reported separately), the nature of the noncontrolling interest such as background information and terms, the amount of the noncontrolling interest represented by preferred stock, a description of the preferred stock, and the dividend requirements of the preferred stock.

Income Taxes	3 Months Ended
Income Taxes	Dec. 31, 2013
Income Tax Disclosure [Abstract]
INCOME TAXES	NOTE 10: INCOME TAXES Income tax expense is provided at the U.S. tax rate on financial statement earnings, adjusted for the difference between the U.S. tax rate and the rate of tax in effect for non-U.S. earnings deemed to be permanently reinvested in our non-U.S. operations. Deferred income taxes have not been provided for the potential remittance of non-U.S. undistributed earnings to the extent those earnings are deemed to be permanently reinvested, or to the extent such recognition would result in a deferred tax asset. The current quarter’s effective tax rate from continuing operations is 30.1% of pretax income compared to 33.0% for the prior year quarter. The effective tax rate for the three-month period ended December 31, 2013 was lower primarily due to the continued diversification of our operations worldwide. The current quarter's effective tax rate for the tax expense from discontinued operations is 14.3% compared to the tax benefit of 9.9% for the prior year quarter. The effective tax rate for discontinued operations is lower than the effective tax rate from continuing operations due to the inclusion of discontinued operations in Canada for which a valuation allowance has previously been recognized, resulting in no current benefit.

The entire disclosure for income taxes. Disclosures may include net deferred tax liability or asset recognized in an enterprise's statement of financial position, net change during the year in the total valuation allowance, approximate tax effect of each type of temporary difference and carryforward that gives rise to a significant portion of deferred tax liabilities and deferred tax assets, utilization of a tax carryback, and tax uncertainties information.

Reference 1: http://www.xbrl.org/2003/role/presentationRef
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-Name Accounting Standards Codification
-Topic 235
-SubTopic 10
-Section S99
-Paragraph 1
-Subparagraph (SX 210.4-08.(h))
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-Publisher FASB
-Name Statement of Financial Accounting Standard (FAS)
-Number 109
-Paragraph 136, 172
-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 7: http://www.xbrl.org/2003/role/presentationRef
-Publisher SEC
-Name Regulation S-X (SX)
-Number 210
-Section 08
-Paragraph h
-Article 4

Reference 8: http://www.xbrl.org/2003/role/presentationRef
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-Name Statement of Financial Accounting Standard (FAS)
-Number 109
-Paragraph 43, 44, 45, 46, 47, 48, 49
-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Contingencies	3 Months Ended
Contingencies	Dec. 31, 2013
Commitments and Contingencies Disclosure [Abstract]
CONTINGENCIES	NOTE 11: CONTINGENCIES Currently and from time to time, we are defendants in various legal and regulatory actions. While we cannot determine the ultimate outcome of these actions, we believe their resolution will not have a material adverse effect on our financial condition, results of operations or liquidity.

The entire disclosure for commitments and contingencies.

Reference 1: http://www.xbrl.org/2003/role/presentationRef
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-Subparagraph (SX 210.5-02.25)
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-Name FASB Interpretation (FIN)
-Number 14
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Reference 7: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Statement of Financial Accounting Standard (FAS)
-Number 5
-Paragraph 9, 10, 11, 12
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OPERATING SEGMENT INFORMATION

Operating Segment Information

3 Months Ended

Dec. 31, 2013

Segment Reporting [Abstract]

NOTE 12: OPERATING SEGMENT INFORMATION

Segment information is prepared on the same basis that our management reviews financial information for operational decision-making purposes.

We currently report our segments as follows:


•	U.S. & Canada — All business activities in the United States and Canada


•	Latin America — All business activities in Mexico and other parts of Latin America


•	Other International — All business activities in the rest of the world (currently consisting of Cash Genie online lending business in the United Kingdom and our equity interests in the results of operations of Albemarle & Bond and Cash Converters International)

There are no inter-segment revenues, and the amounts below were determined in accordance with the same accounting principles used in our consolidated financial statements. The following tables present operating segment information for the three months ending December 31, 2013 and 2012, including reclassifications discussed in Note 1 "Organization and Summary of Significant Accounting Policies."



	Three Months Ended December 31, 2013
	U.S. & Canada			Latin America			Other International			Consolidated
	(in thousands)
Revenues:
Merchandise sales	$	88,890		$	16,697		$	—		$	105,587
Jewelry scrapping sales	25,925			1,778			—			27,703
Pawn service charges	57,069			7,064			—			64,133
Consumer loan fees and interest	48,702			14,293			3,334			66,329
Other revenues	485			5,122			(2		)	5,605
Total revenues	221,071			44,954			3,332			269,357
Merchandise cost of goods sold	53,047			10,541			—			63,588
Jewelry scrapping cost of goods sold	18,570			1,450			—			20,020
Consumer loan bad debt	15,556			1,391			1,485			18,432
Net revenues	133,898			31,572			1,847			167,317
Segment expenses (income):
Operations	90,682			18,382			3,705			112,769
Depreciation	4,267			1,459			103			5,829
Amortization	652			617			26			1,295
(Gain) loss on sale or disposal of assets	(6,318		)	6			—			(6,312		)
Interest expense (income), net	5			3,148			(2		)	3,151
Equity in net income of unconsolidated affiliates	—			—			(1,271		)	(1,271		)
Other income	—			(30		)	(29		)	(59		)
Segment contribution (loss)	$	44,610		$	7,990		$	(685	)	$	51,915
Corporate expenses (income):
Administrative										15,745
Depreciation										1,637
Amortization										645
Loss on sale or disposal of assets										22
Interest expense, net										1,181
Other income										(109		)
Income from continuing operations before income taxes										32,794
Income tax expense										9,881
Income from continuing operations, net of tax										22,913
Income from discontinued operations, net of tax										1,482
Net income										24,395
Net income from continuing operations attributable to redeemable noncontrolling interest										1,826
Net income attributable to EZCORP, Inc.										$	22,569



	Three Months Ended December 31, 2012
	U.S. & Canada			Latin America			Other International			Consolidated
	(in thousands)
Revenues:
Merchandise sales	$	79,704		$	14,900		$	—		$	94,604
Jewelry scrapping sales	41,988			2,721			—			44,709
Pawn service charges	58,197			7,203			—			65,400
Consumer loan fees and interest	44,328			11,877			6,929			63,134
Other revenues	2,791			1,641			382			4,814
Total revenues	227,008			38,342			7,311			272,661
Merchandise cost of goods sold	46,322			8,623			—			54,945
Jewelry scrapping cost of goods sold	29,074			2,231			—			31,305
Consumer loan bad debt expense (benefit)	10,928			(1,048		)	3,641			13,521
Net revenues	140,684			28,536			3,670			172,890
Segment expenses (income):
Operations	84,572			14,635			4,078			103,285
Depreciation	3,691			1,105			71			4,867
Amortization	147			435			26			608
Loss on sale or disposal of assets	29			—			—			29
Interest expense, net	17			2,613			—			2,630
Equity in net income of unconsolidated affiliates	—			—			(5,038		)	(5,038		)
Other (income) expense	(4		)	20			(69		)	(53		)
Segment contribution	$	52,232		$	9,728		$	4,602		$	66,562
Corporate expenses:
Administrative										13,671
Depreciation										1,693
Amortization										106
Interest expense, net										1,007
Other income										(448		)
Income from continuing operations before income taxes										50,533
Income tax expense										16,672
Income from continuing operations, net of tax										33,861
Loss from discontinued operations, net of tax										(1,706		)
Net income										32,155
Net income from continuing operations attributable to redeemable noncontrolling interest										1,438
Net income attributable to EZCORP, Inc.										$	30,717

The following tables provide geographic information required by ASC 280-10-50-41:



	Three Months Ended December 31,
	2013		2012
	(in thousands)
Revenues:
U.S.	$	217,486	$	224,035
Mexico	44,954		38,342
Canada	3,585		2,973
U.K	3,332		7,311
Total	$	269,357	$	272,661

The entire disclosure for reporting segments including data and tables. Reportable segments include those that meet any of the following quantitative thresholds a) it's reported revenue, including sales to external customers and intersegment sales or transfers is 10 percent or more of the combined revenue, internal and external, of all operating segments b) the absolute amount of its reported profit or loss is 10 percent or more of the greater, in absolute amount of 1) the combined reported profit of all operating segments that did not report a loss or 2) the combined reported loss of all operating segments that did report a loss c) its assets are 10 percent or more of the combined assets of all operating segments.

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-Publisher FASB
-Name Statement of Financial Accounting Standard (FAS)
-Number 131
-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

ALLOWANCE FOR LOSSES AND CREDIT QUALITY OF FINANCING RECEIVABLES

Allowance for Losses and Credit Quality of Financing Receivables

3 Months Ended

Dec. 31, 2013

Receivables [Abstract]

NOTE 13: ALLOWANCE FOR LOSSES AND CREDIT QUALITY OF FINANCING RECEIVABLES

We offer a variety of loan products and credit services to customers who do not have cash resources or access to credit to meet their cash needs. Our customers are considered to be in a higher risk pool with regard to creditworthiness when compared to those of typical financial institutions. As a result, our receivables do not have a credit risk profile that can easily be measured by the normal credit quality indicators used by the financial markets. We manage the risk through closely monitoring the performance of the portfolio and through our underwriting process. This process includes review of customer information, such as making a credit reporting agency inquiry, evaluating and verifying income sources and levels, verifying employment and verifying a telephone number where customers may be contacted. For auto title loans, we also inspect the automobile, title and reference to market values of used automobiles.

The accuracy of our allowance estimates is dependent upon several factors, including our ability to predict future default rates based on historical trends and expected future events. We base our estimates on observable trends and various other assumptions that we believe to be reasonable under the circumstances. We review and analyze our loan portfolios based on aggregation of loans by type and duration of the loan products. Loan repayment trends and default rates are evaluated each month based on each loan portfolio and adjustments to loss allowance are made accordingly. A documented and systematic process is followed.

We consider consumer loans made at our storefronts and online in the U.K. to be defaulted if they have not been repaid or renewed by the maturity date. If one payment of a multiple-payment loan is delinquent, that one payment is considered defaulted. If more than one payment is delinquent at any time, the entire loan is considered defaulted. Although defaulted loans may be collected later, we charge the loan principal to consumer loan bad debt upon default, leaving only active loans in the reported balance. Accrued fees related to defaulted loans reduce fee revenue upon loan default, and increase fee revenue upon collection.

Based on historical collection experience, the age of past-due loans and amounts we expect to receive through the sale of repossessed vehicles, we provide an allowance for losses on auto title loans.

Consumer loans made by EZCORP Online are considered delinquent if they are not repaid or renewed by the maturity date. We do not accrue revenues on delinquent loans. All outstanding principal balances and fee receivables greater than 60 days past due are considered defaulted. Upon default, we charge consumer loan principal to consumer loan bad debt and reverse accrued unsecured consumer loan fee revenue. Subsequent collections of these amounts are recorded as a reduction to consumer loan bad debt expense and as consumer loan fee revenue.

Grupo Finmart's consumer loans are considered in current status as long as the customer is employed and Grupo Finmart receives payments via payroll withholdings. Loans outstanding from customers no longer employed are considered current if payments are made by the due date. If one payment of a loan is delinquent, that one payment is considered defaulted. If two or more payments are delinquent at any time, the entire loan is considered defaulted. Although defaulted loans may be collected later, Grupo Finmart charges the loan principal to consumer loan bad debt upon default, leaving only active loans in the reported balance. Subsequent collections of principal are recorded as a reduction of consumer loan bad debt when collected. Accrued fees related to defaulted loans reduce fee revenue upon default, and increase fee revenue upon collection.

The following table presents changes in the allowance for credit losses, as well as the recorded investment in our financing receivables by portfolio segment for the periods presented:



Description	Allowance Balance at Beginning of Period		Charge-offs			Recoveries		Provision				Translation Adjustment			Allowance Balance at End of Period		Financing Receivable at End of Period
	(in thousands)
Unsecured short-term consumer loans:
Three Months Ended December 31, 2013	$	2,928	$	(12,202	)	$	4,195	$	7,915			$	12		$	2,848	$	22,870
Three Months Ended December 31, 2012	$	2,390	$	(12,295	)	$	4,894	$	7,604			$	—		$	2,593	$	23,029
Secured short-term consumer loans:
Three Months Ended December 31, 2013	$	1,804	$	(16,686	)	$	15,182	$	2,032			$	—		$	2,332	$	11,386
Three Months Ended December 31, 2012	$	942	$	(9,220	)	$	8,142	$	1,609			$	—		$	1,473	$	7,264
Unsecured long-term consumer loans:
Three Months Ended December 31, 2013	$	972	$	(841	)	$	431	$	1,391			$	3		$	1,956	$	116,437
Three Months Ended December 31, 2012	$	623	$	(160	)	$	1,221	$	(1,053	)	*	$	(7	)	$	624	$	81,482

* Benefit in unsecured long-term consumer loan provision is due to the sale of past due loans and recoveries of loans previously written-off.

The provisions presented in the table above include only principal and exclude items such as non-sufficient funds fees, repossession fees, auction fees and interest. In addition, all credit service expenses and fees related to loans made by our unaffiliated lenders are excluded, as we do not own the loans made in connection with our credit services and they are not recorded as assets on our balance sheets. Expected losses on credit services are accrued and reported in accounts payable and other accrued expenses on our balance sheets.

Auto title loans remain as recorded investments when in delinquent or nonaccrual status. We consider an auto title loan past due if it has not been repaid or renewed by the maturity date. Based on experience, we establish a reserve on all auto title loans. On auto title loans more than 90 days past due, we reserve the percentage we estimate will not be recoverable through auction and reserve 100% of loans for which we have not yet repossessed the underlying collateral. No fees are accrued on any auto title loans more than 90 days past due.

Short-term unsecured consumer loans made online by EZCORP Online remain as recorded investments when in delinquent or nonaccrual status. We consider these loans past due if they have not been repaid or renewed by the maturity date. Valuation reserves are based on days past due and respective historical collection rates. We reserve 100% of loans once they are more than 60 days past due. No fees are accrued on delinquent short-term consumer loans.

Consumer loans made by Grupo Finmart remain on the balance sheet as recorded investments when in delinquent status. We consider a consumer loan past due if it has not been repaid or renewed by the maturity date; however, it is not unusual to have a lag in payments due to the time it takes the government agencies to setup the initial payroll withholding. Only those consumer loans made to customers that are no longer employed are considered in nonaccrual status. We establish a reserve on all consumer loans, based on historical experience. No fees are accrued on any consumer loans made to customers that are no longer employed.

On October 21, 2013, Grupo Finmart sold an unsecured long-term consumer loan portfolio, consisting of approximately 14,500 payroll withholding loans with a book value equal to $14.7 million, for $19.3 million. We realized a $4.6 million gain on this sale, which is included under other revenues in the condensed consolidated statements of operations.

On November 29, 2013, Grupo Finmart acquired an unsecured long-term consumer loan portfolio, consisting of approximately 10,500 payroll withholding loans, for a total purchase price of approximately $15.7 million. Of the total purchase price, a minimum of $11.5 million will be paid, of which approximately $10.4 million was paid at closing and $1.1 million will be paid over the next year. The total price includes deferred consideration of approximately $4.2 million, subject to the performance of the portfolio and payable over the next 12 months as stipulated in the purchase agreement. The fair value of the loan portfolio was $13.4 million as of the acquisition date.

The following table presents an aging analysis of past due financing receivables by portfolio segment:



	Days Past Due								Total		Current		Fair Value			Total Financing		Allowance		Recorded Investment > 90 Days
	1-30		31-60		61-90		>90		Past Due		Receivable		Adjustment			Receivable		Balance		Accruing
	(in thousands)
Unsecured short-term consumer loans:*
December 31, 2013	$	66	$	289	$	81	$	—	$	436	$	119	$	—		$	555	$	267	$	—
September 30, 2013	$	113	$	285	$	257	$	—	$	655	$	214	$	—		$	869	$	464	$	—
Secured short-term consumer loans:
December 31, 2013	$	2,629	$	1,366	$	1,123	$	1,398	$	6,516	$	4,870	$	—		$	11,386	$	2,332	$	—
December 31, 2012	$	1,316	$	695	$	471	$	860	$	3,342	$	3,922	$	—		$	7,264	$	1,473	$	—
September 30, 2013	$	2,096	$	1,313	$	905	$	910	$	5,224	$	4,565	$	—		$	9,789	$	1,804	$	—
Unsecured long-term consumer loans:
December 31, 2013	$	3,659	$	3,716	$	1,551	$	31,966	$	40,892	$	73,386	$	2,159		$	116,437	$	1,956	$	31,966
December 31, 2012	$	5,485	$	2,200	$	18,852	$	13,214	$	39,751	$	43,664	$	(1,933	)	$	81,482	$	624	$	13,214
September 30, 2013	$	8,909	$	5,354	$	1,584	$	29,492	$	45,339	$	63,467	$	(674	)	$	108,132	$	972	$	29,492

* Unsecured short-term consumer loans amounts are included for periods after the acquisition of Go Cash.

Fair Value Measurements

3 Months Ended

Dec. 31, 2013

Fair Value Disclosures [Abstract]

FAIR VALUE MEASUREMENTS

NOTE 14: FAIR VALUE MEASUREMENTS

Recurring Fair Value Measurements

In accordance with FASB ASC 820-10, Fair Value Measurements and Disclosures, our assets and liabilities, which are carried at fair value, are classified in one of the following three categories:

Level 1: Quoted market prices in active markets for identical assets or liabilities.

Level 2: Other observable inputs other than quoted market prices.

Level 3: Unobservable inputs that are not corroborated by market data.

The tables below present our financial assets that are measured at fair value on a recurring basis as of December 31, 2013, December 31, 2012 and September 30, 2013:



	December 31, 2013			Fair Value Measurements Using
Financial assets (liabilities or temporary equity):	December 31, 2013			Level 1		Level 2		Level 3
	(in thousands)
Marketable equity securities	$	2,092		$	2,092	$	—	$	—
Forward contracts	1,952			—		1,952		—
Contingent consideration	(16,120		)	—		—		(16,120		)
Net financial assets (liabilities or temporary equity)	$	(12,076	)	$	2,092	$	1,952	$	(16,120	)

	December 31, 2012			Fair Value Measurements Using
Financial assets (liabilities or temporary equity):	December 31, 2012			Level 1		Level 2		Level 3
	(in thousands)
Marketable equity securities	$	4,588		$	4,588	$	—	$	—
Contingent consideration	(28,386		)	—		—		(28,386		)
Net financial assets (liabilities or temporary equity)	$	(23,798	)	$	4,588	$	—	$	(28,386	)

	September 30, 2013			Fair Value Measurements Using
Financial assets (liabilities or temporary equity):	September 30, 2013			Level 1		Level 2		Level 3
	(in thousands)
Marketable equity securities	$	2,339		$	2,339	$	—	$	—
Forward contracts	1,813			—		1,813		—
Contingent consideration	(16,089		)	—		—		(16,089		)
Net financial assets (liabilities or temporary equity)	$	(11,937	)	$	2,339	$	1,813	$	(16,089	)

We measure the value of our marketable equity securities under a Level 1 input. These assets are publicly traded equity securities for which market prices are readily available. There were no transfers of assets in or out of Level 1 or Level 2 fair value measurements in the periods presented. At December 31, 2013 our marketable equity securities were in an unrealized loss position. The aggregate amount of unrealized losses at December 31, 2013 was nominal and we currently believe that the fair value decline is temporary.

Grupo Finmart measures the value of the forward contracts under a Level 2 input. To measure the fair value of the forward contracts, Grupo Finmart used estimations of expected cash flows, appropriately risk-adjusted discount rates and available observable inputs (term of the forward, notional amount, discount rates based on local and foreign rate curves, and a credit value adjustment to consider the likelihood of nonperformance).

We used an income approach to measure the fair value of the contingent consideration using a probability-weighted discounted cash flow approach, in which all outcomes were successful. The significant inputs used for the valuation are not observable in the market, and thus this fair value measurement represents a Level 3 measurement within the fair value hierarchy. During the three month period ended December 31, 2013, we recorded nominal accretion expense, bringing the total contingent consideration liability to $16.1 million. During the three month period ended December 31, 2012, we recorded accretion expense of $0.2 million and $4.8 million of additional contingent consideration, attributable to the Go Cash acquisition, bringing the contingent liability to $28.4 million at December 31, 2012. These amounts are included in administrative expenses in our condensed consolidated statement of operations.

Financial Assets and Liabilities Not Measured at Fair Value

Our financial assets and liabilities as of December 31, 2013, December 31, 2012 and September 30, 2013, that are not measured at fair value in the condensed consolidated balance sheets, are as follows:



	Carrying Value		Estimated Fair Value
	December 31, 2013		December 31, 2013		Fair Value Measurement Using
	December 31, 2013		December 31, 2013		Level 1		Level 2		Level 3
Financial assets:	(in thousands)
Cash and cash equivalents	$	38,486	$	38,486	$	38,486	$	—	$	—
Restricted cash	4,019		4,019		4,019		—		—
Pawn loans	153,421		153,421		—		—		153,421
Consumer loans, net	82,807		90,377		—		—		90,377
Pawn service charges receivable, net	30,842		30,842		—		—		30,842
Consumer loan fees receivable, net	40,181		40,181		—		—		40,181
Restricted cash, non-current	2,742		2,742		2,742		—		—
Non-current consumer loans, net	60,750		69,309		—		—		69,309
Total	$	413,248	$	429,377	$	45,247	$	—	$	384,130

Temporary equity:
Redeemable noncontrolling interest	$	57,578	$	55,557	$	—	$	—	$	55,557

Financial liabilities:
Domestic line of credit	$	146,500	$	146,500	$	—	$	146,500	$	—
Foreign currency lines of credit	32,838		33,801		—		33,801		—
Securitization borrowing facility	32,147		32,225		32,225		—		—
Unsecured Notes	36,381		36,673		16,523		20,150		—
Secured Notes	4,160		4,001		—		4,001		—
Total	$	252,026	$	253,200	$	48,748	$	204,452	$	—

	Carrying Value		Estimated Fair Value
	December 31, 2012		December 31, 2012		Fair Value Measurement Using
	December 31, 2012		December 31, 2012		Level 1		Level 2		Level 3
Financial assets:	(in thousands)
Cash and cash equivalents	$	46,668	$	46,668	$	46,668	$	—	$	—
Restricted cash	1,133		1,133		1,133		—		—
Pawn loans	162,150		162,150		—		—		162,150
Consumer loans, net	40,470		43,374		—		—		43,374
Pawn service charges receivable, net	31,077		31,077		—		—		31,077
Consumer loan fees receivable, net	34,073		34,073		—		—		34,073
Restricted cash, non-current	1,994		1,994		1,994		—		—
Non-current consumer loans, net	66,615		80,199		—		—		80,199
Total	$	384,180	$	400,668	$	49,795	$	—	$	350,873

Temporary equity:
Redeemable noncontrolling interest	$	49,323	$	49,323	$	—	$	—	$	49,323

Financial liabilities:
Domestic line of credit	$	142,600	$	142,600	$	—	$	142,600	$	—
Foreign currency lines of credit	33,652		33,924		—		33,924		—
Securitization borrowing facility	32,338		32,430		32,430		—		—
Unsecured Notes	22,560		21,839		—		21,839		—
Secured Notes	4,390		4,205		—		4,205		—
Total	$	235,540	$	234,998	$	32,430	$	202,568	$	—



	Carrying Value		Estimated Fair Value
	September 30, 2013		September 30, 2013		Fair Value Measurement Using
	September 30, 2013		September 30, 2013		Level 1		Level 2		Level 3
Financial assets:	(in thousands)
Cash and cash equivalents	$	36,317	$	36,317	$	36,317	$	—	$	—
Restricted cash	3,312		3,312		3,312		—		—
Pawn loans	156,637		156,637		—		—		156,637
Consumer loans, net	64,515		74,979		—		—		74,979
Pawn service charges receivable, net	30,362		30,362		—		—		30,362
Consumer loan fees receivable, net	36,588		36,588		—		—		36,588
Restricted cash, non-current	2,156		2,156		2,156		—		—
Non-current consumer loans, net	69,991		89,693		—		—		89,693
Total	$	399,878	$	430,044	$	41,785	$	—	$	388,259

Temporary equity:
Redeemable noncontrolling interest	$	55,393	$	55,557	$	—	$	—	$	55,557

Financial liabilities:
Domestic line of credit	$	140,900	$	140,900	$	—	$	140,900	$	—
Foreign currency lines of credit	30,310		31,832		—		31,832		—
Securitization borrowing facility	31,951		32,027		32,027		—		—
Unsecured Notes	39,029		38,734		15,686		23,048		—
Secured Notes	4,185		4,026		—		4,026		—
Total	$	246,375	$	247,519	$	47,713	$	199,806	$	—

Cash and cash equivalents and restricted cash bear interest at market rates and have maturities of less than 90 days.

The total U.S. pawn loan term ranges between 60 and 120 days, consisting of the primary term and grace period. The total Mexico pawn loan term is 40 days, consisting of the primary term and grace period.

We record pawn service charges using the interest method for all pawn loans we believe to be collectible. We base our estimate of collectible loans on several unobservable inputs, including recent redemption rates, historical trends in redemption rates and the amount of loans due in the following two months.

Consumer loan fees and interest receivable are carried in the consolidated balance sheet net of the allowance for uncollectible consumer loan fees and interest receivable, which is based on recent loan default experience adjusted for seasonal variations and collection percentages.

Based on the short-term nature of the assets discussed above we estimate that their carrying value approximates fair value.

Consumer loans, including long-term unsecured consumer loans made by Grupo Finmart, are carried in the consolidated balance sheet net of the allowance for estimated loan losses, which is based on recent loan default experience adjusted for seasonal variations. Consumer loans, other than those made by Grupo Finmart, have relatively short maturity periods that are generally 12 months; therefore, we estimate that their carrying value approximates fair value. Consumer loans made by Grupo Finmart have an average term of approximately 30 months. We estimated the fair value of the Grupo Finmart consumer loans by applying an income approach (the present value of future cash flows). Key assumptions include an annualized probability of default as well as a discount rate based on the funding rate plus the portfolio liquidity risk.

The fair value of the redeemable noncontrolling interest was estimated by applying an income approach. This fair value measurement is based on significant inputs that are not observable in the market and thus represents a Level 3 measurement. Key assumptions include discount rates ranging from 10% to 18%, representing discounts for lack of control and lack of marketability that market participants would consider when estimating the fair value of the noncontrolling interest.

We measure the fair value of our financial liabilities using an income approach. Fair value measurements for our domestic line of credit were calculated using discount rates based on an estimated senior secured spread plus term matched risk free rates as of the valuation dates. We utilize credit quality-related zero rate curves for Mexican Pesos built by a price vendor authorized by the Comisión Nacional Bancaria y de Valores to determine the fair value measurements of the remaining financial liabilities that are classified as Level 2. For fair value measurements that are classified as Level 1, we utilize quoted price and yield inputs from Bloomberg and a price vendor authorized by the Comisión Nacional Bancaria y de Valores.

The entire disclosure for the fair value of financial instruments (as defined), including financial assets and financial liabilities (collectively, as defined), and the measurements of those instruments as well as disclosures related to the fair value of non-financial assets and liabilities. Such disclosures about the financial instruments, assets, and liabilities would include: (1) the fair value of the required items together with their carrying amounts (as appropriate); (2) for items for which it is not practicable to estimate fair value, disclosure would include: (a) information pertinent to estimating fair value (including, carrying amount, effective interest rate, and maturity, and (b) the reasons why it is not practicable to estimate fair value; (3) significant concentrations of credit risk including: (a) information about the activity, region, or economic characteristics identifying a concentration, (b) the maximum amount of loss the entity is exposed to based on the gross fair value of the related item, (c) policy for requiring collateral or other security and information as to accessing such collateral or security, and (d) the nature and brief description of such collateral or security; (4) quantitative information about market risks and how such risks are managed; (5) for items measured on both a recurring and nonrecurring basis information regarding the inputs used to develop the fair value measurement; and (6) for items presented in the financial statement for which fair value measurement is elected: (a) information necessary to understand the reasons for the election, (b) discussion of the effect of fair value changes on earnings, (c) a description of [similar groups] items for which the election is made and the relation thereof to the balance sheet, the aggregate carrying value of items included in the balance sheet that are not eligible for the election; (7) all other required (as defined) and desired information.

Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 820
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-URI http://asc.fasb.org/extlink&oid=7578670&loc=d3e19207-110258

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-Name Accounting Standards Codification
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-Section 50
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-URI http://asc.fasb.org/extlink&oid=6957238&loc=d3e14172-108612

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Reference 4: http://www.xbrl.org/2003/role/presentationRef
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-Name Accounting Standards Codification
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Reference 7: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Statement of Financial Accounting Standard (FAS)
-Number 107
-Paragraph 15B
-Subparagraph a, b
-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 8: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Statement of Financial Accounting Standard (FAS)
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-Paragraph 44A, 44B
-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 9: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Statement of Financial Accounting Standard (FAS)
-Number 159
-Paragraph 17-22, 27, 28
-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 10: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Statement of Financial Accounting Standard (FAS)
-Number 107
-Paragraph 15A
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-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 11: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Statement of Financial Accounting Standard (FAS)
-Number 107
-Paragraph 15C, 15D
-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 12: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Statement of Financial Accounting Standard (FAS)
-Number 157
-Paragraph 32, 33, 34
-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 13: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Statement of Financial Accounting Standard (FAS)
-Number 107
-Paragraph 3, 10, 14, 15
-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Derivative Instruments and Hedging Activities Disclosure [Abstract]

Derivative Instruments and Hedging Activities

3 Months Ended

Dec. 31, 2013

DERIVATIVE INSTRUMENTS AND HEDGING ACTIVITIES

NOTE 15: DERIVATIVE INSTRUMENTS AND HEDGING ACTIVITIES

During the third quarter ended June 30, 2013, Grupo Finmart completed a $30 million cross-border debt offering for which it has to pay interest on a semiannual basis at a fixed rate. Grupo Finmart uses derivative instruments (cross currency forwards) to manage its exposure related to changes in foreign currency exchange rate on this instrument through its maturity on November16, 2015. Grupo Finmart does not enter into derivative instruments for any purpose other than cash flow hedging.

Changes in the fair value of forward agreements designated as hedging instruments that effectively offset the variability of cash flows associated with exchange rate are reported in accumulated other comprehensive income. These amounts subsequently are reclassified into earnings in the same period or periods during which the hedged transaction affects earnings.

We assess the effectiveness of the hedges using linear regression for prospective testing, and the dollar offset method for retrospective testing. A hypothetical derivative with fair value of zero is created at the beginning of the hedge relationship; changes in actual derivative and hypothetical derivatives are used to carry out both testings. Based on the results of our testing, we have no ineffectiveness as of December 31, 2013 and December 31, 2012.

The following tables set forth certain information regarding our derivative instruments:

Fair Value of Derivative Instruments

Derivative Instrument

Balance Sheet Location

December 31, 2013

December 31, 2012

September 30, 2013

(in thousands)

Designated as cash flow hedging instruments:

Foreign currency forwards

Other assets, net

1,952

—

1,813



		Amount of Loss Recognized in Other Comprehensive Income on Derivatives (Effective Portion)
		Three Months Ended December 31,
Derivative Instrument	Location of Loss	2013		2012
		(in thousands)
Designated as cash flow hedging instruments:
Foreign currency forwards	Effective portion of cash flow hedge	$	101	$	—



		Amount of Loss on Derivatives Reclassified into Income from Accumulated Other Comprehensive Income (Effective Portion)
		Three Months Ended December 31,
Derivative Instrument	Location of Loss	2013		2012
		(in thousands)
Designated as cash flow hedging instruments:
Foreign currency forwards	Interest expense / other income	$	245	$	—

The entire disclosure for the entity's entire derivative instruments and hedging activities. Describes an entity's risk management strategies, derivatives in hedging activities and non-hedging derivative instruments, the assets, obligations, liabilities, revenues and expenses arising therefrom, and the amounts of and methodologies and assumptions used in determining the amounts of such items.

Reference 1: http://www.xbrl.org/2003/role/presentationRef
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Reference 21: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Statement of Financial Accounting Standard (FAS)
-Number 133
-Paragraph 45
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-Publisher FASB
-Name Statement of Financial Accounting Standard (FAS)
-Number 133
-Paragraph 44
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Balance Sheet Related Disclosures [Abstract]

Supplemental Consolidated Financial Information

3 Months Ended

Dec. 31, 2013

SUPPLEMENTAL CONSOLIDATED FINANCIAL INFORMATION

NOTE 16: SUPPLEMENTAL CONSOLIDATED FINANCIAL INFORMATION

Supplemental Consolidated Statements of Financial Position Information:

The following table provides information on net amounts included in pawn service charges receivable, consumer loan fees, inventories and property and equipment:



	December 31,						September 30,
	2013			2012			2013
	(in thousands)
Pawn service charges receivable:
Gross pawn service charges receivable	$	38,571		$	40,220		$	40,336
Allowance for uncollectible pawn service charges receivable	(7,729		)	(9,143		)	(9,974		)
Pawn service charges receivable, net	$	30,842		$	31,077		$	30,362
Consumer loan fees receivable:
Gross consumer loan fees receivable	$	43,215		$	38,151		$	38,355
Allowance for uncollectible consumer loan fees receivable	(3,034		)	(4,078		)	(1,767		)
Consumer loan fees receivable, net	$	40,181		$	34,073		$	36,588
Inventory:
Inventory, gross	$	147,975		$	126,458		$	149,446
Inventory reserves	(5,264		)	(6,187		)	(4,246		)
Inventory, net	$	142,711		$	120,271		$	145,200
Property and equipment:
Property and equipment, gross	$	225,634		$	273,271		$	291,245
Accumulated depreciation	(111,095		)	(159,189		)	(174,964		)
Property and equipment, net	$	114,539		$	114,082		$	116,281

Property and equipment at December 31, 2013, December 31, 2012 and September 30, 2013 includes $1.6 million, $1.4 million and $1.6 million, respectively, of equipment leased under a capital lease. Amortization of equipment under capital leases is included with depreciation expense and was $0.1 million for the three-month period ended December 31, 2013 and $0.2 million for the three-month period ended December 31, 2012. Future minimum lease payments related to capital leases are $0.6 million and $0.2 million due within one and two years respectively for a total of $0.8 million; of this amount, $0.1 million represents interest. The present value of net minimum lease payments as of December 31, 2013 was $0.8 million.

During the first quarter ended December 31, 2013, we sold seven U.S. pawn stores (three in Louisiana, two in Mississippi, one in Alabama and one in Florida) for $11.0 million, of which $10.0 million was paid in cash and $1.0 million with a 14% promissory note due on December 31, 2018. The carrying value of the stores' net assets amounted to $3.7 million, primarily consisting of $1.5 million of pawn loans, $1.9 million of inventory, and $0.4 million of pawn service charge receivable, offset by $0.1 million of assumed liabilities. As a result of this transaction, we realized a gain of $6.3 million, which is included under the (gain) loss on sale or disposal of assets in the condensed consolidated statements of operations. In addition, we recorded a deferred gain of $0.7 million, which is included under deferred gains and other long-term liabilities in the condensed consolidated balance sheet. This gain will be recognized upon repayment of the promissory note.

Other Supplemental Information:

We issue letters of credit (LOC) to enhance the creditworthiness of our customers seeking unsecured loans from unaffiliated lenders. The letters of credit assure the lenders that if borrower default on the loans, we will pay the lenders, upon demand, the principal and accrued interest owed to the lenders by the borrowers plus any insufficient funds fees. Our current carrying value of expected losses and maximum exposure for losses on letters of credit, if all brokered loans defaulted and none was collected, is summarized below.



	December 31,				September 30,
	2013		2012		2013
	(in thousands)
Consumer loans:
Expected LOC losses	$	3,041	$	2,363	$	2,623
Maximum exposure for LOC losses	$	35,592	$	33,089	$	33,380
Exposure secured by titles to customers’ automobiles	$	9,947	$	8,960	$	9,893

Subsequent Events	3 Months Ended
Subsequent Events	Dec. 31, 2013
Subsequent Events [Abstract]
SUBSEQUENT EVENTS	NOTE 17: SUBSEQUENT EVENTS On January 27, 2014, Albemarle & Bond announced the termination of their formal sales process, and stated that there may be limited value attributable to the ordinary shares. We continue to assess the impact of this announcement on the value of our investment. However, we may be required to impair the remaining $7.9 million of our investment in the second quarter of fiscal year 2014.

Organization and Summary of Significant Accounting Policies (Policies)	3 Months Ended
	Dec. 31, 2013
Accounting Policies [Abstract]
Basis of Presentation	Basis of Presentation The accompanying unaudited interim condensed consolidated financial statements have been prepared in accordance with generally accepted accounting principles for interim financial information and with the instructions to Form 10-Q and Article 10 of Regulation S-X. Accordingly, they do not include all the information and footnotes required by generally accepted accounting principles for complete financial statements. Our management has included all adjustments it considers necessary for a fair presentation. These adjustments are of a normal, recurring nature except for those related to discontinued operations (described in Note 2) and acquired businesses (described in Note 3). The accompanying financial statements should be read with the Consolidated Financial Statements included in our Annual Report on Form 10-K for the year ended September 30, 2013. The balance sheet at September 30, 2013 has been derived from the audited financial statements at that date but does not include all of the information and footnotes required by generally accepted accounting principles for complete financial statements. Our business is subject to seasonal variations, and operating results for the three months ended December 31, 2013 (the "current quarter") are not necessarily indicative of the results of operations for the full fiscal year. The consolidated financial statements include the accounts of EZCORP, Inc. ("EZCORP") and its consolidated subsidiaries. All inter-company accounts and transactions have been eliminated in consolidation. As of December 31, 2013, we own 60% of the outstanding equity interests in Prestaciones Finmart, S.A.P.I. de C.V., SOFOM, E.N.R. ("Grupo Finmart"), doing business under the brands "Crediamigo" and "Adex," and 51% of Renueva Comercial S.A.P.I. de C.V. ("TUYO"), and therefore, include their results in our consolidated financial statements. We account for our investments in Albemarle & Bond Holdings, PLC ("Albemarle & Bond") and Cash Converters International Limited ("Cash Converters International") using the equity method. Certain prior period balances have been reclassified to conform to the current presentation and to reflect adjustments to purchase price allocations that were updated as additional information became available. There have been no changes in significant accounting policies as described in our Annual Report on Form 10-K for the year ended September 30, 2013.
Recently Adopted Accounting Pronouncements	Recently Adopted Accounting Pronouncements In July 2013, the Financial Accounting Standards Board ("FASB") issued Accounting Standards Update ("ASU") 2013-11, Income Taxes (Topic 740)—Presentation of an Unrecognized Tax Benefit when a Net Operating Loss Carryforward or Tax Credit Carryforward Exists. This update provides that an entity's unrecognized tax benefit, or a portion of its unrecognized tax benefit, should be presented in its financial statements as a reduction to a deferred tax asset for a net operating loss carryforward, a similar tax loss, or a tax credit carryforward, with one exception. That exception states that, to the extent a net operating loss carryforward, a similar tax loss, or a tax credit carryforward is not available at the reporting date under the tax law of the applicable jurisdiction to settle any additional income taxes that would result from the disallowance of a tax position, or the tax law of the applicable jurisdiction does not require the entity to use, and the entity does not intend to use, the deferred tax asset for such purpose, the unrecognized tax benefit should be presented in the financial statements as a liability and should not be combined with deferred tax assets. This update applies prospectively to all entities that have unrecognized tax benefits when a net operating loss carryforward, a similar tax loss, or a tax credit carryforward exists at the reporting date. Retrospective application is also permitted. This update is effective for annual periods, and interim periods within those years, beginning after December 15, 2013. The adoption of ASU 2013-03 did not have a material effect on our financial position, results of operations or cash flows. In February 2013, the FASB issued ASU 2013-02, Comprehensive Income (Topic 220) — Reporting of Amounts Reclassified Out of Accumulated Other Comprehensive Income. This update, requires an entity to report the effect of significant reclassifications out of accumulated other comprehensive income on the respective line items in net income if the amount being reclassified is required under U.S. GAAP to be reclassified in its entirety to net income. For other amounts that are not required under U.S. GAAP to be reclassified in their entirety to net income in the same reporting period, an entity is required to cross-reference other disclosures required under U.S. GAAP that provide additional detail about those amounts. This update requires entities to apply the amendments for periods beginning after December 15, 2012 and interim periods within those annual periods and to provide the required disclosures for all reporting periods presented. The adoption of ASU 2013-02 did not have a material effect on our financial position, results of operations or cash flows. In February 2013, the FASB issued ASU 2013-04, Liabilities (Topic 405)—Obligations Resulting from Joint and Several Liability Arrangements for Which the Total Amount of the Obligation Is Fixed at the Reporting Date (a consensus of the FASB Emerging Issues Task Force). This update provides guidance for the recognition, measurement and disclosure of obligations resulting from joint and several liability arrangements for which the total amount of the obligation within the scope of this guidance is fixed at the reporting date (except for obligations addressed within existing guidance in U.S. GAAP). Examples of obligations within the scope of ASU 2013-04 include debt arrangements, other contractual obligations and settled litigation and judicial rulings. ASU 2013-04 is effective prospectively for fiscal years, and interim periods within those years, beginning after December 15, 2013. The adoption of ASU 2013-04 did not have a material effect on our financial position, results of operations or cash flows. In March 2013, the FASB issued ASU 2013-05, Foreign Currency Matters (Topic 830) — Parent's Accounting for the Cumulative Translation Adjustment upon Derecognition of Certain Subsidiaries or Groups of Assets within a Foreign Entity or of an Investment in a Foreign Entity (a consensus of the FASB Emerging Issues Task Force). This update applies to the release of the cumulative translation adjustment into net income when a parent either sells a part or all of its investment in a foreign entity, or no longer holds a controlling financial interest in a subsidiary or group of assets that is a business (other than a sale of in substance real estate or conveyance of oil and gas mineral rights) within a foreign entity. ASU 2013-05 is effective prospectively for fiscal years, and interim periods within those years, beginning after December 15, 2013. The adoption of ASU 2013-05 did not have a material effect on our financial position, results of operations or cash flows.

Disclosure of accounting policy regarding (1) the principles it follows in consolidating or combining the separate financial statements, including the principles followed in determining the inclusion or exclusion of subsidiaries or other entities in the consolidated or combined financial statements and (2) its treatment of interests (for example, common stock, a partnership interest or other means of exerting influence) in other entities, for example consolidation or use of the equity or cost methods of accounting. The accounting policy may also address the accounting treatment for intercompany accounts and transactions, noncontrolling interest, and the income statement treatment in consolidation for issuances of stock by a subsidiary.

Reference 1: http://www.xbrl.org/2003/role/presentationRef
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Reference 9: http://www.xbrl.org/2003/role/presentationRef
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-Name FASB Interpretation (FIN)
-Number 46R
-Paragraph 4
-Subparagraph c
-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 10: http://www.xbrl.org/2003/role/presentationRef
-Publisher AICPA
-Name Accounting Principles Board Opinion (APB)
-Number 18
-Paragraph 5, 6, 16-19
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-Publisher FASB
-Name Emerging Issues Task Force (EITF)
-Number 96-16
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-Name FASB Interpretation (FIN)
-Number 46R
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-Subparagraph d
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Reference 13: http://www.xbrl.org/2003/role/presentationRef
-Publisher AICPA
-Name Accounting Principles Board Opinion (APB)
-Number 18
-Paragraph 20
-Subparagraph a(2)
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-Publisher AICPA
-Name Accounting Research Bulletin (ARB)
-Number 51
-Paragraph 2-6
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-Publisher FASB
-Name Emerging Issues Task Force (EITF)
-Number 97-2
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Reference 16: http://www.xbrl.org/2003/role/presentationRef
-Publisher SEC
-Name Regulation S-X (SX)
-Number 210
-Section 02
-Paragraph k
-Article 1

Reference 17: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Statement of Financial Accounting Standard (FAS)
-Number 140
-Paragraph 46
-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 18: http://www.xbrl.org/2003/role/presentationRef
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-Name Regulation S-X (SX)
-Number 210
-Section 02, 03
-Article 3A

Reference 19: http://www.xbrl.org/2003/role/presentationRef
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-Name FASB Interpretation (FIN)
-Number 46R
-Paragraph 14, 15
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Discontinued Operations and Disposal Groups [Abstract]

Discontinued Operations (Tables)

3 Months Ended

Dec. 31, 2013

Pre-tax operating losses by segment

The table below summarizes the operating losses from discontinued operations by operating segment:



	Three Months Ended December 31,
	2013			2012
	(in thousands)
U.S. & Canada
Net revenues	$	185		$	1,514
Operating expenses	287			3,133
Operating loss from discontinued operations before taxes	(102		)	(1,619		)
Total termination gain related to the reorganization	(640		)	—
Income (loss) from discontinued operations before taxes	538			(1,619		)
Income tax benefit	111			105
Income (loss) from discontinued operations, net of tax	$	649		$	(1,514	)

Latin America
Net revenues	$	(335	)	$	948
Operating expenses	390			1,222
Operating loss from discontinued operations before taxes	(725		)	(274		)
Total termination gain related to the reorganization	(1,917		)	—
Income (loss) from discontinued operations before taxes	1,192			(274		)
Income tax (provision) benefit	(359		)	82
Income (loss) from discontinued operations, net of tax	$	833		$	(192	)

Consolidated
Net revenues	$	(150	)	$	2,462
Operating expenses	677			4,355
Operating loss from discontinued operations before taxes	(827		)	(1,893		)
Total termination gain related to the reorganization	(2,557		)	—
Income (loss) from discontinued operations before taxes	1,730			(1,893		)
Income tax (provision) benefit	(248		)	187
Income (loss) from discontinued operations, net of tax	$	1,482		$	(1,706	)

Tabular disclosure of disposal groups, which may include the gain (loss) recognized in the income statement and the income statement caption that includes that gain (loss), amounts of revenues and pretax profit or loss reported in discontinued operations, the classification and carrying value of the assets and liabilities comprising the disposal group, and the segment in which the disposal group was reported. Also may include the amount of adjustments to amounts previously reported in discontinued operations such as resolution of contingencies arising from the disposal transaction or the operations of the component prior to disposal.

Schedule of recognized identified assets Acquired and liabilities assumed

Acquisitions (Tables)

3 Months Ended

Dec. 31, 2013

Business Combinations [Abstract]

The following table provides information related to the acquisition of domestic and foreign retail and financial services locations during fiscal 2013:



	Fiscal Year Ended September 30, 2013
	Go Cash		Other Acquisitions
Current assets:	(in thousands)
Pawn loans	$	—	$	5,714
Consumer loans, net	—		902
Service charges and fees receivable, net	23		714
Inventory, net	—		2,441
Prepaid expenses and other assets	120		508
Total current assets	143		10,279
Property and equipment, net	268		1,078
Goodwill	44,020		17,187
Intangible assets	11,215		619
Non-current consumer loans, net	—		3,011
Other assets	124		314
Total assets	55,770		32,488
Current liabilities:
Accounts payable and other accrued expenses	202		560
Customer layaway deposits	—		103
Total current liabilities	202		663
Total liabilities	202		663
Redeemable noncontrolling interest	—		2,836
Net assets acquired	$	55,568	$	28,989

Goodwill deductible for tax purposes	$	44,020	$	—

Indefinite-lived intangible assets acquired:
Domain name	$	215	$	—
Definite-lived intangible assets acquired (1):
Non-compete agreements	$	—	$	30
Internally developed software	$	11,000	$	66
Contractual relationship	$	—	$	523

(1) The weighted average useful life of definite-lived intangible assets acquired is five years.

Earnings per Share (Tables)

3 Months Ended

Dec. 31, 2013

Earnings Per Share [Abstract]

Net components of basic and diluted earnings per share

Components of basic and diluted earnings per share and excluded anti-dilutive potential common shares are as follows:



	Three Months Ended December 31,
	2013		2012
	(in thousands, except per share amounts)
Net income from continuing operations attributable to EZCORP, Inc. (A)	$	21,087	$	32,423
Loss from discontinued operations, net of tax (B)	1,482		(1,706		)
Net (loss) income attributable to EZCORP (C)	$	22,569	$	30,717

Weighted average outstanding shares of common stock (D)	54,332		52,049
Dilutive effect of stock options and restricted stock	30		63
Weighted average common stock and common stock equivalents (E)	54,362		52,112

Basic (loss) earnings per share attributable to EZCORP, Inc.:
Continuing operations attributable to EZCORP, Inc. (A / D)	$	0.39	$	0.62
Discontinued operations (B / D)	0.03		(0.03		)
Basic (loss) earnings per share (C / D)	$	0.42	$	0.59

Diluted earnings per share attributable to EZCORP, Inc.:
Continuing operations attributable to EZCORP, Inc. (A / E)	$	0.39	$	0.62
Discontinued operations (B / E)	0.03		(0.03		)
Diluted (loss) earnings per share (C / E)	$	0.42	$	0.59

Potential common shares excluded from the calculation of diluted earnings per share	257		39

Strategic Investments (Tables)

3 Months Ended

Dec. 31, 2013

Schedule of Equity Method Investments [Line Items]

Schedule of summary of recorded value and fair value of strategic investments



	December 31,				September 30,
	2013		2012		2013
	(in thousands of U.S. dollars)
Albemarle & Bond:
Recorded value	$	7,902	$	54,559	$	9,439
Fair value	4,871		57,402		9,439
Cash Converters International:
Recorded value	$	89,522	$	89,673	$	87,645
Fair value	117,778		164,633		165,663

Cash Converters International Limited [Member]

Schedule of Equity Method Investments [Line Items]

Summary of financial information

The following table presents summary financial information for Cash Converters International’s most recently reported results after translation to U.S. dollars (using the exchange rate as of June 30 of each year for balance sheet items and average exchange rates for the income statement items for the periods indicated):



	As of June 30,
	2013		2012
	(in thousands)
Current assets	$	163,606	$	137,646
Non-current assets	153,279		129,274
Total assets	$	316,885	$	266,920
Current liabilities	$	95,757	$	45,392
Non-current liabilities	451		31,928
Shareholders’ equity	220,677		189,600
Total liabilities and shareholders’ equity	$	316,885	$	266,920



	Year ended June 30,
	2013		2012
	(in thousands)
Gross revenues	$	280,059	$	241,924
Gross profit	183,368		162,598
Profit for the year (net income)	33,754		30,366

Goodwill and Other Intangible Assets (Tables)

3 Months Ended

Dec. 31, 2013

Goodwill and Intangible Assets Disclosure [Abstract]

Summary of goodwill and intangible assets

The following table presents the balance of goodwill and each major class of intangible assets at the specified dates:



	December 31,				September 30,
	2013		2012		2013
	(in thousands)
Goodwill	$	434,835	$	434,671	$	433,300

Indefinite-lived intangible assets:
Pawn licenses	$	8,836	$	8,836	$	8,836
Trade name	9,865		9,822		9,791
Domain name	215		215		215
Total indefinite-lived intangible assets	$	18,916	$	18,873	$	18,842

Definite-lived intangible assets:
Real estate finders’ fees	$	893	$	943	$	902
Non-compete agreements	563		1,060		673
Favorable lease	590		695		614
Franchise rights	1,322		1,485		1,388
Deferred financing costs	7,087		6,402		5,033
Contractual relationship	11,796		12,919		12,106
Internally developed software	23,787		16,906		22,088
Other	224		279		226
Total definite-lived intangible assets	$	46,262	$	40,689	$	43,030

Intangible assets, net	$	65,178	$	59,562	$	61,872

Changes in the carrying value of goodwill, by segment

The following tables present the changes in the carrying value of goodwill over the periods presented:



	U.S. & Canada		Latin America		Other International		Consolidated
	(in thousands)
Balances at September 30, 2013	$	283,199	$	110,209	$	39,892	$	433,300
Effect of foreign currency translation changes	—		673		862		1,535
Balances at December 31, 2013	$	283,199	$	110,882	$	40,754	$	434,835



	U.S. & Canada		Latin America			Other International		Consolidated
	(in thousands)
Balances at September 30, 2012	$	224,306	$	110,401		$	39,956	$	374,663
Acquisitions	58,924		2,222			—		61,146
Effect of foreign currency translation changes	—		(1,138		)	—		(1,138		)
Balances at December 31, 2012	$	283,230	$	111,485		$	39,956	$	434,671

Classification of amortization recognized as expense

The following table presents the amount and classification of amortization recognized as expense (income) in each of the periods presented:



	Three Months Ended December 31,
	2013		2012
	(in thousands)
Amortization expense in continuing operations	$	1,940	$	714
Operations expense	30		35
Interest expense	890		764
Total expense from the amortization of definite-lived intangible assets	$	2,860	$	1,513

Estimate of the amount and classification of amortization expense for definite-lived intangible assets

The following table presents our estimate of future amortization expense for definite-lived intangible assets:



Fiscal Years Ended September 30,	Amortization expense		Operations expense		Interest expense
	(in thousands)
2014	$	6,546	$	90	$	2,834
2015	7,427		109		2,158
2016	6,979		106		1,020
2017	6,757		106		334
2018	4,330		106		7

Tabular disclosure of goodwill by reportable segment and in total which includes a rollforward schedule.

Long term debt instruments

Long-term Debt and Capital Lease Obligations (Tables)

3 Months Ended

Dec. 31, 2013

Debt Disclosure [Abstract]



	December 31, 2013				December 31, 2012				September 30, 2013
	Carrying Amount		Debt Premium		Carrying Amount		Debt Premium		Carrying Amount		Debt Premium
	(in thousands)
Recourse to EZCORP:
Domestic line of credit up to $200 million due 2015	$	146,500	$	—	$	142,600	$	—	$	140,900	$	—
Capital lease obligations	786		—		1,304		—		924		—
Non-recourse to EZCORP:
Unsecured, variable interest foreign currency line of credit	—		—		38		—		—		—
Secured foreign currency line of credit up to $4 million due 2014	871		76		2,256		173		1,207		99
Secured foreign currency line of credit up to $19 million due 2015	4,138		—		14,146		—		6,281		—
Secured foreign currency line of credit up to $5 million due 2016	4,867		—		—		—		—		—
Secured foreign currency line of credit up to $23 million due 2017	22,962		—		17,212		—		22,822		—
Consumer loans facility due 2017	32,147		—		32,338		—		31,951		—
10% unsecured notes due 2013	—		—		937		—		503		—
15% unsecured notes due 2013	—		—		13,844		1,052		12,884		244
10% unsecured notes due 2014	7,703		—		2,257		—		8,925		—
11% unsecured notes due 2014	110		—		5,086		—		110		—
9% unsecured notes due 2015	16,546		—		—		—		16,068		—
10% unsecured notes due 2015	420		—		314		—		418		—
15% secured notes due 2015	—		—		4,390		539		4,185		381
10% unsecured notes due 2016	121		—		122		—		121		—
12% secured notes due 2017	4,160		333		—		—		—		—
12% unsecured notes due 2019	11,481		—		—		—		—		—
Total long-term obligations	252,812		409		236,844		1,764		247,299		724
Less current portion	17,270		280		28,095		1,353		30,969		543
Total long-term and capital lease obligations	$	235,542	$	129	$	208,749	$	411	$	216,330	$	181

Tabular disclosure of long-debt instruments or arrangements, including identification, terms, features, collateral requirements and other information necessary to a fair presentation. These are debt arrangements that originally required repayment more than twelve months after issuance or greater than the normal operating cycle of the entity, if longer.

Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 210
-SubTopic 10
-Section S99
-Paragraph 1
-Subparagraph (SX 210.5-02.22)
-URI http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682

Reference 2: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 942
-SubTopic 470
-Section 50
-Paragraph 3
-URI http://asc.fasb.org/extlink&oid=6479336&loc=d3e64711-112823

Reference 3: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 505
-SubTopic 10
-Section 50
-Paragraph 3
-URI http://asc.fasb.org/extlink&oid=6928386&loc=d3e21475-112644

Reference 4: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 235
-SubTopic 10
-Section S99
-Paragraph 1
-Subparagraph (SX 210.4-08.(e),(f))
-URI http://asc.fasb.org/extlink&oid=6881521&loc=d3e23780-122690

Reference 5: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 835
-SubTopic 30
-Section 55
-Paragraph 8
-URI http://asc.fasb.org/extlink&oid=6584090&loc=d3e28878-108400

Reference 6: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 505
-SubTopic 10
-Section 50
-Paragraph 8
-URI http://asc.fasb.org/extlink&oid=6928386&loc=d3e21538-112644

Reference 7: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 835
-SubTopic 30
-Section 45
-Paragraph 1A
-URI http://asc.fasb.org/extlink&oid=6451184&loc=d3e28541-108399

Reference 8: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 505
-SubTopic 10
-Section 50
-Paragraph 6
-URI http://asc.fasb.org/extlink&oid=6928386&loc=d3e21506-112644

Reference 9: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 835
-SubTopic 30
-Section 45
-Paragraph 2
-URI http://asc.fasb.org/extlink&oid=6451184&loc=d3e28551-108399

Reference 10: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 505
-SubTopic 10
-Section 50
-Paragraph 7
-URI http://asc.fasb.org/extlink&oid=6928386&loc=d3e21521-112644

Reference 11: http://www.xbrl.org/2003/role/presentationRef
-Publisher SEC
-Name Regulation S-X (SX)
-Number 210
-Section 02
-Paragraph 22
-Article 5

Disclosure of Compensation Related Costs, Share-based Payments [Abstract]

Common Stock, Options and Stock Compensation (Tables)

3 Months Ended

Dec. 31, 2013

Compensation costs included in net income

Our net income includes the following compensation costs related to our stock compensation arrangements:



	Three Months Ended December 31,
	2013			2012
	(in thousands)
Gross compensation costs	$	1,236		$	925
Income tax benefits	(425		)	(299		)
Net compensation expense	$	811		$	626

Tabular disclosure of the allocation of equity-based compensation costs to a given line item on the balance sheet and income statement for the period. This may include the reporting line for the costs and the amount capitalized and expensed.

Summary of activities in redeemable noncontrolling interests

Redeemable Noncontrolling Interest (Tables)

3 Months Ended

Dec. 31, 2013

Noncontrolling Interest [Abstract]

The following table provides a summary of the activities in our redeemable noncontrolling interests as of December 31, 2013 and 2012:



	Redeemable Noncontrolling Interests
	(in thousands)
Balance as of September 30, 2012	$	53,681
Acquisition of redeemable noncontrolling interest	2,836
Sale of additional shares to parent	(7,981		)
Net income attributable to redeemable noncontrolling interests	1,438
Foreign currency translation adjustment attributable to noncontrolling interests	(651		)
Balance as of December 31, 2012	$	49,323

Balance as of September 30, 2013	$	55,393
Net income attributable to redeemable noncontrolling interests	1,826
Foreign currency translation adjustment attributable to noncontrolling interests	359
Balance as of December 31, 2013	$	57,578

Tabular disclosure of redeemable noncontrolling interest (as defined) included in the statement of financial position as either a liability or temporary equity. As of the date of the statement of financial position, such redeemable noncontrolling interest is currently redeemable, as defined, for cash or other assets of the entity at (1) at a fixed or determinable price on a fixed or determinable date, (2) at the option of the holder of the noncontrolling interest, or (3) upon occurrence of an event that is not solely within the control of the entity.

Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Emerging Issues Task Force (EITF)
-Number D-98
-Paragraph 44
-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 2: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Emerging Issues Task Force (EITF)
-Number D-98
-Paragraph 43
-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 3: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Emerging Issues Task Force (EITF)
-Number D-98
-Paragraph 40
-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 4: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Emerging Issues Task Force (EITF)
-Number D-98
-Paragraph 41
-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 5: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Emerging Issues Task Force (EITF)
-Number D-98
-Paragraph 42
-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 6: http://www.xbrl.org/2003/role/presentationRef
-Publisher AICPA
-Name Accounting Research Bulletin (ARB)
-Number 51
-Paragraph 25
-Appendix A

Operating segment information

Operating Segment Information (Tables)

3 Months Ended

Dec. 31, 2013

Segment Reporting [Abstract]

The following tables present operating segment information for the three months ending December 31, 2013 and 2012, including reclassifications discussed in Note 1 "Organization and Summary of Significant Accounting Policies."



	Three Months Ended December 31, 2013
	U.S. & Canada			Latin America			Other International			Consolidated
	(in thousands)
Revenues:
Merchandise sales	$	88,890		$	16,697		$	—		$	105,587
Jewelry scrapping sales	25,925			1,778			—			27,703
Pawn service charges	57,069			7,064			—			64,133
Consumer loan fees and interest	48,702			14,293			3,334			66,329
Other revenues	485			5,122			(2		)	5,605
Total revenues	221,071			44,954			3,332			269,357
Merchandise cost of goods sold	53,047			10,541			—			63,588
Jewelry scrapping cost of goods sold	18,570			1,450			—			20,020
Consumer loan bad debt	15,556			1,391			1,485			18,432
Net revenues	133,898			31,572			1,847			167,317
Segment expenses (income):
Operations	90,682			18,382			3,705			112,769
Depreciation	4,267			1,459			103			5,829
Amortization	652			617			26			1,295
(Gain) loss on sale or disposal of assets	(6,318		)	6			—			(6,312		)
Interest expense (income), net	5			3,148			(2		)	3,151
Equity in net income of unconsolidated affiliates	—			—			(1,271		)	(1,271		)
Other income	—			(30		)	(29		)	(59		)
Segment contribution (loss)	$	44,610		$	7,990		$	(685	)	$	51,915
Corporate expenses (income):
Administrative										15,745
Depreciation										1,637
Amortization										645
Loss on sale or disposal of assets										22
Interest expense, net										1,181
Other income										(109		)
Income from continuing operations before income taxes										32,794
Income tax expense										9,881
Income from continuing operations, net of tax										22,913
Income from discontinued operations, net of tax										1,482
Net income										24,395
Net income from continuing operations attributable to redeemable noncontrolling interest										1,826
Net income attributable to EZCORP, Inc.										$	22,569



	Three Months Ended December 31, 2012
	U.S. & Canada			Latin America			Other International			Consolidated
	(in thousands)
Revenues:
Merchandise sales	$	79,704		$	14,900		$	—		$	94,604
Jewelry scrapping sales	41,988			2,721			—			44,709
Pawn service charges	58,197			7,203			—			65,400
Consumer loan fees and interest	44,328			11,877			6,929			63,134
Other revenues	2,791			1,641			382			4,814
Total revenues	227,008			38,342			7,311			272,661
Merchandise cost of goods sold	46,322			8,623			—			54,945
Jewelry scrapping cost of goods sold	29,074			2,231			—			31,305
Consumer loan bad debt expense (benefit)	10,928			(1,048		)	3,641			13,521
Net revenues	140,684			28,536			3,670			172,890
Segment expenses (income):
Operations	84,572			14,635			4,078			103,285
Depreciation	3,691			1,105			71			4,867
Amortization	147			435			26			608
Loss on sale or disposal of assets	29			—			—			29
Interest expense, net	17			2,613			—			2,630
Equity in net income of unconsolidated affiliates	—			—			(5,038		)	(5,038		)
Other (income) expense	(4		)	20			(69		)	(53		)
Segment contribution	$	52,232		$	9,728		$	4,602		$	66,562
Corporate expenses:
Administrative										13,671
Depreciation										1,693
Amortization										106
Interest expense, net										1,007
Other income										(448		)
Income from continuing operations before income taxes										50,533
Income tax expense										16,672
Income from continuing operations, net of tax										33,861
Loss from discontinued operations, net of tax										(1,706		)
Net income										32,155
Net income from continuing operations attributable to redeemable noncontrolling interest										1,438
Net income attributable to EZCORP, Inc.										$	30,717

Schedule of revenue by geographical location

The following tables provide geographic information required by ASC 280-10-50-41:



	Three Months Ended December 31,
	2013		2012
	(in thousands)
Revenues:
U.S.	$	217,486	$	224,035
Mexico	44,954		38,342
Canada	3,585		2,973
U.K	3,332		7,311
Total	$	269,357	$	272,661

Tabular disclosure of the profit or loss and total assets for each reportable segment. An entity discloses certain information on each reportable segment if the amounts (a) are included in the measure of segment profit or loss reviewed by the chief operating decision maker or (b) are otherwise regularly provided to the chief operating decision maker, even if not included in that measure of segment profit or loss.

Allowance for credit losses and recorded investment in financing receivables

Allowance for Losses and Credit Quality of Financing Receivables (Tables)

3 Months Ended

Dec. 31, 2013

Receivables [Abstract]

The following table presents changes in the allowance for credit losses, as well as the recorded investment in our financing receivables by portfolio segment for the periods presented:



Description	Allowance Balance at Beginning of Period		Charge-offs			Recoveries		Provision				Translation Adjustment			Allowance Balance at End of Period		Financing Receivable at End of Period
	(in thousands)
Unsecured short-term consumer loans:
Three Months Ended December 31, 2013	$	2,928	$	(12,202	)	$	4,195	$	7,915			$	12		$	2,848	$	22,870
Three Months Ended December 31, 2012	$	2,390	$	(12,295	)	$	4,894	$	7,604			$	—		$	2,593	$	23,029
Secured short-term consumer loans:
Three Months Ended December 31, 2013	$	1,804	$	(16,686	)	$	15,182	$	2,032			$	—		$	2,332	$	11,386
Three Months Ended December 31, 2012	$	942	$	(9,220	)	$	8,142	$	1,609			$	—		$	1,473	$	7,264
Unsecured long-term consumer loans:
Three Months Ended December 31, 2013	$	972	$	(841	)	$	431	$	1,391			$	3		$	1,956	$	116,437
Three Months Ended December 31, 2012	$	623	$	(160	)	$	1,221	$	(1,053	)	*	$	(7	)	$	624	$	81,482

* Benefit in unsecured long-term consumer loan provision is due to the sale of past due loans and recoveries of loans previously written-off.

Aging Analysis of past due financing receivables

The following table presents an aging analysis of past due financing receivables by portfolio segment:



	Days Past Due								Total		Current		Fair Value			Total Financing		Allowance		Recorded Investment > 90 Days
	1-30		31-60		61-90		>90		Past Due		Receivable		Adjustment			Receivable		Balance		Accruing
	(in thousands)
Unsecured short-term consumer loans:*
December 31, 2013	$	66	$	289	$	81	$	—	$	436	$	119	$	—		$	555	$	267	$	—
September 30, 2013	$	113	$	285	$	257	$	—	$	655	$	214	$	—		$	869	$	464	$	—
Secured short-term consumer loans:
December 31, 2013	$	2,629	$	1,366	$	1,123	$	1,398	$	6,516	$	4,870	$	—		$	11,386	$	2,332	$	—
December 31, 2012	$	1,316	$	695	$	471	$	860	$	3,342	$	3,922	$	—		$	7,264	$	1,473	$	—
September 30, 2013	$	2,096	$	1,313	$	905	$	910	$	5,224	$	4,565	$	—		$	9,789	$	1,804	$	—
Unsecured long-term consumer loans:
December 31, 2013	$	3,659	$	3,716	$	1,551	$	31,966	$	40,892	$	73,386	$	2,159		$	116,437	$	1,956	$	31,966
December 31, 2012	$	5,485	$	2,200	$	18,852	$	13,214	$	39,751	$	43,664	$	(1,933	)	$	81,482	$	624	$	13,214
September 30, 2013	$	8,909	$	5,354	$	1,584	$	29,492	$	45,339	$	63,467	$	(674	)	$	108,132	$	972	$	29,492

* Unsecured short-term consumer loans amounts are included for periods after the acquisition of Go Cash.

Fair Value Measurements (Tables)

3 Months Ended

Dec. 31, 2013

Fair Value Disclosures [Abstract]

Financial assets that are measured at fair value on a recurring basis

The tables below present our financial assets that are measured at fair value on a recurring basis as of December 31, 2013, December 31, 2012 and September 30, 2013:



	December 31, 2013			Fair Value Measurements Using
Financial assets (liabilities or temporary equity):	December 31, 2013			Level 1		Level 2		Level 3
	(in thousands)
Marketable equity securities	$	2,092		$	2,092	$	—	$	—
Forward contracts	1,952			—		1,952		—
Contingent consideration	(16,120		)	—		—		(16,120		)
Net financial assets (liabilities or temporary equity)	$	(12,076	)	$	2,092	$	1,952	$	(16,120	)

	December 31, 2012			Fair Value Measurements Using
Financial assets (liabilities or temporary equity):	December 31, 2012			Level 1		Level 2		Level 3
	(in thousands)
Marketable equity securities	$	4,588		$	4,588	$	—	$	—
Contingent consideration	(28,386		)	—		—		(28,386		)
Net financial assets (liabilities or temporary equity)	$	(23,798	)	$	4,588	$	—	$	(28,386	)

	September 30, 2013			Fair Value Measurements Using
Financial assets (liabilities or temporary equity):	September 30, 2013			Level 1		Level 2		Level 3
	(in thousands)
Marketable equity securities	$	2,339		$	2,339	$	—	$	—
Forward contracts	1,813			—		1,813		—
Contingent consideration	(16,089		)	—		—		(16,089		)
Net financial assets (liabilities or temporary equity)	$	(11,937	)	$	2,339	$	1,813	$	(16,089	)

Financial assets and liabilities not measured at fair value in the consolidated balance sheet



	Carrying Value		Estimated Fair Value
	December 31, 2013		December 31, 2013		Fair Value Measurement Using
	December 31, 2013		December 31, 2013		Level 1		Level 2		Level 3
Financial assets:	(in thousands)
Cash and cash equivalents	$	38,486	$	38,486	$	38,486	$	—	$	—
Restricted cash	4,019		4,019		4,019		—		—
Pawn loans	153,421		153,421		—		—		153,421
Consumer loans, net	82,807		90,377		—		—		90,377
Pawn service charges receivable, net	30,842		30,842		—		—		30,842
Consumer loan fees receivable, net	40,181		40,181		—		—		40,181
Restricted cash, non-current	2,742		2,742		2,742		—		—
Non-current consumer loans, net	60,750		69,309		—		—		69,309
Total	$	413,248	$	429,377	$	45,247	$	—	$	384,130

Temporary equity:
Redeemable noncontrolling interest	$	57,578	$	55,557	$	—	$	—	$	55,557

Financial liabilities:
Domestic line of credit	$	146,500	$	146,500	$	—	$	146,500	$	—
Foreign currency lines of credit	32,838		33,801		—		33,801		—
Securitization borrowing facility	32,147		32,225		32,225		—		—
Unsecured Notes	36,381		36,673		16,523		20,150		—
Secured Notes	4,160		4,001		—		4,001		—
Total	$	252,026	$	253,200	$	48,748	$	204,452	$	—

	Carrying Value		Estimated Fair Value
	December 31, 2012		December 31, 2012		Fair Value Measurement Using
	December 31, 2012		December 31, 2012		Level 1		Level 2		Level 3
Financial assets:	(in thousands)
Cash and cash equivalents	$	46,668	$	46,668	$	46,668	$	—	$	—
Restricted cash	1,133		1,133		1,133		—		—
Pawn loans	162,150		162,150		—		—		162,150
Consumer loans, net	40,470		43,374		—		—		43,374
Pawn service charges receivable, net	31,077		31,077		—		—		31,077
Consumer loan fees receivable, net	34,073		34,073		—		—		34,073
Restricted cash, non-current	1,994		1,994		1,994		—		—
Non-current consumer loans, net	66,615		80,199		—		—		80,199
Total	$	384,180	$	400,668	$	49,795	$	—	$	350,873

Temporary equity:
Redeemable noncontrolling interest	$	49,323	$	49,323	$	—	$	—	$	49,323

Financial liabilities:
Domestic line of credit	$	142,600	$	142,600	$	—	$	142,600	$	—
Foreign currency lines of credit	33,652		33,924		—		33,924		—
Securitization borrowing facility	32,338		32,430		32,430		—		—
Unsecured Notes	22,560		21,839		—		21,839		—
Secured Notes	4,390		4,205		—		4,205		—
Total	$	235,540	$	234,998	$	32,430	$	202,568	$	—



	Carrying Value		Estimated Fair Value
	September 30, 2013		September 30, 2013		Fair Value Measurement Using
	September 30, 2013		September 30, 2013		Level 1		Level 2		Level 3
Financial assets:	(in thousands)
Cash and cash equivalents	$	36,317	$	36,317	$	36,317	$	—	$	—
Restricted cash	3,312		3,312		3,312		—		—
Pawn loans	156,637		156,637		—		—		156,637
Consumer loans, net	64,515		74,979		—		—		74,979
Pawn service charges receivable, net	30,362		30,362		—		—		30,362
Consumer loan fees receivable, net	36,588		36,588		—		—		36,588
Restricted cash, non-current	2,156		2,156		2,156		—		—
Non-current consumer loans, net	69,991		89,693		—		—		89,693
Total	$	399,878	$	430,044	$	41,785	$	—	$	388,259

Temporary equity:
Redeemable noncontrolling interest	$	55,393	$	55,557	$	—	$	—	$	55,557

Financial liabilities:
Domestic line of credit	$	140,900	$	140,900	$	—	$	140,900	$	—
Foreign currency lines of credit	30,310		31,832		—		31,832		—
Securitization borrowing facility	31,951		32,027		32,027		—		—
Unsecured Notes	39,029		38,734		15,686		23,048		—
Secured Notes	4,185		4,026		—		4,026		—
Total	$	246,375	$	247,519	$	47,713	$	199,806	$	—

Tabular disclosure of assets, including [financial] instruments measured at fair value that are classified in stockholders' equity, if any, by class that are measured at fair value on a recurring basis. The disclosures contemplated herein include the fair value measurements at the reporting date by the level within the fair value hierarchy in which the fair value measurements in their entirety fall, segregating fair value measurements using quoted prices in active markets for identical assets (Level 1), significant other observable inputs (Level 2), and significant unobservable inputs (Level 3).

Tabular disclosure of the fair value of financial instruments (as defined), including financial assets and financial liabilities (collectively, as defined), and the measurements of those instruments, assets, and liabilities. Such certain disclosures about the financial instruments, assets, and liabilities include: (1) the fair value of the required items together with their carrying amounts (as appropriate) and (2) the methodology and assumptions used in developing such estimates of fair value.

Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 825
-SubTopic 10
-Section 50
-Paragraph 12
-URI http://asc.fasb.org/extlink&oid=7491637&loc=d3e13476-108611

Reference 2: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 820
-SubTopic 10
-Section 50
-Paragraph 2
-Subparagraph (a)
-URI http://asc.fasb.org/extlink&oid=7578670&loc=d3e19207-110258

Reference 3: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 825
-SubTopic 10
-Section 50
-Paragraph 11
-URI http://asc.fasb.org/extlink&oid=7491637&loc=d3e13467-108611

Reference 4: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 825
-SubTopic 10
-Section 45
-Paragraph 2
-URI http://asc.fasb.org/extlink&oid=6447952&loc=d3e13220-108610

Reference 5: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 825
-SubTopic 10
-Section 50
-Paragraph 30
-Subparagraph (a)
-URI http://asc.fasb.org/extlink&oid=6957238&loc=d3e14172-108612

Reference 6: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 825
-SubTopic 10
-Section 50
-Paragraph 10
-Subparagraph (a)
-URI http://asc.fasb.org/extlink&oid=7491637&loc=d3e13433-108611

Reference 7: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Statement of Financial Accounting Standard (FAS)
-Number 159
-Paragraph 19
-Subparagraph a, b, c(1), d(1)
-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 8: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Statement of Financial Accounting Standard (FAS)
-Number 107
-Paragraph 14
-Subparagraph a
-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 9: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Statement of Financial Accounting Standard (FAS)
-Number 107
-Paragraph 15
-Subparagraph b-d
-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 10: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Statement of Financial Accounting Standard (FAS)
-Number 159
-Paragraph 18
-Subparagraph c(2), d, e, f
-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 11: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Statement of Financial Accounting Standard (FAS)
-Number 157
-Paragraph 32
-Subparagraph a, c(1), c(2), c(3), d
-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 12: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Statement of Financial Accounting Standard (FAS)
-Number 107
-Paragraph 10
-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Derivative Instruments and Hedging Activities Disclosure [Abstract]

Derivative Instruments and Hedging Activities (Tables)

3 Months Ended

Dec. 31, 2013

Fair value of derivative financial instruments

The following tables set forth certain information regarding our derivative instruments:

Fair Value of Derivative Instruments

Derivative Instrument

Balance Sheet Location

December 31, 2013

December 31, 2012

September 30, 2013

(in thousands)

Designated as cash flow hedging instruments:

Foreign currency forwards

Other assets, net

1,952

—

1,813

Derivative financial instruments gain (loss) recognized in other comprehensive income



		Amount of Loss Recognized in Other Comprehensive Income on Derivatives (Effective Portion)
		Three Months Ended December 31,
Derivative Instrument	Location of Loss	2013		2012
		(in thousands)
Designated as cash flow hedging instruments:
Foreign currency forwards	Effective portion of cash flow hedge	$	101	$	—

Derivative financial instruments gain (loss) recognized in income



		Amount of Loss on Derivatives Reclassified into Income from Accumulated Other Comprehensive Income (Effective Portion)
		Three Months Ended December 31,
Derivative Instrument	Location of Loss	2013		2012
		(in thousands)
Designated as cash flow hedging instruments:
Foreign currency forwards	Interest expense / other income	$	245	$	—

Tabular disclosure of the location and amount of gains and losses reported in the statement of financial performance, or when applicable, the statement of financial position. For example, (a) gains and losses recognized in the income statement on derivative instruments designated and qualifying as hedging instruments in fair value hedges and related hedged items designated and qualifying in fair value hedges and (b) gains and losses initially recognized in other comprehensive income on derivative instruments designated and qualifying as cash flow hedges.

Balance Sheet Related Disclosures [Abstract]

Supplemental Consolidated Financial Information (Tables)

3 Months Ended

Dec. 31, 2013

Information on accounts receivable, net, inventories, net, property and equipment, net

The following table provides information on net amounts included in pawn service charges receivable, consumer loan fees, inventories and property and equipment:



	December 31,						September 30,
	2013			2012			2013
	(in thousands)
Pawn service charges receivable:
Gross pawn service charges receivable	$	38,571		$	40,220		$	40,336
Allowance for uncollectible pawn service charges receivable	(7,729		)	(9,143		)	(9,974		)
Pawn service charges receivable, net	$	30,842		$	31,077		$	30,362
Consumer loan fees receivable:
Gross consumer loan fees receivable	$	43,215		$	38,151		$	38,355
Allowance for uncollectible consumer loan fees receivable	(3,034		)	(4,078		)	(1,767		)
Consumer loan fees receivable, net	$	40,181		$	34,073		$	36,588
Inventory:
Inventory, gross	$	147,975		$	126,458		$	149,446
Inventory reserves	(5,264		)	(6,187		)	(4,246		)
Inventory, net	$	142,711		$	120,271		$	145,200
Property and equipment:
Property and equipment, gross	$	225,634		$	273,271		$	291,245
Accumulated depreciation	(111,095		)	(159,189		)	(174,964		)
Property and equipment, net	$	114,539		$	114,082		$	116,281

Other Supplemental Information

Our current carrying value of expected losses and maximum exposure for losses on letters of credit, if all brokered loans defaulted and none was collected, is summarized below.



	December 31,				September 30,
	2013		2012		2013
	(in thousands)
Consumer loans:
Expected LOC losses	$	3,041	$	2,363	$	2,623
Maximum exposure for LOC losses	$	35,592	$	33,089	$	33,380
Exposure secured by titles to customers’ automobiles	$	9,947	$	8,960	$	9,893

Organization and Summary of Significant Accounting Policies (Details)	Dec. 31, 2013	Apr. 26, 2013
Grupo Finmart [Member]
Redeemable Noncontrolling Interest [Line Items]
Ownership interest in subsidiaries	60.00%	60.00%
TUYO [Member]
Redeemable Noncontrolling Interest [Line Items]
Ownership interest in subsidiaries	51.00%

Discontinued Operations - Operating Losses by Segment (Details) - USD ($) $ in Thousands	3 Months Ended
	Dec. 31, 2013	Dec. 31, 2012
Income Statement, Balance Sheet and Additional Disclosures by Disposal Groups, Including Discontinued Operations [Line Items]
Net revenues	$ (150)	$ 2,462
Operating expenses	677	4,355
Operating loss from discontinued operations before taxes	(827)	(1,893)
Total termination gain related to the reorganization	(2,557)	0
Income (loss) from discontinued operations before taxes	1,730	(1,893)
Income tax benefit	(248)	187
Income (loss) from discontinued operations, net of tax	1,482	(1,706)
United States and Canada Operations [Member]
Income Statement, Balance Sheet and Additional Disclosures by Disposal Groups, Including Discontinued Operations [Line Items]
Net revenues	185	1,514
Operating expenses	287	3,133
Operating loss from discontinued operations before taxes	(102)	(1,619)
Total termination gain related to the reorganization	(640)	0
Income (loss) from discontinued operations before taxes	538	(1,619)
Income tax benefit	111	105
Income (loss) from discontinued operations, net of tax	649	(1,514)
Latin America [Member]
Income Statement, Balance Sheet and Additional Disclosures by Disposal Groups, Including Discontinued Operations [Line Items]
Net revenues	(335)	948
Operating expenses	390	1,222
Operating loss from discontinued operations before taxes	(725)	(274)
Total termination gain related to the reorganization	(1,917)	0
Income (loss) from discontinued operations before taxes	1,192	(274)
Income tax benefit	(359)	82
Income (loss) from discontinued operations, net of tax	$ 833	$ (192)

Discontinued Operations - Additional Disclosures (Details) $ in Thousands	3 Months Ended
	Dec. 31, 2013 USD ($)	Jun. 30, 2013 Store	Dec. 31, 2012 USD ($)
Income Statement, Balance Sheet and Additional Disclosures by Disposal Groups, Including Discontinued Operations [Line Items]
Number of store closings \| Store		107
Pre-tax gains related to discontinued operations \| $	$ 2,557		$ 0
Accrued severance and lease termination costs related to discontinued operations \| $	3,800
Cash payments for termination costs \| $	1,700
Total revenues \| $	2,600		$ 4,500
Mexico
Income Statement, Balance Sheet and Additional Disclosures by Disposal Groups, Including Discontinued Operations [Line Items]
Number of store closings \| Store		57
Canada
Income Statement, Balance Sheet and Additional Disclosures by Disposal Groups, Including Discontinued Operations [Line Items]
Number of store closings \| Store		29
United States
Income Statement, Balance Sheet and Additional Disclosures by Disposal Groups, Including Discontinued Operations [Line Items]
Number of store closings \| Store		20
Jewelry Store [Member] \| Mexico
Income Statement, Balance Sheet and Additional Disclosures by Disposal Groups, Including Discontinued Operations [Line Items]
Number of store closings \| Store		52
Jewelry Store [Member] \| United States
Income Statement, Balance Sheet and Additional Disclosures by Disposal Groups, Including Discontinued Operations [Line Items]
Number of store closings \| Store		1
Contract Termination [Member]
Income Statement, Balance Sheet and Additional Disclosures by Disposal Groups, Including Discontinued Operations [Line Items]
Pre-tax gains related to discontinued operations \| $	1,800
Inventory Write-down [Member]
Income Statement, Balance Sheet and Additional Disclosures by Disposal Groups, Including Discontinued Operations [Line Items]
Pre-tax gains related to discontinued operations \| $	$ 600

Acquisitions (Details)
$ in Thousands

Sep. 30, 2013

USD ($)

Go Cash, LLC [Member]

Current assets:

Pawn loans

$ 0

Service charges and fees receivable, net

Inventory, net

Prepaid expenses and other assets

120

Total current assets

143

Property and equipment, net

268

Goodwill

44,020

Intangible assets

11,215

Non-current consumer loans, net

Other assets

124

Total assets

55,770

Current liabilities:

Accounts payable and other accrued expenses

202

Customer layaway deposits

Total current liabilities

202

Total liabilities

202

Redeemable noncontrolling interest

Net assets acquired

55,568

Goodwill deductible for tax purposes

44,020

Go Cash, LLC [Member] | Non-compete Agreements [Member]

Go Cash, LLC [Member] | Internally developed software [Member]

^[1]

Go Cash, LLC [Member] | Contractual Relationship [Member]

11,000

^[1]

Go Cash, LLC [Member] | Domain Name [Member]

^[1]

Indefinite-lived intangible assets acquired:

Indefinite-lived intangible assets

215

Other Acquisitions [Member]

Current assets:

Pawn loans

5,714

Service charges and fees receivable, net

902

714

Inventory, net

2,441

Prepaid expenses and other assets

508

Total current assets

10,279

Property and equipment, net

1,078

Goodwill

17,187

Intangible assets

619

Non-current consumer loans, net

3,011

Other assets

314

Total assets

32,488

Current liabilities:

Accounts payable and other accrued expenses

560

Customer layaway deposits

103

Total current liabilities

663

Total liabilities

663

Redeemable noncontrolling interest

2,836

Net assets acquired

28,989

Goodwill deductible for tax purposes

Other Acquisitions [Member] | Non-compete Agreements [Member]

Other Acquisitions [Member] | Internally developed software [Member]

^[1]

Other Acquisitions [Member] | Contractual Relationship [Member]

^[1]

Other Acquisitions [Member] | Domain Name [Member]

523

^[1]

Indefinite-lived intangible assets acquired:

Indefinite-lived intangible assets

$ 0

[1]	The weighted average useful life of definite-lived intangible assets acquired is five years.

Acquisitions (Details Textual)						3 Months Ended		12 Months Ended
Acquisitions (Details Textual)	Dec. 19, 2013 USD ($)	Nov. 12, 2013 USD ($)	Apr. 26, 2013 USD ($)	Dec. 20, 2012 USD ($) shares	Nov. 02, 2012 USD ($)	Dec. 31, 2013 USD ($) Store	Dec. 31, 2012 USD ($)	Sep. 30, 2013 USD ($) Store	Nov. 29, 2013 USD ($)
Business Acquisition [Line Items]
Fair value of contingent consideration payments						$ 16,100,000	$ 28,400,000
Transaction related expenses						$ 0	500,000
Weighted-average useful life of definite-lived intangible assets acquired						5 years
Measurement period adjustments, decrease, property and equipment, net							600,000
Measurement period adjustment, decrease, intangible assets							1,100,000
Measurement period adjustments, increase, noncurrent liabilities							4,800,000	$ 4,800,000
Measurement period adjustments, increase, other assets and liabilities							200,000
Goodwill adjustment, increase							6,700,000
Go Cash, LLC [Member]
Business Acquisition [Line Items]
Liabilities assumed				$ 200,000
Contingent consideration arrangements, range of outcomes, period				4 years
Total consideration				$ 55,600,000
Deferred consideration, future payment, multiplier				6.0
Purchase price				$ 50,800,000
Payment for business acquisition	$ 5,000,000	$ 6,000,000		27,800,000
Deferred consideration				$ 12,000,000
Deferred consideration, term of remaining installment payments						2 years
Equity interest issued, shares \| shares				1,400,198
Fair value of contingent consideration payments						$ 4,800,000
Revenue of acquiree, actual						3,000,000	100,000
Net loss of acquiree, actual						$ 2,800,000	$ 400,000
TUYO [Member]
Business Acquisition [Line Items]
Purchase price					$ 1,100,000
Ownership interest in subsidiaries					51.00%
Sellers put option, exercise period					12 months
Mexico \| TUYO [Member]
Business Acquisition [Line Items]
Number of Stores \| Store						19
Arizona
Business Acquisition [Line Items]
Number of financial services \| Store								12
Fair Value, Inputs, Level 3 [Member] \| Redeemable Noncontrolling Interest [Member] \| TUYO [Member]
Business Acquisition [Line Items]
Discount for lack of control					10.00%
Discount for lack of marketability					18.00%
Grupo Finmart [Member]
Business Acquisition [Line Items]
Ownership interest in subsidiaries			60.00%			60.00%
Grupo Finmart [Member] \| Fondo ACH, SA de CV [Member]
Business Acquisition [Line Items]
Contingent consideration arrangements, range of outcomes, period			4 years
Purchase price			$ 3,500,000
Payment for business acquisition			$ 2,700,000
Fair value of contingent consideration payments						$ 0
Acquisition interest			100.00%
Unsecured Long Term Consumer Loans [Member] \| Grupo Finmart [Member]
Business Acquisition [Line Items]
Total purchase price of loan portfolio									$ 15,700,000

Earnings per Share (Details) - USD ($) $ / shares in Units, shares in Thousands, $ in Thousands	3 Months Ended
	Dec. 31, 2013	Dec. 31, 2012
Net Components of Basic and Diluted Earnings per Share
Net income from continuing operations attributable to EZCORP, Inc.	$ 21,087	$ 32,423
Loss from discontinued operations, net of tax	1,482	(1,706)
Net income attributable to EZCORP, Inc.	$ 22,569	$ 30,717
Weighted average outstanding shares of common stock	54,332	52,049
Dilutive effect of stock options and restricted stock	30	63
Weighted average common stock and common stock equivalents	54,362	52,112
Basic earnings (loss) per share attributable to EZCORP, Inc.:
Continuing operations attributable to EZCORP, Inc. (in dollars per share)	$ 0.39	$ 0.62
Discontinued operations (in dollars per share)	0.03	(0.03)
Basic earnings per share (in dollars per share)	0.42	0.59
Diluted earnings (loss) per share attributable to EZCORP, Inc.:
Continuing operations attributable to EZCORP, Inc. (in dollars per share)	0.39	0.62
Discontinued operations (in dollars per share)	0.03	(0.03)
Diluted earnings per share (in dollars per share)	$ 0.42	$ 0.59
Potential common shares excluded from the calculation of diluted earnings per share	257	39

Strategic Investments (Details) - Cash Converters International Limited [Member] - USD ($) $ in Thousands	12 Months Ended
	Jun. 30, 2013	Jun. 30, 2012
Summary of financial information for Cash Converters International Limited
Current assets	$ 163,606	$ 137,646
Non-current assets	153,279	129,274
Total assets	316,885	266,920
Current liabilities	95,757	45,392
Non-current liabilities	451	31,928
Shareholders' equity	220,677	189,600
Total liabilities and shareholders' equity	316,885	266,920
Gross revenues	280,059	241,924
Gross profit	183,368	162,598
Profit for the year (net income)	$ 33,754	$ 30,366

Strategic Investments (Details 1) - USD ($) $ in Thousands	Dec. 31, 2013	Sep. 30, 2013	Dec. 31, 2012
Summary of Recorded value and fair value of strategic investments
Recorded value	$ 97,424	$ 97,085	$ 144,232
Albemarle & Bond Holdings [Member]
Summary of Recorded value and fair value of strategic investments
Recorded value	7,902	9,439	54,559
Fair value	4,871	9,439	57,402
Cash Converters International Limited [Member]
Summary of Recorded value and fair value of strategic investments
Recorded value	89,522	87,645	89,673
Fair value	$ 117,778	$ 165,663	$ 164,633

Strategic Investments (Details Textual) $ in Thousands		1 Months Ended	3 Months Ended		12 Months Ended
Strategic Investments (Details Textual) $ in Thousands	Sep. 30, 2013	Nov. 30, 2012 USD ($) shares	Dec. 31, 2013 USD ($) Store shares	Dec. 31, 2012 USD ($)	Sep. 30, 2013 USD ($)	Jun. 30, 2013
Schedule of Equity Method Investments [Line Items]
Payments to acquire equity method investment			$ 0	$ 11,018
Albemarle & Bond Holdings [Member]
Schedule of Equity Method Investments [Line Items]
Number of common shares owned \| shares			16,644,640
Percentage of common shares owned			30.00%
Total cost of common shares owned			$ 27,600
Income from investment, period			3 months
Impairment of investments					$ 42,500
Impairment of investments, net of tax					$ 28,700
Cash Converters International Limited [Member]
Schedule of Equity Method Investments [Line Items]
Number of common shares owned \| shares			136,848,000
Percentage of common shares owned			33.00%
Number of owned and franchise stores \| Store			700
Number of shares acquired \| shares		12,430,000
Payments to acquire equity method investment		$ 11,000
Total cost of common shares owned		$ 68,800
Income from investment, period			3 months
Percentage Increase in total assets						32.00%
Percentage change in net income						12.00%
Equity Method Investments [Member]
Schedule of Equity Method Investments [Line Items]
Estimation of fair value, number of days after period end	18 days

Goodwill and Other Intangible Assets (Details) - USD ($) $ in Thousands	Dec. 31, 2013	Sep. 30, 2013	Dec. 31, 2012	Sep. 30, 2012
Schedule of Finite and Indefinite-Lived Intangible Assets [Line Items]
Goodwill	$ 434,835	$ 433,300	$ 434,671	$ 374,663
Indefinite-lived intangible assets	18,916	18,842	18,873
Definite-lived intangible assets	46,262	43,030	40,689
Intangible assets, net	65,178	61,872	59,562
Pawn Licenses [Member]
Schedule of Finite and Indefinite-Lived Intangible Assets [Line Items]
Indefinite-lived intangible assets	8,836	8,836	8,836
Trade Name [Member]
Schedule of Finite and Indefinite-Lived Intangible Assets [Line Items]
Indefinite-lived intangible assets	9,865	9,791	9,822
Domain Name [Member]
Schedule of Finite and Indefinite-Lived Intangible Assets [Line Items]
Indefinite-lived intangible assets	215	215	215
Real Estate Finders' Fees [Member]
Schedule of Finite and Indefinite-Lived Intangible Assets [Line Items]
Definite-lived intangible assets	893	902	943
Non-compete Agreements [Member]
Schedule of Finite and Indefinite-Lived Intangible Assets [Line Items]
Definite-lived intangible assets	563	673	1,060
Favorable Lease [Member]
Schedule of Finite and Indefinite-Lived Intangible Assets [Line Items]
Definite-lived intangible assets	590	614	695
Franchise Rights [Member]
Schedule of Finite and Indefinite-Lived Intangible Assets [Line Items]
Definite-lived intangible assets	1,322	1,388	1,485
Deferred Financing Costs [Member]
Schedule of Finite and Indefinite-Lived Intangible Assets [Line Items]
Definite-lived intangible assets	7,087	5,033	6,402
Contractual Relationship [Member]
Schedule of Finite and Indefinite-Lived Intangible Assets [Line Items]
Definite-lived intangible assets	11,796	12,106	12,919
Internally Developed Software [Member]
Schedule of Finite and Indefinite-Lived Intangible Assets [Line Items]
Definite-lived intangible assets	23,787	22,088	16,906
Other [Member]
Schedule of Finite and Indefinite-Lived Intangible Assets [Line Items]
Definite-lived intangible assets	$ 224	$ 226	$ 279

Goodwill and Other Intangible Assets (Details 1) - USD ($) $ in Thousands	3 Months Ended
	Dec. 31, 2013	Dec. 31, 2012
Changes in the carrying value of goodwill, by segment
Beginning Balance	$ 433,300	$ 374,663
Acquisitions		61,146
Effect of foreign currency translation changes	1,535	(1,138)
Ending Balance	434,835	434,671
U.S. & Canada Operations [Member]
Changes in the carrying value of goodwill, by segment
Beginning Balance	283,199	224,306
Acquisitions		58,924
Effect of foreign currency translation changes	0	0
Ending Balance	283,199	283,230
Latin America [Member]
Changes in the carrying value of goodwill, by segment
Beginning Balance	110,209	110,401
Acquisitions		2,222
Effect of foreign currency translation changes	673	(1,138)
Ending Balance	110,882	111,485
Other International [Member]
Changes in the carrying value of goodwill, by segment
Beginning Balance	39,892	39,956
Acquisitions		0
Effect of foreign currency translation changes	862	0
Ending Balance	$ 40,754	$ 39,956

Carrying amount as of the balance sheet date, which is the cumulative amount paid and (if applicable) the fair value of any noncontrolling interest in the acquiree, adjusted for any amortization recognized prior to the adoption of any changes in generally accepted accounting principles (as applicable) and for any impairment charges, in excess of the fair value of net assets acquired in one or more business combination transactions.

Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 350
-SubTopic 20
-Section 50
-Paragraph 1
-URI http://asc.fasb.org/extlink&oid=14024403&loc=d3e13816-109267

Reference 2: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
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Reference 3: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Statement of Financial Accounting Standard (FAS)
-Number 142
-Paragraph 45
-Subparagraph e
-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 4: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Statement of Financial Accounting Standard (FAS)
-Number 142
-Paragraph 43
-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 5: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Statement of Financial Accounting Standard (FAS)
-Number 141R
-Paragraph 72
-Subparagraph d
-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 6: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Statement of Financial Accounting Standard (FAS)
-Number 142
-Paragraph 45
-Subparagraph e
-Clause 1
-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 7: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Statement of Financial Accounting Standard (FAS)
-Number 141R
-Paragraph 68
-Subparagraph l
-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 8: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Statement of Financial Accounting Standard (FAS)
-Number 141R
-Paragraph 34
-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

The increase (decrease) in the recorded value of goodwill for foreign currency translation adjustments and purchase accounting adjustments needed to revise the carrying amount of goodwill to fair value.

Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 350
-SubTopic 20
-Section 50
-Paragraph 1
-Subparagraph (f)
-URI http://asc.fasb.org/extlink&oid=14024403&loc=d3e13816-109267

Reference 2: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Statement of Financial Accounting Standard (FAS)
-Number 141R
-Paragraph 72
-Subparagraph d
-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 3: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Statement of Financial Accounting Standard (FAS)
-Number 142
-Paragraph 45
-Subparagraph e
-Clause 3
-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 4: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Statement of Financial Accounting Standard (FAS)
-Number 142
-Paragraph 45
-Subparagraph e
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-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 5: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Statement of Financial Accounting Standard (FAS)
-Number 142
-Paragraph 45
-Subparagraph e
-Clause 7
-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Goodwill and Other Intangible Assets (Details 2) - USD ($) $ in Thousands	3 Months Ended
	Dec. 31, 2013	Dec. 31, 2012
Classification of amortization recognized as expense
Amortization expense in continuing operations	$ 1,940	$ 714
Operations expense	30	35
Interest expense	890	764
Total expense from the amortization of definite-lived intangible assets	$ 2,860	$ 1,513

Goodwill and Other Intangible Assets (Details 3) $ in Thousands	Dec. 31, 2013 USD ($)
Estimate of the amount and classification of amortization expense for definite-lived intangible assets
Amortization Expense, 2014	$ 6,546
Amortization Expense, 2015	7,427
Amortization Expense, 2016	6,979
Amortization Expense, 2017	6,757
Amortization Expense, 2018	4,330
Operations Expense, 2014	90
Operations Expense, 2015	109
Operations Expense, 2016	106
Operations Expense, 2017	106
Operations Expense, 2018	106
Interest Expense, 2014	2,834
Interest Expense, 2015	2,158
Interest Expense, 2016	1,020
Interest Expense, 2017	334
Interest Expense, 2018	$ 7

Long-term Debt and Capital Lease Obligations (Details) - USD ($)	Dec. 31, 2013	Sep. 30, 2013	Dec. 31, 2012
Debt Instrument [Line Items]
Total long-term obligations	$ 252,812,000	$ 247,299,000	$ 236,844,000
Less current portion	17,270,000	30,969,000	28,095,000
Total long-term and capital lease obligations	235,542,000	216,330,000	208,749,000
Debt Premium	409,000	724,000	1,764,000
Debt premium, current	280,000	543,000	1,353,000
Debt premium, noncurrent	129,000	181,000	411,000
Recourse to EZCORP [Member]
Debt Instrument [Line Items]
Capital lease obligations	786,000	924,000	1,304,000
Debt Premium	0	0	0
Recourse to EZCORP [Member] \| Domestic line of credit up to $200 million due 2015 [Member]
Debt Instrument [Line Items]
Maximum borrowing capacity	200,000,000
Carrying Amount	146,500,000	140,900,000	142,600,000
Debt Premium	$ 0	0	0
Non-recourse to EZCORP [Member] \| 10% unsecured notes due 2013 [Member]
Debt Instrument [Line Items]
Stated interest rate	10.00%
Carrying Amount	$ 0	503,000	937,000
Debt Premium	$ 0	0	0
Non-recourse to EZCORP [Member] \| 15% unsecured notes due 2013 [Member]
Debt Instrument [Line Items]
Stated interest rate	15.00%
Carrying Amount	$ 0	12,884,000	13,844,000
Debt Premium	$ 0	244,000	1,052,000
Non-recourse to EZCORP [Member] \| 10% unsecured notes due 2014 [Member]
Debt Instrument [Line Items]
Stated interest rate	10.00%
Carrying Amount	$ 7,703,000	8,925,000	2,257,000
Debt Premium	$ 0	0	0
Non-recourse to EZCORP [Member] \| 11% unsecured notes due 2014 [Member]
Debt Instrument [Line Items]
Stated interest rate	11.00%
Carrying Amount	$ 110,000	110,000	5,086,000
Debt Premium	$ 0	0	0
Non-recourse to EZCORP [Member] \| 9% unsecured notes due 2015 [Member]
Debt Instrument [Line Items]
Stated interest rate	9.00%
Carrying Amount	$ 16,546,000	16,068,000	0
Debt Premium	$ 0	0	0
Non-recourse to EZCORP [Member] \| 10% unsecured notes due 2015 [Member]
Debt Instrument [Line Items]
Stated interest rate	10.00%
Carrying Amount	$ 420,000	418,000	314,000
Debt Premium	$ 0	0	0
Non-recourse to EZCORP [Member] \| 15% secured notes due 2015 [Member]
Debt Instrument [Line Items]
Stated interest rate	15.00%
Carrying Amount	$ 0	4,185,000	4,390,000
Debt Premium	$ 0	381,000	539,000
Non-recourse to EZCORP [Member] \| 10% unsecured notes due 2016 [Member]
Debt Instrument [Line Items]
Stated interest rate	10.00%
Carrying Amount	$ 121,000	121,000	122,000
Debt Premium	$ 0	0	0
Non-recourse to EZCORP [Member] \| 12% secured notes due 2017 [Member]
Debt Instrument [Line Items]
Stated interest rate	12.00%
Carrying Amount	$ 4,160,000	0	0
Debt Premium	$ 333,000	0	0
Non-recourse to EZCORP [Member] \| 12% unsecured notes due 2019 [Member]
Debt Instrument [Line Items]
Stated interest rate	12.00%
Carrying Amount	$ 11,481,000	0	0
Debt Premium	0	0	0
Non-recourse to EZCORP [Member] \| Foreign Currency Line of Credit [Member] \| Unsecured, variable interest foreign currency line of credit
Debt Instrument [Line Items]
Carrying Amount	0	0	38,000
Debt Premium	0	0	0
Non-recourse to EZCORP [Member] \| Foreign Currency Line of Credit [Member] \| Secured foreign currency line of credit up to $4 million due 2014 [Member]
Debt Instrument [Line Items]
Maximum borrowing capacity	4,000,000
Carrying Amount	871,000	1,207,000	2,256,000
Debt Premium	76,000	99,000	173,000
Non-recourse to EZCORP [Member] \| Foreign Currency Line of Credit [Member] \| Secured foreign currency line of credit up to $19 million due 2015 [Member]
Debt Instrument [Line Items]
Maximum borrowing capacity	19,000,000
Carrying Amount	4,138,000	6,281,000	14,146,000
Debt Premium	0	0	0
Non-recourse to EZCORP [Member] \| Foreign Currency Line of Credit [Member] \| Secured foreign currency line of credit up to $5 million due 2016 [Member]
Debt Instrument [Line Items]
Maximum borrowing capacity	5,000,000
Carrying Amount	4,867,000	0	0
Debt Premium	0	0	0
Non-recourse to EZCORP [Member] \| Foreign Currency Line of Credit [Member] \| Secured foreign currency line of credit up to $23 million due 2017 [Member]
Debt Instrument [Line Items]
Maximum borrowing capacity	23,000,000
Carrying Amount	22,962,000	22,822,000	17,212,000
Debt Premium	0	0	0
Non-recourse to EZCORP [Member] \| Revolving Credit Facility [Member] \| Consumer loans facility due 2017 [Member]
Debt Instrument [Line Items]
Carrying Amount	32,147,000	31,951,000	32,338,000
Debt Premium	$ 0	$ 0	$ 0

Long-term Debt and Capital Lease Obligations (Details Textual)			1 Months Ended	3 Months Ended
	Jul. 10, 2012 USD ($)	May 10, 2011 USD ($) banks	Jan. 30, 2012 USD ($)	Dec. 31, 2013 USD ($)	Jun. 30, 2013 USD ($)	May 31, 2013 USD ($)	May 15, 2013 USD ($)
Grupo Finmart [Member]
Debt Instrument [Line Items]
Ownership percentage interest			60.00%
Grupo Finmart [Member] \| Minimum [Member]
Debt Instrument [Line Items]
Interest rate to the lenders			5.00%
Grupo Finmart [Member] \| Maximum [Member]
Debt Instrument [Line Items]
Interest rate to the lenders			10.00%
Grupo Finmart [Member] \| 15% secured notes due 2015 [Member]
Debt Instrument [Line Items]
Frequency of periodic payment			monthly payments
Monthly payment			$ 100,000
Stated interest rate			15.00%
Domestic Line of Credit [Member]
Debt Instrument [Line Items]
Number of banks involved in line of credit facility \| banks		5
Maturity period of new credit agreement		4 years
Borrowing capacity		$ 175,000,000				$ 200,000,000
Line of credit potential maximum		225,000,000
Debt repaid and retired		$ 17,500,000
Interest rate description		LIBOR plus 200 to 275 basis points or the banks' base rate plus 100 to 175 basis points
Commitment fee description		commitment fee of 37.5 to 50.0 basis points depending on our leverage ratio calculated at the end of each quarter
Line of credit facility, amount outstanding				$ 146,500,000
Remaining borrowing capacity				$ 50,400,000
Domestic Line of Credit [Member] \| Minimum [Member]
Debt Instrument [Line Items]
Interest rate to the lenders				2.00%
Bank base rate				1.00%
Commitment fee on unused amount of credit facility				0.375%
Domestic Line of Credit [Member] \| Maximum [Member]
Debt Instrument [Line Items]
Interest rate to the lenders				2.75%
Bank base rate				1.75%
Commitment fee on unused amount of credit facility				0.50%
Letter of Credit [Member]
Debt Instrument [Line Items]
Line of credit facility, amount outstanding				$ 3,100,000
Foreign Line of Credit [Member] \| Grupo Finmart [Member] \| Secured foreign currency line of credit up to $4 million due 2014 [Member]
Debt Instrument [Line Items]
Frequency of periodic payment			monthly payments
Monthly payment			$ 100,000
Foreign Line of Credit [Member] \| Grupo Finmart [Member] \| Secured foreign currency line of credit up to $19 million due 2015 [Member]
Debt Instrument [Line Items]
Frequency of periodic payment			monthly payments
Monthly payment			$ 400,000
Foreign Line of Credit [Member] \| Grupo Finmart [Member] \| Secured foreign currency line of credit up to $5 million due 2016 [Member]
Debt Instrument [Line Items]
Frequency of periodic payment			monthly payments
Monthly payment			$ 500,000
Revolving Credit Facility [Member] \| Grupo Finmart [Member] \| Consumer loans facility due 2017 [Member]
Debt Instrument [Line Items]
Expiration period	2 years
Revolving credit facility	$ 114,800,000
Grupo Finmart [Member] \| 9% unsecured notes due 2015 [Member]
Debt Instrument [Line Items]
Stated interest rate							9.00%
Debt, face amount					$ 30,000,000		$ 30,000,000
Grupo Finmart [Member] \| Revolving Credit Facility [Member] \| Consumer loans facility due 2017 [Member]
Debt Instrument [Line Items]
Line of credit facility, amount outstanding				$ 32,100,000
Line of credit, interest rate				6.30%
Grupo Finmart [Member] \| Mexican Interbank Equilibrium [Member] \| Revolving Credit Facility [Member] \| Consumer loans facility due 2017 [Member]
Debt Instrument [Line Items]
Interest rate to the lenders				2.50%
EZCorp, Inc [Member] \| Grupo Finmart [Member] \| 9% unsecured notes due 2015 [Member]
Debt Instrument [Line Items]
Aggregate principal amount receivable							$ 14,000,000

Common Stock, Options and Stock Compensation (Details) - USD ($) $ in Thousands	3 Months Ended
	Dec. 31, 2013	Dec. 31, 2012
Compensation costs included in net income
Gross compensation costs	$ 1,236	$ 925
Income tax benefits	(425)	(299)
Net compensation expense	$ 811	$ 626
Stock options exercised, shares	0	0

Represents the expense recognized during the period arising from equity-based compensation arrangements (for example, shares of stock, unit, stock options or other equity instruments) with employees, directors and certain consultants qualifying for treatment as employees.

Redeemable Noncontrolling Interest (Details) - USD ($) $ in Thousands	3 Months Ended
	Dec. 31, 2013	Dec. 31, 2012
Increase (Decrease) in Temporary Equity [Roll Forward]
Beginning balance	$ 55,393	$ 53,681
Acquisition of redeemable noncontrolling interest		2,836
Sale of additional shares to parent		(7,981)
Net income attributable to redeemable noncontrolling interests	1,826	1,438
Foreign currency translation adjustment attributable to noncontrolling interests	359	(651)
Ending balance	$ 57,578	$ 49,323

As of the reporting date, the aggregate carrying amount of all noncontrolling interests which are redeemable by the (parent) entity (1) at a fixed or determinable price on a fixed or determinable date, (2) at the option of the holder of the noncontrolling interest, or (3) upon occurrence of an event that is not solely within the control of the (parent) entity. This item includes noncontrolling interest holder's ownership (or holders' ownership) regardless of the type of equity interest (common, preferred, other) including all potential organizational (legal) forms of the investee entity.

Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 480
-SubTopic 10
-Section S99
-Paragraph 3A
-Subparagraph (12)(c)
-URI http://asc.fasb.org/extlink&oid=14643745&loc=SL6540498-122764

Reference 2: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 480
-SubTopic 10
-Section S99
-Paragraph 3A
-Subparagraph (16)(c)
-URI http://asc.fasb.org/extlink&oid=14643745&loc=SL6540498-122764

Reference 3: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 480
-SubTopic 10
-Section S99
-Paragraph 3A
-Subparagraph 15
-URI http://asc.fasb.org/extlink&oid=14643745&loc=SL6540498-122764

Reference 4: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 480
-SubTopic 10
-Section S99
-Paragraph 3A
-Subparagraph 14
-URI http://asc.fasb.org/extlink&oid=14643745&loc=SL6540498-122764

Reference 5: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Emerging Issues Task Force (EITF)
-Number D-98
-Paragraph 43
-Subparagraph b
-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 6: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Emerging Issues Task Force (EITF)
-Number D-98
-Paragraph 43
-Subparagraph c
-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 7: http://www.xbrl.org/2003/role/presentationRef
-Publisher AICPA
-Name Accounting Research Bulletin (ARB)
-Number 51
-Paragraph 27
-Subparagraph c
-Appendix A