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Document and Entity Information	3 Months Ended
Document and Entity Information	Dec. 31, 2011 shares
Entity Registrant Name	EZCORP INC
Entity Central Index Key	0000876523
Document Type	10-Q
Document Period End Date	Dec. 31, 2011
Amendment Flag	false
Document Fiscal Year Focus	2012
Document Fiscal Period Focus	Q1
Current Fiscal Year End Date	--09-30
Entity Filer Category	Large Accelerated Filer
Common Stock Class A Non-voting
Entity Common Stock, Shares Outstanding	47,409,234
Common Stock Class B Voting
Entity Common Stock, Shares Outstanding	2,970,171

Condensed Consolidated Balance Sheets - USD ($) $ in Thousands	Dec. 31, 2011	Sep. 30, 2011	Dec. 31, 2010
Current assets:
Cash and cash equivalents	$ 22,868	$ 23,969	$ 23,908
Pawn loans	150,060	145,318	124,388
Signature loans, net	12,676	11,389	11,953
Auto title loans, net	3,512	3,222	3,307
Pawn service charges receivable, net	28,593	26,455	24,068
Signature loan fees receivable, net	6,206	5,348	6,141
Auto title loan fees receivable, net	1,405	1,427	1,600
Inventory, net	100,319	90,373	77,677
Deferred tax asset	18,169	18,125	23,248
Prepaid expenses and other assets	38,914	30,611	20,724
Total current assets	382,722	356,237	317,014
Investments in unconsolidated affiliates	117,820	120,319	108,959
Property and equipment, net	84,513	78,498	66,641
Goodwill	212,475	173,206	128,181
Intangible assets, net	20,568	19,790	16,320
Other assets, net	7,781	8,400	7,932
Total assets	825,879	756,450	645,047
Current liabilities:
Current maturities of long-term debt	0	0	10,000
Accounts payable and other accrued expenses	57,451	57,400	48,986
Customer layaway deposits	6,152	6,176	5,950
Income taxes payable	12,672	693	5,267
Total current liabilities	76,275	64,269	70,203
Long-term debt, less current maturities	40,500	17,500	12,500
Deferred tax liability	8,724	8,331	1,619
Deferred gains and other long-term liabilities	1,997	2,102	2,419
Total liabilities	127,496	92,202	86,741
Commitments and contingencies
Stockholders' equity:
Additional paid-in capital	243,919	242,398	229,789
Retained earnings	461,447	422,095	327,365
Accumulated other comprehensive income (loss)	(7,487)	(746)	653
Total stockholders' equity	698,383	664,248	558,306
Total liabilities and stockholders' equity	825,879	756,450	645,047
Common Stock Class A Non-voting
Stockholders' equity:
Common Stock	474	471	469
Common Stock Class B Voting
Stockholders' equity:
Common Stock	$ 30	$ 30	$ 30

Condensed Consolidated Balance Sheets (Parenthetical) - $ / shares	Dec. 31, 2011	Sep. 30, 2011	Dec. 31, 2010
Common Stock Class A Non-voting
Common Stock, par value	$ 0.01	$ 0.01	$ 0.01
Common Stock, shares authorized	54,000,000	54,000,000	54,000,000
Common Stock, shares issued	47,409,234	47,228,610	46,952,495
Common Stock, shares outstanding	47,409,234	47,228,610	46,952,495
Common Stock Class B Voting
Common Stock, par value	$ 0.01	$ 0.01	$ 0.01
Common Stock, shares authorized	3,000,000	3,000,000	3,000,000
Common Stock, shares issued	2,970,171	2,970,171	2,970,171
Common Stock, shares outstanding	2,970,171	2,970,171	2,970,171

Condensed Consolidated Statements of Operations (Unaudited) - USD ($) shares in Thousands, $ in Thousands	3 Months Ended
	Dec. 31, 2011	Dec. 31, 2010
Revenues:
Sales	$ 143,297	$ 122,545
Pawn service charges	59,792	49,810
Signature loan fees	39,621	40,066
Auto title loan fees	5,467	6,244
Other	696	161
Total revenues	248,873	218,826
Cost of goods sold	83,820	73,566
Signature loan bad debt	10,101	10,046
Auto title loan bad debt	924	982
Net revenues	154,028	134,232
Operating Expenses:
Operations	74,501	64,504
Administrative	19,711	26,138
Depreciation and amortization	5,255	4,179
(Gain) / loss on sale or disposal of assets	(201)	7
Total operating expenses	99,266	94,828
Operating income	54,762	39,404
Interest income	(39)	(3)
Interest expense	590	300
Equity in net income of unconsolidated affiliates	(4,161)	(3,367)
Other income	(1,119)	(61)
Income before income taxes	59,491	42,535
Income tax expense	20,139	15,106
Net income	$ 39,352	$ 27,429
Net income per common share:
Basic	$ 0.78	$ 0.55
Diluted	$ 0.78	$ 0.55
Weighted average shares outstanding:
Basic	50,355	49,698
Diluted	50,693	50,119

Condensed Consolidated Statements of Comprehensive Income - USD ($) $ in Thousands	3 Months Ended
	Dec. 31, 2011	Dec. 31, 2010
Condensed Consolidated Statements of Comprehensive Income [Abstract]
Net income	$ 39,352	$ 27,429
Other comprehensive income (loss):
Foreign currency translation adjustments	(8,768)	9,777
Unrealized holding gains arising during period	(559)	491
Income tax benefit (provision)	2,586	(3,240)
Other comprehensive income (loss), net of tax	(6,741)	7,028
Comprehensive income	$ 32,611	$ 34,457

- Definition

The change in equity [net assets] of a business enterprise during a period from transactions and other events and circumstances from non-owner sources which are attributable to the reporting entity. It includes all changes in equity during a period except those resulting from investments by owners and distributions to owners, but excludes any and all transactions which are directly or indirectly attributable to that ownership interest in subsidiary equity which is not attributable to the parent.

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- Definition

The portion of profit or loss for the period, net of income taxes, which is attributable to the parent.

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+ Details

- Definition

Pre tax adjustment that results from the process of translating subsidiary financial statements and foreign equity investments into functional currency of the reporting entity, net of reclassification of realized foreign currency translation gains (losses). Includes gain (loss) on foreign currency forward exchange contracts. Includes foreign currency transactions designated as hedges of net investment in a foreign entity and intercompany foreign currency transactions that are of a long-term nature, when the entities to the transaction are consolidated, combined, or accounted for by the equity method in the reporting enterprise's financial statements. Includes the gain (loss) on a derivative instrument or nonderivative financial instrument that may give rise to a foreign currency transaction gain (loss) that has been designated and qualified as a hedging instrument for hedging of the foreign currency exposure of a net investment in a foreign operation.

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- Definition

This element represents Other Comprehensive Income or Loss, Net of Tax, for the period. Includes deferred gains or losses on qualifying hedges, unrealized holding gains or losses on available-for-sale securities, minimum pension liability, and cumulative translation adjustment. While for technical reasons this element has no balance attribute, the default assumption is a credit balance consistent with its label.

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- Definition

Tax effect of the change in accumulated other comprehensive income (loss), that is, the tax effect on items included in other comprehensive income (loss) during the period.

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- Definition

Gross appreciation or the gross loss in value of the total of unsold available-for-sale securities during the period being reported (except when designated as a fair value hedge).

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+ Details

Condensed Consolidated Statements of Cash Flows (Unaudited) - USD ($) $ in Thousands	3 Months Ended
	Dec. 31, 2011	Dec. 31, 2010
Operating Activities:
Net income	$ 39,352	$ 27,429
Adjustments to reconcile net income to net cash provided by operating activities:
Depreciation and amortization	5,255	4,179
Signature loan and auto title loan loss provisions	4,035	4,134
Deferred taxes	257	1,619
(Gain) / loss on sale or disposal of assets	(201)	7
Stock compensation	1,513	8,548
Equity in net income of unconsolidated affiliates	(4,161)	(3,367)
Changes in operating assets and liabilities, net of business acquisitions:
Service charges and fees receivable, net	(2,392)	(2,421)
Inventory, net	(1,609)	(1,680)
Prepaid expenses, other current assets, and other assets, net	(8,187)	(3,762)
Accounts payable and accrued expenses	(3,693)	(832)
Customer layaway deposits	1,865	(232)
Deferred gains and other long-term liabilities	(116)	(107)
Excess tax benefit from stock compensation	(460)	(3,065)
Income taxes	12,284	4,672
Net cash provided by operating activities	43,742	35,122
Investing Activities:
Loans made	(182,757)	(152,763)
Loans repaid	110,988	91,340
Recovery of pawn loan principal through sale of forfeited collateral	61,701	50,750
Additions to property and equipment	(9,948)	(7,933)
Acquisitions, net of cash acquired	(49,399)	(13,700)
Dividends from unconsolidated affiliates	2,222	1,811
Net cash used in investing activities	(67,193)	(30,495)
Financing Activities:
Proceeds from exercise of stock options	0	204
Excess tax benefit from stock compensation	460	3,065
Taxes paid related to net share settlement of equity awards	(988)	(7,396)
Proceeds on revolving line of credit	116,500	15,000
Payments on revolving line of credit	(93,500)	(15,000)
Payments on bank borrowings		(2,500)
Net cash provided by (used) in financing activities	22,472	(6,627)
Effect of exchange rate changes on cash and cash equivalents	(122)	54
Net (decrease) increase in cash and cash equivalents	(1,101)	(1,946)
Cash and cash equivalents at beginning of period	23,969	25,854
Cash and cash equivalents at end of period	22,868	23,908
Non-cash Investing and Financing Activities:
Pawn loans forfeited and transferred to inventory	66,068	54,405
Foreign currency translation adjustment	6,741	$ (6,537)
Acquisition-related stock issuance	$ 1,122

Significant Accounting Policies

15 Months Ended

Dec. 31, 2011

Significant Accounting Policies [Abstract]

Significant Accounting Policies

Note A: Significant Accounting Policies

Basis of Presentation

The accompanying unaudited interim condensed consolidated financial statements have been prepared in accordance with generally accepted accounting principles for interim financial information and with the instructions to Form 10-Q and Article 10 of Regulation S-X. Accordingly, they do not include all of the information and footnotes required by generally accepted accounting principles for complete financial statements. Our management has included all adjustments it considers necessary for a fair presentation. These adjustments are of a normal, recurring nature except for those related to acquired businesses (described in Note B). The accompanying financial statements should be read with the Notes to Consolidated Financial Statements included in our Annual Report on Form 10-K for the year ended September 30, 2011. The balance sheet at September 30, 2011 has been derived from the audited financial statements at that date but does not include all of the information and footnotes required by generally accepted accounting principles for complete financial statements. Certain prior period balances have been reclassified to conform to the current presentation.

Our business is subject to seasonal variations and operating results for the interim period ended December 31, 2011 (the “current quarter”) are not necessarily indicative of the results of operations for the full fiscal year.

The consolidated financial statements include the accounts of EZCORP, Inc. and its wholly owned subsidiaries. All significant inter-company accounts and transactions have been eliminated in consolidation. We account for our investments in Albemarle & Bond Holdings, PLC and Cash Converters International Limited using the equity method.

With the exception of the derivative instruments and hedging activities described in the section below, there have been no changes in significant accounting policies as described in our Annual Report on Form 10-K for the year ended September 30, 2011.

Derivative Instruments and Hedging Activities

We record all derivative instruments according to Financial Accounting Standards Board (“FASB”) Accounting Standards Codification (“ASC”) 815-20-25, “Derivatives and Hedging – Recognition.” Accounting for changes in the fair value of derivatives is determined by the intended use of the derivative, whether it is designated as a hedge and whether the hedging relationship is effective in achieving offsetting changes for the risk being hedged.Derivatives designated to hedge the changes in the fair value of an asset, liability, or firm commitment due to an identified risk in the hedged item, such as interest rate risk or foreign currency exchange rate risk are considered fair value hedges. Derivatives designated and qualifying as a hedge of the exposure to variability in expected future cash flows, or other types of forecasted transactions, are considered cash flow hedges. Hedge accounting generally provides for the matching of the timing of gain or loss recognition on the hedging instrument with the recognition of the changes in the fair value of the hedged asset or liability that are attributable to the hedged risk in a cash flow hedge. We may enter into derivative contracts that are intended to economically hedge certain of our risks, even though hedge accounting does not apply or we elect not to apply hedge accounting.

We acquire significant amounts of gold either through purchases or from forfeited pawn loans and sell it to refiners. In order to manage our commodity price risk associated with the forecasted sales of gold scrap, from time to time, we purchase put options related to the future market price of gold. Simultaneously, we may sell a call option for the same future period for a premium to offset the cost of the put. The combined put and call options, or collar, has the effect of providing us protection from the future downward gold price movement but also limits the extent we can participate in future upward price movement.In the current quarter, we began using derivative financial instruments. These derivatives are not designated as hedges as they do not meet the hedge accounting requirements FASB ASC 851-20-25. The fair value of the derivative instruments is recognized in “Prepaid expenses and other assets” in the consolidated balance sheets and changes in fair value are recognized in “Other Income” in our consolidated statements of operation.

Recently Issued Accounting Pronouncements

In December 2011, FASB issued Accounting Standards Update (“ASU”) 2011-11, Disclosures about Offsetting Assets and Liabilities. This update, which amends FASB ASC 210 (Balance Sheet), requires entities to disclose information about offsetting and related arrangements and the effect of those arrangements on its financial position. The amendments in ASU 2011-11 enhance disclosures required by FASB ASC 210 by requiring improved information about financial instruments and derivative instruments that are either offset in accordance with FASB ASC 210-20-45 or 815-10-45 or are subject to an enforceable master netting arrangement or similar agreement. ASU 2011-11 is effective for interim and annual periods beginning on or after January 1, 2013. Disclosures are required retrospectively for all comparative periods presented. Currently, we do not enter into any right of offset arrangements and we do not anticipate that the adoption of ASU 2011-11 will have a material effect on our financial position, results of operations or cash flows.

In September 2011, the FASB issued ASU 2011-08, Testing Goodwill for Impairment. This update amends FASB ASC 350 (Intangibles – Goodwill and Other) by allowing entities to first assess qualitative factors to determine whether it is necessary to perform the two-step quantitative goodwill impairment test. The amendments in this update are effective for annual and interim goodwill impairment tests performed for fiscal years beginning on or after December 15, 2011. We do not anticipate the adoption of ASU 2011-08 will have a material effect on our financial position, results of operations or cash flows.

In May 2011, the FASB issued ASU 2011-04, Amendments to Achieve Common Fair Value Measurement and Disclosure Requirements in U.S. Generally Accepted Accounting Principles (“GAAP”) and International Financial Reporting Standards (“IFRS”). This update amends FASB ASC 820 (Fair Value Measurement) by providing common principles and requirements for measuring fair value, as well as similar disclosure requirements between U.S. GAAP and IFRS. It changes certain fair value measurement principles, clarifies the application of existing fair value concepts, and expands disclosure requirements, particularly for Level 3 fair value measurements. ASU 2011-04 is effective for interim and annual periods beginning on or after December 15, 2011. We do not anticipate that the adoption of ASU 2011-04 will have a material effect on our financial position, results of operations or cash flows.

Recently Adopted Accounting Pronouncements

In December 2011, FASB issued ASU 2011-12 “Deferral of the Effective Date for Amendments to the Presentation of Reclassifications of Items Out of Accumulated Other Comprehensive Income in ASU 2011-05.” This update supersedes certain content in ASU 2011-05 “Presentation of Comprehensive Income” that requires entities to present on the face of the financial statements reclassification adjustments for items that are reclassified from other comprehensive income to net income in the statements where the components of net income and the components of other comprehensive income are presented. This update is effective for fiscal years, and interim periods within those years, beginning after December 15, 2011. All other requirements in ASU 2011-05, including the requirement to report comprehensive income in either a single continuous financial statement or in two separate but consecutive financial statements, were not affected by ASU 2011-12. This update is effective for fiscal years beginning on or after December 15, 2011. We early adopted this amended standard in our fiscal year beginning October 1, 2011 with no effect on our financial position, results of operations or cash flows.

In December 2010, the FASB issued ASU 2010-29, “Disclosure of Supplementary Pro Forma Information for Business Combinations.” The amendments in this update specify that, when presenting comparative financial statements, entities should disclose revenue and earnings of the combined entity as though the business combinations that occurred during the current year had occurred as of the beginning of the comparable prior annual reporting period. ASU 2010-29 also expands the supplemental pro forma disclosures to include a description of the nature and amount of material, nonrecurring pro forma adjustments directly attributable to the business combination included in the reported pro forma revenue and earnings. The amendments are effective prospectively for material (on an individual or an aggregate basis) business combinations entered into in fiscal years beginning on or after December 15, 2010. We adopted this amended standard on October 1, 2011, resulting in no effect on our financial position, operations or cash flows.

Acquisitions

15 Months Ended

Dec. 31, 2011

Acquisitions [Abstract]

Acquisitions

Note B: Acquisitions

The following table provides information related to the acquisitions of domestic and foreign retail and financial services locations during the fiscal quarters ended December 31, 2011 and 2010:


	Three Months Ended December 31,
	2011		2010
Number of asset purchase acquisitions		5		3
Number of stock purchase acquisitions		1		1

U.S. stores acquired		24		4
Foreign stores acquired		1		—

Total stores acquired		25		4


	Three Months Ended December 31,
	2011			2010
	(In thousands)
Consideration:
Cash	$	49,644		$	13,736
Equity instruments		1,122			—

Fair value of total consideration transferred		50,766			13,736
Cash acquired		(245	)		(36	)

Total purchase price	$	50,521		$	13,700

Current assets:
Pawn loans	$	5,036		$	1,542
Service charges and fees receivable		645			312
Inventory		4,307			847
Deferred tax asset		45			53
Prepaid expenses and other assets		39			2

Total current assets		10,072			2,756

Property and equipment		1,725			273
Goodwill		39,642			10,708
Other assets		1,007			115

Total assets	$	52,446		$	13,852

Current liabilities:
Accounts payable and other accrued expenses	$	998		$	27
Customer layaway deposits		682			72
Other current liabilities		226			—

Total current liabilities		1,906			99

Deferred tax liability		19			53

Total liabilities		1,925			152

Net assets acquired	$	50,521		$	13,700

Goodwill deductible for tax purposes	$	6,864		$	6,061
Goodwill recorded in U.S. Pawn Segment		39,610			10,708
Goodwill recorded in EZMONEY segment		32			—

Definite lived intangible assets acquired:
Favorable lease asset	$	230		$	—
Non-compete agreements	$	180		$	115
Contractual relationship	$	450		$	—

All stores were acquired as part of our continuing strategy to acquire domestic and foreign pawn stores to enhance and diversify our earnings. Transaction related expenses were not material and were expensed as incurred. The results of all acquired stores have been consolidated with our results since their acquisition. The purchase price allocation of assets acquired in the most recent twelve months is preliminary as we continue to receive information regarding the acquired assets. Pro forma results of operations have not been presented because it is impracticable to do so, as historical audited financial statements are not readily available.

The amounts above include the acquisition, from a related party, of a decision science model for the underwriting of consumer loans, a contractual relationship with an income tax return preparer to facilitate refund anticipation loans and an online lending business in the U.K., for an aggregate purchase price of $1.2 million, which was paid in cash. Pursuant to our Policy for Review and Evaluation of Related Party Transactions, the Audit Committee reviewed and evaluated the terms of the transaction and concluded that the transaction was fair to, and in the best interest of, the company and its stockholders.

- Definition

The entire disclosure for a business combination (or series of individually immaterial business combinations) completed during the period, including background, timing, and recognized assets and liabilities. The disclosure may include leverage buyout transactions (as applicable).

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Emerging Issues Task Force (EITF)
-Number 88-16
-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 2: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Statement of Financial Accounting Standard (FAS)
-Number 141
-Paragraph 51, 52
-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 3: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Statement of Financial Accounting Standard (FAS)
-Number 141R
-Appendix F
-Paragraph F4
-Subparagraph e

Reference 4: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Statement of Financial Accounting Standard (FAS)
-Number 141R
-Paragraph 67-73
-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 5: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 805
-SubTopic 30
-Section 50
-Paragraph 1
-URI http://asc.fasb.org/extlink&oid=6911361&loc=d3e6927-128479

Reference 6: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 805
-SubTopic 10
-Section 50
-Paragraph 4
-URI http://asc.fasb.org/extlink&oid=6972119&loc=d3e1490-128463

Reference 7: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 805
-SubTopic 30
-Section 50
-Paragraph 4
-URI http://asc.fasb.org/extlink&oid=6911361&loc=d3e7008-128479

Reference 8: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 805
-SubTopic 10
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-Paragraph 6
-URI http://asc.fasb.org/extlink&oid=6972119&loc=d3e1500-128463

Reference 9: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 805
-SubTopic 20
-Section 50
-Paragraph 3
-URI http://asc.fasb.org/extlink&oid=6910749&loc=d3e4926-128472

Reference 10: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 805
-SubTopic 20
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-Paragraph 2
-URI http://asc.fasb.org/extlink&oid=6910749&loc=d3e4922-128472

Reference 11: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
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Reference 12: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 805
-SubTopic 10
-Section 50
-Paragraph 7
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Reference 13: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 805
-SubTopic 10
-Section 50
-Paragraph 2
-URI http://asc.fasb.org/extlink&oid=6972119&loc=d3e1392-128463

Reference 14: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 805
-SubTopic 30
-Section 50
-Paragraph 3
-URI http://asc.fasb.org/extlink&oid=6911361&loc=d3e7000-128479

Reference 15: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
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-Publisher FASB
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-Topic 805
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-Publisher FASB
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Reference 18: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 805
-SubTopic 10
-Section 50
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-URI http://asc.fasb.org/extlink&oid=6972119&loc=d3e1486-128463

Reference 19: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 805
-SubTopic 10
-Section 50
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-URI http://asc.fasb.org/extlink&oid=6972119&loc=d3e1383-128463

+ Details

Earnings per Share

15 Months Ended

Dec. 31, 2011

Earnings per Share [Abstract]

Earnings per Share

Note C: Earnings per Share

We compute basic earnings per share on the basis of the weighted average number of shares of common stock outstanding during the period. We compute diluted earnings per share on the basis of the weighted average number of shares of common stock plus the effect of dilutive potential common shares outstanding during the period using the treasury stock method. Dilutive potential common shares include outstanding stock options and restricted stock awards.

Potential common shares are required to be excluded from the computation of diluted earnings per share if the assumed proceeds upon exercise or vest, as defined by FASB ASC 718-10-25, are greater than the cost to re-acquire the same number of shares at the average market price, and therefore the effect would be anti-dilutive.

Components of basic and diluted earnings per share and excluded anti-dilutive potential common shares are as follows:


	Three Months Ended
	December 31,
	2011		2010
	(In thousands, except per share amounts)
Net income (A)	$	39,352	$	27,429
Weighted average outstanding shares of common stock (B)		50,355		49,698
Dilutive effect of stock options and restricted stock		338		421

Weighted average common stock and common stock equivalents (C)		50,693		50,119

Basic earnings per share (A/B)	$	0.78	$	0.55

Diluted earnings per share (A/C)	$	0.78	$	0.55

Potential common shares excluded from the calculation of diluted earnings per share		10		—

Strategic Investments and Fair Value of Financial Instruments

15 Months Ended

Dec. 31, 2011

Strategic Investments and Fair Value of Financial Instruments [Abstract]

Strategic Investments and Fair Value of Financial Instruments

Note D: Strategic Investments and Fair Value of Financial Instruments

At December 31, 2011, we owned 16,644,640 ordinary shares of Albemarle & Bond Holdings, PLC, representing almost 30% of its total outstanding shares. Our total cost for those shares was approximately $27.6 million. Albemarle & Bond is primarily engaged in pawnbroking, retail jewelry sales, check cashing and lending in the United Kingdom. We account for the investment using the equity method. Since Albemarle & Bond’s fiscal year ends three months prior to ours, we report the income from this investment on a three-month lag. Albemarle & Bond files semi-annual financial reports for its fiscal periods ending December 31 and June 30. The income reported for our quarter ended December 31, 2011 represents our percentage interest in the estimated results of Albemarle & Bond’s operations from July 1, 2011 to September 30, 2011.

Conversion of Albemarle & Bond’s financial statements into U.S. GAAP resulted in no material differences from those reported by Albemarle & Bond following IFRS.

In its functional currency of British pounds, Albemarle & Bond’s total assets increased 19% from June 30, 2010 to June 30, 2011 and its net income improved 6% for the year ended June 30, 2011. Below is summarized financial information for Albemarle & Bond’s most recently reported results after translation to U.S. dollars (using the exchange rate as of June 30 of each year for balance sheet items and average exchange rates for the income statement items for the periods indicated):


	As of June 30,
	2011		2010
	(In thousands)
Current assets	$	125,862	$	97,476
Non-current assets		64,325		52,325

Total assets	$	190,187	$	149,801

Current liabilities	$	18,620	$	17,898
Non-current liabilities		57,016		42,078
Shareholders’ equity		114,551		89,825

Total liabilities and shareholders’ equity	$	190,187	$	149,801


	Years ended June 30,
	2011		2010
	(In thousands)
Gross revenues	$	162,002	$	129,794
Gross profit		97,197		84,850
Profit for the year (net income)		24,324		22,792

At December 31, 2011, we owned 124,418,000 shares, or approximately 33% of the total ordinary shares of Cash Converters International Limited, which is a publicly traded company headquartered in Perth, Australia. We acquired the shares between November 2009 and May 2010 for approximately $57.8 million. Cash Converters franchises and operates a worldwide network of over 600 specialty financial services and retail stores that provide pawn loans, short-term unsecured loans and other consumer finance products, and buy and sell second-hand goods. Cash Converters has significant store concentrations in Australia and the United Kingdom.

We account for our investment in Cash Converters using the equity method. Since Cash Converters’ fiscal year ends three months prior to ours, we report the income from this investment on a three-month lag. Cash Converters files semi-annual financial reports for its fiscal periods ending December 31 and June 30. Due to the three-month lag, income reported for our quarter ended December 31, 2011 represents our percentage interest in the estimated results of Cash Converters’ operations from July 1, 2011 to September 30, 2011.

Conversion of Cash Converters’ financial statements into U.S. GAAP resulted in no material differences from those reported by Cash Converters following IFRS.

In its functional currency of Australian dollars, Cash Converters’ total assets increased 18% from June 30, 2010 to June 30, 2011 and its net income improved 27% for the year ended June 30, 2011. Below is summarized financial information for Cash Converters’ most recently reported results after translation to U.S. dollars (using the exchange rate as of June 30 of each year for balance sheet items and average exchange rates for the income statement items for the periods indicated):


	As of June 30,
	2011		2010
	(In thousands)
Current assets	$	119,633	$	96,489
Non-current assets		126,811		72,408

Total assets	$	246,444	$	168,897

Current liabilities	$	38,235	$	19,179
Non-current liabilities		22,528		10,199
Shareholders’ equity		185,681		139,519

Total liabilities and shareholders’ equity	$	246,444	$	168,897


	Year ended June 30
	2011		2010
	(In thousands)
Gross revenues	$	184,011	$	111,218
Gross profit		138,997		84,296
Profit for the year (net income)		27,328		19,122

The table below summarizes the recorded value and fair value of each of these strategic investments at the dates indicated. These fair values are considered level one estimates within the fair value hierarchy of FASB ASC 820-10-50, and were calculated as (a) the quoted stock price on each company’s principal market multiplied by (b) the number of shares we owned multiplied by (c) the applicable foreign currency exchange rate at the dates indicated. We included no control premium for owning a large percentage of outstanding shares.


	December 31,				September 30,
	2011		2010		2011
	(In thousands of U.S. dollars)
Albemarle & Bond:
Recorded value	$	49,616	$	45,684	$	48,361
Fair value		84,622		81,630		91,741

Cash Converters:
Recorded value	$	68,204	$	63,275	$	71,958
Fair value		68,355		88,512		53,600

In August 2011, legislation was proposed in Australia that would, among other things, limit the interest charged on certain consumer loans and prohibit loan extensions and refinancing. If this legislation is enacted in its currently proposed form, Cash Converters’ consumer loan business in Australia may be adversely affected, which could have the effect of decreasing Cash Converters’ revenues and earnings. As of September 30, 2011 the fair value of our investment in Cash Converters (based on the market price of Cash Converters’ stock as of that date) was below our recorded value. In light of Cash Converters’ statements at that time regarding its ability to mitigate the potential impact of the proposed legislation, we considered this loss in value to be temporary. Following a series of representations from Cash Converters, its customers and other industry executives, the Australian Parliament, referred the bill to the Senate Economics committee and to the Joint Committee on Corporations and Financial Services for review. The committees concluded that the proposed legislation did not achieve an appropriate balance between consumer protection and industry viability and recommended that the Australian government revisit key aspects of its reform package with further industry consultation. As of December 31, 2011, the fair value of our investment in Cash Converters was slightly above our recorded value, further supporting our assessment of the loss in value of its stock to be temporary.

- Definition

The entire disclosure for equity investment, or group of investments, for which combined disclosure is appropriate, including: (a) the name of each investee and percentage of ownership of common stock, (b) accounting policies for investments in common stock, (c) difference between the amount at which the investment is carried and the amount of underlying equity in net assets and the accounting treatment of the difference, (d) the total fair value of each identified investment for which a market value is available, (e) summarized information as to assets, liabilities, and results of operations of the investees (for investments in unconsolidated subsidiaries, common stock of joint ventures, or other investments using the equity method), and (f) material effects of possible conversions, exercises, or contingent issuances of the investee. Other disclosures include (a) the names of any investee in which the investor owns 20 percent or more of the voting stock and investment is not accounted for using the equity method, and the reasons why not, and (b) the names of any investee in which the investor owns less than 20 percent of the voting stock and the investment is accounted for using the equity method, and the reasons why it is.

+ References + Details

Goodwill and Other Intangible Assets

15 Months Ended

Dec. 31, 2011

Goodwill and Other Intangible Assets [Abstract]

Goodwill and Other Intangible Assets

Note E: Goodwill and Other Intangible Assets

The following table presents the balance of each major class of indefinite-lived intangible asset at the specified dates:


	December 31,				September 30,
	2011		2010		2011
	(In thousands)
Pawn licenses	$	8,877	$	8,836	$	8,836
Trade name		4,870		4,870		4,870
Goodwill		212,475		128,181		173,206

Total	$	226,222	$	141,887	$	186,912

The following table presents the changes in the carrying value of goodwill, by segment, over the periods presented:


	U.S. Pawn Operations		Empeño Fácil			EZMONEY Operations			Consolidated
	(In thousands)
Balance at September 30, 2011	$	163,897	$	9,309		$	—		$	173,206
Acquisitions		39,610		—			32			39,642
Effect of foreign currency translation changes		—		(371	)		(2	)		(373	)

Balance at December 31, 2011	$	203,507	$	8,938		$	30		$	212,475


	U.S. Pawn Operations		Empeño Fácil			EZMONEY Operations			Consolidated
	(In thousands)
Balance at September 30, 2010	$	110,255	$	7,050		$	—		$	117,305
Acquisitions		10,793		—			—			10,793
Effect of foreign currency translation changes		—		83			—			83

Balance at December 31, 2010	$	121,048	$	7,133		$	—		$	128,181

The following table presents the gross carrying amount and accumulated amortization for each major class of definite-lived intangible asset at the specified dates:


	December 31,														September 30,
	2011							2010							2011
	Carrying Amount		Accumulated Amortization			Net Book Value		Carrying Amount		Accumulated Amortization			Net Book Value		Carrying Amount		Accumulated Amortization			Net Book Value
	(In thousands)
Real estate finders’ fees	$	1,221	$	(500	)	$	721	$	1,029	$	(420	)	$	609	$	1,157	$	(479	)	$	678
Non-compete agreements		3,836		(2,574	)		1,262		3,216		(2,040	)		1,176		3,722		(2,459	)		1,263
Favorable lease		985		(353	)		632		644		(241	)		403		755		(322	)		433
Franchise rights		1,567		(49	)		1,518		—		—			—		1,547		(32	)		1,515
Deferred financing costs		2,411		(413	)		1,998		1,470		(1,083	)		387		2,411		(262	)		2,149
Contractual relationship		450		(25	)		425		—		—			—		—		—			—
Other		276		(11	)		265		46		(7	)		39		58		(12	)		46

Total	$	10,746	$	(3,925	)	$	6,821	$	6,405	$	(3,791	)	$	2,614	$	9,650	$	(3,566	)	$	6,084

The amortization of most definite lived intangible assets is recorded as amortization expense. The favorable lease asset and other intangibles are amortized to operations expense (rent expense) over the related lease terms. The deferred financing costs are amortized to interest expense over the life of our credit agreement.The following table presents the amount and classification of amortization recognized as expense in each of the periods presented:


	Three Months Ended
	December 31,
	2011		2010
	(In thousands)
Amortization Expense	$	227	$	212
Operations Expense		31		23
Interest Expense		151		100

Total expense from the amortization of definite-lived intangible assets	$	409	$	335

The following table presents our estimate of amortization expense for definite-lived intangible assets (in thousands):


Fiscal Years Ended September 30,	Amortization Expense		Operations Expense		Interest Expense
2012	$	768	$	133	$	599
2013		382		120		599
2014		279		107		599
2015		249		95		350
2016		203		93		—

As acquisitions and dispositions occur in the future, amortization expense may vary from these estimates.

- Definition

The entire disclosure for the aggregate amount of goodwill and a description of intangible assets, which may include (a) for amortizable intangible assets (also referred to as finite-lived intangible assets), the carrying amount, the amount of any significant residual value, and the weighted-average amortization period, (b) for intangible assets not subject to amortization (also referred to as indefinite-lived intangible assets), the carrying amount, and (c) the amount of research and development assets acquired and written off in the period, including the line item in the income statement in which the amounts written off are aggregated, if not readily apparent from the income statement. Also discloses (a) for amortizable intangibles assets in total and by major class, the gross carrying amount and accumulated amortization, the total amortization expense for the period, and the estimated aggregate amortization expense for each of the five succeeding fiscal years, (b) for intangible assets not subject to amortization the carrying amount in total and by major class, and (c) for goodwill, in total and for each reportable segment, the changes in the carrying amount of goodwill during the period (including the aggregate amount of goodwill acquired, the aggregate amount of impairment losses recognized, and the amount of goodwill included in the gain (loss) on disposal of a reporting unit). If any part of goodwill has not been allocated to a reportable segment, discloses the unallocated amount and the reasons for not allocating. For each impairment loss recognized related to an intangible asset (excluding goodwill), discloses: (a) a description of the impaired intangible asset and the facts and circumstances leading to the impairment, (b) the amount of the impairment loss and the method for determining fair value, (c) the caption in the income statement or the statement of activities in which the impairment loss is aggregated, and (d) the segment in which the impaired intangible asset is reported. For each goodwill impairment loss recognized, discloses: (a) a description of the facts and circumstances leading to the impairment, (b) the amount of the impairment loss and the method of determining the fair value of the associated reporting unit, and (c) if a recognized impairment loss is an estimate not finalized and the reasons why the estimate is not final. May also disclose the nature and amount of any significant adjustments made to a previous estimate of an impairment loss.

+ References + Details

Long-term Debt

15 Months Ended

Dec. 31, 2011

Long-term Debt [Abstract]

Long-term Debt

Note F: Long-term Debt

On May 10, 2011, we entered into a new senior secured credit agreement with a syndicate of five banks, replacing our previous credit agreement. Among other things, the new credit agreement provides for a four year $175 million revolving credit facility that we may, under the terms of the agreement, request to be increased to a total of $225 million. Upon entering the new credit agreement, we repaid and retired our $17.5 million outstanding debt. The new credit facility increases our available credit and provides greater flexibility to make investments and acquisitions both domestically and internationally.

Pursuant to the credit agreement, we may choose to pay interest to the lenders for outstanding borrowings at LIBOR plus 200 to 275 basis points or the bank’s base rate plus 100 to 175 basis points, depending on our leverage ratio computed at the end of each calendar quarter. On the unused amount of the credit facility, we pay a commitment fee of 37.5 to 50 basis points depending on our leverage ratio calculated at the end of each quarter. From the closing date to approximately October 31, 2011, we paid a minimum interest rate of LIBOR plus 250 basis points or the bank’s base rate plus 150 basis points, at our option, and a commitment fee of 50 basis points on the unused portion of the credit line. Terms of the credit agreement require, among other things, that we meet certain financial covenants. At December 31, 2011, we were in compliance with all covenants.We expect the recorded value of our debt to approximate its fair value as it is all variable rate debt and carries no pre-payment penalty.

At December 31, 2011, $40.5 million was outstanding under our revolving credit agreement. We also issued $5.0 million of bank letters of credit, leaving $129.5 million available on our revolving credit facility. The outstanding bank letters of credit secure our obligations under letters of credit we issue to unaffiliated lenders as part of our credit service operations.

Deferred financing costs related to our credit agreement are included in intangible assets, net on the balance sheet and are being amortized to interest expense over their four-year estimated useful life.

Stock Compensation

15 Months Ended

Dec. 31, 2011

Stock Compensation [Abstract]

Stock Compensation

Note G: Stock Compensation

Our net income includes the following compensation costs related to our stock compensation arrangements:


	Three Months Ended
	December 31,
	2011			2010
	(In thousands)
Gross compensation costs	$	1,513		$	8,548
Income tax benefits		(446	)		(2,974	)

Net compensation expense	$	1,067		$	5,574

Included in the compensation cost for the three months ended December 31, 2010 is $7.3 million for the accelerated vesting of restricted stock upon the retirement of our former Chief Executive Officer on October 31, 2010, and a related $2.5 million income tax benefit. In the three months ended December 31, 2011, no stock options were exercised.

- Definition

The entire disclosure for compensation-related costs for equity-based compensation, which may include disclosure of policies, compensation plan details, allocation of equity compensation, incentive distributions, equity-based arrangements to obtain goods and services, deferred compensation arrangements, employee stock ownership plan details and employee stock purchase plan details.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Statement of Financial Accounting Standard (FAS)
-Number 123R
-Paragraph 64, 65, A240
-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 2: http://www.xbrl.org/2003/role/presentationRef
-Publisher AICPA
-Name Statement of Position (SOP)
-Number 93-6
-Paragraph 53
-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 3: http://www.xbrl.org/2003/role/presentationRef
-Publisher SEC
-Name Staff Accounting Bulletin (SAB)
-Number Topic 14

Reference 4: http://www.xbrl.org/2003/role/presentationRef
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-Name Accounting Standards Codification
-Topic 505
-SubTopic 50
-Section 50
-Paragraph 1
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-Paragraph 2
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-Topic 718
-SubTopic 40
-Section 50
-Paragraph 1
-URI http://asc.fasb.org/extlink&oid=6418621&loc=d3e17540-113929

+ Details

Income Taxes

15 Months Ended

Dec. 31, 2011

Income Taxes [Abstract]

Income Taxes

Note H: Income Taxes

The current quarter’s effective tax rate is 33.9% of pretax income compared to 35.5% for the prior year quarter. The decrease in effective tax rates is primarily due to the recognition of state net operating losses in the current quarter, as well as an increase in foreign tax credits on overseas earnings.

- Definition

The entire disclosure for income taxes. Disclosures may include net deferred tax liability or asset recognized in an enterprise's statement of financial position, net change during the year in the total valuation allowance, approximate tax effect of each type of temporary difference and carryforward that gives rise to a significant portion of deferred tax liabilities and deferred tax assets, utilization of a tax carryback, and tax uncertainties information.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher SEC
-Name Regulation S-X (SX)
-Number 210
-Section 08
-Paragraph h
-Article 4

Reference 2: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Statement of Financial Accounting Standard (FAS)
-Number 109
-Paragraph 136, 172
-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 3: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Statement of Financial Accounting Standard (FAS)
-Number 109
-Paragraph 43, 44, 45, 46, 47, 48, 49
-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 4: http://www.xbrl.org/2003/role/presentationRef
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-Name Accounting Standards Codification
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-Publisher FASB
-Name Accounting Standards Codification
-Topic 235
-SubTopic 10
-Section S99
-Paragraph 1
-Subparagraph (SX 210.4-08.(h))
-URI http://asc.fasb.org/extlink&oid=6881521&loc=d3e23780-122690

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-Topic 740
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-URI http://asc.fasb.org/extlink&oid=6907707&loc=d3e32559-109319

+ Details

Contingencies

15 Months Ended

Dec. 31, 2011

Contingencies [Abstract]

Contingencies

Note I: Contingencies

Currently and from time to time, we are defendants in various legal and regulatory actions. While we cannot determine the ultimate outcome of these actions, we believe their resolution will not have a material adverse effect on our financial condition, results of operations or liquidity. However, we cannot give any assurance as to their ultimate outcome.

- Definition

The entire disclosure for commitments and contingencies.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name FASB Interpretation (FIN)
-Number 14
-Paragraph 3
-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 2: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Statement of Financial Accounting Standard (FAS)
-Number 5
-Paragraph 9, 10, 11, 12
-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 3: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 210
-SubTopic 10
-Section S99
-Paragraph 1
-Subparagraph (SX 210.5-02.25)
-URI http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682

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-Name Accounting Standards Codification
-Topic 450
-SubTopic 20
-Section 50
-Paragraph 4
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-Name Accounting Standards Codification
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Reference 6: http://www.xbrl.org/2003/role/presentationRef
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-Name Accounting Standards Codification
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-Name Accounting Standards Codification
-Topic 825
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-Paragraph 1
-URI http://asc.fasb.org/extlink&oid=6449706&loc=d3e16207-108621

+ Details

Operating Segment Information

15 Months Ended

Dec. 31, 2011

Operating Segment Information [Abstract]

Operating Segment Information

Note J: Operating Segment Information

We manage our business and internal reporting as three reportable segments with operating results reported separately for each segment.

•

The U.S. Pawn Operations segment offers pawn and retail activities in our 450 U.S. pawn stores and seven retail stores, offers signature loans in 43 pawn stores and six EZMONEY stores and offers auto title loans in 44 pawn stores.

•

The Empeño Fácil segment offers pawn related activities in 192 Mexico pawn stores.

•

The EZMONEY Operations segment offers signature loans in 422 U.S. financial services stores, 64 Canadian financial services stores and online in the U.K. The segment offers auto title loans in 396 of its U.S. stores and buys and sells second-hand goods in 24 of its Canadian stores.

There are no inter-segment revenues, and the amounts below were determined in accordance with the same accounting principles used in our consolidated financial statements. The following tables present operating segment information:


	Three Months Ended December 31,
	U.S. Pawn Operations				Empeño Fácil				EZMONEY Operations
	2011		2010		2011		2010		2011		2010
	(In thousands)
Revenues:
Merchandise sales	$	75,975	$	66,305	$	10,342	$	5,575	$	577	$	—
Jewelry scrapping sales		52,516		47,006		3,537		3,462		350		197
Pawn service charges		54,370		46,436		5,422		3,374		—		—
Signature loan fees		920		509		—		—		38,701		39,557
Auto title loan fees		457		393		—		—		5,010		5,851
Other		241		117		120		3		335		41

Total revenues		184,479		160,766		19,421		12,414		44,973		45,646

Merchandise cost of goods sold		43,116		38,197		4,945		3,114		335		—
Jewelry scrapping cost of goods sold		32,973		29,538		2,274		2,638		177		79
Signature loan bad debt		352		165		—		—		9,749		9,881
Auto title loan bad debt		114		61		—		—		810		921

Net revenues		107,924		92,805		12,202		6,662		33,902		34,765

Operations expense		50,073		43,196		5,998		4,278		18,430		17,030

Store operating income	$	57,851	$	49,609	$	6,204	$	2,384	$	15,472	$	17,735

The following table reconciles store operating income, as shown above, to our consolidated income before income taxes:


	Three Months Ended December 31,
	2011			2010
	(In thousands)
U.S. Pawn Operations store operating income	$	57,851		$	49,609
Empeño Fácil store operating income		6,204			2,384
EZMONEY Operations store operating income		15,472			17,735

Consolidated store operating income		79,527			69,728
Administrative expenses		19,711			26,138
Depreciation and amortization		5,255			4,179
(Gain) / loss on sale or disposal of assets		(201	)		7
Interest income		(39	)		(3	)
Interest expense		590			300
Equity in net income of unconsolidated affiliates		(4,161	)		(3,367	)
Other		(1,119	)		(61	)

Consolidated income before income taxes	$	59,491		$	42,535

- Definition

The entire disclosure for reporting segments including data and tables. Reportable segments include those that meet any of the following quantitative thresholds a) it's reported revenue, including sales to external customers and intersegment sales or transfers is 10 percent or more of the combined revenue, internal and external, of all operating segments b) the absolute amount of its reported profit or loss is 10 percent or more of the greater, in absolute amount of 1) the combined reported profit of all operating segments that did not report a loss or 2) the combined reported loss of all operating segments that did report a loss c) its assets are 10 percent or more of the combined assets of all operating segments.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Statement of Financial Accounting Standard (FAS)
-Number 131
-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 2: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 280
-SubTopic 10
-Section 50
-Paragraph 34
-URI http://asc.fasb.org/extlink&oid=6534315&loc=d3e8981-108599

Reference 3: http://www.xbrl.org/2003/role/presentationRef
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+ Details

Allowance for Losses and Credit Quality of Financing Receivables

15 Months Ended

Dec. 31, 2011

Allowance for Losses and Credit Quality of Financing Receivables [Abstract]

Allowance for Losses and Credit Quality of Financing Receivables

Note K: Allowance for Losses and Credit Quality of Financing Receivables

We offer a variety of loan products and credit services to customers who do not have cash resources or access to credit to meet their short-term cash needs. Our customers are considered to be in a higher risk pool with regard to creditworthiness when compared to those of typical financial institutions. As a result, our receivables do not have a credit risk profile that can easily be measured by the normal credit quality indicators used by the financial markets. We manage the risk through closely monitoring the performance of the portfolio and through our underwriting process. This process includes review of customer information, such as making a credit reporting agency inquiry, evaluating and verifying income sources and levels, verifying employment and verifying a telephone number where customers may be contacted. For auto title loans, we additionally inspect the automobile, title and reference to market values of used automobiles.

We consider a signature loan defaulted if it has not been repaid or renewed by the maturity date. If one payment of an installment loan is delinquent, that one payment is considered defaulted. If more than one installment payment is delinquent at any time, the entire installment loan is considered defaulted. Although defaulted loans may be collected later, we charge the loan principal to signature loan bad debt upon default, leaving only active loans in the reported balance. Accrued fees related to defaulted loans reduce fee revenue upon loan default, and increase fee revenue upon collection. Based on historical collection experience, the age of past-due loans and amounts we expect to receive through the sale of repossessed vehicles, we provide an allowance for losses on auto title loans.

The accuracy of our allowance estimates is dependent upon several factors, including our ability to predict future default rates based on historical trends and expected future events. We base our estimates on observable trends and various other assumptions that we believe to be reasonable under the circumstances.

The following table presents changes in the allowance for credit losses as well as the recorded investment in our financing receivables by portfolio segment for the periods presented:


	Allowance Balance at Beginning of Period		Charge-offs			Recoveries		Provision		Allowance Balance at End of Period		Financing Receivable at End of Period
Description	(In thousands)
Allowance for losses on signature loans:
Three-months ended December 31, 2011	$	1,727	$	(4,679	)	$	1,458	$	3,224	$	1,730	$	14,406
Three-months ended December 31, 2010		750		(4,260	)		1,496		3,224		1,210		13,163

Allowance for losses on auto title loans:
Three-months ended December 31, 2011	$	538	$	(2,494	)	$	2,160	$	778	$	982	$	4,494
Three-months ended December 31, 2010		1,137		(3,445	)		2,715		909		1,316		4,623

The provision presented in the table above includes only principal and excludes items such as non-sufficient funds fees, late fees, repossession fees, auction fees and interest. In addition, all credit service expenses and fees related to loans made by our unaffiliated lenders are excluded, as we do not own the loans made in connection with our credit services and they are not recorded as assets on our balance sheet. Expected losses on credit services are accrued and reported in “Accounts payable and other accrued expenses” on our balance sheets.

Auto title loans are our only loans that remain as recorded investments when in delinquent/nonaccrual status. We consider an auto title loan past due if it has not been repaid or renewed by the maturity date. Based on experience, we establish a reserve on all auto title loans. On auto title loans more than 90 days past due, we reserve the percentage we estimate will not be recoverable through auction and reserve 100% of loans for which we have not yet repossessed the underlying collateral. No fees are accrued on any auto title loans more than 90 days past due.

The following table presents an aging analysis of past due financing receivables by portfolio segment (in thousands):


	Days Past Due												Total			Current			Total Financing			Recorded Investment > 90 Days &
	1-30			31-60			61-90			>90			Past Due			Receivable			Receivable			Accruing
December 31, 2011
Auto title loans	$	659		$	445		$	424		$	592		$	2,120		$	2,374		$	4,494		$	—
Reserve	$	98		$	137		$	165		$	511		$	911		$	71		$	982		$	—
Reserve %		15	%		31	%		39	%		86	%		43	%		3	%		22	%

December 31, 2010
Auto title loans	$	609		$	636		$	452		$	753		$	2,450		$	2,173		$	4,623		$	—
Reserve	$	109		$	218		$	217		$	696		$	1,240		$	76		$	1,316		$	—
Reserve %		18	%		34	%		48	%		92	%		51	%		3	%		28	%

September 30, 2011
Auto title loans	$	840		$	479		$	283		$	219		$	1,821		$	1,939		$	3,760		$	—
Reserve	$	117		$	114		$	67		$	172		$	470		$	68		$	538		$	—
Reserve %		14	%		24	%		24	%		79	%		26	%		4	%		14	%

Fair Value Measurements

15 Months Ended

Dec. 31, 2011

Fair Value Measurements [Abstract]

Fair Value Measurements

Note L: Fair Value Measurements

In accordance with FASB ASC 820-10, Fair Value Measurements and Disclosures, our assets and liabilities, which are carried at fair value, are classified in one of the following three categories:

Level 1: Quoted market prices in active markets for identical assets or liabilities.

Level 2: Other observable inputs other than quoted market prices.

Level 3: Unobservable inputs that are not corroborated by market data.

The tables below present our financial assets that are measured at fair value on a recurring basis as of December 31, 2011 and 2010 and September 30, 2011 (in thousands):


	December 31, 2011		Fair Value Measurements Using
Financial assets:	December 31, 2011		Level 1		Level 2		Level 3
Gold collar	$	1,073	$	—	$	1,073	$	—
Marketable equity securities		4,807		4,807		—		—

Total	$	5,880	$	4,807	$	1,073	$	—


	December 31, 2010		Fair Value Measurements Using
Financial assets:	December 31, 2010		Level 1		Level 2		Level 3
Gold collar	$	—	$	—	$	—	$	—
Marketable equity securities		5,192		5,192		—		—

Total	$	5,192	$	5,192	$	—	$	—


	September 30, 2011		Fair Value Measurements Using
Financial assets:	September 30, 2011		Level 1		Level 2		Level 3
Gold collar	$	—	$	—	$	—	$	—
Marketable equity securities		5,366		5,366		—		—

Total	$	5,366	$	5,366	$	—	$	—

We measure the value of our gold collar under Level 2 inputs as defined by FASB ASC 820-10. The valuation is determined using widely accepted valuation techniques which reflect the contractual terms of the transaction, including the period to maturity and uses observable market-based inputs including gold forward curves and implied volatilities. We measure the value of our marketable equity securities under a Level 1 input. These assets are publicly traded equity securities for which market prices are readily available. There were no transfers of assets in or out of Level 1 or Level 2 fair value measurements in the periods presented.

- Definition

The entire disclosure for the fair value of financial instruments (as defined), including financial assets and financial liabilities (collectively, as defined), and the measurements of those instruments as well as disclosures related to the fair value of non-financial assets and liabilities. Such disclosures about the financial instruments, assets, and liabilities would include: (1) the fair value of the required items together with their carrying amounts (as appropriate); (2) for items for which it is not practicable to estimate fair value, disclosure would include: (a) information pertinent to estimating fair value (including, carrying amount, effective interest rate, and maturity, and (b) the reasons why it is not practicable to estimate fair value; (3) significant concentrations of credit risk including: (a) information about the activity, region, or economic characteristics identifying a concentration, (b) the maximum amount of loss the entity is exposed to based on the gross fair value of the related item, (c) policy for requiring collateral or other security and information as to accessing such collateral or security, and (d) the nature and brief description of such collateral or security; (4) quantitative information about market risks and how such risks are managed; (5) for items measured on both a recurring and nonrecurring basis information regarding the inputs used to develop the fair value measurement; and (6) for items presented in the financial statement for which fair value measurement is elected: (a) information necessary to understand the reasons for the election, (b) discussion of the effect of fair value changes on earnings, (c) a description of [similar groups] items for which the election is made and the relation thereof to the balance sheet, the aggregate carrying value of items included in the balance sheet that are not eligible for the election; (7) all other required (as defined) and desired information.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Statement of Financial Accounting Standard (FAS)
-Number 133
-Paragraph 44A, 44B
-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 2: http://www.xbrl.org/2003/role/presentationRef
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-Name Statement of Financial Accounting Standard (FAS)
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-Paragraph 15C, 15D
-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 3: http://www.xbrl.org/2003/role/presentationRef
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-Name Statement of Financial Accounting Standard (FAS)
-Number 107
-Paragraph 15A
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Reference 4: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Statement of Financial Accounting Standard (FAS)
-Number 107
-Paragraph 15B
-Subparagraph a, b
-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 5: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Statement of Financial Accounting Standard (FAS)
-Number 107
-Paragraph 3, 10, 14, 15
-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 6: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Statement of Financial Accounting Standard (FAS)
-Number 157
-Paragraph 32, 33, 34
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Reference 7: http://www.xbrl.org/2003/role/presentationRef
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+ Details

Derivative Instruments and Hedging Activities

15 Months Ended

Dec. 31, 2011

Derivative Instruments and Hedging Activities [Abstract]

Derivative Instruments and Hedging Activities

Note M: Derivative Instruments and Hedging Activities

Our earnings and financial position are affected by changes in gold values. In the current quarter, we began using derivative financial instruments in order to manage our commodity price risk associated with the forecasted sales of gold scrap. These derivatives are not designated as hedges, and according to FASB ASC 815-20-25, “Derivatives and Hedging – Recognition,” changes in their fair value are recorded directly in earnings. As of December 31, 2011, the notional amount of the gold collars recorded on our balance sheet was 19,000 ounces of gold.

The table below presents the fair value of our derivative financial instruments on the Condensed Consolidated Balance Sheet (in thousands):


			Fair Value of Derivative Instruments
Derivative Instrument	Balance Sheet Location		December 31, 2011
Non-designated derivatives:
Gold Collar		Prepaid expenses and other assets	$	1,073

The table below presents the effect of our derivative financial instruments on the Condensed Consolidated Statement of Operations for the period ended December 31, 2011 (in thousands):


			(Gains) Losses Recognized in Income
Derivative Instrument	Location of (Gain) or Loss		Three Months Ended December 31,
Non-designated derivatives:
Gold Collar		Other income	$	(1,073	)

- Definition

The entire disclosure for the entity's entire derivative instruments and hedging activities. Describes an entity's risk management strategies, derivatives in hedging activities and non-hedging derivative instruments, the assets, obligations, liabilities, revenues and expenses arising therefrom, and the amounts of and methodologies and assumptions used in determining the amounts of such items.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Statement of Financial Accounting Standard (FAS)
-Number 133
-Paragraph 45
-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 2: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Statement of Financial Accounting Standard (FAS)
-Number 133
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-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

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+ Details

Condensed Consolidating Financial Information

15 Months Ended

Dec. 31, 2011

Condensed Consolidating Financial Information [Abstract]

Condensed Consolidating Financial Information

Note N: Condensed Consolidating Financial Information

On February 3, 2012, we filed with the United States Securities and Exchange Commission a “shelf” registration statement on Form S-3 registering the offer and sale of an indeterminate amount of a variety of securities, including debt securities. Unless otherwise indicated in connection with a particular offering of debt securities, each of our domestic subsidiaries will fully and unconditionally guarantee on a joint and several basis our payment obligations under such debt securities.

In accordance with Rule 3-10(d) of Regulation S-X, the following presents condensed consolidating financial information as of December 31, 2011 and 2010, and September 30, 2011 and for current and prior year fiscal quarters for EZCORP, Inc. (the “Parent”), each of the Parent’s domestic subsidiaries (the “Guarantor Subsidiaries”) on a combined basis and each of the Parent’s other subsidiaries (the “Non-Guarantor Subsidiaries”) on a combined basis. Eliminating entries presented are necessary to combine the groups of entities.

Condensed Consolidating Balance Sheets


	December 31, 2011
	(Unaudited)
	(In thousands)
	Parent			Subsidiary Guarantors			Other Subsidiaries			Eliminations			Consolidated
Assets:
Current assets:
Cash and cash equivalents	$	703		$	15,749		$	6,416		$	—		$	22,868
Pawn loans		—			140,386			9,674			—			150,060
Signature loans, net		—			10,386			2,290			—			12,676
Auto title loans, net		—			3,512			—			—			3,512
Pawn service charges receivable, net		—			27,061			1,532			—			28,593
Signature loan fees receivable, net		—			6,002			204			—			6,206
Auto title loan fees receivable, net		—			1,405			—			—			1,405
Inventory, net		—			90,175			10,144			—			100,319
Deferred tax asset		12,747			5,422			—			—			18,169
Receivable from affiliates		86,590			(86,590	)		—			—			—
Prepaid expenses and other assets		17			35,777			3,120			—			38,914

Total current assets		100,057			249,285			33,380			—			382,722

Investments in unconsolidated affiliates		68,204			49,616			—			—			117,820
Investments in subsidiaries		84,303			44,573			—			(128,876	)		—
Property and equipment, net		—			62,009			22,504			—			84,513
Goodwill		—			203,507			8,968			—			212,475
Other assets, net		2,038			22,484			3,827			—			28,349

Total assets	$	254,602		$	631,474		$	68,679		$	(128,876	)	$	825,879

Liabilities and stockholders’ equity:
Current liabilities:
Accounts payable and other accrued expenses	$	46		$	49,700		$	7,705		$	—		$	57,451
Customer layaway deposits		—			5,845			307			—			6,152
Intercompany payables		(219,474	)		193,339			26,145			(10	)		—
Income taxes payable		21,667			(5,156	)		(3,839	)		—			12,672

Total current liabilities		(197,761	)		243,728			30,318			(10	)		76,275

Long-term debt, less current maturities		40,500			—			—			—			40,500
Deferred tax liability		6,481			1,371			872			—			8,724
Deferred gains and other long-term liabilities		—			1,998			(1	)		—			1,997

Total liabilities		(150,780	)		247,097			31,189			(10	)		127,496

Commitments and contingencies

Stockholders’ equity:
Class A Non-voting Common Stock, par value $.01 per share;		464			12			—			(2	)		474
Class B Voting Common Stock, convertible, par value $.01 per share;		30			(1	)		1			—			30
Additional paid-in capital		221,534			100,431			50,818			(128,864	)		243,919
Retained earnings		180,299			285,039			(3,891	)					461,447
Accumulated other comprehensive income (loss)		3,055			(1,104	)		(9,438	)		—			(7,487	)

Total stockholders’ equity		405,382			384,377			37,490			(128,866	)		698,383

Total liabilities and stockholders’ equity	$	254,602		$	631,474		$	68,679		$	(128,876	)	$	825,879


	December 31, 2010
	(Unaudited)
	(In thousands)
	Parent			Subsidiary Guarantors			Other Subsidiaries			Eliminations			Consolidated
Assets:
Current assets:
Cash and cash equivalents	$	—		$	20,411		$	3,497		$	—		$	23,908
Pawn loans		—			117,583			6,805			—			124,388
Signature loans, net		—			10,451			1,502			—			11,953
Auto title loans, net		—			3,307			—			—			3,307
Pawn service charges receivable, net		—			23,045			1,023			—			24,068
Signature loan fees receivable, net		—			6,026			115			—			6,141
Auto title loan fees receivable, net		—			1,600			—			—			1,600
Inventory, net		—			71,874			5,803			—			77,677
Deferred tax asset		18,258			4,990						—			23,248
Receivable from affiliates		15,100			(15,100	)		—			—			—
Income taxes receivable		3,185			(3,185	)		—			—			—
Prepaid expenses and other assets		25			17,680			3,019			—			20,724

Total current assets		36,568			258,682			21,764			—			317,014

Investments in unconsolidated affiliates		63,275			45,684			—						108,959
Investments in subsidiaries		76,999			9,095			—			(86,094	)		—
Property and equipment, net		—			52,042			14,599			—			66,641
Deferred tax asset, non-current		1,121			(1,121	)		—			—			—
Goodwill		—			121,048			7,133			—			128,181
Other assets, net		118			21,985			2,149			—			24,252

Total assets	$	178,081		$	507,415		$	45,645		$	(86,094	)	$	645,047

Liabilities and stockholders’ equity:
Current liabilities:
Current maturities of long-term debt	$	10,000		$	—		$	—		$	—		$	10,000
Accounts payable and other accrued expenses		107			44,651			4,228			—			48,986
Customer layaway deposits		—			5,785			165			—			5,950
Intercompany payables		(237,528	)		203,963			33,515			50			—
Income taxes payable		13,107			(5,153	)		(2,687	)		—			5,267

Total current liabilities		(214,314	)		249,246			35,221			50			70,203

Long-term debt, less current maturities		12,500			—			—			—			12,500
Deferred tax liability		1,590			18			11			—			1,619
Deferred gains and other long-term liabilities		—			2,418			1			—			2,419

Total liabilities		(200,224	)		251,682			35,233			50			86,741

Commitments and contingencies

Stockholders’ equity:
Class A Non-voting Common Stock, par value $.01 per share;		458			11			—						469
Class B Voting Common Stock, convertible, par value $.01 per share;		30			(1	)		1			—			30
Additional paid-in capital		213,952			86,641			15,340			(86,144	)		229,789
Retained earnings		160,665			169,597			(2,897	)		—			327,365
Accumulated other comprehensive income (loss)		3,200			(515	)		(2,032	)		—			653

Total stockholders’ equity		378,305			255,733			10,412			(86,144	)		558,306

Total liabilities and stockholders’ equity	$	178,081		$	507,415		$	45,645		$	(86,094	)	$	645,047


	September 30, 2011
	(Unaudited)
	(In thousands)
	Parent			Subsidiary Guarantors			Other Subsidiaries			Eliminations			Consolidated
Assets:
Current assets:
Cash and cash equivalents	$	—		$	20,860		$	3,109		$	—		$	23,969
Pawn loans		—			134,457			10,861			—			145,318
Signature loans, net		—			9,304			2,085			—			11,389
Auto title loans, net		—			3,222			—			—			3,222
Pawn service charges receivable, net		—			24,792			1,663			—			26,455
Signature loan fees receivable, net		—			5,215			133			—			5,348
Auto title loan fees receivable, net		—			1,427			—			—			1,427
Inventory, net		—			81,277			9,096			—			90,373
Deferred tax asset		12,728			5,397			—			—			18,125
Receivable from affiliates		66,450			(66,450	)		—			—			—
Income taxes receivable		—			—			—			—			—
Prepaid expenses and other assets		29			25,976			4,606			—			30,611

Total current assets		79,207			245,477			31,553			—			356,237

Investments in unconsolidated affiliates		71,958			48,361			—			—			120,319
Investments in subsidiaries		84,303			44,323			—			(128,626	)		—
Property and equipment, net		—			59,434			19,064			—			78,498
Deferred tax asset, non-current		—			—			—			—			—
Goodwill		—			163,897			9,309			—			173,206
Other assets, net		2,147			22,219			3,822			2			28,190

Total assets	$	237,615		$	583,711		$	63,748		$	(128,624	)	$	756,450

Current liabilities:
Accounts payable and other accrued expenses	$	13		$	50,871		$	6,516		$	—		$	57,400
Customer layaway deposits		—			5,711			465			—			6,176
Intercompany payables		(199,190	)		178,375			20,761			54			—
Income taxes payable		9,552			(5,150	)		(3,709	)		—			693

Total current liabilities		(189,625	)		229,807			24,033			54			64,269

Long-term debt, less current maturities		17,500			—			—			—			17,500
Deferred tax liability		5,940			1,563			828			—			8,331
Deferred gains and other long-term liabilities		—			2,102			—			—			2,102

Total liabilities		(166,185	)		233,472			24,861			54			92,202

Commitments and contingencies

Stockholders’ equity:
Class A Non-voting Common Stock, par value $.01 per share;		461			12			—			(2	)		471
Class B Voting Common Stock; convertible, par value $.01 per share;		30			(1	)		1			—			30
Additional paid-in capital		221,526			98,980			50,568			(128,676	)		242,398
Retained earnings		174,860			251,418			(4,183	)		—			422,095
Accumulated other comprehensive income (loss)		6,923			(170	)		(7,499	)		—			(746	)

Total stockholders’ equity		403,800			350,239			38,887			(128,678	)		664,248

Total liabilities and stockholders’ equity	$	237,615		$	583,711		$	63,748		$	(128,624	)	$	756,450

Condensed Consolidating Statements of Operations


	Three Months Ended December 31, 2011
	(Unaudited)
	(In thousands)
	Parent			Subsidiary Guarantors			Other Subsidiaries			Eliminations			Consolidated
Revenues:
Sales	$	—		$	128,546		$	14,751		$	—		$	143,297
Pawn service charges		—			54,370			5,422			—			59,792
Signature loan fees		—			36,950			2,671			—			39,621
Auto title loan fees		—			5,467			—			—			5,467
Other		20,139			850			318			(20,611	)		696

Total revenues		20,139			226,183			23,162			(20,611	)		248,873

Cost of goods sold		—			76,121			7,699			—			83,820
Signature loan bad debt		—			9,267			834			—			10,101
Auto title loan bad debt		—			924			—			—			924

Net revenues		20,139			139,871			14,629			(20,611	)		154,028

Operating Expenses:
Operations		—			65,009			9,492			—			74,501
Administrative		—			17,688			2,495			(472	)		19,711
Depreciation and amortization		—			4,147			1,108			—			5,255
(Gain) / loss on sale or disposal of assets		—			(224	)		23			—			(201	)

Total operating expenses		—			86,620			13,118			(472	)		99,266

Operating income		20,139			53,251			1,511			(20,139	)		54,762

Interest income		—			(9	)		(38	)		8			(39	)
Interest expense		(1,873	)		2,462			9			(8	)		590
Equity in net income of unconsolidated affiliates		(2,336	)		(1,825	)		—			—			(4,161	)
Other		—			(1,137	)		18			—			(1,119	)

Income before income taxes		24,348			53,760			1,522			(20,139	)		59,491
Income tax expense		18,909			20,139			1,230			(20,139	)		20,139

Net income	$	5,439		$	33,621		$	292		$	—		$	39,352


	Three Months Ended December 31, 2010
	(Unaudited)
	(In thousands)
	Parent			Subsidiary Guarantors			Other Subsidiaries			Eliminations			Consolidated
Revenues:
Sales	$	—		$	113,353		$	9,192		$	—		$	122,545
Pawn service charges		—			46,436			3,374			—			49,810
Signature loan fees		—			38,468			1,598			—			40,066
Auto title loan fees		—			6,244			—			—			6,244
Other		15,100			148			13			(15,100	)		161

Total revenues		15,100			204,649			14,177			(15,100	)		218,826

Cost of goods sold		—			67,752			5,814			—			73,566
Signature loan bad debt		—			9,484			562			—			10,046
Auto title loan bad debt		—			982			—			—			982

Net revenues		15,100			126,431			7,801			(15,100	)		134,232

Operating Expenses:
Operations		—			58,260			6,244			—			64,504
Administrative		—			25,203			935			—			26,138
Depreciation and amortization		—			3,427			752			—			4,179
(Gain) / loss on sale or disposal of assets		—			(6	)		13			—			7

Total operating expenses		—			86,884			7,944			—			94,828

Operating income		15,100			39,547			(143	)		(15,100	)		39,404

Interest income		—			(63	)		—			60			(3	)
Interest expense		(2,311	)		2,610			61			(60	)		300
Equity in net income of unconsolidated affiliates		(1,678	)		(1,689	)		—			—			(3,367	)
Other		—			(60	)		(1	)		—			(61	)

Income before income taxes		19,089			38,749			(203	)		(15,100	)		42,535
Income tax expense		14,753			15,106			347			(15,100	)		15,106

Net income	$	4,336		$	23,643		$	(550	)	$	—		$	27,429

Condensed Consolidating Statement of Cash Flows


	Three Months Ended December 31, 2011
	(In thousands)
	Parent			Subsidiary Guarantors			Other Subsidiaries			Consolidated
Operating Activities:
Net income		5,439			33,621			292			39,352
Adjustments to reconcile net income to net cash provided by operating activities:
Depreciation and amortization		—			4,147			1,108			5,255
Signature loan and auto title loan loss provisions		—			3,193			842			4,035
Deferred taxes		522			(191	)		(74	)		257
Net loss/(gain) on sale or disposal of assets		—			(224	)		23			(201	)
Stock compensation		—			1,513			—			1,513
Income from investments in unconsolidated affiliates		(2,336	)		(1,825	)		—			(4,161	)
Changes in operating assets and liabilities, net of business acquisitions:
Service charges and fees receivable, net		—			(2,389	)		(3	)		(2,392	)
Inventory, net		—			(1,353	)		(256	)		(1,609	)
Prepaid expenses, other current assets, and other assets, net		(20,019	)		10,632			1,200			(8,187	)
Accounts payable and accrued expenses		(19,712	)		11,722			4,297			(3,693	)
Customer layaway deposits		—			(766	)		2,631			1,865
Deferred gains and other long-term liabilities		—			(104	)		(12	)		(116	)
Excess tax benefit from stock compensation		—			(460	)		—			(460	)
Income taxes		12,115			454			(285	)		12,284

Net cash provided by/(used in) operating activities	$	(23,991	)	$	57,970		$	9,763		$	43,742

Investing Activities:
Loans made		—			(154,584	)		(28,173	)		(182,757	)
Loans repaid		—			89,880			21,108			110,988
Recovery of pawn loan principal through sale of forfeited collateral		—			55,885			5,816			61,701
Additions to property and equipment		—			(5,304	)		(4,644	)		(9,948	)
Acquisitions, net of cash acquired		—			(48,958	)		(441	)		(49,399	)
Dividends from unconsolidated affiliates		2,222			—			—			2,222

Net cash used in investing activities	$	2,222		$	(63,081	)	$	(6,334	)	$	(67,193	)

Financing Activities:
Stock issuance costs related to acquisitions		460			—			—			460
Taxes paid related to net share settlement of equity awards		(988	)		—			—			(988	)
Proceeds on revolving line of credit		116,500			—			—			116,500
Payments on revolving line of credit		(93,500	)		—			—			(93,500	)

Net cash used in financing activities	$	22,472		$	—		$	—		$	22,472
Effect of exchange rate changes on cash and cash equivalents		—			—			(122	)		(122	)

Net (decrease) increase in cash and cash equivalents		703			(5,111	)		3,307			(1,101	)
Cash and cash equivalents at beginning of period		—			20,860			3,109			23,969

Cash and cash equivalents at end of period	$	703		$	15,749		$	6,416		$	22,868


	Three Months Ended December 31, 2010
	(In thousands)
	Parent			Subsidiary Guarantors			Other Subsidiaries			Consolidated
Operating Activities:
Net income	$	4,336		$	23,643		$	(550	)		27,429
Adjustments to reconcile net income to net cash provided by operating activities:
Depreciation and amortization		—			3,427			752			4,179
Signature loan and auto title loan loss provisions		—			3,643			491			4,134
Deferred taxes		1,641			(186	)		164			1,619
(Gain) / loss on sale or disposal of assets		—			7			—			7
Stock compensation		—			8,548			—			8,548
Income from investments in unconsolidated affiliates		(1,678	)		(1,689	)		—			(3,367	)
Changes in operating assets and liabilities, net of business acquisitions:
Service charges and fees receivable, net		—			(2,437	)		16			(2,421	)
Inventory, net		—			(1,521	)		(159	)		(1,680	)
Prepaid expenses, other current assets, and other assets, net		(15,020	)		11,752			(507	)		(3,775	)
Accounts payable and accrued expenses		13,461			(18,852	)		4,572			(819	)
Customer layaway deposits		—			(227	)		(5	)		(232	)
Deferred gains and other long-term liabilities		—			(107	)		—			(107	)
Excess tax benefit from stock compensation		—			(3,065	)		—			(3,065	)
Income taxes		2,076			3,059			(463	)		4,672

Net cash provided by operating activities	$	4,816		$	25,995		$	4,311		$	35,122

Investing Activities:
Loans made		—			(133,938	)		(18,825	)		(152,763	)
Loans repaid		—			78,297			13,043			91,340
Recovery of pawn loan principal through sale of forfeited collateral		—			46,072			4,678			50,750
Additions to property and equipment		—			(6,177	)		(1,756	)		(7,933	)
Acquisitions, net of cash acquired		—			(13,700	)		—			(13,700	)
Dividends from unconsolidated affiliates		1,811			—			—			1,811

Net cash used in investing activities	$	1,811		$	(29,446	)	$	(2,860	)	$	(30,495	)

Financing Activities:
Proceeds from exercise of stock options		204			—			—			204
Excess tax benefit from stock compensation		3,065			—			—			3,065
Taxes paid related to net share settlement of equity awards		(7,396	)		—			—			(7,396	)
Proceeds on revolving line of credit		15,000			—			—			15,000
Payments on revolving line of credit		(15,000	)		—			—			(15,000	)
Payments on bank borrowings		(2,500	)		—			—			(2,500	)

Net cash used in financing activities	$	(6,627	)	$	—		$	—		$	(6,627	)

Effect of exchange rate changes on cash and cash equivalents		—			—			54			54

Net (decrease) increase in cash and cash equivalents		—			(3,451	)		1,505			(1,946	)
Cash and cash equivalents at beginning of period		—			23,862			1,992			25,854

Cash and cash equivalents at end of period	$	—		$	20,411		$	3,497		$	23,908

Supplemental Consolidated Financial Information

15 Months Ended

Dec. 31, 2011

Supplemental Consolidated Financial Information [Abstract]

Supplemental Consolidated Financial Information

Note O. Supplemental Consolidated Financial Information

Supplemental Consolidated Statements of Financial Position Information:

The following table provides information on amounts included in pawn service charges receivable, net, signature loan fees receivable, net, inventories, net and property and equipment, net:


	December 31,						September 30,
	2011			2010			2011
	(In thousands)
Pawn service charges receivable:
Gross pawn service charges receivable	$	38,201		$	32,125		$	37,175
Allowance for uncollectible pawn service charges receivable		(9,608	)		(8,057	)		(10,720	)

Pawn service charges receivable, net	$	28,593		$	24,068		$	26,455

Signature loan fees receivable:
Gross signature loan fees receivable	$	6,817		$	6,657		$	5,839
Allowance for uncollectible signature loan fees receivable		(611	)		(516	)		(491	)

Signature loan fees receivable, net	$	6,206		$	6,141		$	5,348

Auto title loan fees receivable:
Gross auto title loan fees receivable	$	1,472		$	1,685		$	1,507
Allowance for uncollectible auto title loan fees receivable		(67	)		(85	)		(80	)

Auto title loan fees receivable, net	$	1,405		$	1,600		$	1,427

Inventory:
Inventory, gross	$	108,329		$	84,096		$	99,854
Inventory reserves		(8,010	)		(6,419	)		(9,481	)

Inventory, net	$	100,319		$	77,677		$	90,373

Property and Equipment:
Property and Equipment, gross	$	217,914		$	183,984		$	207,392
Accumulated Depreciation		(133,401	)		(117,343	)		(128,894	)

Property and Equipment, net	$	84,513		$	66,641		$	78,498

Other Supplemental Information:


	December 31,				September 30,
	2011		2010		2011
	(In thousands)
Signature loans:
Expected LOC losses	$	1,880	$	1,723	$	1,562
Maximum exposure for LOC losses	$	27,794	$	27,560	$	23,845

Auto title loans:
Expected LOC losses	$	225	$	278	$	233
Maximum exposure for LOC losses	$	7,079	$	7,987	$	6,423

Subsequent Events

15 Months Ended

Dec. 31, 2011

Subsequent Events [Abstract]

Subsequent Events

Note P. Subsequent Events

On January 17, 2012, we acquired 14 financial services stores in Hawaii and Texas from 1 ^st Money Centers, Inc. and 1429 Funding, Inc., companies owned partially by Brent Turner, the President of our eCommerce and Card Services division and one of our executive officers, for total consideration consisting of $2 million in cash and 387,924 shares of our Class A Non-Voting common stock, of which Mr. Turner was entitled to receive $2 million in cash and 167,811 shares of stock. The basic terms of the acquisition were agreed to prior to the commencement of Mr. Turner’s employment (and, thus, prior to Mr. Turner’s becoming an executive officer), subject to our completion of appropriate due diligence and the execution of appropriate definitive documentation. Even though the terms of the acquisition were agreed to prior to Mr. Turner’s becoming an executive officer, we treated the transaction as a related party transaction. Consequently, pursuant to our Policy for Review and Evaluation of Related Party Transaction, the Audit Committee reviewed and evaluated the terms of the acquisition and concluded that the transaction was fair to, and in the best interests of, the company and its stockholders.

On January 30, 2012, we acquired a 60% ownership interest in Prestaciones Finmart, S.A.P.I. de C.V., SOFOM, E.N.R. (“Crediamigo”), a specialty consumer finance company headquartered in Mexico City. Under the terms of the definitive agreement, we paid $38.7 million in cash to the existing shareholders of Crediamigo and agreed to contribute an additional $12 million to the capital of the company alongside $8 million contributed by certain of the minority shareholders. This additional capital will be used to repay existing indebtedness and provide working capital. We are obligated to pay the existing shareholders additional amounts on each of the first and second anniversaries of the closing if certain financial performance targets are achieved during 2012 and 2013.

The purchase price allocation for these acquisitions is incomplete as we continue to receive information regarding the acquired assets. As a result, we are unable to provide at this time a breakout between net tangible assets, intangible assets and goodwill.

Significant Accounting Policies (Policies)	15 Months Ended
Significant Accounting Policies (Policies)	Dec. 31, 2011
Significant Accounting Policies [Abstract]
Basis of Presentation	Basis of Presentation The accompanying unaudited interim condensed consolidated financial statements have been prepared in accordance with generally accepted accounting principles for interim financial information and with the instructions to Form 10-Q and Article 10 of Regulation S-X. Accordingly, they do not include all of the information and footnotes required by generally accepted accounting principles for complete financial statements. Our management has included all adjustments it considers necessary for a fair presentation. These adjustments are of a normal, recurring nature except for those related to acquired businesses (described in Note B). The accompanying financial statements should be read with the Notes to Consolidated Financial Statements included in our Annual Report on Form 10-K for the year ended September 30, 2011. The balance sheet at September 30, 2011 has been derived from the audited financial statements at that date but does not include all of the information and footnotes required by generally accepted accounting principles for complete financial statements. Certain prior period balances have been reclassified to conform to the current presentation. Our business is subject to seasonal variations and operating results for the interim period ended December 31, 2011 (the “current quarter”) are not necessarily indicative of the results of operations for the full fiscal year. The consolidated financial statements include the accounts of EZCORP, Inc. and its wholly owned subsidiaries. All significant inter-company accounts and transactions have been eliminated in consolidation. We account for our investments in Albemarle & Bond Holdings, PLC and Cash Converters International Limited using the equity method. With the exception of the derivative instruments and hedging activities described in the section below, there have been no changes in significant accounting policies as described in our Annual Report on Form 10-K for the year ended September 30, 2011.
Recently Issued Accounting Pronouncements	Recently Issued Accounting Pronouncements In December 2011, FASB issued Accounting Standards Update (“ASU”) 2011-11, Disclosures about Offsetting Assets and Liabilities. This update, which amends FASB ASC 210 (Balance Sheet), requires entities to disclose information about offsetting and related arrangements and the effect of those arrangements on its financial position. The amendments in ASU 2011-11 enhance disclosures required by FASB ASC 210 by requiring improved information about financial instruments and derivative instruments that are either offset in accordance with FASB ASC 210-20-45 or 815-10-45 or are subject to an enforceable master netting arrangement or similar agreement. ASU 2011-11 is effective for interim and annual periods beginning on or after January 1, 2013. Disclosures are required retrospectively for all comparative periods presented. Currently, we do not enter into any right of offset arrangements and we do not anticipate that the adoption of ASU 2011-11 will have a material effect on our financial position, results of operations or cash flows. In September 2011, the FASB issued ASU 2011-08, Testing Goodwill for Impairment. This update amends FASB ASC 350 (Intangibles – Goodwill and Other) by allowing entities to first assess qualitative factors to determine whether it is necessary to perform the two-step quantitative goodwill impairment test. The amendments in this update are effective for annual and interim goodwill impairment tests performed for fiscal years beginning on or after December 15, 2011. We do not anticipate the adoption of ASU 2011-08 will have a material effect on our financial position, results of operations or cash flows. In May 2011, the FASB issued ASU 2011-04, Amendments to Achieve Common Fair Value Measurement and Disclosure Requirements in U.S. Generally Accepted Accounting Principles (“GAAP”) and International Financial Reporting Standards (“IFRS”). This update amends FASB ASC 820 (Fair Value Measurement) by providing common principles and requirements for measuring fair value, as well as similar disclosure requirements between U.S. GAAP and IFRS. It changes certain fair value measurement principles, clarifies the application of existing fair value concepts, and expands disclosure requirements, particularly for Level 3 fair value measurements. ASU 2011-04 is effective for interim and annual periods beginning on or after December 15, 2011. We do not anticipate that the adoption of ASU 2011-04 will have a material effect on our financial position, results of operations or cash flows.
Recently Adopted Accounting Pronouncements	Recently Adopted Accounting Pronouncements In December 2011, FASB issued ASU 2011-12 “Deferral of the Effective Date for Amendments to the Presentation of Reclassifications of Items Out of Accumulated Other Comprehensive Income in ASU 2011-05.” This update supersedes certain content in ASU 2011-05 “Presentation of Comprehensive Income” that requires entities to present on the face of the financial statements reclassification adjustments for items that are reclassified from other comprehensive income to net income in the statements where the components of net income and the components of other comprehensive income are presented. This update is effective for fiscal years, and interim periods within those years, beginning after December 15, 2011. All other requirements in ASU 2011-05, including the requirement to report comprehensive income in either a single continuous financial statement or in two separate but consecutive financial statements, were not affected by ASU 2011-12. This update is effective for fiscal years beginning on or after December 15, 2011. We early adopted this amended standard in our fiscal year beginning October 1, 2011 with no effect on our financial position, results of operations or cash flows. In December 2010, the FASB issued ASU 2010-29, “Disclosure of Supplementary Pro Forma Information for Business Combinations.” The amendments in this update specify that, when presenting comparative financial statements, entities should disclose revenue and earnings of the combined entity as though the business combinations that occurred during the current year had occurred as of the beginning of the comparable prior annual reporting period. ASU 2010-29 also expands the supplemental pro forma disclosures to include a description of the nature and amount of material, nonrecurring pro forma adjustments directly attributable to the business combination included in the reported pro forma revenue and earnings. The amendments are effective prospectively for material (on an individual or an aggregate basis) business combinations entered into in fiscal years beginning on or after December 15, 2010. We adopted this amended standard on October 1, 2011, resulting in no effect on our financial position, operations or cash flows.
Derivative Instruments and Hedging Activities	Derivative Instruments and Hedging Activities We record all derivative instruments according to Financial Accounting Standards Board (“FASB”) Accounting Standards Codification (“ASC”) 815-20-25, “Derivatives and Hedging – Recognition.” Accounting for changes in the fair value of derivatives is determined by the intended use of the derivative, whether it is designated as a hedge and whether the hedging relationship is effective in achieving offsetting changes for the risk being hedged.Derivatives designated to hedge the changes in the fair value of an asset, liability, or firm commitment due to an identified risk in the hedged item, such as interest rate risk or foreign currency exchange rate risk are considered fair value hedges. Derivatives designated and qualifying as a hedge of the exposure to variability in expected future cash flows, or other types of forecasted transactions, are considered cash flow hedges. Hedge accounting generally provides for the matching of the timing of gain or loss recognition on the hedging instrument with the recognition of the changes in the fair value of the hedged asset or liability that are attributable to the hedged risk in a cash flow hedge. We may enter into derivative contracts that are intended to economically hedge certain of our risks, even though hedge accounting does not apply or we elect not to apply hedge accounting. We acquire significant amounts of gold either through purchases or from forfeited pawn loans and sell it to refiners. In order to manage our commodity price risk associated with the forecasted sales of gold scrap, from time to time, we purchase put options related to the future market price of gold. Simultaneously, we may sell a call option for the same future period for a premium to offset the cost of the put. The combined put and call options, or collar, has the effect of providing us protection from the future downward gold price movement but also limits the extent we can participate in future upward price movement.In the current quarter, we began using derivative financial instruments. These derivatives are not designated as hedges as they do not meet the hedge accounting requirements FASB ASC 851-20-25. The fair value of the derivative instruments is recognized in “Prepaid expenses and other assets” in the consolidated balance sheets and changes in fair value are recognized in “Other Income” in our consolidated statements of operation.

- Definition

Disclosure of accounting policy regarding (1) the principles it follows in consolidating or combining the separate financial statements, including the principles followed in determining the inclusion or exclusion of subsidiaries or other entities in the consolidated or combined financial statements and (2) its treatment of interests (for example, common stock, a partnership interest or other means of exerting influence) in other entities, for example consolidation or use of the equity or cost methods of accounting. The accounting policy may also address the accounting treatment for intercompany accounts and transactions, noncontrolling interest, and the income statement treatment in consolidation for issuances of stock by a subsidiary.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Statement of Financial Accounting Standard (FAS)
-Number 140
-Paragraph 46
-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 2: http://www.xbrl.org/2003/role/presentationRef
-Publisher AICPA
-Name Accounting Research Bulletin (ARB)
-Number 51
-Paragraph 2-6
-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 3: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name FASB Interpretation (FIN)
-Number 46R
-Paragraph 14, 15
-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 4: http://www.xbrl.org/2003/role/presentationRef
-Publisher AICPA
-Name Accounting Principles Board Opinion (APB)
-Number 18
-Paragraph 5, 6, 16-19
-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 5: http://www.xbrl.org/2003/role/presentationRef
-Publisher AICPA
-Name Accounting Principles Board Opinion (APB)
-Number 18
-Paragraph 20
-Subparagraph a(2)
-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 6: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Emerging Issues Task Force (EITF)
-Number 96-16
-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 7: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Emerging Issues Task Force (EITF)
-Number 97-2
-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 8: http://www.xbrl.org/2003/role/presentationRef
-Publisher SEC
-Name Regulation S-X (SX)
-Number 210
-Article 3A
-Section 02, 03

Reference 9: http://www.xbrl.org/2003/role/presentationRef
-Publisher SEC
-Name Regulation S-X (SX)
-Number 210
-Section 02
-Paragraph k
-Article 1

Reference 10: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name FASB Interpretation (FIN)
-Number 46R
-Paragraph 4
-Subparagraph c
-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 11: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name FASB Interpretation (FIN)
-Number 46R
-Paragraph 4
-Subparagraph d
-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 12: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 235
-SubTopic 10
-Section 50
-Paragraph 3
-URI http://asc.fasb.org/extlink&oid=6367646&loc=d3e18780-107790

Reference 13: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 860
-SubTopic 40
-Section 45
-URI http://asc.fasb.org/section&trid=2197723

Reference 14: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 810
-SubTopic 10
-URI http://asc.fasb.org/subtopic&trid=2197480

Reference 15: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 810
-SubTopic 10
-Section 50
-Paragraph 1
-URI http://asc.fasb.org/extlink&oid=6921930&loc=d3e5614-111684

Reference 16: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 810
-SubTopic 10
-Section S99
-Paragraph 2
-Subparagraph (SX 210.3A-02)
-URI http://asc.fasb.org/extlink&oid=6959686&loc=d3e355033-122828

Reference 17: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 323
-SubTopic 10
-URI http://asc.fasb.org/subtopic&trid=2196966

Reference 18: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 323
-SubTopic 10
-Section 45
-Paragraph 4
-URI http://asc.fasb.org/extlink&oid=6382870&loc=d3e33801-111570

Reference 19: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 325
-SubTopic 20
-URI http://asc.fasb.org/subtopic&trid=2197087

+ Details

- Definition

Disclosure of accounting policy for its derivative instruments and hedging activities. Disclosure may include: (1) Each method used to account for derivative financial instruments and derivative commodity instruments ("derivatives"); (2) the types of derivatives accounted for under each method; (3) the criteria required to be met for each accounting method used, including a discussion of the criteria required to be met for hedge or deferral accounting and accrual or settlement accounting (for example, whether and how risk reduction, correlation, designation, and effectiveness tests are applied); (4) the accounting method used if the criteria specified for hedge accounting are not met; (5) the method used to account for termination of derivatives designated as hedges or derivatives used to affect directly or indirectly the terms, fair values, or cash flows of a designated item; (6) the method used to account for derivatives when the designated item matures, is sold, is extinguished, or is terminated. In addition, the method used to account for derivatives designated to an anticipated transaction, when the anticipated transaction is no longer likely to occur; and (7) where and when derivatives, and their related gains or losses are reported in the statement of financial position, cash flows, and results of operations and (8) an accounting policy decision to offset fair value amounts with counterparties. An entity may also describe its embedded derivatives, and the method(s) used to determine the fair values of derivatives and any significant assumptions used in such valuations.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Statement of Financial Accounting Standard (FAS)
-Number 133
-Paragraph 44
-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 2: http://www.xbrl.org/2003/role/presentationRef
-Publisher SEC
-Name Regulation S-X (SX)
-Number 210
-Section 08
-Paragraph n
-Article 4

Reference 3: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name FASB Interpretation (FIN)
-Number 39
-Paragraph 10
-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 4: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 235
-SubTopic 10
-Section 50
-Paragraph 3
-URI http://asc.fasb.org/extlink&oid=6367646&loc=d3e18780-107790

Reference 5: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 815
-SubTopic 10
-Section 50
-Paragraph 1A
-URI http://asc.fasb.org/extlink&oid=6935481&loc=SL5579245-113959

Reference 6: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 815
-SubTopic 10
-Section 50
-Paragraph 4
-URI http://asc.fasb.org/extlink&oid=6935481&loc=d3e41638-113959

Reference 7: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 815
-SubTopic 10
-Section 50
-Paragraph 1
-URI http://asc.fasb.org/extlink&oid=6935481&loc=SL5579240-113959

Reference 8: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 815
-SubTopic 10
-Section 50
-Paragraph 2
-URI http://asc.fasb.org/extlink&oid=6935481&loc=d3e41620-113959

Reference 9: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 235
-SubTopic 10
-Section S99
-Paragraph 1
-Subparagraph (SX 210.4-08.(n))
-URI http://asc.fasb.org/extlink&oid=6881521&loc=d3e23780-122690

Reference 10: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 815
-SubTopic 10
-Section 50
-Paragraph 7
-URI http://asc.fasb.org/extlink&oid=6935481&loc=d3e41675-113959

+ Details

Acquisitions (Tables)

15 Months Ended

Dec. 31, 2011

Other Acquisitions [Member]

Business Acquisition [Line Items]


	Three Months Ended December 31,
	2011		2010
Number of asset purchase acquisitions		5		3
Number of stock purchase acquisitions		1		1

U.S. stores acquired		24		4
Foreign stores acquired		1		—

Total stores acquired		25		4


	Three Months Ended December 31,
	2011			2010
	(In thousands)
Consideration:
Cash	$	49,644		$	13,736
Equity instruments		1,122			—

Fair value of total consideration transferred		50,766			13,736
Cash acquired		(245	)		(36	)

Total purchase price	$	50,521		$	13,700

Current assets:
Pawn loans	$	5,036		$	1,542
Service charges and fees receivable		645			312
Inventory		4,307			847
Deferred tax asset		45			53
Prepaid expenses and other assets		39			2

Total current assets		10,072			2,756

Property and equipment		1,725			273
Goodwill		39,642			10,708
Other assets		1,007			115

Total assets	$	52,446		$	13,852

Current liabilities:
Accounts payable and other accrued expenses	$	998		$	27
Customer layaway deposits		682			72
Other current liabilities		226			—

Total current liabilities		1,906			99

Deferred tax liability		19			53

Total liabilities		1,925			152

Net assets acquired	$	50,521		$	13,700

Goodwill deductible for tax purposes	$	6,864		$	6,061
Goodwill recorded in U.S. Pawn Segment		39,610			10,708
Goodwill recorded in EZMONEY segment		32			—

Definite lived intangible assets acquired:
Favorable lease asset	$	230		$	—
Non-compete agreements	$	180		$	115
Contractual relationship	$	450		$	—

- Definition

Tabular disclosure of a material business combination completed during the period, including background, timing, and recognized assets and liabilities. This table does not include leveraged buyouts.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Statement of Financial Accounting Standard (FAS)
-Number 141
-Paragraph 51
-Subparagraph a
-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 2: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Statement of Financial Accounting Standard (FAS)
-Number 141
-Paragraph 52
-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 3: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Statement of Financial Accounting Standard (FAS)
-Number 141R
-Paragraph 68
-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 4: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Statement of Financial Accounting Standard (FAS)
-Number 141R
-Appendix F
-Paragraph F4
-Subparagraph e

Reference 5: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 805
-SubTopic 10
-Section 50
-Paragraph 2
-URI http://asc.fasb.org/extlink&oid=6972119&loc=d3e1392-128463

Reference 6: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 805
-SubTopic 10
-Section 50
-Paragraph 3
-URI http://asc.fasb.org/extlink&oid=6972119&loc=d3e1486-128463

+ Details

Earnings per Share (Tables)

15 Months Ended

Dec. 31, 2011

Earnings per Share [Abstract]

Net components of basic and diluted earnings per share


	Three Months Ended
	December 31,
	2011		2010
	(In thousands, except per share amounts)
Net income (A)	$	39,352	$	27,429
Weighted average outstanding shares of common stock (B)		50,355		49,698
Dilutive effect of stock options and restricted stock		338		421

Weighted average common stock and common stock equivalents (C)		50,693		50,119

Basic earnings per share (A/B)	$	0.78	$	0.55

Diluted earnings per share (A/C)	$	0.78	$	0.55

Potential common shares excluded from the calculation of diluted earnings per share		10		—

Strategic Investments and Fair Value of Financial Instruments (Tables)

15 Months Ended

Dec. 31, 2011

Schedule of Equity Method Investments [Line Items]

Summary of financial information


	December 31,				September 30,
	2011		2010		2011
	(In thousands of U.S. dollars)
Albemarle & Bond:
Recorded value	$	49,616	$	45,684	$	48,361
Fair value		84,622		81,630		91,741

Cash Converters:
Recorded value	$	68,204	$	63,275	$	71,958
Fair value		68,355		88,512		53,600

Albemarle and Bond Holdings [Member]

Schedule of Equity Method Investments [Line Items]

Summary of Recorded value and fair value of strategic investments


	As of June 30,
	2011		2010
	(In thousands)
Current assets	$	125,862	$	97,476
Non-current assets		64,325		52,325

Total assets	$	190,187	$	149,801

Current liabilities	$	18,620	$	17,898
Non-current liabilities		57,016		42,078
Shareholders’ equity		114,551		89,825

Total liabilities and shareholders’ equity	$	190,187	$	149,801


	Years ended June 30,
	2011		2010
	(In thousands)
Gross revenues	$	162,002	$	129,794
Gross profit		97,197		84,850
Profit for the year (net income)		24,324		22,792

Cash Converters International Limited [Member]

Schedule of Equity Method Investments [Line Items]

Summary of financial information


	As of June 30,
	2011		2010
	(In thousands)
Current assets	$	119,633	$	96,489
Non-current assets		126,811		72,408

Total assets	$	246,444	$	168,897

Current liabilities	$	38,235	$	19,179
Non-current liabilities		22,528		10,199
Shareholders’ equity		185,681		139,519

Total liabilities and shareholders’ equity	$	246,444	$	168,897


	Year ended June 30
	2011		2010
	(In thousands)
Gross revenues	$	184,011	$	111,218
Gross profit		138,997		84,296
Profit for the year (net income)		27,328		19,122

Goodwill and Other Intangible Assets (Tables)

15 Months Ended

Dec. 31, 2011

Goodwill and Other Intangible Assets [Abstract]

Summary of major class of indefinite-lived intangible asset


	December 31,				September 30,
	2011		2010		2011
	(In thousands)
Pawn licenses	$	8,877	$	8,836	$	8,836
Trade name		4,870		4,870		4,870
Goodwill		212,475		128,181		173,206

Total	$	226,222	$	141,887	$	186,912

Changes in the carrying value of goodwill, by segment


	U.S. Pawn Operations		Empeño Fácil			EZMONEY Operations			Consolidated
	(In thousands)
Balance at September 30, 2011	$	163,897	$	9,309		$	—		$	173,206
Acquisitions		39,610		—			32			39,642
Effect of foreign currency translation changes		—		(371	)		(2	)		(373	)

Balance at December 31, 2011	$	203,507	$	8,938		$	30		$	212,475


	U.S. Pawn Operations		Empeño Fácil			EZMONEY Operations			Consolidated
	(In thousands)
Balance at September 30, 2010	$	110,255	$	7,050		$	—		$	117,305
Acquisitions		10,793		—			—			10,793
Effect of foreign currency translation changes		—		83			—			83

Balance at December 31, 2010	$	121,048	$	7,133		$	—		$	128,181

Gross carrying amount and accumulated amortization for each major class of definite-lived intangible asset


	December 31,														September 30,
	2011							2010							2011
	Carrying Amount		Accumulated Amortization			Net Book Value		Carrying Amount		Accumulated Amortization			Net Book Value		Carrying Amount		Accumulated Amortization			Net Book Value
	(In thousands)
Real estate finders’ fees	$	1,221	$	(500	)	$	721	$	1,029	$	(420	)	$	609	$	1,157	$	(479	)	$	678
Non-compete agreements		3,836		(2,574	)		1,262		3,216		(2,040	)		1,176		3,722		(2,459	)		1,263
Favorable lease		985		(353	)		632		644		(241	)		403		755		(322	)		433
Franchise rights		1,567		(49	)		1,518		—		—			—		1,547		(32	)		1,515
Deferred financing costs		2,411		(413	)		1,998		1,470		(1,083	)		387		2,411		(262	)		2,149
Contractual relationship		450		(25	)		425		—		—			—		—		—			—
Other		276		(11	)		265		46		(7	)		39		58		(12	)		46

Total	$	10,746	$	(3,925	)	$	6,821	$	6,405	$	(3,791	)	$	2,614	$	9,650	$	(3,566	)	$	6,084

Classification of amortization recognized as expense


	Three Months Ended
	December 31,
	2011		2010
	(In thousands)
Amortization Expense	$	227	$	212
Operations Expense		31		23
Interest Expense		151		100

Total expense from the amortization of definite-lived intangible assets	$	409	$	335

Estimate of the amount and classification of amortization expense for definite-lived intangible assets


Fiscal Years Ended September 30,	Amortization Expense		Operations Expense		Interest Expense
2012	$	768	$	133	$	599
2013		382		120		599
2014		279		107		599
2015		249		95		350
2016		203		93		—

- Definition

Tabular disclosure of goodwill by reportable segment and in total. Disclosure details may include, but are not limited to, the carrying amount of goodwill, goodwill acquired during the year, goodwill impairment losses recognized, goodwill written-off due to the sale of a business unit, goodwill not yet allocated, and any other changes to goodwill.

+ References + Details

Stock Compensation (Tables)

15 Months Ended

Dec. 31, 2011

Stock Compensation [Abstract]

Compensation costs included in net income


	Three Months Ended
	December 31,
	2011			2010
	(In thousands)
Gross compensation costs	$	1,513		$	8,548
Income tax benefits		(446	)		(2,974	)

Net compensation expense	$	1,067		$	5,574

- Definition

Tabular disclosure of the allocation of equity-based compensation costs to a given line item on the balance sheet and income statement for the period. This may include the reporting line for the costs and the amount capitalized and expensed.

+ References + Details

Operating Segment Information (Tables)

15 Months Ended

Dec. 31, 2011

Operating Segment Information [Abstract]

Operating segment information


	Three Months Ended December 31,
	U.S. Pawn Operations				Empeño Fácil				EZMONEY Operations
	2011		2010		2011		2010		2011		2010
	(In thousands)
Revenues:
Merchandise sales	$	75,975	$	66,305	$	10,342	$	5,575	$	577	$	—
Jewelry scrapping sales		52,516		47,006		3,537		3,462		350		197
Pawn service charges		54,370		46,436		5,422		3,374		—		—
Signature loan fees		920		509		—		—		38,701		39,557
Auto title loan fees		457		393		—		—		5,010		5,851
Other		241		117		120		3		335		41

Total revenues		184,479		160,766		19,421		12,414		44,973		45,646

Merchandise cost of goods sold		43,116		38,197		4,945		3,114		335		—
Jewelry scrapping cost of goods sold		32,973		29,538		2,274		2,638		177		79
Signature loan bad debt		352		165		—		—		9,749		9,881
Auto title loan bad debt		114		61		—		—		810		921

Net revenues		107,924		92,805		12,202		6,662		33,902		34,765

Operations expense		50,073		43,196		5,998		4,278		18,430		17,030

Store operating income	$	57,851	$	49,609	$	6,204	$	2,384	$	15,472	$	17,735

Reconciliation of store operating income with consolidated income before income taxes


	Three Months Ended December 31,
	2011			2010
	(In thousands)
U.S. Pawn Operations store operating income	$	57,851		$	49,609
Empeño Fácil store operating income		6,204			2,384
EZMONEY Operations store operating income		15,472			17,735

Consolidated store operating income		79,527			69,728
Administrative expenses		19,711			26,138
Depreciation and amortization		5,255			4,179
(Gain) / loss on sale or disposal of assets		(201	)		7
Interest income		(39	)		(3	)
Interest expense		590			300
Equity in net income of unconsolidated affiliates		(4,161	)		(3,367	)
Other		(1,119	)		(61	)

Consolidated income before income taxes	$	59,491		$	42,535

- Definition

Tabular disclosure of the profit or loss and total assets for each reportable segment. An entity discloses certain information on each reportable segment if the amounts (a) are included in the measure of segment profit or loss reviewed by the chief operating decision maker or (b) are otherwise regularly provided to the chief operating decision maker, even if not included in that measure of segment profit or loss.

+ References + Details

Allowance for Losses and Credit Quality of Financing Receivables (Tables)

15 Months Ended

Dec. 31, 2011

Allowance for Losses and Credit Quality of Financing Receivables [Abstract]

Allowance for credit losses and recorded investment in financing receivables


	Allowance Balance at Beginning of Period		Charge-offs			Recoveries		Provision		Allowance Balance at End of Period		Financing Receivable at End of Period
Description	(In thousands)
Allowance for losses on signature loans:
Three-months ended December 31, 2011	$	1,727	$	(4,679	)	$	1,458	$	3,224	$	1,730	$	14,406
Three-months ended December 31, 2010		750		(4,260	)		1,496		3,224		1,210		13,163

Allowance for losses on auto title loans:
Three-months ended December 31, 2011	$	538	$	(2,494	)	$	2,160	$	778	$	982	$	4,494
Three-months ended December 31, 2010		1,137		(3,445	)		2,715		909		1,316		4,623

Aging Analysis of past due financing receivables


	Days Past Due												Total			Current			Total Financing			Recorded Investment > 90 Days &
	1-30			31-60			61-90			>90			Past Due			Receivable			Receivable			Accruing
December 31, 2011
Auto title loans	$	659		$	445		$	424		$	592		$	2,120		$	2,374		$	4,494		$	—
Reserve	$	98		$	137		$	165		$	511		$	911		$	71		$	982		$	—
Reserve %		15	%		31	%		39	%		86	%		43	%		3	%		22	%

December 31, 2010
Auto title loans	$	609		$	636		$	452		$	753		$	2,450		$	2,173		$	4,623		$	—
Reserve	$	109		$	218		$	217		$	696		$	1,240		$	76		$	1,316		$	—
Reserve %		18	%		34	%		48	%		92	%		51	%		3	%		28	%

September 30, 2011
Auto title loans	$	840		$	479		$	283		$	219		$	1,821		$	1,939		$	3,760		$	—
Reserve	$	117		$	114		$	67		$	172		$	470		$	68		$	538		$	—
Reserve %		14	%		24	%		24	%		79	%		26	%		4	%		14	%

Fair Value Measurements (Tables)

15 Months Ended

Dec. 31, 2011

Fair Value Measurements [Abstract]

Financial assets that are measured at fair value on a recurring basis


	December 31, 2011		Fair Value Measurements Using
Financial assets:	December 31, 2011		Level 1		Level 2		Level 3
Gold collar	$	1,073	$	—	$	1,073	$	—
Marketable equity securities		4,807		4,807		—		—

Total	$	5,880	$	4,807	$	1,073	$	—


	December 31, 2010		Fair Value Measurements Using
Financial assets:	December 31, 2010		Level 1		Level 2		Level 3
Gold collar	$	—	$	—	$	—	$	—
Marketable equity securities		5,192		5,192		—		—

Total	$	5,192	$	5,192	$	—	$	—


	September 30, 2011		Fair Value Measurements Using
Financial assets:	September 30, 2011		Level 1		Level 2		Level 3
Gold collar	$	—	$	—	$	—	$	—
Marketable equity securities		5,366		5,366		—		—

Total	$	5,366	$	5,366	$	—	$	—

- Definition

Tabular disclosure of assets, including [financial] instruments measured at fair value that are classified in stockholders' equity, if any, by class that are measured at fair value on a recurring basis. The disclosures contemplated herein include the fair value measurements at the reporting date by the level within the fair value hierarchy in which the fair value measurements in their entirety fall, segregating fair value measurements using quoted prices in active markets for identical assets (Level 1), significant other observable inputs (Level 2), and significant unobservable inputs (Level 3).

+ References + Details

Derivative Instruments and Hedging Activities (Tables)

15 Months Ended

Dec. 31, 2011

Derivative Instruments and Hedging Activities [Abstract]

Fair value of the Company's derivative financial instruments on the consolidated balance sheet


			Fair Value of Derivative Instruments
Derivative Instrument	Balance Sheet Location		December 31, 2011
Non-designated derivatives:
Gold Collar		Prepaid expenses and other assets	$	1,073

Fair value of the Company's derivative financial instruments on the consolidated statement of operations


			(Gains) Losses Recognized in Income
Derivative Instrument	Location of (Gain) or Loss		Three Months Ended December 31,
Non-designated derivatives:
Gold Collar		Other income	$	(1,073	)

- Definition

Tabular disclosure of the location and amount of gains and losses reported in the statement of financial performance, or when applicable, the statement of financial position. For example, (a) gains and losses recognized in the income statement on derivative instruments designated and qualifying as hedging instruments in fair value hedges and related hedged items designated and qualifying in fair value hedges and (b) gains and losses initially recognized in other comprehensive income on derivative instruments designated and qualifying as cash flow hedges.

+ References + Details

Condensed Consolidating Financial Information (Tables)

15 Months Ended

Dec. 31, 2011

Condensed Consolidating Financial Information [Abstract]

Condensed Consolidating Balance Sheet


	December 31, 2011
	(Unaudited)
	(In thousands)
	Parent			Subsidiary Guarantors			Other Subsidiaries			Eliminations			Consolidated
Assets:
Current assets:
Cash and cash equivalents	$	703		$	15,749		$	6,416		$	—		$	22,868
Pawn loans		—			140,386			9,674			—			150,060
Signature loans, net		—			10,386			2,290			—			12,676
Auto title loans, net		—			3,512			—			—			3,512
Pawn service charges receivable, net		—			27,061			1,532			—			28,593
Signature loan fees receivable, net		—			6,002			204			—			6,206
Auto title loan fees receivable, net		—			1,405			—			—			1,405
Inventory, net		—			90,175			10,144			—			100,319
Deferred tax asset		12,747			5,422			—			—			18,169
Receivable from affiliates		86,590			(86,590	)		—			—			—
Prepaid expenses and other assets		17			35,777			3,120			—			38,914

Total current assets		100,057			249,285			33,380			—			382,722

Investments in unconsolidated affiliates		68,204			49,616			—			—			117,820
Investments in subsidiaries		84,303			44,573			—			(128,876	)		—
Property and equipment, net		—			62,009			22,504			—			84,513
Goodwill		—			203,507			8,968			—			212,475
Other assets, net		2,038			22,484			3,827			—			28,349

Total assets	$	254,602		$	631,474		$	68,679		$	(128,876	)	$	825,879

Liabilities and stockholders’ equity:
Current liabilities:
Accounts payable and other accrued expenses	$	46		$	49,700		$	7,705		$	—		$	57,451
Customer layaway deposits		—			5,845			307			—			6,152
Intercompany payables		(219,474	)		193,339			26,145			(10	)		—
Income taxes payable		21,667			(5,156	)		(3,839	)		—			12,672

Total current liabilities		(197,761	)		243,728			30,318			(10	)		76,275

Long-term debt, less current maturities		40,500			—			—			—			40,500
Deferred tax liability		6,481			1,371			872			—			8,724
Deferred gains and other long-term liabilities		—			1,998			(1	)		—			1,997

Total liabilities		(150,780	)		247,097			31,189			(10	)		127,496

Commitments and contingencies

Stockholders’ equity:
Class A Non-voting Common Stock, par value $.01 per share;		464			12			—			(2	)		474
Class B Voting Common Stock, convertible, par value $.01 per share;		30			(1	)		1			—			30
Additional paid-in capital		221,534			100,431			50,818			(128,864	)		243,919
Retained earnings		180,299			285,039			(3,891	)					461,447
Accumulated other comprehensive income (loss)		3,055			(1,104	)		(9,438	)		—			(7,487	)

Total stockholders’ equity		405,382			384,377			37,490			(128,866	)		698,383

Total liabilities and stockholders’ equity	$	254,602		$	631,474		$	68,679		$	(128,876	)	$	825,879


	December 31, 2010
	(Unaudited)
	(In thousands)
	Parent			Subsidiary Guarantors			Other Subsidiaries			Eliminations			Consolidated
Assets:
Current assets:
Cash and cash equivalents	$	—		$	20,411		$	3,497		$	—		$	23,908
Pawn loans		—			117,583			6,805			—			124,388
Signature loans, net		—			10,451			1,502			—			11,953
Auto title loans, net		—			3,307			—			—			3,307
Pawn service charges receivable, net		—			23,045			1,023			—			24,068
Signature loan fees receivable, net		—			6,026			115			—			6,141
Auto title loan fees receivable, net		—			1,600			—			—			1,600
Inventory, net		—			71,874			5,803			—			77,677
Deferred tax asset		18,258			4,990						—			23,248
Receivable from affiliates		15,100			(15,100	)		—			—			—
Income taxes receivable		3,185			(3,185	)		—			—			—
Prepaid expenses and other assets		25			17,680			3,019			—			20,724

Total current assets		36,568			258,682			21,764			—			317,014

Investments in unconsolidated affiliates		63,275			45,684			—						108,959
Investments in subsidiaries		76,999			9,095			—			(86,094	)		—
Property and equipment, net		—			52,042			14,599			—			66,641
Deferred tax asset, non-current		1,121			(1,121	)		—			—			—
Goodwill		—			121,048			7,133			—			128,181
Other assets, net		118			21,985			2,149			—			24,252

Total assets	$	178,081		$	507,415		$	45,645		$	(86,094	)	$	645,047

Liabilities and stockholders’ equity:
Current liabilities:
Current maturities of long-term debt	$	10,000		$	—		$	—		$	—		$	10,000
Accounts payable and other accrued expenses		107			44,651			4,228			—			48,986
Customer layaway deposits		—			5,785			165			—			5,950
Intercompany payables		(237,528	)		203,963			33,515			50			—
Income taxes payable		13,107			(5,153	)		(2,687	)		—			5,267

Total current liabilities		(214,314	)		249,246			35,221			50			70,203

Long-term debt, less current maturities		12,500			—			—			—			12,500
Deferred tax liability		1,590			18			11			—			1,619
Deferred gains and other long-term liabilities		—			2,418			1			—			2,419

Total liabilities		(200,224	)		251,682			35,233			50			86,741

Commitments and contingencies

Stockholders’ equity:
Class A Non-voting Common Stock, par value $.01 per share;		458			11			—						469
Class B Voting Common Stock, convertible, par value $.01 per share;		30			(1	)		1			—			30
Additional paid-in capital		213,952			86,641			15,340			(86,144	)		229,789
Retained earnings		160,665			169,597			(2,897	)		—			327,365
Accumulated other comprehensive income (loss)		3,200			(515	)		(2,032	)		—			653

Total stockholders’ equity		378,305			255,733			10,412			(86,144	)		558,306

Total liabilities and stockholders’ equity	$	178,081		$	507,415		$	45,645		$	(86,094	)	$	645,047


	September 30, 2011
	(Unaudited)
	(In thousands)
	Parent			Subsidiary Guarantors			Other Subsidiaries			Eliminations			Consolidated
Assets:
Current assets:
Cash and cash equivalents	$	—		$	20,860		$	3,109		$	—		$	23,969
Pawn loans		—			134,457			10,861			—			145,318
Signature loans, net		—			9,304			2,085			—			11,389
Auto title loans, net		—			3,222			—			—			3,222
Pawn service charges receivable, net		—			24,792			1,663			—			26,455
Signature loan fees receivable, net		—			5,215			133			—			5,348
Auto title loan fees receivable, net		—			1,427			—			—			1,427
Inventory, net		—			81,277			9,096			—			90,373
Deferred tax asset		12,728			5,397			—			—			18,125
Receivable from affiliates		66,450			(66,450	)		—			—			—
Income taxes receivable		—			—			—			—			—
Prepaid expenses and other assets		29			25,976			4,606			—			30,611

Total current assets		79,207			245,477			31,553			—			356,237

Investments in unconsolidated affiliates		71,958			48,361			—			—			120,319
Investments in subsidiaries		84,303			44,323			—			(128,626	)		—
Property and equipment, net		—			59,434			19,064			—			78,498
Deferred tax asset, non-current		—			—			—			—			—
Goodwill		—			163,897			9,309			—			173,206
Other assets, net		2,147			22,219			3,822			2			28,190

Total assets	$	237,615		$	583,711		$	63,748		$	(128,624	)	$	756,450

Current liabilities:
Accounts payable and other accrued expenses	$	13		$	50,871		$	6,516		$	—		$	57,400
Customer layaway deposits		—			5,711			465			—			6,176
Intercompany payables		(199,190	)		178,375			20,761			54			—
Income taxes payable		9,552			(5,150	)		(3,709	)		—			693

Total current liabilities		(189,625	)		229,807			24,033			54			64,269

Long-term debt, less current maturities		17,500			—			—			—			17,500
Deferred tax liability		5,940			1,563			828			—			8,331
Deferred gains and other long-term liabilities		—			2,102			—			—			2,102

Total liabilities		(166,185	)		233,472			24,861			54			92,202

Commitments and contingencies

Stockholders’ equity:
Class A Non-voting Common Stock, par value $.01 per share;		461			12			—			(2	)		471
Class B Voting Common Stock; convertible, par value $.01 per share;		30			(1	)		1			—			30
Additional paid-in capital		221,526			98,980			50,568			(128,676	)		242,398
Retained earnings		174,860			251,418			(4,183	)		—			422,095
Accumulated other comprehensive income (loss)		6,923			(170	)		(7,499	)		—			(746	)

Total stockholders’ equity		403,800			350,239			38,887			(128,678	)		664,248

Total liabilities and stockholders’ equity	$	237,615		$	583,711		$	63,748		$	(128,624	)	$	756,450

Condensed Consolidated Statements of Income


	Three Months Ended December 31, 2011
	(Unaudited)
	(In thousands)
	Parent			Subsidiary Guarantors			Other Subsidiaries			Eliminations			Consolidated
Revenues:
Sales	$	—		$	128,546		$	14,751		$	—		$	143,297
Pawn service charges		—			54,370			5,422			—			59,792
Signature loan fees		—			36,950			2,671			—			39,621
Auto title loan fees		—			5,467			—			—			5,467
Other		20,139			850			318			(20,611	)		696

Total revenues		20,139			226,183			23,162			(20,611	)		248,873

Cost of goods sold		—			76,121			7,699			—			83,820
Signature loan bad debt		—			9,267			834			—			10,101
Auto title loan bad debt		—			924			—			—			924

Net revenues		20,139			139,871			14,629			(20,611	)		154,028

Operating Expenses:
Operations		—			65,009			9,492			—			74,501
Administrative		—			17,688			2,495			(472	)		19,711
Depreciation and amortization		—			4,147			1,108			—			5,255
(Gain) / loss on sale or disposal of assets		—			(224	)		23			—			(201	)

Total operating expenses		—			86,620			13,118			(472	)		99,266

Operating income		20,139			53,251			1,511			(20,139	)		54,762

Interest income		—			(9	)		(38	)		8			(39	)
Interest expense		(1,873	)		2,462			9			(8	)		590
Equity in net income of unconsolidated affiliates		(2,336	)		(1,825	)		—			—			(4,161	)
Other		—			(1,137	)		18			—			(1,119	)

Income before income taxes		24,348			53,760			1,522			(20,139	)		59,491
Income tax expense		18,909			20,139			1,230			(20,139	)		20,139

Net income	$	5,439		$	33,621		$	292		$	—		$	39,352


	Three Months Ended December 31, 2010
	(Unaudited)
	(In thousands)
	Parent			Subsidiary Guarantors			Other Subsidiaries			Eliminations			Consolidated
Revenues:
Sales	$	—		$	113,353		$	9,192		$	—		$	122,545
Pawn service charges		—			46,436			3,374			—			49,810
Signature loan fees		—			38,468			1,598			—			40,066
Auto title loan fees		—			6,244			—			—			6,244
Other		15,100			148			13			(15,100	)		161

Total revenues		15,100			204,649			14,177			(15,100	)		218,826

Cost of goods sold		—			67,752			5,814			—			73,566
Signature loan bad debt		—			9,484			562			—			10,046
Auto title loan bad debt		—			982			—			—			982

Net revenues		15,100			126,431			7,801			(15,100	)		134,232

Operating Expenses:
Operations		—			58,260			6,244			—			64,504
Administrative		—			25,203			935			—			26,138
Depreciation and amortization		—			3,427			752			—			4,179
(Gain) / loss on sale or disposal of assets		—			(6	)		13			—			7

Total operating expenses		—			86,884			7,944			—			94,828

Operating income		15,100			39,547			(143	)		(15,100	)		39,404

Interest income		—			(63	)		—			60			(3	)
Interest expense		(2,311	)		2,610			61			(60	)		300
Equity in net income of unconsolidated affiliates		(1,678	)		(1,689	)		—			—			(3,367	)
Other		—			(60	)		(1	)		—			(61	)

Income before income taxes		19,089			38,749			(203	)		(15,100	)		42,535
Income tax expense		14,753			15,106			347			(15,100	)		15,106

Net income	$	4,336		$	23,643		$	(550	)	$	—		$	27,429

Condensed consolidated Statement of cash flows


	Three Months Ended December 31, 2011
	(In thousands)
	Parent			Subsidiary Guarantors			Other Subsidiaries			Consolidated
Operating Activities:
Net income		5,439			33,621			292			39,352
Adjustments to reconcile net income to net cash provided by operating activities:
Depreciation and amortization		—			4,147			1,108			5,255
Signature loan and auto title loan loss provisions		—			3,193			842			4,035
Deferred taxes		522			(191	)		(74	)		257
Net loss/(gain) on sale or disposal of assets		—			(224	)		23			(201	)
Stock compensation		—			1,513			—			1,513
Income from investments in unconsolidated affiliates		(2,336	)		(1,825	)		—			(4,161	)
Changes in operating assets and liabilities, net of business acquisitions:
Service charges and fees receivable, net		—			(2,389	)		(3	)		(2,392	)
Inventory, net		—			(1,353	)		(256	)		(1,609	)
Prepaid expenses, other current assets, and other assets, net		(20,019	)		10,632			1,200			(8,187	)
Accounts payable and accrued expenses		(19,712	)		11,722			4,297			(3,693	)
Customer layaway deposits		—			(766	)		2,631			1,865
Deferred gains and other long-term liabilities		—			(104	)		(12	)		(116	)
Excess tax benefit from stock compensation		—			(460	)		—			(460	)
Income taxes		12,115			454			(285	)		12,284

Net cash provided by/(used in) operating activities	$	(23,991	)	$	57,970		$	9,763		$	43,742

Investing Activities:
Loans made		—			(154,584	)		(28,173	)		(182,757	)
Loans repaid		—			89,880			21,108			110,988
Recovery of pawn loan principal through sale of forfeited collateral		—			55,885			5,816			61,701
Additions to property and equipment		—			(5,304	)		(4,644	)		(9,948	)
Acquisitions, net of cash acquired		—			(48,958	)		(441	)		(49,399	)
Dividends from unconsolidated affiliates		2,222			—			—			2,222

Net cash used in investing activities	$	2,222		$	(63,081	)	$	(6,334	)	$	(67,193	)

Financing Activities:
Stock issuance costs related to acquisitions		460			—			—			460
Taxes paid related to net share settlement of equity awards		(988	)		—			—			(988	)
Proceeds on revolving line of credit		116,500			—			—			116,500
Payments on revolving line of credit		(93,500	)		—			—			(93,500	)

Net cash used in financing activities	$	22,472		$	—		$	—		$	22,472
Effect of exchange rate changes on cash and cash equivalents		—			—			(122	)		(122	)

Net (decrease) increase in cash and cash equivalents		703			(5,111	)		3,307			(1,101	)
Cash and cash equivalents at beginning of period		—			20,860			3,109			23,969

Cash and cash equivalents at end of period	$	703		$	15,749		$	6,416		$	22,868


	Three Months Ended December 31, 2010
	(In thousands)
	Parent			Subsidiary Guarantors			Other Subsidiaries			Consolidated
Operating Activities:
Net income	$	4,336		$	23,643		$	(550	)		27,429
Adjustments to reconcile net income to net cash provided by operating activities:
Depreciation and amortization		—			3,427			752			4,179
Signature loan and auto title loan loss provisions		—			3,643			491			4,134
Deferred taxes		1,641			(186	)		164			1,619
(Gain) / loss on sale or disposal of assets		—			7			—			7
Stock compensation		—			8,548			—			8,548
Income from investments in unconsolidated affiliates		(1,678	)		(1,689	)		—			(3,367	)
Changes in operating assets and liabilities, net of business acquisitions:
Service charges and fees receivable, net		—			(2,437	)		16			(2,421	)
Inventory, net		—			(1,521	)		(159	)		(1,680	)
Prepaid expenses, other current assets, and other assets, net		(15,020	)		11,752			(507	)		(3,775	)
Accounts payable and accrued expenses		13,461			(18,852	)		4,572			(819	)
Customer layaway deposits		—			(227	)		(5	)		(232	)
Deferred gains and other long-term liabilities		—			(107	)		—			(107	)
Excess tax benefit from stock compensation		—			(3,065	)		—			(3,065	)
Income taxes		2,076			3,059			(463	)		4,672

Net cash provided by operating activities	$	4,816		$	25,995		$	4,311		$	35,122

Investing Activities:
Loans made		—			(133,938	)		(18,825	)		(152,763	)
Loans repaid		—			78,297			13,043			91,340
Recovery of pawn loan principal through sale of forfeited collateral		—			46,072			4,678			50,750
Additions to property and equipment		—			(6,177	)		(1,756	)		(7,933	)
Acquisitions, net of cash acquired		—			(13,700	)		—			(13,700	)
Dividends from unconsolidated affiliates		1,811			—			—			1,811

Net cash used in investing activities	$	1,811		$	(29,446	)	$	(2,860	)	$	(30,495	)

Financing Activities:
Proceeds from exercise of stock options		204			—			—			204
Excess tax benefit from stock compensation		3,065			—			—			3,065
Taxes paid related to net share settlement of equity awards		(7,396	)		—			—			(7,396	)
Proceeds on revolving line of credit		15,000			—			—			15,000
Payments on revolving line of credit		(15,000	)		—			—			(15,000	)
Payments on bank borrowings		(2,500	)		—			—			(2,500	)

Net cash used in financing activities	$	(6,627	)	$	—		$	—		$	(6,627	)

Effect of exchange rate changes on cash and cash equivalents		—			—			54			54

Net (decrease) increase in cash and cash equivalents		—			(3,451	)		1,505			(1,946	)
Cash and cash equivalents at beginning of period		—			23,862			1,992			25,854

Cash and cash equivalents at end of period	$	—		$	20,411		$	3,497		$	23,908

Supplemental Consolidated Financial Information (Tables)

15 Months Ended

Dec. 31, 2011

Supplemental Consolidated Financial Information [Abstract]

Information on accounts receivable, net, inventories, net, property and equipment, net


	December 31,						September 30,
	2011			2010			2011
	(In thousands)
Pawn service charges receivable:
Gross pawn service charges receivable	$	38,201		$	32,125		$	37,175
Allowance for uncollectible pawn service charges receivable		(9,608	)		(8,057	)		(10,720	)

Pawn service charges receivable, net	$	28,593		$	24,068		$	26,455

Signature loan fees receivable:
Gross signature loan fees receivable	$	6,817		$	6,657		$	5,839
Allowance for uncollectible signature loan fees receivable		(611	)		(516	)		(491	)

Signature loan fees receivable, net	$	6,206		$	6,141		$	5,348

Auto title loan fees receivable:
Gross auto title loan fees receivable	$	1,472		$	1,685		$	1,507
Allowance for uncollectible auto title loan fees receivable		(67	)		(85	)		(80	)

Auto title loan fees receivable, net	$	1,405		$	1,600		$	1,427

Inventory:
Inventory, gross	$	108,329		$	84,096		$	99,854
Inventory reserves		(8,010	)		(6,419	)		(9,481	)

Inventory, net	$	100,319		$	77,677		$	90,373

Property and Equipment:
Property and Equipment, gross	$	217,914		$	183,984		$	207,392
Accumulated Depreciation		(133,401	)		(117,343	)		(128,894	)

Property and Equipment, net	$	84,513		$	66,641		$	78,498

Other Supplemental Information


	December 31,				September 30,
	2011		2010		2011
	(In thousands)
Signature loans:
Expected LOC losses	$	1,880	$	1,723	$	1,562
Maximum exposure for LOC losses	$	27,794	$	27,560	$	23,845

Auto title loans:
Expected LOC losses	$	225	$	278	$	233
Maximum exposure for LOC losses	$	7,079	$	7,987	$	6,423

Acquisitions (Details) $ in Thousands	3 Months Ended
Acquisitions (Details) $ in Thousands	Dec. 31, 2011 USD ($) Store Stock Asset	Dec. 31, 2010 USD ($) Store Stock Asset
Consideration:
Cash	$ 1,200
Other Acquisitions [Member]
Acquisition of domestic and foreign locations
Number of asset purchase acquisitions \| Asset	5	3
Number of stock purchase acquisitions \| Stock	1	1
Stores acquired \| Store	25	4
Consideration:
Cash	$ 49,644	$ 13,736
Equity instruments	1,122	0
Fair value of total consideration transferred	50,766	13,736
Cash acquired	(245)	(36)
Total purchase price	50,521	13,700
Current assets:
Pawn loans	5,036	1,542
Service charges and fees receivable	645	312
Inventory	4,307	847
Deferred tax asset	45	53
Prepaid expenses and other assets	39	2
Total current assets	10,072	2,756
Property and equipment	1,725	273
Goodwill	39,642	10,708
Other assets	1,007	115
Total assets	52,446	13,852
Current liabilities:
Accounts payable and other accrued expenses	998	27
Customer layaway deposits	682	72
Other current liabilities	226	0
Total current liabilities	1,906	99
Deferred tax liability	19	53
Total liabilities	1,925	152
Net assets acquired	50,521	13,700
Goodwill deductible for tax purposes	6,864	6,061
Other Acquisitions [Member] \| Favorable Lease Asset [Member]
Definite lived intangible assets acquired:
Non Compete Agreements under the Definite Lived Intangible Assets	230	0
Other Acquisitions [Member] \| Non-compete Agreements [Member]
Definite lived intangible assets acquired:
Non Compete Agreements under the Definite Lived Intangible Assets	180	$ 115
Other Acquisitions [Member] \| Contractual relationship [Member]
Definite lived intangible assets acquired:
Non Compete Agreements under the Definite Lived Intangible Assets	$ 450
Other Acquisitions [Member] \| US [Member]
Acquisition of domestic and foreign locations
Stores acquired \| Store	24	4
Current assets:
Goodwill	$ 39,610	$ 10,708
Other Acquisitions [Member] \| CANADA [Member]
Acquisition of domestic and foreign locations
Stores acquired \| Store	1	0
Other Acquisitions [Member] \| EZMONEY [Member]
Current assets:
Goodwill	$ 32	$ 0

Acquisitions (Details Textual) $ in Millions	Dec. 31, 2011 USD ($)
Acquisitions (Textual) [Abstract]
Aggregate acquisition purchase price	$ 1.2

Earnings per Share (Details) - USD ($) $ / shares in Units, shares in Thousands, $ in Thousands	3 Months Ended
	Dec. 31, 2011	Dec. 31, 2010
Net Components of Basic and Diluted Earnings per Share
Net income (A)	$ 39,352	$ 27,429
Weighted average outstanding shares of common stock (B)	50,355	49,698
Dilutive effect of stock options and restricted stock	338	421
Weighted average common stock and common stock equivalents (C)	50,693	50,119
Basic earnings per share (A/B)	$ 0.78	$ 0.55
Diluted earnings per share (A/C)	$ 0.78	$ 0.55
Potential common shares excluded from the calculation of diluted earnings per share	10

- Definition

Securities (including those issuable pursuant to contingent stock agreements) that could potentially dilute basic earnings per share (EPS) or earnings per unit (EPU) in the future that were not included in the computation of diluted EPS or EPU because to do so would increase EPS or EPU amounts or decrease loss per share or unit amounts for the period presented.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Statement of Financial Accounting Standard (FAS)
-Number 128
-Paragraph 13, 14
-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 2: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Statement of Financial Accounting Standard (FAS)
-Number 128
-Paragraph 171
-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 3: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Statement of Financial Accounting Standard (FAS)
-Number 128
-Paragraph 40
-Subparagraph c
-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 4: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
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Reference 5: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Glossary Diluted Earnings Per Share
-URI http://asc.fasb.org/extlink&oid=6510752

Reference 6: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Glossary Contingent Stock Agreement
-URI http://asc.fasb.org/extlink&oid=6508534

Reference 7: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Glossary Antidilution
-URI http://asc.fasb.org/extlink&oid=6505113

Reference 8: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Emerging Issues Task Force (EITF)
-Number 07-4
-Paragraph 4
-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

+ Details

- Definition

The amount of net income (loss) for the period per each share of common stock or unit outstanding during the reporting period.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Statement of Financial Accounting Standard (FAS)
-Number 128
-Paragraph 36, 37, 38
-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 2: http://www.xbrl.org/2003/role/presentationRef
-Publisher SEC
-Name Regulation S-X (SX)
-Number 210
-Article 5
-Section 03
-Paragraph 20

Reference 3: http://www.xbrl.org/2003/role/presentationRef
-Publisher SEC
-Name Regulation S-X (SX)
-Number 210
-Section 04
-Article 7
-Paragraph 18

Reference 4: http://www.xbrl.org/2003/role/presentationRef
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-Name Regulation S-X (SX)
-Number 210
-Section 04
-Paragraph 21
-Article 9

Reference 5: http://www.xbrl.org/2003/role/presentationRef
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-Name Accounting Standards Codification
-Topic 225
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-Paragraph 2
-Subparagraph (SX 210.5-03.21)
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-URI http://asc.fasb.org/extlink&oid=6879464&loc=d3e573970-122913

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-Publisher FASB
-Name Emerging Issues Task Force (EITF)
-Number 07-4
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-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

+ Details

- Definition

The amount of net income (loss) for the period available to each share of common stock or common unit outstanding during the reporting period and to each share or unit that would have been outstanding assuming the issuance of common shares or units for all dilutive potential common shares or units outstanding during the reporting period.

+ References + Details

- Definition

The portion of profit or loss for the period, net of income taxes, which is attributable to the parent.

+ References

+ Details

- Definition

The average number of shares or units issued and outstanding that are used in calculating diluted EPS or earnings per unit (EPU), determined based on the timing of issuance of shares or units in the period.

+ References + Details

- Definition

Number of [basic] shares or units, after adjustment for contingently issuable shares or units and other shares or units not deemed outstanding, determined by relating the portion of time within a reporting period that common shares or units have been outstanding to the total time in that period.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Statement of Financial Accounting Standard (FAS)
-Number 128
-Paragraph 171
-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 2: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Statement of Financial Accounting Standard (FAS)
-Number 128
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Reference 3: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Statement of Financial Accounting Standard (FAS)
-Number 128
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Reference 4: http://www.xbrl.org/2003/role/presentationRef
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-Name Accounting Standards Codification
-Topic 260
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-Paragraph 1
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Reference 6: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Glossary Weighted-Average Number of Common Shares Outstanding
-URI http://asc.fasb.org/extlink&oid=6528421

Reference 7: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Emerging Issues Task Force (EITF)
-Number 07-4
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-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

+ Details

Strategic Investments and Fair Value of Financial Instruments (Details) - Albemarle & Bond Holdings [Member] - USD ($) $ in Thousands	12 Months Ended
	Jun. 30, 2011	Jun. 30, 2010
Summary of financial information for Albemarle & Bond
Current assets	$ 125,862	$ 97,476
Non-current assets	64,325	52,325
Total assets	190,187	149,801
Current liabilities	18,620	17,898
Non-current liabilities	57,016	42,078
Shareholders' equity	114,551	89,825
Total liabilities and shareholders' equity	190,187	149,801
Gross revenues	162,002	129,794
Gross profit	97,197	84,850
Profit for the year (net income)	$ 24,324	$ 22,792

Strategic Investments and Fair Value of Financial Instruments (Details 1) - Cash Converters International Limited [Member] - USD ($) $ in Thousands	12 Months Ended
	Jun. 30, 2011	Jun. 30, 2010
Summary of financial information for Cash Converters International Limited
Current assets	$ 119,633	$ 96,489
Non-current assets	126,811	72,408
Total assets	246,444	168,897
Current liabilities	38,235	19,179
Non-current liabilities	22,528	10,199
Shareholders' equity	185,681	139,519
Total liabilities and shareholders' equity	246,444	168,897
Gross revenues	184,011	111,218
Gross profit	138,997	84,296
Profit for the year (net income)	$ 27,328	$ 19,122

Strategic Investments and Fair Value of Financial Instruments (Details 2) - USD ($) $ in Thousands	Dec. 31, 2011	Sep. 30, 2011	Dec. 31, 2010
Summary of Recorded value and fair value of strategic investments
Recorded value	$ 117,820	$ 120,319	$ 108,959
Albemarle & Bond Holdings [Member]
Summary of Recorded value and fair value of strategic investments
Recorded value	49,616	48,361	45,684
Fair value	84,622	91,741	81,630
Cash Converters International Limited [Member]
Summary of Recorded value and fair value of strategic investments
Recorded value	68,204	71,958	63,275
Fair value	$ 68,355	$ 53,600	$ 88,512

Strategic Investments and Fair Value of Financial Instruments (Details Textuals) $ in Millions	3 Months Ended	12 Months Ended
	Dec. 31, 2011 USD ($) Store shares	Jun. 30, 2011
Albemarle & Bond Holdings [Member]
Strategic Investments and Fair Value of Financial Instruments (Textual) [Abstract]
Percentage increase in net income		19.00%
Percentage of common shares owned	30.00%
Total cost of common shares owned \| $	$ 27.6
Number of common shares owned \| shares	16,644,640
Percentage Increase in total assets		6.00%
Income from investment	Three month lag
Cash Converters International Limited [Member]
Strategic Investments and Fair Value of Financial Instruments (Textual) [Abstract]
Percentage increase in net income		18.00%
Number of owned and franchise stores \| Store	600
Percentage of common shares owned	33.00%
Total cost of common shares owned \| $	$ 57.8
Number of common shares owned \| shares	124,418,000
Percentage Increase in total assets		27.00%
Income from investment	Three month lag

Goodwill and Other Intangible Assets (Details) - USD ($) $ in Thousands	Dec. 31, 2011	Sep. 30, 2011	Dec. 31, 2010	Sep. 30, 2010
Summary of major class of indefinite-lived intangible asset
Pawn licenses	$ 8,877	$ 8,836	$ 8,836
Trade name	4,870	4,870	4,870
Goodwill	212,475	173,206	128,181	$ 117,305
Total	$ 226,222	$ 186,912	$ 141,887

- Definition

Carrying amount as of the balance sheet date, which is the cumulative amount paid and (if applicable) the fair value of any noncontrolling interest in the acquiree, adjusted for any amortization recognized prior to the adoption of any changes in generally accepted accounting principles (as applicable) and for any impairment charges, in excess of the fair value of net assets acquired in one or more business combination transactions.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Statement of Financial Accounting Standard (FAS)
-Number 142
-Paragraph 45
-Subparagraph e
-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 2: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Statement of Financial Accounting Standard (FAS)
-Number 142
-Paragraph 43
-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 3: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Statement of Financial Accounting Standard (FAS)
-Number 141R
-Paragraph 68
-Subparagraph l
-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 4: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 350
-SubTopic 20
-Section 45
-Paragraph 1
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-Publisher FASB
-Name Statement of Financial Accounting Standard (FAS)
-Number 141R
-Paragraph 72
-Subparagraph d
-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 7: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Statement of Financial Accounting Standard (FAS)
-Number 142
-Paragraph 45
-Subparagraph e
-Clause 1
-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 8: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Statement of Financial Accounting Standard (FAS)
-Number 141R
-Paragraph 34
-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

+ Details

Goodwill and Other Intangible Assets (Details 1) - USD ($) $ in Thousands	3 Months Ended
	Dec. 31, 2011	Dec. 31, 2010
Changes in the carrying value of goodwill, by segment
Beginning Balance	$ 173,206	$ 117,305
Acquisitions	39,642	10,793
Effect of foreign currency translation changes	(373)	83
Ending Balance	212,475	128,181
U.S. Pawn Operations [Member]
Changes in the carrying value of goodwill, by segment
Beginning Balance	163,897	110,255
Acquisitions	39,610	10,793
Ending Balance	203,507	121,048
EZMONEY Operations [Member]
Changes in the carrying value of goodwill, by segment
Beginning Balance	0
Acquisitions	32
Effect of foreign currency translation changes	(2)
Ending Balance	30	0
Empeno Facil [Member]
Changes in the carrying value of goodwill, by segment
Beginning Balance	9,309	7,050
Effect of foreign currency translation changes	(371)	83
Ending Balance	$ 8,938	$ 7,133

The increase (decrease) in the recorded value of goodwill for foreign currency translation adjustments and purchase accounting adjustments needed to revise the carrying amount of goodwill to fair value.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Statement of Financial Accounting Standard (FAS)
-Number 142
-Subparagraph e
-Paragraph 45
-Clause 6
-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 2: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 350
-SubTopic 20
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-Paragraph 1
-Subparagraph (f)
-URI http://asc.fasb.org/extlink&oid=6905597&loc=d3e13816-109267

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-Publisher FASB
-Name Statement of Financial Accounting Standard (FAS)
-Number 141R
-Paragraph 72
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Reference 4: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Statement of Financial Accounting Standard (FAS)
-Number 142
-Subparagraph e
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-Clause 3
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Reference 5: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Statement of Financial Accounting Standard (FAS)
-Number 142
-Subparagraph e
-Paragraph 45
-Clause 7
-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

+ Details

Goodwill and Other Intangible Assets (Details 2) - USD ($) $ in Thousands	Dec. 31, 2011	Sep. 30, 2011	Dec. 31, 2010
Gross carrying amount and accumulated amortization for each major class of definite-lived intangible asset
Carrying amount	$ 10,746	$ 9,650	$ 6,405
Accumulated amortization	(3,925)	(3,566)	(3,791)
Net Book Value	6,821	6,084	2,614
Real Estate Finders' Fees [Member]
Gross carrying amount and accumulated amortization for each major class of definite-lived intangible asset
Carrying amount	1,221	1,157	1,029
Accumulated amortization	(500)	(479)	(420)
Net Book Value	721	678	609
Non-compete Agreements [Member]
Gross carrying amount and accumulated amortization for each major class of definite-lived intangible asset
Carrying amount	3,836	3,722	3,216
Accumulated amortization	(2,574)	(2,459)	(2,040)
Net Book Value	1,262	1,263	1,176
Favorable Lease [Member]
Gross carrying amount and accumulated amortization for each major class of definite-lived intangible asset
Carrying amount	985	755	644
Accumulated amortization	(353)	(322)	(241)
Net Book Value	632	433	403
Franchise Rights [Member]
Gross carrying amount and accumulated amortization for each major class of definite-lived intangible asset
Carrying amount	1,567	1,547	0
Accumulated amortization	(49)	(32)	0
Net Book Value	1,518	1,515	0
Deferred Financing Costs [Member]
Gross carrying amount and accumulated amortization for each major class of definite-lived intangible asset
Carrying amount	2,411	2,411	1,470
Accumulated amortization	(413)	(262)	(1,083)
Net Book Value	1,998	2,149	387
Contractual relationship [Member]
Gross carrying amount and accumulated amortization for each major class of definite-lived intangible asset
Carrying amount	450	0	0
Accumulated amortization	(25)	0	0
Net Book Value	425	0	0
Other [Member]
Gross carrying amount and accumulated amortization for each major class of definite-lived intangible asset
Carrying amount	276	58	46
Accumulated amortization	(11)	(12)	(7)
Net Book Value	$ 265	$ 46	$ 39

Goodwill and Other Intangible Assets (Details 3) - USD ($) $ in Thousands	3 Months Ended
	Dec. 31, 2011	Dec. 31, 2010
Classification of amortization recognized as expense
Amortization expense	$ 227	$ 212
Operations expense	31	23
Interest expense	151	100
Total expense from the amortization of definite-lived intangible assets	$ 409	$ 335

Goodwill and Other Intangible Assets (Details 4) $ in Thousands	3 Months Ended
	Dec. 31, 2011 USD ($)
Estimate of the amount and classification of amortization expense for definite-lived intangible assets
Amortization Expense, 2012	$ 768
Amortization Expense, 2013	382
Amortization Expense, 2014	279
Amortization Expense, 2015	249
Amortization Expense, 2016	203
Operations Expense, 2012	133
Operations Expense, 2013	120
Operations Expense, 2014	107
Operations Expense, 2015	95
Operations Expense, 2016	93
Interest Expense, 2012	599
Interest Expense, 2013	599
Interest Expense, 2014	599
Interest Expense, 2015	350
Interest Expense, 2016	$ 0

Long-Term Debt (Details Textuals) $ in Millions	3 Months Ended
Long-Term Debt (Details Textuals) $ in Millions	Dec. 31, 2011 USD ($) Bank
Long Term Debt (Textual) [Abstract]
Number of banks involved in line of credit facility \| Bank	5
Revolving credit facility	$ 175.0
Line of credit potential maximum	225.0
Term loan outstanding	$ 17.5
Interest rate description of credit agreement, minimum	interest rate of LIBOR plus 250 basis points or the bank’s base rate plus 150 basis points
Interest rate description	LIBOR plus 200 to 275 basis points or the bank’s base rate plus 100 to 175 basis points
Commitment fee description	commitment fee of 37.5 to 50 basis points depending on our leverage ratio calculated at the end of each quarter
Outstanding amount under revolving credit agreement	$ 40.5
Bank letters of credit	5.0
Revolving credit facility	$ 129.5
Maturity period of new credit agreement	4 years
Credit agreement initiation date	05-10-2011
Credit agreement expiration date	05-10-2015
Interbank offered rate	LIBOR
Minimum interest rate of LIBOR on unused amount of credit facility	2.50%
Minimum bank base rate on unused amount of credit facility	1.50%
Commitment fee on unused amount of credit facility	0.50%
Maximum [Member]
Debt Instrument [Line Items]
Interest rate to the lenders	2.75%
Bank base rate	1.75%
Commitment fee	0.50%
Minimum [Member]
Debt Instrument [Line Items]
Interest rate to the lenders	2.00%
Bank base rate	1.00%
Commitment fee	0.375%

Stock Compensation (Details) - USD ($) $ in Thousands	3 Months Ended
Stock Compensation (Details) - USD ($) $ in Thousands	Dec. 31, 2011	Dec. 31, 2010
Compensation costs included in net income
Gross compensation costs	$ 1,513	$ 8,548
Income tax benefits	(446)	(2,974)
Net compensation expense	$ 1,067	$ 5,574

- Definition

Represents the expense recognized during the period arising from equity-based compensation arrangements (for example, shares of stock, unit, stock options or other equity instruments) with employees, directors and certain consultants qualifying for treatment as employees.

+ References + Details

Stock Compensation (Details Textual) - USD ($) $ in Thousands	3 Months Ended
	Dec. 31, 2011	Dec. 31, 2010
Stock Compensation (Textual) [Abstract]
Proceeds from exercise of stock options	$ 0	$ 204
Chief Executive Officer [Member]
Deferred Compensation Arrangement with Individual, Share-based Payments [Line Items]
Accelerated vesting of restricted stock	0	7,300
Income tax benefit	$ 0	$ 2,500

- Definition

The total cash inflow associated with the amount received from holders to acquire the entity's shares under incentive and share awards, including stock option exercises. This item inherently excludes any excess tax benefit, which the entity may have realized and reported separately.

+ References + Details

Income Taxes (Details Textuals)	3 Months Ended
Income Taxes (Details Textuals)	Dec. 31, 2011	Dec. 31, 2010
Income Taxes (Textual) [Abstract]
Effective income tax rate	33.90%	35.50%

Operating Segment Information (Details) - USD ($) $ in Thousands	3 Months Ended
	Dec. 31, 2011	Dec. 31, 2010
Revenues:
Pawn service charges	$ 59,792	$ 49,810
Signature loan fees	39,621	40,066
Auto title loan fees	5,467	6,244
Other	696	161
Total revenues	248,873	218,826
Signature loan bad debt	10,101	10,046
Auto title loan bad debt	924	982
Net revenues	154,028	134,232
Operations expense	74,501	64,504
Store operating income	79,527	69,728
U.S. Pawn Operations [Member]
Revenues:
Merchandise sales	75,975	66,305
Jewelry scrapping Sales	52,516	47,006
Pawn service charges	54,370	46,436
Signature loan fees	920	509
Auto title loan fees	457	393
Other	241	117
Total revenues	184,479	160,766
Merchandise cost of goods sold	43,116	38,197
Jewelry scrapping cost of goods sold	32,973	29,538
Signature loan bad debt	352	165
Auto title loan bad debt	114	61
Net revenues	107,924	92,805
Operations expense	50,073	43,196
Store operating income	57,851	49,609
EZMONEY Operations [Member]
Revenues:
Merchandise sales	577
Jewelry scrapping Sales	350	197
Signature loan fees	38,701	39,557
Auto title loan fees	5,010	5,851
Other	335	41
Total revenues	44,973	45,646
Merchandise cost of goods sold	335
Jewelry scrapping cost of goods sold	177	79
Signature loan bad debt	9,749	9,881
Auto title loan bad debt	810	921
Net revenues	33,902	34,765
Operations expense	18,430	17,030
Store operating income	15,472	17,735
Empeno Facil [Member]
Revenues:
Merchandise sales	10,342	5,575
Jewelry scrapping Sales	3,537	3,462
Pawn service charges	5,422	3,374
Other	120	3
Total revenues	19,421	12,414
Merchandise cost of goods sold	4,945	3,114
Jewelry scrapping cost of goods sold	2,274	2,638
Net revenues	12,202	6,662
Operations expense	5,998	4,278
Store operating income	$ 6,204	$ 2,384

Operating Segment Information (Details 1) - USD ($) $ in Thousands	3 Months Ended
	Dec. 31, 2011	Dec. 31, 2010
Reconciliation of store operating income with consolidated income before income taxes
Store operating income	$ 79,527	$ 69,728
Administrative	19,711	26,138
Depreciation and amortization	5,255	4,179
(Gain) / loss on sale or disposal of assets	(201)	7
Interest income	(39)	(3)
Interest expense	590	300
Equity in net income of unconsolidated affiliates	(4,161)	(3,367)
Other income	(1,119)	(61)
Income before income taxes	59,491	42,535
U.S. Pawn Operations [Member]
Reconciliation of store operating income with consolidated income before income taxes
Store operating income	57,851	49,609
EZMONEY Operations [Member]
Reconciliation of store operating income with consolidated income before income taxes
Store operating income	15,472	17,735
Empeno Facil [Member]
Reconciliation of store operating income with consolidated income before income taxes
Store operating income	$ 6,204	$ 2,384

Operating Segment Information (Details Textual) $ in Millions	3 Months Ended
	Dec. 31, 2011 USD ($) Segment Store
Operating Segment Information (Textual) [Abstract]
Number of reportable segments \| Segment	3
Intersegment Revenue \| $	$ 0
U.S. Pawn Operations [Member]
Operating Segment Information (Textual) [Abstract]
Number of financial services stores	6
Number of stores offering pawn related activities	457
Number of stores offering signature loans	43
Number of stores offering auto title loans	44
U.S. EZMONEY [Member]
Operating Segment Information (Textual) [Abstract]
Number of financial services stores	422
Number of stores offering auto title loans	396
Canadian CASHMAX stores [Member]
Operating Segment Information (Textual) [Abstract]
Number of financial services stores	64
Cash Converters stores [Member]
Operating Segment Information (Textual) [Abstract]
Number of buy/sell stores.	24
Empeno Facil [Member]
Operating Segment Information (Textual) [Abstract]
Number of stores offering pawn related activities	192

Allowance for Losses and Credit Quality of Financing Receivables (Details) - USD ($) $ in Thousands	3 Months Ended
	Dec. 31, 2011	Dec. 31, 2010	Sep. 30, 2011
Allowance for credit losses and recorded investment in financing receivables
Allowance Balance at Beginning of Period	$ 538
Allowance Balance at End of Period	982	$ 1,316
Financing Receivable at End of Period	4,494	4,623	$ 3,760
Signature Loans [Member]
Allowance for credit losses and recorded investment in financing receivables
Allowance Balance at Beginning of Period	1,727	750
Charge-offs	(4,679)	(4,260)
Recoveries	1,458	1,496
Provisions	3,224	3,224
Allowance Balance at End of Period	1,730	1,210
Financing Receivable at End of Period	14,406	13,163
Auto title loans [Member]
Allowance for credit losses and recorded investment in financing receivables
Allowance Balance at Beginning of Period	538	1,137
Charge-offs	(2,494)	(3,445)
Recoveries	2,160	2,715
Provisions	778	909
Allowance Balance at End of Period	982	1,316
Financing Receivable at End of Period	$ 4,494	$ 4,623

Allowance for Losses and Credit Quality of Financing Receivables (Details 1) - USD ($) $ in Thousands	Dec. 31, 2011	Sep. 30, 2011	Dec. 31, 2010
Aging analysis of past due financing receivables
Investment 1 to 30 days past due	$ 659	$ 840	$ 609
Investment 31 to 60 days past due	445	479	636
Investment 61 to 90 days past due	424	283	452
Investment greater than 90 Days past due	592	219	753
Investment past due	2,120	1,821	2,450
Current receivable	2,374	1,939	2,173
Total Financing Receivable	4,494	3,760	4,623
Investment 90 days past due and still accruing	0	0	0
Allowance for credit losses 1 to 30 days past due	98	117	109
Allowance for credit losses 31 to 60 days past due	137	114	218
Allowance for credit losses 61 to 90 days past due	165	67	217
Allowance for credit losses greater than 90 days past due	511	172	696
Allowance for credit losses past due	911	470	1,240
Allowance for credit losses current	71	68	76
Total Financing Receivable	982	538	1,316
Allowance for credit losses 90 days past due and still accruing	$ 0	$ 0	$ 0
Allowance for credit losses 1 to 30 days past due percentage	15.00%	14.00%	18.00%
Allowance for credit losses 31 to 60 days past due percentage	31.00%	24.00%	34.00%
Allowance for credit losses 61 to 90 days past due percentage	39.00%	24.00%	48.00%
Allowance for credit losses greater than 90 days past due percentage	86.00%	79.00%	92.00%
Allowance for credit losses past due percentage	43.00%	26.00%	51.00%
Allowance for credit losses current percentage	3.00%	4.00%	3.00%
Allowance for credit losses percentage	22.00%	14.00%	28.00%
Allowance for credit losses 90 days past due and still accruing percentage	0.00%	0.00%	0.00%

Allowance for Losses and Credit Quality of Financing Receivables (Details Textuals) $ in Thousands	3 Months Ended
	Dec. 31, 2011 USD ($)
Allowance for Losses and Credit Quality of Financing Receivables (Textual) [Abstract]
Reserve percentage of loan over 90 days past due	100.00%
Auto title loan past due days	more than 90 days
Fees Accrued on Past Due Loans	$ 0

Fair Value Measurements (Details) - Fair Value, Measurements, Recurring [Member] - USD ($) $ in Thousands	Dec. 31, 2011	Sep. 30, 2011	Dec. 31, 2010
Financial assets that are measured at fair value on a recurring basis
Gold collar	$ 1,073	$ 0	$ 0
Marketable equity securities	4,807	5,366	5,192
Total	5,880	5,366	5,192
Level 1 [Member]
Financial assets that are measured at fair value on a recurring basis
Gold collar	0	0	0
Marketable equity securities	4,807	5,366	5,192
Total	4,807	5,366	5,192
Level 2 [Member]
Financial assets that are measured at fair value on a recurring basis
Gold collar	1,073	0	0
Marketable equity securities	0	0	0
Total	1,073	0	0
Level 3 [Member]
Financial assets that are measured at fair value on a recurring basis
Gold collar	0	0	0
Marketable equity securities	0	0	0
Total	$ 0	$ 0	$ 0

- Definition

This element represents the portion of the balance sheet assertion valued at fair value by the entity whether such amount is presented as a separate caption or as a parenthetical disclosure. Additionally, this element may be used in connection with the fair value disclosures required in the footnote disclosures to the financial statements. The element may be used in both the balance sheet and disclosure in the same submission. This item represents Trading Securities which consist of all investments in certain debt and equity securities that are bought and held principally for the purpose of selling them in the near term (thus held for only a short period of time) or for which an entity has elected the fair value option. Trading generally reflects active and frequent buying and selling, and trading securities are generally used with the objective of generating profits on short-term differences in price, but this category of investments may also include items which are not intended to be sold in the near term or for which the fair value option has been elected.

+ References + Details

Derivative Instruments and Hedging Activities (Details) $ in Thousands	Dec. 31, 2011 USD ($)
Non-designated derivatives [Member] \| Gold collar [Member] \| Prepaid expenses and other assets [Member]
Fair value of the Company's derivative financial instruments on the consolidated balance sheet
Fair Value of Derivative Instruments	$ 1,073

Derivative Instruments and Hedging Activities (Details 1) $ in Thousands	3 Months Ended
	Dec. 31, 2011 USD ($)
Non-designated derivatives [Member] \| Gold collar [Member] \| Other Income (Expense) [Member]
Fair value of the Company's derivative financial instruments on the consolidated statement of operations
(Gains) Losses Recognized in Income	$ (1,073)

- Definition

The amount of net gains and losses recognized in income during the period on derivative instruments designated and qualifying as hedging instruments in fair value hedges and related hedged items designated and qualifying in fair value hedges, on derivative instruments designated and qualifying as hedging instruments in cash flow hedges, and on derivative instruments not designated as hedging instruments.

+ References + Details

Derivative Instruments and Hedging Activities (Details Textual) $ in Thousands	Dec. 31, 2011 USD ($)
Gold collar [Member]
Derivative instruments and hedging activities (Textual) [Abstract]
Outstanding gold collars with a total notional amount	$ 19,000

Condensed Consolidating Financial Information (Details) - USD ($) $ in Thousands	Dec. 31, 2011	Sep. 30, 2011	Dec. 31, 2010	Sep. 30, 2010
Current assets:
Cash and cash equivalents	$ 22,868	$ 23,969	$ 23,908	$ 25,854
Pawn loans	150,060	145,318	124,388
Signature loans, net	12,676	11,389	11,953
Auto title loans, net	3,512	3,222	3,307
Pawn service charges receivable, net	28,593	26,455	24,068
Signature loan fees receivable, net	6,206	5,348	6,141
Auto title loan fees receivable, net	1,405	1,427	1,600
Inventory, net	100,319	90,373	77,677
Deferred tax asset	18,169	18,125	23,248
Receivable from affiliates	0	0	0
Income taxes receivables		0	0
Prepaid expenses and other assets	38,914	30,611	20,724
Total current assets	382,722	356,237	317,014
Investments in unconsolidated affiliates	117,820	120,319	108,959
Investment in subsidiaries	0	0	0
Property and equipment, net	84,513	78,498	66,641
Deferred tax asset, non-current		0	0
Goodwill	212,475	173,206	128,181	117,305
Other assets, net	7,781	8,400	7,932
Total assets	825,879	756,450	645,047
Current liabilities:
Current maturities of long-term debt	0	0	10,000
Accounts payable and other accrued expenses	57,451	57,400	48,986
Customer layaway deposits	6,152	6,176	5,950
Intercompany Payables	0	0	0
Income taxes payable	12,672	693	5,267
Total current liabilities	76,275	64,269	70,203
Long-term debt, less current maturities	40,500	17,500	12,500
Deferred tax liability	8,724	8,331	1,619
Deferred gains and other long-term liabilities	1,997	2,102	2,419
Total liabilities	127,496	92,202	86,741
Commitments and contingencies
Stockholders' equity:
Additional paid-in capital	243,919	242,398	229,789
Retained earnings	461,447	422,095	327,365
Accumulated other comprehensive income (loss)	(7,487)	(746)	653
Total stockholders' equity	698,383	664,248	558,306
Total liabilities and stockholders' equity	825,879	756,450	645,047
Parent [Member]
Current assets:
Cash and cash equivalents	703	0	0	0
Pawn loans	0	0	0
Signature loans, net	0	0	0
Auto title loans, net	0	0	0
Pawn service charges receivable, net	0	0	0
Signature loan fees receivable, net	0	0	0
Auto title loan fees receivable, net	0	0	0
Inventory, net	0	0	0
Deferred tax asset	12,747	12,728	18,258
Receivable from affiliates	86,590	66,450	15,100
Income taxes receivables		0	3,185
Prepaid expenses and other assets	17	29	25
Total current assets	100,057	79,207	36,568
Investments in unconsolidated affiliates	68,204	71,958	63,275
Investment in subsidiaries	84,303	84,303	76,999
Property and equipment, net	0	0	0
Deferred tax asset, non-current		0	1,121
Goodwill	0	0	0
Other assets, net	2,038	2,147	118
Total assets	254,602	237,615	178,081
Current liabilities:
Current maturities of long-term debt	0	0	10,000
Accounts payable and other accrued expenses	46	13	107
Customer layaway deposits	0	0	0
Intercompany Payables	(219,474)	(199,190)	(237,528)
Income taxes payable	21,667	9,552	13,107
Total current liabilities	(197,761)	(189,625)	(214,314)
Long-term debt, less current maturities	40,500	17,500	12,500
Deferred tax liability	6,481	5,940	1,590
Deferred gains and other long-term liabilities	0	0	0
Total liabilities	(150,780)	(166,185)	(200,224)
Commitments and contingencies
Stockholders' equity:
Additional paid-in capital	221,534	221,526	213,952
Retained earnings	180,299	174,860	160,665
Accumulated other comprehensive income (loss)	3,055	6,923	3,200
Total stockholders' equity	405,382	403,800	378,305
Total liabilities and stockholders' equity	254,602	237,615	178,081
Subsidiary Guarantors [Member]
Current assets:
Cash and cash equivalents	15,749	20,860	20,411	23,862
Pawn loans	140,386	134,457	117,583
Signature loans, net	10,386	9,304	10,451
Auto title loans, net	3,512	3,222	3,307
Pawn service charges receivable, net	27,061	24,792	23,045
Signature loan fees receivable, net	6,002	5,215	6,026
Auto title loan fees receivable, net	1,405	1,427	1,600
Inventory, net	90,175	81,277	71,874
Deferred tax asset	5,422	5,397	4,990
Receivable from affiliates	(86,590)	(66,450)	(15,100)
Income taxes receivables		0	(3,185)
Prepaid expenses and other assets	35,777	25,976	17,680
Total current assets	249,285	245,477	258,682
Investments in unconsolidated affiliates	49,616	48,361	45,684
Investment in subsidiaries	44,573	44,323	9,095
Property and equipment, net	62,009	59,434	52,042
Deferred tax asset, non-current		0	(1,121)
Goodwill	203,507	163,897	121,048
Other assets, net	22,484	22,219	21,985
Total assets	631,474	583,711	507,415
Current liabilities:
Current maturities of long-term debt	0	0	0
Accounts payable and other accrued expenses	49,700	50,871	44,651
Customer layaway deposits	5,845	5,711	5,785
Intercompany Payables	193,339	178,375	203,963
Income taxes payable	(5,156)	(5,150)	(5,153)
Total current liabilities	243,728	229,807	249,246
Long-term debt, less current maturities	0	0	0
Deferred tax liability	1,371	1,563	18
Deferred gains and other long-term liabilities	1,998	2,102	2,418
Total liabilities	247,097	233,472	251,682
Commitments and contingencies
Stockholders' equity:
Additional paid-in capital	100,431	98,980	86,641
Retained earnings	285,039	251,418	169,597
Accumulated other comprehensive income (loss)	(1,104)	(170)	(515)
Total stockholders' equity	384,377	350,239	255,733
Total liabilities and stockholders' equity	631,474	583,711	507,415
Other Subsidiaries [Member]
Current assets:
Cash and cash equivalents	6,416	3,109	3,497	$ 1,992
Pawn loans	9,674	10,861	6,805
Signature loans, net	2,290	2,085	1,502
Auto title loans, net	0	0	0
Pawn service charges receivable, net	1,532	1,663	1,023
Signature loan fees receivable, net	204	133	115
Auto title loan fees receivable, net	0	0	0
Inventory, net	10,144	9,096	5,803
Deferred tax asset	0	0	0
Receivable from affiliates	0	0	0
Income taxes receivables		0	0
Prepaid expenses and other assets	3,120	4,606	3,019
Total current assets	33,380	31,553	21,764
Investments in unconsolidated affiliates	0	0	0
Investment in subsidiaries	0	0	0
Property and equipment, net	22,504	19,064	14,599
Deferred tax asset, non-current		0	0
Goodwill	8,968	9,309	7,133
Other assets, net	3,827	3,822	2,149
Total assets	68,679	63,748	45,645
Current liabilities:
Current maturities of long-term debt	0	0	0
Accounts payable and other accrued expenses	7,705	6,516	4,228
Customer layaway deposits	307	465	165
Intercompany Payables	26,145	20,761	33,515
Income taxes payable	(3,839)	(3,709)	(2,687)
Total current liabilities	30,318	24,033	35,221
Long-term debt, less current maturities	0	0	0
Deferred tax liability	872	828	11
Deferred gains and other long-term liabilities	(1)	0	1
Total liabilities	31,189	24,861	35,233
Commitments and contingencies
Stockholders' equity:
Additional paid-in capital	50,818	50,568	15,340
Retained earnings	(3,891)	(4,183)	(2,897)
Accumulated other comprehensive income (loss)	(9,438)	(7,499)	(2,032)
Total stockholders' equity	37,490	38,887	10,412
Total liabilities and stockholders' equity	68,679	63,748	45,645
Eliminations [Member]
Current assets:
Cash and cash equivalents	0	0	0
Pawn loans	0	0	0
Signature loans, net	0	0	0
Auto title loans, net	0	0	0
Pawn service charges receivable, net	0	0	0
Signature loan fees receivable, net	0	0	0
Auto title loan fees receivable, net	0	0	0
Inventory, net	0	0	0
Deferred tax asset	0	0	0
Receivable from affiliates	0	0	0
Income taxes receivables		0	0
Prepaid expenses and other assets	0	0	0
Total current assets	0	0	0
Investments in unconsolidated affiliates	0	0	0
Investment in subsidiaries	(128,876)	(128,626)	(86,094)
Property and equipment, net	0	0	0
Deferred tax asset, non-current		0	0
Goodwill	0	0	0
Other assets, net	0	2	0
Total assets	(128,876)	(128,624)	(86,094)
Current liabilities:
Current maturities of long-term debt	0	0	0
Accounts payable and other accrued expenses	0	0	0
Customer layaway deposits	0	0	0
Intercompany Payables	(10)	54	50
Income taxes payable	0	0	0
Total current liabilities	(10)	54	50
Long-term debt, less current maturities	0	0	0
Deferred tax liability	0	0	0
Deferred gains and other long-term liabilities	0	0	0
Total liabilities	(10)	54	50
Commitments and contingencies
Stockholders' equity:
Additional paid-in capital	(128,864)	(128,676)	(86,144)
Retained earnings	0	0	0
Accumulated other comprehensive income (loss)	0	0	0
Total stockholders' equity	(128,866)	(128,678)	(86,144)
Total liabilities and stockholders' equity	(128,876)	(128,624)	(86,094)
Common Stock Class A Non-voting [Member]
Stockholders' equity:
Common Stock	474	471	469
Common Stock Class A Non-voting [Member] \| Parent [Member]
Stockholders' equity:
Common Stock	464	461	458
Common Stock Class A Non-voting [Member] \| Subsidiary Guarantors [Member]
Stockholders' equity:
Common Stock	12	12	11
Common Stock Class A Non-voting [Member] \| Other Subsidiaries [Member]
Stockholders' equity:
Common Stock	0	0	0
Common Stock Class A Non-voting [Member] \| Eliminations [Member]
Stockholders' equity:
Common Stock	(2)	(2)	0
Common Stock Class B Voting [Member]
Stockholders' equity:
Common Stock	30	30	30
Common Stock Class B Voting [Member] \| Parent [Member]
Stockholders' equity:
Common Stock	30	30	30
Common Stock Class B Voting [Member] \| Subsidiary Guarantors [Member]
Stockholders' equity:
Common Stock	(1)	(1)	(1)
Common Stock Class B Voting [Member] \| Other Subsidiaries [Member]
Stockholders' equity:
Common Stock	1	1	1
Common Stock Class B Voting [Member] \| Eliminations [Member]
Stockholders' equity:
Common Stock	$ 0	$ 0	$ 0

Condensed Consolidating Financial Information (Details 1) - USD ($) $ in Thousands	3 Months Ended
	Dec. 31, 2011	Dec. 31, 2010
Revenues:
Sales	$ 143,297	$ 122,545
Pawn service charges	59,792	49,810
Signature loan fees	39,621	40,066
Auto title loan fees	5,467	6,244
Other	696	161
Total revenues	248,873	218,826
Cost of goods sold	83,820	73,566
Signature loan bad debt	10,101	10,046
Auto title loan bad debt	924	982
Net revenues	154,028	134,232
Operating Expenses:
Operations	74,501	64,504
Administrative	19,711	26,138
Depreciation and amortization	5,255	4,179
(Gain) / loss on sale or disposal of assets	(201)	7
Total operating expenses	99,266	94,828
Operating income	54,762	39,404
Interest income	(39)	(3)
Interest expense	590	300
Equity in net income of unconsolidated affiliates	(4,161)	(3,367)
Other income	(1,119)	(61)
Income before income taxes	59,491	42,535
Income tax expense	20,139	15,106
Net income	39,352	27,429
Parent [Member]
Revenues:
Sales	0	0
Pawn service charges	0	0
Signature loan fees	0	0
Auto title loan fees	0	0
Other	20,139	15,100
Total revenues	20,139	15,100
Cost of goods sold	0	0
Signature loan bad debt	0	0
Auto title loan bad debt	0	0
Net revenues	20,139	15,100
Operating Expenses:
Operations	0	0
Administrative	0	0
Depreciation and amortization	0	0
(Gain) / loss on sale or disposal of assets	0	0
Total operating expenses	0	0
Operating income	20,139	15,100
Interest income	0	0
Interest expense	(1,873)	(2,311)
Equity in net income of unconsolidated affiliates	(2,336)	(1,678)
Other income	0	0
Income before income taxes	24,348	19,089
Income tax expense	18,909	14,753
Net income	5,439	4,336
Subsidiary Guarantors [Member]
Revenues:
Sales	128,546	113,353
Pawn service charges	54,370	46,436
Signature loan fees	36,950	38,468
Auto title loan fees	5,467	6,244
Other	850	148
Total revenues	226,183	204,649
Cost of goods sold	76,121	67,752
Signature loan bad debt	9,267	9,484
Auto title loan bad debt	924	982
Net revenues	139,871	126,431
Operating Expenses:
Operations	65,009	58,260
Administrative	17,688	25,203
Depreciation and amortization	4,147	3,427
(Gain) / loss on sale or disposal of assets	(224)	(6)
Total operating expenses	86,620	86,884
Operating income	53,251	39,547
Interest income	(9)	(63)
Interest expense	2,462	2,610
Equity in net income of unconsolidated affiliates	(1,825)	(1,689)
Other income	(1,137)	(60)
Income before income taxes	53,760	38,749
Income tax expense	20,139	15,106
Net income	33,621	23,643
Other Subsidiaries [Member]
Revenues:
Sales	14,751	9,192
Pawn service charges	5,422	3,374
Signature loan fees	2,671	1,598
Auto title loan fees	0	0
Other	318	13
Total revenues	23,162	14,177
Cost of goods sold	7,699	5,814
Signature loan bad debt	834	562
Auto title loan bad debt	0	0
Net revenues	14,629	7,801
Operating Expenses:
Operations	9,492	6,244
Administrative	2,495	935
Depreciation and amortization	1,108	752
(Gain) / loss on sale or disposal of assets	23	13
Total operating expenses	13,118	7,944
Operating income	1,511	(143)
Interest income	(38)	0
Interest expense	9	61
Equity in net income of unconsolidated affiliates	0	0
Other income	18	(1)
Income before income taxes	1,522	(203)
Income tax expense	1,230	347
Net income	292	(550)
Eliminations [Member]
Revenues:
Sales	0	0
Pawn service charges	0	0
Signature loan fees	0	0
Auto title loan fees	0	0
Other	(20,611)	(15,100)
Total revenues	(20,611)	(15,100)
Cost of goods sold	0	0
Signature loan bad debt	0	0
Auto title loan bad debt	0	0
Net revenues	(20,611)	(15,100)
Operating Expenses:
Operations	0	0
Administrative	(472)	0
Depreciation and amortization	0	0
(Gain) / loss on sale or disposal of assets	0	0
Total operating expenses	(472)	0
Operating income	(20,139)	(15,100)
Interest income	8	60
Interest expense	(8)	(60)
Equity in net income of unconsolidated affiliates	0	0
Other income	0	0
Income before income taxes	(20,139)	(15,100)
Income tax expense	(20,139)	(15,100)
Net income	$ 0	$ 0

Condensed Consolidating Financial Information (Details 2) - USD ($) $ in Thousands	3 Months Ended
	Dec. 31, 2011	Dec. 31, 2010
Operating Activities:
Net income	$ 39,352	$ 27,429
Adjustments to reconcile net income to net cash provided by operating activities:
Depreciation and amortization	5,255	4,179
Signature loan and auto title loan loss provisions	4,035	4,134
Deferred taxes	257	1,619
(Gain) / loss on sale or disposal of assets	(201)	7
Stock compensation	1,513	8,548
Equity in net income of unconsolidated affiliates	(4,161)	(3,367)
Changes in operating assets and liabilities, net of business acquisitions:
Service charges and fees receivable, net	(2,392)	(2,421)
Inventory, net	(1,609)	(1,680)
Prepaid expenses, other current assets, and other assets, net	(8,187)	(3,762)
Accounts payable and accrued expenses	(3,693)	(832)
Customer layaway deposits	1,865	(232)
Deferred gains and other long-term liabilities	(116)	(107)
Excess tax benefit from stock compensation	(460)	(3,065)
Income taxes	12,284	4,672
Net cash provided by operating activities	43,742	35,122
Investing Activities:
Loans made	(182,757)	(152,763)
Loans repaid	110,988	91,340
Recovery of pawn loan principal through sale of forfeited collateral	61,701	50,750
Additions to property and equipment	(9,948)	(7,933)
Acquisitions, net of cash acquired	(49,399)	(13,700)
Dividends from unconsolidated affiliates	2,222	1,811
Net cash used in investing activities	(67,193)	(30,495)
Financing Activities:
Proceeds from exercise of stock options	0	204
Excess tax benefit from stock compensation	460	3,065
Taxes paid related to net share settlement of equity awards	(988)	(7,396)
Proceeds on revolving line of credit	116,500	15,000
Payments on revolving line of credit	(93,500)	(15,000)
Payments on bank borrowings		(2,500)
Net cash provided by (used) in financing activities	22,472	(6,627)
Effect of exchange rate changes on cash and cash equivalents	(122)	54
Net (decrease) increase in cash and cash equivalents	(1,101)	(1,946)
Cash and cash equivalents at beginning of period	23,969	25,854
Cash and cash equivalents at end of period	22,868	23,908
Parent [Member]
Operating Activities:
Net income	5,439	4,336
Adjustments to reconcile net income to net cash provided by operating activities:
Depreciation and amortization	0	0
Signature loan and auto title loan loss provisions	0	0
Deferred taxes	522	1,641
(Gain) / loss on sale or disposal of assets	0	0
Stock compensation	0	0
Equity in net income of unconsolidated affiliates	(2,336)	(1,678)
Changes in operating assets and liabilities, net of business acquisitions:
Service charges and fees receivable, net	0	0
Inventory, net	0	0
Prepaid expenses, other current assets, and other assets, net	(20,019)	(15,020)
Accounts payable and accrued expenses	(19,712)	13,461
Customer layaway deposits	0	0
Deferred gains and other long-term liabilities	0	0
Excess tax benefit from stock compensation	0	0
Income taxes	12,115	2,076
Net cash provided by operating activities	(23,991)	4,816
Investing Activities:
Loans made	0	0
Loans repaid	0	0
Recovery of pawn loan principal through sale of forfeited collateral	0	0
Additions to property and equipment	0	0
Acquisitions, net of cash acquired	0	0
Dividends from unconsolidated affiliates	2,222	1,811
Net cash used in investing activities	2,222	1,811
Financing Activities:
Proceeds from exercise of stock options		204
Excess tax benefit from stock compensation	460	3,065
Taxes paid related to net share settlement of equity awards	(988)	(7,396)
Proceeds on revolving line of credit	116,500	15,000
Payments on revolving line of credit	(93,500)	(15,000)
Payments on bank borrowings		(2,500)
Net cash provided by (used) in financing activities	22,472	(6,627)
Effect of exchange rate changes on cash and cash equivalents	0	0
Net (decrease) increase in cash and cash equivalents	703	0
Cash and cash equivalents at beginning of period	0	0
Cash and cash equivalents at end of period	703	0
Subsidiary Guarantors [Member]
Operating Activities:
Net income	33,621	23,643
Adjustments to reconcile net income to net cash provided by operating activities:
Depreciation and amortization	4,147	3,427
Signature loan and auto title loan loss provisions	3,193	3,643
Deferred taxes	(191)	(186)
(Gain) / loss on sale or disposal of assets	(224)	(6)
Stock compensation	1,513	8,548
Equity in net income of unconsolidated affiliates	(1,825)	(1,689)
Changes in operating assets and liabilities, net of business acquisitions:
Service charges and fees receivable, net	(2,389)	(2,437)
Inventory, net	(1,353)	(1,521)
Prepaid expenses, other current assets, and other assets, net	10,632	11,765
Accounts payable and accrued expenses	11,722	(18,852)
Customer layaway deposits	(766)	(227)
Deferred gains and other long-term liabilities	(104)	(107)
Excess tax benefit from stock compensation	(460)	(3,065)
Income taxes	454	3,059
Net cash provided by operating activities	57,970	25,995
Investing Activities:
Loans made	(154,584)	(133,938)
Loans repaid	89,880	78,297
Recovery of pawn loan principal through sale of forfeited collateral	55,885	46,072
Additions to property and equipment	(5,304)	(6,177)
Acquisitions, net of cash acquired	(48,958)	(13,700)
Dividends from unconsolidated affiliates	0	0
Net cash used in investing activities	(63,081)	(29,446)
Financing Activities:
Proceeds from exercise of stock options		0
Excess tax benefit from stock compensation	0	0
Taxes paid related to net share settlement of equity awards	0	0
Proceeds on revolving line of credit	0	0
Payments on revolving line of credit	0	0
Payments on bank borrowings		0
Net cash provided by (used) in financing activities	0	0
Effect of exchange rate changes on cash and cash equivalents	0	0
Net (decrease) increase in cash and cash equivalents	(5,111)	(3,451)
Cash and cash equivalents at beginning of period	20,860	23,862
Cash and cash equivalents at end of period	15,749	20,411
Other Subsidiaries [Member]
Operating Activities:
Net income	292	(550)
Adjustments to reconcile net income to net cash provided by operating activities:
Depreciation and amortization	1,108	752
Signature loan and auto title loan loss provisions	842	491
Deferred taxes	(74)	164
(Gain) / loss on sale or disposal of assets	23	13
Stock compensation	0	0
Equity in net income of unconsolidated affiliates	0	0
Changes in operating assets and liabilities, net of business acquisitions:
Service charges and fees receivable, net	(3)	16
Inventory, net	(256)	(159)
Prepaid expenses, other current assets, and other assets, net	1,200	(507)
Accounts payable and accrued expenses	4,297	4,559
Customer layaway deposits	2,631	(5)
Deferred gains and other long-term liabilities	(12)	0
Excess tax benefit from stock compensation	0	0
Income taxes	(285)	(463)
Net cash provided by operating activities	9,763	4,311
Investing Activities:
Loans made	(28,173)	(18,825)
Loans repaid	21,108	13,043
Recovery of pawn loan principal through sale of forfeited collateral	5,816	4,678
Additions to property and equipment	(4,644)	(1,756)
Acquisitions, net of cash acquired	(441)	0
Dividends from unconsolidated affiliates	0	0
Net cash used in investing activities	(6,334)	(2,860)
Financing Activities:
Proceeds from exercise of stock options		0
Excess tax benefit from stock compensation	0	0
Taxes paid related to net share settlement of equity awards	0	0
Proceeds on revolving line of credit	0	0
Payments on revolving line of credit	0	0
Payments on bank borrowings		0
Net cash provided by (used) in financing activities	0	0
Effect of exchange rate changes on cash and cash equivalents	(122)	54
Net (decrease) increase in cash and cash equivalents	3,307	1,505
Cash and cash equivalents at beginning of period	3,109	1,992
Cash and cash equivalents at end of period	$ 6,416	$ 3,497

Condensed Consolidating Financial Information (Details) (Textual) - $ / shares	Dec. 31, 2011	Sep. 30, 2011	Dec. 31, 2010
Common Stock Class A Non-voting [Member]
Stockholders' Equity
Common Stock, par value	$ 0.01	$ 0.01	$ 0.01

Supplemental Consolidated Financial Information (Details) - USD ($) $ in Thousands	Dec. 31, 2011	Sep. 30, 2011	Dec. 31, 2010
Pawn service charges receivable
Gross pawn service charges receivable	$ 38,201	$ 37,175	$ 32,125
Allowance for uncollectible pawn service charges receivable	(9,608)	(10,720)	(8,057)
Pawn service charges receivable, net	28,593	26,455	24,068
Signature loan fees receivable
Gross signature loan fees receivable	6,817	5,839	6,657
Allowance for uncollectible signature loan fees receivable	(611)	(491)	(516)
Signature loan fees receivable, net	6,206	5,348	6,141
Auto title loan fees receivable
Gross auto title loan fees receivable	1,472	1,507	1,685
Allowance for uncollectible auto title loan fees receivable	(67)	(80)	(85)
Auto title loan fees receivable, net	1,405	1,427	1,600
Inventory
Inventory, gross	108,329	99,854	84,096
Inventory reserves	(8,010)	(9,481)	(6,419)
Inventory, net	100,319	90,373	77,677
Property , Plant and Equipment
Property , Plant and Equipment, gross	217,914	207,392	183,984
Accumulated Depreciation	(133,401)	(128,894)	(117,343)
Property, Plant and Equipment, net	$ 84,513	$ 78,498	$ 66,641

Supplemental Consolidated Financial Information (Details 1) - USD ($) $ in Thousands	Dec. 31, 2011	Sep. 30, 2011	Dec. 31, 2010
Signature Loans [Member]
Other Supplemental Information
Expected LOC Losses	$ 1,880	$ 1,562	$ 1,723
Maximum Exposure For LOC Losses	27,794	23,845	27,560
Auto title loans [Member]
Other Supplemental Information
Expected LOC Losses	225	233	278
Maximum Exposure For LOC Losses	$ 7,079	$ 6,423	$ 7,987

Subsequent Events (Details) - USD ($) $ in Millions	3 Months Ended
Subsequent Events (Details) - USD ($) $ in Millions	Dec. 31, 2011	Jan. 30, 2012	Jan. 17, 2012
Subsequent Event [Line Items]
Aggregate acquisition purchase price	$ 1.2
Subsequent Events (Textual) [Abstract]
Additional paid in capital contributed		$ 12.0
Additional paid in capital contributed by Minority shareholders		$ 8.0
Hawaii and Texas [Member]
Subsequent Event [Line Items]
Aggregate acquisition purchase price			$ 2.0
Hawaii and Texas [Member] \| Common Stock Class A Non-voting
Subsequent Event [Line Items]
Consideration in shares	387,924
Turner [Member]
Subsequent Event [Line Items]
Aggregate acquisition purchase price			$ 2.0
Turner [Member] \| Common Stock Class A Non-voting
Subsequent Event [Line Items]
Consideration in shares	167,811
Prestaciones Finmart [Member]
Subsequent Event [Line Items]
Percentage of common shares owned		60.00%
Crediamigo [Member]
Subsequent Event [Line Items]
Aggregate acquisition purchase price		$ 38.7