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Document and Entity Information	12 Months Ended
Document and Entity Information	Sep. 30, 2011
Document and Entity Information [Abstract]
Entity Registrant Name	EZCORP INC
Entity Central Index Key	0000876523
Document Type	8-K
Document Period End Date	Sep. 30, 2011
Amendment Flag	false

Consolidated Balance Sheets - USD ($) $ in Thousands	Sep. 30, 2011	Sep. 30, 2010
Current assets:
Cash and cash equivalents	$ 23,969	$ 25,854
Pawn loans	145,318	121,201
Signature loans, net	11,389	10,775
Auto title loans, net	3,222	3,145
Pawn service charges receivable, net	26,455	21,626
Signature loan fees receivable, net	5,348	5,818
Auto title loan fees receivable, net	1,427	1,616
Inventory, net	90,373	71,502
Deferred tax asset	18,125	23,208
Prepaid expenses and other assets	30,611	17,427
Total current assets	356,237	302,172
Investments in unconsolidated affiliates	120,319	101,386
Property and equipment, net	78,498	62,293
Deferred tax asset, non-current	0	60
Goodwill	173,206	117,305
Intangible assets, net	19,790	16,454
Other assets, net	8,400	6,742
Total assets	756,450	606,412
Current liabilities:
Current maturities of long-term debt	0	10,000
Accounts payable and other accrued expenses	57,400	49,663
Customer layaway deposits	6,176	6,109
Income taxes payable	693	3,687
Total current liabilities	64,269	69,459
Long-term debt, less current maturities	17,500	15,000
Deferred tax liability	8,331	0
Deferred gains and other long-term liabilities	2,102	2,525
Total liabilities	92,202	86,984
Commitments and contingencies
Stockholders' equity:
Additional paid-in capital	242,398	225,374
Retained earnings	422,095	299,936
Accumulated other comprehensive income (loss)	(746)	(6,375)
Total stockholders' equity	664,248	519,428
Total liabilities and stockholders' equity	756,450	606,412
Common Stock Class A Non-voting
Stockholders' equity:
Common Stock	471	463
Common Stock Class B Voting
Stockholders' equity:
Common Stock	$ 30	$ 30

Consolidated Balance Sheets (Parenthetical) - $ / shares	Sep. 30, 2011	Sep. 30, 2010
Common Stock Class A Non-voting
Common Stock, par value	$ 0.01	$ 0.01
Common Stock, shares authorized	54,000,000	54,000,000
Common Stock, shares issued	47,228,610	46,256,051
Common Stock, shares outstanding	47,228,610	46,256,051
Common Stock Class B Voting
Common Stock, par value	$ 0.01	$ 0.01
Common Stock, shares authorized	3,000,000	3,000,000
Common Stock, shares issued	2,970,171	2,970,171
Common Stock, shares outstanding	2,970,171	2,970,171

Consolidated Statements of Operations - USD ($) shares in Thousands, $ in Thousands	3 Months Ended								12 Months Ended
	Sep. 30, 2011	Jun. 30, 2011	Mar. 31, 2011	Dec. 31, 2010	Sep. 30, 2010	Jun. 30, 2010	Mar. 31, 2010	Dec. 31, 2009	Sep. 30, 2011	Sep. 30, 2010	Sep. 30, 2009
Revenues:
Sales									$ 494,562	$ 411,865	$ 329,923
Pawn service charges									201,135	163,695	130,169
Signature loan fees									150,250	139,315	133,344
Auto title loan fees									21,701	17,707	3,589
Other									1,669	463	431
Total revenues	$ 234,085	$ 203,152	$ 213,254	$ 218,826	$ 198,168	$ 173,542	$ 176,584	$ 184,751	869,317	733,045	597,456
Cost of goods sold									295,620	251,122	203,589
Signature loan bad debt									36,328	31,709	33,553
Auto title loan bad debt									2,431	2,735	380
Net revenues	146,759	122,997	130,950	134,232	120,039	104,804	109,705	112,931	534,938	447,479	359,934
Operating expenses:
Operations									267,052	236,664	206,237
Administrative									75,270	52,740	40,497
Depreciation and amortization									18,344	14,661	12,746
(Gain) / loss on sale or disposal of assets									309	1,528	(1,024)
Total operating expenses									360,975	305,593	258,456
Operating income									173,963	141,886	101,478
Interest income									(37)	(186)	(281)
Interest expense									1,690	1,385	1,425
Income from investment in unconsolidated affiliates									(16,237)	(10,750)	(5,016)
Other									(164)	(93)	38
Income before income taxes									188,711	151,530	105,312
Income tax expense									66,552	54,236	36,840
Net income	$ 36,365	$ 26,527	$ 31,838	$ 27,429	$ 27,852	$ 19,962	$ 23,773	$ 25,707	$ 122,159	$ 97,294	$ 68,472
Net income per common share:
Basic	$ 0.73	$ 0.53	$ 0.64	$ 0.55	$ 0.57	$ 0.41	$ 0.49	$ 0.53	$ 2.45	$ 1.98	$ 1.45
Diluted	$ 0.72	$ 0.53	$ 0.63	$ 0.55	$ 0.56	$ 0.40	$ 0.48	$ 0.52	$ 2.43	$ 1.96	$ 1.42
Weighted average shares outstanding:
Basic									49,917	49,033	47,372
Diluted									50,369	49,576	48,076

Consolidated Statements of Comprehensive Income - USD ($) $ in Thousands	12 Months Ended
	Sep. 30, 2011	Sep. 30, 2010	Sep. 30, 2009
Consolidated Statements of Comprehensive Income [Abstract]
Net Income	$ 122,159	$ 97,294	$ 68,472
Other comprehensive income (loss):
Foreign currency translation adjustments	10,393	(3,673)	(8,799)
Unrealized holding gains arising during period	930
Income tax benefit (provision)	(5,694)	1,918	1,598
Other comprehensive income, net of tax	5,629	(1,755)	(7,201)
Comprehensive income	$ 127,788	$ 95,539	$ 61,271

- Definition

The change in equity [net assets] of a business enterprise during a period from transactions and other events and circumstances from non-owner sources which are attributable to the reporting entity. It includes all changes in equity during a period except those resulting from investments by owners and distributions to owners, but excludes any and all transactions which are directly or indirectly attributable to that ownership interest in subsidiary equity which is not attributable to the parent.

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- Definition

The portion of profit or loss for the period, net of income taxes, which is attributable to the parent.

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- Definition

Pre tax adjustment that results from the process of translating subsidiary financial statements and foreign equity investments into functional currency of the reporting entity, net of reclassification of realized foreign currency translation gains (losses). Includes gain (loss) on foreign currency forward exchange contracts. Includes foreign currency transactions designated as hedges of net investment in a foreign entity and intercompany foreign currency transactions that are of a long-term nature, when the entities to the transaction are consolidated, combined, or accounted for by the equity method in the reporting enterprise's financial statements. Includes the gain (loss) on a derivative instrument or nonderivative financial instrument that may give rise to a foreign currency transaction gain (loss) that has been designated and qualified as a hedging instrument for hedging of the foreign currency exposure of a net investment in a foreign operation.

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- Definition

This element represents Other Comprehensive Income or Loss, Net of Tax, for the period. Includes deferred gains or losses on qualifying hedges, unrealized holding gains or losses on available-for-sale securities, minimum pension liability, and cumulative translation adjustment. While for technical reasons this element has no balance attribute, the default assumption is a credit balance consistent with its label.

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- Definition

Tax effect of the change in accumulated other comprehensive income (loss), that is, the tax effect on items included in other comprehensive income (loss) during the period.

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- Definition

Gross appreciation or the gross loss in value of the total of unsold available-for-sale securities during the period being reported (except when designated as a fair value hedge).

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+ Details

Consolidated Statements of Cash Flows - USD ($) $ in Thousands	12 Months Ended
	Sep. 30, 2011	Sep. 30, 2010	Sep. 30, 2009
Operating Activities:
Net income	$ 122,159	$ 97,294	$ 68,472
Adjustments to reconcile net income to net cash provided by operating activities:
Depreciation and amortization	18,344	14,661	12,746
Signature loan and auto title loan loss provisions	15,052	11,588	9,023
Deferred taxes	13,647	(1,287)	2,493
(Gain) / loss on sale or disposal of assets	309	1,528	(1,024)
Stock compensation	13,208	4,512	3,701
Income from investment in unconsolidated affiliates	(16,237)	(10,750)	(5,016)
Changes in operating assets and liabilities, net of business acquisitions:
Service charges and fees receivable, net	(2,998)	(4,312)	(1,408)
Inventory, net	(5,422)	(2,144)	(783)
Prepaid expenses, other current assets, and other assets, net	(12,759)	(6,277)	(4,767)
Accounts payable and accrued expenses	6,881	15,592	(3,649)
Customer layaway deposits	(70)	1,824	861
Deferred gains and other long-term liabilities	(345)	(736)	(363)
Excess tax benefit from stock compensation	(3,230)	(1,861)	(1,789)
Income taxes	(98)	5,093	2,120
Net cash provided by operating activities	148,441	124,725	80,617
Investing Activities:
Loans made	(652,403)	(545,579)	(446,023)
Loans repaid	405,594	335,832	276,255
Recovery of pawn loan principal through sale of forfeited collateral	205,662	174,224	154,235
Additions to property and equipment	(34,776)	(25,741)	(19,264)
Acquisitions, net of cash acquired	(67,919)	(21,837)	(40,922)
Investments in unconsolidated affiliates	0	(59,188)	0
Dividends from unconsolidated affiliates	7,274	3,841	1,634
Proceeds on disposal of assets	0	1,347	1,062
Net cash used in investing activities	(136,568)	(137,101)	(73,023)
Financing Activities:
Proceeds from exercise of stock options	397	1,602	4,943
Stock issuance costs related to acquisitions	0	0	(442)
Excess tax benefit from stock compensation	3,230	1,861	1,789
Debt issuance costs	(2,397)	3	(1,179)
Taxes paid related to net share settlement of equity awards	(7,484)	0	0
Proceeds on revolving line of credit	164,500	63,050	0
Payments on revolving line of credit	(147,000)	(63,050)
Proceeds from bank borrowings	0	0	40,000
Payments on bank borrowings	(25,004)	(10,000)	(35,385)
Net cash provided by (used in) financing activities	(13,758)	(6,534)	9,726
Change in cash and equivalents	(1,885)	(18,910)	17,320
Cash and equivalents at beginning of period	25,854	44,764	27,444
Cash and equivalents at end of period	23,969	25,854	44,764
Cash paid during the period for:
Interest	1,147	913	1,181
Income taxes	55,124	50,631	32,231
Non-cash Investing and Financing Activities:
Pawn loans forfeited and transferred to inventory	215,188	177,821	155,690
Foreign currency translation adjustment	(5,024)	1,755	7,201
Acquisition-related stock issuance	7,304	(31)	70,753
Issuance of common stock to 401(k) plan	$ 377	$ 260	$ 178

Consolidated Statements of Stockholders' Equity - USD ($) $ in Thousands	Total	Common Stock	Additional Paid In Capital	Retained Earnings	Treasury Stock	Accumulated Other Comprehensive Income (Loss)
Beginning balance at Sep. 30, 2008	$ 273,050	$ 416	$ 135,895	$ 134,170	$ (12)	$ 2,581
Beginning balance, shares at Sep. 30, 2008		41,535
Issuance of Common Stock to 401(k) plan	178		178
Issuance of Common Stock to 401(k) plan, shares		17
Stock compensation	3,701		3,701
Stock options exercised	$ 4,943	$ 16	4,915		12
Stock options exercised, shares	1,528,048	1,517
Issuance of Common Stock due to acquisitions	$ 70,753	$ 51	70,702
Issuance of Common Stock due to acquisitions, shares	5,174,900	5,175
Release of Restricted Stock		$ 4	(4)
Release of Restricted Stock, shares		459
Excess tax benefit from stock compensation	$ 1,789		1,789
Unrealized gain (loss) on available-for-sale securities
Foreign currency translation adjustment	(7,201)					(7,201)
Net income	68,472			68,472
Total comprehensive income	61,271
Ending balance at Sep. 30, 2009	415,685	$ 487	217,176	202,642	0	(4,620)
Ending balance, shares at Sep. 30, 2009		48,703
Issuance of Common Stock to 401(k) plan	260		260
Issuance of Common Stock to 401(k) plan, shares		13
Stock compensation	4,512		4,512
Stock options exercised	$ 1,602	$ 6	1,596
Stock options exercised, shares	494,202	494
Issuance of Common Stock due to acquisitions	$ (31)		(31)
Issuance of Common Stock due to acquisitions	(31)
Release of Restricted Stock, shares		16
Excess tax benefit from stock compensation	1,861		1,861
Unrealized gain (loss) on available-for-sale securities
Foreign currency translation adjustment	(1,755)					(1,755)
Net income	97,294			97,294
Total comprehensive income	95,539
Ending balance at Sep. 30, 2010	519,428	$ 493	225,374	299,936	0	(6,375)
Ending balance, shares at Sep. 30, 2010		49,226
Issuance of Common Stock to 401(k) plan	377		377
Issuance of Common Stock to 401(k) plan, shares		12
Stock compensation	13,208		13,208
Stock options exercised	$ 397	$ 1	396
Stock options exercised, shares	62,173	62
Issuance of Common Stock due to acquisitions	$ 7,304	$ 2	7,302
Issuance of Common Stock due to acquisitions, shares	208,763	209
Release of Restricted Stock, shares		690
Excess tax benefit from stock compensation	$ 3,230	$ 5	3,225
Taxes paid related to net share settlement of equity awards	(7,484)		(7,484)
Unrealized gain (loss) on available-for-sale securities	605					605
Foreign currency translation adjustment	5,024					5,024
Net income	122,159			122,159
Total comprehensive income	127,788
Ending balance at Sep. 30, 2011	$ 664,248	$ 501	$ 242,398	$ 422,095	$ 0	$ (746)
Ending balance, shares at Sep. 30, 2011		50,199

Organization and Summary of Significant Accounting Policies	12 Months Ended
	Sep. 30, 2011
Organization and Summary of Significant Accounting Policies/Supplemental Consolidated Financial Information [Abstract]
Organization and Summary of Significant Accounting Policies	Note A: Organization and Summary of Significant Accounting Policies *Organization: We are a leading provider of specialty consumer financial services. We provide collateralized, non-recourse loans, commonly known as pawn loans, and a variety of short-term consumer loans including payday loans, installment loans and auto title loans, or fee-based credit services to customers seeking loans. At September 30, 2011, we operated a total of 1,111 locations, consisting of 433 U.S. pawn stores (operating as EZPAWN or Value Pawn), 178 pawn stores in Mexico (operating as Empeño Fácil or Empeñe Su Oro), 436 U.S. financial services stores (operating primarily as EZMONEY), 49 financial services stores in Canada (operating as CASHMAX) and 15 financial and retail services stores in Canada (operating as Cash Converters). In addition, we are the franchisor for 13 franchised stores in Canada pursuant to our acquisition of the Cash Converters master franchise in that country. We also own almost 30% of Albemarle & Bond Holdings PLC, one of the U.K.’s largest pawnbroking businesses with over 150 stores, and almost 33% of Cash Converters International Limited, which franchises and operates a worldwide network of over 600 financial services and second-hand retail stores. Consolidation:* The consolidated financial statements include the accounts of EZCORP, Inc. and its wholly owned subsidiaries. All significant inter-company accounts and transactions have been eliminated in consolidation. We account for our investments in Albemarle & Bond Holdings, PLC and Cash Converters International Limited using the equity method. *Pawn Loan and Sales Revenue Recognition:* We record pawn service charges using the interest method for all pawn loans we believe to be collectible. We base our estimate of collectible loans on several factors, including recent redemption rates, historical trends in redemption rates and the amount of loans due in the following two months. Unexpected variations in any of these factors could change our estimate of collectible loans, affecting our earnings and financial condition. If a pawn loan is not repaid, we value the forfeited collateral (inventory) at the lower of cost (pawn loan principal) or market value of the property. We record sales revenue and the related cost when this inventory is sold, or when we receive the final payment on a layaway sale. Sales tax collected upon the sale of inventory is excluded from the amount recognized as sales and instead recorded as a liability in “Accounts payable and other accrued expenses” on our balance sheets until remitted to the appropriate governmental authorities. *Signature Loan Credit Service Fee Revenue Recognition:* We earn credit service fees when we assist customers in obtaining signature loans from unaffiliated lenders. We initially defer recognition of the fees we expect to collect, net of direct expenses, and recognize that deferred net amount over the life of the related loans. We reserve the percentage of credit service fees we expect not to collect. Accrued fees related to defaulted loans reduce credit service fee revenue upon loan default, and increase credit service fee revenue upon collection. Signature loan credit service fee revenue is included in “Signature loan fees” on our statements of operations. *Signature Loan Credit Service Bad Debt:* We issue letters of credit to enhance the creditworthiness of our customers seeking signature loans from unaffiliated lenders. The letters of credit assure the lenders that if borrowers default on the loans, we will pay the lenders, upon demand, the principal and accrued interest owed to the lenders by the borrowers plus any insufficient funds fees. Although amounts paid under letters of credit may be collected later, we charge those amounts to signature loan bad debt upon default. We record recoveries under the letters of credit as a reduction of bad debt at the time of collection. After attempting collection of bad debts internally, we occasionally sell them to an unaffiliated company as another method of recovery, and record the proceeds from such sales as a reduction of bad debt at the time of the sale. The majority of our credit service customers obtain short-term signature loans with a single maturity date. These short-term loans, with terms averaging about 16 days, are considered defaulted if they have not been repaid or renewed by the maturity date. Other credit service customers obtain installment loans with a series of payments due over as much as a seven-month period. If one payment of an installment loan is delinquent, that one payment is considered defaulted. If more than one installment payment is delinquent at any time, the entire loan is considered defaulted. *Allowance for Losses on Signature Loan Credit Services:* We provide an allowance for losses we expect to incur under letters of credit for brokered signature loans that have not yet matured. The allowance is based on recent loan default experience adjusted for seasonal variations. It includes all amounts we expect to pay to the unaffiliated lenders upon loan default, including loan principal, accrued interest, insufficient funds fees, and late fees, net of the amounts we expect to collect from borrowers (collectively, “Expected LOC Losses”). Changes in the allowance are charged to signature loan bad debt. We include the balance of Expected LOC Losses in “Accounts payable and other accrued expenses” on our balance sheets. Based on the expected loss and collection percentages, we also provide an allowance for the signature loan credit service fees we expect not to collect, and charge changes in this allowance to signature loan fee revenue. *Signature Loan Revenue Recognition:* We accrue fees in accordance with state and provincial laws on the percentage of signature loans (payday loans and installment loans) we have made that we believe to be collectible. Accrued fees related to defaulted loans reduce fee revenue upon loan default, and increase fee revenue upon collection. *Signature Loan Bad Debt:* We consider a payday loan defaulted if it has not been repaid or renewed by the maturity date. If one payment of an installment loan is delinquent, that one payment is considered defaulted. If more than one installment payment is delinquent at any time, the entire installment loan is considered defaulted. Although defaulted loans may be collected later, we charge the loan principal to signature loan bad debt upon default, leaving only active loans in the reported balance. We record collections of principal as a reduction of signature loan bad debt when collected. After attempting collection of bad debts internally, we occasionally sell them to an unaffiliated company as another method of recovery and record the proceeds from such sales as a reduction of bad debt at the time of sale. *Signature Loan Allowance for Losses:* We provide an allowance for losses on signature loans that have not yet matured and related fees receivable, based on recent loan default experience adjusted for seasonal variations. We charge any changes in the principal valuation allowance to signature loan bad debt. We record changes in the fee receivable valuation allowance to signature loan fee revenue. *Auto Title Loan Credit Service Fee Revenue Recognition:* We earn auto title credit service fees when we assist customers in obtaining auto title loans from unaffiliated lenders. We recognize the fee revenue ratably over the life of the loan, and reserve the percentage of fees we expect not to collect. Auto title loan credit service fee revenue is included in “Auto title loan fees” on our statements of operations. *Bad Debt and Allowance for Losses on Auto Title Loan Credit Services:* We issue letters of credit to enhance the creditworthiness of our customers seeking auto title loans from unaffiliated lenders. The letters of credit assure the lenders that if borrowers default on the loans, we will pay the lenders, upon demand, all amounts owed to the lenders by the borrowers plus any late fees. Through a charge to auto title loan bad debt, we provide an allowance for losses we expect to incur under letters of credit for brokered auto title loans, and record actual charge-offs against this allowance. The allowance includes all amounts we expect to pay to the unaffiliated lenders upon loan default, including principal, accrued interest and late fees, net of the amounts we expect to collect from borrowers or through the sale of repossessed vehicles. We include the allowance for expected losses in “Accounts payable and other accrued expenses” on our balance sheets. *Auto Title Loan Revenue Recognition:* We accrue fees in accordance with state laws on the percentage of auto title loans we have made that we believe to be collectible. We recognize the fee revenue ratably over the life of the loan. *Auto Title Loan Bad Debt and Allowance for Losses:* Based on historical collection experience, the age of past-due loans and amounts we expect to receive through the sale of repossessed vehicles, we provide an allowance for losses on auto title loans and related fees receivable. We charge any increases in the principal valuation allowance to auto title loan bad debt and charge uncollectable loans against this allowance. We record changes in the fee receivable valuation allowance to auto title loan fee revenue. *Cash and Cash Equivalents and Cash Concentrations:* Cash and cash equivalents consist primarily of cash on deposit or highly liquid investments or mutual funds with original contractual maturities of three months or less. We hold cash at major financial institutions that often exceed FDIC insured limits. We manage our credit risk associated with cash and cash equivalents and cash concentrations by investing in high quality instruments or funds, concentrating our cash deposits in high quality financial institutions and by periodically evaluating the credit quality of the primary financial institutions issuing investments or holding such deposits. Historically, we have not experienced any losses due to such cash concentrations. *Inventory:* If a pawn loan is not redeemed, we record the forfeited collateral at cost (the principal amount of the pawn loan). We do not record loan loss allowances or charge-offs on the principal portion of pawn loans, as they are fully collateralized. In order to state inventory at the lower of cost (specific identification) or market value, we record an allowance for excess, obsolete or slow moving inventory based on the type and age of merchandise. We record changes in the inventory valuation allowance as cost of goods sold. *Software Development Costs:* We capitalize certain costs incurred in connection with developing or obtaining software for internal use, and amortize the costs by the straight-line method over the estimated useful lives of each system, typically five years. *Customer Layaway Deposits:* Customer layaway deposits are recorded as deferred revenue until we collect the entire related sales price and deliver the related merchandise to the customer. *Intangible Assets:* Goodwill and other intangible assets having indefinite lives are not subject to amortization. They are tested for impairment each July 1^st, or more frequently if events or changes in circumstances indicate that they might be impaired, based on cash flows and other market valuation methods. We amortize intangible assets with definite lives over their estimated useful lives using the straight-line method. *Property and Equipment:* We record property and equipment at cost. We depreciate these assets on a straight-line basis using estimated useful lives of 30 years for buildings and 2 to 7 years for furniture, equipment, and software development costs. We depreciate leasehold improvements over the shorter of their estimated useful life (typically 10 years) or the reasonably assured lease term at the inception of the lease. *Valuation of Tangible Long-Lived Assets:* We assess the impairment of tangible long-lived assets whenever events or changes in circumstances indicate that the net recorded amount may not be recoverable. The following factors could trigger an impairment review: significant underperformance relative to historical or projected future cash flows, significant changes in the manner of use of the assets or the strategy for the overall business, significant negative industry trends or legislative changes prohibiting us from offering our loan products. When we determine that the net recorded amount of tangible long-lived assets may not be recoverable, we measure impairment based on the excess of the assets’ net recorded amount over the estimated fair value. *Fair Value of Financial Instruments:* We have elected not to measure at fair value any eligible items for which fair value measurement is optional. We determine the fair value of financial instruments by reference to various market data and other valuation techniques, as appropriate. Unless otherwise disclosed, the fair values of financial instruments approximate their recorded values, due primarily to their short-term nature. The recorded value of our outstanding debt is assumed to estimate its fair value, as it has no prepayment penalty and a floating interest rate based on market rates. *Acquisitions:* We adopted Financial Accounting Standards Board (“FASB”) Accounting Standards Codification (“ASC”) 805-10-65 (Business Combinations — Revised) on October 1, 2009, and have applied it prospectively to all business acquisitions completed since that date. In accordance with FASB ASC 805-10-65, we allocate the total acquisition price to the fair value of assets and liabilities acquired and now immediately expense transaction costs that would have been included in the purchase price allocation under previous accounting standards. *Foreign Currency Translation:* Our equity investments in Albemarle & Bond and Cash Converters International are translated from British pounds and Australian dollars, respectively, into U.S. dollars at the exchange rates as of the investees’ balance sheet date of June 30. The related interest in the investees’ net income is translated at the average exchange rates for each six-month period reported by the investees. The functional currency of our wholly-owned Empeño Fácil pawn segment is the Mexican peso and the functional currency of our wholly-owned foreign subsidiary in Canada is the Canadian dollar. Empeño Fácil’s and our Canadian subsidiary’s balance sheet accounts are translated from their respective functional currencies into U.S. dollars at the exchange rate at the end of each quarter, and their earnings are translated into U.S. dollars at the average exchange rate each quarter. We present resulting translation adjustments from Albemarle & Bond, Cash Converters International, Empeño Fácil and our Canada subsidiary as a separate component of stockholders’ equity. Foreign currency transaction gains and losses have not been significant, and are reported as “Other” expense in our statements of operations. *Cost of Goods Sold:* We include in cost of goods sold the historical cost of inventory sold, inventory shrinkage and any change in the allowance for inventory shrinkage and valuation. We also include the cost of operating our central jewelry processing unit, as it relates directly to sales of precious metals to refiners. *Operations Expense:* Included in operations expense are costs related to operating our stores. These costs include labor, other direct expenses such as utilities, supplies and banking fees, and indirect expenses such as store rent, building repairs and maintenance, advertising, store property taxes and insurance, regional and area management expenses and the costs of our bad debt collection center. *Administrative Expense:* Included in administrative expense are costs related to our executive and administrative offices. This includes executive and administrative salaries, wages, stock and incentive compensation, professional fees, license fees and costs related to the operation of our administrative offices such as rent, property taxes, insurance, and information technology. *Advertising: We expense advertising costs as incurred. Income Taxes:* We account for income taxes using the asset and liability method. Deferred tax assets and liabilities are recognized for the future tax consequences attributable to differences between the financial statement carrying value of assets and liabilities and their tax basis and for operating loss and tax credit carryforwards. Deferred tax assets and liabilities are measured using enacted tax rates expected to apply to taxable income in the years in which the related temporary differences are expected to be recovered or settled. The effect on deferred tax assets and liabilities of a change in tax rates is recognized when the rate change is enacted. *Stock Compensation: We account for stock compensation in accordance with the fair value recognition provisions of FASB ASC 718-10-25 (Compensation — Stock Compensation). The fair value of restricted shares is measured as the closing market price of our stock on the date of grant, which is amortized over the vesting period for each grant. When granted, our policy is to estimate the grant-date fair value of options using the Black-Scholes-Merton option-pricing model and amortize that fair value to compensation expense on a ratable basis over the options’ vesting periods. Use of Estimates: Generally accepted accounting principles require us to make estimates and assumptions that affect the amounts reported in the financial statements and accompanying notes. Actual results could differ materially from those estimates. Reclassifications:* Certain prior year balances have been reclassified to conform to the current year presentation. *Recently Issued Accounting Pronouncements:* In June 2009, FASB amended ASC 810-10-65 (Consolidation). Amended ASC 810-10-65 relates to the consolidation of variable interest entities. It eliminates the quantitative approach previously required for determining the primary beneficiary of a variable interest entity and requires ongoing qualitative reassessments of whether an enterprise is the primary beneficiary of a variable interest entity. This guidance also requires additional disclosures about an enterprise’s involvement in variable interest entities. We adopted this amended standard October 1, 2010, resulting in no effect on our financial position, results of operations or cash flows. In July 2010, FASB issued Accounting Standards Update (“ASU”) 2010-20, “Disclosures about the Credit Quality of Financing Receivables and the Allowance for Credit Losses.” This update amends FASB ASC 310 (Receivables) to improve the disclosures that an entity provides about the credit quality of its financing receivables and the related allowance for credit losses. As a result of these amendments, an entity is required to disaggregate by portfolio segment or class certain existing disclosures and provide new disclosures about its financing receivables and related allowance for credit losses. We adopted this amended standard on October 1, 2010, resulting in no effect on our financial position, results of operations or cash flows. The additional required disclosures are included in Note S. In June 2011, FASB issued ASU 2011-05, “Presentation of Comprehensive Income.” This update amends FASB ASC 220 (Comprehensive Income) and eliminates the option to present components of other comprehensive income as part of the statement of changes in stockholders’ equity. The amendments require that all non-owner changes in stockholders’ equity be presented either in a single continuous statement of comprehensive income or in two separate but consecutive statements. We early adopted this amended standard in our fiscal year beginning October 1, 2010 with no effect on our financial position, results of operations or cash flows other than the presentation of our results of operations.

- Definition

The entire disclosure for the organization, consolidation and basis of presentation of financial statements disclosure, and significant accounting policies of the reporting entity. May be provided in more than one note to the financial statements, as long as users are provided with an understanding of (1) the significant judgments and assumptions made by an enterprise in determining whether it must consolidate a VIE and/or disclose information about its involvement with a VIE, (2) the nature of restrictions on a consolidated VIE's assets reported by an enterprise in its statement of financial position, including the carrying amounts of such assets, (3) the nature of, and changes in, the risks associated with an enterprise's involvement with the VIE, and (4) how an enterprise's involvement with the VIE affects the enterprise's financial position, financial performance, and cash flows. Describes procedure if disclosures are provided in more than one note to the financial statements.

+ References + Details

Acquisitions

12 Months Ended

Sep. 30, 2011

Acquisitions [Abstract]

Acquisitions

Note B: Acquisitions

On December 31, 2008, we acquired through a merger all of the capital stock of Value Financial Services, Inc. (“VFS”). The following table provides information related to the acquisition:


	Fiscal Year Ended
	September 30, 2009
	(In thousands except store counts)
Pawn stores acquired		67

Consideration:
Cash	$	13,590
Equity instruments (4.1 million shares of Class A Non-voting stock at $15.92 per share)		64,609

Fair value of total consideration transferred		78,199

Capitalized acquisition costs		894
Cash acquired		(1,410	)

Total purchase price		77,683


Assumed debt		30,385

Total acquisition costs	$	108,068


Current assets:
Pawn loans	$	17,886
Pawn service charges receivable		3,491
Inventory		16,265
Deferred tax asset		4,394
Prepaid expenses and other assets		1,438

Total current assets		43,474

Property and equipment		5,584
Deferred tax asset, non-current		690
Goodwill		61,877
Other assets		5,719

Total assets	$	117,344

Current liabilities:
Current maturities of long-term debt	$	(4,000	)
Accounts payable and other accrued expenses		(8,404	)
Customer layaway deposits		(872	)

Total current liabilities		(13,276	)

Long-term debt		(26,385	)

Total liabilities		(39,661	)

Net assets acquired	$	77,683


Goodwill recorded in U.S. Pawn segment	$	61,877
Goodwill deductible for tax purposes		—
Indefinite lived intangible assets acquired:
Trademark and trade names	$	4,870
Definite lived intangible assets acquired:
Favorable lease asset	$	644

We estimated the fair value of the stock issued in the acquisition based on the average daily closing market price of our stock from two days before to two days after the announcement of the merger agreement. Since the date of acquisition, the total purchase price increased approximately $0.3 million due to additional transaction related costs identified after the point of acquisition.

As we expect to use the trademark and trade names indefinitely, they are not amortized but are tested at least annually for potential impairment. We are amortizing the favorable lease assets over the related lease terms used for straight-line rent purposes.

The factors contributing to the recognition of goodwill were based on several strategic and synergistic benefits we expect to realize from the acquisition. These benefits include a greater presence in prime pawn markets including making us the largest pawn store operator in Florida, expected administrative savings, increased scale and the ability to implement certain processes and practices at the acquired company in our existing and future operations.

The total purchase price presented above excludes contingent consideration paid under the terms of the acquisition, which depended on the price at which VFS shareholders sold their EZCORP shares. After the closing of the acquisition, we paid $10.7 million of contingent consideration to VFS shareholders related to the sale of approximately 3.9 million EZCORP shares. In accordance with accounting rules for contingent payments based on the acquirer’s stock price, all contingent consideration paid was recorded as a reduction of the additional paid-in capital recorded with the stock issuance and did not change the total recorded purchase price.

The results of the acquired stores have been consolidated with our results since their acquisition. The following table summarizes unaudited pro forma condensed combined statements of operations assuming the acquisition had occurred on the first day of fiscal 2009. Although VFS’s historical fiscal year ended on a different date than that of EZCORP, all VFS data included in the pro forma information are actual amounts for the periods indicated.

We have realized operating synergies and administrative savings. These come primarily from using the best practices from EZCORP and VFS in each business, economies of scale, reduced administrative support staff and the closure of VFS’s corporate offices. The pro forma information does not include any potential operating efficiencies or cost savings from expected synergies. The pro forma information is not necessarily an indication of the results that would have been achieved had the acquisition been completed as of the date indicated or that may be achieved in the future.

The following table presents unaudited consolidated pro forma information as if the VFS acquisition had occurred on October 1, 2009:


	Fiscal Year Ended
	September 30, 2009
	(In thousands)
Total revenues	$	634,693
Net revenues		380,020
Net income		70,358

The following table provides information related to the acquisitions of domestic and foreign pawn lending locations made during the years ended September 30, 2011, 2010 and 2009 (excluding locations acquired in connection with the acquisition described above related to Value Financial Services):


	Fiscal Years Ended September 30,
	2011			2010			2009
	(In thousands except store counts)
Number of asset purchase acquisitions		9			5			1
Number of stock purchase acquisitions		3			—			—

U.S. pawn stores acquired		34			16			11
Mexico pawn stores acquired		6			—			—

Total pawn stores acquired		40			16			11

Consideration:
Cash	$	69,977		$	22,507		$	17,124
Equity instruments		7,304			—			17,250

Fair value of total consideration transferred		77,281			22,507			34,374

Capitalized acquisition costs		—			—			178
Acquisition related costs included in administrative expenses		(920	)		(643	)		—
Cash acquired		(1,138	)		(58	)		(117	)

Total purchase price	$	75,223		$	21,806		$	34,435

Current assets:
Pawn loans	$	8,572		$	2,700		$	5,442
Signature loans		710			—			55
Auto title loans		—			—			1,105
Service charges and fees receivable		1,270			379			1,322
Inventory		4,838			1,542			2,860
Deferred tax asset		461			223			334
Prepaid expenses and other assets		728			66			79

Total current assets		16,579			4,910			11,197

Property and equipment		1,051			387			392
Goodwill		56,703			15,870			16,297
Other assets		2,558			1,057			6,711

Total assets		76,891		$	22,224		$	34,597

Current liabilities:
Accounts payable and other accrued expenses	$	(1,176	)	$	(93	)	$	(27	)
Customer layaway deposits		(182	)		(102	)		(135	)
Other current liabilities		(26	)		—			—

Total current liabilities		(1,384	)		(195	)		(162	)

Deferred tax liability		(284	)		(223	)		—

Total liabilities		(1,668	)		(418	)		(162	)

Net assets acquired	$	75,223		$	21,806		$	34,435


Goodwill deductible for tax purposes	$	34,376		$	15,870		$	16,297
Goodwill recorded in U.S. Pawn Segment		53,555			15,870			16,297
Goodwill recorded in Empeño Fácil segment		3,148			—			—

Indefinite lived intangible assets acquired:
Pawn licenses	$	—		$	607		$	6,680
Definite lived intangible assets acquired:
Favorable lease asset	$	111		$	—		$	—
Non-compete agreements		769			420			—

The fiscal year 2011 acquisitions in the table above include an acquisition of the trademark and licensing rights for Cash Converters in Canada, in which no goodwill was acquired. The factors contributing to the recognition of goodwill were based on several strategic and synergistic benefits we expect to realize from the acquisitions. These benefits include our initial entry into Chicago, Iowa, Wisconsin, Utah, Hidalgo and Tlaxcala in addition to a greater presence in the prime pawn market of Florida and the ability to further leverage our expense structure through increased scale.

All stores were acquired as part of our continuing strategy to acquire pawn stores to enhance and diversify our earnings. Transaction related expenses were not material and were expensed as incurred. The results of all acquired stores have been consolidated with our results since their acquisition. The purchase price allocation of stores acquired in the most recent twelve months is preliminary as we continue to receive information regarding the acquired assets. Pro forma results of operations have not been presented because the acquisitions were not significant on either an individual or an aggregate basis, and it is not practicable to do so, as historical audited financial statements are not readily available.

- Definition

The entire disclosure for a business combination (or series of individually immaterial business combinations) completed during the period, including background, timing, and recognized assets and liabilities. The disclosure may include leverage buyout transactions (as applicable).

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Emerging Issues Task Force (EITF)
-Number 88-16
-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 2: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Statement of Financial Accounting Standard (FAS)
-Number 141
-Paragraph 51, 52
-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 3: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Statement of Financial Accounting Standard (FAS)
-Number 141R
-Appendix F
-Paragraph F4
-Subparagraph e

Reference 4: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Statement of Financial Accounting Standard (FAS)
-Number 141R
-Paragraph 67-73
-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 5: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 805
-SubTopic 30
-Section 50
-Paragraph 1
-URI http://asc.fasb.org/extlink&oid=6911361&loc=d3e6927-128479

Reference 6: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 805
-SubTopic 10
-Section 50
-Paragraph 4
-URI http://asc.fasb.org/extlink&oid=6972119&loc=d3e1490-128463

Reference 7: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 805
-SubTopic 30
-Section 50
-Paragraph 4
-URI http://asc.fasb.org/extlink&oid=6911361&loc=d3e7008-128479

Reference 8: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 805
-SubTopic 10
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-Paragraph 6
-URI http://asc.fasb.org/extlink&oid=6972119&loc=d3e1500-128463

Reference 9: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 805
-SubTopic 20
-Section 50
-Paragraph 3
-URI http://asc.fasb.org/extlink&oid=6910749&loc=d3e4926-128472

Reference 10: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 805
-SubTopic 20
-Section 50
-Paragraph 2
-URI http://asc.fasb.org/extlink&oid=6910749&loc=d3e4922-128472

Reference 11: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 805
-SubTopic 30
-Section 50
-Paragraph 2
-URI http://asc.fasb.org/extlink&oid=6911361&loc=d3e6996-128479

Reference 12: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 805
-SubTopic 10
-Section 50
-Paragraph 7
-URI http://asc.fasb.org/extlink&oid=6972119&loc=d3e1524-128463

Reference 13: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 805
-SubTopic 10
-Section 50
-Paragraph 2
-URI http://asc.fasb.org/extlink&oid=6972119&loc=d3e1392-128463

Reference 14: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 805
-SubTopic 30
-Section 50
-Paragraph 3
-URI http://asc.fasb.org/extlink&oid=6911361&loc=d3e7000-128479

Reference 15: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 805
-SubTopic 20
-Section 50
-Paragraph 1
-URI http://asc.fasb.org/extlink&oid=6910749&loc=d3e4845-128472

Reference 16: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 805
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-Paragraph 4
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Reference 17: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 805
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-Paragraph 5
-URI http://asc.fasb.org/extlink&oid=6972119&loc=d3e1497-128463

Reference 18: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 805
-SubTopic 10
-Section 50
-Paragraph 3
-URI http://asc.fasb.org/extlink&oid=6972119&loc=d3e1486-128463

Reference 19: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 805
-SubTopic 10
-Section 50
-Paragraph 1
-URI http://asc.fasb.org/extlink&oid=6972119&loc=d3e1383-128463

+ Details

Earnings per Share

12 Months Ended

Sep. 30, 2011

Earnings per Share [Abstract]

Earnings per Share

Note C: Earnings Per Share

We compute basic earnings per share on the basis of the weighted average number of shares of common stock outstanding during the period. We compute diluted earnings per share on the basis of the weighted average number of shares of common stock plus the effect of dilutive potential common shares outstanding during the period using the treasury stock method. Dilutive potential common shares include outstanding stock options and restricted stock awards.

Potential common shares are required to be excluded from the computation of diluted earnings per share if the assumed proceeds upon exercise or vest, as defined by FASB ASC 718-10-25, are greater than the cost to re-acquire the same number of shares at the average market price, and therefore the effect would be anti-dilutive.

Components of basic and diluted earnings per share and excluded anti-dilutive potential common shares are as follows:


	Fiscal Years Ended September 30,
	2011		2010		2009
	(In thousands, except per share amounts)
Net income (A)	$	122,159	$	97,294	$	68,472

Weighted average outstanding shares of common stock (B)		49,917		49,033		47,372
Dilutive effect of stock options and restricted stock		452		543		704

Weighted average common stock and common stock equivalents (C)		50,369		49,576		48,076


Basic earnings per share (A/B)	$	2.45	$	1.98	$	1.45


Diluted earnings per share (A/C)	$	2.43	$	1.96	$	1.42


Potential common shares excluded from the calculation of diluted earnings per share		2		15		124

Strategic Investments and Fair Value of Financial Instruments

12 Months Ended

Sep. 30, 2011

Strategic Investments and Fair Value of Financial Instruments [Abstract]

Strategic Investments and Fair Value of Financial Instruments

Note D: Strategic Investments and Fair Value of Financial Instruments

At September 30, 2011, we owned 16,644,640 ordinary shares of Albemarle & Bond Holdings, PLC, representing almost 30% of its total outstanding shares. Our total cost for those shares was approximately $27.6 million. Albemarle & Bond is primarily engaged in pawnbroking, retail jewelry sales, check cashing and lending in the United Kingdom. We account for the investment using the equity method. Since Albemarle & Bond’s fiscal year ends three months prior to ours, we report the income from this investment on a three-month lag. Albemarle & Bond files semi-annual financial reports for its fiscal periods ending December 31 and June 30. The income reported for our fiscal year ended September 30, 2011 represents our percentage interest in the results of Albemarle & Bond’s operations from July 1, 2010 to June 30, 2011. In fiscal 2011, 2010 and 2009, we received dividends from Albemarle & Bond of $3.2 million, $2.3 million and $1.6 million. Albemarle & Bond’s accumulated undistributed after-tax earnings included in our consolidated retained earnings were $23.5 million at September 30, 2011.

Conversion of Albemarle & Bond’s financial statements into US Generally Accepted Accounting Principles (“GAAP”) resulted in no material differences from those reported by Albemarle & Bond following International Financial Reporting Standards (“IFRS”).

In its functional currency of British pounds, Albemarle & Bond’s total assets increased 19% from June 30, 2010 to June 30, 2011 and its net income improved 6% for the year ended June 30, 2011. Below is summarized financial information for Albemarle & Bond’s most recently reported results after translation to U.S. dollars (using the exchange rate as of June 30 of each year for balance sheet items and average exchange rates for the income statement items for the periods indicated):


	As of June 30,
	2011		2010
	(In thousands)
Current assets	$	125,862	$	97,476
Non-current assets		64,325		52,325

Total assets	$	190,187	$	149,801


Current liabilities	$	18,620	$	17,898
Non-current liabilities		57,016		42,078
Shareholders’ equity		114,551		89,825

Total liabilities and shareholders’ equity	$	190,187	$	149,801


	Years ended June 30,
	2011		2010		2009
	(In thousands)
Gross revenues	$	162,002	$	129,794	$	89,712
Gross profit		97,197		84,850		68,572
Profit for the year (net income)		24,324		22,792		17,239

At September 30, 2011, the recorded balance of our investment in Albemarle & Bond, accounted for on the equity method, was $48.4 million. Because Albemarle & Bond publicly reports its financial results only semi-annually as of June 30 and December 31, the latest Albemarle & Bond figures available are as of June 30, 2011, at which point our equity in net assets of Albemarle & Bond was $34.4 million. The difference between the recorded balance and our equity in Albemarle & Bond’s net assets represents the $10.0 million of unamortized goodwill, plus the cumulative difference resulting from Albemarle & Bond’s earnings, dividend payments and translation gains and losses since the dates of investment.

At September 30, 2011, we owned 124,418,000 shares, or approximately 33% of the total ordinary shares of Cash Converters International Limited, which is a publicly traded company headquartered in Perth, Australia. We acquired the shares between November 2009 and May 2010 for approximately $57.8 million. Cash Converters franchises and operates a worldwide network of approximately 600 specialty financial services and retail stores that provide pawn loans, short-term unsecured loans and other consumer finance products, and buy and sell second-hand goods. Cash Converters has significant store concentrations in Australia and the United Kingdom.

We account for our investment in Cash Converters using the equity method. Since Cash Converters’ fiscal year ends three months prior to ours, we report the income from this investment on a three-month lag. Cash Converters files semi-annual financial reports for its fiscal periods ending December 31 and June 30. Due to the three-month lag, income reported for our fiscal year ended September 30, 2011 represents our percentage interest in the results of cash Converters’ operations from July 1, 2010 to June 30, 2011. Our results for the twelve-month period ended September 30, 2010 include our percentage interest in Cash Converters’ 237 days of earnings from November 6, 2009 to June 30, 2010. This amount was estimated through daily proration of Cash Converters’ reported results for the twelve months ended June 30, 2010. In fiscal 2011 and 2010, we received dividends from Cash Converters of $4.1 and $1.5 million. Cash Converters’ accumulated undistributed after-tax earnings included in our consolidated retained earnings were $7.3 million at September 30, 2011.

Conversion of Cash Converters’ financial statements into US GAAP resulted in no material differences from those reported by Cash Converters following IFRS.

In its functional currency of Australian dollars, Cash Converters’ total assets increased 18% from June 30, 2010 to June 30, 2011 and its net income improved 27% for the year ended June 30, 2011. Below is summarized financial information for Cash Converters’ most recently reported results after translation to U.S. dollars (using the exchange rate as of June 30 of each year for balance sheet items and average exchange rates for the income statement items for the periods indicated):


	As of June 30,
	2011		2010
	(In thousands)
Current assets	$	119,633	$	96,489
Non-current assets		126,811		72,408

Total assets	$	246,444	$	168,897


Current liabilities	$	38,235	$	19,179
Non-current liabilities		22,528		10,199
Shareholders’ equity		185,681		139,519

Total liabilities and shareholders’ equity	$	246,444	$	168,897


	Years Ended June 30,
	2011		2010
	(In thousands)
Gross revenues	$	184,011	$	111,218
Gross profit		138,997		84,296
Profit for the year (net income)		27,328		19,122

At September 30, 2011, the recorded balance of our investment in Cash Converters, accounted for on the equity method, was $72.0 million. Because Cash Converters publicly reports its financial results only semi-annually as of June 30 and December 31, the latest Cash Converters figures available are as of June 30, 2011, at which point our equity in net assets of Cash Converters was $60.8 million. The difference between the recorded balance and our equity in Cash Converters’ net assets represents the $15.0 million of unamortized goodwill, plus the cumulative difference resulting from Cash Converters’ earnings, dividend payments and translation gains and losses since the dates of investment.

The table below summarizes the recorded value and fair value of each of these strategic investments at the dates indicated. These fair values are considered level one estimates within the fair value hierarchy of FASB ASC 820-10-50, and were calculated as (a) the quoted stock price on each company’s principal market multiplied by (b) the number of shares we owned multiplied by (c) the applicable foreign currency exchange rate at the dates indicated. We included no control premium for owning a large percentage of outstanding shares.


	September 30,
	2011		2010
	(In thousands of U.S. dollars)
Albemarle & Bond:
Recorded value	$	48,361	$	43,127
Fair value		91,741		75,520

Cash Converters:
Recorded value		71,958		58,259
Fair value		53,600		70,005

In August 2011, legislation was proposed in Australia that would, among other things, limit the interest charged on certain consumer loans and prohibit loan extensions and refinancings. If this legislation is enacted in its currently proposed form, Cash Converters’ consumer loan business in Australia may be adversely affected, which could have the effect of decreasing Cash Converters’ revenues and earnings. Cash Converters has announced that it is considering a wide range of steps which it can implement to reduce the potential adverse impact if the proposed legislation is enacted and that it believes it may be able to substantially reduce the adverse effects. As of September 30, 2011, the fair value of our investment in Cash Converters (based on the market price of Cash Converters stock as of that date) was below our recorded value. In light of Cash Converters’ statements regarding its ability to mitigate the potential impact of the proposed legislation, we consider this loss in value to be temporary.

Included in “Other Assets, net” on our balance sheets are available for sale securities with a fair value of $5.4 million at September 30, 2011 and $4.9 million at September 30, 2010. This is considered to be a level one measurement of fair value as it is based on the ending market price for the securities at that date, as quoted on an active public securities exchange.

- Definition

The entire disclosure for equity investment, or group of investments, for which combined disclosure is appropriate, including: (a) the name of each investee and percentage of ownership of common stock, (b) accounting policies for investments in common stock, (c) difference between the amount at which the investment is carried and the amount of underlying equity in net assets and the accounting treatment of the difference, (d) the total fair value of each identified investment for which a market value is available, (e) summarized information as to assets, liabilities, and results of operations of the investees (for investments in unconsolidated subsidiaries, common stock of joint ventures, or other investments using the equity method), and (f) material effects of possible conversions, exercises, or contingent issuances of the investee. Other disclosures include (a) the names of any investee in which the investor owns 20 percent or more of the voting stock and investment is not accounted for using the equity method, and the reasons why not, and (b) the names of any investee in which the investor owns less than 20 percent of the voting stock and the investment is accounted for using the equity method, and the reasons why it is.

+ References + Details

Property and Equipment

12 Months Ended

Sep. 30, 2011

Property and Equipment [Abstract]

Property and Equipment

Note E: Property and Equipment

Major classifications of property and equipment were as follows:


	September 30,
	2011							2010
	(In thousands)
	Carrying		Accumulated			Net Book		Carrying		Accumulated			Net Book
	Amount		Depreciation			Value		Amount		Depreciation			Value
Land	$	4	$	—		$	4	$	—	$	—		$	—
Buildings and improvements		88,263		(53,094	)		35,169		78,997		(47,851	)		31,146
Furniture and equipment		85,654		(52,562	)		33,092		70,419		(44,209	)		26,210
Software		28,653		(23,238	)		5,415		25,128		(21,871	)		3,257
Construction in progress		4,818		—			4,818		1,680		—			1,680

Total	$	207,392	$	(128,894	)	$	78,498	$	176,224	$	(113,931	)	$	62,293

Depreciation expense for fiscal 2011, 2010 and 2009 was $17.5 million, $14.0 million and $12.3 million. Included in these amounts for fiscal 2011, 2010 and 2009 is $1.4 million, $0.9 million and $1.0 million of depreciation expense related to capitalized computer software.

- Definition

The entire disclosure for long-lived, physical assets that are used in the normal conduct of business to produce goods and services and not intended for resale. Examples include land, buildings, machinery and equipment, and other types of furniture and equipment including, but not limited to, office equipment, furniture and fixtures, and computer equipment and software. This disclosure may include property plant and equipment accounting policies and methodology, a schedule of property, plant and equipment gross, additions, deletions, transfers and other changes, depreciation, depletion and amortization expense, net, accumulated depreciation, depletion and amortization expense and useful lives, income statement disclosures, assets held for sale and public utility disclosures.

+ References + Details

Goodwill and Other Intangible Assets

12 Months Ended

Sep. 30, 2011

Goodwill and Other Intangible Assets [Abstract]

Goodwill and Other Intangible Assets

Note F: Goodwill and Other Intangible Assets

The following table presents the balance of each major class of indefinite-lived intangible asset at the specified dates:


	September 30,
	2011		2010
	(In thousands)
Pawn licenses	$	8,836	$	8,836
Trade name		4,870		4,870
Goodwill		173,206		117,305

Total	$	186,912	$	131,011

The following table presents the changes in the carrying value of goodwill, by segment, for the fiscal years ended September 30, 2011 and 2010:


	U.S. Pawn		Empeño			EZMONEY
	Operations		Fácil			Operations		Consolidated
			(In thousands)
Balance at September 30, 2009	$	94,192	$	6,527		$	—	$	100,719
Acquisitions		15,871		—			—		15,871
Post-closing purchase price allocation adjustments for prior year acquisitions		192		—			—		192
Effect of foreign currency translation changes		—		523			—		523

Balance at September 30, 2010		110,255		7,050			—		117,305

Acquisitions		53,642		3,148			—		56,790
Effect of foreign currency translation changes		—		(889	)		—		(889	)

Balance at September 30, 2011	$	163,897	$	9,309		$	—	$	173,206

The following table presents the gross carrying amount and accumulated amortization for each major class of definite-lived intangible asset at the specified dates:


	September 30,
	2011							2010
	Carrying		Accumulated			Net Book		Carrying		Accumulated			Net Book
	Amount		Amortization			Value		Amount		Amortization			Value
	(In thousands)
Real estate finders’ fees	$	1,157	$	(479	)	$	678	$	948	$	(401	)	$	547
Non-compete agreements		3,722		(2,459	)		1,263		3,081		(1,834	)		1,247
Favorable lease		755		(322	)		433		644		(219	)		425
Franchise Rights		1,547		(32	)		1,515		—		—			—
Deferred financing costs		2,411		(262	)		2,149		1,469		(982	)		487
Other		58		(12	)		46		48		(6	)		42

Total	$	9,650	$	(3,566	)	$	6,084	$	6,190	$	(3,442	)	$	2,748

The amortization of most definite lived intangible assets is recorded as amortization expense. The favorable lease asset and other intangibles are amortized to operations expense (rent expense) over the related lease terms. The deferred financing costs are amortized to interest expense over the life of our credit agreement. The following table presents the amount and classification of amortization recognized as expense in each of the periods presented:


	Fiscal Years Ended September 30,
	2011		2010		2009
			(In thousands)
Amortization expense	$	855	$	631	$	485
Operations expense		111		129		95
Interest expense		615		403		296

Total expense from the amortization of definite-lived intangible assets	$	1,581	$	1,163	$	876

The following table presents our estimate of amortization expense for definite-lived intangible assets:


Fiscal Years Ended September 30,	Amortization Expense		Operations Expense		Interest Expense
			(In thousands)
2012	$	784	$	92	$	599
2013		346		76		599
2014		271		62		599
2015		234		51		352
2016		193		48		—

As acquisitions and dispositions occur in the future, amortization expense may vary from these estimates.

- Definition

The entire disclosure for the aggregate amount of goodwill and a description of intangible assets, which may include (a) for amortizable intangible assets (also referred to as finite-lived intangible assets), the carrying amount, the amount of any significant residual value, and the weighted-average amortization period, (b) for intangible assets not subject to amortization (also referred to as indefinite-lived intangible assets), the carrying amount, and (c) the amount of research and development assets acquired and written off in the period, including the line item in the income statement in which the amounts written off are aggregated, if not readily apparent from the income statement. Also discloses (a) for amortizable intangibles assets in total and by major class, the gross carrying amount and accumulated amortization, the total amortization expense for the period, and the estimated aggregate amortization expense for each of the five succeeding fiscal years, (b) for intangible assets not subject to amortization the carrying amount in total and by major class, and (c) for goodwill, in total and for each reportable segment, the changes in the carrying amount of goodwill during the period (including the aggregate amount of goodwill acquired, the aggregate amount of impairment losses recognized, and the amount of goodwill included in the gain (loss) on disposal of a reporting unit). If any part of goodwill has not been allocated to a reportable segment, discloses the unallocated amount and the reasons for not allocating. For each impairment loss recognized related to an intangible asset (excluding goodwill), discloses: (a) a description of the impaired intangible asset and the facts and circumstances leading to the impairment, (b) the amount of the impairment loss and the method for determining fair value, (c) the caption in the income statement or the statement of activities in which the impairment loss is aggregated, and (d) the segment in which the impaired intangible asset is reported. For each goodwill impairment loss recognized, discloses: (a) a description of the facts and circumstances leading to the impairment, (b) the amount of the impairment loss and the method of determining the fair value of the associated reporting unit, and (c) if a recognized impairment loss is an estimate not finalized and the reasons why the estimate is not final. May also disclose the nature and amount of any significant adjustments made to a previous estimate of an impairment loss.

+ References + Details

Accounts Payable and Other Accrued Expenses

12 Months Ended

Sep. 30, 2011

Accounts Payable and Other Accrued Expenses [Abstract]

Accounts Payable and Other Accrued Expenses

Note G: Accounts Payable and Other Accrued Expenses

Accounts payable and other accrued expenses consisted of the following:


	September 30,
	2011		2010
	(In thousands)
Trade accounts payable	$	9,949	$	9,135
Accrued payroll and related expenses		22,326		20,838
Accrued interest		13		94
Accrued rent and property taxes		10,728		9,121
Accrual for expected losses on credit service letters of credit		1,795		1,699
Collected funds payable to unaffiliated lenders under credit service programs		1,705		823
Other accrued expenses		10,884		7,953

	$	57,400	$	49,663

Long-term Debt	12 Months Ended
Long-term Debt	Sep. 30, 2011
Long-term Debt [Abstract]
Long-term Debt	Note H: Long-Term Debt On May 10, 2011, we entered into a new senior secured credit agreement with a syndicate of five banks, replacing our previous credit agreement. Among other things, the new credit agreement provides for a four year $175 million revolving credit facility that we may, under the terms of the agreement, request to be increased to a total of $225 million. Upon entering the new credit agreement, we repaid and retired our $17.5 million outstanding debt. The new credit facility increases our available credit and provides greater flexibility to make investments and acquisitions both domestically and internationally. Pursuant to the credit agreement, we may choose to pay interest to the lenders for outstanding borrowings at LIBOR plus 200 to 275 basis points or the bank’s base rate plus 100 to 175 basis points, depending on our leverage ratio computed at the end of each calendar quarter. On the unused amount of the credit facility, we pay a commitment fee of 37.5 to 50 basis points depending on our leverage ratio calculated at the end of each quarter. From the closing date to approximately October 31, 2011, we paid a minimum interest rate of LIBOR plus 250 basis points or the bank’s base rate plus 150 basis points, at our option, and a commitment fee of 50 basis points on the unused portion of the credit line. Terms of the credit agreement require, among other things, that we meet certain financial covenants. At September 30, 2011, we were in compliance with all covenants. We expect the recorded value of our debt to approximate its fair value as it is all variable rate debt and carries no pre-payment penalty. At September 30, 2011, $17.5 million was outstanding under our revolving credit agreement. We also issued $5.0 million of bank letters of credit, leaving $152.5 million available on our revolving credit facility. The outstanding bank letters of credit secure our obligations under letters of credit we issue to unaffiliated lenders as part of our credit service operations. In connection with the credit agreement we expensed $0.1 million of unamortized deferred financing costs related to our former credit agreement and recorded approximately $2.3 million deferred financing costs related to our new facility. These costs are included in intangible assets, net on the balance sheet and are being amortized to interest expense over their four-year estimated useful life.

Common Stock, Options, and Stock Compensation

12 Months Ended

Sep. 30, 2011

Common Stock, Options, and Stock Compensation [Abstract]

Common Stock, Options, and Stock Compensation

Note I: Common Stock, Options, and Stock Compensation

Our capital stock consists of two classes of common stock designated as Class A Non-voting Common Stock (“Class A Common Stock”) and Class B Voting Common Stock (“Class B Common Stock”). The rights, preferences and privileges of the Class A and Class B Common Stock are similar except that each share of Class B Common Stock has one vote and each share of Class A Common Stock has no voting privileges. All Class A Common Stock is publicly held. Holders of Class B Common Stock may, individually or as a class, convert some or all of their shares into Class A Common Stock on a one-to-one basis. Class A Common Stock becomes voting common stock upon the conversion of all Class B Common Stock to Class A Common Stock. We are required to reserve the number of authorized but unissued shares of Class A Common Stock that would be issuable upon conversion of all outstanding shares of Class B Common Stock.

The following table presents information on newly registered shares of our Class A Common Stock issued as acquisition consideration:


	Fiscal Years Ended September 30,
	2011		2010		2009
Shares issued due to acquisitions		208,763		—		5,174,900

We account for stock compensation in accordance with the fair value recognition and measurement provisions of FASB ASC 718-10-25 (Compensation-Stock Compensation). Compensation cost recognized includes compensation cost for all unvested stock compensation payments, based on the closing market price of our stock on the date of grant. We amortize the fair value of grants to compensation expense on a ratable basis over the vesting period for both cliff vesting and pro-rata vesting grants. We have not granted any stock options since fiscal 2007.

Our net income includes the following compensation costs related to our stock compensation arrangements:


	Fiscal Years Ended September 30,
	2011			2010			2009
				(In thousands)
Gross compensation costs
Stock options	$	—		$	4		$	63
Restricted stock		13,208			4,508			3,638

Total gross compensation costs		13,208			4,512			3,701

Income tax benefits
Stock options		(1	)		(56	)		(32	)
Restricted stock		(4,508	)		(1,517	)		(1,208	)

Total income tax benefits		(4,509	)		(1,573	)		(1,240	)


Net compensation expense	$	8,699		$	2,939		$	2,461

All options and restricted stock relate to our Class A Common Stock.

Our non-employee directors have been granted restricted stock awards and non-qualified stock options that vest in one to two years from grant, with the options expiring in ten years. Restricted stock awards, non-qualified options and incentive stock options have been granted to our officers and employees under our 1998, 2003, 2006 and 2010 Incentive Plans. Most options have a contractual life of ten years and provide for pro-rata vesting over five years, but some provide for cliff vesting. Outstanding options have been granted with strike prices ranging from $0.86 per share to $4.05 per share. These were granted at or above the market price at the time of grant, and had no intrinsic value on the grant date.

On May 1, 2010 our Board of Directors approved the adoption of the EZCORP, Inc. 2010 Long-Term Incentive Plan (the “2010 Plan”). The 2010 Plan permits grants of options, restricted stock awards (“RSAs”) and stock appreciation rights covering up to 1,575,750 shares of our Class A Common Stock, including 75,750 shares that remained available for issuance under the previous plan. Awards that expire or are canceled without delivery of shares under the 2010 Incentive Plan generally become available for issuance in new grants. We generally issue new shares to satisfy stock option exercises, but used 10,000 treasury shares to satisfy one option exercise in fiscal 2009. We no longer hold any treasury shares. At September 30, 2011, 779,750 shares were available for grant under the 2010 Plan.

We measure the fair value of RSAs based upon the closing market price of our common stock as of the grant date. A summary of the RSA activity as follows:


	Fiscal Year Ended September 30, 2011
				Weighted
				Average Grant
	Shares			Date Fair Value
Outstanding at beginning of year		1,781,250		$	13.50
Granted		868,500			20.34
Released		(1,035,250	)		13.08
Forfeited		(79,500	)		16.61

Outstanding at end of year		1,535,000		$	17.49


	Fiscal Years Ended September 30,
	2011		2010		2009
	(In millions except per share amounts)
Weighted average grant-date fair value per share of RSAs granted	$	20.34	$	14.64	$	17.51
Total grant —date fair value of RSAs vested	$	13.5	$	0.2	$	4.8

At September 30, 2011, the unamortized fair value of RSAs to be amortized over their remaining vesting periods was approximately $20.8 million and the fair value of all options had been fully amortized to expense. The weighted average period over which these costs will be amortized is four years.

A summary of the option activity for the current fiscal year follows:


						Weighted
						Average
				Weighted		Remaining		Aggregate
				Average		Contractual		Intrinsic
				Exercise		Term		Value
	Shares			Price		(years)		(thousands)

Outstanding at September 30, 2010		293,398		$	3.81
Granted		—			—
Forfeited		—			—
Expired		(8,400	)		1.48
Exercised		(62,600	)		6.57

Outstanding at September 30, 2011		222,398		$	3.12		2.37	$	5,652
Vested and expected to vest		222,398		$	3.12		2.37	$	5,652
Vested at September 30, 2011		222,398		$	3.12		2.37	$	5,652


	Fiscal Years Ended September 30,
	2011		2010		2009
	(In millions except share amounts)
Shares issued due to stock option exercises		62,173		494,202		1,528,048
Proceeds due to stock option exercises	$	0.4	$	1.6	$	4.9
Tax benefit from stock option exercises	$	0.2	$	2.1	$	1.4
Intrinsic value of stock options exercised	$	1.5	$	7.7	$	15.5

Income Taxes

12 Months Ended

Sep. 30, 2011

Income Taxes [Abstract]

Income Taxes

Note J: Income Taxes

Significant components of the income tax provision are as follows:


	Fiscal Years Ended September 30,
	2011		2010			2009
			(In thousands)
Current
Federal	$	50,148	$	54,931		$	38,898
State and foreign		2,728		2,172			1,519

		52,876		57,103			40,417
Deferred
Federal		13,408		(2,811	)		(3,516	)
State and foreign		268		(56	)		(61	)

		13,676		(2,867	)		(3,577	)

	$	66,552	$	54,236		$	36,840

A reconciliation of income taxes calculated at the statutory rate and the provision for income taxes attributable to continuing operations is as follows:


	Fiscal Years Ended September 30,
	2011			2010			2009
				(In thousands)
Income taxes at the federal statutory rate	$	66,049		$	53,035		$	36,859
Non-deductible expense related to incentive stock options		—			1			112
State income tax, net of federal benefit		2,728			2,172			1,519
Change in valuation allowance		1,425			1,273			157
Federal tax credits		(167	)		(134	)		(181	)
Foreign tax credit		(4,356	)		(2,849	)		(1,228	)
Other		873			738			(398	)

Total provision	$	66,552		$	54,236		$	36,840


Effective Tax Rate		35.3	%		35.8	%		35.0	%

The decrease in the fiscal 2011 effective tax rate is due primarily to an increase in foreign tax credits, partly offset by a valuation allowance established on our foreign net operating losses during the start-up phase of operations in Canada. If we are able to generate taxable income in Canada in future years, this valuation allowance may then be reversed and the related deferred tax assets realized. Taking into account all the above factors and our expectations, we estimate our effective tax rate in the year ending September 30, 2012 will be approximately 35.2%.

Significant components of our deferred tax assets and liabilities as of September 30 are as follows (in thousands):


	September 30,
	2011			2010
	(In thousands)
Deferred tax assets:
Book over tax depreciation	$	1,001		$	3,894
Tax over book inventory		3,457			9,836
Accrued liabilities		12,220			11,041
Pawn service charges receivable		3,775			3,552
Stock compensation		—			2,838
Net operating loss carry-forward on foreign operations		1,425			1,273

Total deferred tax assets		21,878			32,434

Deferred tax liabilities:
Tax over book amortization		6,605			5,122
Foreign income and dividends		2,932			2,163
Stock compensation		194
Prepaid expenses		928			608

Total deferred tax liabilities		10,659			7,893


Net deferred tax asset		11,219			24,541
Valuation allowance		(1,425	)		(1,273	)

Net deferred tax asset	$	9,794		$	23,268

Substantially all of our operating income was generated from U.S. operations during 2010 and 2011, and we have elected to have our Mexican operations treated as a foreign branch of a U.S. subsidiary for U.S. income tax purposes. At September 30, 2011 and 2010, we provided deferred income taxes on all undistributed earnings from Albemarle & Bond, and received dividends of approximately $3.2 million and $2.3 million. At September 30, 2011 and 2010, we provided deferred income taxes on all undistributed earnings from Cash Converters, and received dividends of approximately $4.1 million and $1.5 million. Any taxes paid to foreign governments on these earnings may be used in whole or in part as credits against the U.S. tax on any dividends distributed from such earnings.

Under FASB ASC 740-10-25 (“Accounting for Uncertainty in Income Taxes”), a tax position must be more-likely-than-not to be sustained upon examination, based on the technical merits of the position to be recognized in the financial statements.

In making the determination of sustainability, we must presume the appropriate taxing authority with full knowledge of all relevant information will examine tax positions. FASB ASC 740-10-25 also prescribes how the benefit should be measured, including the consideration of any penalties and interest. It requires that the standard be applied to the balances of tax assets and liabilities as of the beginning of the period of adoption and that a corresponding adjustment be made to the opening balance of equity. As a result of the adoption of FASB ASC 740-10-25, we recognized a $106,000 liability, including $8,600 of penalties and interest, for unrecognized state income tax benefits net of federal taxes, and recorded this as a cumulative adjustment to our beginning retained earnings at October 1, 2007. We recorded an additional $380,000 uncertain tax position in fiscal 2008, and reversed it in fiscal 2009 due to a change in accounting method for tax purposes.

We recognize interest and penalties related to unrecognized tax benefits as federal income tax expense on our statement of operations.

Below is a reconciliation of the beginning and ending unrecognized tax benefits for the periods since adoption of FASB ASC 740-10-25 (in thousands):


Unrecognized tax benefits at September 30, 2008	$	486
Reduction based on prior year tax positions		(380	)
Additions based on current year tax positions		—
Reductions based on settlements with taxing authorities		—
Reductions due to lapse in statute of limitations		—

Unrecognized tax benefits at September 30, 2009		106
Reduction based on prior year tax positions		—
Additions based on current year tax positions		—
Reductions based on settlements with taxing authorities		—
Reductions due to lapse in statute of limitations		(55	)

Unrecognized tax benefits at September 30, 2010		51
Reduction based on prior year tax positions		—
Additions based on current year tax positions		—
Reductions based on settlements with taxing authorities		—
Reductions due to lapse in statute of limitations		(51	)

Unrecognized tax benefits at September 30, 2011	$	—

We are subject to U.S., Mexican, and Canadian income taxes as well as to income taxes levied by various state and local jurisdictions. With few exceptions, we are no longer subject to examinations by tax authorities for years before the tax year ended September 30, 2007.

- Definition

The entire disclosure for income taxes. Disclosures may include net deferred tax liability or asset recognized in an enterprise's statement of financial position, net change during the year in the total valuation allowance, approximate tax effect of each type of temporary difference and carryforward that gives rise to a significant portion of deferred tax liabilities and deferred tax assets, utilization of a tax carryback, and tax uncertainties information.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher SEC
-Name Regulation S-X (SX)
-Number 210
-Section 08
-Paragraph h
-Article 4

Reference 2: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Statement of Financial Accounting Standard (FAS)
-Number 109
-Paragraph 136, 172
-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 3: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Statement of Financial Accounting Standard (FAS)
-Number 109
-Paragraph 43, 44, 45, 46, 47, 48, 49
-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 4: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 740
-SubTopic 10
-Section 50
-Paragraph 15
-URI http://asc.fasb.org/extlink&oid=6907707&loc=d3e32718-109319

Reference 5: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 740
-SubTopic 10
-Section 50
-Paragraph 9
-URI http://asc.fasb.org/extlink&oid=6907707&loc=d3e32639-109319

Reference 6: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 235
-SubTopic 10
-Section S99
-Paragraph 1
-Subparagraph (SX 210.4-08.(h))
-URI http://asc.fasb.org/extlink&oid=6881521&loc=d3e23780-122690

Reference 7: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 740
-SubTopic 10
-Section 50
-Paragraph 2
-URI http://asc.fasb.org/extlink&oid=6907707&loc=d3e32537-109319

Reference 8: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 740
-SubTopic 10
-Section 50
-Paragraph 3
-URI http://asc.fasb.org/extlink&oid=6907707&loc=d3e32559-109319

+ Details

Related Party Transactions	12 Months Ended
Related Party Transactions	Sep. 30, 2011
Related Party Transactions [Abstract]
Related Party Transactions	Note K: Related Party Transactions Effective October 1, 2010, 2009 and 2008, we entered one-year financial advisory services agreements with Madison Park, LLC, a business and financial advisory firm wholly-owned by Phillip E. Cohen, the beneficial owner of all of our outstanding Class B Common Stock. Either party could terminate the agreements at any time on thirty days written notice, but neither party elected to do so. The agreements required Madison Park to provide advice on our business and long-term strategic plan, including acquisitions and strategic alliances, operating and strategic objectives, investor relations, relations with investment bankers and other members of the financial services industry, international business development and strategic investment opportunities, and financial matters. The monthly fee for the services was $400,000 in fiscal 2011, $300,000 in fiscal 2010 and $200,000 in fiscal 2009. Total payments to Madison Park were $4.8 million in fiscal 2011, $3.6 million in fiscal 2010 and $2.4 million in fiscal 2009. Effective October 1, 2011, we entered into a new financial advisory services agreement with Madison Park with a one-year term that expires September 30, 2012. The terms of the agreement are substantially the same as those in the fiscal 2011 agreement described above, except the monthly fee is $500,000. Prior to approval of the Madison Park agreement and pursuant to our Policy for Review and Evaluation of Related Party Transactions, the Audit Committee of our Board of Directors implemented measures designed to ensure that the advisory services agreement with Madison Park was considered, analyzed, negotiated and approved objectively. Those measures included the engagement of an independent financial advisory firm to counsel and advise the committee in the course of its consideration and evaluation of the Madison Park relationship and the proposed terms of the new advisory services agreement and the receipt of a fairness opinion with respect to the fee to be paid to Madison Park. After consideration and discussion of a number of factors, the information and fairness opinion provided by its independent financial advisory firm, and the relationships and the interests of Mr. Cohen, the Audit Committee concluded that the advisory services agreement was fair to, and in the best interests of, the company and its stockholders and, on that basis, approved the engagement of Madison Park pursuant to the advisory services agreement.

- Definition

The entire disclosure for related party transactions, including the nature of the relationship(s), a description of the transactions, the amount of the transactions, the effects of any change in the method of establishing the terms of the transaction from the previous period, stated interest rate, expiration date, terms and manner of settlement per the agreement with the related party, and amounts due to or from related parties. If the entity and one or more other entities are under common ownership or management control and this control affects the operating results or financial position, disclosure includes the nature of the control relationship even if there are no transactions between the entities. Disclosure may also include the aggregate amount of current and deferred tax expense for each statement of earnings presented where the entity is a member of a group that files a consolidated tax return, the amount of any tax related balances due to or from affiliates as of the date of each statement of financial position presented, the principal provisions of the method by which the consolidated amount of current and deferred tax expense is allocated to the members of the group and the nature and effect of any changes in that method. Examples of related party transactions include transactions between (a) a parent company and its subsidiary; (b) subsidiaries of a common parent; (c) and entity and its principal owners; and (d) affiliates.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher SEC
-Name Regulation S-X (SX)
-Number 210
-Article 4
-Section 08
-Paragraph k

Reference 2: http://www.xbrl.org/2003/role/presentationRef
-Publisher SEC
-Name Regulation S-X (SX)
-Number 210
-Article 3A
-Section 04
-Paragraph b

Reference 3: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Statement of Financial Accounting Standard (FAS)
-Number 57
-Paragraph 1-4
-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 4: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 850
-SubTopic 10
-Section 50
-Paragraph 4
-URI http://asc.fasb.org/extlink&oid=6457730&loc=d3e39622-107864

Reference 5: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 850
-SubTopic 10
-Section 50
-Paragraph 1
-URI http://asc.fasb.org/extlink&oid=6457730&loc=d3e39549-107864

Reference 6: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 850
-SubTopic 10
-Section 50
-Paragraph 3
-URI http://asc.fasb.org/extlink&oid=6457730&loc=d3e39603-107864

Reference 7: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 235
-SubTopic 10
-Section S99
-Paragraph 1
-Subparagraph (SX 210.4-08.(k))
-URI http://asc.fasb.org/extlink&oid=6881521&loc=d3e23780-122690

Reference 8: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 850
-SubTopic 10
-Section 50
-Paragraph 6
-URI http://asc.fasb.org/extlink&oid=6457730&loc=d3e39691-107864

Reference 9: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 850
-SubTopic 10
-Section 50
-Paragraph 5
-URI http://asc.fasb.org/extlink&oid=6457730&loc=d3e39678-107864

+ Details

Leases

12 Months Ended

Sep. 30, 2011

Leases [Abstract]

Leases

Note L: Leases

We lease various facilities and certain equipment under operating leases. We also sublease some of the above facilities. Future minimum rentals due under non-cancelable leases and annual future minimum rentals expected under subleases are as follows:


	Years Ended September 30,
	(In thousands)
	Lease		Sublease
	Payments		Revenue
2012	$	45,181	$	226
2013		39,243		161
2014		30,001		111
2015		22,171		12
2016		13,874		—
Thereafter		19,731		—

	$	170,201	$	510

After an initial lease term of generally three to ten years, our lease agreements typically allow renewals in three to five-year increments. Our lease agreements generally include rent escalations throughout the initial lease term. Rent escalations are included in the above numbers. For financial reporting purposes, the aggregate rentals over the lease term, including lease renewal options that are reasonably assured, are expensed on a straight-line basis.


	Fiscal Years Ended September 30,
	2011			2010			2009
	(In thousands)
Gross rent expense	$	46,710		$	39,394		$	35,005
Sublease rent revenue		(141	)		(132	)		(81	)

Net rent expense	$	46,569		$	39,262		$	34,924

Prior to fiscal 2008, we completed several sale-leaseback transactions of previously owned facilities. Losses on sales were recognized immediately, and gains were deferred and are being amortized as a reduction of lease expense over the terms of the related leases. The remaining unamortized long-term portion of these deferred gains, amounting to $2.1 million at September 30, 2011, is included in “Deferred gains and other long-term liabilities” in our consolidated balance sheet. The short-term portion, included in “Accounts payable and other accrued expenses” was $0.4 million at September 30, 2011. Future rentals on these sale-leasebacks are included in the above schedule of future minimum rentals. Terms of these leases are consistent with the terms on our other lease agreements.

- Definition

The entire disclosure for lessee entity's leasing arrangements including, but not limited to, all of the following: (a.) The basis on which contingent rental payments are determined, (b.) The existence and terms of renewal or purchase options and escalation clauses, (c.) Restrictions imposed by lease agreements, such as those concerning dividends, additional debt, and further leasing.

+ References + Details

Employment Agreements

12 Months Ended

Sep. 30, 2011

Employment Agreements [Abstract]

Employment Agreements

Note M: Employment Agreements

Effective January 1, 2009, we entered into an Employment and Compensation Agreement with Joseph L. Rotunda, who was our Chief Executive Officer at the time. That agreement expired on October 8, 2010, and Mr. Rotunda retired from his positions as Chief Executive Officer and a member of the Board of Directors on October 31, 2010. The agreement provided Mr. Rotunda with certain severance and termination benefits if he served the full term of the agreement (through October 8, 2010). These benefits included (1) a cash payment in an amount equal to one year’s base salary plus his most recent annual incentive bonus award (total of approximately $3.4 million, payable on January 7, 2011) and (2) a five-year consulting agreement that provides for the following: an annual consulting fee of $500,000; an annual incentive bonus with a target amount equal to 50% of the annual fee and a maximum amount equal to 100% of the annual fee; and reimbursement of reasonable business expenses. The company has also agreed to continue the healthcare benefits for Mr. Rotunda during the term of the consulting agreement. If the consulting agreement is terminated by reason of Mr. Rotunda’s death or disability, he will be entitled to payment of an amount equal to one year’s annual consulting fee plus one year of incentive bonus (calculated at the target amount) and continuation of healthcare benefits for Mr. Rotunda and/or his spouse (as applicable) for one year. In addition, if the company terminates the consulting agreement (other than due to a material breach by Mr. Rotunda) or Mr. Rotunda terminates the consulting agreement because of a material breach by the company, then the company will pay Mr. Rotunda an amount of cash equal to all annual consulting fees that would have been payable to Mr. Rotunda had the agreement continued until the expiration of the five-year term, plus an additional $500,000 in lieu of subsequent annual incentive bonuses, and shall continue to provide the healthcare benefits for Mr. Rotunda until the expiration of the five-year term.

On October 8, 2010, the Board of Directors, acting pursuant to the terms of the applicable restricted stock award agreement and with the recommendation of the Compensation Committee, determined that Mr. Rotunda had satisfied the specified conditions for the accelerated vesting of all his unvested restricted stock (having served the full term of his employment agreement and successfully implemented a transition plan to a new Chief Executive Officer) and approved the vesting of the remaining 756,000 unvested shares on October 31, 2010, the effective date of Mr. Rotunda’s retirement.

On August 3, 2009, we entered into an employment agreement with Paul E. Rothamel, who became President in February 2010 and Chief Executive Officer on November 1, 2010. The agreement provides for certain benefits (principally, a payment equal to one year of then-current base salary) if (a) Mr. Rothamel terminates his employment for good reason (including a change in control), (b) we terminate Mr. Rothamel’s employment without cause, or (c) Mr. Rothamel dies or becomes totally and permanently disabled during his active employment. Mr. Rothamel is subject to confidentiality obligations and, for a period of two years following the termination of his employment, is prohibited from competing with us, soliciting our customers or soliciting our employees. The agreement had an initial term of two years, which expired on August 3, 2011, but under its terms, has been renewed for an additional one-year term and will continue to be renewed for successive one-year terms unless either party gives 90-days’ notice to terminate.

The company provides the following additional severance or change-in-control benefits to its executive officers:

•		The terms of employment for certain of our executive officers provide that the executive officer will receive salary continuation for one year if his or her employment is terminated by the company without cause.

•		Sterling B. Brinkley, Chairman of the Board, received a restricted stock award on October 2, 2006 that provides for accelerated vesting of some or all of the unvested shares under certain circumstances, including death or disability, failure to be re-elected to his current position or termination of employment without cause.

•		Generally, restricted stock awards, including those granted to the executive officers, provide for accelerated vesting of some or all of the unvested shares in the event of the holder’s death or disability.

- Definition

The entire disclosure for compensation costs, including compensated absences accruals, compensated absences liability, deferred compensation arrangements and income statement compensation items. Deferred compensation arrangements may include a description of an arrangement with an individual employee, which is generally an employment contract between the entity and a selected officer or key employee containing a promise by the employer to pay certain amounts at designated future dates, usually including a period after retirement, upon compliance with stipulated requirements. This type of arrangement is distinguished from broader based employee benefit plans as it is usually tailored to the employee. Disclosure also typically includes the amount of related compensation expense recognized during the reporting period, the number of shares (units) issued during the period under such arrangements, and the carrying amount as of the balance sheet date of the related liability.

+ References + Details

Retirement Plans

12 Months Ended

Sep. 30, 2011

Retirement Plans [Abstract]

Retirement Plans

Note N: Retirement Plans

We sponsor a 401(k) retirement savings plan under which eligible employees may contribute a portion of pre-tax earnings. In our sole discretion, we may match employee contributions in the form of our Class A Common Stock. A participant vests in the matching contributions pro rata over their first four years of service and is 100% vested in all matching contributions after four years of service.

The following table presents matching contribution information to our 401(k) Plan:


	Fiscal Years Ended September 30,
	2011		2010		2009
			(In thousands)
Matching contributions to EZCORP 401(k) Plan	$	377	$	260	$	178
Matching contributions to Value Financial Services 401(k) Plan		—		—		97

Total Matching contributions	$	377	$	260	$	275

We also provide a non-qualified Supplemental Executive Retirement Plan for selected executives. Funds in the Supplemental Executive Retirement Plan vest over three years from the grant date, with one-third vesting each year. All of a participant’s Supplemental Executive Retirement Plan funds from all grants vest 100% in the event of the participant’s death or disability or the termination of the plan due to a change in control. In addition, the Supplemental Executive Retirement Plan funds are 100% vested when a participant attains his or her normal retirement age (60 years old and five years of active service) while actively employed by us. Expense of contributions to the Supplemental Executive Retirement Plan is recognized based on the vesting schedule.

The following table provides contribution and amortized expense amounts related to the Supplemental Executive Retirement Plan:


	Fiscal Years Ended September 30,
	2011		2010		2009
			(In thousands)
Contributions to the Supplemental Executive Retirement Plan	$	701	$	746	$	579
Amortized expense due to Supplemental Executive Retirement Plan	$	526	$	562	$	463

- Definition

The entire disclosure for pension and other postretirement benefits.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Statement of Financial Accounting Standard (FAS)
-Number 132R
-Paragraph 5
-Subparagraph a
-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 2: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Statement of Financial Accounting Standard (FAS)
-Number 132R
-Paragraph 5
-Subparagraph b
-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 3: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Statement of Financial Accounting Standard (FAS)
-Number 132R
-Paragraph 5
-Subparagraph h
-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 4: http://www.xbrl.org/2003/role/presentationRef
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-Number 132R
-Paragraph 5
-Subparagraph q
-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

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-Number 132R
-Paragraph 8
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Reference 6: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
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-Number 106
-Paragraph 518
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Reference 7: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Statement of Financial Accounting Standard (FAS)
-Number 87
-Paragraph 264
-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 8: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Emerging Issues Task Force (EITF)
-Number 03-2
-Paragraph 8
-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 9: http://www.xbrl.org/2003/role/presentationRef
-Publisher AICPA
-Name Accounting Principles Board Opinion (APB)
-Number 30
-Paragraph 26
-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

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-Name FASB Staff Position (FSP)
-Number FAS106-2
-Paragraph 20, 21, 22
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Reference 11: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
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-Number 158
-Paragraph 7, 21, 22
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Reference 12: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Statement of Financial Accounting Standard (FAS)
-Number 132R
-Paragraph 5, 6, 7, 8
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Reference 13: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Implementation Guide (Q and A)
-Number FAS88
-Paragraph 63
-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

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-Publisher FASB
-Name Accounting Standards Codification
-Topic 715
-URI http://asc.fasb.org/topic&trid=2235017

+ Details

Contingencies	12 Months Ended
Contingencies	Sep. 30, 2011
Contingencies [Abstract]
Contingencies	Note O: Contingencies Currently and from time to time, we are defendants in various legal and regulatory actions. While we cannot determine the ultimate outcome of these actions, we believe their resolution will not have a material adverse effect on our financial condition, results of operations or liquidity. However, we cannot give any assurance as to their ultimate outcome.

- Definition

The entire disclosure for commitments and contingencies.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name FASB Interpretation (FIN)
-Number 14
-Paragraph 3
-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 2: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Statement of Financial Accounting Standard (FAS)
-Number 5
-Paragraph 9, 10, 11, 12
-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 3: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 210
-SubTopic 10
-Section S99
-Paragraph 1
-Subparagraph (SX 210.5-02.25)
-URI http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682

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-Name Accounting Standards Codification
-Topic 450
-SubTopic 20
-Section 50
-Paragraph 4
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-Name Accounting Standards Codification
-Topic 460
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-Paragraph 8
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-Topic 825
-SubTopic 20
-Section 50
-Paragraph 1
-URI http://asc.fasb.org/extlink&oid=6449706&loc=d3e16207-108621

+ Details

Quarterly Information (Unaudited)

12 Months Ended

Sep. 30, 2011

Quarterly Information (Unaudited) [Abstract]

Quarterly Information (Unaudited)

Note P: Quarterly Information (Unaudited)


	First Quarter		Second Quarter		Third Quarter		Fourth Quarter
	(In thousands, except per share amounts)
Year Ended September 30, 2011
Total revenues	$	218,826	$	213,254	$	203,152	$	234,085
Net revenues		134,232		130,950		122,997		146,759
Net income		27,429		31,838		26,527		36,365

Earnings per common share:
Basic	$	0.55	$	0.64	$	0.53	$	0.73
Diluted	$	0.55	$	0.63	$	0.53	$	0.72

Year Ended September 30, 2010
Total revenues	$	184,751	$	176,584	$	173,542	$	198,168
Net revenues		112,931		109,705		104,804		120,039
Net income		25,707		23,773		19,962		27,852

Earnings per common share:
Basic	$	0.53	$	0.49	$	0.41	$	0.57
Diluted	$	0.52	$	0.48	$	0.40	$	0.56

- Definition

The entire disclosure for the quarterly financial data in the annual financial statements. The disclosure may include a tabular presentation of financial information for each fiscal quarter for the current and previous year, including revenues, gross profit, income or loss before extraordinary items and earnings per share data. It also includes an indication if the information in the note is unaudited, comments on the aggregate effect of year-end adjustments, and an explanation of matters or transactions that affect comparability or are pertinent to an understanding of the information furnished.

+ References + Details

Comprehensive Income

12 Months Ended

Sep. 30, 2011

Comprehensive Income [Abstract]

Comprehensive Income

Note Q: Comprehensive Income

The table below presents the tax benefit (provision) of each component of comprehensive income:


	Fiscal Years Ended September 30,
	2011			2010		2009
Foreign currency translation tax benefit / (provision)	$	(5,369	)	$	1,918	$	1,598
Available for sale securities tax benefit / (provision)		(325	)		—		—

Total tax benefit / (provision)	$	(5,694	)	$	1,918	$	1,598

- Definition

The entire disclosure for comprehensive income. Includes, but is not limited to, the following: 1) the amount of income tax expense or benefit allocated to each component of other comprehensive income, including reclassification adjustments, 2) the reclassification adjustments for each classification of other comprehensive income and 3) the ending accumulated balances for each component of comprehensive income. Components of comprehensive income include: (1) foreign currency translation adjustments; (2) gains (losses) on foreign currency transactions that are designated as, and are effective as, economic hedges of a net investment in a foreign entity; (3) gains (losses) on intercompany foreign currency transactions that are of a long-term-investment nature, when the entities to the transaction are consolidated, combined, or accounted for by the equity method in the reporting enterprise's financial statements; (4) change in the market value of a futures contract that qualifies as a hedge of an asset reported at fair value; (5) unrealized holding gains (losses) on available-for-sale securities and that resulting from transfers of debt securities from the held-to-maturity category to the available-for-sale category; (6) a net loss recognized as an additional pension liability not yet recognized as net periodic pension cost; and (7) the net gain (loss) and net prior service cost or credit for pension plans and other postretirement benefit plans.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Statement of Financial Accounting Standard (FAS)
-Number 130
-Paragraph 14-26
-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

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-Name Accounting Standards Codification
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-Subparagraph (SX 210.3-04)
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-Publisher FASB
-Name Accounting Standards Codification
-Glossary Reclassification Adjustments
-URI http://asc.fasb.org/extlink&oid=6522872

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+ Details

Operating Segment Information

12 Months Ended

Sep. 30, 2011

Operating Segment Information [Abstract]

Operating Segment Information

Note R: Operating Segment Information

We manage our business and internal reporting as three reportable segments with operating results reported separately for each segment.

	•		The U.S. Pawn Operations segment offers pawn related activities in our 433 U.S. pawn stores, offers signature loans in 43 pawn stores and six EZMONEY stores and offers auto title loans in 44 pawn stores.

	•		The Empeño Fácil segment offers pawn related activities in 178 Mexico pawn stores.

•

The EZMONEY Operations segment offers signature loans in 430 U.S. and 64 Canadian financial services stores. The segment offers auto title loans in 397 of its U.S. stores and buys and sells second-hand goods 15 of its Canadian stores.

There are no inter-segment revenues, and the amounts below were determined in accordance with the same accounting principles used in our consolidated financial statements. The following tables present operating segment information:


	U.S. Pawn		Empeño		EZMONEY
	Operations		Fácil		Operations		Consolidated
	(In thousands)
Year Ended September 30, 2011:
Revenues:
Merchandise Sales	$	256,643	$	25,237	$	203	$	282,083
Jewelry Scrapping Sales		195,276		15,997		1,206		212,479
Pawn service charges		184,234		16,901		—		201,135
Signature loan fees		2,501		—		147,749		150,250
Auto title loan fees		1,539		—		20,162		21,701
Other		634		122		913		1,669

Total revenues		640,827		58,257		170,233		869,317

Merchandise cost of goods sold		147,239		14,672		149		162,060
Jewelry scrapping cost of goods sold		120,767		12,205		588		133,560
Signature loan bad debt		923		—		35,405		36,328
Auto title loan bad debt		165		—		2,266		2,431

Net revenues		371,733		31,380		131,825		534,938

Operations expense		177,191		20,636		69,225		267,052

Store operating income	$	194,542	$	10,744	$	62,600	$	267,886


	U.S. Pawn		Empeño		EZMONEY
	Operations		Fácil		Operations		Consolidated
	(In thousands)
Year Ended September 30, 2010:
Revenues:
Merchandise Sales	$	226,424	$	14,030	$	—	$	240,454
Jewelry scrapping Sales		163,667		7,389		355		171,411
Pawn service charges		154,505		9,190		—		163,695
Signature loan fees		1,930		—		137,385		139,315
Auto title loan fees		1,659		—		16,048		17,707
Other		442		—		21		463

Total revenues		548,627		30,609		153,809		733,045

Merchandise cost of goods sold		131,825		8,459		—		140,284
Jewelry scrapping cost of goods sold		104,531		6,137		170		110,838
Signature loan bad debt		641		—		31,068		31,709
Auto title loan bad debt		236		—		2,499		2,735

Net revenues		311,394		16,013		120,072		447,479

Operations expense		161,145		11,658		63,861		236,664

Store operating income	$	150,249	$	4,355	$	56,211	$	210,815


Year Ended September 30, 2009:
Revenues:
Merchandise Sales	$	202,250	$	8,751	$	—	$	211,001
Jewelry scrap Sales		117,013		1,900		9		118,922
Pawn service charges		124,396		5,773		—		130,169
Signature loan fees		2,293		—		131,051		133,344
Auto title loan fees		1,313		—		2,276		3,589
Other		431		—		—		431

Total revenues		447,696		16,424		133,336		597,456

Merchandise cost of goods sold		121,170		5,392		—		126,562
Jewelry scraping cost of goods sold		75,744		1,277		6		77,027
Signature loan bad debt		828		—		32,725		33,553
Auto title loan bad debt		124		—		256		380

Net revenues		249,830		9,755		100,349		359,934

Operations expense		140,525		5,833		59,879		206,237

Store operating income	$	109,305	$	3,922	$	40,470	$	153,697

The following table reconciles store operating income, as shown above, to our consolidated income before income taxes:


	Fiscal Years Ended September 30,
	2011			2010			2009
				(In thousands)
Consolidated store operating income	$	267,886		$	210,815		$	153,697
Administrative expenses		75,270			52,740			40,497
Depreciation and amortization		18,344			14,661			12,746
(Gain) / loss on sale or disposal of assets		309			1,528			(1,024	)
Interest income		(37	)		(186	)		(281	)
Interest expense		1,690			1,385			1,425
Equity in net income of unconsolidated affiliates		(16,237	)		(10,750	)		(5,016	)
Other		(164	)		(93	)		38

Consolidated income before income taxes	$	188,711		$	151,530		$	105,312

The following table presents separately identified segment assets:


	U.S. Pawn		Empeño		EZMONEY
	Operations		Fácil		Operations		Consolidated
	(In thousands)
Assets at September 30, 2011:
Pawn loans	$	134,457	$	10,861	$	—	$	145,318
Signature loans, net		990		—		10,399		11,389
Auto title loans, net		930		—		2,292		3,222
Service charges and fees receivable, net		25,148		1,663		6,419		33,230
Inventory, net		81,257		8,514		602		90,373
Goodwill		163,897		9,309		—		173,206

Total separately identified recorded segment assets	$	406,679	$	30,347	$	19,712	$	456,738


Brokered signature loans outstanding from unaffiliated lenders	$	206	$	—	$	20,767	$	20,973
Brokered auto title loans outstanding from unaffiliated lenders	$	175	$	—	$	5,892	$	6,067

Assets at September 30, 2010:
Pawn loans	$	113,944	$	7,257	$	—	$	121,201
Signature loans, net		456		—		10,319		10,775
Auto title loans, net		651		—		2,494		3,145
Service charges and fees receivable, net		20,830		1,053		7,177		29,060
Inventory, net		66,542		4,935		25		71,502
Goodwill		110,255		7,050		—		117,305

Total separately identified recorded segment assets	$	312,678	$	20,295	$	20,015	$	352,988


Brokered signature loans outstanding from unaffiliated lenders	$	231	$	—	$	22,709	$	22,940
Brokered auto title loans outstanding from unaffiliated lenders	$	236	$	—	$	6,589	$	6,825

Assets at September 30, 2009:
Pawn loans	$	98,099	$	3,585	$	—	$	101,684
Signature loans, net		453		—		7,904		8,357
Auto title loans, net		685		—		978		1,663
Service charges and fees receivable, net		17,910		513		5,892		24,315
Inventory, net		61,196		2,804		1		64,001
Goodwill		94,192		6,527		—		100,719

Total separately identified recorded segment assets	$	272,535	$	13,429	$	14,775	$	300,739


Brokered signature loans outstanding from unaffiliated lenders	$	278	$	—	$	22,706	$	22,984
Brokered auto title loans outstanding from unaffiliated lenders	$	276	$	—	$	1,910	$	2,186

Brokered loans are not recorded as an asset on our balance sheet, as we do not own a participation in the loans made by unaffiliated lenders. We monitor the principal balance of these loans, as our credit service fees and bad debt are directly related to their volume due to the letters of credit we issue on these loans. The balance shown above is the gross principal balance of the loans outstanding.

The following table reconciles separately identified recorded segment assets, as shown above, to our consolidated total assets:


	September 30,
	2011		2010		2009
	(In thousands)
Total separately identified recorded segment assets	$	456,738	$	352,988	$	300,739
Corporate assets		299,712		253,424		191,778

Total assets	$	756,450	$	606,412	$	492,517

- Definition

The entire disclosure for reporting segments including data and tables. Reportable segments include those that meet any of the following quantitative thresholds a) it's reported revenue, including sales to external customers and intersegment sales or transfers is 10 percent or more of the combined revenue, internal and external, of all operating segments b) the absolute amount of its reported profit or loss is 10 percent or more of the greater, in absolute amount of 1) the combined reported profit of all operating segments that did not report a loss or 2) the combined reported loss of all operating segments that did report a loss c) its assets are 10 percent or more of the combined assets of all operating segments.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Statement of Financial Accounting Standard (FAS)
-Number 131
-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

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Reference 13: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 280
-SubTopic 10
-Section 50
-Paragraph 1
-URI http://asc.fasb.org/extlink&oid=6534315&loc=d3e8380-108599

Reference 14: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 280
-SubTopic 10
-Section 50
-Paragraph 12
-URI http://asc.fasb.org/extlink&oid=6534315&loc=d3e8595-108599

Reference 15: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 280
-SubTopic 10
-Section 50
-Paragraph 32
-URI http://asc.fasb.org/extlink&oid=6534315&loc=d3e8933-108599

+ Details

Allowance for Losses and Credit Quality of Financing Receivables

12 Months Ended

Sep. 30, 2011

Allowance for Losses and Credit Quality of Financing Receivables [Abstract]

Allowance for Losses and Credit Quality of Financing Receivables

Note S: Allowance for Losses and Credit Quality of Financing Receivables

We offer a variety of loan products and credit services to customers who do not have cash resources or access to credit to meet their short-term cash needs. Our customers are considered to be in a higher risk pool with regard to creditworthiness when compared to those of typical financial institutions. As a result, our receivables do not have a credit risk profile that can easily be measured by the normal credit quality indicators used by the financial markets. We manage the risk through closely monitoring the performance of the portfolio and through our underwriting process. This process includes review of customer information, such as making a credit reporting agency inquiry, evaluating and verifying income sources and levels, verifying employment and verifying a telephone number where customers may be contacted. For auto title loans, we additionally inspect the automobile, title and reference to market values of used automobiles.

As described in Note A, “Significant Accounting Policies,” we consider a signature loan defaulted if it has not been repaid or renewed by the maturity date. If one payment of an installment loan is delinquent, that one payment is considered defaulted. If more than one installment payment is delinquent at any time, the entire installment loan is considered defaulted. Although defaulted loans may be collected later, we charge the loan principal to signature loan bad debt upon default, leaving only active loans in the reported balance. Accrued fees related to defaulted loans reduce fee revenue upon loan default, and increase fee revenue upon collection. Based on historical collection experience, the age of past-due loans and amounts we expect to receive through the sale of repossessed vehicles, we provide an allowance for losses on auto title loans.

The accuracy of our allowance estimates is dependent upon several factors, including our ability to predict future default rates based on historical trends and expected future events. We base our estimates on observable trends and various other assumptions that we believe to be reasonable under the circumstances.

The following table presents changes in the allowance for credit losses as well as the recorded investment in our financing receivables by portfolio segment for the periods presented (in thousands):


	Allowance									Allowance		Financing
	Balance at									Balance at		Receivable
	Beginning									End of		End of
Description	of Period		Charge-offs			Recoveries		Provision		Period		Period
Allowance for losses on signature loans:
Year ended September 30, 2011	$	750	$	(18,043	)	$	6,349	$	12,671	$	1,727	$	13,116
Year ended September 30, 2010		532		(14,807	)		5,757		9,268		750		11,525
Year ended September 30, 2009		580		(14,456	)		5,571		8,837		532		8,889

Allowance for losses on auto title loans:
Year ended September 30, 2011	$	1,137	$	(12,616	)	$	10,074	$	1,943	$	538	$	3,760
Year ended September 30, 2010		291		(9,240	)		7,425		2,661		1,137		4,282
Year ended September 30, 2009		—		(2,478	)		2,387		382		291		1,954

The provision presented in the table above includes only principal and excludes items such as NSF fees, late fees, repossession fees, auction fees and interest. In addition, all credit service expenses and fees related to loans made by our unaffiliated lenders are excluded, as we do not own the loans made in connection with our credit services and they are not recorded as assets on our balance sheet. Expected losses on credit services are accrued and reported in “Accounts payable and other accrued expenses” on our balance sheets.

Auto title loans are our only loans that remain as recorded investments when in delinquent/nonaccrual status. We consider an auto title loan past due if it has not been repaid or renewed by the maturity date. Based on experience, we establish a reserve on all auto title loans. On auto title loans more than 90 days past due, we reserve the percentage we estimate will not be recoverable through auction and reserve 100% of loans for which we have not yet repossessed the underlying collateral. No fees are accrued on any auto title loans more than 90 days past due.

The following table presents an aging analysis of past due financing receivables by portfolio segment:


																			Total			Recorded
	Days Past Due												Total			Current			Financing			Investment > 90
	1-30			31-60			61-90			>90			Past Due			Receivable			Receivable			Days & Accruing
September 30, 2011
Auto title loans	$	840		$	479		$	283		$	219		$	1,821		$	1,939		$	3,760		$	—
Reserve	$	117		$	114		$	67		$	172		$	470		$	68		$	538		$	—
Reserve %		14	%		24	%		24	%		79	%		26	%		4	%		14	%		—

September 30, 2010
Auto title loans	$	796		$	552		$	432		$	532		$	2,312		$	1,970		$	4,282		$	—
Reserve	$	188		$	229		$	256		$	367		$	1,040		$	97		$	1,137		$	—
Reserve %		24	%		41	%		59	%		69	%		45	%		5	%		27	%		—

Supplemental Consolidated Financial Information

12 Months Ended

Sep. 30, 2011

Organization and Summary of Significant Accounting Policies/Supplemental Consolidated Financial Information [Abstract]

Supplemental Consolidated Financial Information

Note T: Supplemental Consolidated Financial Information

Supplemental Consolidated Statements of Financial Position Information

The following table provides information on amounts included in accounts receivable, net and inventories, net:


	September 30,
	2011			2010
	(In thousands)
Pawn service charges receivable:
Gross pawn service charges receivable	$	37,175		$	31,575
Allowance for doubtful accounts		(10,720	)		(9,949	)

Pawn service charges receivable, net	$	26,455		$	21,626


Signature loan fees receivable:
Gross signature loan fees receivable	$	5,839		$	6,144
Allowance for doubtful accounts		(491	)		(326	)

Signature loan fees receivable, net	$	5,348		$	5,818


Auto title loan fees receivable:
Gross auto title loan fees receivable	$	1,507		$	1,721
Allowance for doubtful accounts		(80	)		(105	)

Auto title loan fees receivable, net	$	1,427		$	1,616


Inventory:
Inventory, gross
Inventory reserves	$	99,854		$	77,211
Inventory, net		(9,481	)		(5,709	)

	$	90,373		$	71,502

Supplemental Consolidated Statements of Income

The table below provides advertising expense for periods presented. Advertising costs are included in administrative expenses in the Consolidated Statements of Income:


	Fiscal Years Ended September 30,
	2011		2010		2009
			(In thousands)
Advertising Expense	$	3,577	$	2,205	$	2,033

Other Supplemental Information


	September 30,
	2011		2010
	(In thousands)
Signature Loans:
Expected LOC losses	$	1,562	$	1,337
Maximum exposure for LOC losses	$	23,845	$	24,449

Auto title loans:
Expected LOC losses	$	233	$	362
Maximum exposure for LOC losses	$	6,423	$	7,197

Valuation and Qualifying Accounts


	Balance at		Additions							Balance at
	Beginning		Charged to		Charged to					End
Description	of Period		Expense		Other Accts			Deductions		of Period
	(In thousands)
Allowance for valuation of inventory:
Year ended September 30, 2011	$	5,709	$	3,772	$	—		$	—	$	9,481

Year ended September 30, 2010	$	5,719	$	—	$	—		$	10	$	5,709

Year ended September 30, 2009	$	4,028	$	1,691	$	—		$	—	$	5,719


Allowance for uncollectible pawn service charges receivable:
Year ended September 30, 2011	$	9,949	$	—	$	771		$	—	$	10,720

Year ended September 30, 2010	$	8,521	$	—	$	1,428		$	—	$	9,949

Year ended September 30, 2009	$	5,315	$	—	$	3,206		$	—	$	8,521


Allowance for uncollectible signature loan fees receivable:
Year ended September 30, 2011	$	326	$	—	$	165		$	—	$	491

Year ended September 30, 2010	$	461	$	—	$	(135	)	$	—	$	326

Year ended September 30, 2009	$	581	$	—	$	(120	)	$	—	$	461


Allowance for valuation of deferred tax assets:
Year ended September 30, 2011	$	1,273	$	152	$	—		$	—	$	1,425

Year ended September 30, 2010	$	—	$	1,273	$	—		$	—	$	1,273

Year ended September 30, 2009	$	233	$	—	$	—		$	233	$	—


Allowance for uncollectible auto title loan fees receivable:
Year ended September 30, 2011	$	105	$	—	$	(25	)	$	—	$	80

Year ended September 30, 2010	$	21	$	—	$	84		$	—	$	105

Year ended September 30, 2009	$	—	$	—	$	21		$	—	$	21

Subsequent Events

12 Months Ended

Sep. 30, 2011

Subsequent Events [Abstract]

Subsequent Events

Note U: Subsequent Events

Acquisitions

Since the end of our fiscal year, we acquired 17 pawn stores located in Florida and the greater San Antonio, Texas metropolitan area and eight Cash Converters locations located in Pennsylvania, Virginia and Ontario, Canada, for consideration of approximately $49.2 million. The consideration was comprised of $48.2 million cash and approximately $1.0 million related to the issuance of 33,011 shares of EZCORP Class A Non-voting Common Stock. The purchase price allocation for these acquisitions is incomplete as we continue to receive information regarding the acquired assets. As a result, we are unable to provide at this time a breakout between net tangible assets, intangible assets and goodwill.

Condensed Consolidating Financial Information

We expect to file with the United States Securities and Exchange Commission a “shelf” registration statement on Form S-3 registering the offer and sale of an indeterminate amount of a variety of securities, including debt securities. Unless otherwise indicated in connection with a particular offering of debt securities, each of our domestic subsidiaries will fully and unconditionally guarantee on a joint and several basis our payment obligations under such debt securities.

In accordance with Rule 3-10(d) of Regulation S-X, the following presents condensed consolidating financial information as of September 30, 2011 and 2010, and for each of the three years ended September 30, 2011 for EZCORP, Inc. (the “Parent”), each of the Parent’s domestic subsidiaries (the “Subsidiary Guarantors”) on a combined basis and each of the Parent’s other subsidiaries (the “Other Subsidiaries”) on a combined basis. Eliminating entries presented are necessary to combine the groups of entities.

Condensed Consolidating Balance Sheets


	As of September 30, 2011
	(In thousands)
				Subsidiary			Other
	Parent			Guarantors			Subsidiaries			Eliminations			Consolidated
Assets:
Current assets:
Cash and cash equivalents	$	—		$	20,860		$	3,109		$	—		$	23,969
Pawn loans		—			134,457			10,861			—			145,318
Signature loans, net		—			9,304			2,085			—			11,389
Auto title loans, net		—			3,222			—			—			3,222
Pawn service charges receivable, net		—			24,792			1,663			—			26,455
Signature loan fees receivable, net		—			5,215			133			—			5,348
Auto title loan fees receivable, net		—			1,427			—			—			1,427
Inventory, net		—			81,277			9,096			—			90,373
Deferred tax asset		12,728			5,397			—			—			18,125
Receivable from affiliates		66,450			(66,450	)		—			—			—
Income taxes receivable		—			—			—			—			—
Prepaid expenses and other assets		29			25,976			4,606			—			30,611

Total current assets		79,207			245,477			31,553			—			356,237

Investments in unconsolidated affiliates		71,958			48,361			—			—			120,319
Investments in subsidiaries		84,303			44,323			—			(128,626	)		—
Property and equipment, net		—			59,434			19,064			—			78,498
Deferred tax asset, non-current		—			—			—			—			—
Goodwill		—			163,897			9,309			—			173,206
Other assets, net		2,147			22,219			3,822			2			28,190

Total assets	$	237,615		$	583,711		$	63,748		$	(128,624	)	$	756,450

Liabilities and stockholders’ equity:
Current liabilities:
Current maturities of long-term debt	$	—		$	—		$	—		$	—		$	—
Accounts payable and other accrued expenses		13			50,871			6,516			—			57,400
Customer layaway deposits		—			5,711			465			—			6,176
Intercompany Payables		(199,190	)		178,375			20,761			54			—
Income taxes payable		9,552			(5,150	)		(3,709	)		—			693

Total current liabilities		(189,625	)		229,807			24,033			54			64,269

Long-term debt, less current maturities		17,500			—			—			—			17,500
Deferred tax liability		5,940			1,563			828			—			8,331
Deferred gains and other long-term liabilities		—			2,102			—			—			2,102

Total liabilities		(166,185	)		233,472			24,861			54			92,202

Commitments and contingencies
Stockholders’ equity:
Class A Non-voting Common Stock		461			12			—			(2	)		471
Class B Voting Common Stock		30			(1	)		1			—			30
Additional paid-in capital		221,526			98,980			50,568			(128,676	)		242,398
Retained earnings		174,860			251,418			(4,183	)		—			422,095
Accumulated other comprehensive income (loss)		6,923			(170	)		(7,499	)		—			(746	)

Total stockholders’ equity		403,800			350,239			38,887			(128,678	)		664,248

Total liabilities and stockholders’ equity	$	237,615		$	583,711		$	63,748		$	128,624		$	756,450


	As of September 30, 2010
	(In thousands)
				Subsidiary			Other
	Parent			Guarantors			Subsidiaries			Eliminations			Consolidated
Assets:
Current assets:
Cash and cash equivalents	$	—		$	23,862		$	1,992		$	—		$	25,854
Pawn loans		—			113,944			7,257			—			121,201
Signature loans, net		—			9,828			947			—			10,775
Auto title loans, net		—			3,145			—			—			3,145
Pawn service charges receivable, net		—			20,573			1,053			—			21,626
Signature loan fees receivable, net		—			5,733			85			—			5,818
Auto title loan fees receivable, net		—			1,616			—			—			1,616
Inventory, net		—			66,547			4,955			—			71,502
Deferred tax asset		18,085			4,950			173			—			23,208
Receivable from affiliates		—			—			—			—			—
Income taxes receivable		3,185			(3,185	)		—			—			—
Prepaid expenses and other assets		6			14,769			2,652			—			17,427

Total current assets		21,276			261,782			19,114			—			302,172

Investments in unconsolidated affiliates		58,259			43,127			—			—			101,386
Investments in subsidiaries		76,999			9,095			—			(86,094	)		—
Property and equipment, net		—			49,031			13,262			—			62,293
Deferred tax asset, non-current		1,161			(1,101	)		—			—			60
Goodwill		—			110,254			7,051			—			117,305
Other assets, net		217			20,938			2,041			—			23,196

Total assets	$	157,912		$	493,126		$	41,468		$	(86,094	)	$	606,412

Liabilities and stockholders’ equity:
Current liabilities:
Current maturities of long-term debt	$	10,000		$	—		$	—		$	—		$	10,000
Accounts payable and other accrued expenses		90			44,859			4,714			—			49,663
Customer layaway deposits		—			5,940			169			—			6,109
Intercompany Payables		(251,158	)		222,767			28,341			50			—
Income taxes payable		11,031			(5,147	)		(2,197	)		—			3,687

Total current liabilities		(230,037	)		268,419			31,027			50			69,459

Long-term debt, less current maturities		15,000			—			—			—			15,000
Deferred tax liability		—			—			—			—			—
Deferred gains and other long-term liabilities		—			2,525			—			—			2,525

Total liabilities		(215,037	)		270,944			31,027			50			86,984

Commitments and contingencies
Stockholders’ equity:
Class A Non-voting Common Stock		452			11			—			—			463
Class B Voting Common Stock		30			(1	)		1			—			30
Additional paid-in capital		218,087			78,091			15,340			(86,144	)		225,374
Retained earnings		156,329			145,954			(2,347	)		—			299,936
Accumulated other comprehensive income (loss)		(1,949	)		(1,873	)		(2,553	)		—			(6,375	)

Total stockholders’ equity		372,949			222,182			10,441			(86,144	)		519,428

Total liabilities and stockholders’ equity	$	157,912		$	493,126		$	41,468		$	(86,094	)	$	606,412

Condensed Consolidating Statements of Operations


	Year Ended September 30, 2011
	(In thousands)
				Subsidiary			Other
	Parent			Guarantors			Subsidiaries			Eliminations			Consolidated
Revenues:
Sales	$	—		$	452,039		$	42,523		$	—		$	494,562
Pawn service charges		—			184,234			16,901			—			201,135
Signature loan fees		—			141,545			8,705			—			150,250
Auto title loan fees		—			21,701			—			—			21,701
Other		66,450			1,042			627			(66,450	)		1,669

Total revenues		66,450			800,561			68,756			(66,450	)		869,317

Cost of goods sold		—			268,068			27,552			—			295,620
Signature loan bad debt		—			33,735			2,593			—			36,328
Auto title loan bad debt		—			2,431			—			—			2,431

Net revenues		66,450			496,327			38,611			(66,450	)		534,938

Operating expenses:
Operations		—			237,040			30,012			—			267,052
Administrative		—			70,160			5,110			—			75,270
Depreciation		—			14,326			3,163			—			17,489
Amortization		—			400			455			—			855
(Gain) loss on sale or disposal of assets		—			138			171			—			309

Total operating expenses		—			322,064			38,911			—			360,975


Operating income		66,450			174,263			(300	)		(66,450	)		173,963

Interest income		(15	)		(341	)		(2	)		321			(37	)
Interest expense		(8,436	)		10,118			329			(321	)		1,690
Equity in net income of unconsolidated affiliates		(8,945	)		(7,292	)		—			—			(16,237	)
Other		—			(168	)		4			—			(164	)

Income before income taxes		83,846			171,946			(631	)		(66,450	)		188,711
Income tax expense		65,315			66,482			1,205			(66,450	)		66,552

Net income	$	18,531		$	105,464		$	(1,836	)	$	—		$	122,159


	Year Ended September 30, 2010
	(In thousands)
				Subsidiary			Other
	Parent			Guarantors			Subsidiaries			Eliminations			Consolidated
Revenues:
Sales	$	—		$	390,243		$	21,622		$	—		$	411,865
Pawn service charges		—			154,505			9,190			—			163,695
Signature loan fees		—			137,444			1,871			—			139,315
Auto title loan fees		—			17,707			—			—			17,707
Other		53,990			455			8			(53,990	)		463

Total revenues		53,990			700,354			32,691			(53,990	)		733,045

Cost of goods sold		—			236,426			14,696			—			251,122
Signature loan bad debt		—			30,558			1,151			—			31,709
Auto title loan bad debt		—			2,735			—			—			2,735

Net revenues		53,990			430,635			16,844			(53,990	)		447,479

Operating expenses:
Operations		—			221,017			15,647			—			236,664
Administrative		—			50,170			2,570			—			52,740
Depreciation		—			12,344			1,686			—			14,030
Amortization		—			270			361			—			631
(Gain) loss on sale or disposal of assets		—			1,470			58			—			1,528

Total operating expenses		—			285,271			20,322			—			305,593


Operating income		53,990			145,364			(3,478	)		(53,990	)		141,886

Interest income		(148	)		(267	)		(3	)		232			(186	)
Interest expense		(9,028	)		10,408			237			(232	)		1,385
Equity in net income of unconsolidated affiliates		(3,928	)		(6,822	)		—			—			(10,750	)
Other		—			(92	)		(1	)		—			(93	)

Income before income taxes		67,094			142,137			(3,711	)		(53,990	)		151,530
Income tax expense		54,226			54,026			(26	)		(53,990	)		54,236

Net income	$	12,868		$	88,111		$	(3,685	)	$	—		$	97,294


	Year Ended September 30, 2009
	(In thousands)
				Subsidiary			Other
	Parent			Guarantors			Subsidiaries		Eliminations			Consolidated
Revenues:
Sales	$	—		$	319,272		$	10,651	$	—		$	329,923
Pawn service charges		—			124,396			5,773		—			130,169
Signature loan fees		—			133,342			2		—			133,344
Auto title loan fees		—			3,589			—		—			3,589
Other		36,825			431			—		(36,825	)		431

Total revenues		36,825			581,030			16,426		(36,825	)		597,456

Cost of goods sold		—			196,918			6,671		—			203,589
Signature loan bad debt		—			33,552			1		—			33,553
Auto title loan bad debt		—			380			—		—			380

Net revenues		36,825			350,180			9,754		(36,825	)		359,934

Operating expenses:
Operations		—			200,300			5,937		—			206,237
Administrative		—			39,134			1,363		—			40,497
Depreciation		—			11,541			720		—			12,261
Amortization		—			159			326		—			485
(Gain) loss on sale or disposal of assets		—			(1,029	)		5		—			(1,024	)

Total operating expenses		—			250,105			8,351		—			258,456


Operating income		36,825			100,075			1,403		(36,825	)		101,478

Interest income		—			(461	)		—		180			(281	)
Interest expense		(9,198	)		10,618			185		(180	)		1,425
Equity in net income of unconsolidated affiliates		—			(5,016	)		—		—			(5,016	)
Other		—			—			38		—			38

Income before income taxes		46,023			94,934			1,180		(36,825	)		105,312
Income tax expense		36,367			36,840			458		(36,825	)		36,840

Net income	$	9,656		$	58,094		$	722	$	—		$	68,472

Condensed Consolidating Statements of Cash Flows


	Year Ended September 30, 2011
	(In thousands)
				Subsidiary			Other
	Parent			Guarantors			Subsidiaries			Consolidated
Operating Activities:
Net income	$	18,531		$	105,462		$	(1,834	)	$	122,159
Adjustments to reconcile net income to net cash provided by operating activities:
Depreciation and amortization		—			14,726			3,618			18,344
Signature loan and auto title loan loss provisions		—			12,521			2,531			15,052
Deferred taxes		12,458			191			998			13,647
(Gain) / loss on sale or disposal of assets		—			196			113			309
Stock compensation		—			13,208			—			13,208
Income from investments in unconsolidated affiliates		(8,945	)		(7,292	)		—			(16,237	)
Changes in operating assets and liabilities, net of business acquisitions:
Service charges and fees receivable, net		—			(2,300	)		(698	)		(2,998	)
Inventory, net		—			(3,506	)		(1,916	)		(5,422	)
Prepaid expenses, other current assets, and other assets, net		(66,473	)		57,985			(4,271	)		(12,759	)
Accounts payable and accrued expenses		51,892			(74,323	)		29,312			6,881
Customer layaway deposits		—			(402	)		332			(70	)
Deferred gains and other long-term liabilities		—			(423	)		78			(345	)
Excess tax benefit from stock compensation		—			(3,230	)		—			(3,230	)
Income taxes		1,706			42			(1,846	)		(98	)

Net cash provided by (used in) operating activities		9,169			112,855			26,417			148,441

Investing Activities:
Loans made		—			(554,138	)		(98,265	)		(652,403	)
Loans repaid		—			339,574			66,020			405,594
Recovery of pawn loan principal through sale of forfeited collateral		—			183,441			22,221			205,662
Additions to property and equipment		—			(24,651	)		(10,125	)		(34,776	)
Proceeds on disposal of assets		—			—			—			—
Acquisitions, net of cash acquired		—			(62,768	)		(5,151	)		(67,919	)
Investments in unconsolidated affiliates		—			—			—			—
Dividends from unconsolidated affiliates		4,118			3,156			—			7,274

Net cash provided by (used in) investing activities		4,118			(115,386	)		(25,300	)		(136,568	)

Financing Activities:
Proceeds from exercise of stock options		397			—			—			397
Stock issuance costs related to acquisitions		—			—			—			—
Excess tax benefit from stock compensation		3,230			—			—			3,230
Debt issuance costs		(1,930	)		(467	)		—			(2,397	)
Taxes paid related to net share settlement of equity awards		(7,484	)		—			—			(7,484	)
Proceeds on revolving line of credit		—			164,500			—			164,500
Payments on revolving line of credit		—			(147,000	)		—			(147,000	)
Proceeds from bank borrowings		2,500			(2,500	)		—			—
Payments on bank borrowings		(10,000	)		(15,004	)		—			(25,004	)

Net cash provided by (used in) financing activities		(13,287	)		(471	)		—			13,758


Net (decrease) increase in cash and cash equivalents		—			(3,002	)		1,117			(1,885	)
Cash and equivalents at beginning of period		—			23,862			1,992			25,854

Cash and equivalents at end of period	$	—		$	20,860		$	3,109		$	23,969


	Year Ended September 30, 2010
	(In thousands)
				Subsidiary			Other
	Parent			Guarantors			Subsidiaries			Consolidated
Operating Activities:
Net income	$	12,868		$	88,112		$	(3,686	)	$	97,294
Adjustments to reconcile net income to net cash provided by operating activities:
Depreciation and amortization		—			12,627			2,034			14,661
Signature loan and auto title loan loss provisions		—			10,494			1,094			11,588
Deferred taxes		(3,022	)		1,660			75			(1,287	)
(Gain) / loss on sale or disposal of assets		—			1,472			56			1,528
Stock compensation		—			4,512			—			4,512
Income from investments in unconsolidated affiliates		(3,928	)		(6,822	)		—			(10,750	)
Changes in operating assets and liabilities, net of business acquisitions:
Service charges and fees receivable, net		—			(3,742	)		(570	)		(4,312	)
Inventory, net		—			(1,773	)		(371	)		(2,144	)
Prepaid expenses, other current assets, and other assets, net		397			(3,983	)		(2,691	)		(6,277	)
Accounts payable and accrued expenses		50,659			(57,510	)		22,443			15,592
Customer layaway deposits		—			1,780			44			1,824
Deferred gains and other long-term liabilities		—			(422	)		(314	)		(736	)
Excess tax benefit from stock compensation		—			(1,861	)		—			(1,861	)
Income taxes		5,841			270			(1,018	)		5,093

Net cash provided by (used in) operating activities		62,815			44,814			17,096			124,725

Investing Activities:
Loans made		—			(504,305	)		(41,274	)		(545,579	)
Loans repaid		—			313,255			22,577			335,832
Recovery of pawn loan principal through sale of forfeited collateral		—			162,407			11,817			174,224
Additions to property and equipment		—			(16,503	)		(9,238	)		(25,741	)
Proceeds on disposal of assets		—			1,347			—			1,347
Acquisitions, net of cash acquired		—			(21,837	)		—			(21,837	)
Investments in unconsolidated affiliates		(57,772	)		(1,416	)		—			(59,188	)
Dividends from unconsolidated affiliates		1,494			2,347			—			3,841

Net cash provided by (used in) investing activities		(56,278	)		(64,705	)		(16,118	)		(137,101	)

Financing Activities:
Proceeds from exercise of stock options		1,602			—			—			1,602
Stock issuance costs related to acquisitions		—			—			—			—
Excess tax benefit from stock compensation		1,861			—			—			1,861
Debt issuance costs		—			3			—			3
Taxes paid related to net share settlement of equity awards		—			—			—			—
Proceeds on revolving line of credit		63,050			—			—			63,050
Payments on revolving line of credit		(63,050	)		—			—			(63,050	)
Proceeds from bank borrowings		—			—			—			—
Payments on bank borrowings		(10,000	)		—			—			(10,000	)

Net cash provided by (used in) financing activities		(6,537	)		3			—			(6,534	)


Net (decrease) increase in cash and cash equivalents		—			(19,888	)		978			(18,910	)
Cash and equivalents at beginning of period		—			43,750			1,014			44,764

Cash and equivalents at end of period	$	—		$	23,862		$	1,992		$	25,854


	Year Ended September 30, 2009
	(In thousands)
				Subsidiary			Other
	Parent			Guarantors			Subsidiaries			Consolidated
Operating Activities:
Net income	$	9,656		$	58,094		$	722		$	68,472
Adjustments to reconcile net income to net cash provided by operating activities:
Depreciation and amortization		—			11,700			1,046			12,746
Signature loan and auto title loan loss provisions		—			9,023			—			9,023
Deferred taxes		2,800			(87	)		(220	)		2,493
(Gain) / loss on sale or disposal of assets		—			(1,029	)		5			(1,024	)
Stock compensation		—			3,701			—			3,701
Income from investments in unconsolidated affiliates		—			(5,016	)		—			(5,016	)
Changes in operating assets and liabilities, net of business acquisitions:
Service charges and fees receivable, net		—			(1,333	)		(75	)		(1,408	)
Inventory, net		—			(493	)		(290	)		(783	)
Prepaid expenses, other current assets, and other assets, net		(6	)		(4,289	)		(472	)		(767	)
Accounts payable and accrued expenses		(55,352	)		47,116			4,587			(3,649	)
Customer layaway deposits		—			817			44			861
Deferred gains and other long-term liabilities		—			(425	)		62			(363	)
Excess tax benefit from stock compensation		—			(1,789	)		—			(1,789	)
Income taxes		1,760			1,399			(1,039	)		2,120

Net cash provided by (used in) operating activities		(41,142	)		117,389			4,370			80,617

Investing Activities:
Loans made		—			(430,423	)		(15,600	)		(446,023	)
Loans repaid		—			267,232			9,023			276,255
Recovery of pawn loan principal through sale of forfeited collateral		—			147,851			6,384			154,235
Additions to property and equipment		—			(15,492	)		(3,772	)		(19,264	)
Proceeds on disposal of assets		—			1,062			—			1,062
Acquisitions, net of cash acquired		—			(40,185	)		(737	)		(40,922	)
Investments in unconsolidated affiliates		—			—			—			—
Dividends from unconsolidated affiliates		—			1,634			—			1,634

Net cash provided by (used in) investing activities		—			(68,321	)		(4,702	)		(73,023	)

Financing Activities:
Proceeds from exercise of stock options		4,943			—			—			4,943
Stock issuance costs related to acquisitions		—			(442	)		—			(442	)
Excess tax benefit from stock compensation		1,789			—			—			1,789
Debt issuance costs		(590	)		(589	)		—			(1,179	)
Taxes paid related to net share settlement of equity awards		—			—			—			—
Net proceeds (payments) on revolving line of credit		—			—			—			—
Proceeds from bank borrowings		40,000			—			—			40,000
Payments on bank borrowings		(5,000	)		(30,385	)		—			(35,385	)

Net cash provided by (used in) financing activities		41,142			(31,416	)		—			9,726


Net (decrease) increase in cash and cash equivalents		—			17,652			(332	)		17,320
Cash and equivalents at beginning of period		—			26,098			1,346			27,444

Cash and equivalents at end of period	$	—		$	43,750		$	1,014		$	44,764

Organization and Summary of Significant Accounting Policies (Policies)	12 Months Ended
	Sep. 30, 2011
Organization and Summary of Significant Accounting Policies/Supplemental Consolidated Financial Information [Abstract]
Organization	*Organization*: We are a leading provider of specialty consumer financial services. We provide collateralized, non-recourse loans, commonly known as pawn loans, and a variety of short-term consumer loans including payday loans, installment loans and auto title loans, or fee-based credit services to customers seeking loans. At September 30, 2011, we operated a total of 1,111 locations, consisting of 433 U.S. pawn stores (operating as EZPAWN or Value Pawn), 178 pawn stores in Mexico (operating as Empeño Fácil or Empeñe Su Oro), 436 U.S. financial services stores (operating primarily as EZMONEY), 49 financial services stores in Canada (operating as CASHMAX) and 15 financial and retail services stores in Canada (operating as Cash Converters). In addition, we are the franchisor for 13 franchised stores in Canada pursuant to our acquisition of the Cash Converters master franchise in that country. We also own almost 30% of Albemarle & Bond Holdings PLC, one of the U.K.’s largest pawnbroking businesses with over 150 stores, and almost 33% of Cash Converters International Limited, which franchises and operates a worldwide network of over 600 financial services and second-hand retail stores.
Consolidation	*Consolidation:* The consolidated financial statements include the accounts of EZCORP, Inc. and its wholly owned subsidiaries. All significant inter-company accounts and transactions have been eliminated in consolidation. We account for our investments in Albemarle & Bond Holdings, PLC and Cash Converters International Limited using the equity method.
Pawn Loan and Sales Revenue Recognition	*Pawn Loan and Sales Revenue Recognition:* We record pawn service charges using the interest method for all pawn loans we believe to be collectible. We base our estimate of collectible loans on several factors, including recent redemption rates, historical trends in redemption rates and the amount of loans due in the following two months. Unexpected variations in any of these factors could change our estimate of collectible loans, affecting our earnings and financial condition. If a pawn loan is not repaid, we value the forfeited collateral (inventory) at the lower of cost (pawn loan principal) or market value of the property. We record sales revenue and the related cost when this inventory is sold, or when we receive the final payment on a layaway sale. Sales tax collected upon the sale of inventory is excluded from the amount recognized as sales and instead recorded as a liability in “Accounts payable and other accrued expenses” on our balance sheets until remitted to the appropriate governmental authorities.
Signature Loan Credit Service Fee Revenue Recognition	*Signature Loan Credit Service Fee Revenue Recognition:* We earn credit service fees when we assist customers in obtaining signature loans from unaffiliated lenders. We initially defer recognition of the fees we expect to collect, net of direct expenses, and recognize that deferred net amount over the life of the related loans. We reserve the percentage of credit service fees we expect not to collect. Accrued fees related to defaulted loans reduce credit service fee revenue upon loan default, and increase credit service fee revenue upon collection. Signature loan credit service fee revenue is included in “Signature loan fees” on our statements of operations. *Signature Loan Credit Service Bad Debt:* We issue letters of credit to enhance the creditworthiness of our customers seeking signature loans from unaffiliated lenders. The letters of credit assure the lenders that if borrowers default on the loans, we will pay the lenders, upon demand, the principal and accrued interest owed to the lenders by the borrowers plus any insufficient funds fees. Although amounts paid under letters of credit may be collected later, we charge those amounts to signature loan bad debt upon default. We record recoveries under the letters of credit as a reduction of bad debt at the time of collection. After attempting collection of bad debts internally, we occasionally sell them to an unaffiliated company as another method of recovery, and record the proceeds from such sales as a reduction of bad debt at the time of the sale. The majority of our credit service customers obtain short-term signature loans with a single maturity date. These short-term loans, with terms averaging about 16 days, are considered defaulted if they have not been repaid or renewed by the maturity date. Other credit service customers obtain installment loans with a series of payments due over as much as a seven-month period. If one payment of an installment loan is delinquent, that one payment is considered defaulted. If more than one installment payment is delinquent at any time, the entire loan is considered defaulted. *Allowance for Losses on Signature Loan Credit Services:* We provide an allowance for losses we expect to incur under letters of credit for brokered signature loans that have not yet matured. The allowance is based on recent loan default experience adjusted for seasonal variations. It includes all amounts we expect to pay to the unaffiliated lenders upon loan default, including loan principal, accrued interest, insufficient funds fees, and late fees, net of the amounts we expect to collect from borrowers (collectively, “Expected LOC Losses”). Changes in the allowance are charged to signature loan bad debt. We include the balance of Expected LOC Losses in “Accounts payable and other accrued expenses” on our balance sheets. Based on the expected loss and collection percentages, we also provide an allowance for the signature loan credit service fees we expect not to collect, and charge changes in this allowance to signature loan fee revenue. *Signature Loan Revenue Recognition:* We accrue fees in accordance with state and provincial laws on the percentage of signature loans (payday loans and installment loans) we have made that we believe to be collectible. Accrued fees related to defaulted loans reduce fee revenue upon loan default, and increase fee revenue upon collection. *Signature Loan Bad Debt:* We consider a payday loan defaulted if it has not been repaid or renewed by the maturity date. If one payment of an installment loan is delinquent, that one payment is considered defaulted. If more than one installment payment is delinquent at any time, the entire installment loan is considered defaulted. Although defaulted loans may be collected later, we charge the loan principal to signature loan bad debt upon default, leaving only active loans in the reported balance. We record collections of principal as a reduction of signature loan bad debt when collected. After attempting collection of bad debts internally, we occasionally sell them to an unaffiliated company as another method of recovery and record the proceeds from such sales as a reduction of bad debt at the time of sale. *Signature Loan Allowance for Losses:* We provide an allowance for losses on signature loans that have not yet matured and related fees receivable, based on recent loan default experience adjusted for seasonal variations. We charge any changes in the principal valuation allowance to signature loan bad debt. We record changes in the fee receivable valuation allowance to signature loan fee revenue.
Cash and Cash Equivalents and Cash Concentrations	*Cash and Cash Equivalents and Cash Concentrations:* Cash and cash equivalents consist primarily of cash on deposit or highly liquid investments or mutual funds with original contractual maturities of three months or less. We hold cash at major financial institutions that often exceed FDIC insured limits. We manage our credit risk associated with cash and cash equivalents and cash concentrations by investing in high quality instruments or funds, concentrating our cash deposits in high quality financial institutions and by periodically evaluating the credit quality of the primary financial institutions issuing investments or holding such deposits. Historically, we have not experienced any losses due to such cash concentrations.
Inventory	*Inventory:* If a pawn loan is not redeemed, we record the forfeited collateral at cost (the principal amount of the pawn loan). We do not record loan loss allowances or charge-offs on the principal portion of pawn loans, as they are fully collateralized. In order to state inventory at the lower of cost (specific identification) or market value, we record an allowance for excess, obsolete or slow moving inventory based on the type and age of merchandise. We record changes in the inventory valuation allowance as cost of goods sold.
Software Development Costs	*Software Development Costs:* We capitalize certain costs incurred in connection with developing or obtaining software for internal use, and amortize the costs by the straight-line method over the estimated useful lives of each system, typically five years.
Customer Layaway Deposits	*Customer Layaway Deposits:* Customer layaway deposits are recorded as deferred revenue until we collect the entire related sales price and deliver the related merchandise to the customer.
Intangible Assets	*Intangible Assets:* Goodwill and other intangible assets having indefinite lives are not subject to amortization. They are tested for impairment each July 1^st, or more frequently if events or changes in circumstances indicate that they might be impaired, based on cash flows and other market valuation methods. We amortize intangible assets with definite lives over their estimated useful lives using the straight-line method.
Property and Equipment	*Property and Equipment:* We record property and equipment at cost. We depreciate these assets on a straight-line basis using estimated useful lives of 30 years for buildings and 2 to 7 years for furniture, equipment, and software development costs. We depreciate leasehold improvements over the shorter of their estimated useful life (typically 10 years) or the reasonably assured lease term at the inception of the lease.
Valuation of Tangible Long-Lived Assets	*Valuation of Tangible Long-Lived Assets:* We assess the impairment of tangible long-lived assets whenever events or changes in circumstances indicate that the net recorded amount may not be recoverable. The following factors could trigger an impairment review: significant underperformance relative to historical or projected future cash flows, significant changes in the manner of use of the assets or the strategy for the overall business, significant negative industry trends or legislative changes prohibiting us from offering our loan products. When we determine that the net recorded amount of tangible long-lived assets may not be recoverable, we measure impairment based on the excess of the assets’ net recorded amount over the estimated fair value.
Fair value of financial instruments	*Fair Value of Financial Instruments:* We have elected not to measure at fair value any eligible items for which fair value measurement is optional. We determine the fair value of financial instruments by reference to various market data and other valuation techniques, as appropriate. Unless otherwise disclosed, the fair values of financial instruments approximate their recorded values, due primarily to their short-term nature. The recorded value of our outstanding debt is assumed to estimate its fair value, as it has no prepayment penalty and a floating interest rate based on market rates.
Acquisitions	*Acquisitions:* We adopted Financial Accounting Standards Board (“FASB”) Accounting Standards Codification (“ASC”) 805-10-65 (Business Combinations — Revised) on October 1, 2009, and have applied it prospectively to all business acquisitions completed since that date. In accordance with FASB ASC 805-10-65, we allocate the total acquisition price to the fair value of assets and liabilities acquired and now immediately expense transaction costs that would have been included in the purchase price allocation under previous accounting standards.
Foreign Currency Translation	*Foreign Currency Translation:* Our equity investments in Albemarle & Bond and Cash Converters International are translated from British pounds and Australian dollars, respectively, into U.S. dollars at the exchange rates as of the investees’ balance sheet date of June 30. The related interest in the investees’ net income is translated at the average exchange rates for each six-month period reported by the investees. The functional currency of our wholly-owned Empeño Fácil pawn segment is the Mexican peso and the functional currency of our wholly-owned foreign subsidiary in Canada is the Canadian dollar. Empeño Fácil’s and our Canadian subsidiary’s balance sheet accounts are translated from their respective functional currencies into U.S. dollars at the exchange rate at the end of each quarter, and their earnings are translated into U.S. dollars at the average exchange rate each quarter. We present resulting translation adjustments from Albemarle & Bond, Cash Converters International, Empeño Fácil and our Canada subsidiary as a separate component of stockholders’ equity. Foreign currency transaction gains and losses have not been significant, and are reported as “Other” expense in our statements of operations.
Cost of Goods Sold	*Cost of Goods Sold:* We include in cost of goods sold the historical cost of inventory sold, inventory shrinkage and any change in the allowance for inventory shrinkage and valuation. We also include the cost of operating our central jewelry processing unit, as it relates directly to sales of precious metals to refiners.
Operations Expense	*Operations Expense:* Included in operations expense are costs related to operating our stores. These costs include labor, other direct expenses such as utilities, supplies and banking fees, and indirect expenses such as store rent, building repairs and maintenance, advertising, store property taxes and insurance, regional and area management expenses and the costs of our bad debt collection center.
Administrative Expense	*Administrative Expense:* Included in administrative expense are costs related to our executive and administrative offices. This includes executive and administrative salaries, wages, stock and incentive compensation, professional fees, license fees and costs related to the operation of our administrative offices such as rent, property taxes, insurance, and information technology.
Advertising	*Advertising*: We expense advertising costs as incurred.
Income Taxes	*Income Taxes:* We account for income taxes using the asset and liability method. Deferred tax assets and liabilities are recognized for the future tax consequences attributable to differences between the financial statement carrying value of assets and liabilities and their tax basis and for operating loss and tax credit carryforwards. Deferred tax assets and liabilities are measured using enacted tax rates expected to apply to taxable income in the years in which the related temporary differences are expected to be recovered or settled. The effect on deferred tax assets and liabilities of a change in tax rates is recognized when the rate change is enacted.
Stock Compensation	*Stock Compensation*: We account for stock compensation in accordance with the fair value recognition provisions of FASB ASC 718-10-25 (Compensation — Stock Compensation). The fair value of restricted shares is measured as the closing market price of our stock on the date of grant, which is amortized over the vesting period for each grant. When granted, our policy is to estimate the grant-date fair value of options using the Black-Scholes-Merton option-pricing model and amortize that fair value to compensation expense on a ratable basis over the options’ vesting periods.
Use of Estimates	*Use of Estimates*: Generally accepted accounting principles require us to make estimates and assumptions that affect the amounts reported in the financial statements and accompanying notes. Actual results could differ materially from those estimates.
Reclassifications	*Reclassifications:* Certain prior year balances have been reclassified to conform to the current year presentation.
Recently Issued Accounting Pronouncements	*Recently Issued Accounting Pronouncements:* In June 2009, FASB amended ASC 810-10-65 (Consolidation). Amended ASC 810-10-65 relates to the consolidation of variable interest entities. It eliminates the quantitative approach previously required for determining the primary beneficiary of a variable interest entity and requires ongoing qualitative reassessments of whether an enterprise is the primary beneficiary of a variable interest entity. This guidance also requires additional disclosures about an enterprise’s involvement in variable interest entities. We adopted this amended standard October 1, 2010, resulting in no effect on our financial position, results of operations or cash flows. In July 2010, FASB issued Accounting Standards Update (“ASU”) 2010-20, “Disclosures about the Credit Quality of Financing Receivables and the Allowance for Credit Losses.” This update amends FASB ASC 310 (Receivables) to improve the disclosures that an entity provides about the credit quality of its financing receivables and the related allowance for credit losses. As a result of these amendments, an entity is required to disaggregate by portfolio segment or class certain existing disclosures and provide new disclosures about its financing receivables and related allowance for credit losses. We adopted this amended standard on October 1, 2010, resulting in no effect on our financial position, results of operations or cash flows. The additional required disclosures are included in Note S. In June 2011, FASB issued ASU 2011-05, “Presentation of Comprehensive Income.” This update amends FASB ASC 220 (Comprehensive Income) and eliminates the option to present components of other comprehensive income as part of the statement of changes in stockholders’ equity. The amendments require that all non-owner changes in stockholders’ equity be presented either in a single continuous statement of comprehensive income or in two separate but consecutive statements. We early adopted this amended standard in our fiscal year beginning October 1, 2010 with no effect on our financial position, results of operations or cash flows other than the presentation of our results of operations.

Acquisitions (Tables)

12 Months Ended

Sep. 30, 2011

Business Acquisition [Line Items]

Unaudited consolidated pro forma information of acquisition


	Fiscal Year Ended
	September 30, 2009
	(In thousands)
Total revenues	$	634,693
Net revenues		380,020
Net income		70,358

Value Financial Services Acquisition [Member]

Business Acquisition [Line Items]


	Fiscal Year Ended
	September 30, 2009
	(In thousands except store counts)
Pawn stores acquired		67

Consideration:
Cash	$	13,590
Equity instruments (4.1 million shares of Class A Non-voting stock at $15.92 per share)		64,609

Fair value of total consideration transferred		78,199

Capitalized acquisition costs		894
Cash acquired		(1,410	)

Total purchase price		77,683


Assumed debt		30,385

Total acquisition costs	$	108,068


Current assets:
Pawn loans	$	17,886
Pawn service charges receivable		3,491
Inventory		16,265
Deferred tax asset		4,394
Prepaid expenses and other assets		1,438

Total current assets		43,474

Property and equipment		5,584
Deferred tax asset, non-current		690
Goodwill		61,877
Other assets		5,719

Total assets	$	117,344

Current liabilities:
Current maturities of long-term debt	$	(4,000	)
Accounts payable and other accrued expenses		(8,404	)
Customer layaway deposits		(872	)

Total current liabilities		(13,276	)

Long-term debt		(26,385	)

Total liabilities		(39,661	)

Net assets acquired	$	77,683


Goodwill recorded in U.S. Pawn segment	$	61,877
Goodwill deductible for tax purposes		—
Indefinite lived intangible assets acquired:
Trademark and trade names	$	4,870
Definite lived intangible assets acquired:
Favorable lease asset	$	644

Other Acquisitions [Member]

Business Acquisition [Line Items]


	Fiscal Years Ended September 30,
	2011			2010			2009
	(In thousands except store counts)
Number of asset purchase acquisitions		9			5			1
Number of stock purchase acquisitions		3			—			—

U.S. pawn stores acquired		34			16			11
Mexico pawn stores acquired		6			—			—

Total pawn stores acquired		40			16			11

Consideration:
Cash	$	69,977		$	22,507		$	17,124
Equity instruments		7,304			—			17,250

Fair value of total consideration transferred		77,281			22,507			34,374

Capitalized acquisition costs		—			—			178
Acquisition related costs included in administrative expenses		(920	)		(643	)		—
Cash acquired		(1,138	)		(58	)		(117	)

Total purchase price	$	75,223		$	21,806		$	34,435

Current assets:
Pawn loans	$	8,572		$	2,700		$	5,442
Signature loans		710			—			55
Auto title loans		—			—			1,105
Service charges and fees receivable		1,270			379			1,322
Inventory		4,838			1,542			2,860
Deferred tax asset		461			223			334
Prepaid expenses and other assets		728			66			79

Total current assets		16,579			4,910			11,197

Property and equipment		1,051			387			392
Goodwill		56,703			15,870			16,297
Other assets		2,558			1,057			6,711

Total assets		76,891		$	22,224		$	34,597

Current liabilities:
Accounts payable and other accrued expenses	$	(1,176	)	$	(93	)	$	(27	)
Customer layaway deposits		(182	)		(102	)		(135	)
Other current liabilities		(26	)		—			—

Total current liabilities		(1,384	)		(195	)		(162	)

Deferred tax liability		(284	)		(223	)		—

Total liabilities		(1,668	)		(418	)		(162	)

Net assets acquired	$	75,223		$	21,806		$	34,435


Goodwill deductible for tax purposes	$	34,376		$	15,870		$	16,297
Goodwill recorded in U.S. Pawn Segment		53,555			15,870			16,297
Goodwill recorded in Empeño Fácil segment		3,148			—			—

Indefinite lived intangible assets acquired:
Pawn licenses	$	—		$	607		$	6,680
Definite lived intangible assets acquired:
Favorable lease asset	$	111		$	—		$	—
Non-compete agreements		769			420			—

- Definition

Tabular disclosure of pro forma results of operations for a material business acquisition or series of individually immaterial business acquisitions that are material in the aggregate.

+ References + Details

- Definition

Tabular disclosure of a material business combination completed during the period, including background, timing, and recognized assets and liabilities. This table does not include leveraged buyouts.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Statement of Financial Accounting Standard (FAS)
-Number 141
-Paragraph 51
-Subparagraph a
-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 2: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Statement of Financial Accounting Standard (FAS)
-Number 141
-Paragraph 52
-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 3: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Statement of Financial Accounting Standard (FAS)
-Number 141R
-Paragraph 68
-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 4: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Statement of Financial Accounting Standard (FAS)
-Number 141R
-Appendix F
-Paragraph F4
-Subparagraph e

Reference 5: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 805
-SubTopic 10
-Section 50
-Paragraph 2
-URI http://asc.fasb.org/extlink&oid=6972119&loc=d3e1392-128463

Reference 6: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 805
-SubTopic 10
-Section 50
-Paragraph 3
-URI http://asc.fasb.org/extlink&oid=6972119&loc=d3e1486-128463

+ Details

Earnings per Share (Tables)

12 Months Ended

Sep. 30, 2011

Earnings per Share [Abstract]

Net components of basic and diluted earnings per share


	Fiscal Years Ended September 30,
	2011		2010		2009
	(In thousands, except per share amounts)
Net income (A)	$	122,159	$	97,294	$	68,472

Weighted average outstanding shares of common stock (B)		49,917		49,033		47,372
Dilutive effect of stock options and restricted stock		452		543		704

Weighted average common stock and common stock equivalents (C)		50,369		49,576		48,076


Basic earnings per share (A/B)	$	2.45	$	1.98	$	1.45


Diluted earnings per share (A/C)	$	2.43	$	1.96	$	1.42


Potential common shares excluded from the calculation of diluted earnings per share		2		15		124

Strategic Investments and Fair Value of Financial Instruments (Tables)

12 Months Ended

Sep. 30, 2011

Strategic Investments and Fair Value of Financial Instruments [Abstract]

Summary of Recorded value and fair value of strategic investments


	September 30,
	2011		2010
	(In thousands of U.S. dollars)
Albemarle & Bond:
Recorded value	$	48,361	$	43,127
Fair value		91,741		75,520

Cash Converters:
Recorded value		71,958		58,259
Fair value		53,600		70,005

Albemarle and Bond Holdings [Member]

Schedule of Equity Method Investments [Line Items]

Summary of financial information


	As of June 30,
	2011		2010
	(In thousands)
Current assets	$	125,862	$	97,476
Non-current assets		64,325		52,325

Total assets	$	190,187	$	149,801


Current liabilities	$	18,620	$	17,898
Non-current liabilities		57,016		42,078
Shareholders’ equity		114,551		89,825

Total liabilities and shareholders’ equity	$	190,187	$	149,801


	Years ended June 30,
	2011		2010		2009
	(In thousands)
Gross revenues	$	162,002	$	129,794	$	89,712
Gross profit		97,197		84,850		68,572
Profit for the year (net income)		24,324		22,792		17,239

Cash Converters International Limited [Member]

Schedule of Equity Method Investments [Line Items]

Summary of financial information


	As of June 30,
	2011		2010
	(In thousands)
Current assets	$	119,633	$	96,489
Non-current assets		126,811		72,408

Total assets	$	246,444	$	168,897


Current liabilities	$	38,235	$	19,179
Non-current liabilities		22,528		10,199
Shareholders’ equity		185,681		139,519

Total liabilities and shareholders’ equity	$	246,444	$	168,897


	Years Ended June 30,
	2011		2010
	(In thousands)
Gross revenues	$	184,011	$	111,218
Gross profit		138,997		84,296
Profit for the year (net income)		27,328		19,122

Property and Equipment (Tables)

12 Months Ended

Sep. 30, 2011

Property and Equipment [Abstract]

Major classifications of property and equipment


	September 30,
	2011							2010
	(In thousands)
	Carrying		Accumulated			Net Book		Carrying		Accumulated			Net Book
	Amount		Depreciation			Value		Amount		Depreciation			Value
Land	$	4	$	—		$	4	$	—	$	—		$	—
Buildings and improvements		88,263		(53,094	)		35,169		78,997		(47,851	)		31,146
Furniture and equipment		85,654		(52,562	)		33,092		70,419		(44,209	)		26,210
Software		28,653		(23,238	)		5,415		25,128		(21,871	)		3,257
Construction in progress		4,818		—			4,818		1,680		—			1,680

Total	$	207,392	$	(128,894	)	$	78,498	$	176,224	$	(113,931	)	$	62,293

Goodwill and Other Intangible Assets (Tables)

12 Months Ended

Sep. 30, 2011

Goodwill and Other Intangible Assets [Abstract]

Summary of major class of indefinite-lived intangible asset


	September 30,
	2011		2010
	(In thousands)
Pawn licenses	$	8,836	$	8,836
Trade name		4,870		4,870
Goodwill		173,206		117,305

Total	$	186,912	$	131,011

Changes in the carrying value of goodwill, by segment


	U.S. Pawn		Empeño			EZMONEY
	Operations		Fácil			Operations		Consolidated
			(In thousands)
Balance at September 30, 2009	$	94,192	$	6,527		$	—	$	100,719
Acquisitions		15,871		—			—		15,871
Post-closing purchase price allocation adjustments for prior year acquisitions		192		—			—		192
Effect of foreign currency translation changes		—		523			—		523

Balance at September 30, 2010		110,255		7,050			—		117,305

Acquisitions		53,642		3,148			—		56,790
Effect of foreign currency translation changes		—		(889	)		—		(889	)

Balance at September 30, 2011	$	163,897	$	9,309		$	—	$	173,206

Gross carrying amount and accumulated amortization for each major class of definite-lived intangible asset


	September 30,
	2011							2010
	Carrying		Accumulated			Net Book		Carrying		Accumulated			Net Book
	Amount		Amortization			Value		Amount		Amortization			Value
	(In thousands)
Real estate finders’ fees	$	1,157	$	(479	)	$	678	$	948	$	(401	)	$	547
Non-compete agreements		3,722		(2,459	)		1,263		3,081		(1,834	)		1,247
Favorable lease		755		(322	)		433		644		(219	)		425
Franchise Rights		1,547		(32	)		1,515		—		—			—
Deferred financing costs		2,411		(262	)		2,149		1,469		(982	)		487
Other		58		(12	)		46		48		(6	)		42

Total	$	9,650	$	(3,566	)	$	6,084	$	6,190	$	(3,442	)	$	2,748

Classification of amortization recognized as expense


	Fiscal Years Ended September 30,
	2011		2010		2009
			(In thousands)
Amortization expense	$	855	$	631	$	485
Operations expense		111		129		95
Interest expense		615		403		296

Total expense from the amortization of definite-lived intangible assets	$	1,581	$	1,163	$	876

Estimate of the amount and classification of amortization expense for definite-lived intangible assets


Fiscal Years Ended September 30,	Amortization Expense		Operations Expense		Interest Expense
			(In thousands)
2012	$	784	$	92	$	599
2013		346		76		599
2014		271		62		599
2015		234		51		352
2016		193		48		—

- Definition

Tabular disclosure of goodwill by reportable segment and in total. Disclosure details may include, but are not limited to, the carrying amount of goodwill, goodwill acquired during the year, goodwill impairment losses recognized, goodwill written-off due to the sale of a business unit, goodwill not yet allocated, and any other changes to goodwill.

+ References + Details

Accounts Payable and Other Accrued Expenses (Tables)

12 Months Ended

Sep. 30, 2011

Accounts Payable and Other Accrued Expenses [Abstract]

Accounts payable and other accrued expenses


	September 30,
	2011		2010
	(In thousands)
Trade accounts payable	$	9,949	$	9,135
Accrued payroll and related expenses		22,326		20,838
Accrued interest		13		94
Accrued rent and property taxes		10,728		9,121
Accrual for expected losses on credit service letters of credit		1,795		1,699
Collected funds payable to unaffiliated lenders under credit service programs		1,705		823
Other accrued expenses		10,884		7,953

	$	57,400	$	49,663

Common Stock, Warrants, Options, and Stock Compensation (Tables)

12 Months Ended

Sep. 30, 2011

Common Stock, Options, and Stock Compensation [Abstract]

Information on Class A Common Stock issued as acquisition


	Fiscal Years Ended September 30,
	2011		2010		2009
Shares issued due to acquisitions		208,763		—		5,174,900

Compensation costs included in net income


	Fiscal Years Ended September 30,
	2011			2010			2009
				(In thousands)
Gross compensation costs
Stock options	$	—		$	4		$	63
Restricted stock		13,208			4,508			3,638

Total gross compensation costs		13,208			4,512			3,701

Income tax benefits
Stock options		(1	)		(56	)		(32	)
Restricted stock		(4,508	)		(1,517	)		(1,208	)

Total income tax benefits		(4,509	)		(1,573	)		(1,240	)


Net compensation expense	$	8,699		$	2,939		$	2,461

Summary of the restricted stock awards (RSA) activity


	Fiscal Year Ended September 30, 2011
				Weighted
				Average Grant
	Shares			Date Fair Value
Outstanding at beginning of year		1,781,250		$	13.50
Granted		868,500			20.34
Released		(1,035,250	)		13.08
Forfeited		(79,500	)		16.61

Outstanding at end of year		1,535,000		$	17.49


	Fiscal Years Ended September 30,
	2011		2010		2009
	(In millions except per share amounts)
Weighted average grant-date fair value per share of RSAs granted	$	20.34	$	14.64	$	17.51
Total grant —date fair value of RSAs vested	$	13.5	$	0.2	$	4.8

Summary of the option activity


						Weighted
						Average
				Weighted		Remaining		Aggregate
				Average		Contractual		Intrinsic
				Exercise		Term		Value
	Shares			Price		(years)		(thousands)

Outstanding at September 30, 2010		293,398		$	3.81
Granted		—			—
Forfeited		—			—
Expired		(8,400	)		1.48
Exercised		(62,600	)		6.57

Outstanding at September 30, 2011		222,398		$	3.12		2.37	$	5,652
Vested and expected to vest		222,398		$	3.12		2.37	$	5,652
Vested at September 30, 2011		222,398		$	3.12		2.37	$	5,652


	Fiscal Years Ended September 30,
	2011		2010		2009
	(In millions except share amounts)
Shares issued due to stock option exercises		62,173		494,202		1,528,048
Proceeds due to stock option exercises	$	0.4	$	1.6	$	4.9
Tax benefit from stock option exercises	$	0.2	$	2.1	$	1.4
Intrinsic value of stock options exercised	$	1.5	$	7.7	$	15.5

- Definition

Tabular disclosure of the allocation of equity-based compensation costs to a given line item on the balance sheet and income statement for the period. This may include the reporting line for the costs and the amount capitalized and expensed.

+ References + Details

Income Taxes (Tables)

12 Months Ended

Sep. 30, 2011

Income Taxes [Abstract]

Components of income tax provision


	Fiscal Years Ended September 30,
	2011		2010			2009
			(In thousands)
Current
Federal	$	50,148	$	54,931		$	38,898
State and foreign		2,728		2,172			1,519

		52,876		57,103			40,417
Deferred
Federal		13,408		(2,811	)		(3,516	)
State and foreign		268		(56	)		(61	)

		13,676		(2,867	)		(3,577	)

	$	66,552	$	54,236		$	36,840

Provision for income taxes attributable to continuing operations


	Fiscal Years Ended September 30,
	2011			2010			2009
				(In thousands)
Income taxes at the federal statutory rate	$	66,049		$	53,035		$	36,859
Non-deductible expense related to incentive stock options		—			1			112
State income tax, net of federal benefit		2,728			2,172			1,519
Change in valuation allowance		1,425			1,273			157
Federal tax credits		(167	)		(134	)		(181	)
Foreign tax credit		(4,356	)		(2,849	)		(1,228	)
Other		873			738			(398	)

Total provision	$	66,552		$	54,236		$	36,840


Effective Tax Rate		35.3	%		35.8	%		35.0	%

Significant components of deferred tax assets and liabilities


	September 30,
	2011			2010
	(In thousands)
Deferred tax assets:
Book over tax depreciation	$	1,001		$	3,894
Tax over book inventory		3,457			9,836
Accrued liabilities		12,220			11,041
Pawn service charges receivable		3,775			3,552
Stock compensation		—			2,838
Net operating loss carry-forward on foreign operations		1,425			1,273

Total deferred tax assets		21,878			32,434

Deferred tax liabilities:
Tax over book amortization		6,605			5,122
Foreign income and dividends		2,932			2,163
Stock compensation		194
Prepaid expenses		928			608

Total deferred tax liabilities		10,659			7,893


Net deferred tax asset		11,219			24,541
Valuation allowance		(1,425	)		(1,273	)

Net deferred tax asset	$	9,794		$	23,268

Reconciliation of unrecognized tax benefits


Unrecognized tax benefits at September 30, 2008	$	486
Reduction based on prior year tax positions		(380	)
Additions based on current year tax positions		—
Reductions based on settlements with taxing authorities		—
Reductions due to lapse in statute of limitations		—

Unrecognized tax benefits at September 30, 2009		106
Reduction based on prior year tax positions		—
Additions based on current year tax positions		—
Reductions based on settlements with taxing authorities		—
Reductions due to lapse in statute of limitations		(55	)

Unrecognized tax benefits at September 30, 2010		51
Reduction based on prior year tax positions		—
Additions based on current year tax positions		—
Reductions based on settlements with taxing authorities		—
Reductions due to lapse in statute of limitations		(51	)

Unrecognized tax benefits at September 30, 2011	$	—

- Definition

Tabular disclosure of tax positions taken in the tax returns filed or to be filed for which it is more likely than not that the tax position will not be sustained upon examination by taxing authorities (i.e., uncertain tax positions) and other types of income tax contingencies, including: (1) the policy on classification of interest and penalties; (2) a tabular reconciliation of the total amounts of unrecognized tax benefits at the beginning and end of the period; the total amount(s) of: (3) unrecognized tax benefits that, if recognized, would affect the effective tax rate, and (4) interest and penalties recognized in each of the income statement and balance sheet; (5) for positions for which it is reasonably possible that the total amounts unrecognized will significantly change within 12 months of the reporting date the: (i) nature of the uncertainty, (ii) nature of the event that could occur that would cause the change, and (iii) an estimate of the range of the reasonably possible change or a statement that an estimate of the range cannot be made; and (6) a description of tax years that remain subject to examination by major tax jurisdictions.

+ References + Details

Leases (Tables)

12 Months Ended

Sep. 30, 2011

Leases [Abstract]

Future minimum rentals expected under subleases


	Years Ended September 30,
	(In thousands)
	Lease		Sublease
	Payments		Revenue
2012	$	45,181	$	226
2013		39,243		161
2014		30,001		111
2015		22,171		12
2016		13,874		—
Thereafter		19,731		—

	$	170,201	$	510

Aggregate rentals over the lease term including lease renewal options


	Fiscal Years Ended September 30,
	2011			2010			2009
	(In thousands)
Gross rent expense	$	46,710		$	39,394		$	35,005
Sublease rent revenue		(141	)		(132	)		(81	)

Net rent expense	$	46,569		$	39,262		$	34,924

Retirement Plans (Tables)

12 Months Ended

Sep. 30, 2011

Retirement Plans [Abstract]

Retirement savings plan


	Fiscal Years Ended September 30,
	2011		2010		2009
			(In thousands)
Matching contributions to EZCORP 401(k) Plan	$	377	$	260	$	178
Matching contributions to Value Financial Services 401(k) Plan		—		—		97

Total Matching contributions	$	377	$	260	$	275

Contribution and amortized expense related to the Supplemental Executive Retirement Plan


	Fiscal Years Ended September 30,
	2011		2010		2009
			(In thousands)
Contributions to the Supplemental Executive Retirement Plan	$	701	$	746	$	579
Amortized expense due to Supplemental Executive Retirement Plan	$	526	$	562	$	463

Quarterly Information (Unaudited) (Tables)

12 Months Ended

Sep. 30, 2011

Quarterly Information (Unaudited) [Abstract]

Schedule of quarterly information


	First Quarter		Second Quarter		Third Quarter		Fourth Quarter
	(In thousands, except per share amounts)
Year Ended September 30, 2011
Total revenues	$	218,826	$	213,254	$	203,152	$	234,085
Net revenues		134,232		130,950		122,997		146,759
Net income		27,429		31,838		26,527		36,365

Earnings per common share:
Basic	$	0.55	$	0.64	$	0.53	$	0.73
Diluted	$	0.55	$	0.63	$	0.53	$	0.72

Year Ended September 30, 2010
Total revenues	$	184,751	$	176,584	$	173,542	$	198,168
Net revenues		112,931		109,705		104,804		120,039
Net income		25,707		23,773		19,962		27,852

Earnings per common share:
Basic	$	0.53	$	0.49	$	0.41	$	0.57
Diluted	$	0.52	$	0.48	$	0.40	$	0.56

Comprehensive Income (Tables)

12 Months Ended

Sep. 30, 2011

Comprehensive Income [Abstract]

Tax benefit (provision) of comprehensive income


	Fiscal Years Ended September 30,
	2011			2010		2009
Foreign currency translation tax benefit / (provision)	$	(5,369	)	$	1,918	$	1,598
Available for sale securities tax benefit / (provision)		(325	)		—		—

Total tax benefit / (provision)	$	(5,694	)	$	1,918	$	1,598

Operating Segment Information (Tables)

12 Months Ended

Sep. 30, 2011

Operating Segment Information [Abstract]

Operating segment information


	U.S. Pawn		Empeño		EZMONEY
	Operations		Fácil		Operations		Consolidated
	(In thousands)
Year Ended September 30, 2011:
Revenues:
Merchandise Sales	$	256,643	$	25,237	$	203	$	282,083
Jewelry Scrapping Sales		195,276		15,997		1,206		212,479
Pawn service charges		184,234		16,901		—		201,135
Signature loan fees		2,501		—		147,749		150,250
Auto title loan fees		1,539		—		20,162		21,701
Other		634		122		913		1,669

Total revenues		640,827		58,257		170,233		869,317

Merchandise cost of goods sold		147,239		14,672		149		162,060
Jewelry scrapping cost of goods sold		120,767		12,205		588		133,560
Signature loan bad debt		923		—		35,405		36,328
Auto title loan bad debt		165		—		2,266		2,431

Net revenues		371,733		31,380		131,825		534,938

Operations expense		177,191		20,636		69,225		267,052

Store operating income	$	194,542	$	10,744	$	62,600	$	267,886


	U.S. Pawn		Empeño		EZMONEY
	Operations		Fácil		Operations		Consolidated
	(In thousands)
Year Ended September 30, 2010:
Revenues:
Merchandise Sales	$	226,424	$	14,030	$	—	$	240,454
Jewelry scrapping Sales		163,667		7,389		355		171,411
Pawn service charges		154,505		9,190		—		163,695
Signature loan fees		1,930		—		137,385		139,315
Auto title loan fees		1,659		—		16,048		17,707
Other		442		—		21		463

Total revenues		548,627		30,609		153,809		733,045

Merchandise cost of goods sold		131,825		8,459		—		140,284
Jewelry scrapping cost of goods sold		104,531		6,137		170		110,838
Signature loan bad debt		641		—		31,068		31,709
Auto title loan bad debt		236		—		2,499		2,735

Net revenues		311,394		16,013		120,072		447,479

Operations expense		161,145		11,658		63,861		236,664

Store operating income	$	150,249	$	4,355	$	56,211	$	210,815


Year Ended September 30, 2009:
Revenues:
Merchandise Sales	$	202,250	$	8,751	$	—	$	211,001
Jewelry scrap Sales		117,013		1,900		9		118,922
Pawn service charges		124,396		5,773		—		130,169
Signature loan fees		2,293		—		131,051		133,344
Auto title loan fees		1,313		—		2,276		3,589
Other		431		—		—		431

Total revenues		447,696		16,424		133,336		597,456

Merchandise cost of goods sold		121,170		5,392		—		126,562
Jewelry scraping cost of goods sold		75,744		1,277		6		77,027
Signature loan bad debt		828		—		32,725		33,553
Auto title loan bad debt		124		—		256		380

Net revenues		249,830		9,755		100,349		359,934

Operations expense		140,525		5,833		59,879		206,237

Store operating income	$	109,305	$	3,922	$	40,470	$	153,697

Reconciliation of store operating income with consolidated income before income taxes


	Fiscal Years Ended September 30,
	2011			2010			2009
				(In thousands)
Consolidated store operating income	$	267,886		$	210,815		$	153,697
Administrative expenses		75,270			52,740			40,497
Depreciation and amortization		18,344			14,661			12,746
(Gain) / loss on sale or disposal of assets		309			1,528			(1,024	)
Interest income		(37	)		(186	)		(281	)
Interest expense		1,690			1,385			1,425
Equity in net income of unconsolidated affiliates		(16,237	)		(10,750	)		(5,016	)
Other		(164	)		(93	)		38

Consolidated income before income taxes	$	188,711		$	151,530		$	105,312

Separately identified segment assets


	U.S. Pawn		Empeño		EZMONEY
	Operations		Fácil		Operations		Consolidated
	(In thousands)
Assets at September 30, 2011:
Pawn loans	$	134,457	$	10,861	$	—	$	145,318
Signature loans, net		990		—		10,399		11,389
Auto title loans, net		930		—		2,292		3,222
Service charges and fees receivable, net		25,148		1,663		6,419		33,230
Inventory, net		81,257		8,514		602		90,373
Goodwill		163,897		9,309		—		173,206

Total separately identified recorded segment assets	$	406,679	$	30,347	$	19,712	$	456,738


Brokered signature loans outstanding from unaffiliated lenders	$	206	$	—	$	20,767	$	20,973
Brokered auto title loans outstanding from unaffiliated lenders	$	175	$	—	$	5,892	$	6,067

Assets at September 30, 2010:
Pawn loans	$	113,944	$	7,257	$	—	$	121,201
Signature loans, net		456		—		10,319		10,775
Auto title loans, net		651		—		2,494		3,145
Service charges and fees receivable, net		20,830		1,053		7,177		29,060
Inventory, net		66,542		4,935		25		71,502
Goodwill		110,255		7,050		—		117,305

Total separately identified recorded segment assets	$	312,678	$	20,295	$	20,015	$	352,988


Brokered signature loans outstanding from unaffiliated lenders	$	231	$	—	$	22,709	$	22,940
Brokered auto title loans outstanding from unaffiliated lenders	$	236	$	—	$	6,589	$	6,825

Assets at September 30, 2009:
Pawn loans	$	98,099	$	3,585	$	—	$	101,684
Signature loans, net		453		—		7,904		8,357
Auto title loans, net		685		—		978		1,663
Service charges and fees receivable, net		17,910		513		5,892		24,315
Inventory, net		61,196		2,804		1		64,001
Goodwill		94,192		6,527		—		100,719

Total separately identified recorded segment assets	$	272,535	$	13,429	$	14,775	$	300,739


Brokered signature loans outstanding from unaffiliated lenders	$	278	$	—	$	22,706	$	22,984
Brokered auto title loans outstanding from unaffiliated lenders	$	276	$	—	$	1,910	$	2,186

Reconciliation of separately identified recorded segment assets to consolidated total assets:


	September 30,
	2011		2010		2009
	(In thousands)
Total separately identified recorded segment assets	$	456,738	$	352,988	$	300,739
Corporate assets		299,712		253,424		191,778

Total assets	$	756,450	$	606,412	$	492,517

- Definition

Tabular disclosure of the profit or loss and total assets for each reportable segment. An entity discloses certain information on each reportable segment if the amounts (a) are included in the measure of segment profit or loss reviewed by the chief operating decision maker or (b) are otherwise regularly provided to the chief operating decision maker, even if not included in that measure of segment profit or loss.

+ References + Details

Allowance For Losses And Credit Quality Of Financing Receivables (Tables)

12 Months Ended

Sep. 30, 2011

Allowance for Losses and Credit Quality of Financing Receivables [Abstract]

Allowance for credit losses and recorded investment in financing receivables


	Allowance									Allowance		Financing
	Balance at									Balance at		Receivable
	Beginning									End of		End of
Description	of Period		Charge-offs			Recoveries		Provision		Period		Period
Allowance for losses on signature loans:
Year ended September 30, 2011	$	750	$	(18,043	)	$	6,349	$	12,671	$	1,727	$	13,116
Year ended September 30, 2010		532		(14,807	)		5,757		9,268		750		11,525
Year ended September 30, 2009		580		(14,456	)		5,571		8,837		532		8,889

Allowance for losses on auto title loans:
Year ended September 30, 2011	$	1,137	$	(12,616	)	$	10,074	$	1,943	$	538	$	3,760
Year ended September 30, 2010		291		(9,240	)		7,425		2,661		1,137		4,282
Year ended September 30, 2009		—		(2,478	)		2,387		382		291		1,954

Aging Analysis of past due financing receivables


																			Total			Recorded
	Days Past Due												Total			Current			Financing			Investment > 90
	1-30			31-60			61-90			>90			Past Due			Receivable			Receivable			Days & Accruing
September 30, 2011
Auto title loans	$	840		$	479		$	283		$	219		$	1,821		$	1,939		$	3,760		$	—
Reserve	$	117		$	114		$	67		$	172		$	470		$	68		$	538		$	—
Reserve %		14	%		24	%		24	%		79	%		26	%		4	%		14	%		—

September 30, 2010
Auto title loans	$	796		$	552		$	432		$	532		$	2,312		$	1,970		$	4,282		$	—
Reserve	$	188		$	229		$	256		$	367		$	1,040		$	97		$	1,137		$	—
Reserve %		24	%		41	%		59	%		69	%		45	%		5	%		27	%		—

Supplemental Consolidated Financial Information (Tables)

12 Months Ended

Sep. 30, 2011

Supplemental Consolidated Financial Information [Abstract]

Information on accounts receivable, net, inventories, net and inventory


	September 30,
	2011			2010
	(In thousands)
Pawn service charges receivable:
Gross pawn service charges receivable	$	37,175		$	31,575
Allowance for doubtful accounts		(10,720	)		(9,949	)

Pawn service charges receivable, net	$	26,455		$	21,626


Signature loan fees receivable:
Gross signature loan fees receivable	$	5,839		$	6,144
Allowance for doubtful accounts		(491	)		(326	)

Signature loan fees receivable, net	$	5,348		$	5,818


Auto title loan fees receivable:
Gross auto title loan fees receivable	$	1,507		$	1,721
Allowance for doubtful accounts		(80	)		(105	)

Auto title loan fees receivable, net	$	1,427		$	1,616


Inventory:
Inventory, gross
Inventory reserves	$	99,854		$	77,211
Inventory, net		(9,481	)		(5,709	)

	$	90,373		$	71,502

Information on advertising expense


	Fiscal Years Ended September 30,
	2011		2010		2009
			(In thousands)
Advertising Expense	$	3,577	$	2,205	$	2,033

Other Supplemental Information


	September 30,
	2011		2010
	(In thousands)
Signature Loans:
Expected LOC losses	$	1,562	$	1,337
Maximum exposure for LOC losses	$	23,845	$	24,449

Auto title loans:
Expected LOC losses	$	233	$	362
Maximum exposure for LOC losses	$	6,423	$	7,197

Valuation and Qualifying Accounts


	Balance at		Additions							Balance at
	Beginning		Charged to		Charged to					End
Description	of Period		Expense		Other Accts			Deductions		of Period
	(In thousands)
Allowance for valuation of inventory:
Year ended September 30, 2011	$	5,709	$	3,772	$	—		$	—	$	9,481

Year ended September 30, 2010	$	5,719	$	—	$	—		$	10	$	5,709

Year ended September 30, 2009	$	4,028	$	1,691	$	—		$	—	$	5,719


Allowance for uncollectible pawn service charges receivable:
Year ended September 30, 2011	$	9,949	$	—	$	771		$	—	$	10,720

Year ended September 30, 2010	$	8,521	$	—	$	1,428		$	—	$	9,949

Year ended September 30, 2009	$	5,315	$	—	$	3,206		$	—	$	8,521


Allowance for uncollectible signature loan fees receivable:
Year ended September 30, 2011	$	326	$	—	$	165		$	—	$	491

Year ended September 30, 2010	$	461	$	—	$	(135	)	$	—	$	326

Year ended September 30, 2009	$	581	$	—	$	(120	)	$	—	$	461


Allowance for valuation of deferred tax assets:
Year ended September 30, 2011	$	1,273	$	152	$	—		$	—	$	1,425

Year ended September 30, 2010	$	—	$	1,273	$	—		$	—	$	1,273

Year ended September 30, 2009	$	233	$	—	$	—		$	233	$	—


Allowance for uncollectible auto title loan fees receivable:
Year ended September 30, 2011	$	105	$	—	$	(25	)	$	—	$	80

Year ended September 30, 2010	$	21	$	—	$	84		$	—	$	105

Year ended September 30, 2009	$	—	$	—	$	21		$	—	$	21

Subsequent Events (Tables)

12 Months Ended

Sep. 30, 2011

Subsequent Events [Abstract]

Condensed Consolidating Balance Sheets


	As of September 30, 2011
	(In thousands)
				Subsidiary			Other
	Parent			Guarantors			Subsidiaries			Eliminations			Consolidated
Assets:
Current assets:
Cash and cash equivalents	$	—		$	20,860		$	3,109		$	—		$	23,969
Pawn loans		—			134,457			10,861			—			145,318
Signature loans, net		—			9,304			2,085			—			11,389
Auto title loans, net		—			3,222			—			—			3,222
Pawn service charges receivable, net		—			24,792			1,663			—			26,455
Signature loan fees receivable, net		—			5,215			133			—			5,348
Auto title loan fees receivable, net		—			1,427			—			—			1,427
Inventory, net		—			81,277			9,096			—			90,373
Deferred tax asset		12,728			5,397			—			—			18,125
Receivable from affiliates		66,450			(66,450	)		—			—			—
Income taxes receivable		—			—			—			—			—
Prepaid expenses and other assets		29			25,976			4,606			—			30,611

Total current assets		79,207			245,477			31,553			—			356,237

Investments in unconsolidated affiliates		71,958			48,361			—			—			120,319
Investments in subsidiaries		84,303			44,323			—			(128,626	)		—
Property and equipment, net		—			59,434			19,064			—			78,498
Deferred tax asset, non-current		—			—			—			—			—
Goodwill		—			163,897			9,309			—			173,206
Other assets, net		2,147			22,219			3,822			2			28,190

Total assets	$	237,615		$	583,711		$	63,748		$	(128,624	)	$	756,450

Liabilities and stockholders’ equity:
Current liabilities:
Current maturities of long-term debt	$	—		$	—		$	—		$	—		$	—
Accounts payable and other accrued expenses		13			50,871			6,516			—			57,400
Customer layaway deposits		—			5,711			465			—			6,176
Intercompany Payables		(199,190	)		178,375			20,761			54			—
Income taxes payable		9,552			(5,150	)		(3,709	)		—			693

Total current liabilities		(189,625	)		229,807			24,033			54			64,269

Long-term debt, less current maturities		17,500			—			—			—			17,500
Deferred tax liability		5,940			1,563			828			—			8,331
Deferred gains and other long-term liabilities		—			2,102			—			—			2,102

Total liabilities		(166,185	)		233,472			24,861			54			92,202

Commitments and contingencies
Stockholders’ equity:
Class A Non-voting Common Stock		461			12			—			(2	)		471
Class B Voting Common Stock		30			(1	)		1			—			30
Additional paid-in capital		221,526			98,980			50,568			(128,676	)		242,398
Retained earnings		174,860			251,418			(4,183	)		—			422,095
Accumulated other comprehensive income (loss)		6,923			(170	)		(7,499	)		—			(746	)

Total stockholders’ equity		403,800			350,239			38,887			(128,678	)		664,248

Total liabilities and stockholders’ equity	$	237,615		$	583,711		$	63,748		$	128,624		$	756,450


	As of September 30, 2010
	(In thousands)
				Subsidiary			Other
	Parent			Guarantors			Subsidiaries			Eliminations			Consolidated
Assets:
Current assets:
Cash and cash equivalents	$	—		$	23,862		$	1,992		$	—		$	25,854
Pawn loans		—			113,944			7,257			—			121,201
Signature loans, net		—			9,828			947			—			10,775
Auto title loans, net		—			3,145			—			—			3,145
Pawn service charges receivable, net		—			20,573			1,053			—			21,626
Signature loan fees receivable, net		—			5,733			85			—			5,818
Auto title loan fees receivable, net		—			1,616			—			—			1,616
Inventory, net		—			66,547			4,955			—			71,502
Deferred tax asset		18,085			4,950			173			—			23,208
Receivable from affiliates		—			—			—			—			—
Income taxes receivable		3,185			(3,185	)		—			—			—
Prepaid expenses and other assets		6			14,769			2,652			—			17,427

Total current assets		21,276			261,782			19,114			—			302,172

Investments in unconsolidated affiliates		58,259			43,127			—			—			101,386
Investments in subsidiaries		76,999			9,095			—			(86,094	)		—
Property and equipment, net		—			49,031			13,262			—			62,293
Deferred tax asset, non-current		1,161			(1,101	)		—			—			60
Goodwill		—			110,254			7,051			—			117,305
Other assets, net		217			20,938			2,041			—			23,196

Total assets	$	157,912		$	493,126		$	41,468		$	(86,094	)	$	606,412

Liabilities and stockholders’ equity:
Current liabilities:
Current maturities of long-term debt	$	10,000		$	—		$	—		$	—		$	10,000
Accounts payable and other accrued expenses		90			44,859			4,714			—			49,663
Customer layaway deposits		—			5,940			169			—			6,109
Intercompany Payables		(251,158	)		222,767			28,341			50			—
Income taxes payable		11,031			(5,147	)		(2,197	)		—			3,687

Total current liabilities		(230,037	)		268,419			31,027			50			69,459

Long-term debt, less current maturities		15,000			—			—			—			15,000
Deferred tax liability		—			—			—			—			—
Deferred gains and other long-term liabilities		—			2,525			—			—			2,525

Total liabilities		(215,037	)		270,944			31,027			50			86,984

Commitments and contingencies
Stockholders’ equity:
Class A Non-voting Common Stock		452			11			—			—			463
Class B Voting Common Stock		30			(1	)		1			—			30
Additional paid-in capital		218,087			78,091			15,340			(86,144	)		225,374
Retained earnings		156,329			145,954			(2,347	)		—			299,936
Accumulated other comprehensive income (loss)		(1,949	)		(1,873	)		(2,553	)		—			(6,375	)

Total stockholders’ equity		372,949			222,182			10,441			(86,144	)		519,428

Total liabilities and stockholders’ equity	$	157,912		$	493,126		$	41,468		$	(86,094	)	$	606,412

Condensed Consolidating Statements of Operation


	Year Ended September 30, 2011
	(In thousands)
				Subsidiary			Other
	Parent			Guarantors			Subsidiaries			Eliminations			Consolidated
Revenues:
Sales	$	—		$	452,039		$	42,523		$	—		$	494,562
Pawn service charges		—			184,234			16,901			—			201,135
Signature loan fees		—			141,545			8,705			—			150,250
Auto title loan fees		—			21,701			—			—			21,701
Other		66,450			1,042			627			(66,450	)		1,669

Total revenues		66,450			800,561			68,756			(66,450	)		869,317

Cost of goods sold		—			268,068			27,552			—			295,620
Signature loan bad debt		—			33,735			2,593			—			36,328
Auto title loan bad debt		—			2,431			—			—			2,431

Net revenues		66,450			496,327			38,611			(66,450	)		534,938

Operating expenses:
Operations		—			237,040			30,012			—			267,052
Administrative		—			70,160			5,110			—			75,270
Depreciation		—			14,326			3,163			—			17,489
Amortization		—			400			455			—			855
(Gain) loss on sale or disposal of assets		—			138			171			—			309

Total operating expenses		—			322,064			38,911			—			360,975


Operating income		66,450			174,263			(300	)		(66,450	)		173,963

Interest income		(15	)		(341	)		(2	)		321			(37	)
Interest expense		(8,436	)		10,118			329			(321	)		1,690
Equity in net income of unconsolidated affiliates		(8,945	)		(7,292	)		—			—			(16,237	)
Other		—			(168	)		4			—			(164	)

Income before income taxes		83,846			171,946			(631	)		(66,450	)		188,711
Income tax expense		65,315			66,482			1,205			(66,450	)		66,552

Net income	$	18,531		$	105,464		$	(1,836	)	$	—		$	122,159


	Year Ended September 30, 2010
	(In thousands)
				Subsidiary			Other
	Parent			Guarantors			Subsidiaries			Eliminations			Consolidated
Revenues:
Sales	$	—		$	390,243		$	21,622		$	—		$	411,865
Pawn service charges		—			154,505			9,190			—			163,695
Signature loan fees		—			137,444			1,871			—			139,315
Auto title loan fees		—			17,707			—			—			17,707
Other		53,990			455			8			(53,990	)		463

Total revenues		53,990			700,354			32,691			(53,990	)		733,045

Cost of goods sold		—			236,426			14,696			—			251,122
Signature loan bad debt		—			30,558			1,151			—			31,709
Auto title loan bad debt		—			2,735			—			—			2,735

Net revenues		53,990			430,635			16,844			(53,990	)		447,479

Operating expenses:
Operations		—			221,017			15,647			—			236,664
Administrative		—			50,170			2,570			—			52,740
Depreciation		—			12,344			1,686			—			14,030
Amortization		—			270			361			—			631
(Gain) loss on sale or disposal of assets		—			1,470			58			—			1,528

Total operating expenses		—			285,271			20,322			—			305,593


Operating income		53,990			145,364			(3,478	)		(53,990	)		141,886

Interest income		(148	)		(267	)		(3	)		232			(186	)
Interest expense		(9,028	)		10,408			237			(232	)		1,385
Equity in net income of unconsolidated affiliates		(3,928	)		(6,822	)		—			—			(10,750	)
Other		—			(92	)		(1	)		—			(93	)

Income before income taxes		67,094			142,137			(3,711	)		(53,990	)		151,530
Income tax expense		54,226			54,026			(26	)		(53,990	)		54,236

Net income	$	12,868		$	88,111		$	(3,685	)	$	—		$	97,294


	Year Ended September 30, 2009
	(In thousands)
				Subsidiary			Other
	Parent			Guarantors			Subsidiaries		Eliminations			Consolidated
Revenues:
Sales	$	—		$	319,272		$	10,651	$	—		$	329,923
Pawn service charges		—			124,396			5,773		—			130,169
Signature loan fees		—			133,342			2		—			133,344
Auto title loan fees		—			3,589			—		—			3,589
Other		36,825			431			—		(36,825	)		431

Total revenues		36,825			581,030			16,426		(36,825	)		597,456

Cost of goods sold		—			196,918			6,671		—			203,589
Signature loan bad debt		—			33,552			1		—			33,553
Auto title loan bad debt		—			380			—		—			380

Net revenues		36,825			350,180			9,754		(36,825	)		359,934

Operating expenses:
Operations		—			200,300			5,937		—			206,237
Administrative		—			39,134			1,363		—			40,497
Depreciation		—			11,541			720		—			12,261
Amortization		—			159			326		—			485
(Gain) loss on sale or disposal of assets		—			(1,029	)		5		—			(1,024	)

Total operating expenses		—			250,105			8,351		—			258,456


Operating income		36,825			100,075			1,403		(36,825	)		101,478

Interest income		—			(461	)		—		180			(281	)
Interest expense		(9,198	)		10,618			185		(180	)		1,425
Equity in net income of unconsolidated affiliates		—			(5,016	)		—		—			(5,016	)
Other		—			—			38		—			38

Income before income taxes		46,023			94,934			1,180		(36,825	)		105,312
Income tax expense		36,367			36,840			458		(36,825	)		36,840

Net income	$	9,656		$	58,094		$	722	$	—		$	68,472

Condensed Consolidated Statements of Cash Flows

<div align="right" style="font-size: 10pt; font-family: 'Times New Roman',Times,serif"> <div style="font-family: 'Times New Roman',Times,serif"> <div align="center"> <table style="font-size: 10pt; text-align: left" cellspacing="0" border="0" cellpadding="0" width="100%">  <tr valign="bottom"> <td width="52%"> </td> <td width="5%"> </td> <td width="1%"> </td> <td width="5%"> </td> <td width="1%"> </td> <td width="5%"> </td> <td width="1%"> </td> <td width="5%"> </td> <td width="1%"> </td> <td width="5%"> </td> <td width="1%"> </td> <td width="5%"> </td> <td width="1%"> </td> <td width="5%"> </td> <td width="1%"> </td> <td width="5%"> </td> <td width="1%"> </td> </tr> <tr style="font-size: 8pt" valign="bottom"> <td> </td> <td> </td> <td nowrap="nowrap" align="center" colspan="10" style="border-bottom: 1px solid #000000">Year Ended September 30, 2011</td> <td> </td> <td> </td> <td nowrap="nowrap" align="center" colspan="2"> </td> <td> </td> </tr> <tr style="font-size: 8pt" valign="bottom"> <td> </td> <td> </td> <td nowrap="nowrap" align="center" colspan="10" style="border-bottom: 0px solid #000000"><i>(In thousands)</i></td> <td> </td> <td> </td> <td nowrap="nowrap" align="center" colspan="2"> </td> <td> </td> </tr> <tr style="font-size: 8pt" valign="bottom"> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td nowrap="nowrap" align="center" colspan="2" style="border-bottom: 0px solid #000000">Subsidiary </td> <td> </td> <td> </td> <td nowrap="nowrap" align="center" colspan="2" style="border-bottom: 0px solid #000000">Other</td> <td> </td> <td> </td> <td nowrap="nowrap" align="center" colspan="2"> </td> <td> </td> </tr> <tr style="font-size: 8pt" valign="bottom"> <td> </td> <td> </td> <td nowrap="nowrap" align="center" colspan="2" style="border-bottom: 1px solid #000000">Parent</td> <td> </td> <td> </td> <td nowrap="nowrap" align="center" colspan="2" style="border-bottom: 1px solid #000000">Guarantors</td> <td> </td> <td> </td> <td nowrap="nowrap" align="center" colspan="2" style="border-bottom: 1px solid #000000">Subsidiaries</td> <td> </td> <td> </td> <td nowrap="nowrap" align="center" colspan="2" style="border-bottom: 1px solid #000000">Consolidated</td> <td> </td> </tr>   <tr valign="bottom" style="background: #cceeff"> <td> <div style="margin-left:15px; text-indent:-15px">Operating Activities: </div></td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> </tr> <tr valign="bottom"> <td> <div style="margin-left:30px; text-indent:-15px">Net income </div></td> <td> </td> <td align="left">$</td> <td align="right">18,531</td> <td> </td> <td> </td> <td align="left">$</td> <td align="right">105,462</td> <td> </td> <td> </td> <td nowrap="nowrap" align="left">$</td> <td align="right">(1,834</td> <td nowrap="nowrap">)</td> <td> </td> <td align="left">$</td> <td align="right">122,159</td> <td> </td> </tr> <tr valign="bottom" style="background: #cceeff"> <td> <div style="margin-left:30px; text-indent:-15px">Adjustments to reconcile net income to net cash provided by operating activities: </div></td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> </tr> <tr valign="bottom"> <td> <div style="margin-left:45px; text-indent:-15px">Depreciation and amortization </div></td> <td> </td> <td> </td> <td align="right">—</td> <td> </td> <td> </td> <td> </td> <td align="right">14,726</td> <td> </td> <td> </td> <td> </td> <td align="right">3,618</td> <td> </td> <td> </td> <td> </td> <td align="right">18,344</td> <td> </td> </tr> <tr valign="bottom" style="background: #cceeff"> <td> <div style="margin-left:45px; text-indent:-15px">Signature loan and auto title loan loss provisions </div></td> <td> </td> <td> </td> <td align="right">—</td> <td> </td> <td> </td> <td> </td> <td align="right">12,521</td> <td> </td> <td> </td> <td> </td> <td align="right">2,531</td> <td> </td> <td> </td> <td> </td> <td align="right">15,052</td> <td> </td> </tr> <tr valign="bottom"> <td> <div style="margin-left:45px; text-indent:-15px">Deferred taxes </div></td> <td> </td> <td> </td> <td align="right">12,458</td> <td> </td> <td> </td> <td> </td> <td align="right">191</td> <td> </td> <td> </td> <td> </td> <td align="right">998</td> <td> </td> <td> </td> <td> </td> <td align="right">13,647</td> <td> </td> </tr> <tr valign="bottom" style="background: #cceeff"> <td> <div style="margin-left:45px; text-indent:-15px">(Gain) / loss on sale or disposal of assets </div></td> <td> </td> <td> </td> <td align="right">—</td> <td> </td> <td> </td> <td> </td> <td align="right">196</td> <td> </td> <td> </td> <td nowrap="nowrap" align="left"> </td> <td align="right">113</td> <td nowrap="nowrap"></td> <td> </td> <td> </td> <td align="right">309</td> <td> </td> </tr> <tr valign="bottom"> <td> <div style="margin-left:45px; text-indent:-15px">Stock compensation </div></td> <td> </td> <td> </td> <td align="right">—</td> <td> </td> <td> </td> <td> </td> <td align="right">13,208</td> <td> </td> <td> </td> <td> </td> <td align="right">—</td> <td> </td> <td> </td> <td> </td> <td align="right">13,208</td> <td> </td> </tr> <tr valign="bottom" style="background: #cceeff"> <td> <div style="margin-left:45px; text-indent:-15px">Income from investments in unconsolidated affiliates </div></td> <td> </td> <td nowrap="nowrap" align="left"> </td> <td align="right">(8,945</td> <td nowrap="nowrap">)</td> <td> </td> <td nowrap="nowrap" align="left"> </td> <td align="right">(7,292</td> <td nowrap="nowrap">)</td> <td> </td> <td> </td> <td align="right">—</td> <td> </td> <td> </td> <td nowrap="nowrap" align="left"> </td> <td align="right">(16,237</td> <td nowrap="nowrap">)</td> </tr> <tr valign="bottom"> <td> <div style="margin-left:30px; text-indent:-15px">Changes in operating assets and liabilities, net of business acquisitions: </div></td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> </tr> <tr valign="bottom" style="background: #cceeff"> <td> <div style="margin-left:45px; text-indent:-15px">Service charges and fees receivable, net </div></td> <td> </td> <td> </td> <td align="right">—</td> <td> </td> <td> </td> <td nowrap="nowrap" align="left"> </td> <td align="right">(2,300</td> <td nowrap="nowrap">)</td> <td> </td> <td nowrap="nowrap" align="left"> </td> <td align="right">(698</td> <td nowrap="nowrap">)</td> <td> </td> <td nowrap="nowrap" align="left"> </td> <td align="right">(2,998</td> <td nowrap="nowrap">)</td> </tr> <tr valign="bottom"> <td> <div style="margin-left:45px; text-indent:-15px">Inventory, net </div></td> <td> </td> <td> </td> <td align="right">—</td> <td> </td> <td> </td> <td nowrap="nowrap" align="left"> </td> <td align="right">(3,506</td> <td nowrap="nowrap">)</td> <td> </td> <td nowrap="nowrap" align="left"> </td> <td align="right">(1,916</td> <td nowrap="nowrap">)</td> <td> </td> <td nowrap="nowrap" align="left"> </td> <td align="right">(5,422</td> <td nowrap="nowrap">)</td> </tr> <tr valign="bottom" style="background: #cceeff"> <td> <div style="margin-left:45px; text-indent:-15px">Prepaid expenses, other current assets, and other assets, net </div></td> <td> </td> <td nowrap="nowrap" align="left"> </td> <td align="right">(66,473</td> <td nowrap="nowrap">)</td> <td> </td> <td> </td> <td align="right">57,985</td> <td> </td> <td> </td> <td nowrap="nowrap" align="left"> </td> <td align="right">(4,271</td> <td nowrap="nowrap">)</td> <td> </td> <td nowrap="nowrap" align="left"> </td> <td align="right">(12,759</td> <td nowrap="nowrap">)</td> </tr> <tr valign="bottom"> <td> <div style="margin-left:45px; text-indent:-15px">Accounts payable and accrued expenses </div></td> <td> </td> <td> </td> <td align="right">51,892</td> <td> </td> <td> </td> <td nowrap="nowrap" align="left"> </td> <td align="right">(74,323</td> <td nowrap="nowrap">)</td> <td> </td> <td> </td> <td align="right">29,312</td> <td> </td> <td> </td> <td> </td> <td align="right">6,881</td> <td> </td> </tr> <tr valign="bottom" style="background: #cceeff"> <td> <div style="margin-left:45px; text-indent:-15px">Customer layaway deposits </div></td> <td> </td> <td> </td> <td align="right">—</td> <td> </td> <td> </td> <td nowrap="nowrap" align="left"> </td> <td align="right">(402</td> <td nowrap="nowrap">)</td> <td> </td> <td> </td> <td align="right">332</td> <td> </td> <td> </td> <td nowrap="nowrap" align="left"> </td> <td align="right">(70</td> <td nowrap="nowrap">)</td> </tr> <tr valign="bottom"> <td> <div style="margin-left:45px; text-indent:-15px">Deferred gains and other long-term liabilities </div></td> <td> </td> <td> </td> <td align="right">—</td> <td> </td> <td> </td> <td nowrap="nowrap" align="left"> </td> <td align="right">(423</td> <td nowrap="nowrap">)</td> <td> </td> <td> </td> <td align="right">78</td> <td> </td> <td> </td> <td nowrap="nowrap" align="left"> </td> <td align="right">(345</td> <td nowrap="nowrap">)</td> </tr> <tr valign="bottom" style="background: #cceeff"> <td> <div style="margin-left:45px; text-indent:-15px">Excess tax benefit from stock compensation </div></td> <td> </td> <td> </td> <td align="right">—</td> <td> </td> <td> </td> <td nowrap="nowrap" align="left"> </td> <td align="right">(3,230</td> <td nowrap="nowrap">)</td> <td> </td> <td> </td> <td align="right">—</td> <td> </td> <td> </td> <td nowrap="nowrap" align="left"> </td> <td align="right">(3,230</td> <td nowrap="nowrap">)</td> </tr> <tr valign="bottom"> <td> <div style="margin-left:45px; text-indent:-15px">Income taxes </div></td> <td> </td> <td> </td> <td align="right">1,706</td> <td> </td> <td> </td> <td> </td> <td align="right">42</td> <td> </td> <td> </td> <td nowrap="nowrap" align="left"> </td> <td align="right">(1,846</td> <td nowrap="nowrap">)</td> <td> </td> <td> </td> <td align="right">(98</td> <td>)</td> </tr> <tr style="font-size: 1px"> <td> <div style="margin-left:15px; text-indent:-15px"> </div></td> <td> </td> <td nowrap="nowrap" colspan="2" align="right" style="border-top: 1px solid #000000"> </td> <td> </td> <td> </td> <td nowrap="nowrap" colspan="2" align="right" style="border-top: 1px solid #000000"> </td> <td> </td> <td> </td> <td nowrap="nowrap" colspan="2" align="right" style="border-top: 1px solid #000000"> </td> <td> </td> <td> </td> <td nowrap="nowrap" colspan="2" align="right" style="border-top: 1px solid #000000"> </td> <td> </td> </tr> <tr valign="bottom" style="background: #cceeff"> <td> <div style="margin-left:60px; text-indent:-15px">Net cash provided by (used in) operating activities </div></td> <td> </td> <td> </td> <td align="right">9,169</td> <td> </td> <td> </td> <td> </td> <td align="right">112,855</td> <td> </td> <td> </td> <td nowrap="nowrap" align="left"> </td> <td align="right">26,417</td> <td nowrap="nowrap"> </td> <td> </td> <td> </td> <td align="right">148,441</td> <td> </td> </tr> <tr valign="top"> <td> <div style="margin-left:15px; text-indent:-15px"> </div></td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> </tr> <tr valign="bottom"> <td> <div style="margin-left:15px; text-indent:-15px">Investing Activities: </div></td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> </tr> <tr valign="bottom" style="background: #cceeff"> <td> <div style="margin-left:30px; text-indent:-15px">Loans made </div></td> <td> </td> <td> </td> <td align="right">—</td> <td> </td> <td> </td> <td nowrap="nowrap" align="left"> </td> <td align="right">(554,138</td> <td nowrap="nowrap">)</td> <td> </td> <td nowrap="nowrap" align="left"> </td> <td align="right">(98,265</td> <td nowrap="nowrap">)</td> <td> </td> <td nowrap="nowrap" align="left"> </td> <td align="right">(652,403</td> <td nowrap="nowrap">)</td> </tr> <tr valign="bottom"> <td> <div style="margin-left:30px; text-indent:-15px">Loans repaid </div></td> <td> </td> <td> </td> <td align="right">—</td> <td> </td> <td> </td> <td> </td> <td align="right">339,574</td> <td> </td> <td> </td> <td> </td> <td align="right">66,020</td> <td> </td> <td> </td> <td> </td> <td align="right">405,594</td> <td> </td> </tr> <tr valign="bottom" style="background: #cceeff"> <td> <div style="margin-left:30px; text-indent:-15px">Recovery of pawn loan principal through sale of forfeited collateral </div></td> <td> </td> <td> </td> <td align="right">—</td> <td> </td> <td> </td> <td> </td> <td align="right">183,441</td> <td> </td> <td> </td> <td> </td> <td align="right">22,221</td> <td> </td> <td> </td> <td> </td> <td align="right">205,662</td> <td> </td> </tr> <tr valign="bottom"> <td> <div style="margin-left:30px; text-indent:-15px">Additions to property and equipment </div></td> <td> </td> <td> </td> <td align="right">—</td> <td> </td> <td> </td> <td nowrap="nowrap" align="left"> </td> <td align="right">(24,651</td> <td nowrap="nowrap">)</td> <td> </td> <td nowrap="nowrap" align="left"> </td> <td align="right">(10,125</td> <td nowrap="nowrap">)</td> <td> </td> <td nowrap="nowrap" align="left"> </td> <td align="right">(34,776</td> <td nowrap="nowrap">)</td> </tr> <tr valign="bottom" style="background: #cceeff"> <td> <div style="margin-left:30px; text-indent:-15px">Proceeds on disposal of assets </div></td> <td> </td> <td> </td> <td align="right">—</td> <td> </td> <td> </td> <td> </td> <td align="right">—</td> <td> </td> <td> </td> <td> </td> <td align="right">—</td> <td> </td> <td> </td> <td> </td> <td align="right">—</td> <td> </td> </tr> <tr valign="bottom"> <td> <div style="margin-left:30px; text-indent:-15px">Acquisitions, net of cash acquired </div></td> <td> </td> <td> </td> <td align="right">—</td> <td> </td> <td> </td> <td nowrap="nowrap" align="left"> </td> <td align="right">(62,768</td> <td nowrap="nowrap">)</td> <td> </td> <td nowrap="nowrap" align="left"> </td> <td align="right">(5,151</td> <td nowrap="nowrap">)</td> <td> </td> <td nowrap="nowrap" align="left"> </td> <td align="right">(67,919</td> <td nowrap="nowrap">)</td> </tr> <tr valign="bottom" style="background: #cceeff"> <td> <div style="margin-left:30px; text-indent:-15px">Investments in unconsolidated affiliates </div></td> <td> </td> <td> </td> <td align="right">—</td> <td> </td> <td> </td> <td> </td> <td align="right">—</td> <td> </td> <td> </td> <td> </td> <td align="right">—</td> <td> </td> <td> </td> <td> </td> <td align="right">—</td> <td> </td> </tr> <tr valign="bottom"> <td> <div style="margin-left:30px; text-indent:-15px">Dividends from unconsolidated affiliates </div></td> <td> </td> <td> </td> <td align="right">4,118</td> <td> </td> <td> </td> <td> </td> <td align="right">3,156</td> <td> </td> <td> </td> <td> </td> <td align="right">—</td> <td> </td> <td> </td> <td> </td> <td align="right">7,274</td> <td> </td> </tr> <tr style="font-size: 1px"> <td> <div style="margin-left:15px; text-indent:-15px"> </div></td> <td> </td> <td nowrap="nowrap" colspan="2" align="right" style="border-top: 1px solid #000000"> </td> <td> </td> <td> </td> <td nowrap="nowrap" colspan="2" align="right" style="border-top: 1px solid #000000"> </td> <td> </td> <td> </td> <td nowrap="nowrap" colspan="2" align="right" style="border-top: 1px solid #000000"> </td> <td> </td> <td> </td> <td nowrap="nowrap" colspan="2" align="right" style="border-top: 1px solid #000000"> </td> <td> </td> </tr> <tr valign="bottom" style="background: #cceeff"> <td> <div style="margin-left:60px; text-indent:-15px">Net cash provided by (used in) investing activities </div></td> <td> </td> <td> </td> <td align="right">4,118</td> <td> </td> <td> </td> <td nowrap="nowrap" align="left"> </td> <td align="right">(115,386</td> <td nowrap="nowrap">)</td> <td> </td> <td> </td> <td align="right">(25,300</td> <td nowrap="nowrap">)</td> <td> </td> <td nowrap="nowrap" align="left"> </td> <td align="right">(136,568</td> <td nowrap="nowrap">)</td> </tr> <tr valign="top"> <td> <div style="margin-left:15px; text-indent:-15px"> </div></td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> </tr> <tr valign="bottom"> <td> <div style="margin-left:15px; text-indent:-15px">Financing Activities: </div></td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> </tr> <tr valign="bottom" style="background: #cceeff"> <td> <div style="margin-left:30px; text-indent:-15px">Proceeds from exercise of stock options </div></td> <td> </td> <td> </td> <td align="right">397</td> <td> </td> <td> </td> <td> </td> <td align="right">—</td> <td> </td> <td> </td> <td> </td> <td align="right">—</td> <td> </td> <td> </td> <td> </td> <td align="right">397</td> <td> </td> </tr> <tr valign="bottom"> <td> <div style="margin-left:30px; text-indent:-15px">Stock issuance costs related to acquisitions </div></td> <td> </td> <td> </td> <td align="right">—</td> <td> </td> <td> </td> <td> </td> <td align="right">—</td> <td> </td> <td> </td> <td> </td> <td align="right">—</td> <td> </td> <td> </td> <td> </td> <td align="right">—</td> <td> </td> </tr> <tr valign="bottom" style="background: #cceeff"> <td> <div style="margin-left:30px; text-indent:-15px">Excess tax benefit from stock compensation </div></td> <td> </td> <td> </td> <td align="right">3,230</td> <td> </td> <td> </td> <td> </td> <td align="right">—</td> <td> </td> <td> </td> <td> </td> <td align="right">—</td> <td> </td> <td> </td> <td> </td> <td align="right">3,230</td> <td> </td> </tr> <tr valign="bottom"> <td> <div style="margin-left:30px; text-indent:-15px">Debt issuance costs </div></td> <td> </td> <td nowrap="nowrap" align="left"> </td> <td align="right">(1,930</td> <td nowrap="nowrap">)</td> <td> </td> <td nowrap="nowrap" align="left"> </td> <td align="right">(467</td> <td nowrap="nowrap">)</td> <td> </td> <td> </td> <td align="right">—</td> <td> </td> <td> </td> <td nowrap="nowrap" align="left"> </td> <td align="right">(2,397</td> <td nowrap="nowrap">)</td> </tr> <tr valign="bottom" style="background: #cceeff"> <td> <div style="margin-left:30px; text-indent:-15px">Taxes paid related to net share settlement of equity awards </div></td> <td> </td> <td nowrap="nowrap" align="left"> </td> <td align="right">(7,484</td> <td nowrap="nowrap">)</td> <td> </td> <td> </td> <td align="right">—</td> <td> </td> <td> </td> <td> </td> <td align="right">—</td> <td> </td> <td> </td> <td nowrap="nowrap" align="left"> </td> <td align="right">(7,484</td> <td nowrap="nowrap">)</td> </tr> <tr valign="bottom"> <td> <div style="margin-left:30px; text-indent:-15px">Proceeds on revolving line of credit </div></td> <td> </td> <td> </td> <td align="right">—</td> <td> </td> <td> </td> <td> </td> <td align="right">164,500</td> <td> </td> <td> </td> <td> </td> <td align="right">—</td> <td> </td> <td> </td> <td> </td> <td align="right">164,500</td> <td> </td> </tr> <tr valign="bottom" style="background: #cceeff"> <td> <div style="margin-left:30px; text-indent:-15px">Payments on revolving line of credit </div></td> <td> </td> <td> </td> <td align="right">—</td> <td></td> <td> </td> <td> </td> <td align="right">(147,000</td> <td nowrap="nowrap">)</td> <td> </td> <td> </td> <td align="right">—</td> <td> </td> <td> </td> <td> </td> <td align="right">(147,000</td> <td nowrap="nowrap">)</td> </tr> <tr valign="bottom"> <td> <div style="margin-left:30px; text-indent:-15px">Proceeds from bank borrowings </div></td> <td> </td> <td> </td> <td align="right">2,500</td> <td> </td> <td> </td> <td> </td> <td align="right">(2,500</td> <td nowrap="nowrap">)</td> <td> </td> <td> </td> <td align="right">—</td> <td> </td> <td> </td> <td> </td> <td align="right">—</td> <td> </td> </tr> <tr valign="bottom" style="background: #cceeff"> <td> <div style="margin-left:30px; text-indent:-15px">Payments on bank borrowings </div></td> <td> </td> <td nowrap="nowrap" align="left"> </td> <td align="right">(10,000</td> <td nowrap="nowrap">)</td> <td> </td> <td nowrap="nowrap" align="left"> </td> <td align="right">(15,004</td> <td nowrap="nowrap">)</td> <td> </td> <td> </td> <td align="right">—</td> <td> </td> <td> </td> <td nowrap="nowrap" align="left"> </td> <td align="right">(25,004</td> <td nowrap="nowrap">)</td> </tr> <tr style="font-size: 1px"> <td> <div style="margin-left:15px; text-indent:-15px"> </div></td> <td> </td> <td nowrap="nowrap" colspan="2" align="right" style="border-top: 1px solid #000000"> </td> <td> </td> <td> </td> <td nowrap="nowrap" colspan="2" align="right" style="border-top: 1px solid #000000"> </td> <td> </td> <td> </td> <td nowrap="nowrap" colspan="2" align="right" style="border-top: 1px solid #000000"> </td> <td> </td> <td> </td> <td nowrap="nowrap" colspan="2" align="right" style="border-top: 1px solid #000000"> </td> <td> </td> </tr> <tr valign="bottom"> <td> <div style="margin-left:60px; text-indent:-15px">Net cash provided by (used in) financing activities </div></td> <td> </td> <td nowrap="nowrap" align="left"> </td> <td align="right">(13,287</td> <td nowrap="nowrap">)</td> <td> </td> <td nowrap="nowrap" align="left"> </td> <td align="right">(471</td> <td nowrap="nowrap">)</td> <td> </td> <td> </td> <td align="right">—</td> <td> </td> <td> </td> <td> </td> <td align="right">13,758</td> <td> </td> </tr> <tr style="font-size: 1px"> <td> <div style="margin-left:15px; text-indent:-15px"> </div></td> <td> </td> <td nowrap="nowrap" colspan="2" align="right" style="border-top: 1px solid #000000"> </td> <td> </td> <td> </td> <td nowrap="nowrap" colspan="2" align="right" style="border-top: 1px solid #000000"> </td> <td> </td> <td> </td> <td nowrap="nowrap" colspan="2" align="right" style="border-top: 1px solid #000000"> </td> <td> </td> <td> </td> <td nowrap="nowrap" colspan="2" align="right" style="border-top: 1px solid #000000"> </td> <td> </td> </tr> <tr valign="top"> <td> <div style="margin-left:15px; text-indent:-15px"> </div></td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> </tr> <tr valign="bottom" style="background: #cceeff"> <td> <div style="margin-left:30px; text-indent:-15px">Net (decrease) increase in cash and cash equivalents </div></td> <td> </td> <td> </td> <td align="right">—</td> <td> </td> <td> </td> <td nowrap="nowrap" align="left"> </td> <td align="right">(3,002</td> <td nowrap="nowrap">)</td> <td> </td> <td> </td> <td align="right">1,117</td> <td> </td> <td> </td> <td nowrap="nowrap" align="left"> </td> <td align="right">(1,885</td> <td nowrap="nowrap">)</td> </tr> <tr valign="bottom"> <td> <div style="margin-left:30px; text-indent:-15px">Cash and equivalents at beginning of period </div></td> <td> </td> <td> </td> <td align="right">—</td> <td> </td> <td> </td> <td> </td> <td align="right">23,862</td> <td> </td> <td> </td> <td> </td> <td align="right">1,992</td> <td> </td> <td> </td> <td> </td> <td align="right">25,854</td> <td> </td> </tr> <tr style="font-size: 1px"> <td> <div style="margin-left:15px; text-indent:-15px"> </div></td> <td> </td> <td nowrap="nowrap" colspan="2" align="right" style="border-top: 1px solid #000000"> </td> <td> </td> <td> </td> <td nowrap="nowrap" colspan="2" align="right" style="border-top: 1px solid #000000"> </td> <td> </td> <td> </td> <td nowrap="nowrap" colspan="2" align="right" style="border-top: 1px solid #000000"> </td> <td> </td> <td> </td> <td nowrap="nowrap" colspan="2" align="right" style="border-top: 1px solid #000000"> </td> <td> </td> </tr> <tr valign="bottom" style="background: #cceeff"> <td> <div style="margin-left:30px; text-indent:-15px">Cash and equivalents at end of period </div></td> <td> </td> <td align="left">$</td> <td align="right">—</td> <td> </td> <td> </td> <td align="left">$</td> <td align="right">20,860</td> <td> </td> <td> </td> <td align="left">$</td> <td align="right">3,109</td> <td> </td> <td> </td> <td align="left">$</td> <td align="right">23,969</td> <td> </td> </tr> <tr style="font-size: 1px"> <td> <div style="margin-left:15px; text-indent:-15px"> </div></td> <td> </td> <td nowrap="nowrap" colspan="2" align="right" style="border-top: 3px double #000000"> </td> <td> </td> <td> </td> <td nowrap="nowrap" colspan="2" align="right" style="border-top: 3px double #000000"> </td> <td> </td> <td> </td> <td nowrap="nowrap" colspan="2" align="right" style="border-top: 3px double #000000"> </td> <td> </td> <td> </td> <td nowrap="nowrap" colspan="2" align="right" style="border-top: 3px double #000000"> </td> <td> </td> </tr>  </table> </div>   </div>  <div style="font-family: 'Times New Roman',Times,serif"> <div align="center"> <table style="font-size: 10pt; text-align: left" cellspacing="0" border="0" cellpadding="0" width="100%">  <tr valign="bottom"> <td width="52%"> </td> <td width="5%"> </td> <td width="1%"> </td> <td width="5%"> </td> <td width="1%"> </td> <td width="5%"> </td> <td width="1%"> </td> <td width="5%"> </td> <td width="1%"> </td> <td width="5%"> </td> <td width="1%"> </td> <td width="5%"> </td> <td width="1%"> </td> <td width="5%"> </td> <td width="1%"> </td> <td width="5%"> </td> <td width="1%"> </td> </tr> <tr style="font-size: 8pt" valign="bottom"> <td> </td> <td> </td> <td nowrap="nowrap" align="center" colspan="10" style="border-bottom: 1px solid #000000">Year Ended September 30, 2010</td> <td> </td> <td> </td> <td nowrap="nowrap" align="center" colspan="2"> </td> <td> </td> </tr> <tr style="font-size: 8pt" valign="bottom"> <td> </td> <td> </td> <td nowrap="nowrap" align="center" colspan="10" style="border-bottom: 0px solid #000000"><i>(In thousands)</i></td> <td> </td> <td> </td> <td nowrap="nowrap" align="center" colspan="2"> </td> <td> </td> </tr> <tr style="font-size: 8pt" valign="bottom"> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td nowrap="nowrap" align="center" colspan="2" style="border-bottom: 0px solid #000000">Subsidiary </td> <td> </td> <td> </td> <td nowrap="nowrap" align="center" colspan="2" style="border-bottom: 0px solid #000000">Other</td> <td> </td> <td> </td> <td nowrap="nowrap" align="center" colspan="2"> </td> <td> </td> </tr> <tr style="font-size: 8pt" valign="bottom"> <td> </td> <td> </td> <td nowrap="nowrap" align="center" colspan="2" style="border-bottom: 1px solid #000000">Parent</td> <td> </td> <td> </td> <td nowrap="nowrap" align="center" colspan="2" style="border-bottom: 1px solid #000000">Guarantors</td> <td> </td> <td> </td> <td nowrap="nowrap" align="center" colspan="2" style="border-bottom: 1px solid #000000">Subsidiaries</td> <td> </td> <td> </td> <td nowrap="nowrap" align="center" colspan="2" style="border-bottom: 1px solid #000000">Consolidated</td> <td> </td> </tr>   <tr valign="bottom" style="background: #cceeff"> <td> <div style="margin-left:15px; text-indent:-15px">Operating Activities: </div></td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> </tr> <tr valign="bottom"> <td> <div style="margin-left:30px; text-indent:-15px">Net income </div></td> <td> </td> <td align="left">$</td> <td align="right">12,868</td> <td> </td> <td> </td> <td align="left">$</td> <td align="right">88,112</td> <td> </td> <td> </td> <td nowrap="nowrap" align="left">$</td> <td align="right">(3,686</td> <td nowrap="nowrap">)</td> <td> </td> <td align="left">$</td> <td align="right">97,294</td> <td> </td> </tr> <tr valign="bottom" style="background: #cceeff"> <td> <div style="margin-left:30px; text-indent:-15px">Adjustments to reconcile net income to net cash provided by operating activities: </div></td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> </tr> <tr valign="bottom"> <td> <div style="margin-left:45px; text-indent:-15px">Depreciation and amortization </div></td> <td> </td> <td> </td> <td align="right">—</td> <td> </td> <td> </td> <td> </td> <td align="right">12,627</td> <td> </td> <td> </td> <td> </td> <td align="right">2,034</td> <td> </td> <td> </td> <td> </td> <td align="right">14,661</td> <td> </td> </tr> <tr valign="bottom" style="background: #cceeff"> <td> <div style="margin-left:45px; text-indent:-15px">Signature loan and auto title loan loss provisions </div></td> <td> </td> <td> </td> <td align="right">—</td> <td> </td> <td> </td> <td> </td> <td align="right">10,494</td> <td> </td> <td> </td> <td> </td> <td align="right">1,094</td> <td> </td> <td> </td> <td> </td> <td align="right">11,588</td> <td> </td> </tr> <tr valign="bottom"> <td> <div style="margin-left:45px; text-indent:-15px">Deferred taxes </div></td> <td> </td> <td nowrap="nowrap" align="left"> </td> <td align="right">(3,022</td> <td nowrap="nowrap">)</td> <td> </td> <td> </td> <td align="right">1,660</td> <td> </td> <td> </td> <td> </td> <td align="right">75</td> <td> </td> <td> </td> <td nowrap="nowrap" align="left"> </td> <td align="right">(1,287</td> <td nowrap="nowrap">)</td> </tr> <tr valign="bottom" style="background: #cceeff"> <td> <div style="margin-left:45px; text-indent:-15px">(Gain) / loss on sale or disposal of assets </div></td> <td> </td> <td> </td> <td align="right">—</td> <td> </td> <td> </td> <td> </td> <td align="right">1,472</td> <td> </td> <td> </td> <td nowrap="nowrap" align="left"> </td> <td align="right">56</td> <td nowrap="nowrap"> </td> <td> </td> <td> </td> <td align="right">1,528</td> <td> </td> </tr> <tr valign="bottom"> <td> <div style="margin-left:45px; text-indent:-15px">Stock compensation </div></td> <td> </td> <td> </td> <td align="right">—</td> <td> </td> <td> </td> <td> </td> <td align="right">4,512</td> <td> </td> <td> </td> <td> </td> <td align="right">—</td> <td> </td> <td> </td> <td> </td> <td align="right">4,512</td> <td> </td> </tr> <tr valign="bottom" style="background: #cceeff"> <td> <div style="margin-left:45px; text-indent:-15px">Income from investments in unconsolidated affiliates </div></td> <td> </td> <td nowrap="nowrap" align="left"> </td> <td align="right">(3,928</td> <td nowrap="nowrap">)</td> <td> </td> <td nowrap="nowrap" align="left"> </td> <td align="right">(6,822</td> <td nowrap="nowrap">)</td> <td> </td> <td> </td> <td align="right">—</td> <td> </td> <td> </td> <td nowrap="nowrap" align="left"> </td> <td align="right">(10,750</td> <td nowrap="nowrap">)</td> </tr> <tr valign="bottom"> <td> <div style="margin-left:30px; text-indent:-15px">Changes in operating assets and liabilities, net of business acquisitions: </div></td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> </tr> <tr valign="bottom" style="background: #cceeff"> <td> <div style="margin-left:45px; text-indent:-15px">Service charges and fees receivable, net </div></td> <td> </td> <td> </td> <td align="right">—</td> <td> </td> <td> </td> <td nowrap="nowrap" align="left"> </td> <td align="right">(3,742</td> <td nowrap="nowrap">)</td> <td> </td> <td nowrap="nowrap" align="left"> </td> <td align="right">(570</td> <td nowrap="nowrap">)</td> <td> </td> <td nowrap="nowrap" align="left"> </td> <td align="right">(4,312</td> <td nowrap="nowrap">)</td> </tr> <tr valign="bottom"> <td> <div style="margin-left:45px; text-indent:-15px">Inventory, net </div></td> <td> </td> <td> </td> <td align="right">—</td> <td> </td> <td> </td> <td nowrap="nowrap" align="left"> </td> <td align="right">(1,773</td> <td nowrap="nowrap">)</td> <td> </td> <td nowrap="nowrap" align="left"> </td> <td align="right">(371</td> <td nowrap="nowrap">)</td> <td> </td> <td nowrap="nowrap" align="left"> </td> <td align="right">(2,144</td> <td nowrap="nowrap">)</td> </tr> <tr valign="bottom" style="background: #cceeff"> <td> <div style="margin-left:45px; text-indent:-15px">Prepaid expenses, other current assets, and other assets, net </div></td> <td> </td> <td> </td> <td align="right">397</td> <td> </td> <td> </td> <td nowrap="nowrap" align="left"> </td> <td align="right">(3,983</td> <td nowrap="nowrap">)</td> <td> </td> <td nowrap="nowrap" align="left"> </td> <td align="right">(2,691</td> <td nowrap="nowrap">)</td> <td> </td> <td nowrap="nowrap" align="left"> </td> <td align="right">(6,277</td> <td nowrap="nowrap">)</td> </tr> <tr valign="bottom"> <td> <div style="margin-left:45px; text-indent:-15px">Accounts payable and accrued expenses </div></td> <td> </td> <td> </td> <td align="right">50,659</td> <td> </td> <td> </td> <td nowrap="nowrap" align="left"> </td> <td align="right">(57,510</td> <td nowrap="nowrap">)</td> <td> </td> <td> </td> <td align="right">22,443</td> <td> </td> <td> </td> <td> </td> <td align="right">15,592</td> <td> </td> </tr> <tr valign="bottom" style="background: #cceeff"> <td> <div style="margin-left:45px; text-indent:-15px">Customer layaway deposits </div></td> <td> </td> <td> </td> <td align="right">—</td> <td> </td> <td> </td> <td> </td> <td align="right">1,780</td> <td> </td> <td> </td> <td> </td> <td align="right">44</td> <td> </td> <td> </td> <td> </td> <td align="right">1,824</td> <td> </td> </tr> <tr valign="bottom"> <td> <div style="margin-left:45px; text-indent:-15px">Deferred gains and other long-term liabilities </div></td> <td> </td> <td> </td> <td align="right">—</td> <td> </td> <td> </td> <td nowrap="nowrap" align="left"> </td> <td align="right">(422</td> <td nowrap="nowrap">)</td> <td> </td> <td nowrap="nowrap" align="left"> </td> <td align="right">(314</td> <td nowrap="nowrap">)</td> <td> </td> <td nowrap="nowrap" align="left"> </td> <td align="right">(736</td> <td nowrap="nowrap">)</td> </tr> <tr valign="bottom" style="background: #cceeff"> <td> <div style="margin-left:45px; text-indent:-15px">Excess tax benefit from stock compensation </div></td> <td> </td> <td> </td> <td align="right">—</td> <td> </td> <td> </td> <td nowrap="nowrap" align="left"> </td> <td align="right">(1,861</td> <td nowrap="nowrap">)</td> <td> </td> <td> </td> <td align="right">—</td> <td> </td> <td> </td> <td nowrap="nowrap" align="left"> </td> <td align="right">(1,861</td> <td nowrap="nowrap">)</td> </tr> <tr valign="bottom"> <td> <div style="margin-left:45px; text-indent:-15px">Income taxes </div></td> <td> </td> <td> </td> <td align="right">5,841</td> <td> </td> <td> </td> <td> </td> <td align="right">270</td> <td> </td> <td> </td> <td nowrap="nowrap" align="left"> </td> <td align="right">(1,018</td> <td nowrap="nowrap">)</td> <td> </td> <td> </td> <td align="right">5,093</td> <td> </td> </tr> <tr style="font-size: 1px"> <td> <div style="margin-left:15px; text-indent:-15px"> </div></td> <td> </td> <td nowrap="nowrap" colspan="2" align="right" style="border-top: 1px solid #000000"> </td> <td> </td> <td> </td> <td nowrap="nowrap" colspan="2" align="right" style="border-top: 1px solid #000000"> </td> <td> </td> <td> </td> <td nowrap="nowrap" colspan="2" align="right" style="border-top: 1px solid #000000"> </td> <td> </td> <td> </td> <td nowrap="nowrap" colspan="2" align="right" style="border-top: 1px solid #000000"> </td> <td> </td> </tr> <tr valign="bottom" style="background: #cceeff"> <td> <div style="margin-left:60px; text-indent:-15px">Net cash provided by (used in) operating activities </div></td> <td> </td> <td> </td> <td align="right">62,815</td> <td> </td> <td> </td> <td> </td> <td align="right">44,814</td> <td> </td> <td> </td> <td nowrap="nowrap" align="left"> </td> <td align="right">17,096</td> <td nowrap="nowrap"> </td> <td> </td> <td> </td> <td align="right">124,725</td> <td> </td> </tr> <tr valign="top"> <td> <div style="margin-left:15px; text-indent:-15px"> </div></td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> </tr> <tr valign="bottom"> <td> <div style="margin-left:15px; text-indent:-15px">Investing Activities: </div></td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> </tr> <tr valign="bottom" style="background: #cceeff"> <td> <div style="margin-left:30px; text-indent:-15px">Loans made </div></td> <td> </td> <td> </td> <td align="right">—</td> <td> </td> <td> </td> <td nowrap="nowrap" align="left"> </td> <td align="right">(504,305</td> <td nowrap="nowrap">)</td> <td> </td> <td nowrap="nowrap" align="left"> </td> <td align="right">(41,274</td> <td nowrap="nowrap">)</td> <td> </td> <td nowrap="nowrap" align="left"> </td> <td align="right">(545,579</td> <td nowrap="nowrap">)</td> </tr> <tr valign="bottom"> <td> <div style="margin-left:30px; text-indent:-15px">Loans repaid </div></td> <td> </td> <td> </td> <td align="right">—</td> <td> </td> <td> </td> <td> </td> <td align="right">313,255</td> <td> </td> <td> </td> <td> </td> <td align="right">22,577</td> <td> </td> <td> </td> <td> </td> <td align="right">335,832</td> <td> </td> </tr> <tr valign="bottom" style="background: #cceeff"> <td> <div style="margin-left:30px; text-indent:-15px">Recovery of pawn loan principal through sale of forfeited collateral </div></td> <td> </td> <td> </td> <td align="right">—</td> <td> </td> <td> </td> <td> </td> <td align="right">162,407</td> <td> </td> <td> </td> <td> </td> <td align="right">11,817</td> <td> </td> <td> </td> <td> </td> <td align="right">174,224</td> <td> </td> </tr> <tr valign="bottom"> <td> <div style="margin-left:30px; text-indent:-15px">Additions to property and equipment </div></td> <td> </td> <td> </td> <td align="right">—</td> <td> </td> <td> </td> <td nowrap="nowrap" align="left"> </td> <td align="right">(16,503</td> <td nowrap="nowrap">)</td> <td> </td> <td nowrap="nowrap" align="left"> </td> <td align="right">(9,238</td> <td nowrap="nowrap">)</td> <td> </td> <td nowrap="nowrap" align="left"> </td> <td align="right">(25,741</td> <td nowrap="nowrap">)</td> </tr> <tr valign="bottom" style="background: #cceeff"> <td> <div style="margin-left:30px; text-indent:-15px">Proceeds on disposal of assets </div></td> <td> </td> <td> </td> <td align="right">—</td> <td> </td> <td> </td> <td> </td> <td align="right">1,347</td> <td> </td> <td> </td> <td> </td> <td align="right">—</td> <td> </td> <td> </td> <td> </td> <td align="right">1,347</td> <td> </td> </tr> <tr valign="bottom"> <td> <div style="margin-left:30px; text-indent:-15px">Acquisitions, net of cash acquired </div></td> <td> </td> <td> </td> <td align="right">—</td> <td> </td> <td> </td> <td nowrap="nowrap" align="left"> </td> <td align="right">(21,837</td> <td nowrap="nowrap">)</td> <td> </td> <td> </td> <td align="right">—</td> <td> </td> <td> </td> <td nowrap="nowrap" align="left"> </td> <td align="right">(21,837</td> <td nowrap="nowrap">)</td> </tr> <tr valign="bottom" style="background: #cceeff"> <td> <div style="margin-left:30px; text-indent:-15px">Investments in unconsolidated affiliates </div></td> <td> </td> <td nowrap="nowrap" align="left"> </td> <td align="right">(57,772</td> <td nowrap="nowrap">)</td> <td> </td> <td nowrap="nowrap" align="left"> </td> <td align="right">(1,416</td> <td nowrap="nowrap">)</td> <td> </td> <td> </td> <td align="right">—</td> <td> </td> <td> </td> <td nowrap="nowrap" align="left"> </td> <td align="right">(59,188</td> <td nowrap="nowrap">)</td> </tr> <tr valign="bottom"> <td> <div style="margin-left:30px; text-indent:-15px">Dividends from unconsolidated affiliates </div></td> <td> </td> <td> </td> <td align="right">1,494</td> <td> </td> <td> </td> <td> </td> <td align="right">2,347</td> <td> </td> <td> </td> <td> </td> <td align="right">—</td> <td> </td> <td> </td> <td> </td> <td align="right">3,841</td> <td> </td> </tr> <tr style="font-size: 1px"> <td> <div style="margin-left:15px; text-indent:-15px"> </div></td> <td> </td> <td nowrap="nowrap" colspan="2" align="right" style="border-top: 1px solid #000000"> </td> <td> </td> <td> </td> <td nowrap="nowrap" colspan="2" align="right" style="border-top: 1px solid #000000"> </td> <td> </td> <td> </td> <td nowrap="nowrap" colspan="2" align="right" style="border-top: 1px solid #000000"> </td> <td> </td> <td> </td> <td nowrap="nowrap" colspan="2" align="right" style="border-top: 1px solid #000000"> </td> <td> </td> </tr> <tr valign="bottom" style="background: #cceeff"> <td> <div style="margin-left:60px; text-indent:-15px">Net cash provided by (used in) investing activities </div></td> <td> </td> <td nowrap="nowrap" align="left"> </td> <td align="right">(56,278</td> <td nowrap="nowrap">)</td> <td> </td> <td nowrap="nowrap" align="left"> </td> <td align="right">(64,705</td> <td nowrap="nowrap">)</td> <td> </td> <td> </td> <td align="right">(16,118</td> <td nowrap="nowrap">)</td> <td> </td> <td nowrap="nowrap" align="left"> </td> <td align="right">(137,101</td> <td nowrap="nowrap">)</td> </tr> <tr valign="top"> <td> <div style="margin-left:15px; text-indent:-15px"> </div></td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> </tr> <tr valign="bottom"> <td> <div style="margin-left:15px; text-indent:-15px">Financing Activities: </div></td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> </tr> <tr valign="bottom" style="background: #cceeff"> <td> <div style="margin-left:30px; text-indent:-15px">Proceeds from exercise of stock options </div></td> <td> </td> <td> </td> <td align="right">1,602</td> <td> </td> <td> </td> <td> </td> <td align="right">—</td> <td> </td> <td> </td> <td> </td> <td align="right">—</td> <td> </td> <td> </td> <td> </td> <td align="right">1,602</td> <td> </td> </tr> <tr valign="bottom"> <td> <div style="margin-left:30px; text-indent:-15px">Stock issuance costs related to acquisitions </div></td> <td> </td> <td> </td> <td align="right">—</td> <td> </td> <td> </td> <td> </td> <td align="right">—</td> <td> </td> <td> </td> <td> </td> <td align="right">—</td> <td> </td> <td> </td> <td> </td> <td align="right">—</td> <td> </td> </tr> <tr valign="bottom" style="background: #cceeff"> <td> <div style="margin-left:30px; text-indent:-15px">Excess tax benefit from stock compensation </div></td> <td> </td> <td> </td> <td align="right">1,861</td> <td> </td> <td> </td> <td> </td> <td align="right">—</td> <td> </td> <td> </td> <td> </td> <td align="right">—</td> <td> </td> <td> </td> <td> </td> <td align="right">1,861</td> <td> </td> </tr> <tr valign="bottom"> <td> <div style="margin-left:30px; text-indent:-15px">Debt issuance costs </div></td> <td> </td> <td> </td> <td align="right">—</td> <td> </td> <td> </td> <td> </td> <td align="right">3</td> <td> </td> <td> </td> <td> </td> <td align="right">—</td> <td> </td> <td> </td> <td> </td> <td align="right">3</td> <td> </td> </tr> <tr valign="bottom" style="background: #cceeff"> <td> <div style="margin-left:30px; text-indent:-15px">Taxes paid related to net share settlement of equity awards </div></td> <td> </td> <td> </td> <td align="right">—</td> <td> </td> <td> </td> <td> </td> <td align="right">—</td> <td> </td> <td> </td> <td> </td> <td align="right">—</td> <td> </td> <td> </td> <td> </td> <td align="right">—</td> <td> </td> </tr> <tr valign="bottom"> <td> <div style="margin-left:30px; text-indent:-15px">Proceeds on revolving line of credit </div></td> <td> </td> <td> </td> <td align="right">63,050</td> <td> </td> <td> </td> <td> </td> <td align="right">—</td> <td> </td> <td> </td> <td> </td> <td align="right">—</td> <td> </td> <td> </td> <td> </td> <td align="right">63,050</td> <td> </td> </tr> <tr valign="bottom" style="background: #cceeff"> <td> <div style="margin-left:30px; text-indent:-15px">Payments on revolving line of credit </div></td> <td> </td> <td> </td> <td align="right">(63,050</td> <td nowrap="nowrap">)</td> <td> </td> <td> </td> <td align="right">—</td> <td> </td> <td> </td> <td> </td> <td align="right">—</td> <td> </td> <td> </td> <td> </td> <td align="right">(63,050</td> <td nowrap="nowrap">)</td> </tr> <tr valign="bottom"> <td> <div style="margin-left:30px; text-indent:-15px">Proceeds from bank borrowings </div></td> <td> </td> <td> </td> <td align="right">—</td> <td> </td> <td> </td> <td> </td> <td align="right">—</td> <td> </td> <td> </td> <td> </td> <td align="right">—</td> <td> </td> <td> </td> <td> </td> <td align="right">—</td> <td> </td> </tr> <tr valign="bottom" style="background: #cceeff"> <td> <div style="margin-left:30px; text-indent:-15px">Payments on bank borrowings </div></td> <td> </td> <td nowrap="nowrap" align="left"> </td> <td align="right">(10,000</td> <td nowrap="nowrap">)</td> <td> </td> <td> </td> <td align="right">—</td> <td> </td> <td> </td> <td> </td> <td align="right">—</td> <td> </td> <td> </td> <td nowrap="nowrap" align="left"> </td> <td align="right">(10,000</td> <td nowrap="nowrap">)</td> </tr> <tr style="font-size: 1px"> <td> <div style="margin-left:15px; text-indent:-15px"> </div></td> <td> </td> <td nowrap="nowrap" colspan="2" align="right" style="border-top: 1px solid #000000"> </td> <td> </td> <td> </td> <td nowrap="nowrap" colspan="2" align="right" style="border-top: 1px solid #000000"> </td> <td> </td> <td> </td> <td nowrap="nowrap" colspan="2" align="right" style="border-top: 1px solid #000000"> </td> <td> </td> <td> </td> <td nowrap="nowrap" colspan="2" align="right" style="border-top: 1px solid #000000"> </td> <td> </td> </tr> <tr valign="bottom"> <td> <div style="margin-left:60px; text-indent:-15px">Net cash provided by (used in) financing activities </div></td> <td> </td> <td nowrap="nowrap" align="left"> </td> <td align="right">(6,537</td> <td nowrap="nowrap">)</td> <td> </td> <td> </td> <td align="right">3</td> <td> </td> <td> </td> <td> </td> <td align="right">—</td> <td> </td> <td> </td> <td nowrap="nowrap" align="left"> </td> <td align="right">(6,534</td> <td nowrap="nowrap">)</td> </tr> <tr style="font-size: 1px"> <td> <div style="margin-left:15px; text-indent:-15px"> </div></td> <td> </td> <td nowrap="nowrap" colspan="2" align="right" style="border-top: 1px solid #000000"> </td> <td> </td> <td> </td> <td nowrap="nowrap" colspan="2" align="right" style="border-top: 1px solid #000000"> </td> <td> </td> <td> </td> <td nowrap="nowrap" colspan="2" align="right" style="border-top: 1px solid #000000"> </td> <td> </td> <td> </td> <td nowrap="nowrap" colspan="2" align="right" style="border-top: 1px solid #000000"> </td> <td> </td> </tr> <tr valign="top"> <td> <div style="margin-left:15px; text-indent:-15px"> </div></td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> </tr> <tr valign="bottom" style="background: #cceeff"> <td> <div style="margin-left:30px; text-indent:-15px">Net (decrease) increase in cash and cash equivalents </div></td> <td> </td> <td> </td> <td align="right">—</td> <td> </td> <td> </td> <td nowrap="nowrap" align="left"> </td> <td align="right">(19,888</td> <td nowrap="nowrap">)</td> <td> </td> <td> </td> <td align="right">978</td> <td> </td> <td> </td> <td nowrap="nowrap" align="left"> </td> <td align="right">(18,910</td> <td nowrap="nowrap">)</td> </tr> <tr valign="bottom"> <td> <div style="margin-left:30px; text-indent:-15px">Cash and equivalents at beginning of period </div></td> <td> </td> <td> </td> <td align="right">—</td> <td> </td> <td> </td> <td> </td> <td align="right">43,750</td> <td> </td> <td> </td> <td> </td> <td align="right">1,014</td> <td> </td> <td> </td> <td> </td> <td align="right">44,764</td> <td> </td> </tr> <tr style="font-size: 1px"> <td> <div style="margin-left:15px; text-indent:-15px"> </div></td> <td> </td> <td nowrap="nowrap" colspan="2" align="right" style="border-top: 1px solid #000000"> </td> <td> </td> <td> </td> <td nowrap="nowrap" colspan="2" align="right" style="border-top: 1px solid #000000"> </td> <td> </td> <td> </td> <td nowrap="nowrap" colspan="2" align="right" style="border-top: 1px solid #000000"> </td> <td> </td> <td> </td> <td nowrap="nowrap" colspan="2" align="right" style="border-top: 1px solid #000000"> </td> <td> </td> </tr> <tr valign="bottom" style="background: #cceeff"> <td> <div style="margin-left:30px; text-indent:-15px">Cash and equivalents at end of period </div></td> <td> </td> <td align="left">$</td> <td align="right">—</td> <td> </td> <td> </td> <td align="left">$</td> <td align="right">23,862</td> <td> </td> <td> </td> <td align="left">$</td> <td align="right">1,992</td> <td> </td> <td> </td> <td align="left">$</td> <td align="right">25,854</td> <td> </td> </tr> <tr style="font-size: 1px"> <td> <div style="margin-left:15px; text-indent:-15px"> </div></td> <td> </td> <td nowrap="nowrap" colspan="2" align="right" style="border-top: 3px double #000000"> </td> <td> </td> <td> </td> <td nowrap="nowrap" colspan="2" align="right" style="border-top: 3px double #000000"> </td> <td> </td> <td> </td> <td nowrap="nowrap" colspan="2" align="right" style="border-top: 3px double #000000"> </td> <td> </td> <td> </td> <td nowrap="nowrap" colspan="2" align="right" style="border-top: 3px double #000000"> </td> <td> </td> </tr>  </table> </div>   </div>  <div style="font-family: 'Times New Roman',Times,serif"> <div align="center"> <table style="font-size: 10pt; text-align: left" cellspacing="0" border="0" cellpadding="0" width="100%">  <tr valign="bottom"> <td width="52%"> </td> <td width="5%"> </td> <td width="1%"> </td> <td width="5%"> </td> <td width="1%"> </td> <td width="5%"> </td> <td width="1%"> </td> <td width="5%"> </td> <td width="1%"> </td> <td width="5%"> </td> <td width="1%"> </td> <td width="5%"> </td> <td width="1%"> </td> <td width="5%"> </td> <td width="1%"> </td> <td width="5%"> </td> <td width="1%"> </td> </tr> <tr style="font-size: 8pt" valign="bottom"> <td> </td> <td> </td> <td nowrap="nowrap" align="center" colspan="10" style="border-bottom: 1px solid #000000">Year Ended September 30, 2009</td> <td> </td> <td> </td> <td nowrap="nowrap" align="center" colspan="2"> </td> <td> </td> </tr> <tr style="font-size: 8pt" valign="bottom"> <td> </td> <td> </td> <td nowrap="nowrap" align="center" colspan="10" style="border-bottom: 0px solid #000000"><i>(In thousands)</i></td> <td> </td> <td> </td> <td nowrap="nowrap" align="center" colspan="2"> </td> <td> </td> </tr> <tr style="font-size: 8pt" valign="bottom"> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td nowrap="nowrap" align="center" colspan="2" style="border-bottom: 0px solid #000000">Subsidiary </td> <td> </td> <td> </td> <td nowrap="nowrap" align="center" colspan="2" style="border-bottom: 0px solid #000000">Other</td> <td> </td> <td> </td> <td nowrap="nowrap" align="center" colspan="2"> </td> <td> </td> </tr> <tr style="font-size: 8pt" valign="bottom"> <td> </td> <td> </td> <td nowrap="nowrap" align="center" colspan="2" style="border-bottom: 1px solid #000000">Parent</td> <td> </td> <td> </td> <td nowrap="nowrap" align="center" colspan="2" style="border-bottom: 1px solid #000000">Guarantors</td> <td> </td> <td> </td> <td nowrap="nowrap" align="center" colspan="2" style="border-bottom: 1px solid #000000">Subsidiaries</td> <td> </td> <td> </td> <td nowrap="nowrap" align="center" colspan="2" style="border-bottom: 1px solid #000000">Consolidated</td> <td> </td> </tr>   <tr valign="bottom" style="background: #cceeff"> <td> <div style="margin-left:15px; text-indent:-15px">Operating Activities: </div></td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> </tr> <tr valign="bottom"> <td> <div style="margin-left:30px; text-indent:-15px">Net income </div></td> <td> </td> <td align="left">$</td> <td align="right">9,656</td> <td> </td> <td> </td> <td align="left">$</td> <td align="right">58,094</td> <td> </td> <td> </td> <td align="left">$</td> <td align="right">722</td> <td> </td> <td> </td> <td align="left">$</td> <td align="right">68,472</td> <td> </td> </tr> <tr valign="bottom" style="background: #cceeff"> <td> <div style="margin-left:30px; text-indent:-15px">Adjustments to reconcile net income to net cash provided by operating activities: </div></td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> </tr> <tr valign="bottom"> <td> <div style="margin-left:45px; text-indent:-15px">Depreciation and amortization </div></td> <td> </td> <td> </td> <td align="right">—</td> <td> </td> <td> </td> <td> </td> <td align="right">11,700</td> <td> </td> <td> </td> <td> </td> <td align="right">1,046</td> <td> </td> <td> </td> <td> </td> <td align="right">12,746</td> <td> </td> </tr> <tr valign="bottom" style="background: #cceeff"> <td> <div style="margin-left:45px; text-indent:-15px">Signature loan and auto title loan loss provisions </div></td> <td> </td> <td> </td> <td align="right">—</td> <td> </td> <td> </td> <td> </td> <td align="right">9,023</td> <td> </td> <td> </td> <td> </td> <td align="right">—</td> <td> </td> <td> </td> <td> </td> <td align="right">9,023</td> <td> </td> </tr> <tr valign="bottom"> <td> <div style="margin-left:45px; text-indent:-15px">Deferred taxes </div></td> <td> </td> <td> </td> <td align="right">2,800</td> <td> </td> <td> </td> <td nowrap="nowrap" align="left"> </td> <td align="right">(87</td> <td nowrap="nowrap">)</td> <td> </td> <td nowrap="nowrap" align="left"> </td> <td align="right">(220</td> <td nowrap="nowrap">)</td> <td> </td> <td> </td> <td align="right">2,493</td> <td> </td> </tr> <tr valign="bottom" style="background: #cceeff"> <td> <div style="margin-left:45px; text-indent:-15px">(Gain) / loss on sale or disposal of assets </div></td> <td> </td> <td> </td> <td align="right">—</td> <td> </td> <td> </td> <td nowrap="nowrap" align="left"> </td> <td align="right">(1,029</td> <td nowrap="nowrap">)</td> <td> </td> <td> </td> <td align="right">5</td> <td> </td> <td> </td> <td nowrap="nowrap" align="left"> </td> <td align="right">(1,024</td> <td nowrap="nowrap">)</td> </tr> <tr valign="bottom"> <td> <div style="margin-left:45px; text-indent:-15px">Stock compensation </div></td> <td> </td> <td> </td> <td align="right">—</td> <td> </td> <td> </td> <td> </td> <td align="right">3,701</td> <td> </td> <td> </td> <td> </td> <td align="right">—</td> <td> </td> <td> </td> <td> </td> <td align="right">3,701</td> <td> </td> </tr> <tr valign="bottom" style="background: #cceeff"> <td> <div style="margin-left:45px; text-indent:-15px">Income from investments in unconsolidated affiliates </div></td> <td> </td> <td> </td> <td align="right">—</td> <td> </td> <td> </td> <td nowrap="nowrap" align="left"> </td> <td align="right">(5,016</td> <td nowrap="nowrap">)</td> <td> </td> <td> </td> <td align="right">—</td> <td> </td> <td> </td> <td nowrap="nowrap" align="left"> </td> <td align="right">(5,016</td> <td nowrap="nowrap">)</td> </tr> <tr valign="bottom"> <td> <div style="margin-left:30px; text-indent:-15px">Changes in operating assets and liabilities, net of business acquisitions: </div></td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> </tr> <tr valign="bottom" style="background: #cceeff"> <td> <div style="margin-left:45px; text-indent:-15px">Service charges and fees receivable, net </div></td> <td> </td> <td> </td> <td align="right">—</td> <td> </td> <td> </td> <td nowrap="nowrap" align="left"> </td> <td align="right">(1,333</td> <td nowrap="nowrap">)</td> <td> </td> <td nowrap="nowrap" align="left"> </td> <td align="right">(75</td> <td nowrap="nowrap">)</td> <td> </td> <td nowrap="nowrap" align="left"> </td> <td align="right">(1,408</td> <td nowrap="nowrap">)</td> </tr> <tr valign="bottom"> <td> <div style="margin-left:45px; text-indent:-15px">Inventory, net </div></td> <td> </td> <td> </td> <td align="right">—</td> <td> </td> <td> </td> <td nowrap="nowrap" align="left"> </td> <td align="right">(493</td> <td nowrap="nowrap">)</td> <td> </td> <td nowrap="nowrap" align="left"> </td> <td align="right">(290</td> <td nowrap="nowrap">)</td> <td> </td> <td nowrap="nowrap" align="left"> </td> <td align="right">(783</td> <td nowrap="nowrap">)</td> </tr> <tr valign="bottom" style="background: #cceeff"> <td> <div style="margin-left:45px; text-indent:-15px">Prepaid expenses, other current assets, and other assets, net </div></td> <td> </td> <td nowrap="nowrap" align="left"> </td> <td align="right">(6</td> <td nowrap="nowrap">)</td> <td> </td> <td nowrap="nowrap" align="left"> </td> <td align="right">(4,289</td> <td nowrap="nowrap">)</td> <td> </td> <td nowrap="nowrap" align="left"> </td> <td align="right">(472</td> <td nowrap="nowrap">)</td> <td> </td> <td nowrap="nowrap" align="left"> </td> <td align="right">(767</td> <td nowrap="nowrap">)</td> </tr> <tr valign="bottom"> <td> <div style="margin-left:45px; text-indent:-15px">Accounts payable and accrued expenses </div></td> <td> </td> <td nowrap="nowrap" align="left"> </td> <td align="right">(55,352</td> <td nowrap="nowrap">)</td> <td> </td> <td> </td> <td align="right">47,116</td> <td> </td> <td> </td> <td> </td> <td align="right">4,587</td> <td> </td> <td> </td> <td nowrap="nowrap" align="left"> </td> <td align="right">(3,649</td> <td nowrap="nowrap">)</td> </tr> <tr valign="bottom" style="background: #cceeff"> <td> <div style="margin-left:45px; text-indent:-15px">Customer layaway deposits </div></td> <td> </td> <td> </td> <td align="right">—</td> <td> </td> <td> </td> <td> </td> <td align="right">817</td> <td> </td> <td> </td> <td> </td> <td align="right">44</td> <td> </td> <td> </td> <td> </td> <td align="right">861</td> <td> </td> </tr> <tr valign="bottom"> <td> <div style="margin-left:45px; text-indent:-15px">Deferred gains and other long-term liabilities </div></td> <td> </td> <td> </td> <td align="right">—</td> <td> </td> <td> </td> <td nowrap="nowrap" align="left"> </td> <td align="right">(425</td> <td nowrap="nowrap">)</td> <td> </td> <td> </td> <td align="right">62</td> <td> </td> <td> </td> <td nowrap="nowrap" align="left"> </td> <td align="right">(363</td> <td nowrap="nowrap">)</td> </tr> <tr valign="bottom" style="background: #cceeff"> <td> <div style="margin-left:45px; text-indent:-15px">Excess tax benefit from stock compensation </div></td> <td> </td> <td> </td> <td align="right">—</td> <td> </td> <td> </td> <td nowrap="nowrap" align="left"> </td> <td align="right">(1,789</td> <td nowrap="nowrap">)</td> <td> </td> <td> </td> <td align="right">—</td> <td> </td> <td> </td> <td nowrap="nowrap" align="left"> </td> <td align="right">(1,789</td> <td nowrap="nowrap">)</td> </tr> <tr valign="bottom"> <td> <div style="margin-left:45px; text-indent:-15px">Income taxes </div></td> <td> </td> <td> </td> <td align="right">1,760</td> <td> </td> <td> </td> <td> </td> <td align="right">1,399</td> <td> </td> <td> </td> <td nowrap="nowrap" align="left"> </td> <td align="right">(1,039</td> <td nowrap="nowrap">)</td> <td> </td> <td> </td> <td align="right">2,120</td> <td> </td> </tr> <tr style="font-size: 1px"> <td> <div style="margin-left:15px; text-indent:-15px"> </div></td> <td> </td> <td nowrap="nowrap" colspan="2" align="right" style="border-top: 1px solid #000000"> </td> <td> </td> <td> </td> <td nowrap="nowrap" colspan="2" align="right" style="border-top: 1px solid #000000"> </td> <td> </td> <td> </td> <td nowrap="nowrap" colspan="2" align="right" style="border-top: 1px solid #000000"> </td> <td> </td> <td> </td> <td nowrap="nowrap" colspan="2" align="right" style="border-top: 1px solid #000000"> </td> <td> </td> </tr> <tr valign="bottom" style="background: #cceeff"> <td> <div style="margin-left:60px; text-indent:-15px">Net cash provided by (used in) operating activities </div></td> <td> </td> <td nowrap="nowrap" align="left"> </td> <td align="right">(41,142</td> <td nowrap="nowrap">)</td> <td> </td> <td> </td> <td align="right">117,389</td> <td> </td> <td> </td> <td nowrap="nowrap" align="left"> </td> <td align="right">4,370</td> <td nowrap="nowrap"></td> <td> </td> <td> </td> <td align="right">80,617</td> <td> </td> </tr> <tr valign="bottom"> <td> <div style="margin-left:15px; text-indent:-15px"> </div></td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> </tr> <tr valign="bottom"> <td> <div style="margin-left:15px; text-indent:-15px">Investing Activities: </div></td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> </tr> <tr valign="bottom" style="background: #cceeff"> <td> <div style="margin-left:30px; text-indent:-15px">Loans made </div></td> <td> </td> <td> </td> <td align="right">—</td> <td> </td> <td> </td> <td nowrap="nowrap" align="left"> </td> <td align="right">(430,423</td> <td nowrap="nowrap">)</td> <td> </td> <td nowrap="nowrap" align="left"> </td> <td align="right">(15,600</td> <td nowrap="nowrap">)</td> <td> </td> <td nowrap="nowrap" align="left"> </td> <td align="right">(446,023</td> <td nowrap="nowrap">)</td> </tr> <tr valign="bottom"> <td> <div style="margin-left:30px; text-indent:-15px">Loans repaid </div></td> <td> </td> <td> </td> <td align="right">—</td> <td> </td> <td> </td> <td> </td> <td align="right">267,232</td> <td> </td> <td> </td> <td> </td> <td align="right">9,023</td> <td> </td> <td> </td> <td> </td> <td align="right">276,255</td> <td> </td> </tr> <tr valign="bottom" style="background: #cceeff"> <td> <div style="margin-left:30px; text-indent:-15px">Recovery of pawn loan principal through sale of forfeited collateral </div></td> <td> </td> <td> </td> <td align="right">—</td> <td> </td> <td> </td> <td> </td> <td align="right">147,851</td> <td> </td> <td> </td> <td> </td> <td align="right">6,384</td> <td> </td> <td> </td> <td> </td> <td align="right">154,235</td> <td> </td> </tr> <tr valign="bottom"> <td> <div style="margin-left:30px; text-indent:-15px">Additions to property and equipment </div></td> <td> </td> <td> </td> <td align="right">—</td> <td> </td> <td> </td> <td nowrap="nowrap" align="left"> </td> <td align="right">(15,492</td> <td nowrap="nowrap">)</td> <td> </td> <td nowrap="nowrap" align="left"> </td> <td align="right">(3,772</td> <td nowrap="nowrap">)</td> <td> </td> <td nowrap="nowrap" align="left"> </td> <td align="right">(19,264</td> <td nowrap="nowrap">)</td> </tr> <tr valign="bottom" style="background: #cceeff"> <td> <div style="margin-left:30px; text-indent:-15px">Proceeds on disposal of assets </div></td> <td> </td> <td> </td> <td align="right">—</td> <td> </td> <td> </td> <td> </td> <td align="right">1,062</td> <td> </td> <td> </td> <td> </td> <td align="right">—</td> <td> </td> <td> </td> <td> </td> <td align="right">1,062</td> <td> </td> </tr> <tr valign="bottom"> <td> <div style="margin-left:30px; text-indent:-15px">Acquisitions, net of cash acquired </div></td> <td> </td> <td> </td> <td align="right">—</td> <td> </td> <td> </td> <td nowrap="nowrap" align="left"> </td> <td align="right">(40,185</td> <td nowrap="nowrap">)</td> <td> </td> <td nowrap="nowrap" align="left"> </td> <td align="right">(737</td> <td nowrap="nowrap">)</td> <td> </td> <td nowrap="nowrap" align="left"> </td> <td align="right">(40,922</td> <td nowrap="nowrap">)</td> </tr> <tr valign="bottom" style="background: #cceeff"> <td> <div style="margin-left:30px; text-indent:-15px">Investments in unconsolidated affiliates </div></td> <td> </td> <td> </td> <td align="right">—</td> <td> </td> <td> </td> <td> </td> <td align="right">—</td> <td> </td> <td> </td> <td> </td> <td align="right">—</td> <td> </td> <td> </td> <td> </td> <td align="right">—</td> <td> </td> </tr> <tr valign="bottom"> <td> <div style="margin-left:30px; text-indent:-15px">Dividends from unconsolidated affiliates </div></td> <td> </td> <td> </td> <td align="right">—</td> <td> </td> <td> </td> <td> </td> <td align="right">1,634</td> <td> </td> <td> </td> <td> </td> <td align="right">—</td> <td> </td> <td> </td> <td> </td> <td align="right">1,634</td> <td> </td> </tr> <tr style="font-size: 1px"> <td> <div style="margin-left:15px; text-indent:-15px"> </div></td> <td> </td> <td nowrap="nowrap" colspan="2" align="right" style="border-top: 1px solid #000000"> </td> <td> </td> <td> </td> <td nowrap="nowrap" colspan="2" align="right" style="border-top: 1px solid #000000"> </td> <td> </td> <td> </td> <td nowrap="nowrap" colspan="2" align="right" style="border-top: 1px solid #000000"> </td> <td> </td> <td> </td> <td nowrap="nowrap" colspan="2" align="right" style="border-top: 1px solid #000000"> </td> <td> </td> </tr> <tr valign="bottom" style="background: #cceeff"> <td> <div style="margin-left:60px; text-indent:-15px">Net cash provided by (used in) investing activities </div></td> <td> </td> <td> </td> <td align="right">—</td> <td> </td> <td> </td> <td nowrap="nowrap" align="left"> </td> <td align="right">(68,321</td> <td nowrap="nowrap">)</td> <td> </td> <td> </td> <td align="right">(4,702</td> <td nowrap="nowrap">)</td> <td> </td> <td nowrap="nowrap" align="left"> </td> <td align="right">(73,023</td> <td nowrap="nowrap">)</td> </tr> <tr valign="bottom"> <td> <div style="margin-left:15px; text-indent:-15px"> </div></td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> </tr> <tr valign="bottom"> <td> <div style="margin-left:15px; text-indent:-15px">Financing Activities: </div></td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> </tr> <tr valign="bottom" style="background: #cceeff"> <td> <div style="margin-left:30px; text-indent:-15px">Proceeds from exercise of stock options </div></td> <td> </td> <td> </td> <td align="right">4,943</td> <td> </td> <td> </td> <td> </td> <td align="right">—</td> <td> </td> <td> </td> <td> </td> <td align="right">—</td> <td> </td> <td> </td> <td> </td> <td align="right">4,943</td> <td> </td> </tr> <tr valign="bottom"> <td> <div style="margin-left:30px; text-indent:-15px">Stock issuance costs related to acquisitions </div></td> <td> </td> <td> </td> <td align="right">—</td> <td> </td> <td> </td> <td nowrap="nowrap" align="left"> </td> <td align="right">(442</td> <td nowrap="nowrap">)</td> <td> </td> <td> </td> <td align="right">—</td> <td> </td> <td> </td> <td nowrap="nowrap" align="left"> </td> <td align="right">(442</td> <td nowrap="nowrap">)</td> </tr> <tr valign="bottom" style="background: #cceeff"> <td> <div style="margin-left:30px; text-indent:-15px">Excess tax benefit from stock compensation </div></td> <td> </td> <td> </td> <td align="right">1,789</td> <td> </td> <td> </td> <td> </td> <td align="right">—</td> <td> </td> <td> </td> <td> </td> <td align="right">—</td> <td> </td> <td> </td> <td> </td> <td align="right">1,789</td> <td> </td> </tr> <tr valign="bottom"> <td> <div style="margin-left:30px; text-indent:-15px">Debt issuance costs </div></td> <td> </td> <td nowrap="nowrap" align="left"> </td> <td align="right">(590</td> <td nowrap="nowrap">)</td> <td> </td> <td nowrap="nowrap" align="left"> </td> <td align="right">(589</td> <td nowrap="nowrap">)</td> <td> </td> <td> </td> <td align="right">—</td> <td> </td> <td> </td> <td nowrap="nowrap" align="left"> </td> <td align="right">(1,179</td> <td nowrap="nowrap">)</td> </tr> <tr valign="bottom" style="background: #cceeff"> <td> <div style="margin-left:30px; text-indent:-15px">Taxes paid related to net share settlement of equity awards </div></td> <td> </td> <td> </td> <td align="right">—</td> <td> </td> <td> </td> <td> </td> <td align="right">—</td> <td> </td> <td> </td> <td> </td> <td align="right">—</td> <td> </td> <td> </td> <td> </td> <td align="right">—</td> <td> </td> </tr> <tr valign="bottom"> <td> <div style="margin-left:30px; text-indent:-15px">Net proceeds (payments) on revolving line of credit </div></td> <td> </td> <td> </td> <td align="right">—</td> <td> </td> <td> </td> <td> </td> <td align="right">—</td> <td> </td> <td> </td> <td> </td> <td align="right">—</td> <td> </td> <td> </td> <td> </td> <td align="right">—</td> <td> </td> </tr> <tr valign="bottom" style="background: #cceeff"> <td> <div style="margin-left:30px; text-indent:-15px">Proceeds from bank borrowings </div></td> <td> </td> <td> </td> <td align="right">40,000</td> <td> </td> <td> </td> <td> </td> <td align="right">—</td> <td> </td> <td> </td> <td> </td> <td align="right">—</td> <td> </td> <td> </td> <td> </td> <td align="right">40,000</td> <td> </td> </tr> <tr valign="bottom"> <td> <div style="margin-left:30px; text-indent:-15px">Payments on bank borrowings </div></td> <td> </td> <td nowrap="nowrap" align="left"> </td> <td align="right">(5,000</td> <td nowrap="nowrap">)</td> <td> </td> <td nowrap="nowrap" align="left"> </td> <td align="right">(30,385</td> <td nowrap="nowrap">)</td> <td> </td> <td> </td> <td align="right">—</td> <td> </td> <td> </td> <td nowrap="nowrap" align="left"> </td> <td align="right">(35,385</td> <td nowrap="nowrap">)</td> </tr> <tr style="font-size: 1px"> <td> <div style="margin-left:15px; text-indent:-15px"> </div></td> <td> </td> <td nowrap="nowrap" colspan="2" align="right" style="border-top: 1px solid #000000"> </td> <td> </td> <td> </td> <td nowrap="nowrap" colspan="2" align="right" style="border-top: 1px solid #000000"> </td> <td> </td> <td> </td> <td nowrap="nowrap" colspan="2" align="right" style="border-top: 1px solid #000000"> </td> <td> </td> <td> </td> <td nowrap="nowrap" colspan="2" align="right" style="border-top: 1px solid #000000"> </td> <td> </td> </tr> <tr valign="bottom" style="background: #cceeff"> <td> <div style="margin-left:60px; text-indent:-15px">Net cash provided by (used in) financing activities </div></td> <td> </td> <td> </td> <td align="right">41,142</td> <td> </td> <td> </td> <td nowrap="nowrap" align="left"> </td> <td align="right">(31,416</td> <td nowrap="nowrap">)</td> <td> </td> <td> </td> <td align="right">—</td> <td> </td> <td> </td> <td> </td> <td align="right">9,726</td> <td> </td> </tr> <tr style="font-size: 1px"> <td> <div style="margin-left:15px; text-indent:-15px"> </div></td> <td> </td> <td nowrap="nowrap" colspan="2" align="right" style="border-top: 1px solid #000000"> </td> <td> </td> <td> </td> <td nowrap="nowrap" colspan="2" align="right" style="border-top: 1px solid #000000"> </td> <td> </td> <td> </td> <td nowrap="nowrap" colspan="2" align="right" style="border-top: 1px solid #000000"> </td> <td> </td> <td> </td> <td nowrap="nowrap" colspan="2" align="right" style="border-top: 1px solid #000000"> </td> <td> </td> </tr> <tr valign="bottom"> <td> <div style="margin-left:15px; text-indent:-15px"> </div></td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> </tr> <tr valign="bottom"> <td> <div style="margin-left:30px; text-indent:-15px">Net (decrease) increase in cash and cash equivalents </div></td> <td> </td> <td> </td> <td align="right">—</td> <td> </td> <td> </td> <td> </td> <td align="right">17,652</td> <td> </td> <td> </td> <td nowrap="nowrap" align="left"> </td> <td align="right">(332</td> <td nowrap="nowrap">)</td> <td> </td> <td> </td> <td align="right">17,320</td> <td> </td> </tr> <tr valign="bottom" style="background: #cceeff"> <td> <div style="margin-left:30px; text-indent:-15px">Cash and equivalents at beginning of period </div></td> <td> </td> <td> </td> <td align="right">—</td> <td> </td> <td> </td> <td> </td> <td align="right">26,098</td> <td> </td> <td> </td> <td> </td> <td align="right">1,346</td> <td> </td> <td> </td> <td> </td> <td align="right">27,444</td> <td> </td> </tr> <tr style="font-size: 1px"> <td> <div style="margin-left:15px; text-indent:-15px"> </div></td> <td> </td> <td nowrap="nowrap" colspan="2" align="right" style="border-top: 1px solid #000000"> </td> <td> </td> <td> </td> <td nowrap="nowrap" colspan="2" align="right" style="border-top: 1px solid #000000"> </td> <td> </td> <td> </td> <td nowrap="nowrap" colspan="2" align="right" style="border-top: 1px solid #000000"> </td> <td> </td> <td> </td> <td nowrap="nowrap" colspan="2" align="right" style="border-top: 1px solid #000000"> </td> <td> </td> </tr> <tr valign="bottom"> <td> <div style="margin-left:30px; text-indent:-15px">Cash and equivalents at end of period </div></td> <td> </td> <td align="left">$</td> <td align="right">—</td> <td> </td> <td> </td> <td align="left">$</td> <td align="right">43,750</td> <td> </td> <td> </td> <td align="left">$</td> <td align="right">1,014</td> <td> </td> <td> </td> <td align="left">$</td> <td align="right">44,764</td> <td> </td> </tr> <tr style="font-size: 1px"> <td> <div style="margin-left:15px; text-indent:-15px"> </div></td> <td> </td> <td nowrap="nowrap" colspan="2" align="right" style="border-top: 3px double #000000"> </td> <td> </td> <td> </td> <td nowrap="nowrap" colspan="2" align="right" style="border-top: 3px double #000000"> </td> <td> </td> <td> </td> <td nowrap="nowrap" colspan="2" align="right" style="border-top: 3px double #000000"> </td> <td> </td> <td> </td> <td nowrap="nowrap" colspan="2" align="right" style="border-top: 3px double #000000"> </td> <td> </td> </tr>  </table> </div> </div> </div>

Organization and Summary of Significant Accounting Policies (Details Textual)	12 Months Ended
	Sep. 30, 2011 Year Location Store
Significant Accounting Policies (Textual) [Abstract]
Number of locations in which company operates \| Location	1,111
Average maturity dates of short term signature loans	16 days
Maximum period of installment loan for credit service customers	5 months
Pawn Stores [Member] \| US [Member]
Store Count Disclosure [Line Items]
Number of stores	433
Pawn Stores [Member] \| MX [Member]
Store Count Disclosure [Line Items]
Number of stores	178
Pawn Stores [Member] \| GB [Member]
Store Count Disclosure [Line Items]
Number of stores	150
Financial Services Stores [Member] \| US [Member]
Store Count Disclosure [Line Items]
Number of stores	436
Financial Services Stores [Member] \| CA [Member]
Store Count Disclosure [Line Items]
Number of stores	49
Financial and Retail Services [Member] \| CA [Member]
Store Count Disclosure [Line Items]
Number of stores	15
Franchised Stores [Member] \| CA [Member]
Store Count Disclosure [Line Items]
Number of stores	13
Financial Services and Second Hand Retail Stores [Member]
Store Count Disclosure [Line Items]
Number of stores	600
Albemarle & Bond Holdings [Member]
Schedule of Equity Method Investments [Line Items]
Percentage of ownership	30.00%
Cash Converters International Limited [Member]
Schedule of Equity Method Investments [Line Items]
Percentage of ownership	33.00%
Building [Member]
Property, Plant and Equipment [Line Items]
Estimated useful lives, Maximum \| Year	30
Software [Member]
Property, Plant and Equipment [Line Items]
Estimated useful life of software \| Year	5
Furniture, equipment, and software development costs [Member]
Property, Plant and Equipment [Line Items]
Estimated useful lives, Maximum \| Year	7
Estimated useful lives, Minimum \| Year	2
Leasehold Improvements [Member]
Property, Plant and Equipment [Line Items]
Estimated useful lives, Maximum \| Year	10

Acquisitions (Details) $ in Thousands	12 Months Ended
Acquisitions (Details) $ in Thousands	Sep. 30, 2009 USD ($) Store	Nov. 30, 2011 USD ($)
Consideration:
Cash		$ 48,200
Equity instruments (4.1 million shares of Class A Non-voting stock at $15.92 per share)		1,000
Total purchase price		$ 49,200
Value Financial Services Acquisition [Member]
Information related to the acquisition
Pawn stores acquired \| Store	67
Consideration:
Cash	$ 13,590
Equity instruments (4.1 million shares of Class A Non-voting stock at $15.92 per share)	64,609
Fair value of total consideration transferred	78,199
Capitalized acquisition costs	894
Cash acquired	(1,410)
Total purchase price	77,683
Assumed debt	30,385
Total acquisition costs	108,068
Current assets:
Pawn loans	17,886
Service charges and fees receivable	3,491
Inventory	16,265
Deferred tax asset	4,394
Prepaid expenses and other assets	1,438
Total current assets	43,474
Property and equipment	5,584
Deferred tax asset, non-current	690
Goodwill	61,877
Other assets	5,719
Total assets	117,344
Current liabilities:
Current maturities of long-term debt	(4,000)
Accounts payable and other accrued expenses	(8,404)
Customer layaway deposits	(872)
Total current liabilities	(13,276)
Long-term debt	(26,385)
Total liabilities	(39,661)
Net assets acquired	77,683
Goodwill recorded in U.S. Pawn segment	61,877
Goodwill deductible for tax purposes	0
Indefinite lived intangible assets acquired:
Trademark and trade names	4,870
Definite lived intangible assets acquired:
Favorable lease asset	644
Unaudited consolidated pro forma information of acquisition
Total revenues	634,693
Net revenues	380,020
Net income	70,358
Value Financial Services Acquisition [Member] \| US [Member]
Current assets:
Goodwill	61,877
Current liabilities:
Goodwill recorded in U.S. Pawn segment	$ 61,877

Acquisitions (Details 1) $ in Thousands	12 Months Ended
Acquisitions (Details 1) $ in Thousands	Sep. 30, 2011 USD ($) Store	Sep. 30, 2010 USD ($) Store	Sep. 30, 2009 USD ($) Store	Nov. 30, 2011 USD ($)
Consideration:
Cash				$ 48,200
Equity instruments				1,000
Total purchase price				$ 49,200
Other Acquisitions [Member]
Acquisitions of domestic and foreign pawn lending locations
Number of acquisitions asset purchase \| Store	9	5	1
Number of acquisitions stock purchase \| Store	3
Pawn stores acquired \| Store	40	16	11
Consideration:
Cash	$ 69,977	$ 22,507	$ 17,124
Equity instruments	7,304	0	17,250
Fair value of total consideration transferred	77,281	22,507	34,374
Capitalized acquisition related costs	0	0	178
Acquisition related costs included in administrative expenses	(920)	(643)	0
Cash acquired	(1,138)	(58)	(117)
Total purchase price	75,223	21,806	34,435
Current assets:
Pawn loans	8,572	2,700	5,442
Signature loans	710	0	55
Auto title loans	0	0	1,105
Service charges and fees receivable	1,270	379	1,322
Inventory	4,838	1,542	2,860
Deferred tax asset	461	223	334
Prepaid expenses and other assets	728	66	79
Total current assets	16,579	4,910	11,197
Property and equipment	1,051	387	392
Other assets	2,558	1,057	6,711
Total assets	76,891	22,224	34,597
Current liabilities:
Accounts payable and other accrued expenses	(1,176)	(93)	(27)
Customer layaway deposits	(182)	(102)	(135)
Other current liabilities	(26)	0	0
Total current liabilities	(1,384)	(195)	(162)
Deferred tax liability	(284)	(223)	0
Total liabilities	(1,668)	(418)	(162)
Net assets acquired	75,223	21,806	34,435
Goodwill deductible for tax purposes	34,376	15,870	16,297
Goodwill	56,703	15,870	16,297
Indefinite lived intangible assets acquired:
Pawn licenses	0	607	6,680
Definite lived intangible assets acquired:
Non Compete Agreements under the Definite Lived Intangible Assets			0
Other Acquisitions [Member] \| Favorable Lease Asset [Member]
Definite lived intangible assets acquired:
Non Compete Agreements under the Definite Lived Intangible Assets	111	0
Other Acquisitions [Member] \| Non-compete Agreements [Member]
Definite lived intangible assets acquired:
Non Compete Agreements under the Definite Lived Intangible Assets	$ 769	$ 420	$ 0
Other Acquisitions [Member] \| US [Member]
Acquisitions of domestic and foreign pawn lending locations
Pawn stores acquired \| Store	34	16	11
Current liabilities:
Goodwill	$ 53,555	$ 15,870	$ 16,297
Other Acquisitions [Member] \| MX [Member]
Acquisitions of domestic and foreign pawn lending locations
Pawn stores acquired \| Store	6
Other Acquisitions [Member] \| Empeno Facil [Member]
Current liabilities:
Goodwill	$ 3,148	$ 0	$ 0

Acquisitions (Details Textual) - USD ($) $ / shares in Units, $ in Thousands	2 Months Ended	12 Months Ended
	Nov. 30, 2011	Sep. 30, 2011	Sep. 30, 2010	Sep. 30, 2009
Business Acquisition [Line Items]
Acquisition of goodwill		$ 56,790	$ 15,871
Acquisitions (Textual) [Abstract]
Equity instruments includes Class A Non-voting shares	33,011			4,100,000
Equity instruments includes Class A Non-voting per share value				$ 15.92
Purchase price acquisition				$ 300
Contingent consideration to VFS shareholders				$ 10,700
Sale of EZCORP shares				3,900,000
Other Acquisitions [Member]
Business Acquisition [Line Items]
Acquisition of goodwill		$ 0

Earnings per Share (Details) - USD ($) $ / shares in Units, shares in Thousands, $ in Thousands	3 Months Ended								12 Months Ended
	Sep. 30, 2011	Jun. 30, 2011	Mar. 31, 2011	Dec. 31, 2010	Sep. 30, 2010	Jun. 30, 2010	Mar. 31, 2010	Dec. 31, 2009	Sep. 30, 2011	Sep. 30, 2010	Sep. 30, 2009
Net Components of Basic and Diluted Earnings per Share
Net income	$ 36,365	$ 26,527	$ 31,838	$ 27,429	$ 27,852	$ 19,962	$ 23,773	$ 25,707	$ 122,159	$ 97,294	$ 68,472
Weighted average outstanding shares of common stock (B)									49,917	49,033	47,372
Dilutive effect of stock options and restricted stock									452	543	704
Weighted average common stock and common stock equivalents (C)									50,369	49,576	48,076
Basic earnings per share (A/B)	$ 0.73	$ 0.53	$ 0.64	$ 0.55	$ 0.57	$ 0.41	$ 0.49	$ 0.53	$ 2.45	$ 1.98	$ 1.45
Diluted earnings per share (A/C)	$ 0.72	$ 0.53	$ 0.63	$ 0.55	$ 0.56	$ 0.40	$ 0.48	$ 0.52	$ 2.43	$ 1.96	$ 1.42
Potential common shares excluded from the calculation of diluted earnings per share									2	15	124

- Definition

Securities (including those issuable pursuant to contingent stock agreements) that could potentially dilute basic earnings per share (EPS) or earnings per unit (EPU) in the future that were not included in the computation of diluted EPS or EPU because to do so would increase EPS or EPU amounts or decrease loss per share or unit amounts for the period presented.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Statement of Financial Accounting Standard (FAS)
-Number 128
-Paragraph 13, 14
-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 2: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Statement of Financial Accounting Standard (FAS)
-Number 128
-Paragraph 171
-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 3: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Statement of Financial Accounting Standard (FAS)
-Number 128
-Paragraph 40
-Subparagraph c
-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 4: http://www.xbrl.org/2003/role/presentationRef
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-Name Accounting Standards Codification
-Topic 260
-SubTopic 10
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Reference 5: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Glossary Diluted Earnings Per Share
-URI http://asc.fasb.org/extlink&oid=6510752

Reference 6: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Glossary Contingent Stock Agreement
-URI http://asc.fasb.org/extlink&oid=6508534

Reference 7: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Glossary Antidilution
-URI http://asc.fasb.org/extlink&oid=6505113

Reference 8: http://www.xbrl.org/2003/role/presentationRef
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-Name Emerging Issues Task Force (EITF)
-Number 07-4
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-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

+ Details

- Definition

The amount of net income (loss) for the period per each share of common stock or unit outstanding during the reporting period.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Statement of Financial Accounting Standard (FAS)
-Number 128
-Paragraph 36, 37, 38
-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 2: http://www.xbrl.org/2003/role/presentationRef
-Publisher SEC
-Name Regulation S-X (SX)
-Number 210
-Article 5
-Section 03
-Paragraph 20

Reference 3: http://www.xbrl.org/2003/role/presentationRef
-Publisher SEC
-Name Regulation S-X (SX)
-Number 210
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-Article 7
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Reference 4: http://www.xbrl.org/2003/role/presentationRef
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-Name Regulation S-X (SX)
-Number 210
-Section 04
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-Name Accounting Standards Codification
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-Subparagraph (SX 210.5-03.21)
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-Name Accounting Standards Codification
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-Publisher FASB
-Name Accounting Standards Codification
-Topic 944
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-Subparagraph (SX 210.7-04.19)
-URI http://asc.fasb.org/extlink&oid=6879464&loc=d3e573970-122913

Reference 11: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Emerging Issues Task Force (EITF)
-Number 07-4
-Paragraph 4
-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

+ Details

- Definition

The amount of net income (loss) for the period available to each share of common stock or common unit outstanding during the reporting period and to each share or unit that would have been outstanding assuming the issuance of common shares or units for all dilutive potential common shares or units outstanding during the reporting period.

+ References + Details

- Definition

The portion of profit or loss for the period, net of income taxes, which is attributable to the parent.

+ References

+ Details

- Definition

The average number of shares or units issued and outstanding that are used in calculating diluted EPS or earnings per unit (EPU), determined based on the timing of issuance of shares or units in the period.

+ References + Details

- Definition

Number of [basic] shares or units, after adjustment for contingently issuable shares or units and other shares or units not deemed outstanding, determined by relating the portion of time within a reporting period that common shares or units have been outstanding to the total time in that period.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Statement of Financial Accounting Standard (FAS)
-Number 128
-Paragraph 171
-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 2: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Statement of Financial Accounting Standard (FAS)
-Number 128
-Paragraph 40
-Subparagraph a
-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 3: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Statement of Financial Accounting Standard (FAS)
-Number 128
-Paragraph 8
-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 4: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 260
-SubTopic 10
-Section 50
-Paragraph 1
-Subparagraph (a)
-URI http://asc.fasb.org/extlink&oid=6371337&loc=d3e3550-109257

Reference 5: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 260
-SubTopic 10
-Section 45
-Paragraph 10
-URI http://asc.fasb.org/extlink&oid=6920599&loc=d3e1448-109256

Reference 6: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Glossary Weighted-Average Number of Common Shares Outstanding
-URI http://asc.fasb.org/extlink&oid=6528421

Reference 7: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Emerging Issues Task Force (EITF)
-Number 07-4
-Paragraph 4
-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

+ Details

Strategic Investments and Fair Value of Financial Instruments (Details) - Albemarle & Bond Holdings [Member] - USD ($) $ in Thousands	12 Months Ended
	Jun. 30, 2011	Jun. 30, 2010	Jun. 30, 2009
Summary of financial information for Albemarle & Bond
Current assets	$ 125,862	$ 97,476
Non-current assets	64,325	52,325
Total assets	190,187	149,801
Current liabilities	18,620	17,898
Non-current liabilities	57,016	42,078
Shareholders' equity	114,551	89,825
Total liabilities and shareholders' equity	190,187	149,801
Gross revenues	162,002	129,794	$ 89,712
Gross profit	97,197	84,850	68,572
Profit for the year (net income)	$ 24,324	$ 22,792	$ 17,239

Strategic Investments and Fair Value of Financial Instruments (Details 1) - Cash Converters International Limited [Member] - USD ($) $ in Thousands	12 Months Ended
	Jun. 30, 2011	Jun. 30, 2010
Summary of financial information for Cash Converters International Limited
Current assets	$ 119,633	$ 96,489
Non-current assets	126,811	72,408
Total assets	246,444	168,897
Current liabilities	38,235	19,179
Non-current liabilities	22,528	10,199
Shareholders' equity	185,681	139,519
Total liabilities and shareholders' equity	246,444	168,897
Gross revenues	184,011	111,218
Gross profit	138,997	84,296
Profit for the year (net income)	$ 27,328	$ 19,122

Strategic Investments and Fair Value of Financial Instruments (Details 2) - USD ($) $ in Thousands	Sep. 30, 2011	Sep. 30, 2010
Summary of Recorded value and fair value of strategic investments
Recorded value	$ 120,319	$ 101,386
Albemarle & Bond Holdings [Member]
Summary of Recorded value and fair value of strategic investments
Recorded value	48,361	43,127
Fair value	91,741	75,520
Cash Converters International Limited [Member]
Summary of Recorded value and fair value of strategic investments
Recorded value	71,958	58,259
Fair value	$ 53,600	$ 70,005

Strategic Investments and Fair Value of Financial Instruments (Details Textual) $ in Thousands	12 Months Ended
	Sep. 30, 2011 USD ($) Store shares	Jun. 30, 2011 USD ($)	Sep. 30, 2010 USD ($)	Sep. 30, 2009 USD ($)
Schedule of Equity Method Investments [Line Items]
Dividends received	$ 7,274		$ 3,841	$ 1,634
Investments in unconsolidated affiliates	120,319		101,386
Strategic Investments and Fair Value of Financial Instruments (Textual) [Abstract]
Available for sale securities	$ 5,400		4,900
Albemarle & Bond Holdings [Member]
Schedule of Equity Method Investments [Line Items]
Number of common shares owned \| shares	16,644,640
Percentage of common shares owned	30.00%
Total cost of common shares owned	$ 27,600
Dividends received	3,200		2,300	$ 1,600
Equity Method Investment Income Loss Included in the retained earnings	23,500
Investments in unconsolidated affiliates	$ 48,361		43,127
Equity in net assets		$ 34,400
Equity Method Investment Difference Between Carrying Amount and Underlying Equity		$ 10,000
Percentage increase in net income		6.00%
Percentage Increase in total assets		19.00%
Cash Converters International Limited [Member]
Schedule of Equity Method Investments [Line Items]
Number of common shares owned \| shares	124,418,000
Percentage of common shares owned	33.00%
Total cost of common shares owned	$ 57,800
Number of owned and franchise stores \| Store	600
Dividends received	$ 4,100		1,500
Equity Method Investment Income Loss Included in the retained earnings	7,300
Investments in unconsolidated affiliates	$ 71,958		$ 58,259
Equity in net assets		$ 60,800
Equity Method Investment Difference Between Carrying Amount and Underlying Equity		$ 15,000
Percentage increase in net income		27.00%
Percentage Increase in total assets		18.00%
Cash converters number of days of earnings included			237 days

Property and Equipment (Details) - USD ($) $ in Thousands	Sep. 30, 2011	Sep. 30, 2010
Major classifications of property and equipment
Carrying Amount	$ 207,392	$ 176,224
Accumulated Depreciation	(128,894)	(113,931)
Net Book Value	78,498	62,293
Land [Member]
Major classifications of property and equipment
Carrying Amount	4	0
Accumulated Depreciation	0	0
Net Book Value	4	0
Buildings and improvements [Member]
Major classifications of property and equipment
Carrying Amount	88,263	78,997
Accumulated Depreciation	(53,094)	(47,851)
Net Book Value	35,169	31,146
Furniture and equipment [Member]
Major classifications of property and equipment
Carrying Amount	85,654	70,419
Accumulated Depreciation	(52,562)	(44,209)
Net Book Value	33,092	26,210
Software [Member]
Major classifications of property and equipment
Carrying Amount	28,653	25,128
Accumulated Depreciation	(23,238)	(21,871)
Net Book Value	5,415	3,257
Construction in Progress [Member]
Major classifications of property and equipment
Carrying Amount	4,818	1,680
Accumulated Depreciation	0	0
Net Book Value	$ 4,818	$ 1,680

- Definition

The cumulative amount of depreciation, depletion and amortization (related to property, plant and equipment, but not including land) that has been recognized in the income statement.

+ References + Details

Property and Equipment (Details Textual) - USD ($) $ in Millions	12 Months Ended
	Sep. 30, 2011	Sep. 30, 2010	Sep. 30, 2009
Property and Equipment (Textual) [Abstract]
Depreciation expense	$ 17.5	$ 14.0	$ 12.3
Software [Member]
Property and Equipment (Textual) [Abstract]
Depreciation expense	$ 1.4	$ 0.9	$ 1.0

Goodwill and Other Intangible Assets (Details) - USD ($) $ in Thousands	Sep. 30, 2011	Sep. 30, 2010	Sep. 30, 2009
Summary of major class of indefinite-lived intangible asset
Pawn licenses	$ 8,836	$ 8,836
Trade name	4,870	4,870
Goodwill	173,206	117,305	$ 100,719
Total	$ 186,912	$ 131,011

- Definition

Carrying amount as of the balance sheet date, which is the cumulative amount paid and (if applicable) the fair value of any noncontrolling interest in the acquiree, adjusted for any amortization recognized prior to the adoption of any changes in generally accepted accounting principles (as applicable) and for any impairment charges, in excess of the fair value of net assets acquired in one or more business combination transactions.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Statement of Financial Accounting Standard (FAS)
-Number 142
-Paragraph 45
-Subparagraph e
-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 2: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Statement of Financial Accounting Standard (FAS)
-Number 142
-Paragraph 43
-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 3: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Statement of Financial Accounting Standard (FAS)
-Number 141R
-Paragraph 68
-Subparagraph l
-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 4: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 350
-SubTopic 20
-Section 45
-Paragraph 1
-URI http://asc.fasb.org/extlink&oid=6388280&loc=d3e13770-109266

Reference 5: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 350
-SubTopic 20
-Section 50
-Paragraph 1
-URI http://asc.fasb.org/extlink&oid=6905597&loc=d3e13816-109267

Reference 6: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Statement of Financial Accounting Standard (FAS)
-Number 141R
-Paragraph 72
-Subparagraph d
-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 7: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Statement of Financial Accounting Standard (FAS)
-Number 142
-Paragraph 45
-Subparagraph e
-Clause 1
-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 8: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Statement of Financial Accounting Standard (FAS)
-Number 141R
-Paragraph 34
-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

+ Details

Goodwill and Other Intangible Assets (Details 1) - USD ($) $ in Thousands	12 Months Ended
	Sep. 30, 2011	Sep. 30, 2010
Changes in the carrying value of goodwill, by segment
Beginning Balance	$ 117,305	$ 100,719
Acquisitions	56,790	15,871
Post-closing purchase price allocation adjustments for prior year acquisitions		192
Effect of foreign currency translation changes	(889)	523
Ending Balance	173,206	117,305
U.S. Pawn Operations [Member]
Changes in the carrying value of goodwill, by segment
Beginning Balance	110,255	94,192
Acquisitions	53,642	15,871
Post-closing purchase price allocation adjustments for prior year acquisitions		192
Ending Balance	163,897	110,255
EZMONEY Operations [Member]
Changes in the carrying value of goodwill, by segment
Beginning Balance	0	0
Ending Balance	0	0
Empeno Facil [Member]
Changes in the carrying value of goodwill, by segment
Beginning Balance	7,050	6,527
Acquisitions	3,148
Effect of foreign currency translation changes	(889)	523
Ending Balance	$ 9,309	$ 7,050

The increase (decrease) in the recorded value of goodwill for foreign currency translation adjustments and purchase accounting adjustments needed to revise the carrying amount of goodwill to fair value.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Statement of Financial Accounting Standard (FAS)
-Number 142
-Subparagraph e
-Paragraph 45
-Clause 6
-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 2: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 350
-SubTopic 20
-Section 50
-Paragraph 1
-Subparagraph (f)
-URI http://asc.fasb.org/extlink&oid=6905597&loc=d3e13816-109267

Reference 3: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Statement of Financial Accounting Standard (FAS)
-Number 141R
-Paragraph 72
-Subparagraph d
-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 4: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Statement of Financial Accounting Standard (FAS)
-Number 142
-Subparagraph e
-Paragraph 45
-Clause 3
-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 5: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Statement of Financial Accounting Standard (FAS)
-Number 142
-Subparagraph e
-Paragraph 45
-Clause 7
-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

+ Details

Goodwill and Other Intangible Assets (Details 2) - USD ($) $ in Thousands	Sep. 30, 2011	Sep. 30, 2010
Gross carrying amount and accumulated amortization for each major class of definite-lived intangible asset
Carrying amount	$ 9,650	$ 6,190
Accumulated amortization	(3,566)	(3,442)
Net Book Value	6,084	2,748
Real Estate Finders' Fees [Member]
Gross carrying amount and accumulated amortization for each major class of definite-lived intangible asset
Carrying amount	1,157	948
Accumulated amortization	(479)	(401)
Net Book Value	678	547
Non-compete Agreements [Member]
Gross carrying amount and accumulated amortization for each major class of definite-lived intangible asset
Carrying amount	3,722	3,081
Accumulated amortization	(2,459)	(1,834)
Net Book Value	1,263	1,247
Favorable Lease [Member]
Gross carrying amount and accumulated amortization for each major class of definite-lived intangible asset
Carrying amount	755	644
Accumulated amortization	(322)	(219)
Net Book Value	433	425
Franchise Rights [Member]
Gross carrying amount and accumulated amortization for each major class of definite-lived intangible asset
Carrying amount	1,547	0
Accumulated amortization	(32)	0
Net Book Value	1,515	0
Deferred Financing Costs [Member]
Gross carrying amount and accumulated amortization for each major class of definite-lived intangible asset
Carrying amount	2,411	1,469
Accumulated amortization	(262)	(982)
Net Book Value	2,149	487
Other [Member]
Gross carrying amount and accumulated amortization for each major class of definite-lived intangible asset
Carrying amount	58	48
Accumulated amortization	(12)	(6)
Net Book Value	$ 46	$ 42

Goodwill and Other Intangible Assets (Details 3) - USD ($) $ in Thousands	12 Months Ended
	Sep. 30, 2011	Sep. 30, 2010	Sep. 30, 2009
Classification of amortization recognized as expense
Amortization expense	$ 855	$ 631	$ 485
Operations expense	111	129	95
Interest expense	615	403	296
Total expense from the amortization of definite-lived intangible assets	$ 1,581	$ 1,163	$ 876

Goodwill and Other Intangible Assets (Details 4) $ in Thousands	12 Months Ended
	Sep. 30, 2011 USD ($)
Estimate of the amount and classification of amortization expense for definite-lived intangible assets
Amortization Expense, 2012	$ 784
Amortization Expense, 2013	346
Amortization Expense, 2014	271
Amortization Expense, 2015	234
Amortization Expense, 2016	193
Operations Expense, 2012	92
Operations Expense, 2013	76
Operations Expense, 2014	62
Operations Expense, 2015	51
Operations Expense, 2016	48
Interest Expense, 2012	599
Interest Expense, 2013	599
Interest Expense, 2014	599
Interest Expense, 2015	352
Interest Expense, 2016	$ 0

Accounts Payable and Other Accrued Expenses (Details) - USD ($) $ in Thousands	Sep. 30, 2011	Sep. 30, 2010
Accounts payable and other accrued expenses
Trade accounts payable	$ 9,949	$ 9,135
Accrued payroll and related expenses	22,326	20,838
Accrued interest	13	94
Accrued rent and property taxes	10,728	9,121
Accrual for expected losses on credit service letters of credit	1,795	1,699
Collected funds payable to unaffiliated lenders under credit service programs	1,705	823
Other accrued expenses	10,884	7,953
Total	$ 57,400	$ 49,663

- Definition

Carrying value as of the balance sheet date of [accrued] interest payable on all forms of debt, including trade payables, that has been incurred and is unpaid. Used to reflect the current portion of the liabilities (due within one year or within the normal operating cycle if longer).

+ References + Details

- Definition

Carrying value as of the balance sheet date of obligations incurred through that date and payable arising from transactions not otherwise specified in the taxonomy. Used to reflect the current portion of the liabilities (due within one year or within the normal operating cycle if longer).

+ References + Details

Long-Term Debt (Details Textual) $ in Millions	1 Months Ended	12 Months Ended
Long-Term Debt (Details Textual) $ in Millions	Oct. 31, 2011	Sep. 30, 2011 USD ($)	May 10, 2011 USD ($) Bank
Long-Term Debt (Textual) [Abstract]
Number of banks involved in line of credit facility \| Bank			5
Revolving credit facility			$ 175.0
Line of credit potential maximum			$ 225.0
Term loan outstanding		$ 17.5
Interest rate description of credit agreement, minimum	interest rate of LIBOR plus 250 basis points or the bank’s base rate plus 150 basis points
Interest rate description		LIBOR plus 200 to 275 basis points or the bank’s base rate plus 100 to 175 basis points
Commitment fee description		commitment fee of 37.5 to 50 basis points depending on our leverage ratio calculated at the end of each quarter
Outstanding amount under revolving credit agreement		$ 17.5
Bank letters of credit		5.0
Revolving credit facility		152.5
Deferred financing cost written off		0.1
Deferred financing costs included in other assets		$ 2.3
Deferred financing cost amortizable period		4 years
Debt related commitment fee	commitment fee of 50 basis points
Maturity period of new credit agreement		4 years
Credit agreement initiation date		05-10-2011
Credit agreement expiration date		05-10-2015
Interbank offered rate	LIBOR
Minimum interest rate of LIBOR on unused amount of credit facility	2.50%
Minimum bank base rate on unused amount of credit facility	1.50%
Commitment fee on unused amount of credit facility	0.50%
Maximum [Member]
Debt Instrument [Line Items]
Interest rate to the lenders	2.75%
Bank base rate	1.75%
Commitment fee	0.50%
Minimum [Member]
Debt Instrument [Line Items]
Interest rate to the lenders	2.00%
Bank base rate	1.00%
Commitment fee	0.375%

Common Stock, Warrants, Options, and Stock Compensation (Details) - USD ($) $ in Thousands	12 Months Ended
	Sep. 30, 2011	Sep. 30, 2010	Sep. 30, 2009
Information on Class A Common Stock issued as acquisition
Shares issued due to acquisitions	208,763		5,174,900
Gross compensation costs
Total gross compensation costs	$ 13,208	$ 4,512	$ 3,701
Income tax benefits
Total income tax benefits	(4,509)	(1,573)	(1,240)
Net compensation expense	8,699	2,939	2,461
Stock Options [Member]
Gross compensation costs
Total gross compensation costs		4	63
Income tax benefits
Total income tax benefits	(1)	(56)	(32)
Restricted Stock [Member]
Gross compensation costs
Total gross compensation costs	13,208	4,508	3,638
Income tax benefits
Total income tax benefits	$ (4,508)	$ (1,517)	$ (1,208)

- Definition

Represents the expense recognized during the period arising from equity-based compensation arrangements (for example, shares of stock, unit, stock options or other equity instruments) with employees, directors and certain consultants qualifying for treatment as employees.

+ References + Details

- Definition

Number of shares of stock issued during the period pursuant to acquisitions.

+ References + Details

Common Stock, Warrants, Options, and Stock Compensation (Details 1) - USD ($) $ / shares in Units, $ in Millions	12 Months Ended
	Sep. 30, 2011	Sep. 30, 2010	Sep. 30, 2009
Summary of the restricted stock awards (RSA) activity
Weighted average grant-date fair value per share of RSAs granted	$ 20.34	$ 14.64	$ 17.51
Total grant date fair value of RSAs vested	$ 13.5	$ 0.2	$ 4.8
Restricted Stock [Member]
Summary of the restricted stock awards (RSA) activity
Outstanding Shares at beginning of year	1,781,250
Weighted average grant date fair value outstanding at beginning of year	$ 13.50
Granted, Shares	868,500
Granted, Weighted average grant date fair value	$ 20.34
Released, Shares	(1,035,250)
Released, Weighted average grant date fair value	$ 13.08
Forfeited, Shares	(79,500)
Forfeited, Weighted average grant date fair value	$ 16.61
Outstanding Shares at end of year	1,535,000	1,781,250
Weighted average grant date fair value outstanding at end of year	$ 17.49	$ 13.50

Common Stock, Warrants, Options, and Stock Compensation (Details 2) - Stock Options [Member] $ / shares in Units, $ in Thousands	12 Months Ended
	Sep. 30, 2011 USD ($) Year $ / shares shares
Summary of the option activity
Outstanding Shares at beginning of year \| shares	293,398
Weighted Average Grant Date Fair Value, Outstanding at beginning of year \| $ / shares	$ 3.81
Granted, Shares \| shares	0
Granted, Weighted Average Exercise Price \| $ / shares	$ 0.00
Forfeited, Shares \| shares	0
Forfeited, Weighted Average Exercise Price \| $ / shares	$ 0.00
Expired, Shares \| shares	(8,400)
Expired, Weighted Average Exercise Price \| $ / shares	$ 1.48
Exercised, Shares \| shares	(62,600)
Exercised, Weighted Average Exercise Price \| $ / shares	$ 6.57
Outstanding Shares at end of year \| shares	222,398
Weighted Average Grant Date Fair Value, Outstanding at end of year \| $ / shares	$ 3.12
Weighted Average Remaining Contractual Term, Outstanding at September 30, 2011 \| Year	2.37
Aggregate Intrinsic Value, Outstanding at September 30, 2011 \| $	$ 5,652
Vested and expected to vest, Shares \| shares	222,398
Vested and expected to vest, Weighted Average Exercise Price \| $ / shares	$ 3.12
Vested and expected to vest, Weighted Average Remaining Contractual Term \| Year	2.37
Vested and expected to vest, Aggregate Intrinsic Value \| $	$ 5,652
Shares, Vested at September 30, 2011 \| shares	222,398
Weighted Average Exercise Price, Vested at September 30, 2011 \| $ / shares	$ 3.12
Weighted Average Remaining Contractual Term, Vested at September 30, 2011 \| Year	2.37
Aggregate Intrinsic Value, Vested at septmber30, 2011 \| $	$ 5,652

Common Stock, Warrants, Options, and Stock Compensation (Details 3) - USD ($) $ in Millions	12 Months Ended
	Sep. 30, 2011	Sep. 30, 2010	Sep. 30, 2009
Summary of the option activity additional disclosures
Stock options exercised, shares	62,173	494,202	1,528,048
Proceeds due to stock option exercises	$ 0.4	$ 1.6	$ 4.9
Tax benefit from stock option exercises	0.2	2.1	1.4
Intrinsic value of stock options exercised	$ 1.5	$ 7.7	$ 15.5

- Definition

The cash inflow associated with the amount received from holders exercising their stock options. This item inherently excludes any excess tax benefit, which the entity may have realized and reported separately.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Statement of Financial Accounting Standard (FAS)
-Number 123R
-Paragraph A240
-Subparagraph i
-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 2: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Statement of Financial Accounting Standard (FAS)
-Number 95
-Paragraph 18
-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 3: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Statement of Financial Accounting Standard (FAS)
-Number 95
-Paragraph 19
-Subparagraph a
-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 4: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Glossary Financing Activities
-URI http://asc.fasb.org/extlink&oid=6513228

Reference 5: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 718
-SubTopic 10
-Section 50
-Paragraph 2
-Subparagraph (j)
-URI http://asc.fasb.org/extlink&oid=6415400&loc=d3e5070-113901

Reference 6: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 230
-SubTopic 10
-Section 45
-Paragraph 14
-Subparagraph (a)
-URI http://asc.fasb.org/extlink&oid=6943989&loc=d3e3255-108585

+ Details

Common Stock, Warrants, Options, and Stock Compensation (Details Textual) $ / shares in Units, $ in Millions	12 Months Ended
	Sep. 30, 2011 USD ($) Year $ / shares shares	Sep. 30, 2009 shares
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Available for Grant, Shares	779,750
Common Stock, Warrants, Options and Stock Compensation (Textual) [Abstract]
Minimum vesting period, Non-Employee Directors	1 year
Maximum vesting period, Non-Employee Directors	2 years
Vesting period	over five years
Minimum strike prices \| $ / shares	$ 0.86
Maximum strike prices \| $ / shares	$ 4.05
Number of restricted stock awards authorized	1,575,750
Number of treasury shares used to satisfy option exercises	0	10,000
Fair value of RSAs to be amortized \| $	$ 20.8
Weighted average period over which costs amortized, options \| Year	4
Options expiring	10 years
Options contractual life	10 years
Previous Plan [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Available for Grant, Shares	75,750

Income Taxes (Details) - USD ($) $ in Thousands	12 Months Ended
Income Taxes (Details) - USD ($) $ in Thousands	Sep. 30, 2011	Sep. 30, 2010	Sep. 30, 2009
Current
Federal	$ 50,148	$ 54,931	$ 38,898
State and foreign	2,728	2,172	1,519
Total	52,876	57,103	40,417
Deferred
Federal	13,408	(2,811)	(3,516)
State and foreign	268	(56)	(61)
Total	13,676	(2,867)	(3,577)
Total provision	$ 66,552	$ 54,236	$ 36,840

- Definition

The component of income tax expense for the period representing amounts paid or payable (or refundable) as determined by applying the provisions of enacted federal tax law to the domestic taxable Income or Loss from continuing operations.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Statement of Financial Accounting Standard (FAS)
-Number 109
-Paragraph 45
-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 2: http://www.xbrl.org/2003/role/presentationRef
-Publisher SEC
-Name Regulation S-X (SX)
-Number 210
-Section 08
-Paragraph h
-Article 4

Reference 3: http://www.xbrl.org/2003/role/presentationRef
-Publisher SEC
-Name Staff Accounting Bulletin (SAB)
-Number Topic 6
-Section I
-Paragraph Question 1-7

Reference 4: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 235
-SubTopic 10
-Section S99
-Paragraph 1
-Subparagraph (SX 210.4-08.(h))
-URI http://asc.fasb.org/extlink&oid=6881521&loc=d3e23780-122690

Reference 5: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Glossary Current Tax Expense (or Benefit)
-URI http://asc.fasb.org/extlink&oid=6509736

Reference 6: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 740
-SubTopic 10
-Section S99
-Paragraph 1
-Subparagraph (SAB TOPIC 6.I.7)
-URI http://asc.fasb.org/extlink&oid=6889476&loc=d3e330036-122817

Reference 7: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 740
-SubTopic 10
-Section 50
-Paragraph 9
-Subparagraph (a)
-URI http://asc.fasb.org/extlink&oid=6907707&loc=d3e32639-109319

Reference 8: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Statement of Financial Accounting Standard (FAS)
-Number 109
-Paragraph 289
-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

+ Details

- Definition

The component of income tax expense for the period representing amounts of income taxes paid or payable (or refundable) for the period for all income tax obligations as determined by applying the provisions of relevant enacted tax laws to relevant amounts of taxable Income or Loss from continuing operations.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher SEC
-Name Regulation S-X (SX)
-Number 210
-Section 08
-Paragraph h
-Article 4

Reference 2: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Statement of Financial Accounting Standard (FAS)
-Number 109
-Paragraph 45
-Subparagraph a
-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 3: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 235
-SubTopic 10
-Section S99
-Paragraph 1
-Subparagraph (SX 210.4-08.(h))
-URI http://asc.fasb.org/extlink&oid=6881521&loc=d3e23780-122690

Reference 4: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Glossary Current Tax Expense (or Benefit)
-URI http://asc.fasb.org/extlink&oid=6509736

Reference 5: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 740
-SubTopic 10
-Section S99
-Paragraph 1
-Subparagraph (SAB TOPIC 6.I.7)
-URI http://asc.fasb.org/extlink&oid=6889476&loc=d3e330036-122817

Reference 6: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 740
-SubTopic 10
-Section 50
-Paragraph 9
-Subparagraph (a)
-URI http://asc.fasb.org/extlink&oid=6907707&loc=d3e32639-109319

Reference 7: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Statement of Financial Accounting Standard (FAS)
-Number 109
-Paragraph 289
-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 8: http://www.xbrl.org/2003/role/presentationRef
-Publisher SEC
-Name Staff Accounting Bulletin (SAB)
-Number Topic 6
-Section I
-Subsection 7

+ Details

- Definition

The component of total income tax expense for the period comprised of the increase (decrease) during the period in the entity's domestic deferred tax assets and liabilities attributable to continuing operations as determined by applying the provisions of the federally enacted tax law.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher SEC
-Name Regulation S-X (SX)
-Number 210
-Section 08
-Paragraph h
-Article 4

Reference 2: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Statement of Financial Accounting Standard (FAS)
-Number 109
-Paragraph 45
-Subparagraph b
-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 3: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 235
-SubTopic 10
-Section S99
-Paragraph 1
-Subparagraph (SX 210.4-08.(h))
-URI http://asc.fasb.org/extlink&oid=6881521&loc=d3e23780-122690

Reference 4: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 740
-SubTopic 10
-Section S99
-Paragraph 1
-Subparagraph (SAB TOPIC 6.I.7)
-URI http://asc.fasb.org/extlink&oid=6889476&loc=d3e330036-122817

Reference 5: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Glossary Deferred Tax Expense (or Benefit)
-URI http://asc.fasb.org/extlink&oid=6510177

Reference 6: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 740
-SubTopic 10
-Section 50
-Paragraph 9
-Subparagraph (b)
-URI http://asc.fasb.org/extlink&oid=6907707&loc=d3e32639-109319

Reference 7: http://www.xbrl.org/2003/role/presentationRef
-Publisher SEC
-Name Staff Accounting Bulletin (SAB)
-Number Topic 6
-Section I
-Subsection 7

Reference 8: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Statement of Financial Accounting Standard (FAS)
-Number 109
-Paragraph 8, 16, 17, 289
-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

+ Details

- Definition

The component of income tax expense for the period representing the increase (decrease) in the entity's deferred tax assets and liabilities pertaining to continuing operations.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Statement of Financial Accounting Standard (FAS)
-Number 95
-Paragraph 28
-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 2: http://www.xbrl.org/2003/role/presentationRef
-Publisher SEC
-Name Regulation S-X (SX)
-Number 210
-Section 08
-Paragraph h
-Article 4

Reference 3: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Statement of Financial Accounting Standard (FAS)
-Number 109
-Paragraph 45
-Subparagraph b
-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 4: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 230
-SubTopic 10
-Section 45
-Paragraph 28
-Subparagraph (b)
-URI http://asc.fasb.org/extlink&oid=6943989&loc=d3e3602-108585

Reference 5: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 235
-SubTopic 10
-Section S99
-Paragraph 1
-Subparagraph (SX 210.4-08.(h))
-URI http://asc.fasb.org/extlink&oid=6881521&loc=d3e23780-122690

Reference 6: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 740
-SubTopic 10
-Section S99
-Paragraph 1
-Subparagraph (SAB TOPIC 6.I.7)
-URI http://asc.fasb.org/extlink&oid=6889476&loc=d3e330036-122817

Reference 7: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Glossary Deferred Tax Expense (or Benefit)
-URI http://asc.fasb.org/extlink&oid=6510177

Reference 8: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 740
-SubTopic 10
-Section 50
-Paragraph 9
-Subparagraph (b)
-URI http://asc.fasb.org/extlink&oid=6907707&loc=d3e32639-109319

Reference 9: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Statement of Financial Accounting Standard (FAS)
-Number 109
-Paragraph 289
-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 10: http://www.xbrl.org/2003/role/presentationRef
-Publisher SEC
-Name Staff Accounting Bulletin (SAB)
-Number Topic 6
-Section I
-Subsection 7

+ Details

- Definition

The sum of the current income tax expense or benefit and the deferred income tax expense or benefit pertaining to pretax Income or Loss from continuing operations; income tax expense or benefit may include interest and penalties on tax uncertainties based on the entity's accounting policy.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher SEC
-Name Regulation S-X (SX)
-Number 210
-Section 08
-Paragraph h
-Article 4

Reference 2: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name FASB Interpretation (FIN)
-Number 48
-Paragraph 15, 16, 19
-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 3: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Statement of Financial Accounting Standard (FAS)
-Number 109
-Paragraph 45, 46
-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 4: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 235
-SubTopic 10
-Section S99
-Paragraph 1
-Subparagraph (SX 210.4-08.(h))
-URI http://asc.fasb.org/extlink&oid=6881521&loc=d3e23780-122690

Reference 5: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 740
-SubTopic 10
-Section 50
-Paragraph 10
-URI http://asc.fasb.org/extlink&oid=6907707&loc=d3e32672-109319

Reference 6: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 740
-SubTopic 10
-Section 50
-Paragraph 9
-Subparagraph (a),(b)
-URI http://asc.fasb.org/extlink&oid=6907707&loc=d3e32639-109319

Reference 7: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 740
-SubTopic 10
-Section 45
-Paragraph 25
-URI http://asc.fasb.org/extlink&oid=6907571&loc=d3e32247-109318

+ Details

Income Taxes (Details 1) - USD ($) $ in Thousands	12 Months Ended
Income Taxes (Details 1) - USD ($) $ in Thousands	Sep. 30, 2012	Sep. 30, 2011	Sep. 30, 2010	Sep. 30, 2009
Provision for income taxes attributable to continuing operations
Income taxes at the federal statutory rate		$ 66,049	$ 53,035	$ 36,859
Non-deductible expense related to incentive stock options			1	112
State income tax, net of federal benefit		2,728	2,172	1,519
Change in valuation allowance		1,425	1,273	157
Federal tax credits		(167)	(134)	(181)
Foreign tax credit		(4,356)	(2,849)	(1,228)
Other		873	738	(398)
Total provision		$ 66,552	$ 54,236	$ 36,840
Effective Tax Rate	35.20%	35.30%	35.80%	35.00%

Income Taxes (Details 2) - USD ($) $ in Thousands	Sep. 30, 2011	Sep. 30, 2010
Deferred tax assets:
Deferred Tax Assets Depreciation	$ 1,001	$ 3,894
Tax over book inventory	3,457	9,836
Accrued liabilities	12,220	11,041
Pawn service charges receivable	3,775	3,552
Stock compensation	0	2,838
Net operating loss carry-forward on foreign operations	1,425	1,273
Total deferred tax assets	21,878	32,434
Deferred tax liabilities:
Tax over book amortization	6,605	5,122
Foreign income and dividends	2,932	2,163
Stock compensation	194
Prepaid expenses	928	608
Total deferred tax liabilities	10,659	7,893
Net deferred tax asset	11,219	24,541
Valuation allowance	(1,425)	(1,273)
Net deferred tax asset	$ 9,794	$ 23,268

Income Taxes (Details 3) - USD ($) $ in Thousands	12 Months Ended
Income Taxes (Details 3) - USD ($) $ in Thousands	Sep. 30, 2011	Sep. 30, 2010	Sep. 30, 2009
Reconciliation of unrecognized tax benefits
Unrecognized Tax Benefits, Beginning Balance	$ 51	$ 106	$ 486
Reduction based on prior year tax positions	0	0	(380)
Additions based on current year tax positions	0	0	0
Reductions based on settlements with taxing authorities	0	0	0
Reductions due to lapse in statute of limitations	(51)	(55)	0
Unrecognized Tax Benefits, Ending Balance	$ 0	$ 51	$ 106

Income Taxes (Details Textual) - USD ($)	12 Months Ended
Income Taxes (Details Textual) - USD ($)	Sep. 30, 2012	Sep. 30, 2011	Sep. 30, 2010	Sep. 30, 2009	Sep. 30, 2008	Oct. 01, 2007
Schedule of Equity Method Investments [Line Items]
Dividends received		$ 7,274,000	$ 3,841,000	$ 1,634,000
Income Taxes (Textual) [Abstract]
Effective income tax rate	35.20%	35.30%	35.80%	35.00%
Recognized liability on adoption		$ 0	$ 51,000	$ 106,000	$ 486,000	$ 106,000
Penalties and interest						$ 8,600
Additional uncertain tax position				380,000
Albemarle & Bond Holdings [Member]
Schedule of Equity Method Investments [Line Items]
Dividends received		3,200,000	2,300,000	$ 1,600,000
Cash Converters International Limited [Member]
Schedule of Equity Method Investments [Line Items]
Dividends received		$ 4,100,000	$ 1,500,000

Related Party Transactions (Details Textual) - USD ($)	12 Months Ended
Related Party Transactions (Details Textual) - USD ($)	Sep. 30, 2011	Sep. 30, 2010	Sep. 30, 2009
Related Party Transactions (Textual) [Abstract]
Period of advisory services agreements	1 year
Period of written notice required to terminate related party agreement	30 days
Monthly fee for services	$ 400,000	$ 300,000	$ 200,000
Total payments	4,800,000	$ 3,600,000	$ 2,400,000
Monthly fee as per Fiscal 2012 agreement	$ 500,000

Leases (Details) $ in Thousands	Sep. 30, 2011 USD ($)
Future Minimum Rentals Expected
2012	$ 45,181
2013	39,243
2014	30,001
2015	22,171
2016	13,874
Thereafter	19,731
Total	170,201
2012	226
2013	161
2014	111
2015	12
2016	0
Thereafter	0
Total	$ 510

Leases (Details 1) - USD ($) $ in Thousands	12 Months Ended
Leases (Details 1) - USD ($) $ in Thousands	Sep. 30, 2011	Sep. 30, 2010	Sep. 30, 2009
Aggregate rentals over the lease term including lease renewal options
Gross rent expense	$ 46,710	$ 39,394	$ 35,005
Sublease rent revenue	(141)	(132)	(81)
Net rent expense	$ 46,569	$ 39,262	$ 34,924

- Definition

This element represents the payments that the lessee is obligated to make or can be required to make in connection with a property under the terms of an agreement classified as an operating lease, excluding contingent rentals and a guarantee by the lessee of the lessor's debt and the lessee's obligation to pay (apart from the rental payments) executory costs such as insurance, maintenance, and taxes.

+ References + Details

Leases (Details Textual) $ in Millions	12 Months Ended
Leases (Details Textual) $ in Millions	Sep. 30, 2011 USD ($)
Leases (Textual) [Abstract]
Initial term of lease	three to ten years
Renewable term of lease	three to five-year increments
Unamortized long-term portion of deferred gains	$ 2.1
Short-term portion of deferred gains included in Accounts Payable and Accrued Expenses	$ 0.4

Employment Agreements (Details Textual) - USD ($)	1 Months Ended	12 Months Ended
Employment Agreements (Details Textual) - USD ($)	Aug. 31, 2011	Sep. 30, 2011	Jan. 07, 2011	Sep. 30, 2010
Employment Agreements (Textual) [Abstract]
Post employment benefit liability			$ 3,400,000
Period of consulting agreement		5 years
Annual consulting fee		$ 500,000
Percentage of annual fee for incentive bonus		50.00%
Maximum percentage of annual fee		100.00%
Termination of agreement by Death or disability		payment of an amount equal to one year’s annual consulting fee plus one year of incentive bonus
Additional annual incentive bonuses		$ 500,000
Initial term of agreement	2 years
Additional term of agreement	1 year
Period for termination notice	continue to be renewed for successive one-year terms unless either party gives 90-days’ notice to terminate
Period of non compete agreements		2 years
Chief Executive Officer [Member]
Deferred Compensation Arrangement with Individual, Excluding Share-based Payments and Postretirement Benefits [Line Items]
Shares unvested				756,000

Retirement Plans (Details) - USD ($) $ in Thousands	12 Months Ended
Retirement Plans (Details) - USD ($) $ in Thousands	Sep. 30, 2011	Sep. 30, 2010	Sep. 30, 2009
Retirement savings plan
Total Matching contributions	$ 377	$ 260	$ 275
Defined Contribution Plan [Member]
Retirement savings plan
Total Matching contributions	377	260	178
Financial services 401 k plan [Member]
Retirement savings plan
Total Matching contributions	$ 0	$ 0	$ 97

Retirement Plans (Details 1) - USD ($) $ in Thousands	12 Months Ended
Retirement Plans (Details 1) - USD ($) $ in Thousands	Sep. 30, 2011	Sep. 30, 2010	Sep. 30, 2009
Contribution and amortized expense related to the Supplemental Executive Retirement Plan
Amortized expense due to Supplemental Executive Retirement Plan	$ (377)	$ (260)	$ (275)
Supplemental Employee Retirement Plans, Defined Contribution Plan [Member]
Contribution and amortized expense related to the Supplemental Executive Retirement Plan
Contributions to the Supplemental Executive Retirement Plan	701	746	579
Amortized expense due to Supplemental Executive Retirement Plan	$ 526	$ 562	$ 463

Retirement Plans (Details Textual)	12 Months Ended
Retirement Plans (Details Textual)	Sep. 30, 2011
Retirement Plans (Textual) [Abstract]
Contributions matching vested in service	4 years
Contributions matching vested in pro rata basis	100.00%
Vesting period of Supplemental Executive Retirement Plan	3 years
Supplemental Executive Retirement Plan vesting in pro-rata basis	One-third vesting each year
Supplemental Executive Retirement Plan vesting in the event of the participant's death or disability or the termination of the plan due to a change in control	100.00%
Term of contract	60 years old and five years of active service

Quarterly Information (Unaudited) (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended								12 Months Ended
	Sep. 30, 2011	Jun. 30, 2011	Mar. 31, 2011	Dec. 31, 2010	Sep. 30, 2010	Jun. 30, 2010	Mar. 31, 2010	Dec. 31, 2009	Sep. 30, 2011	Sep. 30, 2010	Sep. 30, 2009
Quarterly Information
Total revenues	$ 234,085	$ 203,152	$ 213,254	$ 218,826	$ 198,168	$ 173,542	$ 176,584	$ 184,751	$ 869,317	$ 733,045	$ 597,456
Net revenues	146,759	122,997	130,950	134,232	120,039	104,804	109,705	112,931	534,938	447,479	359,934
Net income	$ 36,365	$ 26,527	$ 31,838	$ 27,429	$ 27,852	$ 19,962	$ 23,773	$ 25,707	$ 122,159	$ 97,294	$ 68,472
Net income per common share:
Basic	$ 0.73	$ 0.53	$ 0.64	$ 0.55	$ 0.57	$ 0.41	$ 0.49	$ 0.53	$ 2.45	$ 1.98	$ 1.45
Diluted	$ 0.72	$ 0.53	$ 0.63	$ 0.55	$ 0.56	$ 0.40	$ 0.48	$ 0.52	$ 2.43	$ 1.96	$ 1.42

- Definition

The amount of net income (loss) for the period per each share of common stock or unit outstanding during the reporting period.

+ References

+ Details

- Definition

+ References + Details

- Definition

The portion of profit or loss for the period, net of income taxes, which is attributable to the parent.

+ References

+ Details

Comprehensive Income (Details) - USD ($) $ in Thousands	12 Months Ended
Comprehensive Income (Details) - USD ($) $ in Thousands	Sep. 30, 2011	Sep. 30, 2010	Sep. 30, 2009
Tax benefit (provision) of comprehensive income
Foreign currency translation tax benefit / (provision)	$ (5,369)	$ 1,918	$ 1,598
Available for sale securities tax benefit / (provision)	(325)
Total tax benefit / (provision)	$ (5,694)	$ 1,918	$ 1,598

- Definition

Tax effect on the change in the balance sheet adjustment that results from the process of translating subsidiary financial statements and foreign equity investments into reporting currency of the reporting entity for the period being reported.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Statement of Financial Accounting Standard (FAS)
-Number 130
-Paragraph 23, 24, 25, 26
-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 2: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Statement of Financial Accounting Standard (FAS)
-Number 130
-Paragraph 25
-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 3: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Statement of Financial Accounting Standard (FAS)
-Number 52
-Paragraph 31
-Subparagraph c
-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 4: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 830
-SubTopic 30
-Section 45
-Paragraph 20
-Subparagraph (c)
-URI http://asc.fasb.org/extlink&oid=6915805&loc=d3e32211-110900

Reference 5: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 220
-SubTopic 10
-Section 45
-Paragraph 12
-URI http://asc.fasb.org/extlink&oid=6920043&loc=d3e640-108580

Reference 6: http://www.xbrl.org/2003/role/presentationRef
-Publisher AICPA
-Name Accounting Research Bulletin (ARB)
-Number 51
-Paragraph 38
-Subparagraph c(3)
-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

+ Details

- Definition

Tax effect of the change in accumulated other comprehensive income (loss), that is, the tax effect on items included in other comprehensive income (loss) during the period.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher AICPA
-Name Accounting Principles Board Opinion (APB)
-Number 12
-Paragraph 10
-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 2: http://www.xbrl.org/2003/role/presentationRef
-Publisher SEC
-Name Regulation S-X (SX)
-Number 210
-Section 02
-Paragraph 31
-Article 5

Reference 3: http://www.xbrl.org/2003/role/presentationRef
-Publisher SEC
-Name Regulation S-X (SX)
-Number 210
-Section 04
-Article 3

Reference 4: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Statement of Financial Accounting Standard (FAS)
-Number 109
-Paragraph 36
-Subparagraph b
-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 5: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Statement of Financial Accounting Standard (FAS)
-Number 130
-Paragraph 24
-Subparagraph b
-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 6: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 740
-SubTopic 20
-Section 45
-Paragraph 11
-Subparagraph (b)
-URI http://asc.fasb.org/extlink&oid=6909487&loc=d3e39076-109324

Reference 7: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 220
-SubTopic 10
-Section 45
-Paragraph 12
-URI http://asc.fasb.org/extlink&oid=6920043&loc=d3e640-108580

Reference 8: http://www.xbrl.org/2003/role/presentationRef
-Publisher AICPA
-Name Accounting Research Bulletin (ARB)
-Number 51
-Paragraph 38
-Subparagraph c(3)
-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

+ Details

Operating Segment Information (Details) - USD ($) $ in Thousands	3 Months Ended								12 Months Ended
	Sep. 30, 2011	Jun. 30, 2011	Mar. 31, 2011	Dec. 31, 2010	Sep. 30, 2010	Jun. 30, 2010	Mar. 31, 2010	Dec. 31, 2009	Sep. 30, 2011	Sep. 30, 2010	Sep. 30, 2009
Revenues:
Merchandise sales									$ 282,083	$ 240,454	$ 211,001
Jewelry scrapping Sales									212,479	171,411	118,922
Pawn service charges									201,135	163,695	130,169
Signature loan fees									150,250	139,315	133,344
Auto title loan fees									21,701	17,707	3,589
Other									1,669	463	431
Total revenues	$ 234,085	$ 203,152	$ 213,254	$ 218,826	$ 198,168	$ 173,542	$ 176,584	$ 184,751	869,317	733,045	597,456
Merchandise cost of goods sold									162,060	140,284	126,562
Jewelry scrapping cost of goods sold									133,560	110,838	77,027
Signature loan bad debt									36,328	31,709	33,553
Auto title loan bad debt									2,431	2,735	380
Net revenues	$ 146,759	$ 122,997	$ 130,950	$ 134,232	$ 120,039	$ 104,804	$ 109,705	$ 112,931	534,938	447,479	359,934
Operations expense									267,052	236,664	206,237
Store operating income									267,886	210,815	153,697
U.S. Pawn Operations [Member]
Revenues:
Merchandise sales									256,643	226,424	202,250
Jewelry scrapping Sales									195,276	163,667	117,013
Pawn service charges									184,234	154,505	124,396
Signature loan fees									2,501	1,930	2,293
Auto title loan fees									1,539	1,659	1,313
Other									634	442	431
Total revenues									640,827	548,627	447,696
Merchandise cost of goods sold									147,239	131,825	121,170
Jewelry scrapping cost of goods sold									120,767	104,531	75,744
Signature loan bad debt									923	641	828
Auto title loan bad debt									165	236	124
Net revenues									371,733	311,394	249,830
Operations expense									177,191	161,145	140,525
Store operating income									194,542	150,249	109,305
EZMONEY Operations [Member]
Revenues:
Merchandise sales									203
Jewelry scrapping Sales									1,206	355	9
Signature loan fees									147,749	137,385	131,051
Auto title loan fees									20,162	16,048	2,276
Other									913	21
Total revenues									170,233	153,809	133,336
Merchandise cost of goods sold									149
Jewelry scrapping cost of goods sold									588	170	6
Signature loan bad debt									35,405	31,068	32,725
Auto title loan bad debt									2,266	2,499	256
Net revenues									131,825	120,072	100,349
Operations expense									69,225	63,861	59,879
Store operating income									62,600	56,211	40,470
Empeno Facil [Member]
Revenues:
Merchandise sales									25,237	14,030	8,751
Jewelry scrapping Sales									15,997	7,389	1,900
Pawn service charges									16,901	9,190	5,773
Other									122
Total revenues									58,257	30,609	16,424
Merchandise cost of goods sold									14,672	8,459	5,392
Jewelry scrapping cost of goods sold									12,205	6,137	1,277
Net revenues									31,380	16,013	9,755
Operations expense									20,636	11,658	5,833
Store operating income									$ 10,744	$ 4,355	$ 3,922

Operating Segment Information (Details 1) - USD ($) $ in Thousands	12 Months Ended
	Sep. 30, 2011	Sep. 30, 2010	Sep. 30, 2009
Reconciliation of store operating income with consolidated income before income taxes
Consolidated store operating income	$ 267,886	$ 210,815	$ 153,697
Administrative expenses	75,270	52,740	40,497
Depreciation and amortization	18,344	14,661	12,746
(Gain) / loss on sale or disposal of assets	309	1,528	(1,024)
Interest income	(37)	(186)	(281)
Interest expense	1,690	1,385	1,425
Income from investment in unconsolidated affiliates	(16,237)	(10,750)	(5,016)
Other	(164)	(93)	38
Consolidated income before income taxes	$ 188,711	$ 151,530	$ 105,312

Operating Segment Information (Details 2) - USD ($) $ in Thousands	Sep. 30, 2011	Sep. 30, 2010	Sep. 30, 2009
Assets:
Pawn loans	$ 145,318	$ 121,201	$ 101,684
Signature loans, net	11,389	10,775	8,357
Auto title loans, net	3,222	3,145	1,663
Service charges and fees receivable, net	33,230	29,060	24,315
Inventory, net	90,373	71,502	64,001
Goodwill	173,206	117,305	100,719
Total separately identified recorded segment assets	456,738	352,988	300,739
Brokered signature loans outstanding from unaffiliated lenders	20,973	22,940	22,984
Brokered auto title loans outstanding from unaffiliated lenders	6,067	6,825	2,186
U.S. Pawn Operations [Member]
Assets:
Pawn loans	134,457	113,944	98,099
Signature loans, net	990	456	453
Auto title loans, net	930	651	685
Service charges and fees receivable, net	25,148	20,830	17,910
Inventory, net	81,257	66,542	61,196
Goodwill	163,897	110,255	94,192
Total separately identified recorded segment assets	406,679	312,678	272,535
Brokered signature loans outstanding from unaffiliated lenders	206	231	278
Brokered auto title loans outstanding from unaffiliated lenders	175	236	276
EZMONEY Operations [Member]
Assets:
Pawn loans	0	0	0
Signature loans, net	10,399	10,319	7,904
Auto title loans, net	2,292	2,494	978
Service charges and fees receivable, net	6,419	7,177	5,892
Inventory, net	602	25	1
Goodwill	0	0	0
Total separately identified recorded segment assets	19,712	20,015	14,775
Brokered signature loans outstanding from unaffiliated lenders	20,767	22,709	22,706
Brokered auto title loans outstanding from unaffiliated lenders	5,892	6,589	1,910
Empeno Facil [Member]
Assets:
Pawn loans	10,861	7,257	3,585
Signature loans, net	0	0	0
Auto title loans, net	0	0	0
Service charges and fees receivable, net	1,663	1,053	513
Inventory, net	8,514	4,935	2,804
Goodwill	9,309	7,050	6,527
Total separately identified recorded segment assets	30,347	20,295	13,429
Brokered signature loans outstanding from unaffiliated lenders	0	0	0
Brokered auto title loans outstanding from unaffiliated lenders	$ 0	$ 0	$ 0

Operating Segment Information (Details 3) - USD ($) $ in Thousands	Sep. 30, 2011	Sep. 30, 2010	Sep. 30, 2009
Reconciliation of separately identified recorded segment assets to consolidated total assets:
Total assets	$ 756,450	$ 606,412	$ 492,517
Operating Segments [Member]
Reconciliation of separately identified recorded segment assets to consolidated total assets:
Total assets	456,738	352,988	300,739
Unallocated Amount to Segment [Member]
Reconciliation of separately identified recorded segment assets to consolidated total assets:
Total assets	$ 299,712	$ 253,424	$ 191,778

Operating Segment Information (Details Textual) $ in Millions	12 Months Ended
	Sep. 30, 2011 USD ($) Segment Store
Operating Segment Information (Textual) [Abstract]
Number of reportable segments \| Segment	3
Intersegment Revenue \| $	$ 0
U.S. Pawn Operations [Member]
Operating Segment Information (Textual) [Abstract]
Number of financial services stores	6
Number of stores offering pawn related activities	433
Number of stores offering signature loans	43
Number of stores offering auto title loans	44
U.S. EZMONEY [Member]
Operating Segment Information (Textual) [Abstract]
Number of financial services stores	430
Number of stores offering auto title loans	397
Canadian CASHMAX stores [Member]
Operating Segment Information (Textual) [Abstract]
Number of financial services stores	64
Cash Converters stores [Member]
Operating Segment Information (Textual) [Abstract]
Number of buy/sell stores.	15
Empeno Facil [Member]
Operating Segment Information (Textual) [Abstract]
Number of stores offering pawn related activities	178

Allowance for Losses and Credit Quality of Financing Receivables (Details) - USD ($) $ in Thousands	12 Months Ended
	Sep. 30, 2011	Sep. 30, 2010	Sep. 30, 2009
Signature Loans [Member]
Allowance for credit losses and recorded investment in financing receivables
Allowance Balance at Beginning of Period	$ 750	$ 532	$ 580
Charge-offs	(18,043)	(14,807)	(14,456)
Recoveries	6,349	5,757	5,571
Provisions	12,671	9,268	8,837
Allowance Balance at End of Period	1,727	750	532
Financing Receivable at End of Period	13,116	11,525	8,889
Auto title loans [Member]
Allowance for credit losses and recorded investment in financing receivables
Allowance Balance at Beginning of Period	1,137	291	0
Charge-offs	(12,616)	(9,240)	(2,478)
Recoveries	10,074	7,425	2,387
Provisions	1,943	2,661	382
Allowance Balance at End of Period	538	1,137	291
Financing Receivable at End of Period	$ 3,760	$ 4,282	$ 1,954

Allowance for Losses and Credit Quality of Financing Receivables (Details 1) - Auto title loans [Member] - USD ($) $ in Thousands	Sep. 30, 2011	Sep. 30, 2010
Aging analysis of past due financing receivables
Investment 1 to 30 days past due	$ 840	$ 796
Investment 31 to 60 days past due	479	552
Investment 61 to 90 days past due	283	432
Investment greater than 90 Days past due	219	532
Investment past due	1,821	2,312
Current receivable	1,939	1,970
Total Financing Receivable	3,760	4,282
Investment 90 days past due and still accruing	0	0
Allowance for credit losses 1 to 30 days past due	117	188
Allowance for credit losses 31 to 60 days past due	114	229
Allowance for credit losses 61 to 90 days past due	67	256
Allowance for credit losses greater than 90 days past due	172	367
Allowance for credit losses past due	470	1,040
Allowance for credit losses current	68	97
Total Financing Receivable	538	1,137
Allowance for credit losses 90 days past due and still accruing	$ 0	$ 0
Allowance for credit losses 1 to 30 days past due percentage	14.00%	24.00%
Allowance for credit losses 31 to 60 days past due percentage	24.00%	41.00%
Allowance for credit losses 61 to 90 days past due percentage	24.00%	59.00%
Allowance for credit losses greater than 90 days past due percentage	79.00%	69.00%
Allowance for credit losses past due percentage	26.00%	45.00%
Allowance for credit losses current percentage	4.00%	5.00%
Allowance for credit losses percentage	14.00%	27.00%
Allowance for credit losses 90 days past due and still accruing percentage	0.00%	0.00%

Allowance for Losses and Credit Quality of Financing Receivables (Details Textual) $ in Thousands	12 Months Ended
	Sep. 30, 2011 USD ($)
Allowance for Losses and Credit Quality of Financing Receivables (Textual) [Abstract]
Reserve percentage of loan over 90 days past due	100.00%
Auto title loan past due days	more than 90 days
Fees Accrued on Past Due Loans	$ 0

Supplemental Consolidated Financial Information (Details) - USD ($) $ in Thousands	Sep. 30, 2011	Sep. 30, 2010	Sep. 30, 2009
Pawn service charges receivable
Gross pawn service charges receivable	$ 37,175	$ 31,575
Allowance for uncollectible pawn service charges receivable	(10,720)	(9,949)
Pawn service charges receivable, net	26,455	21,626
Signature loan fees receivable
Gross signature loan fees receivable	5,839	6,144
Allowance for uncollectible signature loan fees receivable	(491)	(326)
Signature loan fees receivable, net	5,348	5,818
Auto title loan fees receivable
Auto Title Loan Fees Receivable Gross	1,507	1,721
Allowance for uncollectible auto title loan fees receivable	(80)	(105)
Auto title loan fees receivable, net	1,427	1,616
Inventory
Inventory, gross	99,854	77,211
Inventory reserves	(9,481)	(5,709)
Inventory, net	$ 90,373	$ 71,502	$ 64,001

Supplemental Consolidated Financial Information (Details 1) - USD ($) $ in Thousands	12 Months Ended
	Sep. 30, 2011	Sep. 30, 2010	Sep. 30, 2009
Information on advertising expense
Advertising Expense	$ 3,577	$ 2,205	$ 2,033

Supplemental Consolidated Financial Information (Details 2) - USD ($) $ in Thousands	Sep. 30, 2011	Sep. 30, 2010
Signature Loans [Member]
Other Supplemental Information
Expected LOC Losses	$ 1,562	$ 1,337
Maximum Exposure For LOC Losses	23,845	24,449
Auto title loans [Member]
Other Supplemental Information
Expected LOC Losses	233	362
Maximum Exposure For LOC Losses	$ 6,423	$ 7,197

Supplemental Consolidated Financial Information (Details 3) - USD ($) $ in Thousands	12 Months Ended
	Sep. 30, 2011	Sep. 30, 2010	Sep. 30, 2009
Allowance for valuation of inventory [Member]
Valuation and Qualifying Accounts
Balance at Beginning of Period	$ 5,709	$ 5,719	$ 4,028
Charged to Expense	3,772		1,691
Deductions		10
Balance at End of Period	9,481	5,709	5,719
Allowance for uncollectible pawn service charges receivable [ Member]
Valuation and Qualifying Accounts
Balance at Beginning of Period	9,949	8,521	5,315
Charged to Other Accts	771	1,428	3,206
Balance at End of Period	10,720	9,949	8,521
Allowance for uncollectible signature loan fees receivables [Member]
Valuation and Qualifying Accounts
Balance at Beginning of Period	326	461	581
Charged to Other Accts	165	(135)	(120)
Balance at End of Period	491	326	461
Allowance for valuation of deferred tax assets [Member]
Valuation and Qualifying Accounts
Balance at Beginning of Period	1,273	0	233
Charged to Expense	152	1,273
Deductions			233
Balance at End of Period	1,425	1,273	0
Allowance for uncollectible auto title loan fees receivable [Member]
Valuation and Qualifying Accounts
Balance at Beginning of Period	105	21	0
Charged to Other Accts	(25)	84	21
Balance at End of Period	$ 80	$ 105	$ 21

Subsequent Events (Details) - USD ($) $ in Thousands	Sep. 30, 2011	Sep. 30, 2010	Sep. 30, 2009	Sep. 30, 2008
Current assets:
Cash and cash equivalents	$ 23,969	$ 25,854	$ 44,764	$ 27,444
Pawn loans	145,318	121,201	101,684
Signature loans, net	11,389	10,775	8,357
Auto title loans, net	3,222	3,145	1,663
Pawn service charges receivable, net	26,455	21,626
Signature loan fees receivable, net	5,348	5,818
Auto title loan fees receivable, net	1,427	1,616
Inventory, net	90,373	71,502	64,001
Deferred tax asset	18,125	23,208
Receivable from affiliates	0	0
Income taxes receivable	0	0
Prepaid expenses and other assets	30,611	17,427
Total current assets	356,237	302,172
Investments in unconsolidated affiliates	120,319	101,386
Investments in subsidiaries	0	0
Property and equipment, net	78,498	62,293
Deferred tax asset, non-current	0	60
Goodwill	173,206	117,305	100,719
Other assets, net	8,400	6,742
Total assets	756,450	606,412	492,517
Current liabilities:
Current maturities of long-term debt	0	10,000
Accounts payable and other accrued expenses	57,400	49,663
Customer layaway deposits	6,176	6,109
Intercompany Payables	0	0
Income taxes payable	693	3,687
Total current liabilities	64,269	69,459
Long-term debt, less current maturities	17,500	15,000
Deferred tax liability	8,331	0
Deferred gains and other long-term liabilities	2,102	2,525
Total liabilities	92,202	86,984
Commitments and contingencies
Stockholders' equity:
Additional paid-in capital	242,398	225,374
Retained earnings	422,095	299,936
Accumulated other comprehensive income (loss)	(746)	(6,375)
Total stockholders' equity	664,248	519,428	415,685	273,050
Total liabilities and stockholders' equity	756,450	606,412
Common Stock Class A Non-voting
Stockholders' equity:
Common Stock	471	463
Common Stock Class B Voting
Stockholders' equity:
Common Stock	30	30
Parent [Member]
Current assets:
Cash and cash equivalents	0	0	0	0
Pawn loans	0	0
Signature loans, net	0	0
Auto title loans, net	0	0
Pawn service charges receivable, net	0	0
Signature loan fees receivable, net	0	0
Auto title loan fees receivable, net	0	0
Inventory, net	0	0
Deferred tax asset	12,728	18,085
Receivable from affiliates	66,450	0
Income taxes receivable	0	3,185
Prepaid expenses and other assets	29	6
Total current assets	79,207	21,276
Investments in unconsolidated affiliates	71,958	58,259
Investments in subsidiaries	84,303	76,999
Property and equipment, net	0	0
Deferred tax asset, non-current	0	1,161
Goodwill	0	0
Other assets, net	2,147	217
Total assets	237,615	157,912
Current liabilities:
Current maturities of long-term debt	0	10,000
Accounts payable and other accrued expenses	13	90
Customer layaway deposits	0	0
Intercompany Payables	(199,190)	(251,158)
Income taxes payable	9,552	11,031
Total current liabilities	(189,625)	(230,037)
Long-term debt, less current maturities	17,500	15,000
Deferred tax liability	5,940	0
Deferred gains and other long-term liabilities	0	0
Total liabilities	(166,185)	(215,037)
Commitments and contingencies
Stockholders' equity:
Additional paid-in capital	221,526	218,087
Retained earnings	174,860	156,329
Accumulated other comprehensive income (loss)	6,923	(1,949)
Total stockholders' equity	403,800	372,949
Total liabilities and stockholders' equity	237,615	157,912
Parent [Member] \| Common Stock Class A Non-voting
Stockholders' equity:
Common Stock	461	452
Parent [Member] \| Common Stock Class B Voting
Stockholders' equity:
Common Stock	30	30
Subsidiary Guarantors [Member]
Current assets:
Cash and cash equivalents	20,860	23,862	43,750	26,098
Pawn loans	134,457	113,944
Signature loans, net	9,304	9,828
Auto title loans, net	3,222	3,145
Pawn service charges receivable, net	24,792	20,573
Signature loan fees receivable, net	5,215	5,733
Auto title loan fees receivable, net	1,427	1,616
Inventory, net	81,277	66,547
Deferred tax asset	5,397	4,950
Receivable from affiliates	(66,450)	0
Income taxes receivable	0	(3,185)
Prepaid expenses and other assets	25,976	14,769
Total current assets	245,477	261,782
Investments in unconsolidated affiliates	48,361	43,127
Investments in subsidiaries	44,323	9,095
Property and equipment, net	59,434	49,031
Deferred tax asset, non-current	0	(1,101)
Goodwill	163,897	110,254
Other assets, net	22,219	20,938
Total assets	583,711	493,126
Current liabilities:
Current maturities of long-term debt	0	0
Accounts payable and other accrued expenses	50,871	44,859
Customer layaway deposits	5,711	5,940
Intercompany Payables	178,375	222,767
Income taxes payable	(5,150)	(5,147)
Total current liabilities	229,807	268,419
Long-term debt, less current maturities	0	0
Deferred tax liability	1,563	0
Deferred gains and other long-term liabilities	2,102	2,525
Total liabilities	233,472	270,944
Commitments and contingencies
Stockholders' equity:
Additional paid-in capital	98,980	78,091
Retained earnings	251,418	145,954
Accumulated other comprehensive income (loss)	(170)	(1,873)
Total stockholders' equity	350,239	222,182
Total liabilities and stockholders' equity	583,711	493,126
Subsidiary Guarantors [Member] \| Common Stock Class A Non-voting
Stockholders' equity:
Common Stock	12	11
Subsidiary Guarantors [Member] \| Common Stock Class B Voting
Stockholders' equity:
Common Stock	(1)	(1)
Other Subsidiaries [Member]
Current assets:
Cash and cash equivalents	3,109	1,992	$ 1,014	$ 1,346
Pawn loans	10,861	7,257
Signature loans, net	2,085	947
Auto title loans, net	0	0
Pawn service charges receivable, net	1,663	1,053
Signature loan fees receivable, net	133	85
Auto title loan fees receivable, net	0	0
Inventory, net	9,096	4,955
Deferred tax asset	0	173
Receivable from affiliates	0	0
Income taxes receivable	0	0
Prepaid expenses and other assets	4,606	2,652
Total current assets	31,553	19,114
Investments in unconsolidated affiliates	0	0
Investments in subsidiaries	0	0
Property and equipment, net	19,064	13,262
Deferred tax asset, non-current	0	0
Goodwill	9,309	7,051
Other assets, net	3,822	2,041
Total assets	63,748	41,468
Current liabilities:
Current maturities of long-term debt	0	0
Accounts payable and other accrued expenses	6,516	4,714
Customer layaway deposits	465	169
Intercompany Payables	20,761	28,341
Income taxes payable	(3,709)	(2,197)
Total current liabilities	24,033	31,027
Long-term debt, less current maturities	0	0
Deferred tax liability	828	0
Deferred gains and other long-term liabilities	0	0
Total liabilities	24,861	31,027
Commitments and contingencies
Stockholders' equity:
Additional paid-in capital	50,568	15,340
Retained earnings	(4,183)	(2,347)
Accumulated other comprehensive income (loss)	(7,499)	(2,553)
Total stockholders' equity	38,887	10,441
Total liabilities and stockholders' equity	63,748	41,468
Other Subsidiaries [Member] \| Common Stock Class A Non-voting
Stockholders' equity:
Common Stock	0	0
Other Subsidiaries [Member] \| Common Stock Class B Voting
Stockholders' equity:
Common Stock	1	1
Eliminations [Member]
Current assets:
Cash and cash equivalents	0	0
Pawn loans	0	0
Signature loans, net	0	0
Auto title loans, net	0	0
Pawn service charges receivable, net	0	0
Signature loan fees receivable, net	0	0
Auto title loan fees receivable, net	0	0
Inventory, net	0	0
Deferred tax asset	0	0
Receivable from affiliates	0	0
Income taxes receivable	0	0
Prepaid expenses and other assets	0	0
Total current assets	0	0
Investments in unconsolidated affiliates	0	0
Investments in subsidiaries	(128,626)	(86,094)
Property and equipment, net	0	0
Deferred tax asset, non-current	0	0
Goodwill	0	0
Other assets, net	2	0
Total assets	(128,624)	(86,094)
Current liabilities:
Current maturities of long-term debt	0	0
Accounts payable and other accrued expenses	0	0
Customer layaway deposits	0	0
Intercompany Payables	54	50
Income taxes payable	0	0
Total current liabilities	54	50
Long-term debt, less current maturities	0	0
Deferred tax liability	0	0
Deferred gains and other long-term liabilities	0	0
Total liabilities	54	50
Commitments and contingencies
Stockholders' equity:
Additional paid-in capital	(128,676)	(86,144)
Retained earnings	0	0
Accumulated other comprehensive income (loss)	0	0
Total stockholders' equity	(128,678)	(86,144)
Total liabilities and stockholders' equity	128,624	(86,094)
Eliminations [Member] \| Common Stock Class A Non-voting
Stockholders' equity:
Common Stock	(2)	0
Eliminations [Member] \| Common Stock Class B Voting
Stockholders' equity:
Common Stock	$ 0	$ 0

Subsequent Events (Details 1) - USD ($) $ in Thousands	3 Months Ended								12 Months Ended
Subsequent Events (Details 1) - USD ($) $ in Thousands	Sep. 30, 2011	Jun. 30, 2011	Mar. 31, 2011	Dec. 31, 2010	Sep. 30, 2010	Jun. 30, 2010	Mar. 31, 2010	Dec. 31, 2009	Sep. 30, 2011	Sep. 30, 2010	Sep. 30, 2009
Revenues:
Sales									$ 494,562	$ 411,865	$ 329,923
Pawn service charges									201,135	163,695	130,169
Signature loan fees									150,250	139,315	133,344
Auto title loan fees									21,701	17,707	3,589
Other									1,669	463	431
Total revenues	$ 234,085	$ 203,152	$ 213,254	$ 218,826	$ 198,168	$ 173,542	$ 176,584	$ 184,751	869,317	733,045	597,456
Cost of goods sold									295,620	251,122	203,589
Signature loan bad debt									36,328	31,709	33,553
Auto title loan bad debt									2,431	2,735	380
Net revenues	146,759	122,997	130,950	134,232	120,039	104,804	109,705	112,931	534,938	447,479	359,934
Operating expenses:
Operations									267,052	236,664	206,237
Administrative									75,270	52,740	40,497
Depreciation									17,500	14,000	12,300
Amortization									855	631	485
(Gain) / loss on sale or disposal of assets									309	1,528	(1,024)
Total operating expenses									360,975	305,593	258,456
Operating income									173,963	141,886	101,478
Interest income									(37)	(186)	(281)
Interest expense									1,690	1,385	1,425
Income from investment in unconsolidated affiliates									(16,237)	(10,750)	(5,016)
Other									(164)	(93)	38
Income before income taxes									188,711	151,530	105,312
Income tax expense									66,552	54,236	36,840
Net income	$ 36,365	$ 26,527	$ 31,838	$ 27,429	$ 27,852	$ 19,962	$ 23,773	$ 25,707	122,159	97,294	68,472
Parent [Member]
Revenues:
Other									66,450	53,990	36,825
Total revenues									66,450	53,990	36,825
Net revenues									66,450	53,990	36,825
Operating expenses:
Operating income									66,450	53,990	36,825
Interest income									(15)	(148)
Interest expense									(8,436)	(9,028)	(9,198)
Income from investment in unconsolidated affiliates									(8,945)	(3,928)
Income before income taxes									83,846	67,094	46,023
Income tax expense									65,315	54,226	36,367
Net income									18,531	12,868	9,656
Subsidiary Guarantors [Member]
Revenues:
Sales									452,039	390,243	319,272
Pawn service charges									184,234	154,505	124,396
Signature loan fees									141,545	137,444	133,342
Auto title loan fees									21,701	17,707	3,589
Other									1,042	455	431
Total revenues									800,561	700,354	581,030
Cost of goods sold									268,068	236,426	196,918
Signature loan bad debt									33,735	30,558	33,552
Auto title loan bad debt									2,431	2,735	380
Net revenues									496,327	430,635	350,180
Operating expenses:
Operations									237,040	221,017	200,300
Administrative									70,160	50,170	39,134
Depreciation									14,326	12,344	11,541
Amortization									400	270	159
(Gain) / loss on sale or disposal of assets									196	1,472	(1,029)
Total operating expenses									322,064	285,271	250,105
Operating income									174,263	145,364	100,075
Interest income									(341)	(267)	(461)
Interest expense									10,118	10,408	10,618
Income from investment in unconsolidated affiliates									(7,292)	(6,822)	(5,016)
Other									(168)	(92)
Income before income taxes									171,946	142,137	94,934
Income tax expense									66,482	54,026	36,840
Net income									105,462	88,112	58,094
Other Subsidiaries [Member]
Revenues:
Sales									42,523	21,622	10,651
Pawn service charges									16,901	9,190	5,773
Signature loan fees									8,705	1,871	2
Other									627	8
Total revenues									68,756	32,691	16,426
Cost of goods sold									27,552	14,696	6,671
Signature loan bad debt									2,593	1,151	1
Net revenues									38,611	16,844	9,754
Operating expenses:
Operations									30,012	15,647	5,937
Administrative									5,110	2,570	1,363
Depreciation									3,163	1,686	720
Amortization									455	361	326
(Gain) / loss on sale or disposal of assets									113	56	5
Total operating expenses									38,911	20,322	8,351
Operating income									(300)	(3,478)	1,403
Interest income									(2)	(3)
Interest expense									329	237	185
Other									4	(1)	38
Income before income taxes									(631)	(3,711)	1,180
Income tax expense									1,205	(26)	458
Net income									(1,834)	(3,686)	722
Eliminations [Member]
Revenues:
Other									(66,450)	(53,990)	(36,825)
Total revenues									(66,450)	(53,990)	(36,825)
Net revenues									(66,450)	(53,990)	(36,825)
Operating expenses:
Operating income									(66,450)	(53,990)	(36,825)
Interest income									321	232	180
Interest expense									(321)	(232)	(180)
Income before income taxes									(66,450)	(53,990)	(36,825)
Income tax expense									$ (66,450)	$ (53,990)	$ (36,825)

Subsequent Events (Details 2) - USD ($) $ in Thousands	3 Months Ended								12 Months Ended
Subsequent Events (Details 2) - USD ($) $ in Thousands	Sep. 30, 2011	Jun. 30, 2011	Mar. 31, 2011	Dec. 31, 2010	Sep. 30, 2010	Jun. 30, 2010	Mar. 31, 2010	Dec. 31, 2009	Sep. 30, 2011	Sep. 30, 2010	Sep. 30, 2009
Operating Activities:
Net income	$ 36,365	$ 26,527	$ 31,838	$ 27,429	$ 27,852	$ 19,962	$ 23,773	$ 25,707	$ 122,159	$ 97,294	$ 68,472
Adjustments to reconcile net income to net cash provided by operating activities:
Depreciation and amortization									18,344	14,661	12,746
Signature loan and auto title loan loss provisions									15,052	11,588	9,023
Deferred taxes									13,647	(1,287)	2,493
(Gain) / loss on sale or disposal of assets									309	1,528	(1,024)
Stock compensation									13,208	4,512	3,701
Income from investment in unconsolidated affiliates									(16,237)	(10,750)	(5,016)
Changes in operating assets and liabilities, net of business acquisitions:
Service charges and fees receivable, net									(2,998)	(4,312)	(1,408)
Inventory, net									(5,422)	(2,144)	(783)
Prepaid expenses, other current assets, and other assets, net									(12,759)	(6,277)	(4,767)
Accounts payable and accrued expenses									6,881	15,592	(3,649)
Customer layaway deposits									(70)	1,824	861
Deferred gains and other long-term liabilities									(345)	(736)	(363)
Excess tax benefit from stock compensation									(3,230)	(1,861)	(1,789)
Income taxes									(98)	5,093	2,120
Net cash provided by operating activities									148,441	124,725	80,617
Investing Activities:
Loans made									(652,403)	(545,579)	(446,023)
Loans repaid									405,594	335,832	276,255
Recovery of pawn loan principal through sale of forfeited collateral									205,662	174,224	154,235
Additions to property and equipment									(34,776)	(25,741)	(19,264)
Proceeds on disposal of assets									0	1,347	1,062
Acquisitions, net of cash acquired									(67,919)	(21,837)	(40,922)
Investments in unconsolidated affiliates									0	(59,188)	0
Dividends from unconsolidated affiliates									7,274	3,841	1,634
Net cash used in investing activities									(136,568)	(137,101)	(73,023)
Financing Activities:
Proceeds from exercise of stock options and warrants									397	1,602	4,943
Stock issuance costs related to acquisitions									0	0	(442)
Excess tax benefit from stock compensation									3,230	1,861	1,789
Debt issuance costs									(2,397)	3	(1,179)
Taxes paid related to net share settlement of equity awards									(7,484)	0	0
Proceeds on revolving line of credit									164,500	63,050	0
Payments on revolving line of credit									(147,000)	(63,050)
Proceeds from bank borrowings									0	0	40,000
Payments on bank borrowings									(25,004)	(10,000)	(35,385)
Net cash provided by (used in) financing activities									(13,758)	(6,534)	9,726
Change in cash and equivalents									(1,885)	(18,910)	17,320
Cash and equivalents at beginning of period				25,854				44,764	25,854	44,764	27,444
Cash and equivalents at end of period	23,969				25,854				23,969	25,854	44,764
Parent [Member]
Operating Activities:
Net income									18,531	12,868	9,656
Adjustments to reconcile net income to net cash provided by operating activities:
Deferred taxes									12,458	(3,022)	2,800
Income from investment in unconsolidated affiliates									(8,945)	(3,928)
Changes in operating assets and liabilities, net of business acquisitions:
Prepaid expenses, other current assets, and other assets, net									(66,473)	397	(6)
Accounts payable and accrued expenses									51,892	50,659	(55,352)
Income taxes									1,706	5,841	1,760
Net cash provided by operating activities									9,169	62,815	(41,142)
Investing Activities:
Proceeds on disposal of assets									0
Investments in unconsolidated affiliates									0	(57,772)	0
Dividends from unconsolidated affiliates									4,118	1,494
Net cash used in investing activities									4,118	(56,278)
Financing Activities:
Proceeds from exercise of stock options and warrants									397	1,602	4,943
Stock issuance costs related to acquisitions									0	0
Excess tax benefit from stock compensation									3,230	1,861	1,789
Debt issuance costs									(1,930)		(590)
Taxes paid related to net share settlement of equity awards									(7,484)	0	0
Proceeds on revolving line of credit									(164,500)	63,050	0
Payments on revolving line of credit									(147,000)	(63,050)
Proceeds from bank borrowings									(2,500)	0	40,000
Payments on bank borrowings									(10,000)	(10,000)	(5,000)
Net cash provided by (used in) financing activities									(13,287)	(6,537)	41,142
Change in cash and equivalents									0		0
Cash and equivalents at beginning of period				0				0	0	0	0
Cash and equivalents at end of period	0				0				0	0	0
Subsidiary Guarantors [Member]
Operating Activities:
Net income									105,462	88,112	58,094
Adjustments to reconcile net income to net cash provided by operating activities:
Depreciation and amortization									14,726	12,627	11,700
Signature loan and auto title loan loss provisions									12,521	10,494	9,023
Deferred taxes									191	1,660	(87)
(Gain) / loss on sale or disposal of assets									196	1,472	(1,029)
Stock compensation									13,208	4,512	3,701
Income from investment in unconsolidated affiliates									(7,292)	(6,822)	(5,016)
Changes in operating assets and liabilities, net of business acquisitions:
Service charges and fees receivable, net									(2,300)	(3,742)	(1,333)
Inventory, net									(3,506)	(1,773)	(493)
Prepaid expenses, other current assets, and other assets, net									57,985	(3,983)	(4,289)
Accounts payable and accrued expenses									(74,323)	(57,510)	47,116
Customer layaway deposits									(402)	1,780	817
Deferred gains and other long-term liabilities									(423)	(422)	(425)
Excess tax benefit from stock compensation									(3,230)	(1,861)	(1,789)
Income taxes									42	270	1,399
Net cash provided by operating activities									112,855	44,814	117,389
Investing Activities:
Loans made									(554,138)	(504,305)	(430,423)
Loans repaid									339,574	313,255	267,232
Recovery of pawn loan principal through sale of forfeited collateral									183,441	162,407	147,851
Additions to property and equipment									(24,651)	(16,503)	(15,492)
Proceeds on disposal of assets									0	1,347	1,062
Acquisitions, net of cash acquired									(62,768)	(21,837)	(40,185)
Investments in unconsolidated affiliates									0	(1,416)	0
Dividends from unconsolidated affiliates									3,156	2,347	1,634
Net cash used in investing activities									(115,386)	(64,705)	(68,321)
Financing Activities:
Stock issuance costs related to acquisitions									0	0	(442)
Debt issuance costs									(467)	3	(589)
Taxes paid related to net share settlement of equity awards										0	0
Proceeds on revolving line of credit											0
Proceeds from bank borrowings									(2,500)	0
Payments on bank borrowings									(15,004)		(30,385)
Net cash provided by (used in) financing activities									(471)	3	(31,416)
Change in cash and equivalents									(3,002)	(19,888)	17,652
Cash and equivalents at beginning of period				23,862				43,750	23,862	43,750	26,098
Cash and equivalents at end of period	20,860				23,862				20,860	23,862	43,750
Other Subsidiaries [Member]
Operating Activities:
Net income									(1,834)	(3,686)	722
Adjustments to reconcile net income to net cash provided by operating activities:
Depreciation and amortization									3,618	2,034	1,046
Signature loan and auto title loan loss provisions									2,531	1,094
Deferred taxes									998	75	(220)
(Gain) / loss on sale or disposal of assets									113	56	5
Changes in operating assets and liabilities, net of business acquisitions:
Service charges and fees receivable, net									(698)	(570)	(75)
Inventory, net									(1,916)	(371)	(290)
Prepaid expenses, other current assets, and other assets, net									(4,271)	(2,691)	(472)
Accounts payable and accrued expenses									29,312	22,443	4,587
Customer layaway deposits									332	44	44
Deferred gains and other long-term liabilities									78	(314)	62
Income taxes									1,846	(1,018)	(1,039)
Net cash provided by operating activities									26,417	(17,096)	4,370
Investing Activities:
Loans made									(98,265)	(41,274)	(15,600)
Loans repaid									66,020	22,577	9,023
Recovery of pawn loan principal through sale of forfeited collateral									22,221	11,817	6,384
Additions to property and equipment									(10,125)	(9,238)	3,772
Proceeds on disposal of assets									0
Acquisitions, net of cash acquired									(5,151)		737
Investments in unconsolidated affiliates									0		0
Net cash used in investing activities									(25,330)	(16,118)	(4,702)
Financing Activities:
Stock issuance costs related to acquisitions									0	0
Taxes paid related to net share settlement of equity awards										0	0
Proceeds on revolving line of credit											0
Proceeds from bank borrowings									0	0
Change in cash and equivalents									1,117	978	(332)
Cash and equivalents at beginning of period				$ 1,992				$ 1,014	1,992	1,014	1,346
Cash and equivalents at end of period	$ 3,109				$ 1,992				$ 3,109	$ 1,992	$ 1,014

Subsequent Events (Details Textual) $ in Thousands	2 Months Ended	12 Months Ended
Subsequent Events (Details Textual) $ in Thousands	Nov. 30, 2011 USD ($) Store shares	Sep. 30, 2011 USD ($) Store	Sep. 30, 2010 USD ($) Store	Sep. 30, 2009 USD ($) Store shares
Subsequent Events (Textual) [Abstract]
Acquisition through asset purchases and capital stock	$ 49,200
Acquisition through asset purchases in cash	48,200
Equity instruments	$ 1,000
Equity instruments includes Class A Non-voting shares \| shares	33,011			4,100,000
Consideration:
Cash	$ 48,200
Equity instruments	1,000
Total purchase price	$ 49,200
Florida and greater San Antonio metropolitan area [Member]
Subsequent Events (Textual) [Abstract]
Number of pawn stores acquired \| Store	17
Pennsylvania Virginia And Canada [Member]
Subsequent Events (Textual) [Abstract]
Number of pawn stores acquired \| Store	8
Other Acquisitions [Member]
Subsequent Events (Textual) [Abstract]
Acquisition through asset purchases and capital stock		$ 75,223	$ 21,806	$ 34,435
Acquisition through asset purchases in cash		69,977	22,507	17,124
Equity instruments		$ 7,304	$ 0	$ 17,250
Acquisitions of domestic and foreign pawn lending locations
Number of acquisitions asset purchase \| Store		9	5	1
Number of acquisitions stock purchase \| Store		3
Pawn stores acquired \| Store		40	16	11
Consideration:
Cash		$ 69,977	$ 22,507	$ 17,124
Equity instruments		7,304	0	17,250
Fair value of total consideration transferred		77,281	22,507	34,374
Capitalized acquisition related costs		0	0	178
Acquisition related costs included in administrative expenses		(920)	(643)	0
Cash acquired		(1,138)	(58)	(117)
Total purchase price		75,223	21,806	34,435
Current assets:
Pawn loans		8,572	2,700	5,442
Signature loans		710	0	55
Auto title loans		0	0	1,105
Service charges and fees receivable		1,270	379	1,322
Inventory		4,838	1,542	2,860
Deferred tax asset		461	223	334
Prepaid expenses and other assets		728	66	79
Total current assets		16,579	4,910	11,197
Property and equipment		1,051	387	392
Goodwill		56,703	15,870	16,297
Other assets		2,558	1,057	6,711
Total assets		76,891	22,224	34,597
Current liabilities:
Accounts payable and other accrued expenses		(1,176)	(93)	(27)
Customer layaway deposits		(182)	(102)	(135)
Other current liabilities		(26)	0	0
Total current liabilities		1,384	195	162
Deferred tax liability		284	223	0
Total liabilities		(1,668)	(418)	(162)
Net assets acquired		75,223	21,806	34,435
Goodwill deductible for tax purposes		34,376	15,870	16,297
Goodwill recorded in U.S. Pawn segment		56,703	15,870	16,297
Indefinite lived intangible assets acquired:
Pawn licenses		0	607	6,680
Definite lived intangible assets acquired:
Non Compete Agreements under the Definite Lived Intangible Assets				0
Other Acquisitions [Member] \| Favorable Lease Asset [Member]
Definite lived intangible assets acquired:
Non Compete Agreements under the Definite Lived Intangible Assets		111	0
Other Acquisitions [Member] \| Non-compete Agreements [Member]
Definite lived intangible assets acquired:
Non Compete Agreements under the Definite Lived Intangible Assets		$ 769	$ 420	$ 0