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Organization and Summary of Significant Accounting Policies	9 Months Ended
	Jun. 30, 2024
Accounting Policies [Abstract]
Organization and Summary of Significant Accounting Policies	NOTE 1: ORGANIZATION AND SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES Description of Business EZCORP, Inc. (collectively with its subsidiaries, the “Company,” “we,” “us,” or “our”) is a provider of pawn loans in the United States (“U.S.”) and Latin America. Pawn loans are non-recourse loans collateralized by tangible property. We also sell merchandise, primarily collateral forfeited from pawn lending operations and pre-owned merchandise purchased from customers. Basis of Presentation The accompanying interim unaudited condensed consolidated financial statements (“Condensed Consolidated Financial Statements”) have been prepared in accordance with U.S. generally accepted accounting principles (“U.S. GAAP”) for interim financial information and with the instructions to Form 10-Q and Article 10-01 of Regulation S-X. Accordingly, they do not include all of the information and footnotes required by U.S. GAAP for complete financial statements. These Condensed Consolidated Financial Statements should be read in conjunction with the audited consolidated financial statements and related notes contained in our Annual Report on Form 10-K for the year ended September 30, 2023, filed with the Securities and Exchange Commission (“SEC”) on November 15, 2023 (“2023 Annual Report”). In the opinion of management, the accompanying Condensed Consolidated Financial Statements include all adjustments, consisting of normal recurring adjustments, considered necessary for a fair presentation. Financial results for the three and nine month periods ended June 30, 2024, are not necessarily indicative of results that may be expected for the fiscal year ending September 30, 2024 or any other period due, in part, to seasonal variations. There have been no changes that have had a material impact in significant accounting policies as described in our 2023 Annual Report. Principles of Consolidation The accompanying Condensed Consolidated Financial Statements include the accounts of EZCORP, Inc. and its wholly-owned subsidiaries. We use the equity method of accounting for entities in which we have a 50% or less investment and exercise significant influence. We account for equity investments for which we do not have significant influence and without readily determinable fair values at cost with adjustments for observable changes in price in orderly transactions for identical or similar investments of the same issuer or impairments. All inter-company accounts and transactions have been eliminated in consolidation. Use of Estimates and Assumptions The preparation of financial statements in conformity with U.S. GAAP requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the financial statements and the reported amounts of revenues and expenses during the reporting period. Such estimates and assumptions include the determination of inventory reserves, expected credit losses, useful lives of long-lived and intangible assets, valuation of share-based compensation, valuation of equity investments, valuation of deferred tax assets and liabilities, loss contingencies related to litigation and discount rates used for operating leases. We base our estimates on historical experience, observable trends and various other assumptions we believe are reasonable. Actual results may differ materially from these estimates under different assumptions or conditions. Merchandise Sales Revenue Recognition Customer layaway deposits are recorded as liabilities when a customer provides a deposit for merchandise. Customer layaway deposits are generally refundable upon cancellation. Our customer layaway deposits balance as of June 30, 2024, 2023 and September 30, 2023 was $20.1 million, $18.6 million and $18.9 million, respectively, and are generally recognized as revenue within a one-year period. Investments We account for our investment in Rich Data Corporation (“RDC”) in accordance with Accounting Standards Codification (“ASC”) 321, Investments — Equity Securities, and we have elected to use the measurement alternative to measure this investment at cost, less any impairment, plus or minus changes resulting from observable price changes in orderly transactions for identical or similar investments of the same issuer, if any. As of June 30, 2024, 2023 and September 30, 2023, the carrying value of our investment in RDC was $6.2 million. Refer to Note 5: Strategic Investments for details on our investment in Founders One, LLC (“Founders”). Recently Issued Accounting Pronouncements In October 2023, the Financial Accounting Standards Board (“FASB”) issued Accounting Standards Update (“ASU”) 2023-06, Disclosure Improvements - Codification Amendments in Response to the SEC’s Disclosure Update and Simplification Initiative (“ASU 2023-06”). ASU 2023-06 will impact various disclosure areas, including the statement of cash flows, accounting changes and error corrections, earnings per share, debt, equity, derivatives, and transfers of financial assets. The amendments in this ASU 2023-06 will be effective on the date the related disclosures are removed from Regulation S-X or Regulation S-K by the SEC, and will no longer be effective if the SEC has not removed the applicable disclosure requirement by June 30, 2027. Early adoption is prohibited. We are currently evaluating the impact of this standard on our consolidated financial statements and related disclosures. In November 2023, the FASB issued ASU 2023-07, Segment Reporting (Topic 280): Improvements to Reportable Segment Disclosures (“ASU 2023-07”). ASU 2023-07 requires disclosure of significant segment expenses regularly provided to the chief operating decision maker (“CODM”) included within segment operating profit or loss. Additionally, the ASU requires a description of how the CODM utilizes segment operating profit or loss to assess segment performance. The requirements of ASU 2023-07 are effective for the Company for fiscal years beginning after December 15, 2023, and interim periods within fiscal years beginning after December 15, 2024. Early adoption is permitted, and retrospective application is required for all periods presented. We are currently evaluating the impact of this standard on our consolidated financial statements and related disclosures. In December 2023, the FASB issued ASU 2023-09, Income Taxes (Topic 740): Improvements to Income Tax Disclosures (“ASU 2023-09”). ASU 2023-09 requires disclosure of specific categories and disaggregation of information in the rate reconciliation table. The ASU also requires disclosure of disaggregated information related to income taxes paid, income or loss from continuing operations before income tax expense or benefit, and income tax expense or benefit from continuing operations. The requirements of this ASU 2023-09 are effective for the Company for fiscal years beginning after December 15, 2024. Early adoption is permitted, and the amendments should be applied on a prospective basis. Retrospective application is permitted. We are currently evaluating the impact of this standard on our consolidated financial statements and related disclosures. In March 2024, the FASB issued ASU 2024-02, Codification Improvements—Amendments to Remove References to the Concepts Statements (“ASU 2024-02”). ASU 2024-02 contains amendments to the Codification that remove references to various FASB Concepts Statements. The requirements of this ASU 2024-02 are effective for the Company for fiscal years beginning after December 15, 2024 and can be applied on a prospective or retrospective basis. This standard is not expected to have a significant impact on our consolidated financial statements and related disclosures.

Segment Information

9 Months Ended

Jun. 30, 2024

Segment Reporting [Abstract]

Segment Information

NOTE 10: SEGMENT INFORMATION

Our operations are primarily managed on a geographical basis and are comprised of three reportable segments. The factors for determining our reportable segments include the manner in which our chief operating decision maker evaluates performance for purposes of allocating resources and assessing performance.

We currently report our segments as follows:

•U.S. Pawn — all pawn activities in the United States;

•Latin America Pawn — all pawn activities in Mexico and other parts of Latin America; and

•Other Investments — primarily our equity interest in the net income of Cash Converters along with our investment in RDC and our investment in and notes receivable from Founders.

There are no inter-segment revenues presented below, and the amounts below were determined in accordance with the same accounting principles used in our condensed consolidated financial statements.

The following income (loss) before income taxes tables present revenue for each reportable segment, disaggregated revenue within our reportable segments and Corporate, segment profits and segment contribution.


	Three Months Ended June 30, 2024
(in thousands)	U.S. Pawn		Latin America Pawn		Other Investments		Total Segments		Corporate Items		Consolidated

Revenues:
Merchandise sales	$	107,849	$	50,291	$	—	$	158,140	$	—	$	158,140
Jewelry scrapping sales	13,757		1,638		—		15,395		—		15,395
Pawn service charges	77,416		30,414		—		107,830		—		107,830
Other revenues	28		28		—		56		—		56
Total revenues	199,050		82,371		—		281,421		—		281,421
Merchandise cost of goods sold	67,229		33,982		—		101,211		—		101,211
Jewelry scrapping cost of goods sold	11,887		1,596		—		13,483		—		13,483

Gross profit	119,934		46,793		—		166,727		—		166,727
Segment and corporate expenses (income):
Store expenses	81,441		34,894		—		116,335		—		116,335
General and administrative	—		—		—		—		20,060		20,060

Depreciation and amortization	2,408		2,090		—		4,498		3,660		8,158
(Gain) loss on sale or disposal of assets and other	(2)		22		—		20		—		20

Interest expense	—		—		—		—		3,539		3,539
Interest income	—		(370)		(605)		(975)		(1,956)		(2,931)
Equity in net (income) loss of unconsolidated affiliates	—		—		(1,406)		(1,406)		143		(1,263)

Other (income) expense	—		(184)		12		(172)		(19)		(191)

Segment contribution	$	36,087	$	10,341	$	1,999	$	48,427
Income (loss) before income taxes							$	48,427	$	(25,427)	$	23,000


	Three Months Ended June 30, 2023
(in thousands)	U.S. Pawn		Latin America Pawn		Other Investments		Total Segments		Corporate Items		Consolidated

Revenues:
Merchandise sales	$	102,177	$	45,803	$	—	$	147,980	$	—	$	147,980
Jewelry scrapping sales	13,098		833		—		13,931		—		13,931
Pawn service charges	68,790		25,029		—		93,819		—		93,819
Other revenues	27		40		15		82		—		82
Total revenues	184,092		71,705		15		255,812		—		255,812
Merchandise cost of goods sold	62,799		32,270		—		95,069		—		95,069
Jewelry scrapping cost of goods sold	11,101		857		—		11,958		—		11,958

Gross profit	110,192		38,578		15		148,785		—		148,785
Segment and corporate expenses (income):
Store expenses	75,389		29,543		—		104,932		—		104,932
General and administrative	—		—		—		—		17,876		17,876

Depreciation and amortization	2,505		2,303		—		4,808		3,218		8,026
Gain on sale or disposal of assets	—		(29)		—		(29)		—		(29)
Other income	—		(2,632)		—		(2,632)		—		(2,632)
Interest expense	—		—		—		—		3,414		3,414
Interest income	(1)		(256)		—		(257)		(2,327)		(2,584)
Equity in net income of unconsolidated affiliates	—		—		(1,523)		(1,523)		—		(1,523)

Other (income) expense	—		(65)		10		(55)		50		(5)
Segment contribution	$	32,299	$	9,714	$	1,528	$	43,541
Income (loss) before income taxes							$	43,541	$	(22,231)	$	21,310


	Nine Months Ended June 30, 2024
(in thousands)	U.S. Pawn		Latin America Pawn		Other Investments		Total Segments		Corporate Items		Consolidated

Revenues:
Merchandise sales	$	348,211	$	154,019	$	—	$	502,230	$	—	$	502,230
Jewelry scrapping sales	39,258		3,933		—		43,191		—		43,191
Pawn service charges	236,499		84,943		—		321,442		—		321,442
Other revenues	94		59		35		188		—		188
Total revenues	624,062		242,954		35		867,051		—		867,051
Merchandise cost of goods sold	218,736		103,944		—		322,680		—		322,680
Jewelry scrapping cost of goods sold	33,965		3,514		—		37,479		—		37,479

Gross profit	371,361		135,496		35		506,892		—		506,892
Segment and corporate expenses (income):
Store expenses	239,536		101,936		—		341,472		—		341,472
General and administrative	—		—		—		—		54,869		54,869

Depreciation and amortization	7,548		6,821		—		14,369		10,573		24,942
(Gain) loss on sale or disposal of assets and other	(6)		(240)		—		(246)		97		(149)
Other income	—		—		—		—		(765)		(765)
Interest expense	—		—		—		—		10,381		10,381
Interest income	—		(1,398)		(1,811)		(3,209)		(5,243)		(8,452)
Equity in net (income) loss of unconsolidated affiliates	—		—		(4,278)		(4,278)		143		(4,135)

Other (income) expense	—		(231)		27		(204)		(423)		(627)

Segment contribution	$	124,283	$	28,608	$	6,097	$	158,988
Income (loss) before income taxes							$	158,988	$	(69,632)	$	89,356


	Nine Months Ended June 30, 2023
(in thousands)	U.S. Pawn		Latin America Pawn		Other Investments		Total Segments		Corporate Items		Consolidated

Revenues:
Merchandise sales	$	329,231	$	135,043	$	—	$	464,274	$	—	$	464,274
Jewelry scrapping sales	30,088		4,552		—		34,640		—		34,640
Pawn service charges	208,045		71,397		—		279,442		—		279,442
Other revenues	84		75		47		206		—		206
Total revenues	567,448		211,067		47		778,562		—		778,562
Merchandise cost of goods sold	203,698		93,587		—		297,285		—		297,285
Jewelry scrapping cost of goods sold	25,867		4,946		—		30,813		—		30,813

Gross profit	337,883		112,534		47		450,464		—		450,464
Segment and corporate expenses (income):
Store expenses	220,639		86,365		—		307,004		—		307,004
General and administrative	—		(3)		—		(3)		48,964		48,961

Depreciation and amortization	7,820		6,850		—		14,670		9,307		23,977
Loss (gain) on sale or disposal of assets	84		(56)		—		28		—		28
Other income	—		(5,097)		—		(5,097)		—		(5,097)
Interest expense	—		—		—		—		12,994		12,994
Interest income	(2)		(723)		—		(725)		(4,421)		(5,146)
Equity in net loss of unconsolidated affiliates	—		—		29,394		29,394		—		29,394
Other (income) expense	—		(41)		20		(21)		(138)		(159)
Segment contribution (loss)	$	109,342	$	25,239	$	(29,367)	$	105,214
Income (loss) before income taxes							$	105,214	$	(66,706)	$	38,508

The following table presents separately identified segment assets:


(in thousands)	U.S. Pawn		Latin America Pawn		Other Investments (a)		Corporate Items		Total

As of June 30, 2024
Pawn loans	$	199,277	$	62,443	$	—	$	—	$	261,720
Pawn service charges receivable, net	35,489		5,149		—		—		40,638
Inventory, net	121,941		49,996		—		—		171,937
Total assets	1,030,571		317,888		78,136		83,568		1,510,163

As of June 30, 2023
Pawn loans	$	178,877	$	50,502	$	—	$	—	$	229,379
Pawn service charges receivable, net	30,668		4,291		—		—		34,959
Inventory, net	114,910		40,034		—		—		154,944
Total assets	943,438		312,156		66,032		136,052		1,457,678

As of September 30, 2023
Pawn loans	$	190,624	$	55,142	$	—	$	—	$	245,766
Pawn service charges receivable, net	34,318		4,567		—		—		38,885
Inventory, net	128,901		37,576		—		—		166,477
Total assets	984,539		313,164		63,707		106,301		1,467,711

(a) Segment assets as of September 30, 2023 have been recast to conform to current year presentation as CCV no longer meets the 10 percent threshold to be considered its own segment.

- Definition

The entire disclosure for reporting segments including data and tables. Reportable segments include those that meet any of the following quantitative thresholds a) it's reported revenue, including sales to external customers and intersegment sales or transfers is 10 percent or more of the combined revenue, internal and external, of all operating segments b) the absolute amount of its reported profit or loss is 10 percent or more of the greater, in absolute amount of 1) the combined reported profit of all operating segments that did not report a loss or 2) the combined reported loss of all operating segments that did report a loss c) its assets are 10 percent or more of the combined assets of all operating segments.

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+ Details

Strategic Investments - Equity Method Investments (Details) - USD ($) $ in Thousands	3 Months Ended						6 Months Ended		9 Months Ended
	Jun. 30, 2024	Mar. 31, 2024	Dec. 31, 2023	Jun. 30, 2023	Mar. 31, 2023	Dec. 31, 2022	Dec. 31, 2023	Dec. 31, 2022	Jun. 30, 2024	Jun. 30, 2023	Sep. 30, 2023	Sep. 30, 2022
Summary of financial information for Cash Converters International Limited
Current assets	$ 741,928			$ 710,730					$ 741,928	$ 710,730	$ 719,719
Total assets	1,510,163			1,457,678					1,510,163	1,457,678	1,467,711
Current liabilities	286,040			149,972					286,040	149,972	191,972
Shareholders’ equity	801,455	$ 800,396	$ 774,883	739,042	$ 712,588	$ 705,335	$ 774,883	$ 705,335	801,455	739,042	745,768	$ 692,231
Total liabilities and equity	1,510,163			1,457,678					1,510,163	1,457,678	$ 1,467,711
Gross profit	166,727			148,785					506,892	450,464
Net profit (loss)	$ 17,950	$ 21,479	28,470	$ 18,222	$ (6,790)	16,778			$ 67,899	$ 28,210
Cash Converters International Limited
Summary of financial information for Cash Converters International Limited
Current assets			186,572			189,179	186,572	189,179
Non-current assets			137,271			98,301	137,271	98,301
Total assets			323,843			287,480	323,843	287,480
Current liabilities			101,097			91,601	101,097	91,601
Non-current liabilities			79,926			56,792	79,926	56,792
Shareholders’ equity			142,820			139,087	142,820	139,087
Total liabilities and equity			$ 323,843			$ 287,480	323,843	287,480
Gross revenues							124,874	98,768
Gross profit							73,675	63,800
Net profit (loss)							$ 6,499	$ (73,197)

CONDENSED CONSOLIDATED BALANCE SHEETS (Unaudited) - USD ($) $ in Thousands	Jun. 30, 2024	Sep. 30, 2023	Jun. 30, 2023
Current assets:
Cash and cash equivalents	$ 218,038	$ 220,595	$ 237,974
Restricted cash	9,204	8,373	8,549
Pawn loans	261,720	245,766	229,379
Pawn service charges receivable, net	40,638	38,885	34,959
Inventory, net	171,937	166,477	154,944
Prepaid expenses and other current assets	40,391	39,623	44,925
Total current assets	741,928	719,719	710,730
Investments in unconsolidated affiliates	12,297	10,987	10,247
Other investments	51,220	36,220	39,220
Property and equipment, net	59,926	68,096	61,849
Right-of-use assets, net	235,030	234,388	243,100
Goodwill	308,847	302,372	302,120
Intangible assets, net	60,164	58,216	60,009
Deferred tax asset, net	25,245	25,702	19,610
Other assets, net	15,506	12,011	10,793
Total assets	1,510,163	1,467,711	1,457,678
Current liabilities:
Current maturities of long-term debt, net	137,326	34,265	0
Accounts payable, accrued expenses and other current liabilities	69,742	81,605	74,458
Customer layaway deposits	20,067	18,920	18,595
Operating lease liabilities, current	58,905	57,182	56,919
Total current liabilities	286,040	191,972	149,972
Long-term debt, net	223,998	325,847	359,686
Deferred tax liability, net	416	435	349
Operating lease liabilities	188,996	193,187	197,499
Other long-term liabilities	9,258	10,502	11,130
Total liabilities	708,708	721,943	718,636
Commitments and contingencies (Note 9)
Stockholders’ equity:
Additional paid-in capital	347,082	346,181	344,857
Retained earnings	493,830	431,140	422,549
Accumulated other comprehensive loss	(40,005)	(32,102)	(28,916)
Total equity	801,455	745,768	739,042
Total liabilities and equity	1,510,163	1,467,711	1,457,678
Common Stock Class A Non-voting
Stockholders’ equity:
Common stock	518	519	522
Common Stock Class B Voting
Stockholders’ equity:
Common stock	$ 30	$ 30	$ 30

Pay vs Performance Disclosure - USD ($) $ in Thousands	3 Months Ended						9 Months Ended
Pay vs Performance Disclosure - USD ($) $ in Thousands	Jun. 30, 2024	Mar. 31, 2024	Dec. 31, 2023	Jun. 30, 2023	Mar. 31, 2023	Dec. 31, 2022	Jun. 30, 2024	Jun. 30, 2023
Pay vs Performance Disclosure
Net profit (loss)	$ 17,950	$ 21,479	$ 28,470	$ 18,222	$ (6,790)	$ 16,778	$ 67,899	$ 28,210

- Definition

The portion of profit or loss for the period, net of income taxes, which is attributable to the parent.

+ References

Reference 1: http://www.xbrl.org/2003/role/disclosureRef
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Reference 2: http://www.xbrl.org/2003/role/disclosureRef
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Reference 3: http://www.xbrl.org/2003/role/disclosureRef
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Reference 4: http://www.xbrl.org/2003/role/disclosureRef
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Reference 6: http://www.xbrl.org/2003/role/disclosureRef
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Reference 7: http://www.xbrl.org/2003/role/disclosureRef
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Reference 13: http://www.xbrl.org/2003/role/disclosureRef
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Reference 14: http://www.xbrl.org/2003/role/disclosureRef
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Reference 19: http://www.xbrl.org/2003/role/disclosureRef
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Reference 29: http://www.xbrl.org/2003/role/disclosureRef
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Reference 33: http://www.xbrl.org/2003/role/disclosureRef
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Reference 35: http://www.xbrl.org/2003/role/disclosureRef
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Reference 36: http://www.xbrl.org/2003/role/disclosureRef
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Reference 37: http://fasb.org/us-gaap/role/ref/legacyRef
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-URI https://asc.fasb.org/1943274/2147478524/942-220-S99-1

+ Details

Goodwill

9 Months Ended

Jun. 30, 2024

Goodwill and Intangible Assets Disclosure [Abstract]

Goodwill

NOTE 2: GOODWILL

The following table summarizes the changes in the carrying amount of goodwill by segment and in total:


	Nine Months Ended June 30, 2024
(in thousands)	U.S. Pawn		Latin America Pawn		Consolidated

Balances as of September 30, 2023	$	255,942	$	46,430	$	302,372
Acquisitions (a)	8,329		—		8,329


Effect of foreign currency translation changes	—		(1,854)		(1,854)
Balances as of June 30, 2024	$	264,271	$	44,576	$	308,847


	Nine Months Ended June 30, 2023
(in thousands)	U.S. Pawn		Latin America Pawn		Consolidated

Balances as of September 30, 2022	$	245,503	$	41,325	$	286,828
Acquisitions (a)	9,468		—		9,468

Effect of foreign currency translation changes	—		5,824		5,824

Balances as of June 30, 2023	$	254,971	$	47,149	$	302,120

(a) Amount represents goodwill recognized in connection with acquisitions within the U.S. Pawn segment that were immaterial, individually and in the aggregate, and we have therefore omitted certain disclosures.

Organization and Summary of Significant Accounting Policies (Policies)	9 Months Ended
	Jun. 30, 2024
Accounting Policies [Abstract]
Basis of Presentation and Principles of Consolidation	Basis of Presentation The accompanying interim unaudited condensed consolidated financial statements (“Condensed Consolidated Financial Statements”) have been prepared in accordance with U.S. generally accepted accounting principles (“U.S. GAAP”) for interim financial information and with the instructions to Form 10-Q and Article 10-01 of Regulation S-X. Accordingly, they do not include all of the information and footnotes required by U.S. GAAP for complete financial statements. These Condensed Consolidated Financial Statements should be read in conjunction with the audited consolidated financial statements and related notes contained in our Annual Report on Form 10-K for the year ended September 30, 2023, filed with the Securities and Exchange Commission (“SEC”) on November 15, 2023 (“2023 Annual Report”). In the opinion of management, the accompanying Condensed Consolidated Financial Statements include all adjustments, consisting of normal recurring adjustments, considered necessary for a fair presentation. Financial results for the three and nine month periods ended June 30, 2024, are not necessarily indicative of results that may be expected for the fiscal year ending September 30, 2024 or any other period due, in part, to seasonal variations. There have been no changes that have had a material impact in significant accounting policies as described in our 2023 Annual Report. Principles of Consolidation The accompanying Condensed Consolidated Financial Statements include the accounts of EZCORP, Inc. and its wholly-owned subsidiaries. We use the equity method of accounting for entities in which we have a 50% or less investment and exercise significant influence. We account for equity investments for which we do not have significant influence and without readily determinable fair values at cost with adjustments for observable changes in price in orderly transactions for identical or similar investments of the same issuer or impairments. All inter-company accounts and transactions have been eliminated in consolidation.
Use of Estimates and Assumptions	Use of Estimates and Assumptions The preparation of financial statements in conformity with U.S. GAAP requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the financial statements and the reported amounts of revenues and expenses during the reporting period. Such estimates and assumptions include the determination of inventory reserves, expected credit losses, useful lives of long-lived and intangible assets, valuation of share-based compensation, valuation of equity investments, valuation of deferred tax assets and liabilities, loss contingencies related to litigation and discount rates used for operating leases. We base our estimates on historical experience, observable trends and various other assumptions we believe are reasonable. Actual results may differ materially from these estimates under different assumptions or conditions.
Merchandise Sales Revenue Recognition	Merchandise Sales Revenue Recognition Customer layaway deposits are recorded as liabilities when a customer provides a deposit for merchandise. Customer layaway deposits are generally refundable upon cancellation.
Investments	Investments We account for our investment in Rich Data Corporation (“RDC”) in accordance with Accounting Standards Codification (“ASC”) 321, Investments — Equity Securities, and we have elected to use the measurement alternative to measure this investment at cost, less any impairment, plus or minus changes resulting from observable price changes in orderly transactions for identical or similar investments of the same issuer, if any.
Recently Issued Accounting Pronouncements	Recently Issued Accounting Pronouncements In October 2023, the Financial Accounting Standards Board (“FASB”) issued Accounting Standards Update (“ASU”) 2023-06, Disclosure Improvements - Codification Amendments in Response to the SEC’s Disclosure Update and Simplification Initiative (“ASU 2023-06”). ASU 2023-06 will impact various disclosure areas, including the statement of cash flows, accounting changes and error corrections, earnings per share, debt, equity, derivatives, and transfers of financial assets. The amendments in this ASU 2023-06 will be effective on the date the related disclosures are removed from Regulation S-X or Regulation S-K by the SEC, and will no longer be effective if the SEC has not removed the applicable disclosure requirement by June 30, 2027. Early adoption is prohibited. We are currently evaluating the impact of this standard on our consolidated financial statements and related disclosures. In November 2023, the FASB issued ASU 2023-07, Segment Reporting (Topic 280): Improvements to Reportable Segment Disclosures (“ASU 2023-07”). ASU 2023-07 requires disclosure of significant segment expenses regularly provided to the chief operating decision maker (“CODM”) included within segment operating profit or loss. Additionally, the ASU requires a description of how the CODM utilizes segment operating profit or loss to assess segment performance. The requirements of ASU 2023-07 are effective for the Company for fiscal years beginning after December 15, 2023, and interim periods within fiscal years beginning after December 15, 2024. Early adoption is permitted, and retrospective application is required for all periods presented. We are currently evaluating the impact of this standard on our consolidated financial statements and related disclosures. In December 2023, the FASB issued ASU 2023-09, Income Taxes (Topic 740): Improvements to Income Tax Disclosures (“ASU 2023-09”). ASU 2023-09 requires disclosure of specific categories and disaggregation of information in the rate reconciliation table. The ASU also requires disclosure of disaggregated information related to income taxes paid, income or loss from continuing operations before income tax expense or benefit, and income tax expense or benefit from continuing operations. The requirements of this ASU 2023-09 are effective for the Company for fiscal years beginning after December 15, 2024. Early adoption is permitted, and the amendments should be applied on a prospective basis. Retrospective application is permitted. We are currently evaluating the impact of this standard on our consolidated financial statements and related disclosures. In March 2024, the FASB issued ASU 2024-02, Codification Improvements—Amendments to Remove References to the Concepts Statements (“ASU 2024-02”). ASU 2024-02 contains amendments to the Codification that remove references to various FASB Concepts Statements. The requirements of this ASU 2024-02 are effective for the Company for fiscal years beginning after December 15, 2024 and can be applied on a prospective or retrospective basis. This standard is not expected to have a significant impact on our consolidated financial statements and related disclosures.

CONDENSED CONSOLIDATED STATEMENTS OF STOCKHOLDERS’ EQUITY (Unaudited) - USD ($) shares in Thousands, $ in Thousands	Total	Common Stock	Additional Paid-in Capital	Retained Earnings	Accumulated Other Comprehensive Loss
Beginning balance (in shares) at Sep. 30, 2022		56,425
Beginning balance at Sep. 30, 2022	$ 692,231	$ 564	$ 345,330	$ 402,006	$ (55,669)
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Stock compensation	1,886		1,886
Transfer of equity consideration for acquisition (in shares)		10
Transfer of equity consideration for acquisition	99		99
Release of restricted stock, net of shares withheld for taxes (in shares)		235
Release of restricted stock, net of shares withheld for taxes	2	$ 2
Taxes paid related to net share settlement of equity awards	(1,138)		(1,138)
Foreign currency translation gain (loss)	2,504				2,504
Purchase and retirement of treasury stock (in shares)		(822)
Purchase and retirement of treasury stock	(7,027)	$ (7)	(3,165)	(3,855)
Net income (loss)	16,778			16,778
Ending balance (in shares) at Dec. 31, 2022		55,848
Ending balance at Dec. 31, 2022	705,335	$ 559	343,012	414,929	(53,165)
Beginning balance (in shares) at Sep. 30, 2022		56,425
Beginning balance at Sep. 30, 2022	692,231	$ 564	345,330	402,006	(55,669)
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income (loss)	28,210
Ending balance (in shares) at Jun. 30, 2023		55,185
Ending balance at Jun. 30, 2023	739,042	$ 552	344,857	422,549	(28,916)
Beginning balance (in shares) at Dec. 31, 2022		55,848
Beginning balance at Dec. 31, 2022	705,335	$ 559	343,012	414,929	(53,165)
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Stock compensation	1,855		1,855
Release of restricted stock, net of shares withheld for taxes (in shares)		132
Release of restricted stock, net of shares withheld for taxes	2	$ 2
Taxes paid related to net share settlement of equity awards (in shares)		(1)
Taxes paid related to net share settlement of equity awards	(11)		(11)
Foreign currency translation gain (loss)	16,148				16,148
Purchase and retirement of treasury stock (in shares)		(448)
Purchase and retirement of treasury stock	(3,951)	$ (5)	(1,768)	(2,178)
Net income (loss)	(6,790)			(6,790)
Ending balance (in shares) at Mar. 31, 2023		55,531
Ending balance at Mar. 31, 2023	712,588	$ 556	343,088	405,961	(37,017)
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Stock compensation	3,135		3,135
Foreign currency translation gain (loss)	8,101				8,101
Purchase and retirement of treasury stock (in shares)		(346)
Purchase and retirement of treasury stock	(3,004)	$ (4)	(1,366)	(1,634)
Net income (loss)	18,222			18,222
Ending balance (in shares) at Jun. 30, 2023		55,185
Ending balance at Jun. 30, 2023	739,042	$ 552	344,857	422,549	(28,916)
Ending balance (in shares) at Dec. 31, 2023		55,243
Ending balance at Dec. 31, 2023	774,883	$ 553	343,870	457,929	(27,469)
Beginning balance (in shares) at Sep. 30, 2023		54,840
Beginning balance at Sep. 30, 2023	745,768	$ 549	346,181	431,140	(32,102)
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Stock compensation	2,264		2,264
Release of restricted stock, net of shares withheld for taxes (in shares)		758
Release of restricted stock, net of shares withheld for taxes	8	$ 8
Taxes paid related to net share settlement of equity awards	(3,253)		(3,253)
Foreign currency translation gain (loss)	4,633				4,633
Purchase and retirement of treasury stock (in shares)		(355)
Purchase and retirement of treasury stock	(3,007)	$ (4)	(1,322)	(1,681)
Net income (loss)	28,470			28,470
Ending balance (in shares) at Dec. 31, 2023		55,243
Ending balance at Dec. 31, 2023	774,883	$ 553	343,870	457,929	(27,469)
Beginning balance (in shares) at Sep. 30, 2023		54,840
Beginning balance at Sep. 30, 2023	745,768	$ 549	346,181	431,140	(32,102)
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income (loss)	67,899
Ending balance (in shares) at Jun. 30, 2024		54,742
Ending balance at Jun. 30, 2024	801,455	$ 548	347,082	493,830	(40,005)
Beginning balance (in shares) at Dec. 31, 2023		55,243
Beginning balance at Dec. 31, 2023	774,883	$ 553	343,870	457,929	(27,469)
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Stock compensation	2,580		2,580
Release of restricted stock, net of shares withheld for taxes (in shares)		89
Release of restricted stock, net of shares withheld for taxes	0	$ 1	(1)
Foreign currency translation gain (loss)	4,457				4,457
Purchase and retirement of treasury stock (in shares)		(305)
Purchase and retirement of treasury stock	(3,003)	$ (3)	(1,275)	(1,725)
Net income (loss)	21,479			21,479
Ending balance (in shares) at Mar. 31, 2024		55,027
Ending balance at Mar. 31, 2024	800,396	$ 551	345,174	477,683	(23,012)
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Stock compensation	3,101		3,101
Foreign currency translation gain (loss)	(16,993)				(16,993)
Purchase and retirement of treasury stock (in shares)		(285)
Purchase and retirement of treasury stock	(2,999)	$ (3)	(1,193)	(1,803)
Net income (loss)	17,950			17,950
Ending balance (in shares) at Jun. 30, 2024		54,742
Ending balance at Jun. 30, 2024	$ 801,455	$ 548	$ 347,082	$ 493,830	$ (40,005)

Segment Information - Reconciliation of Segment Assets (Details) - USD ($) $ in Thousands	Jun. 30, 2024	Sep. 30, 2023	Jun. 30, 2023
Segment Reporting Information [Line Items]
Pawn loans	$ 261,720	$ 245,766	$ 229,379
Pawn service charges receivable, net	40,638	38,885	34,959
Inventory, net	171,937	166,477	154,944
Total assets	1,510,163	1,467,711	1,457,678
Operating Segments \| U.S. Pawn
Segment Reporting Information [Line Items]
Pawn loans	199,277	190,624	178,877
Pawn service charges receivable, net	35,489	34,318	30,668
Inventory, net	121,941	128,901	114,910
Total assets	1,030,571	984,539	943,438
Operating Segments \| Latin America Pawn
Segment Reporting Information [Line Items]
Pawn loans	62,443	55,142	50,502
Pawn service charges receivable, net	5,149	4,567	4,291
Inventory, net	49,996	37,576	40,034
Total assets	317,888	313,164	312,156
Operating Segments \| Other Investments
Segment Reporting Information [Line Items]
Pawn loans	0	0	0
Pawn service charges receivable, net	0	0	0
Inventory, net	0	0	0
Total assets	78,136	63,707	66,032
Corporate Items
Segment Reporting Information [Line Items]
Pawn loans	0	0	0
Pawn service charges receivable, net	0	0	0
Inventory, net	0	0	0
Total assets	$ 83,568	$ 106,301	$ 136,052

Leases

9 Months Ended

Jun. 30, 2024

Leases [Abstract]

Leases

NOTE 4: LEASES

We determine if a contract contains a lease at inception. Our lease portfolio consists primarily of operating leases for pawn store locations and corporate offices with lease terms ranging from three to ten years and finance leases for vehicles with lease terms ranging from two to five years.

The table below presents balances of our lease assets and liabilities and their balance sheet locations for both operating and financing leases:


(in thousands)	Balance Sheet Location	June 30, 2024		June 30, 2023		September 30, 2023
Lease assets:
Operating lease right-of-use assets	Right-of-use assets, net	$	235,030	$	243,100	$	234,388
Financing lease assets	Other assets	1,832		2,076		2,178
Total lease assets		$	236,862	$	245,176	$	236,566




Lease liabilities:
Current:
Operating lease liabilities	Operating lease liabilities, current	$	58,905	$	56,919	$	57,182
Financing lease liabilities	Accounts payable, accrued expenses and other current liabilities	596		472		530
Total current lease liabilities		$	59,501	$	57,391	$	57,712

Non-current:
Operating lease liabilities	Operating lease liabilities	$	188,996	$	197,499	$	193,187
Financing lease liabilities	Other long-term liabilities	1,352		1,645		1,715
Total non-current lease liabilities		$	190,348	$	199,144	$	194,902
Total lease liabilities		$	249,849	$	256,535	$	252,614

The table below provides major components of our lease costs:


	Three Months Ended June 30,				Nine Months Ended June 30,
(in thousands)	2024		2023		2024		2023

Operating lease cost:
Operating lease cost *	$	20,406	$	18,701	$	59,312	$	54,219
Variable lease cost	4,318		4,188		13,176		12,068
Total operating lease cost	$	24,724	$	22,889	$	72,488	$	66,287

Financing lease cost:
Amortization of financing lease assets	$	140	$	106	$	455	$	180
Interest on financing lease liabilities	49		47		177		82
Total financing lease cost	$	189	$	153	$	632	$	262
Total lease cost	$	24,913	$	23,042	$	73,120	$	66,549

* Includes a reduction for sublease rental income of $0.7 million and $1.0 million for the three months ended June 30, 2024 and 2023, respectively, and $2.4 million and $2.8 million for the nine months ended June 30, 2024 and 2023, respectively.

Lease expense is recognized on a straight-line basis over the lease term with variable lease expense recognized in the period in which the costs are incurred. The components of lease expense are included in “Store expenses” and “General and administrative” under operating expenses, based on the underlying lease use. Cash paid for operating leases was $15.9 million and $19.5 million for the three months ended June 30, 2024 and 2023, respectively, and $60.5 million and $56.9 million for the nine months ended June 30, 2024 and 2023, respectively. Cash paid for principal and interest on finance leases was $0.1 million and $0.1 million, respectively, for the three months ended June 30, 2024 and $0.4 million and $0.2 million for the nine months ended June 30, 2024 respectively. There was no cash paid for principal or interest on finance leases during the three and nine months ended June 30, 2023.

The weighted-average term and discount rates for leases are as follows:


	Nine Months Ended June 30,
	2024		2023

Weighted-average remaining lease term (years):
Operating leases	4.88		5.11
Financing leases	3.01		3.88

Weighted-average discount rate:
Operating leases	8.33	%	8.52	%
Financing leases	11.14	%	11.14	%

As of June 30, 2024, maturities of lease liabilities under ASC 842 by fiscal year were as follows:


(in thousands)	Operating Leases		Financing Leases
Remaining 2024	$	19,113	$	196
Fiscal 2025	75,596		783
Fiscal 2026	64,879		783
Fiscal 2027	50,391		500
Fiscal 2028	35,301		36
Thereafter	56,958		—
Total lease liabilities	$	302,238	$	2,298
Less: portion representing imputed interest	54,337		350
Total net lease liabilities	$	247,901	$	1,948
Less: current portion	58,905		596
Total long term net lease liabilities	$	188,996	$	1,352

We recorded $46.1 million and $55.2 million in non-cash additions to our operating right-of-use assets and lease liabilities for the nine months ended June 30, 2024 and 2023, respectively. We recorded $0.3 million and $2.1 million in non-cash finance lease additions for the nine months ended June 30, 2024 and 2023, respectively.

Leases

NOTE 4: LEASES

The table below presents balances of our lease assets and liabilities and their balance sheet locations for both operating and financing leases:


(in thousands)	Balance Sheet Location	June 30, 2024		June 30, 2023		September 30, 2023
Lease assets:
Operating lease right-of-use assets	Right-of-use assets, net	$	235,030	$	243,100	$	234,388
Financing lease assets	Other assets	1,832		2,076		2,178
Total lease assets		$	236,862	$	245,176	$	236,566




Lease liabilities:
Current:
Operating lease liabilities	Operating lease liabilities, current	$	58,905	$	56,919	$	57,182
Financing lease liabilities	Accounts payable, accrued expenses and other current liabilities	596		472		530
Total current lease liabilities		$	59,501	$	57,391	$	57,712

Non-current:
Operating lease liabilities	Operating lease liabilities	$	188,996	$	197,499	$	193,187
Financing lease liabilities	Other long-term liabilities	1,352		1,645		1,715
Total non-current lease liabilities		$	190,348	$	199,144	$	194,902
Total lease liabilities		$	249,849	$	256,535	$	252,614

The table below provides major components of our lease costs:


	Three Months Ended June 30,				Nine Months Ended June 30,
(in thousands)	2024		2023		2024		2023

Operating lease cost:
Operating lease cost *	$	20,406	$	18,701	$	59,312	$	54,219
Variable lease cost	4,318		4,188		13,176		12,068
Total operating lease cost	$	24,724	$	22,889	$	72,488	$	66,287

Financing lease cost:
Amortization of financing lease assets	$	140	$	106	$	455	$	180
Interest on financing lease liabilities	49		47		177		82
Total financing lease cost	$	189	$	153	$	632	$	262
Total lease cost	$	24,913	$	23,042	$	73,120	$	66,549

The weighted-average term and discount rates for leases are as follows:


	Nine Months Ended June 30,
	2024		2023

Weighted-average remaining lease term (years):
Operating leases	4.88		5.11
Financing leases	3.01		3.88

Weighted-average discount rate:
Operating leases	8.33	%	8.52	%
Financing leases	11.14	%	11.14	%

As of June 30, 2024, maturities of lease liabilities under ASC 842 by fiscal year were as follows:


(in thousands)	Operating Leases		Financing Leases
Remaining 2024	$	19,113	$	196
Fiscal 2025	75,596		783
Fiscal 2026	64,879		783
Fiscal 2027	50,391		500
Fiscal 2028	35,301		36
Thereafter	56,958		—
Total lease liabilities	$	302,238	$	2,298
Less: portion representing imputed interest	54,337		350
Total net lease liabilities	$	247,901	$	1,948
Less: current portion	58,905		596
Total long term net lease liabilities	$	188,996	$	1,352

Debt - Convertible Senior Notes Due 2025 (Details) $ / shares in Units, $ in Thousands	May 14, 2018 USD ($) day $ / shares	Jun. 30, 2024 USD ($)	Sep. 30, 2023 USD ($)	Jun. 30, 2023 USD ($)
Debt Instrument [Line Items]
Amount outstanding \| $		$ 367,762	$ 367,762	$ 367,762
Senior Notes
Debt Instrument [Line Items]
Amount outstanding \| $		367,762
2025 Convertible Notes \| Senior Notes
Debt Instrument [Line Items]
Stated interest rate	2.375%
Principle amount \| $	$ 172,500
Amount outstanding \| $		$ 103,373	$ 103,373	$ 103,373
Effective interest rate		2.88%
Conversion rate per $1,000 principal amount	0.0628931
Conversion price, per share (in dollars per share) \| $ / shares	$ 15.90
2025 Convertible Notes \| Senior Notes \| Debt Instrument, Redemption, Period One
Debt Instrument [Line Items]
Threshold consecutive trading days	30
Threshold percentage of stock price trigger	130.00%
Repurchase price, percent of principal amount	100.00%
2025 Convertible Notes \| Senior Notes \| Debt Conversion, Condition One
Debt Instrument [Line Items]
Threshold trading days (whether or not consecutive)	20
Threshold consecutive trading days	30
Threshold percentage of stock price trigger	130.00%
2025 Convertible Notes \| Senior Notes \| Debt Conversion, Condition Two
Debt Instrument [Line Items]
Threshold consecutive trading days	5
Threshold percentage of stock price trigger	98.00%
Business day threshold	5

Fair Value Measurements

9 Months Ended

Jun. 30, 2024

Fair Value Disclosures [Abstract]

Fair Value Measurements

NOTE 6: FAIR VALUE MEASUREMENTS

The fair value of a financial instrument is the amount that could be received upon the sale of an asset or paid to transfer a liability in an orderly transaction between market participants at the measurement date. The fair value hierarchy prioritizes the quality and reliability of the information used to determine fair values. Categorization within the fair value hierarchy is based on the lowest level of input that is significant to the fair value measurement. The fair value hierarchy is defined into the following three categories:

•Level 1 — Quoted market prices in active markets for identical assets or liabilities.

•Level 2 — Other observable market-based inputs or unobservable inputs that are corroborated by market data.

•Level 3 — Unobservable inputs that are not corroborated by market data.

We have elected not to measure at fair value any eligible items for which fair value measurement is optional.

There were no transfers in or out of Level 1, Level 2 or Level 3 for financial assets or liabilities measured at fair value on a recurring basis during the periods presented.

Financial Assets and Liabilities Not Measured at Fair Value

The tables below present our estimates of fair value of financial assets and liabilities that were not measured at fair value:


	Carrying Value		Estimated Fair Value
	June 30, 2024		June 30, 2024		Fair Value Measurement Using
(in thousands)					Level 1		Level 2		Level 3

Financial assets:

Promissory note receivable from Founders	$	16,186	$	16,186	$	—	$	—	$	16,186

Investments in unconsolidated affiliates	12,297		40,762		39,912		—		850
Financial liabilities:
2024 Convertible Notes	$	34,386	$	34,690	$	—	$	34,690	$	—
2025 Convertible Notes	102,940		99,238		—		99,238		—
2029 Convertible Notes	223,998		262,564		—		262,564		—


	Carrying Value		Estimated Fair Value
	June 30, 2023		June 30, 2023		Fair Value Measurement Using
(in thousands)					Level 1		Level 2		Level 3

Financial assets:
Promissory note receivable due April 2024	$	1,242	$	1,242	$	—	$	—	$	1,242
Promissory note receivable from Founders	16,050		16,050		—		—		16,050

Investments in unconsolidated affiliates	10,247		41,367		41,367		—		—

Financial liabilities:
2024 Convertible Notes	$	34,223	$	36,126	$	—	$	36,126	$	—
2025 Convertible Notes	102,433		94,586		—		94,586		—
2029 Convertible Notes	223,030		228,294		—		228,294		—


	Carrying Value		Estimated Fair Value
	September 30, 2023		September 30, 2023		Fair Value Measurement Using
(in thousands)					Level 1		Level 2		Level 3

Financial assets:
Promissory note receivable due April 2024	$	1,251	$	1,251	$	—	$	—	$	1,251
Promissory note receivable from Founders	16,500		16,500		—		—		16,500
Investments in unconsolidated affiliates	10,987		35,998		35,998		—		—

Financial liabilities:
2024 Convertible Notes	$	34,265	$	35,765	$	—	$	35,765	$	—
2025 Convertible Notes	102,563		96,137		—		96,137		—
2029 Convertible Notes	223,284		224,112		—		224,112		—

Based primarily on the short-term nature of cash and cash equivalents, pawn loans, pawn service charges receivable and other liabilities, we estimate that their carrying value approximates fair value. We consider our cash and cash equivalents, including money market accounts, to be measured using Level 1 inputs and our pawn loans, pawn service charges receivable and other liabilities to be measured using Level 3 inputs. Significant increases or decreases in the underlying assumptions used to value pawn loans, pawn service charges receivable, fees and interest receivable and other debt could significantly increase or decrease these fair value estimates.

The Company remeasured its acquisition-related contingent obligation associated with the acquisition in June 2021 of PLO del Bajio S. de R.S. de C.V., which owned stores operating under the name “Cash Apoyo Efectivo,” at the end of each reporting period. This remeasurement resulted in a $2.6 million and $5.1 million reduction of the obligation with an offset recorded to “Other” as an operating item in our condensed consolidated statement of operations during the three and nine months ended June 30, 2023, respectively. There is no remaining obligation in our Consolidated Balance Sheet as of June 30, 2023. The key assumptions used to determine the fair value of acquisition-related contingent consideration are estimated by management, not observable in the market and, therefore, considered Level 3 inputs within the fair value hierarchy.

In March 2019, we received $1.1 million in previously escrowed seller funds as a result of settling certain indemnification claims with the seller of GPMX. In April 2019, we loaned the $1.1 million back to the seller of GPMX in exchange for a promissory note. The interest rate on the note was 2.89% per annum and was secured by certain marketable securities owned by the seller and held in a U.S. brokerage account. All principal and accrued interest was received in April 2024.

In December 2022, we loaned $15.0 million to Founders in exchange for a Demand Promissory Note secured by the common interest in Founders held by the other member. As of June 30, 2024, the interest rate on the note was 15.00% per annum, and all principal and accrued interest is due on demand. Based primarily on the short-term nature of the note, we estimate that its carrying value approximates fair value as of June 30, 2024.

We use the equity method of accounting to account for our ownership interest in Cash Converters. The inputs used to generate the fair value of the investment in Cash Converters were considered Level 1 inputs. These inputs consist of (a) the quoted stock price on the Australian Stock Exchange multiplied by (b) the number of shares we owned multiplied by (c) the applicable foreign currency exchange rate as of the end of our reporting period. We included no control premium for owning a large percentage of outstanding shares.

We measured the fair value of the 2024, 2025 and 2029 Convertible Notes using quoted price inputs. The notes are not actively traded, and thus the price inputs represent a Level 2 measurement. As the quoted price inputs are highly variable from day to day, the fair value estimates disclosed above could significantly increase or decrease.

- Definition

The entire disclosure for the fair value of financial instruments (as defined), including financial assets and financial liabilities (collectively, as defined), and the measurements of those instruments as well as disclosures related to the fair value of non-financial assets and liabilities. Such disclosures about the financial instruments, assets, and liabilities would include: (1) the fair value of the required items together with their carrying amounts (as appropriate); (2) for items for which it is not practicable to estimate fair value, disclosure would include: (a) information pertinent to estimating fair value (including, carrying amount, effective interest rate, and maturity, and (b) the reasons why it is not practicable to estimate fair value; (3) significant concentrations of credit risk including: (a) information about the activity, region, or economic characteristics identifying a concentration, (b) the maximum amount of loss the entity is exposed to based on the gross fair value of the related item, (c) policy for requiring collateral or other security and information as to accessing such collateral or security, and (d) the nature and brief description of such collateral or security; (4) quantitative information about market risks and how such risks are managed; (5) for items measured on both a recurring and nonrecurring basis information regarding the inputs used to develop the fair value measurement; and (6) for items presented in the financial statement for which fair value measurement is elected: (a) information necessary to understand the reasons for the election, (b) discussion of the effect of fair value changes on earnings, (c) a description of [similar groups] items for which the election is made and the relation thereof to the balance sheet, the aggregate carrying value of items included in the balance sheet that are not eligible for the election; (7) all other required (as defined) and desired information.

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+ Details

Cover Page - shares	9 Months Ended
Cover Page - shares	Jun. 30, 2024	Jul. 24, 2024
Document Information [Line Items]
Document Type	10-Q
Document Quarterly Report	true
Document Period End Date	Jun. 30, 2024
Document Transition Report	false
Entity File Number	0-19424
Entity Registrant Name	EZCORP, INC.
Entity Incorporation, State or Country Code	DE
Entity Tax Identification Number	74-2540145
Entity Address, Address Line One	2500 Bee Cave Road
Entity Address, Address Line Two	Bldg One
Entity Address, Address Line Three	Suite 200
Entity Address, City or Town	Rollingwood
Entity Address, State or Province	TX
Entity Address, Postal Zip Code	78746
City Area Code	512
Local Phone Number	314-3400
Title of 12(b) Security	Class A Non-voting Common Stock, par value $.01 per share
Trading Symbol	EZPW
Security Exchange Name	NASDAQ
Entity Current Reporting Status	Yes
Entity Interactive Data Current	Yes
Entity Filer Category	Accelerated Filer
Entity Small Business	false
Entity Emerging Growth Company	false
Entity Shell Company	false
Amendment Flag	false
Entity Central Index Key	0000876523
Document Fiscal Year Focus	2024
Document Fiscal Period Focus	Q3
Current Fiscal Year End Date	--09-30
Common Stock Class A Non-voting
Document Information [Line Items]
Entity Common Stock, Shares Outstanding		51,769,716
Common Stock Class B Voting
Document Information [Line Items]
No Trading Symbol Class B
Entity Common Stock, Shares Outstanding		2,970,171

Debt - Interest Expense (Details) - USD ($) $ in Thousands	3 Months Ended			9 Months Ended
Debt - Interest Expense (Details) - USD ($) $ in Thousands	Jun. 30, 2024	Jun. 30, 2023	Dec. 31, 2022	Jun. 30, 2024	Jun. 30, 2023
Debt Instrument [Line Items]
(Gain) loss on extinguishment			$ 3,500	$ 0	$ 3,545
Senior Notes \| 2029 Convertible Notes
Debt Instrument [Line Items]
Contractual interest expense	$ 2,156	$ 2,157		6,469	4,744
Amortization of deferred financing costs	242	239		714	488
Total interest expense	2,398	2,396		7,183	5,232
Senior Notes \| 2025 Convertible Notes
Debt Instrument [Line Items]
Contractual interest expense	613	614		1,841	2,170
Amortization of deferred financing costs	123	121		377	429
(Gain) loss on extinguishment	0	0		0	(5,389)
Total interest expense	736	735		2,218	(2,790)
Senior Notes \| 2024 Convertible Notes
Debt Instrument [Line Items]
Contractual interest expense	248	247		742	1,370
Amortization of deferred financing costs	40	39		121	218
(Gain) loss on extinguishment	0	0		0	8,935
Total interest expense	$ 288	$ 286		$ 863	$ 10,523

- Definition

Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.

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+ Details

Common Stock and Stock Compensation - Restricted Stock Award Activity (Details) - Restricted stock	9 Months Ended
	Jun. 30, 2024 $ / shares shares
Shares
Outstanding, beginning balance (in shares)	2,555,899
Granted (in shares)	1,442,461
Released (in shares)	(1,225,328)
Cancelled (in shares)	(63,211)
Outstanding, ending balance (in shares)	2,709,821
Weighted Average Grant Date Fair Value
Outstanding, beginning balance (in dollars per share) \| $ / shares	$ 6.80
Granted (in dollars per share) \| $ / shares	7.59
Released (in dollars per share) \| $ / shares	5.25
Cancelled (in dollars per share) \| $ / shares	7.32
Outstanding, ending balance (in dollars per share) \| $ / shares	$ 7.91
Performance adjustment (in shares)	353,993
Number of shares withheld to satisfy related federal income tax withholding (in shares)	377,231

CONDENSED CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME (Unaudited) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Jun. 30, 2024	Jun. 30, 2023	Jun. 30, 2024	Jun. 30, 2023
Statement of Comprehensive Income [Abstract]
Net income	$ 17,950	$ 18,222	$ 67,899	$ 28,210
Other comprehensive income:
Foreign currency translation adjustment, net of income tax (benefit) expense for our investment in unconsolidated affiliate of $(101) and $(30) for the three months ended June 30, 2024, and 2023, respectively and $(60) and $706 for the nine months ended June 30, 2024, and 2023, respectively	(16,993)	8,101	(7,903)	26,753
Comprehensive income	$ 957	$ 26,323	$ 59,996	$ 54,963

- Definition

Amount after tax of increase (decrease) in equity from transactions and other events and circumstances from net income and other comprehensive income, attributable to parent entity. Excludes changes in equity resulting from investments by owners and distributions to owners.

+ References + Details

- Definition

The portion of profit or loss for the period, net of income taxes, which is attributable to the parent.

+ References

+ Details

Strategic Investments (Tables)

9 Months Ended

Jun. 30, 2024

Equity Method Investments and Joint Ventures [Abstract]

Schedule of Equity Method Investments

The following tables present summary financial information for Cash Converters’ most recently reported results at December 31, 2023 after translation to U.S. dollars:


	December 31,
(in thousands)	2023		2022

Current assets	$	186,572	$	189,179
Non-current assets	137,271		98,301
Total assets	$	323,843	$	287,480

Current liabilities	$	101,097	$	91,601
Non-current liabilities	79,926		56,792
Shareholders’ equity	142,820		139,087
Total liabilities and shareholders’ equity	$	323,843	$	287,480


	Half-Year Ended December 31,
(in thousands)	2023		2022

Gross revenues	$	124,874	$	98,768
Gross profit	$	73,675	$	63,800
Net profit (loss)	$	6,499	$	(73,197)

Supplemental Consolidated Financial Information

9 Months Ended

Jun. 30, 2024

Organization, Consolidation and Presentation of Financial Statements [Abstract]

Supplemental Consolidated Financial Information

NOTE 11: SUPPLEMENTAL CONSOLIDATED FINANCIAL INFORMATION

The following table provides supplemental information on net amounts included in our condensed consolidated balance sheets:


(in thousands)	June 30, 2024		June 30, 2023		September 30, 2023

Gross pawn service charges receivable	$	53,532	$	47,071	$	50,881
Allowance for uncollectible pawn service charges receivable	(12,894)		(12,112)		(11,996)
Pawn service charges receivable, net	$	40,638	$	34,959	$	38,885

Gross inventory	$	175,187	$	157,590	$	169,138
Inventory reserves	(3,250)		(2,646)		(2,661)
Inventory, net	$	171,937	$	154,944	$	166,477

Prepaid expenses and other	$	4,753	$	6,081	$	4,106
Accounts receivable, notes receivable and other	30,845		29,860		30,548
Income taxes prepaid and receivable	4,793		8,984		4,969
Prepaid expenses and other current assets	$	40,391	$	44,925	$	39,623

Property and equipment, gross	$	278,231	$	335,296	$	345,461
Accumulated depreciation	(218,305)		(273,447)		(277,365)
Property and equipment, net	$	59,926	$	61,849	$	68,096

Accounts payable	$	14,910	$	19,220	$	23,022
Accrued payroll	16,551		13,668		11,472
Incentive accrual	14,508		13,564		18,544
Other payroll related expenses	2,951		6,059		5,262
Accrued sales and VAT taxes	4,106		6,663		5,565
Accrued income taxes payable	2,115		2,646		2,628
Other current liabilities	14,601		12,638		15,112
Accounts payable, accrued expenses and other current liabilities	$	69,742	$	74,458	$	81,605

The following table provides supplemental disclosure of condensed consolidated statements of cash flows information:


	Nine Months Ended June 30,
(in thousands)	2024		2023

Supplemental disclosure of cash flow information
Cash and cash equivalents at beginning of period	$	220,595	$	206,028
Restricted cash at beginning of period	8,373		8,341
Total cash and cash equivalents and restricted cash at beginning of period	$	228,968	$	214,369

Cash and cash equivalents at end of period	$	218,038	$	237,974
Restricted cash at end of period	9,204		8,549
Total cash and cash equivalents and restricted cash at end of period	$	227,242	$	246,523

Non-cash investing and financing activities:
Pawn loans forfeited and transferred to inventory	$	276,101	$	238,899

Transfer of equity consideration for acquisition	—		99
Acquisition earn-out contingency	—		2,000
Accrued acquisition consideration	741		1,220

Segment Information (Tables)

9 Months Ended

Jun. 30, 2024

Segment Reporting [Abstract]

Schedule of Operating Segment Information


	Three Months Ended June 30, 2024
(in thousands)	U.S. Pawn		Latin America Pawn		Other Investments		Total Segments		Corporate Items		Consolidated

Revenues:
Merchandise sales	$	107,849	$	50,291	$	—	$	158,140	$	—	$	158,140
Jewelry scrapping sales	13,757		1,638		—		15,395		—		15,395
Pawn service charges	77,416		30,414		—		107,830		—		107,830
Other revenues	28		28		—		56		—		56
Total revenues	199,050		82,371		—		281,421		—		281,421
Merchandise cost of goods sold	67,229		33,982		—		101,211		—		101,211
Jewelry scrapping cost of goods sold	11,887		1,596		—		13,483		—		13,483

Gross profit	119,934		46,793		—		166,727		—		166,727
Segment and corporate expenses (income):
Store expenses	81,441		34,894		—		116,335		—		116,335
General and administrative	—		—		—		—		20,060		20,060

Depreciation and amortization	2,408		2,090		—		4,498		3,660		8,158
(Gain) loss on sale or disposal of assets and other	(2)		22		—		20		—		20

Interest expense	—		—		—		—		3,539		3,539
Interest income	—		(370)		(605)		(975)		(1,956)		(2,931)
Equity in net (income) loss of unconsolidated affiliates	—		—		(1,406)		(1,406)		143		(1,263)

Other (income) expense	—		(184)		12		(172)		(19)		(191)

Segment contribution	$	36,087	$	10,341	$	1,999	$	48,427
Income (loss) before income taxes							$	48,427	$	(25,427)	$	23,000


	Three Months Ended June 30, 2023
(in thousands)	U.S. Pawn		Latin America Pawn		Other Investments		Total Segments		Corporate Items		Consolidated

Revenues:
Merchandise sales	$	102,177	$	45,803	$	—	$	147,980	$	—	$	147,980
Jewelry scrapping sales	13,098		833		—		13,931		—		13,931
Pawn service charges	68,790		25,029		—		93,819		—		93,819
Other revenues	27		40		15		82		—		82
Total revenues	184,092		71,705		15		255,812		—		255,812
Merchandise cost of goods sold	62,799		32,270		—		95,069		—		95,069
Jewelry scrapping cost of goods sold	11,101		857		—		11,958		—		11,958

Gross profit	110,192		38,578		15		148,785		—		148,785
Segment and corporate expenses (income):
Store expenses	75,389		29,543		—		104,932		—		104,932
General and administrative	—		—		—		—		17,876		17,876

Depreciation and amortization	2,505		2,303		—		4,808		3,218		8,026
Gain on sale or disposal of assets	—		(29)		—		(29)		—		(29)
Other income	—		(2,632)		—		(2,632)		—		(2,632)
Interest expense	—		—		—		—		3,414		3,414
Interest income	(1)		(256)		—		(257)		(2,327)		(2,584)
Equity in net income of unconsolidated affiliates	—		—		(1,523)		(1,523)		—		(1,523)

Other (income) expense	—		(65)		10		(55)		50		(5)
Segment contribution	$	32,299	$	9,714	$	1,528	$	43,541
Income (loss) before income taxes							$	43,541	$	(22,231)	$	21,310


	Nine Months Ended June 30, 2024
(in thousands)	U.S. Pawn		Latin America Pawn		Other Investments		Total Segments		Corporate Items		Consolidated

Revenues:
Merchandise sales	$	348,211	$	154,019	$	—	$	502,230	$	—	$	502,230
Jewelry scrapping sales	39,258		3,933		—		43,191		—		43,191
Pawn service charges	236,499		84,943		—		321,442		—		321,442
Other revenues	94		59		35		188		—		188
Total revenues	624,062		242,954		35		867,051		—		867,051
Merchandise cost of goods sold	218,736		103,944		—		322,680		—		322,680
Jewelry scrapping cost of goods sold	33,965		3,514		—		37,479		—		37,479

Gross profit	371,361		135,496		35		506,892		—		506,892
Segment and corporate expenses (income):
Store expenses	239,536		101,936		—		341,472		—		341,472
General and administrative	—		—		—		—		54,869		54,869

Depreciation and amortization	7,548		6,821		—		14,369		10,573		24,942
(Gain) loss on sale or disposal of assets and other	(6)		(240)		—		(246)		97		(149)
Other income	—		—		—		—		(765)		(765)
Interest expense	—		—		—		—		10,381		10,381
Interest income	—		(1,398)		(1,811)		(3,209)		(5,243)		(8,452)
Equity in net (income) loss of unconsolidated affiliates	—		—		(4,278)		(4,278)		143		(4,135)

Other (income) expense	—		(231)		27		(204)		(423)		(627)

Segment contribution	$	124,283	$	28,608	$	6,097	$	158,988
Income (loss) before income taxes							$	158,988	$	(69,632)	$	89,356


	Nine Months Ended June 30, 2023
(in thousands)	U.S. Pawn		Latin America Pawn		Other Investments		Total Segments		Corporate Items		Consolidated

Revenues:
Merchandise sales	$	329,231	$	135,043	$	—	$	464,274	$	—	$	464,274
Jewelry scrapping sales	30,088		4,552		—		34,640		—		34,640
Pawn service charges	208,045		71,397		—		279,442		—		279,442
Other revenues	84		75		47		206		—		206
Total revenues	567,448		211,067		47		778,562		—		778,562
Merchandise cost of goods sold	203,698		93,587		—		297,285		—		297,285
Jewelry scrapping cost of goods sold	25,867		4,946		—		30,813		—		30,813

Gross profit	337,883		112,534		47		450,464		—		450,464
Segment and corporate expenses (income):
Store expenses	220,639		86,365		—		307,004		—		307,004
General and administrative	—		(3)		—		(3)		48,964		48,961

Depreciation and amortization	7,820		6,850		—		14,670		9,307		23,977
Loss (gain) on sale or disposal of assets	84		(56)		—		28		—		28
Other income	—		(5,097)		—		(5,097)		—		(5,097)
Interest expense	—		—		—		—		12,994		12,994
Interest income	(2)		(723)		—		(725)		(4,421)		(5,146)
Equity in net loss of unconsolidated affiliates	—		—		29,394		29,394		—		29,394
Other (income) expense	—		(41)		20		(21)		(138)		(159)
Segment contribution (loss)	$	109,342	$	25,239	$	(29,367)	$	105,214
Income (loss) before income taxes							$	105,214	$	(66,706)	$	38,508

Schedule of Reconciliation of Segment Assets to Consolidated

The following table presents separately identified segment assets:


(in thousands)	U.S. Pawn		Latin America Pawn		Other Investments (a)		Corporate Items		Total

As of June 30, 2024
Pawn loans	$	199,277	$	62,443	$	—	$	—	$	261,720
Pawn service charges receivable, net	35,489		5,149		—		—		40,638
Inventory, net	121,941		49,996		—		—		171,937
Total assets	1,030,571		317,888		78,136		83,568		1,510,163

As of June 30, 2023
Pawn loans	$	178,877	$	50,502	$	—	$	—	$	229,379
Pawn service charges receivable, net	30,668		4,291		—		—		34,959
Inventory, net	114,910		40,034		—		—		154,944
Total assets	943,438		312,156		66,032		136,052		1,457,678

As of September 30, 2023
Pawn loans	$	190,624	$	55,142	$	—	$	—	$	245,766
Pawn service charges receivable, net	34,318		4,567		—		—		38,885
Inventory, net	128,901		37,576		—		—		166,477
Total assets	984,539		313,164		63,707		106,301		1,467,711

(a) Segment assets as of September 30, 2023 have been recast to conform to current year presentation as CCV no longer meets the 10 percent threshold to be considered its own segment.

Fair Value Measurements (Tables)

9 Months Ended

Jun. 30, 2024

Fair Value Disclosures [Abstract]

Schedule of Financial Assets, Temporary Equity, and Liabilities Not Measured at Fair Value in the Consolidated Balance Sheet

The tables below present our estimates of fair value of financial assets and liabilities that were not measured at fair value:


	Carrying Value		Estimated Fair Value
	June 30, 2024		June 30, 2024		Fair Value Measurement Using
(in thousands)					Level 1		Level 2		Level 3

Financial assets:

Promissory note receivable from Founders	$	16,186	$	16,186	$	—	$	—	$	16,186

Investments in unconsolidated affiliates	12,297		40,762		39,912		—		850
Financial liabilities:
2024 Convertible Notes	$	34,386	$	34,690	$	—	$	34,690	$	—
2025 Convertible Notes	102,940		99,238		—		99,238		—
2029 Convertible Notes	223,998		262,564		—		262,564		—


	Carrying Value		Estimated Fair Value
	June 30, 2023		June 30, 2023		Fair Value Measurement Using
(in thousands)					Level 1		Level 2		Level 3

Financial assets:
Promissory note receivable due April 2024	$	1,242	$	1,242	$	—	$	—	$	1,242
Promissory note receivable from Founders	16,050		16,050		—		—		16,050

Investments in unconsolidated affiliates	10,247		41,367		41,367		—		—

Financial liabilities:
2024 Convertible Notes	$	34,223	$	36,126	$	—	$	36,126	$	—
2025 Convertible Notes	102,433		94,586		—		94,586		—
2029 Convertible Notes	223,030		228,294		—		228,294		—


	Carrying Value		Estimated Fair Value
	September 30, 2023		September 30, 2023		Fair Value Measurement Using
(in thousands)					Level 1		Level 2		Level 3

Financial assets:
Promissory note receivable due April 2024	$	1,251	$	1,251	$	—	$	—	$	1,251
Promissory note receivable from Founders	16,500		16,500		—		—		16,500
Investments in unconsolidated affiliates	10,987		35,998		35,998		—		—

Financial liabilities:
2024 Convertible Notes	$	34,265	$	35,765	$	—	$	35,765	$	—
2025 Convertible Notes	102,563		96,137		—		96,137		—
2029 Convertible Notes	223,284		224,112		—		224,112		—

Leases - Lessee Assets and Liabilities (Details) - USD ($) $ in Thousands	Jun. 30, 2024	Sep. 30, 2023	Jun. 30, 2023
Lease assets:
Operating lease right-of-use assets	$ 235,030	$ 234,388	$ 243,100
Financing lease assets	1,832	2,178	2,076
Total lease assets	236,862	236,566	245,176
Current:
Operating lease liabilities	58,905	57,182	56,919
Financing lease liabilities	596	530	472
Total current lease liabilities	59,501	57,712	57,391
Non-current:
Operating lease liabilities	188,996	193,187	197,499
Financing lease liabilities	1,352	1,715	1,645
Total non-current lease liabilities	190,348	194,902	199,144
Total lease liabilities	$ 249,849	$ 252,614	$ 256,535
Finance Lease, Other Assets, Statement of Financial Position [Extensible Enumeration]	Other Assets, Noncurrent	Other Assets, Noncurrent	Other Assets, Noncurrent
Finance Lease, Liability, Current, Statement of Financial Position [Extensible Enumeration]	Accounts payable, accrued expenses and other current liabilities	Accounts payable, accrued expenses and other current liabilities	Accounts payable, accrued expenses and other current liabilities
Finance Lease, Liability, Noncurrent, Statement of Financial Position [Extensible Enumeration]	Other Liabilities, Noncurrent	Other Liabilities, Noncurrent	Other Liabilities, Noncurrent

Leases - Operating And Financing Lease Maturity (Details) - USD ($) $ in Thousands	Jun. 30, 2024	Sep. 30, 2023	Jun. 30, 2023
Operating Leases
Remaining 2024	$ 19,113
Fiscal 2025	75,596
Fiscal 2026	64,879
Fiscal 2027	50,391
Fiscal 2028	35,301
Thereafter	56,958
Total lease liabilities	302,238
Less: portion representing imputed interest	54,337
Total net lease liabilities	247,901
Less: current portion	58,905	$ 57,182	$ 56,919
Total long term net lease liabilities	188,996	193,187	197,499
Financing Leases
Remaining 2024	196
Fiscal 2025	783
Fiscal 2026	783
Fiscal 2027	500
Fiscal 2028	36
Thereafter	0
Total lease liabilities	2,298
Less: portion representing imputed interest	350
Total net lease liabilities	1,948
Less: current portion	596	530	472
Total long term net lease liabilities	$ 1,352	$ 1,715	$ 1,645

Organization and Summary of Significant Accounting Policies - Merchandise Sales Revenue Recognition (Details) - USD ($) $ in Thousands	Jun. 30, 2024	Sep. 30, 2023	Jun. 30, 2023
Accounting Policies [Abstract]
Customer layaway deposits	$ 20,067	$ 18,920	$ 18,595

Common Stock and Stock Compensation

9 Months Ended

Jun. 30, 2024

Share-Based Payment Arrangement [Abstract]

Common Stock and Stock Compensation

NOTE 8: COMMON STOCK AND STOCK COMPENSATION

Common Stock Repurchase Program

On May 3, 2022, the Company’s Board of Directors (the “Board”) authorized the repurchase of up to $50 million of our Class A Common Stock over three years (the “Common Stock Repurchase Program”). Execution of the program will be responsive to fluctuating market conditions and valuations, liquidity needs and the expected return on investment compared to other opportunities.

The amount and timing of purchases will be dependent on a variety of factors, including stock price, trading volume, general market conditions, legal and regulatory requirements, general business conditions, the level of cash flows, and corporate considerations determined by management and the Board, such as liquidity and capital needs and the availability of attractive alternative investment opportunities. The Board of Directors has reserved the right to modify, suspend or terminate the program at any time. As of June 30, 2024, we had repurchased and retired 2,572,794 shares of our Class A Common Stock for $23.0 million under the Common Stock Repurchase Program, of which 285,392 and 945,749 shares were repurchased and retired for $3.0 million and $9.0 million during the three and nine months ended June 30, 2024, respectively. During the three and nine months ended June 30, 2023, 346,310 and 1,037,703 shares were repurchased and retired for $3.0 million and $9.0 million, respectively, under the Common Stock Repurchase Program. The repurchase amount is allocated between “Additional paid-in capital” and “Retained earnings” in our condensed consolidated balance sheets.

Other Common Stock Repurchases

During December 2022, the Company used approximately $5.0 million of the net proceeds from the 2029 Convertible Notes offering to repurchase for cash 578,703 shares of its Class A common stock from purchasers of the notes in privately negotiated transactions. Such transactions were authorized separately from, and not considered a part of, the publicly announced share repurchase program discussed above. The repurchase amount is allocated between “Additional paid-in capital” and “Retained earnings” in our condensed consolidated balance sheets.

Stock Compensation

We maintain a Board-approved incentive plan to retain the services of our valued officers, directors and employees and to incentivize such persons to make contributions to our company and motivate excellent performance (the “Incentive Plan”). Under the Incentive Plan, we grant awards of restricted stock or restricted stock units to employees and non-employee directors. Awards granted to employees are typically subject to performance and service conditions. Awards granted to non-employee directors are time-based awards subject only to service conditions. Awards granted under the Incentive Plan are measured at the grant date fair value with compensation costs associated with the awards recognized over the requisite service period, usually the vesting period, on a straight-line basis.

The following table presents a summary of stock compensation activity:


	Shares	Weighted Average Grant Date Fair Value

Outstanding as of September 30, 2023	2,555,899	$	6.80
Granted (a)	1,442,461	7.59
Released (b)	(1,225,328)	5.25
Cancelled	(63,211)	7.32
Outstanding as of June 30, 2024	2,709,821	$	7.91

(a) Includes performance adjustment of 353,993 shares awarded above their target grants resulting from the achievement of performance targets established at the grant date.

(b) 377,231 shares were withheld to satisfy related income tax withholding.

Supplemental Consolidated Financial Information - Supplemental Consolidated Balance Sheet Information (Details) - USD ($) $ in Thousands	Jun. 30, 2024	Sep. 30, 2023	Jun. 30, 2023
Organization, Consolidation and Presentation of Financial Statements [Abstract]
Gross pawn service charges receivable	$ 53,532	$ 50,881	$ 47,071
Allowance for uncollectible pawn service charges receivable	(12,894)	(11,996)	(12,112)
Pawn service charges receivable, net	40,638	38,885	34,959
Gross inventory	175,187	169,138	157,590
Inventory reserves	(3,250)	(2,661)	(2,646)
Inventory, net	171,937	166,477	154,944
Prepaid expenses and other	4,753	4,106	6,081
Accounts receivable, notes receivable and other	30,845	30,548	29,860
Income taxes prepaid and receivable	4,793	4,969	8,984
Prepaid expenses and other current assets	40,391	39,623	44,925
Property and equipment, gross	278,231	345,461	335,296
Accumulated depreciation	(218,305)	(277,365)	(273,447)
Property and equipment, net	59,926	68,096	61,849
Accounts payable	14,910	23,022	19,220
Accrued payroll	16,551	11,472	13,668
Incentive accrual	14,508	18,544	13,564
Other payroll related expenses	2,951	5,262	6,059
Accrued sales and VAT taxes	4,106	5,565	6,663
Accrued income taxes payable	2,115	2,628	2,646
Other current liabilities	14,601	15,112	12,638
Accounts payable, accrued expenses and other current liabilities	$ 69,742	$ 81,605	$ 74,458

Goodwill (Tables)

9 Months Ended

Jun. 30, 2024

Goodwill and Intangible Assets Disclosure [Abstract]

Schedule of Goodwill

The following table summarizes the changes in the carrying amount of goodwill by segment and in total:


	Nine Months Ended June 30, 2024
(in thousands)	U.S. Pawn		Latin America Pawn		Consolidated

Balances as of September 30, 2023	$	255,942	$	46,430	$	302,372
Acquisitions (a)	8,329		—		8,329


Effect of foreign currency translation changes	—		(1,854)		(1,854)
Balances as of June 30, 2024	$	264,271	$	44,576	$	308,847


	Nine Months Ended June 30, 2023
(in thousands)	U.S. Pawn		Latin America Pawn		Consolidated

Balances as of September 30, 2022	$	245,503	$	41,325	$	286,828
Acquisitions (a)	9,468		—		9,468

Effect of foreign currency translation changes	—		5,824		5,824

Balances as of June 30, 2023	$	254,971	$	47,149	$	302,120

- Definition

Tabular disclosure of goodwill by reportable segment and in total which includes a rollforward schedule.

+ References

Reference 1: http://www.xbrl.org/2003/role/exampleRef
-Topic 350
-SubTopic 20
-Name Accounting Standards Codification
-Section 55
-Paragraph 24
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147482548/350-20-55-24

Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef
-Topic 350
-SubTopic 20
-Name Accounting Standards Codification
-Section 50
-Paragraph 1
-Subparagraph (a)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147482573/350-20-50-1

Reference 3: http://www.xbrl.org/2009/role/commonPracticeRef
-Topic 350
-SubTopic 20
-Name Accounting Standards Codification
-Section 50
-Paragraph 1
-Subparagraph (h)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147482573/350-20-50-1

Reference 4: http://www.xbrl.org/2009/role/commonPracticeRef
-Topic 350
-SubTopic 20
-Name Accounting Standards Codification
-Section 50
-Paragraph 1
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147482573/350-20-50-1

Reference 5: http://www.xbrl.org/2009/role/commonPracticeRef
-Topic 350
-SubTopic 20
-Name Accounting Standards Codification
-Section 50
-Paragraph 1
-Subparagraph (b)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147482573/350-20-50-1

Reference 6: http://www.xbrl.org/2009/role/commonPracticeRef
-Topic 350
-SubTopic 20
-Name Accounting Standards Codification
-Section 50
-Paragraph 1
-Subparagraph (c)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147482573/350-20-50-1

Reference 7: http://www.xbrl.org/2009/role/commonPracticeRef
-Topic 350
-SubTopic 20
-Name Accounting Standards Codification
-Section 50
-Paragraph 1
-Subparagraph (d)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147482573/350-20-50-1

Reference 8: http://www.xbrl.org/2009/role/commonPracticeRef
-Topic 350
-SubTopic 20
-Name Accounting Standards Codification
-Section 50
-Paragraph 1
-Subparagraph (e)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147482573/350-20-50-1

Reference 9: http://www.xbrl.org/2009/role/commonPracticeRef
-Topic 350
-SubTopic 20
-Name Accounting Standards Codification
-Section 50
-Paragraph 1
-Subparagraph (f)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147482573/350-20-50-1

Reference 10: http://www.xbrl.org/2009/role/commonPracticeRef
-Topic 350
-SubTopic 20
-Name Accounting Standards Codification
-Section 50
-Paragraph 1
-Subparagraph (g)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147482573/350-20-50-1

Reference 11: http://www.xbrl.org/2009/role/commonPracticeRef
-Topic 350
-SubTopic 20
-Name Accounting Standards Codification
-Section 50
-Paragraph 1A
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147482573/350-20-50-1A

Reference 12: http://www.xbrl.org/2009/role/commonPracticeRef
-Topic 350
-SubTopic 20
-Name Accounting Standards Codification
-Section 50
-Paragraph 2
-Subparagraph (b)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147482573/350-20-50-2

+ Details

Debt - Schedule of Debt Instruments (Details) - USD ($) $ in Thousands	Jun. 30, 2024	Sep. 30, 2023	Jun. 30, 2023
Debt Instrument [Line Items]
Gross Amount	$ 367,762	$ 367,762	$ 367,762
Less current portion, Gross Amount	137,762	34,389	0
Gross Amount, excluding current maturities	230,000	333,373	367,762
Debt Issuance Costs	(6,438)	(7,650)	(8,076)
Less current portion, Debt Issuance Costs	(436)	(124)	0
Debt Issuance Costs, excluding current	(6,002)	(7,526)	(8,076)
Carrying Amount	361,324	360,112	359,686
Less current portion, Carrying Amount	137,326	34,265	0
Carrying Amount, excluding current maturities	223,998	325,847	359,686
Senior Notes
Debt Instrument [Line Items]
Gross Amount	367,762
2029 Convertible Notes \| Senior Notes
Debt Instrument [Line Items]
Gross Amount	230,000	230,000	230,000
Debt Issuance Costs	(6,002)	(6,716)	(6,970)
Carrying Amount	223,998	223,284	223,030
2025 Convertible Notes \| Senior Notes
Debt Instrument [Line Items]
Gross Amount	103,373	103,373	103,373
Debt Issuance Costs	(433)	(810)	(940)
Carrying Amount	102,940	102,563	102,433
2024 Convertible Notes \| Senior Notes
Debt Instrument [Line Items]
Gross Amount	34,389	34,389	34,389
Debt Issuance Costs	(3)	(124)	(166)
Carrying Amount	$ 34,386	$ 34,265	$ 34,223

Earnings per Share (Tables)

9 Months Ended

Jun. 30, 2024

Earnings Per Share [Abstract]

Schedule of Net Components of Basic and Diluted (Loss) Earnings Per Share

The following table reconciles the number of common shares used to compute basic and diluted earnings per share attributable to EZCORP Inc., shareholders:


	Three Months Ended June 30,				Nine Months Ended June 30,
(in thousands, except per share amounts)	2024		2023		2024		2023

Basic earnings per common share:
Net income - basic	$	17,950	$	18,222	$	67,899	$	28,210
Weighted shares outstanding - basic	54,898		55,367		55,022		55,776
Basic earnings per common share	$	0.33	$	0.33	$	1.23	$	0.51

Diluted earnings per common share:
Net income - basic	$	17,950	$	18,222	$	67,899	$	28,210
Add: Convertible Notes interest expense, net of tax*	2,427		2,644		7,501		1,885



Net income - diluted	$	20,377	$	20,866	$	75,400	$	30,095
Weighted shares outstanding - basic	54,898		55,367		55,022		55,776
Equity-based compensation awards - effect of dilution**	1,056		1,041		1,129		1,058
Convertible Notes - effect of dilution***	27,054		30,417		28,158		22,725



Weighted shares outstanding - diluted	83,008		86,825		84,309		79,559
Diluted earnings per common share	$	0.25	$	0.24	$	0.89	$	0.38

Potential common shares excluded from the calculation of diluted earnings per common share above:

Convertible Notes***	—		—		—		6,323



Restricted stock****	1,917		1,705		1,913		1,728
Total	1,917		1,705		1,913		8,051

* Effective January 1, 2024, we are required to combination settle the 2024 Convertible Notes. As such, no interest expense is included in the diluted earnings per share computation for the three months ended June 30, 2024 and only the first quarter of 2024 interest expense is included for the nine months ended June 30, 2024. The nine months ended June 30,2023 includes $5.4 million gain on the partial extinguishment of debt, associated with the 2025 Convertible Notes, which was recorded to “Interest expense” in the Company’s condensed consolidated statement of operations. See Note 7: Debt for additional information.

** Includes time-based share-based awards and performance based awards for which targets for fiscal year tranches have been achieved and vesting is subject only to achievement of service conditions.

*** As we are required to combination settle the 2024 Convertible Notes effective January 1, 2024, the 3.4 million principal shares are not included for the three months ended June 30, 2024 and only the weighted average shares of 1.2 million are included for the nine months ended June 30, 2024. Additionally, 75,854 and 25,192 potential common shares related to the accreted value of the 2024 Convertible Notes are included for the three and nine months ended June 30, 2024, respectively, as the average market rate was above the initial conversion price of $10.00 per share for the period ended June 30, 2024. See Note 7: Debt for conversion price, initial conversion rate and additional information on the 2024 Convertible Notes, 2025 Convertible Notes, and 2029 Convertible Notes.

**** Includes antidilutive share-based awards as well as performance-based share-based awards that are contingently issuable, but for which the condition for issuance has not been met as of the end of the reporting period.

Supplemental Consolidated Financial Information - Supplemental of Consolidated Statements of Cash Flows Information (Details) - USD ($) $ in Thousands	9 Months Ended
	Jun. 30, 2024	Jun. 30, 2023
Cash, Cash Equivalents, Restricted Cash, and Restricted Cash Equivalents [Roll Forward]
Cash and cash equivalents at beginning of period	$ 220,595	$ 206,028
Restricted cash at beginning of period	8,373	8,341
Cash and cash equivalents and restricted cash at beginning of period	228,968	214,369
Cash and cash equivalents at end of period	218,038	237,974
Restricted cash at end of period	9,204	8,549
Cash and cash equivalents and restricted cash at end of period	227,242	246,523
Non-cash investing and financing activities:
Pawn loans forfeited and transferred to inventory	276,101	238,899
Transfer of equity consideration for acquisition	0	99
Acquisition earn-out contingency	0	2,000
Accrued acquisition consideration	$ 741	$ 1,220

Leases - Lease Cost (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
Leases - Lease Cost (Details) - USD ($) $ in Thousands	Jun. 30, 2024	Jun. 30, 2023	Jun. 30, 2024	Jun. 30, 2023
Operating lease cost:
Operating lease cost	$ 20,406	$ 18,701	$ 59,312	$ 54,219
Variable lease cost	4,318	4,188	13,176	12,068
Total operating lease cost	24,724	22,889	72,488	66,287
Financing lease cost:
Amortization of financing lease assets	140	106	455	180
Interest on financing lease liabilities	49	47	177	82
Total financing lease cost	189	153	632	262
Total lease cost	24,913	23,042	73,120	66,549
Sublease income	$ 700	$ 1,000	$ 2,400	$ 2,800
Weighted-average remaining lease term (years):
Operating leases	4 years 10 months 17 days	5 years 1 month 9 days	4 years 10 months 17 days	5 years 1 month 9 days
Financing leases	3 years 3 days	3 years 10 months 17 days	3 years 3 days	3 years 10 months 17 days
Weighted-average discount rate:
Operating leases	8.33%	8.52%	8.33%	8.52%
Financing leases	11.14%	11.14%	11.14%	11.14%

Strategic Investments

9 Months Ended

Jun. 30, 2024

Equity Method Investments and Joint Ventures [Abstract]

Strategic Investments

NOTE 5: STRATEGIC INVESTMENTS

Cash Converters International Limited

As of June 30, 2024, we owned 273,939,157 shares, or approximately 43.7%, of Cash Converters. We acquired our original investment (representing approximately 30% of the outstanding shares) in November 2009 and have increased our ownership through the acquisition of additional shares periodically since that time.

We received cash dividends from Cash Converters of $3.5 million and $3.6 million during the nine months ended June 30, 2024 and 2023, respectively.

The following tables present summary financial information for Cash Converters’ most recently reported results at December 31, 2023 after translation to U.S. dollars:


	December 31,
(in thousands)	2023		2022

Current assets	$	186,572	$	189,179
Non-current assets	137,271		98,301
Total assets	$	323,843	$	287,480

Current liabilities	$	101,097	$	91,601
Non-current liabilities	79,926		56,792
Shareholders’ equity	142,820		139,087
Total liabilities and shareholders’ equity	$	323,843	$	287,480


	Half-Year Ended December 31,
(in thousands)	2023		2022

Gross revenues	$	124,874	$	98,768
Gross profit	$	73,675	$	63,800
Net profit (loss)	$	6,499	$	(73,197)

During the three and nine months ended June 30, 2024, we recorded our share of income of $1.4 million and $4.3 million, respectively, from Cash Converters. During the three and nine months ended June 30, 2023, we recorded our share of income of $1.5 million and a $29.4 million loss on our share of losses from Cash Converters, respectively, included in “Equity in net (income) loss of unconsolidated affiliates” in the condensed consolidated statements of operations. For the nine months ended June 30, 2023, the $29.4 million loss includes $32.4 million of our share of their non-cash goodwill impairment charge.

See Note 6: Fair Value Measurements for the fair value and carrying value of our investment in Cash Converters.

Founders One, LLC

In October 2021, we invested $15.0 million in exchange for a non-redeemable voting participating preferred equity interest in Founders One, LLC (“Founders”), a then newly-formed entity with one other member.

On December 2, 2022, we contributed an additional $15.0 million to Founders associated with our preferred interest. In addition, we loaned $15.0 million to Founders in exchange for a Demand Promissory Note secured by the common interest in Founders held by the other member.

In October 2023, we contributed an additional $15.0 million to Founders associated with our preferred interest, bringing our total preferred equity investment in Founders to $45.0 million.

We have an interest in Founders, a variable interest entity, but because the Company is not the primary beneficiary, we do not consolidate Founders. Further, as we are not the appointed manager, we do not have the ability to direct the activities of the investment entity that most significantly impact its economic performance. Consequently, our preferred equity investment in Founders is accounted for utilizing the measurement alternative within ASC 321, Investments — Equity Securities. As of June 30, 2024, our $45.0 million carrying value of the preferred equity investment and $15.0 million Demand Promissory Note are included in “Other investments” and “Prepaid expenses and other current assets” in our condensed consolidated balance sheets, respectively. As of June 30, 2024, our maximum exposure for losses related to our investment in Founders was our $45.0 million preferred equity investment and $15.0 million Demand Promissory Note plus accrued and unpaid interest.

See Note 6: Fair Value Measurements for the fair value and carrying value of our loan to Founders.

Leases - Additional Information (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Jun. 30, 2024	Jun. 30, 2023	Jun. 30, 2024	Jun. 30, 2023
Lessee, Lease, Description [Line Items]
Operating lease payments	$ 15,900	$ 19,500	$ 60,500	$ 56,900
Payments of finance leases	100	0	386	0
Interest on financing lease liabilities	$ 100	$ 0	200	0
Operating lease liability non cash			46,100	55,200
Finance lease liability non cash			$ 300	$ 2,100
Minimum
Lessee, Lease, Description [Line Items]
Initial term of lease	3 years		3 years
Finance, term of lease	2 years		2 years
Maximum
Lessee, Lease, Description [Line Items]
Initial term of lease	10 years		10 years
Finance, term of lease	5 years		5 years

Earnings per Share (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended			9 Months Ended
	Jun. 30, 2024	Jun. 30, 2023	Dec. 31, 2022	Jun. 30, 2024	Jun. 30, 2023	Jul. 05, 2017
Basic earnings per common share:
Net income - basic	$ 17,950	$ 18,222		$ 67,899	$ 28,210
Weighted shares outstanding - basic (in shares)	54,898,000	55,367,000		55,022,000	55,776,000
Basic earnings (loss) per common share (in dollars per share)	$ 0.33	$ 0.33		$ 1.23	$ 0.51
Diluted earnings per common share:
Net income - basic	$ 17,950	$ 18,222		$ 67,899	$ 28,210
Add: Convertible Notes expense, net of tax	2,427	2,644		7,501
Add: Convertible Notes expense, net of tax					1,885
Net income - diluted	$ 20,377	$ 20,866		$ 75,400	$ 30,095
Weighted shares outstanding - basic (in shares)	54,898,000	55,367,000		55,022,000	55,776,000
Equity-based compensation awards - effect of dilution (in shares)	1,056,000	1,041,000		1,129,000	1,058,000
Convertible Notes - effect of dilution (in shares)	27,054,000	30,417,000		28,158,000	22,725,000
Weighted shares outstanding - diluted (in shares)	83,008,000	86,825,000		84,309,000	79,559,000
Diluted earnings (loss) per common share (in dollars per share)	$ 0.25	$ 0.24		$ 0.89	$ 0.38
Potential common shares excluded from the calculation of diluted earnings (loss) per common share above (in shares)	1,917,000	1,705,000		1,913,000	8,051,000
Loss on extinguishment of debt			$ 3,500	$ 0	$ 3,545
2025 Convertible Notes
Diluted earnings per common share:
Loss on extinguishment of debt					5,400
2024 Convertible Notes \| Senior Notes
Diluted earnings per common share:
Convertible Notes - effect of dilution (in shares)	75,854			25,192
Potential common shares excluded from the calculation of diluted earnings (loss) per common share above (in shares)	3,400,000
Loss on extinguishment of debt	$ 0	$ 0		$ 0	$ 8,935
Weighted average shares				1,200,000
Conversion price, per share (in dollars per share)	$ 10.00			$ 10.00		$ 10.00
Convertible Notes
Diluted earnings per common share:
Potential common shares excluded from the calculation of diluted earnings (loss) per common share above (in shares)	0	0		0	6,323,000
Restricted stock
Diluted earnings per common share:
Potential common shares excluded from the calculation of diluted earnings (loss) per common share above (in shares)	1,917,000	1,705,000		1,913,000	1,728,000

Debt - Convertible Senior Notes Due 2029 (Details) - 2029 Convertible Notes		1 Months Ended	3 Months Ended	9 Months Ended
	Dec. 12, 2022 day $ / shares	Dec. 31, 2022 USD ($)	Jun. 30, 2024	Jun. 30, 2024
Common Class A
Debt Instrument [Line Items]
Conversion rate per $1,000 principal amount		0.0890313
Senior Notes
Debt Instrument [Line Items]
Stated interest rate	3.75%	3.75%
Principle amount \| $		$ 230,000,000.0
Effective interest rate			4.28%	4.28%
Conversion price, per share (in dollars per share) \| $ / shares	$ 11.23
Senior Notes \| Debt Conversion, Condition One
Debt Instrument [Line Items]
Threshold trading days (whether or not consecutive)	20
Threshold consecutive trading days	30
Threshold percentage of stock price trigger	130.00%
Senior Notes \| Debt Conversion, Condition One \| Debt Instrument, Redemption, Period One
Debt Instrument [Line Items]
Threshold trading days (whether or not consecutive)	20
Threshold consecutive trading days	30
Threshold percentage of stock price trigger	130.00%
Repurchase price, percent of principal amount	100.00%
Senior Notes \| Debt Conversion, Condition Two
Debt Instrument [Line Items]
Threshold consecutive trading days	5
Threshold percentage of stock price trigger	98.00%
Business day threshold	5

CONDENSED CONSOLIDATED BALANCE SHEETS (Unaudited) (Parenthetical) - $ / shares	Jun. 30, 2024	Sep. 30, 2023	Jun. 30, 2023
Common Stock Class A Non-voting
Common stock, par value (in dollars per share)	$ 0.01	$ 0.01	$ 0.01
Common stock, shares authorized (in shares)	100,000,000	100,000,000	100,000,000
Common stock, shares issued (in shares)	51,771,917	51,869,569	52,214,761
Common stock, shares outstanding (in shares)	51,771,917	51,869,569	52,214,761
Common Stock Class B Voting
Common stock, par value (in dollars per share)	$ 0.01	$ 0.01	$ 0.01
Common stock, shares authorized (in shares)	3,000,000	3,000,000	3,000,000
Common stock, shares issued (in shares)	2,970,171	2,970,171	2,970,171
Common stock, shares outstanding (in shares)	2,970,171	2,970,171	2,970,171

CONDENSED CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME (Unaudited) (Parenthetical) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Jun. 30, 2024	Jun. 30, 2023	Jun. 30, 2024	Jun. 30, 2023
Statement of Comprehensive Income [Abstract]
Foreign currency translation adjustment, tax	$ (101)	$ (30)	$ (60)	$ 706

Earnings per Share

9 Months Ended

Jun. 30, 2024

Earnings Per Share [Abstract]

Earnings per Share

NOTE 3: EARNINGS PER SHARE

The following table reconciles the number of common shares used to compute basic and diluted earnings per share attributable to EZCORP Inc., shareholders:


	Three Months Ended June 30,				Nine Months Ended June 30,
(in thousands, except per share amounts)	2024		2023		2024		2023

Basic earnings per common share:
Net income - basic	$	17,950	$	18,222	$	67,899	$	28,210
Weighted shares outstanding - basic	54,898		55,367		55,022		55,776
Basic earnings per common share	$	0.33	$	0.33	$	1.23	$	0.51

Diluted earnings per common share:
Net income - basic	$	17,950	$	18,222	$	67,899	$	28,210
Add: Convertible Notes interest expense, net of tax*	2,427		2,644		7,501		1,885



Net income - diluted	$	20,377	$	20,866	$	75,400	$	30,095
Weighted shares outstanding - basic	54,898		55,367		55,022		55,776
Equity-based compensation awards - effect of dilution**	1,056		1,041		1,129		1,058
Convertible Notes - effect of dilution***	27,054		30,417		28,158		22,725



Weighted shares outstanding - diluted	83,008		86,825		84,309		79,559
Diluted earnings per common share	$	0.25	$	0.24	$	0.89	$	0.38

Potential common shares excluded from the calculation of diluted earnings per common share above:

Convertible Notes***	—		—		—		6,323



Restricted stock****	1,917		1,705		1,913		1,728
Total	1,917		1,705		1,913		8,051

** Includes time-based share-based awards and performance based awards for which targets for fiscal year tranches have been achieved and vesting is subject only to achievement of service conditions.

Leases (Tables)

9 Months Ended

Jun. 30, 2024

Leases [Abstract]

Schedule of Lessee Assets and Liabilities

The table below presents balances of our lease assets and liabilities and their balance sheet locations for both operating and financing leases:


(in thousands)	Balance Sheet Location	June 30, 2024		June 30, 2023		September 30, 2023
Lease assets:
Operating lease right-of-use assets	Right-of-use assets, net	$	235,030	$	243,100	$	234,388
Financing lease assets	Other assets	1,832		2,076		2,178
Total lease assets		$	236,862	$	245,176	$	236,566




Lease liabilities:
Current:
Operating lease liabilities	Operating lease liabilities, current	$	58,905	$	56,919	$	57,182
Financing lease liabilities	Accounts payable, accrued expenses and other current liabilities	596		472		530
Total current lease liabilities		$	59,501	$	57,391	$	57,712

Non-current:
Operating lease liabilities	Operating lease liabilities	$	188,996	$	197,499	$	193,187
Financing lease liabilities	Other long-term liabilities	1,352		1,645		1,715
Total non-current lease liabilities		$	190,348	$	199,144	$	194,902
Total lease liabilities		$	249,849	$	256,535	$	252,614

Schedule of Lease Cost

The table below provides major components of our lease costs:


	Three Months Ended June 30,				Nine Months Ended June 30,
(in thousands)	2024		2023		2024		2023

Operating lease cost:
Operating lease cost *	$	20,406	$	18,701	$	59,312	$	54,219
Variable lease cost	4,318		4,188		13,176		12,068
Total operating lease cost	$	24,724	$	22,889	$	72,488	$	66,287

Financing lease cost:
Amortization of financing lease assets	$	140	$	106	$	455	$	180
Interest on financing lease liabilities	49		47		177		82
Total financing lease cost	$	189	$	153	$	632	$	262
Total lease cost	$	24,913	$	23,042	$	73,120	$	66,549

The weighted-average term and discount rates for leases are as follows:


	Nine Months Ended June 30,
	2024		2023

Weighted-average remaining lease term (years):
Operating leases	4.88		5.11
Financing leases	3.01		3.88

Weighted-average discount rate:
Operating leases	8.33	%	8.52	%
Financing leases	11.14	%	11.14	%

Schedule of Operating Lease Maturity

As of June 30, 2024, maturities of lease liabilities under ASC 842 by fiscal year were as follows:


(in thousands)	Operating Leases		Financing Leases
Remaining 2024	$	19,113	$	196
Fiscal 2025	75,596		783
Fiscal 2026	64,879		783
Fiscal 2027	50,391		500
Fiscal 2028	35,301		36
Thereafter	56,958		—
Total lease liabilities	$	302,238	$	2,298
Less: portion representing imputed interest	54,337		350
Total net lease liabilities	$	247,901	$	1,948
Less: current portion	58,905		596
Total long term net lease liabilities	$	188,996	$	1,352

Organization and Summary of Significant Accounting Policies - Investments (Details) - USD ($) $ in Thousands	Jun. 30, 2024	Sep. 30, 2023	Jun. 30, 2023
Schedule of Equity Method Investments [Line Items]
Equity method investments	$ 12,297	$ 10,987	$ 10,247
Rich Data Corporation (RDC)
Schedule of Equity Method Investments [Line Items]
Equity method investments	$ 6,200	$ 6,200	$ 6,200

- Definition

This item represents the carrying amount on the entity's balance sheet of its investment in common stock of an equity method investee. This is not an indicator of the fair value of the investment, rather it is the initial cost adjusted for the entity's share of earnings and losses of the investee, adjusted for any distributions (dividends) and other than temporary impairment (OTTI) losses recognized.

+ References + Details

Fair Value Measurements - Financial Assets and Liabilities (Details) - USD ($) $ in Thousands	Jun. 30, 2024	Sep. 30, 2023	Jun. 30, 2023	Dec. 31, 2022	Apr. 30, 2019	Mar. 31, 2019
Promissory note receivable from Founders
Financial assets:
Notes receivable, fair value				$ 15,000
Promissory note receivable from Founders \| Carrying Value
Financial assets:
Notes receivable, fair value	$ 16,186	$ 16,500	$ 16,050
Promissory note receivable from Founders \| Estimated Fair Value
Financial assets:
Notes receivable, fair value	16,186	16,500	16,050
Promissory note receivable from Founders \| Estimated Fair Value \| Level 1
Financial assets:
Notes receivable, fair value	0	0	0
Promissory note receivable from Founders \| Estimated Fair Value \| Level 2
Financial assets:
Notes receivable, fair value	0	0	0
Promissory note receivable from Founders \| Estimated Fair Value \| Level 3
Financial assets:
Notes receivable, fair value	16,186	16,500	16,050
Investments in unconsolidated affiliates \| Carrying Value
Financial assets:
Investments in unconsolidated affiliates	12,297	10,987	10,247
Investments in unconsolidated affiliates \| Estimated Fair Value
Financial assets:
Investments in unconsolidated affiliates	40,762	35,998	41,367
Investments in unconsolidated affiliates \| Estimated Fair Value \| Level 1
Financial assets:
Investments in unconsolidated affiliates	39,912	35,998	41,367
Investments in unconsolidated affiliates \| Estimated Fair Value \| Level 2
Financial assets:
Investments in unconsolidated affiliates	0	0	0
Investments in unconsolidated affiliates \| Estimated Fair Value \| Level 3
Financial assets:
Investments in unconsolidated affiliates	850	0	0
2024 Convertible Notes \| Carrying Value
Financial liabilities:
Debt instruments, fair value	34,386	34,265	34,223
2024 Convertible Notes \| Estimated Fair Value
Financial liabilities:
Debt instruments, fair value	34,690	35,765	36,126
2024 Convertible Notes \| Estimated Fair Value \| Level 1
Financial liabilities:
Debt instruments, fair value	0	0	0
2024 Convertible Notes \| Estimated Fair Value \| Level 2
Financial liabilities:
Debt instruments, fair value	34,690	35,765	36,126
2024 Convertible Notes \| Estimated Fair Value \| Level 3
Financial liabilities:
Debt instruments, fair value	0	0	0
2025 Convertible Notes \| Carrying Value
Financial liabilities:
Debt instruments, fair value	102,940	102,563	102,433
2025 Convertible Notes \| Estimated Fair Value
Financial liabilities:
Debt instruments, fair value	99,238	96,137	94,586
2025 Convertible Notes \| Estimated Fair Value \| Level 1
Financial liabilities:
Debt instruments, fair value	0	0	0
2025 Convertible Notes \| Estimated Fair Value \| Level 2
Financial liabilities:
Debt instruments, fair value	99,238	96,137	94,586
2025 Convertible Notes \| Estimated Fair Value \| Level 3
Financial liabilities:
Debt instruments, fair value	0	0	0
2029 Convertible Notes \| Carrying Value
Financial liabilities:
Debt instruments, fair value	223,998	223,284	223,030
2029 Convertible Notes \| Estimated Fair Value
Financial liabilities:
Debt instruments, fair value	262,564	224,112	228,294
2029 Convertible Notes \| Estimated Fair Value \| Level 1
Financial liabilities:
Debt instruments, fair value	0	0	0
2029 Convertible Notes \| Estimated Fair Value \| Level 2
Financial liabilities:
Debt instruments, fair value	262,564	224,112	228,294
2029 Convertible Notes \| Estimated Fair Value \| Level 3
Financial liabilities:
Debt instruments, fair value	$ 0	0	0
Promissory note receivable due April 2024
Financial assets:
Notes receivable, fair value					$ 1,100	$ 1,100
Promissory note receivable due April 2024 \| Carrying Value
Financial assets:
Notes receivable, fair value		1,251	1,242
Promissory note receivable due April 2024 \| Estimated Fair Value
Financial assets:
Notes receivable, fair value		1,251	1,242
Promissory note receivable due April 2024 \| Estimated Fair Value \| Level 1
Financial assets:
Notes receivable, fair value		0	0
Promissory note receivable due April 2024 \| Estimated Fair Value \| Level 2
Financial assets:
Notes receivable, fair value		0	0
Promissory note receivable due April 2024 \| Estimated Fair Value \| Level 3
Financial assets:
Notes receivable, fair value		$ 1,251	$ 1,242

Debt

9 Months Ended

Jun. 30, 2024

Debt Disclosure [Abstract]

Debt

NOTE 7: DEBT

The following table presents the Company's debt instruments outstanding:


	June 30, 2024						June 30, 2023						September 30, 2023
(in thousands)	Gross Amount		Debt Issuance Costs		Carrying Amount		Gross Amount		Debt Issuance Costs		Carrying Amount		Gross Amount		Debt Issuance Costs		Carrying Amount

2029 Convertible Notes	$	230,000	$	(6,002)	$	223,998	$	230,000	$	(6,970)	$	223,030	$	230,000	$	(6,716)	$	223,284
2025 Convertible Notes	103,373		(433)		102,940		103,373		(940)		102,433		103,373		(810)		102,563
2024 Convertible Notes	34,389		(3)		34,386		34,389		(166)		34,223		34,389		(124)		34,265

Total	$	367,762	$	(6,438)	$	361,324	$	367,762	$	(8,076)	$	359,686	$	367,762	$	(7,650)	$	360,112
Less current portion	137,762		(436)		137,326		—		—		—		34,389		(124)		34,265
Total long-term debt	$	230,000	$	(6,002)	$	223,998	$	367,762	$	(8,076)	$	359,686	$	333,373	$	(7,526)	$	325,847

The following table presents the Company’s contractual maturities related to the debt instruments as of June 30, 2024:


	Schedule of Contractual Maturities
(in thousands)	2029 Convertible Notes		2025 Convertible Notes		2024 Convertible Notes		Total

Remaining 2024	$	—	$	—	$	34,389	$	34,389
Fiscal 2025	—		103,373		—		103,373
Fiscal 2026	—		—		—		—
Fiscal 2027	—		—		—		—
Fiscal 2028	—		—		—		—
Thereafter	230,000		—		—		230,000
Total long-term debt	$	230,000	$	103,373	$	34,389	$	367,762

The following table presents the Company’s interest expense related to the Convertible Notes for the three and nine months ended June 30, 2024 and 2023:


	Three Months Ended June 30,				Nine Months Ended June 30,
(in thousands)	2024		2023		2024		2023

2029 Convertible Notes:
Contractual interest expense	$	2,156	$	2,157	$	6,469	$	4,744
Amortization of deferred financing costs	242		239		714		488

Total interest expense	$	2,398	$	2,396	$	7,183	$	5,232

2025 Convertible Notes:
Contractual interest expense	$	613	$	614	$	1,841	$	2,170
Amortization of deferred financing costs	123		121		377		429
Gain on extinguishment	—		—		—		(5,389)
Total interest expense	$	736	$	735	$	2,218	$	(2,790)

2024 Convertible Notes:
Contractual interest expense	$	248	$	247	$	742	$	1,370
Amortization of deferred financing costs	40		39		121		218
Loss on extinguishment	—		—		—		8,935
Total interest expense	$	288	$	286	$	863	$	10,523

3.750% Convertible Senior Notes Due 2029

In December 2022, we issued $230.0 million aggregate principal amount of 3.750% Convertible Senior Notes Due 2029 (the “2029 Convertible Notes”), for which $230.0 million remains outstanding as of June 30, 2024. The 2029 Convertible Notes were issued pursuant to an indenture dated December 12, 2022 (the “2022 Indenture”) by and between the Company and Truist Bank, as trustee. The 2029 Convertible Notes were issued in a private offering under Rule 144A under the Securities Act of 1933. The 2029 Convertible Notes pay interest semi-annually in arrears at a rate of 3.750% per annum on June 15 and December 15 of each year, commencing June 15, 2023, and mature on December 15, 2029 (the “2029 Maturity Date”), unless converted, redeemed or repurchased in accordance with the terms prior to such date. At maturity, the holders of the 2029 Convertible Notes will be entitled to receive cash equal to the principal of the 2029 Convertible Notes plus accrued interest.

The effective interest rate for the three and nine months ended June 30, 2024 was approximately 4.28%. As of June 30, 2024, the remaining unamortized debt issuance costs will be amortized using the effective interest method through the 2029 Maturity Date assuming no early conversion.

The 2029 Convertible Notes are convertible based on an initial conversion rate of 89.0313 shares of Class A Common Stock per $1,000 principal amount (equivalent to an initial conversion price of $11.23 per share). The conversion rate will not be adjusted for any accrued and unpaid interest. The 2029 Convertible Notes contain certain make-whole fundamental change premiums and customary anti-dilution adjustments. Upon conversion, we may settle in cash, shares of Class A Common Stock or any combination thereof, at our election.

Prior to June 15, 2029, the 2029 Convertible Notes will be convertible only under the following circumstances: (1) during any fiscal quarter commencing after the fiscal quarter ending on March 31, 2023 (and only during such fiscal quarter), if the last reported sale price of our Class A Common Stock for at least 20 trading days (whether or not consecutive) during a period of 30 consecutive trading days ending on the last trading day of the immediately preceding fiscal quarter is greater than or equal to 130% of the conversion price on each applicable trading day; (2) during the five business day period after any five consecutive trading day period (the “measurement period”) in which the trading price, as defined in the 2022 Indenture, per $1,000 principal amount of notes for each trading day of the measurement period was less than 98% of the product of the last reported sale price of our Class A Common Stock and the conversion rate on such trading day; (3) if we call any or all of the 2029 Convertible Notes for redemption, at any time prior to the close of business on the business day immediately preceding the redemption date; or (4) upon the occurrence of specified corporate events, as defined in the 2022 Indenture. On or after June 15, 2029 until the close of business on the business day immediately preceding the 2029 Maturity Date, holders of 2029 Convertible Notes may, at their option, convert their 2029 Convertible Notes at any time, regardless of the foregoing circumstances.

We may not redeem the 2029 Convertible Notes prior to December 21, 2026. At our option, we may redeem for cash all or any portion of the 2029 Convertible Notes on or after December 21, 2026, if the last reported sale price of the Class A Common Stock has been at least 130% of the conversion price then in effect for at least 20 trading days (whether or not consecutive), including the trading day immediately preceding the date on which we provide notice of redemption, during any 30 consecutive trading day period ending on, and including, the trading day immediately preceding the date on which we provide notice of redemption. The redemption price will be equal to 100% of the principal amount of the 2029 Convertible Notes to be redeemed, plus accrued and unpaid interest to, but excluding, the redemption date.

The stock trading price condition and other triggers are measured on a quarter-by-quarter basis and were not met as of June 30, 2024. As of June 30, 2024, the if-converted value of the 2029 Convertible Notes did not exceed the principal amount.

Note Repurchases

In December 2022, the Company repurchased approximately $109.4 million aggregate principal amount of 2.875% Convertible Senior Notes Due 2024 for approximately $117.5 million plus accrued interest and approximately $69.1 million aggregate principal amount of 2.375% Convertible Senior Notes Due 2025 for approximately $62.9 million plus accrued interest and recognized a $3.5 million loss on extinguishment of debt recorded to “Interest expense” in the Company’s condensed consolidated statement of operations for the three months ended December 31, 2022.

2.375% 2025 Convertible Senior Notes Due 2025

In May 2018, we issued $172.5 million aggregate principal amount of 2.375% Convertible Senior Notes Due 2025 (the “2025 Convertible Notes”), for which $103.4 million remains outstanding as of June 30, 2024. The 2025 Convertible Notes were issued pursuant to an indenture dated May 14, 2018 (the “2018 Indenture”) by and between the Company and Wells Fargo Bank, National Association, as the original trustee. Effective October 1, 2019, Truist (formerly BB&T) assumed the duties and responsibilities as trustee under the 2018 Indenture. The 2025 Convertible Notes were issued in a private offering under Rule 144A under the Securities Act of 1933. The 2025 Convertible Notes pay interest semi-annually in arrears at a rate of 2.375% per annum on May 1 and November 1 of each year, commencing November 1, 2018, and mature on May 1, 2025 (the “2025 Maturity Date”), unless converted, redeemed or repurchased in accordance with the terms prior to such date.

The effective interest rate for the three and nine months ended June 30, 2024 was approximately 2.88% for the 2025 Convertible Notes. As of June 30, 2024, the remaining unamortized debt issuance costs will be amortized using the effective interest method through the 2025 Maturity Date assuming no early conversion.

The 2025 Convertible Notes are convertible based on an initial conversion rate of 62.8931 shares of Class A Common Stock per $1,000 principal amount (equivalent to an initial conversion price of $15.90 per share). The conversion rate will not be adjusted for any accrued and unpaid interest. The 2025 Convertible Notes contain certain make-whole fundamental change premiums and customary anti-dilution adjustments. Upon conversion, we may settle in cash, shares of Class A Common Stock or any combination thereof, at our election.

Prior to November 1, 2024, the 2025 Convertible Notes are convertible only under the following circumstances: (1) during any fiscal quarter commencing after the fiscal quarter ended on June 30, 2018 (and only during such fiscal quarter), if the last reported sale price of our Class A Common Stock for at least 20 trading days (whether or not consecutive) during a period of 30 consecutive trading days ending on the last trading day of the immediately preceding fiscal quarter is greater than or equal to 130% of the conversion price on each applicable trading day; (2) during the five business day period after any five consecutive trading day period (the “measurement period”) in which the trading price, as defined in the 2018 Indenture, per $1,000 principal amount of notes for each trading day of the measurement period was less than 98% of the product of the last reported sale price of our Class A Common Stock and the conversion rate on such trading day; (3) if we call any or all of the 2025 Convertible Notes for redemption, at any time prior to the close of business on the business day immediately preceding the redemption date; or (4) upon the occurrence of specified corporate events, as defined in the 2018 Indenture. On or after November 1, 2024 until the close of business on the business day immediately preceding the 2025 Maturity Date, holders of 2025 Convertible Notes may, at their option, convert their 2025 Convertible Notes at any time, regardless of the foregoing circumstances.

At our option, we may redeem for cash all or any portion of the 2025 Convertible Notes if the last reported sale price of the Class A Common Stock has been at least 130% of the conversion price then in effect for at least 20 trading days (whether or not consecutive), including the trading day immediately preceding the date on which we provide notice of redemption, during any 30 consecutive trading day period ending on, and including, the trading day immediately preceding the date on which we provide notice of redemption. The redemption price will be equal to 100% of the principal amount of the 2025 Convertible Notes to be redeemed, plus accrued and unpaid interest to, but excluding, the redemption date.

The stock trading price condition and other triggers are measured on a quarter-by-quarter basis and were not met as of June 30, 2024. As of June 30, 2024, the if-converted value of the 2025 Convertible Notes did not exceed the principal amount.

2.875% Convertible Senior Notes Due 2024

In July 2017, we issued $143.75 million aggregate principal amount of 2.875% Convertible Senior Notes Due 2024 (the “2024 Convertible Notes”), of which $34.4 million remains outstanding as of June 30, 2024. The 2024 Convertible Notes were issued pursuant to an indenture dated July 5, 2017 (the “2017 Indenture”) by and between the Company and Wells Fargo Bank, National Association, as the original trustee. Effective October 1, 2019, Truist (formerly BB&T) assumed the duties and responsibilities as trustee under the 2017 Indenture. The 2024 Convertible Notes were issued in a private offering under Rule 144A under the Securities Act of 1933. The 2024 Convertible Notes pay interest semi-annually in arrears at a rate of 2.875% per annum on January 1 and July 1 of each year, commencing January 1, 2018, and mature on July 1, 2024 (the “2024 Maturity Date”), unless converted, redeemed or repurchased in accordance with the terms prior to such date. At maturity, the holders of the 2024 Convertible Notes will be entitled to receive cash equal to the principal of the 2024 Convertible Notes plus accrued interest.

The effective interest rate for the three and nine months ended June 30, 2024 was approximately 3.35%. As of June 30, 2024, the remaining unamortized debt issuance costs will be amortized using the effective interest method through the 2024 Maturity Date assuming no early conversion.

The 2024 Convertible Notes are convertible based on an initial conversion rate of 100 shares of Class A Common Stock per $1,000 principal amount (equivalent to an initial conversion price of $10.00 per share). The conversion rate will not be adjusted for any accrued and unpaid interest. The 2024 Convertible Notes contain certain make-whole fundamental change premiums and customary anti-dilution adjustments.

Until the close of business on the business day immediately preceding the 2024 Maturity Date, holders of 2024 Convertible Notes may, at their option, convert their 2024 Convertible Notes at any time.

Because we did not elect an alternative settlement method prior to January 1, 2024, conversions will be settled by combination settlement, which is $1,000 cash (per the $1,000 principal value) plus stock equal to the accreted value as defined in the 2017 Indenture.

As of June 30, 2024, based on the terms of the 2017 Indenture, the if-converted value of the 2024 Convertible Notes exceeded the principal amount by $0.8 million, or approximately 77,000 Class A common shares.

Prior to the 2024 Maturity Date, certain holders of the 2024 Convertible Notes elected to convert their 2024 Convertible Notes, resulting in combination settlement on the 2024 Maturity Date. On July 1, 2024, the $34.4 million aggregate principal amount outstanding plus accrued interest was repaid using cash on hand and 77,328 Class A Common Stock shares, equal to the accreted value, were issued as part of the 2024 Convertible Notes conversion

- Definition

The entire disclosure for information about short-term and long-term debt arrangements, which includes amounts of borrowings under each line of credit, note payable, commercial paper issue, bonds indenture, debenture issue, own-share lending arrangements and any other contractual agreement to repay funds, and about the underlying arrangements, rationale for a classification as long-term, including repayment terms, interest rates, collateral provided, restrictions on use of assets and activities, whether or not in compliance with debt covenants, and other matters important to users of the financial statements, such as the effects of refinancing and noncompliance with debt covenants.

+ References

Reference 1: http://www.xbrl.org/2003/role/disclosureRef
-Topic 470
-SubTopic 10
-Name Accounting Standards Codification
-Section 50
-Paragraph 6
-Subparagraph (b)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147481544/470-10-50-6

Reference 2: http://www.xbrl.org/2003/role/disclosureRef
-Topic 470
-SubTopic 10
-Name Accounting Standards Codification
-Section 50
-Paragraph 6
-Subparagraph (a)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147481544/470-10-50-6

Reference 3: http://www.xbrl.org/2003/role/disclosureRef
-Topic 405
-SubTopic 40
-Name Accounting Standards Codification
-Section 50
-Paragraph 1
-Subparagraph (d)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147477092/405-40-50-1

Reference 4: http://www.xbrl.org/2003/role/disclosureRef
-Topic 405
-SubTopic 40
-Name Accounting Standards Codification
-Section 50
-Paragraph 1
-Subparagraph (a)(3)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147477092/405-40-50-1

Reference 5: http://www.xbrl.org/2003/role/disclosureRef
-Topic 405
-SubTopic 40
-Name Accounting Standards Codification
-Section 50
-Paragraph 1
-Subparagraph (a)(2)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147477092/405-40-50-1

Reference 6: http://www.xbrl.org/2003/role/disclosureRef
-Topic 405
-SubTopic 40
-Name Accounting Standards Codification
-Section 50
-Paragraph 1
-Subparagraph (a)(1)
-Publisher FASB
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+ Details

Insider Trading Arrangements	3 Months Ended	9 Months Ended
Insider Trading Arrangements	Jun. 30, 2024 shares	Jun. 30, 2024 shares
Trading Arrangements, by Individual
Non-Rule 10b5-1 Arrangement Adopted	false
Rule 10b5-1 Arrangement Terminated	false
Non-Rule 10b5-1 Arrangement Terminated	false
Keith Robertson [Member]
Trading Arrangements, by Individual
Material Terms of Trading Arrangement		On May 23, 2024, Keith Robertson, Chief Information Officer, entered into a prearranged trading plan to sell up to 89,830 shares of the Company’s Class A Non-Voting Common Stock between September 1, 2024 and December 31, 2024 pursuant to the terms of the plan. The plan is designed to satisfy the affirmative defense conditions of Rule 10b5-1(c) under the Exchange Act and comply with the Company’s policies regarding stock transactions.
Name	Keith Robertson
Title	Chief Information Officer
Rule 10b5-1 Arrangement Adopted	true
Adoption Date	May 23, 2024
Expiration Date	December 31, 2024
Arrangement Duration	121 days
Aggregate Available	89,830	89,830

Common Stock and Stock Compensation - Additional Information (Details) - USD ($) $ in Thousands		1 Months Ended	3 Months Ended						9 Months Ended		26 Months Ended
	May 03, 2022	Dec. 31, 2022	Jun. 30, 2024	Mar. 31, 2024	Dec. 31, 2023	Jun. 30, 2023	Mar. 31, 2023	Dec. 31, 2022	Jun. 30, 2024	Jun. 30, 2023	Jun. 30, 2024
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Common stock repurchased and retired (in shares)		578,703
Common stock repurchased and retired			$ 2,999	$ 3,003	$ 3,007	$ 3,004	$ 3,951	$ 7,027
Purchase and retirement of treasury stock		$ 5,000							$ 9,009	$ 13,982
Common Class A
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Stock repurchase program, amount authorized	$ 50,000
Stock repurchase program, period (in years)	3 years
Common stock repurchased and retired (in shares)			285,392			346,310			945,749	1,037,703	2,572,794
Common stock repurchased and retired			$ 3,000			$ 3,000			$ 9,000	$ 9,000	$ 23,000

- Definition

Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.

+ References

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+ Details

Supplemental Consolidated Financial Information (Tables)

9 Months Ended

Jun. 30, 2024

Organization, Consolidation and Presentation of Financial Statements [Abstract]

Schedule of Information on Accounts Receivable, Net, Inventories, Net, Property and Equipment, Net

The following table provides supplemental information on net amounts included in our condensed consolidated balance sheets:


(in thousands)	June 30, 2024		June 30, 2023		September 30, 2023

Gross pawn service charges receivable	$	53,532	$	47,071	$	50,881
Allowance for uncollectible pawn service charges receivable	(12,894)		(12,112)		(11,996)
Pawn service charges receivable, net	$	40,638	$	34,959	$	38,885

Gross inventory	$	175,187	$	157,590	$	169,138
Inventory reserves	(3,250)		(2,646)		(2,661)
Inventory, net	$	171,937	$	154,944	$	166,477

Prepaid expenses and other	$	4,753	$	6,081	$	4,106
Accounts receivable, notes receivable and other	30,845		29,860		30,548
Income taxes prepaid and receivable	4,793		8,984		4,969
Prepaid expenses and other current assets	$	40,391	$	44,925	$	39,623

Property and equipment, gross	$	278,231	$	335,296	$	345,461
Accumulated depreciation	(218,305)		(273,447)		(277,365)
Property and equipment, net	$	59,926	$	61,849	$	68,096

Accounts payable	$	14,910	$	19,220	$	23,022
Accrued payroll	16,551		13,668		11,472
Incentive accrual	14,508		13,564		18,544
Other payroll related expenses	2,951		6,059		5,262
Accrued sales and VAT taxes	4,106		6,663		5,565
Accrued income taxes payable	2,115		2,646		2,628
Other current liabilities	14,601		12,638		15,112
Accounts payable, accrued expenses and other current liabilities	$	69,742	$	74,458	$	81,605

Schedule of Supplemental Disclosure of Consolidated Statements of Cash Flows Information

The following table provides supplemental disclosure of condensed consolidated statements of cash flows information:


	Nine Months Ended June 30,
(in thousands)	2024		2023

Supplemental disclosure of cash flow information
Cash and cash equivalents at beginning of period	$	220,595	$	206,028
Restricted cash at beginning of period	8,373		8,341
Total cash and cash equivalents and restricted cash at beginning of period	$	228,968	$	214,369

Cash and cash equivalents at end of period	$	218,038	$	237,974
Restricted cash at end of period	9,204		8,549
Total cash and cash equivalents and restricted cash at end of period	$	227,242	$	246,523

Non-cash investing and financing activities:
Pawn loans forfeited and transferred to inventory	$	276,101	$	238,899

Transfer of equity consideration for acquisition	—		99
Acquisition earn-out contingency	—		2,000
Accrued acquisition consideration	741		1,220

Fair Value Measurements - Additional Information (Details) - USD ($) $ in Thousands	1 Months Ended	3 Months Ended	9 Months Ended
	Apr. 30, 2019	Jun. 30, 2023	Jun. 30, 2024	Jun. 30, 2023	Dec. 31, 2022	Mar. 31, 2019
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Acquisition earn-out contingency		$ 2,000	$ 0	$ 2,000
Bajio
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Obligation with an offset, other		2,600		5,100
Acquisition earn-out contingency		$ 0		$ 0
Promissory note receivable due April 2024
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Notes receivable, fair value	$ 1,100					$ 1,100
Interest on note receivable	2.89%
Promissory note receivable from Founders
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Notes receivable, fair value					$ 15,000
Interest on note receivable			15.00%

Common Stock and Stock Compensation (Tables)

9 Months Ended

Jun. 30, 2024

Share-Based Payment Arrangement [Abstract]

Schedule of Restricted Stock Award Activity

The following table presents a summary of stock compensation activity:


	Shares	Weighted Average Grant Date Fair Value

Outstanding as of September 30, 2023	2,555,899	$	6.80
Granted (a)	1,442,461	7.59
Released (b)	(1,225,328)	5.25
Cancelled	(63,211)	7.32
Outstanding as of June 30, 2024	2,709,821	$	7.91

(a) Includes performance adjustment of 353,993 shares awarded above their target grants resulting from the achievement of performance targets established at the grant date.

(b) 377,231 shares were withheld to satisfy related income tax withholding.

CONDENSED CONSOLIDATED STATEMENTS OF CASH FLOWS (Unaudited) - USD ($) $ in Thousands	9 Months Ended
	Jun. 30, 2024	Jun. 30, 2023
Operating activities:
Net income	$ 67,899	$ 28,210
Adjustments to reconcile net income to net cash flows from operating activities:
Depreciation and amortization	24,942	23,977
Amortization of debt discount and deferred financing costs	1,212	1,135
Non-cash lease expense	43,999	41,752
Deferred income taxes	438	(7,489)
Other adjustments	69	(4,894)
Provision for inventory reserve	589	(160)
Stock compensation expense	7,945	6,876
Equity in net (income) loss from investment in unconsolidated affiliates	(4,135)	29,394
Net loss on extinguishment of debt	0	3,545
Changes in operating assets and liabilities, net of business acquisitions:
Pawn service charges receivable	(1,593)	(316)
Inventory	(2,775)	(5,501)
Prepaid expenses, other current assets and other assets	(3,625)	(2,750)
Accounts payable, accrued expenses and other liabilities	(65,396)	(53,018)
Customer layaway deposits	1,055	1,036
Income taxes	(360)	8,923
Dividends from unconsolidated affiliates	0	3,589
Net cash provided by operating activities	70,264	74,309
Investing activities:
Loans made	(683,121)	(592,689)
Loans repaid	391,297	343,886
Recovery of pawn loan principal through sale of forfeited collateral	272,781	251,608
Capital expenditures, net	(16,870)	(27,751)
Acquisitions, net of cash acquired	(11,963)	(12,968)
Proceeds from notes receivable	1,100
Issuance of notes receivable		(15,500)
Investment in unconsolidated affiliate	(993)	(2,133)
Investment in other investments	(15,000)	(15,000)
Dividends from unconsolidated affiliates	3,535	0
Net cash used in investing activities	(59,234)	(70,547)
Financing activities:
Taxes paid related to net share settlement of equity awards	(3,253)	(1,149)
Proceeds from issuance of debt	0	230,000
Debt issuance cost	0	(7,458)
Cash paid on extinguishment of debt	0	(1,951)
Payments on debt	0	(178,488)
Purchase and retirement of treasury stock	(9,009)	(13,982)
Payments of finance leases	(386)	0
Net cash (used in) provided by financing activities	(12,648)	26,972
Effect of exchange rate changes on cash and cash equivalents and restricted cash	(108)	1,420
Net (decrease) increase in cash, cash equivalents and restricted cash	(1,726)	32,154
Cash and cash equivalents and restricted cash at beginning of period	228,968	214,369
Cash and cash equivalents and restricted cash at end of period	$ 227,242	$ 246,523

Goodwill - Schedule of Goodwill (Details) - USD ($) $ in Thousands	9 Months Ended
	Jun. 30, 2024	Jun. 30, 2023
Goodwill [Roll Forward]
Beginning balance	$ 302,372	$ 286,828
Acquisitions	8,329	9,468
Effect of foreign currency translation changes	(1,854)	5,824
Ending balance	308,847	302,120
U.S. Pawn
Goodwill [Roll Forward]
Beginning balance	255,942	245,503
Acquisitions	8,329	9,468
Effect of foreign currency translation changes	0	0
Ending balance	264,271	254,971
Latin America Pawn
Goodwill [Roll Forward]
Beginning balance	46,430	41,325
Acquisitions	0	0
Effect of foreign currency translation changes	(1,854)	5,824
Ending balance	$ 44,576	$ 47,149

- Definition

Amount, after accumulated impairment loss, of asset representing future economic benefit arising from other asset acquired in business combination or from joint venture formation or both, that is not individually identified and separately recognized.

+ References

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Reference 6: http://www.xbrl.org/2003/role/disclosureRef
-Topic 350
-SubTopic 20
-Name Accounting Standards Codification
-Section 45
-Paragraph 1
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147482598/350-20-45-1

Reference 7: http://www.xbrl.org/2009/role/commonPracticeRef
-Topic 350
-SubTopic 20
-Name Accounting Standards Codification
-Section 50
-Paragraph 1
-Subparagraph (a)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147482573/350-20-50-1

Reference 8: http://www.xbrl.org/2009/role/commonPracticeRef
-Topic 350
-SubTopic 20
-Name Accounting Standards Codification
-Section 50
-Paragraph 1
-Subparagraph (h)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147482573/350-20-50-1

Reference 9: http://www.xbrl.org/2003/role/disclosureRef
-Topic 942
-SubTopic 210
-Name Accounting Standards Codification
-Section S99
-Paragraph 1
-Subparagraph (SX 210.9-03(10)(1))
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147478546/942-210-S99-1

+ Details

Contingencies	9 Months Ended
Contingencies	Jun. 30, 2024
Commitments and Contingencies Disclosure [Abstract]
Contingencies	NOTE 9: CONTINGENCIES Currently, and from time to time, we are involved in various claims, disputes, lawsuits, investigations, and legal and regulatory proceedings. We accrue for contingencies if it is probable that a liability has been incurred and the amount of the loss can be reasonably estimated. Because these matters are inherently unpredictable and unfavorable developments or resolutions can occur, assessing contingencies requires judgments and is highly subjective about future events, and the amount of resulting loss may differ from these estimates. We do not believe the resolution of any particular matter will have a material adverse effect on our financial condition, results of operations or liquidity.

Debt - Note Repurchases (Details) - USD ($) $ in Thousands	3 Months Ended			9 Months Ended
Debt - Note Repurchases (Details) - USD ($) $ in Thousands	Jun. 30, 2024	Jun. 30, 2023	Dec. 31, 2022	Jun. 30, 2024	Jun. 30, 2023	May 14, 2018	Jul. 05, 2017
Debt Instrument [Line Items]
Loss on extinguishment of debt			$ 3,500	$ 0	$ 3,545
2024 Convertible Notes \| Senior Notes
Debt Instrument [Line Items]
Repurchased principal amount			109,400
Stated interest rate							2.875%
Repurchase price			117,500
Loss on extinguishment of debt	$ 0	$ 0		0	8,935
2025 Convertible Notes \| Senior Notes
Debt Instrument [Line Items]
Repurchased principal amount			69,100
Stated interest rate						2.375%
Repurchase price			$ 62,900
Loss on extinguishment of debt	$ 0	$ 0		$ 0	$ (5,389)

- Definition

Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.

+ References

+ Details

Strategic Investments - Additional Information (Details) - USD ($) $ in Thousands		1 Months Ended		3 Months Ended		9 Months Ended
	Dec. 02, 2022	Oct. 31, 2023	Oct. 31, 2021	Jun. 30, 2024	Jun. 30, 2023	Jun. 30, 2024	Jun. 30, 2023
Schedule of Equity Method Investments [Line Items]
Dividends from unconsolidated affiliates						$ 0	$ 3,589
Income (loss) from equity method investments				$ 1,263	$ 1,523	$ 4,135	(29,394)
Cash Converters International Limited
Schedule of Equity Method Investments [Line Items]
Shares owned (in shares)				273,939,157		273,939,157
Ownership percentage				43.70%		43.70%
Percentage of ownership increase						30.00%
Dividends from unconsolidated affiliates						$ 3,500	3,600
Cash Converted International Limited
Schedule of Equity Method Investments [Line Items]
Income (loss) from equity method investments				$ 1,400	$ 1,500	4,300	(29,400)
Impairment							$ 32,400
Founders One LLC
Schedule of Equity Method Investments [Line Items]
Payments to acquire equity investment	$ 15,000	$ 15,000	$ 15,000
Notes receivable, net	$ 15,000
Equity securities, fair value		$ 45,000		$ 45,000		$ 45,000

Debt (Tables)

9 Months Ended

Jun. 30, 2024

Debt Disclosure [Abstract]

Schedule of Long Term Debt Instruments

The following table presents the Company's debt instruments outstanding:


	June 30, 2024						June 30, 2023						September 30, 2023
(in thousands)	Gross Amount		Debt Issuance Costs		Carrying Amount		Gross Amount		Debt Issuance Costs		Carrying Amount		Gross Amount		Debt Issuance Costs		Carrying Amount

2029 Convertible Notes	$	230,000	$	(6,002)	$	223,998	$	230,000	$	(6,970)	$	223,030	$	230,000	$	(6,716)	$	223,284
2025 Convertible Notes	103,373		(433)		102,940		103,373		(940)		102,433		103,373		(810)		102,563
2024 Convertible Notes	34,389		(3)		34,386		34,389		(166)		34,223		34,389		(124)		34,265

Total	$	367,762	$	(6,438)	$	361,324	$	367,762	$	(8,076)	$	359,686	$	367,762	$	(7,650)	$	360,112
Less current portion	137,762		(436)		137,326		—		—		—		34,389		(124)		34,265
Total long-term debt	$	230,000	$	(6,002)	$	223,998	$	367,762	$	(8,076)	$	359,686	$	333,373	$	(7,526)	$	325,847

Schedule of Maturities of Long-Term Debt

The following table presents the Company’s contractual maturities related to the debt instruments as of June 30, 2024:


	Schedule of Contractual Maturities
(in thousands)	2029 Convertible Notes		2025 Convertible Notes		2024 Convertible Notes		Total

Remaining 2024	$	—	$	—	$	34,389	$	34,389
Fiscal 2025	—		103,373		—		103,373
Fiscal 2026	—		—		—		—
Fiscal 2027	—		—		—		—
Fiscal 2028	—		—		—		—
Thereafter	230,000		—		—		230,000
Total long-term debt	$	230,000	$	103,373	$	34,389	$	367,762

Schedule of Interest Expense

The following table presents the Company’s interest expense related to the Convertible Notes for the three and nine months ended June 30, 2024 and 2023:


	Three Months Ended June 30,				Nine Months Ended June 30,
(in thousands)	2024		2023		2024		2023

2029 Convertible Notes:
Contractual interest expense	$	2,156	$	2,157	$	6,469	$	4,744
Amortization of deferred financing costs	242		239		714		488

Total interest expense	$	2,398	$	2,396	$	7,183	$	5,232

2025 Convertible Notes:
Contractual interest expense	$	613	$	614	$	1,841	$	2,170
Amortization of deferred financing costs	123		121		377		429
Gain on extinguishment	—		—		—		(5,389)
Total interest expense	$	736	$	735	$	2,218	$	(2,790)

2024 Convertible Notes:
Contractual interest expense	$	248	$	247	$	742	$	1,370
Amortization of deferred financing costs	40		39		121		218
Loss on extinguishment	—		—		—		8,935
Total interest expense	$	288	$	286	$	863	$	10,523

- Definition

Tabular disclosure of long-debt instruments or arrangements, including identification, terms, features, collateral requirements and other information necessary to a fair presentation. These are debt arrangements that originally required repayment more than twelve months after issuance or greater than the normal operating cycle of the entity, if longer.

+ References

Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef
-Name Accounting Standards Codification
-Section S99
-Paragraph 1
-Subparagraph (SX 210.5-02(22))
-SubTopic 10
-Topic 210
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147480566/210-10-S99-1

Reference 2: http://www.xbrl.org/2003/role/exampleRef
-Topic 470
-SubTopic 20
-Name Accounting Standards Codification
-Section 55
-Paragraph 69B
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147481568/470-20-55-69B

Reference 3: http://www.xbrl.org/2003/role/exampleRef
-Topic 470
-SubTopic 20
-Name Accounting Standards Codification
-Section 55
-Paragraph 69E
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147481568/470-20-55-69E

Reference 4: http://www.xbrl.org/2009/role/commonPracticeRef
-Topic 235
-SubTopic 10
-Name Accounting Standards Codification
-Section S99
-Paragraph 3
-Subparagraph (SX 210.12-04(a))
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147480678/235-10-S99-3

Reference 5: http://www.xbrl.org/2009/role/commonPracticeRef
-Topic 835
-SubTopic 30
-Name Accounting Standards Codification
-Section 45
-Paragraph 2
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147482925/835-30-45-2

Reference 6: http://fasb.org/us-gaap/role/ref/legacyRef
-Name Accounting Standards Codification
-Topic 505
-SubTopic 10
-Section 50
-Paragraph 3
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147481112/505-10-50-3

Reference 7: http://fasb.org/us-gaap/role/ref/legacyRef
-Name Accounting Standards Codification
-Topic 942
-SubTopic 470
-Section 50
-Paragraph 3
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147477734/942-470-50-3

Reference 8: http://fasb.org/us-gaap/role/ref/legacyRef
-Name Accounting Standards Codification
-Topic 505
-SubTopic 10
-Section 50
-Paragraph 8
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147481112/505-10-50-8

Reference 9: http://fasb.org/us-gaap/role/ref/legacyRef
-Topic 505
-SubTopic 10
-Name Accounting Standards Codification
-Section 50
-Paragraph 6
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147481112/505-10-50-6

Reference 10: http://fasb.org/us-gaap/role/ref/legacyRef
-Topic 505
-SubTopic 10
-Name Accounting Standards Codification
-Section 50
-Paragraph 7
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147481112/505-10-50-7

+ Details

CONDENSED CONSOLIDATED STATEMENTS OF OPERATIONS (Unaudited) - USD ($) shares in Thousands, $ in Thousands	3 Months Ended		9 Months Ended
	Jun. 30, 2024	Jun. 30, 2023	Jun. 30, 2024	Jun. 30, 2023
Revenues:
Total revenues	$ 281,421	$ 255,812	$ 867,051	$ 778,562
Gross profit	166,727	148,785	506,892	450,464
Operating expenses:
Store expenses	116,335	104,932	341,472	307,004
General and administrative	20,060	17,876	54,869	48,961
Depreciation and amortization	8,158	8,026	24,942	23,977
Loss (gain) on sale or disposal of assets and other	20	(29)	(149)	28
Other income	0	(2,632)	(765)	(5,097)
Total operating expenses	144,573	128,173	420,369	374,873
Operating income	22,154	20,612	86,523	75,591
Interest expense	3,539	3,414	10,381	12,994
Interest income	(2,931)	(2,584)	(8,452)	(5,146)
Equity in net (income) loss of unconsolidated affiliates	(1,263)	(1,523)	(4,135)	29,394
Other income	(191)	(5)	(627)	(159)
Income before income taxes	23,000	21,310	89,356	38,508
Income tax expense	5,050	3,088	21,457	10,298
Net income	$ 17,950	$ 18,222	$ 67,899	$ 28,210
Basic earnings (loss) per share (in dollars per share)	$ 0.33	$ 0.33	$ 1.23	$ 0.51
Diluted earnings (loss) per share (in dollars per share)	$ 0.25	$ 0.24	$ 0.89	$ 0.38
Weighted-average basic shares outstanding (in shares)	54,898	55,367	55,022	55,776
Weighted-average diluted shares outstanding (in shares)	83,008	86,825	84,309	79,559
Merchandise sales
Revenues:
Total revenues	$ 158,140	$ 147,980	$ 502,230	$ 464,274
Cost of revenues	101,211	95,069	322,680	297,285
Jewelry scrapping sales
Revenues:
Total revenues	15,395	13,931	43,191	34,640
Cost of revenues	13,483	11,958	37,479	30,813
Pawn service charges
Revenues:
Total revenues	107,830	93,819	321,442	279,442
Other revenues
Revenues:
Total revenues	$ 56	$ 82	$ 188	$ 206

Debt - Principal Payment Schedule (Details) - USD ($) $ in Thousands	Jun. 30, 2024	Sep. 30, 2023	Jun. 30, 2023
Debt Instrument [Line Items]
Gross Amount	$ 367,762	$ 367,762	$ 367,762
Senior Notes
Debt Instrument [Line Items]
Remaining 2024	34,389
Fiscal 2025	103,373
Fiscal 2026	0
Fiscal 2027	0
Fiscal 2028	0
Thereafter	230,000
Gross Amount	367,762
Senior Notes \| 2029 Convertible Notes
Debt Instrument [Line Items]
Remaining 2024	0
Fiscal 2025	0
Fiscal 2026	0
Fiscal 2027	0
Fiscal 2028	0
Thereafter	230,000
Gross Amount	230,000	230,000	230,000
Senior Notes \| 2025 Convertible Notes
Debt Instrument [Line Items]
Remaining 2024	0
Fiscal 2025	103,373
Fiscal 2026	0
Fiscal 2027	0
Fiscal 2028	0
Thereafter	0
Gross Amount	103,373	103,373	103,373
Senior Notes \| 2024 Convertible Notes
Debt Instrument [Line Items]
Remaining 2024	34,389
Fiscal 2025	0
Fiscal 2026	0
Fiscal 2027	0
Fiscal 2028	0
Thereafter	0
Gross Amount	$ 34,389	$ 34,389	$ 34,389

Segment Information - Operating Segment Information (Details) $ in Thousands	3 Months Ended		9 Months Ended
	Jun. 30, 2024 USD ($)	Jun. 30, 2023 USD ($)	Jun. 30, 2024 USD ($) segment	Jun. 30, 2023 USD ($)
Segment Reporting Information [Line Items]
Number of reportable segments \| segment			3
Revenues:
Total revenues	$ 281,421	$ 255,812	$ 867,051	$ 778,562
Gross profit	166,727	148,785	506,892	450,464
Segment and corporate expenses (income):
Store expenses	116,335	104,932	341,472	307,004
General and administrative	20,060	17,876	54,869	48,961
Depreciation and amortization	8,158	8,026	24,942	23,977
(Gain) loss on sale or disposal of assets and other	20	(29)	(149)	28
Other income		(2,632)	(765)	(5,097)
Interest expense	3,539	3,414	10,381	12,994
Interest income	(2,931)	(2,584)	(8,452)	(5,146)
Equity in net (income) loss of unconsolidated affiliates	(1,263)	(1,523)	(4,135)	29,394
Other (income) expense	(191)	(5)	(627)	(159)
Income before income taxes	23,000	21,310	89,356	38,508
Operating Segments
Revenues:
Total revenues	281,421	255,812	867,051	778,562
Gross profit	166,727	148,785	506,892	450,464
Segment and corporate expenses (income):
Store expenses	116,335	104,932	341,472	307,004
General and administrative	0	0	0	(3)
Depreciation and amortization	4,498	4,808	14,369	14,670
(Gain) loss on sale or disposal of assets and other	20	(29)	(246)	28
Other income		(2,632)	0	(5,097)
Interest expense	0	0	0	0
Interest income	(975)	(257)	(3,209)	(725)
Equity in net (income) loss of unconsolidated affiliates	(1,406)	(1,523)	(4,278)	29,394
Other (income) expense	(172)	(55)	(204)	(21)
Income before income taxes	48,427	43,541	158,988	105,214
Operating Segments \| U.S. Pawn
Revenues:
Total revenues	199,050	184,092	624,062	567,448
Gross profit	119,934	110,192	371,361	337,883
Segment and corporate expenses (income):
Store expenses	81,441	75,389	239,536	220,639
General and administrative	0	0	0	0
Depreciation and amortization	2,408	2,505	7,548	7,820
(Gain) loss on sale or disposal of assets and other	(2)	0	(6)	84
Other income		0	0	0
Interest expense	0	0	0	0
Interest income	0	(1)	0	(2)
Equity in net (income) loss of unconsolidated affiliates	0	0	0	0
Other (income) expense	0	0	0	0
Income before income taxes	36,087	32,299	124,283	109,342
Operating Segments \| Latin America Pawn
Revenues:
Total revenues	82,371	71,705	242,954	211,067
Gross profit	46,793	38,578	135,496	112,534
Segment and corporate expenses (income):
Store expenses	34,894	29,543	101,936	86,365
General and administrative	0	0	0	(3)
Depreciation and amortization	2,090	2,303	6,821	6,850
(Gain) loss on sale or disposal of assets and other	22	(29)	(240)	(56)
Other income		(2,632)	0	(5,097)
Interest expense	0	0	0	0
Interest income	(370)	(256)	(1,398)	(723)
Equity in net (income) loss of unconsolidated affiliates	0	0	0	0
Other (income) expense	(184)	(65)	(231)	(41)
Income before income taxes	10,341	9,714	28,608	25,239
Operating Segments \| Other Investments
Revenues:
Total revenues	0	15	35	47
Gross profit	0	15	35	47
Segment and corporate expenses (income):
Store expenses	0	0	0	0
General and administrative	0	0	0	0
Depreciation and amortization	0	0	0	0
(Gain) loss on sale or disposal of assets and other	0	0	0	0
Other income		0	0	0
Interest expense	0	0	0	0
Interest income	(605)	0	(1,811)	0
Equity in net (income) loss of unconsolidated affiliates	(1,406)	(1,523)	(4,278)	29,394
Other (income) expense	12	10	27	20
Income before income taxes	1,999	1,528	6,097	(29,367)
Corporate Items
Revenues:
Total revenues	0	0	0	0
Gross profit	0	0	0	0
Segment and corporate expenses (income):
Store expenses	0	0	0	0
General and administrative	20,060	17,876	54,869	48,964
Depreciation and amortization	3,660	3,218	10,573	9,307
(Gain) loss on sale or disposal of assets and other	0	0	97	0
Other income		0	(765)	0
Interest expense	3,539	3,414	10,381	12,994
Interest income	(1,956)	(2,327)	(5,243)	(4,421)
Equity in net (income) loss of unconsolidated affiliates	143	0	143	0
Other (income) expense	(19)	50	(423)	(138)
Income before income taxes	(25,427)	(22,231)	(69,632)	(66,706)
Merchandise sales
Revenues:
Total revenues	158,140	147,980	502,230	464,274
Cost of goods sold	101,211	95,069	322,680	297,285
Merchandise sales \| Operating Segments
Revenues:
Total revenues	158,140	147,980	502,230	464,274
Cost of goods sold	101,211	95,069	322,680	297,285
Merchandise sales \| Operating Segments \| U.S. Pawn
Revenues:
Total revenues	107,849	102,177	348,211	329,231
Cost of goods sold	67,229	62,799	218,736	203,698
Merchandise sales \| Operating Segments \| Latin America Pawn
Revenues:
Total revenues	50,291	45,803	154,019	135,043
Cost of goods sold	33,982	32,270	103,944	93,587
Merchandise sales \| Operating Segments \| Other Investments
Revenues:
Total revenues	0	0	0	0
Cost of goods sold	0	0	0	0
Merchandise sales \| Corporate Items
Revenues:
Total revenues	0	0	0	0
Cost of goods sold	0	0	0	0
Jewelry scrapping sales
Revenues:
Total revenues	15,395	13,931	43,191	34,640
Cost of goods sold	13,483	11,958	37,479	30,813
Jewelry scrapping sales \| Operating Segments
Revenues:
Total revenues	15,395	13,931	43,191	34,640
Cost of goods sold	13,483	11,958	37,479	30,813
Jewelry scrapping sales \| Operating Segments \| U.S. Pawn
Revenues:
Total revenues	13,757	13,098	39,258	30,088
Cost of goods sold	11,887	11,101	33,965	25,867
Jewelry scrapping sales \| Operating Segments \| Latin America Pawn
Revenues:
Total revenues	1,638	833	3,933	4,552
Cost of goods sold	1,596	857	3,514	4,946
Jewelry scrapping sales \| Operating Segments \| Other Investments
Revenues:
Total revenues	0	0	0	0
Cost of goods sold	0	0	0	0
Jewelry scrapping sales \| Corporate Items
Revenues:
Total revenues	0	0	0	0
Cost of goods sold	0	0	0	0
Pawn service charges
Revenues:
Total revenues	107,830	93,819	321,442	279,442
Pawn service charges \| Operating Segments
Revenues:
Total revenues	107,830	93,819	321,442	279,442
Pawn service charges \| Operating Segments \| U.S. Pawn
Revenues:
Total revenues	77,416	68,790	236,499	208,045
Pawn service charges \| Operating Segments \| Latin America Pawn
Revenues:
Total revenues	30,414	25,029	84,943	71,397
Pawn service charges \| Operating Segments \| Other Investments
Revenues:
Total revenues	0	0	0	0
Pawn service charges \| Corporate Items
Revenues:
Total revenues	0	0	0	0
Other revenues
Revenues:
Total revenues	56	82	188	206
Other revenues \| Operating Segments
Revenues:
Total revenues	56	82	188	206
Other revenues \| Operating Segments \| U.S. Pawn
Revenues:
Total revenues	28	27	94	84
Other revenues \| Operating Segments \| Latin America Pawn
Revenues:
Total revenues	28	40	59	75
Other revenues \| Operating Segments \| Other Investments
Revenues:
Total revenues	0	15	35	47
Other revenues \| Corporate Items
Revenues:
Total revenues	$ 0	$ 0	$ 0	$ 0

Debt - Convertible Senior Notes Due 2024 (Details)			9 Months Ended
Debt - Convertible Senior Notes Due 2024 (Details)	Jul. 01, 2024 USD ($) shares	Jul. 05, 2017 USD ($) $ / shares	Jun. 30, 2024 USD ($) $ / shares shares	Jun. 30, 2023 USD ($)	Sep. 30, 2023 USD ($)
Debt Instrument [Line Items]
Amount outstanding			$ 367,762,000	$ 367,762,000	$ 367,762,000
Repayment of debt			0	178,488,000
Senior Notes
Debt Instrument [Line Items]
Amount outstanding			367,762,000
2024 Convertible Notes \| Common Class A
Debt Instrument [Line Items]
Conversion rate per $1,000 principal amount		0.1
If-converted value in excess of principal amount			$ 800,000
Number of shares potentially issuable (in shares) \| shares			77,000
2024 Convertible Notes \| Common Class A \| Subsequent Event
Debt Instrument [Line Items]
Debt conversion, further issued (in shares) \| shares	77,328
2024 Convertible Notes \| Senior Notes
Debt Instrument [Line Items]
Stated interest rate		2.875%
Principle amount		$ 143,750,000
Amount outstanding			$ 34,389,000	$ 34,389,000	$ 34,389,000
Effective interest rate			3.35%
Conversion price, per share (in dollars per share) \| $ / shares		$ 10.00	$ 10.00
2024 Convertible Notes \| Senior Notes \| Subsequent Event
Debt Instrument [Line Items]
Repayment of debt	$ 34,400,000